Assets and Lazy Portfolios Short Term Returns

Last Update - Nov 21 2025 Eastern Time

In the following table, you can retrieve the most recent returns of the main Asset Classes (ETFs dividends included, when applicable).

Update time is Eastern Time (ET - America/New York).

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 Monthly Return (%)
Return (%) as of Oct 25
Ticker Asset Class Nov 25â–ľ Time(ET) 1M 3M 6M
FLLA
Latin America 1.87 Nov 21 0.30 14.29 17.12
GLD
Gold 1.67 Nov 21 3.56 21.51 21.18
VNQ
US REITs 0.44 Nov 21 -2.45 1.00 2.93
BND
US Total Bond Market 0.25 Nov 21 0.60 2.89 3.47
BIL
US Cash 0.22 Nov 21 0.35 1.06 2.13
LQD
US Invest. Grade Bonds 0.08 Nov 21 0.15 3.09 5.36
TIP
US TIPS 0.00 Nov 21 0.32 2.37 2.69
HYG
US High Yield Bonds -0.02 Nov 21 -0.01 1.99 5.83
EMB
Emerg. Market Bonds -0.11 Nov 21 1.98 5.44 10.28
BNDX
International Bonds -0.36 Nov 21 1.00 1.67 1.91
TLT
US Long Term Treasuries -0.52 Nov 21 1.38 5.04 3.18
VGK
Europe -1.51 Nov 21 0.63 6.43 12.05
DBC
Commodities -1.53 Nov 21 1.55 1.92 11.23
PFF
US Preferred Stocks -1.83 Nov 21 -0.76 1.46 6.89
IJR
US Small Cap -1.88 Nov 21 -0.87 7.22 18.52
EFA
EAFE Stocks -1.95 Nov 21 1.20 7.96 13.42
VT
World All Countries -3.16 Nov 21 2.02 8.58 21.57
VPL
Pacific -3.20 Nov 21 4.31 12.62 22.42
SPY
US Large Cap -3.38 Nov 21 2.38 8.21 23.70
VTI
US Total Stock Market -3.46 Nov 21 2.21 8.19 23.66
EEM
Emerging Markets -3.98 Nov 21 3.56 13.88 27.60
QQQ
US Technology -6.20 Nov 21 4.78 11.47 32.61
CWB
US Convertible Bonds -6.78 Nov 21 3.03 10.15 21.24
Legend: Stocks Fixed Income Commodities
Lazy Portfolios are not meant to be monitored frequently or valued for short-term returns.
Returns (in US Dollars) are calculated on the hypothesis of:
  • a yearly rebalancing of the portfolios (at the beginning of the year)
  • the reinvestment of dividends
Live Returns (as of Nov 25) are calculated on the hypothesis of a newly built portfolio, with the expected asset allocation.

Once consolidated, the actual returns could differ, because they are calculated on the current asset weights in the portofolio.

For each portfolio, the update time of the least updated asset is indicated. Update time is Eastern Time (ET - America/New York). Portfolios with symbol contain asset with missing data, so their returns are partial.
Swipe left to see all data
 Monthly Return (%)
Return (%) as of Oct 25
Portfolio Author Nov 25â–ľ Time(ET) 1M 3M 6M
Berkshire Hathaway Warren Buffett 5.53 Nov 21 -5.10 -0.57 -10.59
Cockroach Portfolio Tony Dong 2.12 Nov 21 1.66 7.79 7.87
Gold 1.67 Nov 21 3.56 21.51 21.18
Cape US Sector Value Robert Shiller 1.25 Nov 21 -3.07 0.35 5.33
10-year Treasury 0.67 Nov 21 0.71 3.04 2.78
US Stocks Minimum Volatility 0.56 Nov 21 -2.06 1.01 1.44
Robo Advisor 0 Betterment 0.39 Nov 21 0.34 1.56 1.84
Short Term Treasury 0.38 Nov 21 0.33 1.52 1.76
Total Bond US 0.25 Nov 21 0.60 2.89 3.47
Sheltered Sam 0/100 Bill Bernstein 0.23 Nov 21 0.33 1.86 2.13
US Cash 0.22 Nov 21 0.35 1.06 2.13
Aggressive Global Income The Lazy Team 0.22 Nov 21 -0.67 4.03 9.26
Conservative Income Charles Schwab 0.16 Nov 21 0.31 2.12 3.05
Sheltered Sam 10/90 Bill Bernstein 0.06 Nov 21 0.38 2.50 3.60
Robo Advisor 10 Value Tilt Betterment 0.03 Nov 21 0.58 2.52 3.90
US Inflation Protection 0.00 Nov 21 0.32 2.37 2.69
All Country World Bonds -0.02 Nov 21 0.96 2.87 3.95
Sheltered Sam 20/80 Bill Bernstein -0.11 Nov 21 0.43 3.13 5.08
Simplified Permanent Portfolio The Lazy Team -0.11 Nov 21 1.95 9.52 12.74
High Yield Bonds Income The Lazy Team -0.19 Nov 21 0.52 3.45 7.38
Marc Faber Portfolio Marc Faber -0.20 Nov 21 1.30 9.38 12.94
Larry Portfolio Larry Swedroe -0.28 Nov 21 0.43 4.31 7.56
Sheltered Sam 30/70 Bill Bernstein -0.29 Nov 21 0.48 3.76 6.57
Robo Advisor 20 Value Tilt Betterment -0.32 Nov 21 0.80 3.46 5.96
Edge Select Conservative Merrill Lynch -0.34 Nov 21 0.70 3.42 6.38
Paul Boyer Portfolio Paul Boyer -0.35 Nov 21 1.88 10.36 12.68
Total Bond Developed World ex-US -0.36 Nov 21 1.00 1.67 1.91
Dimensional Retirement Income Fund DFA -0.42 Nov 21 0.47 3.04 6.01
Weird Portfolio Value Stock Geek -0.45 Nov 21 0.49 8.93 13.10
Sheltered Sam 40/60 Bill Bernstein -0.46 Nov 21 0.52 4.39 8.08
Stocks/Bonds 20/80 -0.49 Nov 21 0.94 3.98 7.23
Gold Pivot Ptf Aim Ways -0.51 Nov 21 2.36 10.77 14.15
Permanent Portfolio Harry Browne -0.52 Nov 21 2.04 9.60 12.80
Desert Portfolio Gyroscopic Investing -0.52 Nov 21 1.42 6.20 10.31
PISI Portfolio Davide Pisicchio -0.53 Nov 21 1.48 6.74 10.98
LifeStrategy Income Fund Vanguard -0.55 Nov 21 1.01 3.86 6.57
Simplified Permanent Portfolio 2x Leveraged The Lazy Team -0.58 Nov 21 3.45 19.21 23.32
Aim comfortable trip Aim Ways -0.60 Nov 21 1.51 7.80 11.78
Simple Money Portfolio Tim Maurer -0.61 Nov 21 0.30 5.20 11.02
Sheltered Sam 50/50 Bill Bernstein -0.63 Nov 21 0.57 5.00 9.59
Seven Value Scott Burns -0.63 Nov 21 0.23 4.46 10.40
All Country World 20/80 -0.65 Nov 21 1.19 4.08 7.39
Developed World ex-US 20/80 -0.69 Nov 21 1.18 3.33 5.11
One-Decision Portfolio Marvin Appel -0.69 Nov 21 0.12 3.75 8.76
Six Ways from Sunday Scott Burns -0.70 Nov 21 0.32 4.29 9.99
Golden Butterfly Tyler -0.76 Nov 21 1.60 9.71 14.09
Big Rocks Portfolio Larry Swedroe -0.79 Nov 21 0.24 4.97 10.74
Ultimate Buy&Hold FundAdvice -0.79 Nov 21 0.24 5.16 10.96
Sheltered Sam 60/40 Bill Bernstein -0.80 Nov 21 0.62 5.62 11.12
Eliminate Fat Tails Larry Swedroe -0.80 Nov 21 0.74 4.53 8.42
Rob Arnott Portfolio Rob Arnott -0.80 Nov 21 0.77 3.88 7.61
Coffeehouse Bill Schultheis -0.84 Nov 21 0.31 5.32 10.79
Dynamic 60/40 Income The Lazy Team -0.90 Nov 21 -0.10 2.88 8.01
Talmud Portfolio Roger Gibson -0.93 Nov 21 0.18 4.10 9.69
Nano Portfolio John Wasik -0.95 Nov 21 0.43 4.61 9.08
Margherita Portfolio Davide Pisicchio -0.95 Nov 21 1.51 6.65 11.47
Sheltered Sam 70/30 Bill Bernstein -0.97 Nov 21 0.66 6.23 12.67
Dynamic 40/60 Income The Lazy Team -1.01 Nov 21 0.79 3.77 9.49
Developed World ex-US 40/60 -1.01 Nov 21 1.35 4.88 8.19
Odd-Stats Strategy Aim Ways -1.02 Nov 21 1.39 6.32 10.56
Developed World ex-US 40/60 Momentum -1.02 Nov 21 0.33 3.79 7.02
Permanent Portfolio with Bitcoin Harry Browne -1.02 Nov 22, 04:56PM 1.87 8.98 12.67
Desert Portfolio with Bitcoin Gyroscopic Investing -1.02 Nov 22, 04:56PM 1.24 5.58 10.16
Pinwheel Tyler -1.06 Nov 21 1.10 7.88 13.49
Lifepath Fund iShares -1.06 Nov 21 1.13 5.24 10.36
Edge Select Moderately Conservative Merrill Lynch -1.06 Nov 21 1.16 5.07 10.44
Ideal Index Frank Armstrong -1.08 Nov 21 0.55 5.89 11.88
Stocks/Bonds 20/80 Momentum -1.09 Nov 21 0.27 3.49 7.09
Coward's Portfolio Bill Bernstein -1.11 Nov 21 0.78 5.53 11.61
Five Fold Scott Burns -1.13 Nov 21 0.65 4.75 9.73
Sheltered Sam 80/20 Bill Bernstein -1.14 Nov 21 0.71 6.83 14.22
All Weather Portfolio Ray Dalio -1.15 Nov 21 1.74 6.80 10.93
LifeStrategy Conservative Growth Vanguard -1.15 Nov 21 1.29 5.16 10.17
US Stocks Equal Weight -1.15 Nov 21 -0.93 2.79 12.05
Sandwich Portfolio Bob Clyatt -1.17 Nov 21 0.83 5.26 11.55
GAA Global Asset Allocation Mebane Faber -1.20 Nov 21 1.42 6.40 11.51
In Saecula Saeculorum Fulvio Marchese -1.21 Nov 21 1.64 7.36 14.07
Desert Portfolio 2x Leveraged Gyroscopic Investing -1.22 Nov 21 2.72 12.97 18.92
Tilt Toward Value Time Money Inc -1.23 Nov 21 0.87 5.49 11.58
Shield Strategy Aim Ways -1.23 Nov 21 2.14 9.42 15.84
Stocks/Bonds 40/60 -1.24 Nov 21 1.27 5.06 11.12
Golden Butterfly 2x Leveraged Tyler -1.26 Nov 21 2.48 18.18 24.67
Golden Butterfly with Bitcoin Tyler -1.26 Nov 22, 04:56PM 1.43 9.08 13.95
All Country World 40/60 -1.27 Nov 21 1.41 5.25 10.88
US Stocks Value -1.28 Nov 21 1.08 6.41 14.85
Robo Advisor 50 Value Tilt Betterment -1.30 Nov 21 1.32 5.93 11.75
Global Market Portfolio Credit Suisse -1.31 Nov 21 1.27 5.75 10.88
7Twelve Portfolio Craig Israelsen -1.31 Nov 21 0.64 4.42 10.94
Sheltered Sam 90/10 Bill Bernstein -1.31 Nov 21 0.75 7.44 15.79
Late Sixties and Beyond Burton Malkiel -1.33 Nov 21 0.96 5.97 13.21
Developed World ex-US 60/40 -1.34 Nov 21 1.50 6.33 11.17
Developed World ex-US 60/40 Momentum -1.35 Nov 21 0.04 4.74 9.42
Five Asset Roger Gibson -1.35 Nov 21 0.83 4.81 11.69
Four Seasons Portfolio Davide Pisicchio -1.36 Nov 21 1.68 7.24 13.56
Yale Endowment David Swensen -1.36 Nov 21 0.83 5.54 12.09
Ivy Portfolio Mebane Faber -1.39 Nov 21 0.71 4.86 11.90
Lazy Portfolio David Swensen -1.40 Nov 21 0.83 5.64 12.27
Simple and Cheap Time Money Inc -1.41 Nov 21 1.11 5.67 12.03
Golden Ratio Portfolio Frank Vasquez -1.42 Nov 21 1.66 9.44 15.48
Ulcer Free Strategy Aim Ways -1.43 Nov 21 2.07 7.22 10.74
Sheltered Sam 100/0 Bill Bernstein -1.48 Nov 21 0.79 8.03 17.38
European Stocks -1.51 Nov 21 0.63 6.43 12.05
Four Square Scott Burns -1.52 Nov 21 1.37 5.63 11.40
Gone Fishin' Portfolio Alexander Green -1.54 Nov 21 1.38 7.88 15.36
Stocks/Bonds 40/60 ESG -1.56 Nov 21 1.42 5.30 11.69
Edge Select Moderate Merrill Lynch -1.57 Nov 21 1.37 6.16 13.55
Ultimate Buy and Hold Strategy Paul Merriman -1.61 Nov 21 0.26 7.23 16.94
All Weather Portfolio with Bitcoin Ray Dalio -1.62 Nov 22, 04:56PM 1.59 6.39 10.91
Developed World ex-US 80/20 -1.66 Nov 21 1.64 7.70 14.04
Stocks/Bonds 40/60 with Bitcoin -1.67 Nov 22, 04:56PM 1.15 4.81 11.19
Andrew Tobias Portfolio Andrew Tobias -1.68 Nov 21 1.27 6.02 12.69
Jane Bryant Quinn Portfolio Jane Bryant Quinn -1.69 Nov 21 1.20 6.11 13.81
Couch Potato Scott Burns -1.73 Nov 21 1.30 5.32 12.65
LifeStrategy Moderate Growth Vanguard -1.76 Nov 21 1.55 6.41 13.81
Capricciosa Portfolio Davide Pisicchio -1.79 Nov 21 1.67 6.74 14.60
Mid-Fifties Burton Malkiel -1.80 Nov 21 1.29 6.97 15.48
No Brainer Portfolio Bill Bernstein -1.85 Nov 21 1.02 6.79 15.40
Gretchen Tai Portfolio Gretchen Tai -1.88 Nov 21 1.50 7.26 15.15
All Country World 60/40 -1.90 Nov 21 1.63 6.39 14.40
Margaritaville Scott Burns -1.92 Nov 21 1.49 6.87 14.62
Long Term Portfolio Ben Stein -1.93 Nov 21 1.14 6.86 15.12
Stocks/Bonds 60/40 -1.98 Nov 21 1.60 6.12 15.15
Developed World ex-US Stocks -1.98 Nov 21 1.77 8.99 16.81
Developed World ex-US Stocks Momentum -2.00 Nov 21 -0.47 6.47 13.91
Robo Advisor 80 Value Tilt Betterment -2.01 Nov 21 1.58 7.77 16.99
All Weather Portfolio 2x Leveraged Ray Dalio -2.08 Nov 21 2.74 13.12 19.28
Family Taxable Portfolio Ted Aronson -2.09 Nov 21 1.66 7.82 16.07
Late Thirties to Early Forties Burton Malkiel -2.12 Nov 21 1.51 7.53 16.86
Core Four Rick Ferri -2.12 Nov 21 1.46 7.01 16.35
Perfect Portfolio Ben Stein -2.12 Nov 21 1.69 7.26 17.02
Edge Select Moderately Aggressive Merrill Lynch -2.13 Nov 21 1.67 7.18 16.63
Stocks/Bonds 40/60 2x Leveraged -2.19 Nov 21 2.36 9.11 18.41
Talmud Portfolio 2x Leveraged Roger Gibson -2.19 Nov 21 -0.10 6.06 13.87
US Stocks Quality -2.20 Nov 21 0.93 6.88 16.44
Robust Alpha Architect -2.22 Nov 21 -0.46 4.50 13.19
Robo Advisor 90 Value Tilt Betterment -2.25 Nov 21 1.63 8.31 18.63
Mid-Twenties Burton Malkiel -2.25 Nov 21 1.58 7.75 17.36
Three Funds Bogleheads -2.36 Nov 21 1.79 7.65 17.67
LifeStrategy Growth Fund Vanguard -2.37 Nov 21 1.80 7.62 17.48
Four Funds Bogleheads -2.38 Nov 21 1.76 7.60 17.57
Stocks/Bonds 60/40 ESG -2.40 Nov 21 1.78 6.45 15.98
Stocks/Bonds 60/40 with Bitcoin -2.41 Nov 22, 04:56PM 1.48 5.86 15.22
Stocks/Bonds 40/60 Momentum -2.43 Nov 21 -0.04 4.06 10.74
Robo Advisor 100 Value Tilt Betterment -2.48 Nov 21 1.53 8.54 19.19
Pepperoni Portfolio Davide Pisicchio -2.49 Nov 21 1.95 6.54 16.37
All Country World 80/20 -2.53 Nov 21 1.83 7.50 17.97
Simple Path to Wealth JL Collins -2.54 Nov 21 1.83 6.90 18.27
Dedalo Eleven Dedalo Invest -2.58 Nov 21 2.06 7.86 18.38
Edge Select Aggressive Merrill Lynch -2.62 Nov 21 1.88 8.09 19.35
Stocks/Bonds 80/20 -2.72 Nov 21 1.91 7.16 19.33
Second Grader's Starter Paul Farrell -2.73 Nov 21 1.93 8.15 19.70
Dedalo Four Dedalo Invest -2.77 Nov 21 1.94 7.06 18.58
All Country World Stocks -3.16 Nov 21 2.02 8.58 21.57
Warren Buffett Portfolio Warren Buffett -3.22 Nov 21 2.30 7.68 21.89
Dedalo Three Dedalo Invest -3.37 Nov 21 2.15 8.31 23.01
US Stocks -3.46 Nov 21 2.21 8.19 23.66
Diavola Portfolio Davide Pisicchio -3.75 Nov 21 2.71 8.43 23.51
Stocks/Bonds 60/40 Momentum -3.77 Nov 21 -0.34 4.60 14.40
Stocks/Bonds 60/40 2x Leveraged -3.81 Nov 21 2.97 11.12 27.27
Emerging Markets Stocks -3.98 Nov 21 3.56 13.88 27.60
US Stocks ESG -4.08 Nov 21 2.48 8.69 25.08
Stocks/Bonds 80/20 Momentum -5.11 Nov 21 -0.61 5.12 18.09
Technology -6.20 Nov 21 4.78 11.47 32.61
US Stocks Momentum -6.45 Nov 21 -0.87 5.61 21.81
Ark Tech Portfolio Cathie Wood -15.58 Nov 21 6.51 21.31 66.36