Vanguard Total Stock Market (VTI): Historical Returns

Data Source: from January 1871 to September 2023 (~153 years)
Consolidated Returns as of 30 September 2023
Live Update: Oct 02 2023, 04:00PM Eastern Time
Category: Stocks
ETF: Vanguard Total Stock Market (VTI)
ETF • LIVE PERFORMANCE (USD currency)
0.13%
1 Day
Oct 02 2023, 04:00PM Eastern Time
0.13%
Current Month
October 2023

In the last 30 Years, the Vanguard Total Stock Market (VTI) ETF obtained a 9.67% compound annual return, with a 15.44% standard deviation.

Table of contents

The ETF is related to the following investment themes:

  • Asset Class: Equity
  • Size: Large Cap
  • Style: Blend
  • Region: North America
  • Country: U.S.

The Vanguard Total Stock Market (VTI) ETF is part of the following Lazy Portfolios:

Portfolio Name Author VTI Weight▾
US Stocks 100.00%
Stocks/Bonds 80/20 80.00%
Simple Path to Wealth JL Collins 75.00%
Dedalo Three Dedalo Invest 70.00%
Stocks/Bonds 60/40 60.00%
Second Grader's Starter Paul Farrell 60.00%
Stocks/Bonds 60/40 with Bitcoin 59.00%
Dedalo Eleven Dedalo Invest 56.00%
Dedalo Four Dedalo Invest 55.00%
Couch Potato Scott Burns 50.00%
Three Funds Bogleheads 50.00%
Four Funds Bogleheads 50.00%
Core Four Rick Ferri 48.00%
LifeStrategy Growth Fund Vanguard 48.00%
Stocks/Bonds 40/60 40.00%
Jane Bryant Quinn Portfolio Jane Bryant Quinn 40.00%
Stocks/Bonds 40/60 with Bitcoin 39.00%
LifeStrategy Moderate Growth Vanguard 36.00%
Mid-Twenties Burton Malkiel 35.00%
Robo Advisor 100 Betterment 34.60%
Margaritaville Scott Burns 34.00%
Talmud Portfolio Roger Gibson 33.34%
Andrew Tobias Portfolio Andrew Tobias 33.34%
Late Thirties to Early Forties Burton Malkiel 32.50%
Robo Advisor 90 Betterment 30.90%
All Weather Portfolio Ray Dalio 30.00%
Lazy Portfolio David Swensen 30.00%
Yale Endowment David Swensen 30.00%
Desert Portfolio Gyroscopic Investing 30.00%
All Weather Portfolio with Bitcoin Ray Dalio 30.00%
Desert Portfolio with Bitcoin Gyroscopic Investing 30.00%
Long Term Portfolio Ben Stein 30.00%
Simple and Cheap Time Inc 30.00%
Robo Advisor 80 Betterment 27.00%
Mid-Fifties Burton Malkiel 27.00%
Gretchen Tai Portfolio Gretchen Tai 26.00%
Permanent Portfolio Harry Browne 25.00%
Permanent Portfolio with Bitcoin Harry Browne 25.00%
Simplified Permanent Portfolio 25.00%
Four Square Scott Burns 25.00%
Tilt Toward Value Time Inc 25.00%
LifeStrategy Conservative Growth Vanguard 24.00%
Ivy Portfolio Mebane Faber 20.00%
Five Asset Roger Gibson 20.00%
Golden Butterfly Tyler 20.00%
Late Sixties and Beyond Burton Malkiel 20.00%
Dynamic 40/60 Income 20.00%
Dynamic 60/40 Income 20.00%
Stocks/Bonds 20/80 20.00%
Golden Butterfly with Bitcoin 20.00%
Perfect Portfolio Ben Stein 20.00%
Nano Portfolio John Wasik 20.00%
Five Fold Scott Burns 20.00%
Zefiro Portfolio Zefiro SCF 20.00%
Dimensional 2030 Retirement Income DFA 17.50%
Six Ways from Sunday Scott Burns 16.70%
Robo Advisor 50 Betterment 16.20%
Pinwheel 15.00%
Gone Fishin' Portfolio Alexander Green 15.00%
Seven Value Scott Burns 14.50%
LifeStrategy Income Fund Vanguard 12.00%
Robo Advisor 20 Betterment 6.30%
Family Taxable Portfolio Ted Aronson 5.00%
Robo Advisor 10 Betterment 3.20%

Investment Returns as of Sep 30, 2023

The Vanguard Total Stock Market (VTI) ETF guaranteed the following returns.

Returns are calculated in USD, assuming:
  • no fees or capital gain taxes.
  • the reinvestment of dividends.
VANGUARD TOTAL STOCK MARKET (VTI) ETF
Consolidated returns as of 30 September 2023
Live Update: Oct 02 2023, 04:00PM Eastern Time
Swipe left to see all data
  Chg (%) Return (%) Return (%) as of Sep 30, 2023
  1 Day Time ET(*) Oct 2023 1M 6M 1Y 5Y 10Y 30Y MAX
(~153Y)
Vanguard Total Stock Market (VTI) ETF -0.13 -0.13 -4.80 4.86 20.32 9.06 11.22 9.67 9.04
US Inflation Adjusted return -4.80 3.09 16.31 4.87 8.25 6.96 6.78
Returns over 1 year are annualized | Available data source: since Jan 1871
(*) Eastern Time (ET - America/New York)
US Inflation is updated to Aug 2023. Waiting for updates, inflation of Sep 2023 is set to 0%. Current inflation (annualized) is 1Y: 3.44% , 5Y: 3.99% , 10Y: 2.75% , 30Y: 2.53%
Live update: World Markets and Indexes

In 2022, the Vanguard Total Stock Market (VTI) ETF granted a 1.33% dividend yield. If you are interested in getting periodic income, please refer to the Vanguard Total Stock Market (VTI) ETF: Dividend Yield page.

Capital Growth as of Sep 30, 2023

An investment of 1$, since October 1993, now would be worth 15.93$, with a total return of 1492.59% (9.67% annualized).

The Inflation Adjusted Capital now would be 7.53$, with a net total return of 652.66% (6.96% annualized).
An investment of 1$, since January 1871, now would be worth 554208.01$, with a total return of 55420701.22% (9.04% annualized).

The Inflation Adjusted Capital now would be 22515.15$, with a net total return of 2251414.90% (6.78% annualized).
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Investment Metrics as of Sep 30, 2023

Metrics of Vanguard Total Stock Market (VTI) ETF, updated as of 30 September 2023.

Metrics are calculated based on monthly returns, assuming:
  • no fees or capital gain taxes.
  • the reinvestment of dividends.
VANGUARD TOTAL STOCK MARKET (VTI) ETF
Advanced Metrics
Data Source: 1 January 1871 - 30 September 2023 (~153 years)
Swipe left to see all data
Metrics as of Sep 30, 2023
1M 3M 6M 1Y 3Y 5Y 10Y 20Y 30Y MAX
(~153Y)
Investment Return (%) -4.80 -3.21 4.86 20.32 9.27 9.06 11.22 9.77 9.67 9.04
Infl. Adjusted Return (%) details -4.80 -3.82 3.09 16.31 3.41 4.87 8.25 7.03 6.96 6.78
US Inflation (%) 0.00 0.63 1.72 3.44 5.66 3.99 2.75 2.56 2.53 2.12
Waiting for updates, inflation of Sep 2023 is temporarily set to 0%. Returns / Inflation rates over 1 year are annualized.
DRAWDOWN
Inflation Adjusted:
Inflation Adjusted:
 1Y 3Y 5Y 10Y 20Y 30Y MAX
Deepest Drawdown Depth (%) -6.63 -24.81 -24.81 -24.81 -50.84 -50.84 -84.60
Start to Recovery (# months) details 2* 21* 21* 21* 53 53 184
Start (yyyy mm) 2023 08 2022 01 2022 01 2022 01 2007 11 2007 11 1929 09
Start to Bottom (# months) 2 9 9 9 16 16 34
Bottom (yyyy mm) 2023 09 2022 09 2022 09 2022 09 2009 02 2009 02 1932 06
Bottom to End (# months) 0 12 12 12 37 37 150
End (yyyy mm) - - - - 2012 03 2012 03 1944 12
Longest Drawdown Depth (%)
same as
deepest
same as
deepest
same as
deepest
same as
deepest
same as
deepest		 -43.94
same as
deepest
Start to Recovery (# months) details 67
Start (yyyy mm) 2023 08 2022 01 2022 01 2022 01 2007 11 2000 09 1929 09
Start to Bottom (# months) 2 9 9 9 16 25 34
Bottom (yyyy mm) 2023 09 2022 09 2022 09 2022 09 2009 02 2002 09 1932 06
Bottom to End (# months) 0 12 12 12 37 42 150
End (yyyy mm) - - - - 2012 03 2006 03 1944 12
Longest negative period (# months) details 3 27* 27* 28 66 139 188
Period Start (yyyy mm) 2022 12 2021 07 2021 07 2017 12 2003 10 1997 08 1916 11
Period End (yyyy mm) 2023 02 2023 09 2023 09 2020 03 2009 03 2009 02 1932 06
Annualized Return (%) -6.81 -0.59 -0.59 -0.35 -1.53 -0.09 -0.16
Drawdowns / Negative periods marked with * are in progress
Deepest Drawdown Depth (%) -7.04 -29.37 -29.37 -29.37 -51.59 -51.59 -80.55
Start to Recovery (# months) details 2* 21* 21* 21* 63 63 90
Start (yyyy mm) 2023 08 2022 01 2022 01 2022 01 2007 11 2007 11 1929 09
Start to Bottom (# months) 2 9 9 9 16 16 33
Bottom (yyyy mm) 2023 09 2022 09 2022 09 2022 09 2009 02 2009 02 1932 05
Bottom to End (# months) 0 12 12 12 47 47 57
End (yyyy mm) - - - - 2013 01 2013 01 1937 02
Longest Drawdown Depth (%) -2.94
same as
deepest
same as
deepest
same as
deepest
same as
deepest		 -46.68 -54.53
Start to Recovery (# months) details 4 91 124
Start (yyyy mm) 2023 02 2022 01 2022 01 2022 01 2007 11 2000 04 1973 01
Start to Bottom (# months) 1 9 9 9 16 30 21
Bottom (yyyy mm) 2023 02 2022 09 2022 09 2022 09 2009 02 2002 09 1974 09
Bottom to End (# months) 3 12 12 12 47 61 103
End (yyyy mm) 2023 05 - - - 2013 01 2007 10 1983 04
Longest negative period (# months) details 4 33* 33 33 92 161 316
Period Start (yyyy mm) 2022 12 2021 01 2020 01 2020 01 2004 02 1998 05 1906 02
Period End (yyyy mm) 2023 03 2023 09 2022 09 2022 09 2011 09 2011 09 1932 05
Annualized Return (%) -1.39 -1.31 -0.36 -0.36 -0.01 -0.05 -0.02
Drawdowns / Negative periods marked with * are in progress
RISK INDICATORS
1Y 3Y 5Y 10Y 20Y 30Y MAX
Standard Deviation (%) 15.55 17.80 19.32 15.26 15.25 15.44 16.59
Sharpe Ratio 1.02 0.43 0.39 0.67 0.56 0.48 0.30
Sortino Ratio 1.40 0.59 0.52 0.89 0.73 0.63 0.43
Ulcer Index 2.60 10.64 9.30 6.85 11.99 14.31 17.89
Ratio: Return / Standard Deviation 1.31 0.52 0.47 0.74 0.64 0.63 0.55
Ratio: Return / Deepest Drawdown 3.06 0.37 0.36 0.45 0.19 0.19 0.11
% Positive Months details 66% 58% 61% 68% 67% 65% 60%
Positive Months 8 21 37 82 161 235 1113
Negative Months 4 15 23 38 79 125 720
LONG TERM RETURNS
Inflation Adjusted:
Inflation Adjusted:
 1Y 3Y 5Y 10Y 20Y 30Y MAX
Best 10 Years Return (%) - Annualized 11.22 16.86 16.86 20.50
Worst 10 Years Return (%) - Annualized 6.50 -2.47 -5.29
Best 10 Years Return (%) - Annualized 8.25 14.83 14.83 19.53
Worst 10 Years Return (%) - Annualized 4.64 -4.92 -4.92
ROLLING PERIOD RETURNS
Inflation Adjusted:
Inflation Adjusted:
 1Y 3Y 5Y 10Y 20Y 30Y MAX
Over the latest 30Y
Best Rolling Return (%) - Annualized 62.90 30.70 26.84 16.86 10.56 9.67
Worst Rolling Return (%) - Annualized -43.33 -16.22 -6.14 -2.47 4.98
% Positive Periods 78% 83% 87% 94% 100% 100%
Best Rolling Return (%) - Annualized 58.74 27.73 23.91 14.83 7.88 6.96
Worst Rolling Return (%) - Annualized -43.46 -18.24 -8.56 -4.92 2.84
% Positive Periods 75% 80% 73% 89% 100% 100%
Over all the available data source (Jan 1871 - Sep 2023)
Best Rolling Return (%) - Annualized 164.11 45.34 37.25 20.50 17.30 14.81
Worst Rolling Return (%) - Annualized -67.90 -43.81 -19.58 -5.29 1.15 2.64
% Positive Periods 72% 84% 89% 97% 100% 100%
Best Rolling Return (%) - Annualized 182.83 41.38 35.89 19.53 13.12 11.83
Worst Rolling Return (%) - Annualized -64.35 -39.36 -15.64 -4.92 -0.59 0.85
% Positive Periods 69% 79% 82% 89% 99% 100%
WITHDRAWAL RATES (WR)
1Y 3Y 5Y 10Y 20Y 30Y MAX
Safe WR (%) 38.53 22.97 15.62 8.51 8.25 8.53
Perpetual WR (%) 3.30 4.64 7.62 6.56 6.51 6.35
Terms and Definitions
  • Annualized Portfolio Return: it's the annualized geometric mean return of the portfolio
  • Deepest/Longest Drawdown: a drawdown refers to the decline in value from a relative peak value to a relative trough. The deepest (or maximum) drawdown is the maximum observed loss from a peak to a trough of a portfolio before a new peak is attained. The longest drawdown is the period observed from a peak to the subsequent peak with the greatest duration.
  • Longest negative period: it's the maximum period for which an overall negative return has been observed
  • Standard Deviation: it's a measure of the dispersion of returns around the mean
  • Sharpe Ratio: it's a measure of risk-adjusted performance of the portfolio. It's calculated by dividing the excess return of the portfolio over the risk-free rate by the portfolio standard deviation. The risk-free rate here considered is the 1-3 Mth T-Bill return
  • Sortino Ratio: another measure of risk-adjusted performance of the portfolio. It's a modification of the Sharpe Ratio (same formula but the denominator is the portfolio downside standard deviation)
  • Ulcer Index: it's a measure of downside risk that quantifies the depth and duration of drawdowns in an investment portfolio
  • Best/Worst 10Y returns: the best and the worst 10-year return over a time frame
  • Rolling Returns: N-year returns over a time frame, calculated over all the available data source (best, worst, % of positive returns). Each rolling period, longer than the longest negative period, yielded a non-negative minimum return.
  • Safe Withdrawal Rate (SWR): it's the percentage of the original portfolio balance that can be withdrawn at the end of each year with inflation adjustment, without the portfolio running out of money (dollar amount withdrawal).
  • Perpetual Withdrawal Rate (PWR): it's the percentage of portfolio balance that can be withdrawn at the end of each year, while retaining the inflation adjusted portfolio balance (percentage withdrawal).
Analyze your Portfolio: Backtest Now!
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Correlations as of Sep 30, 2023

Correlation measures to what degree the returns of the two assets move in relation to each other.

Correlation coefficient is a numerical value between -1 and +1. If one variable goes up by a certain amount, the correlation coefficient indicates which way the other variable moves and by how much.
Asset correlations are calculated based on monthly returns.

Monthly correlations of Vanguard Total Stock Market (VTI) ETF vs the main Asset Classes, over different timeframes. Columns are sortable (click on table header to sort).

VANGUARD TOTAL STOCK MARKET (VTI) ETF
Monthly correlations as of 30 September 2023
Swipe left to see all data
Correlation vs VTI
Asset Class 1 Year 5 Years 10 Years 30 Years Since
Jan 1992
SPY
 US Large Cap
1.00
1.00
1.00
0.99
0.99
IJR
 US Small Cap
0.89
0.92
0.89
0.88
0.88
VNQ
 US REITs
0.89
0.86
0.73
0.63
0.62
QQQ
 US Technology
0.81
0.92
0.91
0.85
0.85
PFF
 Preferred Stocks
0.53
0.79
0.72
0.46
0.46
EFA
 EAFE Stocks
0.80
0.90
0.87
0.83
0.80
VT
 World All Countries
0.96
0.98
0.97
0.95
0.94
EEM
 Emerging Markets
0.65
0.75
0.70
0.75
0.72
VGK
 Europe
0.81
0.89
0.85
0.84
0.83
VPL
 Pacific
0.76
0.87
0.83
0.71
0.67
FLLA
 Latin America
0.87
0.65
0.56
0.66
0.66
BND
 US Total Bond Market
0.56
0.45
0.34
0.14
0.14
TLT
 Long Term Treasuries
0.51
0.09
0.01
-0.14
-0.13
BIL
 US Cash
-0.45
-0.14
-0.11
-0.03
-0.03
TIP
 TIPS
0.73
0.59
0.45
0.20
0.19
LQD
 Invest. Grade Bonds
0.65
0.64
0.55
0.31
0.31
HYG
 High Yield Bonds
0.90
0.85
0.81
0.69
0.68
CWB
 US Convertible Bonds
0.90
0.90
0.89
0.88
0.88
BNDX
 International Bonds
0.74
0.49
0.39
0.15
0.15
EMB
 Emerg. Market Bonds
0.66
0.74
0.66
0.57
0.57
GLD
 Gold
0.36
0.21
0.09
0.06
0.06
DBC
 Commodities
0.54
0.53
0.45
0.34
0.34

If you want to learn more about historical correlations, you can find out here how the main asset class are correlated to each other.

Drawdowns

A drawdown refers to the decline in value from a relative peak value to a relative trough. A maximum drawdown is the maximum observed loss from a peak to a trough of a portfolio before a new peak is attained.

VANGUARD TOTAL STOCK MARKET (VTI) ETF
Drawdown periods
Drawdown periods - Inflation Adjusted
Data Source: 1 October 1993 - 30 September 2023 (30 Years)
Data Source: 1 January 1871 - 30 September 2023 (~153 years)
Inflation Adjusted:
Swipe left to see all data
Drawdown period
Recovery period
Total
Drawdown Start Bottom #Months End #Months #Months Ulcer Index
-50.84% Nov 2007 Feb 2009 16 Mar 2012 37 53 23.06
-43.94% Sep 2000 Sep 2002 25 Mar 2006 42 67 23.71
-24.81% Jan 2022 Sep 2022 9 in progress 12 21 13.76
-20.84% Jan 2020 Mar 2020 3 Jul 2020 4 7 9.03
-17.57% Jul 1998 Aug 1998 2 Nov 1998 3 5 9.03
-14.20% Oct 2018 Dec 2018 3 Apr 2019 4 7 6.63
-8.84% Jun 2015 Sep 2015 4 May 2016 8 12 4.72
-8.44% Apr 2000 May 2000 2 Aug 2000 3 5 5.11
-7.43% Feb 1994 Jun 1994 5 Feb 1995 8 13 3.93
-6.82% Apr 2012 May 2012 2 Aug 2012 3 5 3.19
-6.45% May 2019 May 2019 1 Jun 2019 1 2 3.72
-6.42% Jul 1999 Sep 1999 3 Nov 1999 2 5 3.38
-6.17% Jun 1996 Jul 1996 2 Sep 1996 2 4 3.14
-5.64% Feb 2018 Mar 2018 2 Jul 2018 4 6 3.46
-5.42% Sep 2020 Oct 2020 2 Nov 2020 1 3 3.24
Swipe left to see all data
Drawdown period
Recovery period
Total
Drawdown Start Bottom #Months End #Months #Months Ulcer Index
-51.59% Nov 2007 Feb 2009 16 Jan 2013 47 63 23.48
-46.68% Apr 2000 Sep 2002 30 Oct 2007 61 91 24.54
-29.37% Jan 2022 Sep 2022 9 in progress 12 21 18.74
-21.19% Jan 2020 Mar 2020 3 Jul 2020 4 7 9.17
-17.77% Jul 1998 Aug 1998 2 Dec 1998 4 6 8.55
-13.79% Oct 2018 Dec 2018 3 Apr 2019 4 7 6.54
-9.40% Mar 2015 Sep 2015 7 Jul 2016 10 17 4.36
-8.55% Feb 1994 Jun 1994 5 Mar 1995 9 14 4.90
-7.37% Jul 1999 Sep 1999 3 Nov 1999 2 5 3.89
-6.65% May 2019 May 2019 1 Jul 2019 2 3 3.32
-6.41% Jun 1996 Jul 1996 2 Sep 1996 2 4 3.33
-6.28% Feb 2018 Mar 2018 2 Aug 2018 5 7 3.96
-5.59% Sep 2020 Oct 2020 2 Nov 2020 1 3 3.35
-5.09% Feb 1997 Mar 1997 2 May 1997 2 4 2.32
-4.72% Sep 2021 Sep 2021 1 Oct 2021 1 2 2.73
Swipe left to see all data
Drawdown period
Recovery period
Total
Drawdown Start Bottom #Months End #Months #Months Ulcer Index
-84.60% Sep 1929 Jun 1932 34 Dec 1944 150 184 46.31
-50.84% Nov 2007 Feb 2009 16 Mar 2012 37 53 23.06
-45.86% Jan 1973 Sep 1974 21 Dec 1976 27 48 20.53
-43.94% Sep 2000 Sep 2002 25 Mar 2006 42 67 23.71
-34.11% Apr 1876 Jun 1877 15 Feb 1879 20 35 17.32
-30.27% Oct 1906 Nov 1907 14 Nov 1908 12 26 16.09
-30.06% Dec 1968 Jun 1970 19 Mar 1971 9 28 14.60
-29.34% Sep 1987 Nov 1987 3 May 1989 18 21 14.96
-27.16% Oct 1902 Oct 1903 13 Nov 1904 13 26 17.06
-26.86% Feb 1893 Aug 1893 7 Aug 1897 48 55 14.58
-24.81% Jan 2022 Sep 2022 9 in progress 12 21 13.76
-23.91% Jul 1881 Jan 1885 43 Nov 1885 10 53 13.47
-23.13% Nov 1919 Jun 1921 20 Apr 1922 10 30 13.60
-22.72% Nov 1912 Oct 1914 24 Sep 1915 11 35 9.77
-22.67% Jan 1962 Jun 1962 6 Apr 1963 10 16 12.17
Swipe left to see all data
Drawdown period
Recovery period
Total
Drawdown Start Bottom #Months End #Months #Months Ulcer Index
-80.55% Sep 1929 May 1932 33 Feb 1937 57 90 47.01
-54.53% Jan 1973 Sep 1974 21 Apr 1983 103 124 28.71
-51.59% Nov 2007 Feb 2009 16 Jan 2013 47 63 23.48
-50.28% Mar 1937 Mar 1938 13 Feb 1945 83 96 27.52
-46.68% Apr 2000 Sep 2002 30 Oct 2007 61 91 24.54
-44.02% Dec 1916 Jul 1920 44 Jun 1924 47 91 27.54
-37.64% Jun 1946 Feb 1948 21 Dec 1950 34 55 26.00
-36.19% Dec 1968 Jun 1970 19 Nov 1972 29 48 16.29
-33.93% Feb 1906 Nov 1907 22 May 1909 18 40 16.09
-29.95% Sep 1987 Nov 1987 3 Jul 1989 20 23 16.39
-29.37% Jan 2022 Sep 2022 9 in progress 12 21 18.74
-29.16% Jul 1876 Jun 1877 12 Mar 1878 9 21 16.39
-28.60% Jul 1911 Oct 1914 40 Nov 1915 13 53 13.04
-28.08% Jul 1901 Oct 1903 28 Feb 1905 16 44 15.23
-24.74% Jun 1892 Jul 1893 14 Aug 1895 25 39 11.86

Rolling Returns

( more details)

A rolling return is a measure of investment performance that calculates the return of an investment over a set period of time, with the starting date rolling forward. This approach can provide a more accurate representation of the investment's historical performance and helps investors to evaluate the investment's consistency over time.

VANGUARD TOTAL STOCK MARKET (VTI) ETF
Annualized Rolling Returns
Annualized Rolling Returns - Inflation Adjusted
Data Source: 1 October 1993 - 30 September 2023 (30 Years)
Data Source: 1 January 1871 - 30 September 2023 (~153 years)
Inflation Adjusted:
Swipe left to see all data
Rolling
Period
Worst Period
15th Percentile
50th Percentile
85th Percentile
Best Period
 Latest Negative
Periods
Ann.
Return		 From
To		 Growth
of 1$		 Ann.
Return		 Growth
of 1$		 Ann.
Return		 Growth
of 1$		 Ann.
Return		 Growth
of 1$		 Ann.
Return		 From
To		 Growth
of 1$
1Y -43.33 03/2008
02/2009 		0.56$ -8.02 0.91$ 14.08 1.14$ 26.74 1.26$ 62.90 04/2020
03/2021 		1.62$ 20.32 21.49%
2Y -26.16 03/2007
02/2009 		0.54$ -2.49 0.95$ 12.26 1.26$ 23.33 1.52$ 39.52 03/2009
02/2011 		1.94$ -0.65 17.51%
3Y -16.22 04/2000
03/2003 		0.58$ -1.94 0.94$ 12.17 1.41$ 19.72 1.71$ 30.70 04/1995
03/1998 		2.23$ 9.27 16.92%
5Y -6.14 03/2004
02/2009 		0.72$ 0.34 1.01$ 10.25 1.62$ 17.18 2.20$ 26.84 01/1995
12/1999 		3.28$ 9.06 12.62%
7Y -2.98 03/2002
02/2009 		0.80$ 3.78 1.29$ 7.30 1.63$ 13.97 2.49$ 18.73 10/1993
09/2000 		3.32$ 11.58 2.17%
10Y -2.47 03/1999
02/2009 		0.77$ 3.88 1.46$ 8.55 2.27$ 13.36 3.50$ 16.86 03/2009
02/2019 		4.75$ 11.22 5.81%
15Y 4.37 09/2000
08/2015 		1.89$ 5.30 2.16$ 7.55 2.97$ 9.95 4.14$ 11.07 10/2008
09/2023 		4.82$ 11.07 0.00%
20Y 4.98 04/2000
03/2020 		2.64$ 6.66 3.63$ 8.33 4.95$ 9.91 6.61$ 10.56 04/2003
03/2023 		7.44$ 9.77 0.00%
30Y 9.67 10/1993
09/2023 		15.92$ 9.67 15.92$ 9.67 15.92$ 9.67 15.92$ 9.67 10/1993
09/2023 		15.92$ 9.67 0.00%
Annualized rolling and percentiles/median returns over full calendar month periods
Swipe left to see all data
Rolling
Period
Worst Period
15th Percentile
50th Percentile
85th Percentile
Best Period
 Latest Negative
Periods
Ann.
Return		 From
To		 Growth
of 1$		 Ann.
Return		 Growth
of 1$		 Ann.
Return		 Growth
of 1$		 Ann.
Return		 Growth
of 1$		 Ann.
Return		 From
To		 Growth
of 1$
1Y -43.46 03/2008
02/2009 		0.56$ -10.95 0.89$ 11.57 1.11$ 23.04 1.23$ 58.74 04/2020
03/2021 		1.58$ 16.31 24.36%
2Y -27.69 03/2007
02/2009 		0.52$ -6.06 0.88$ 9.42 1.19$ 20.59 1.45$ 36.62 03/2009
02/2011 		1.86$ -6.09 21.96%
3Y -18.24 04/2000
03/2003 		0.54$ -4.37 0.87$ 9.42 1.31$ 16.52 1.58$ 27.73 04/1995
03/1998 		2.08$ 3.41 20.00%
5Y -8.56 03/2004
02/2009 		0.63$ -1.96 0.90$ 7.47 1.43$ 14.57 1.97$ 23.91 01/1995
12/1999 		2.92$ 4.87 26.25%
7Y -5.40 03/2002
02/2009 		0.67$ 1.18 1.08$ 4.94 1.40$ 12.02 2.21$ 15.71 10/1993
09/2000 		2.77$ 7.81 6.86%
10Y -4.92 03/1999
02/2009 		0.60$ 1.37 1.14$ 6.18 1.82$ 11.23 2.89$ 14.83 03/2009
02/2019 		3.98$ 8.25 10.79%
15Y 2.16 09/2000
08/2015 		1.37$ 2.90 1.53$ 5.11 2.11$ 7.71 3.04$ 8.91 09/2006
08/2021 		3.59$ 8.59 0.00%
20Y 2.84 04/2000
03/2020 		1.75$ 4.49 2.40$ 6.01 3.21$ 7.33 4.11$ 7.88 11/2001
10/2021 		4.55$ 7.03 0.00%
30Y 6.96 10/1993
09/2023 		7.52$ 6.96 7.52$ 6.96 7.52$ 6.96 7.52$ 6.96 10/1993
09/2023 		7.52$ 6.96 0.00%
Annualized rolling and percentiles/median returns over full calendar month periods
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Rolling
Period
Worst Period
15th Percentile
50th Percentile
85th Percentile
Best Period
 Latest Negative
Periods
Ann.
Return		 From
To		 Growth
of 1$		 Ann.
Return		 Growth
of 1$		 Ann.
Return		 Growth
of 1$		 Ann.
Return		 Growth
of 1$		 Ann.
Return		 From
To		 Growth
of 1$
1Y -67.90 07/1931
06/1932 		0.32$ -7.99 0.92$ 10.96 1.10$ 29.24 1.29$ 164.11 07/1932
06/1933 		2.64$ 20.32 27.11%
2Y -55.42 06/1930
05/1932 		0.19$ -2.23 0.95$ 10.08 1.21$ 23.29 1.52$ 59.68 07/1932
06/1934 		2.54$ -0.65 19.61%
3Y -43.81 07/1929
06/1932 		0.17$ -0.56 0.98$ 10.03 1.33$ 19.68 1.71$ 45.34 03/1933
02/1936 		3.07$ 9.27 15.91%
5Y -19.58 06/1927
05/1932 		0.33$ 1.38 1.07$ 9.88 1.60$ 17.41 2.23$ 37.25 06/1932
05/1937 		4.86$ 9.06 10.09%
7Y -9.49 07/1925
06/1932 		0.49$ 3.29 1.25$ 9.31 1.86$ 15.19 2.69$ 24.63 02/1922
01/1929 		4.66$ 11.58 4.17%
10Y -5.29 09/1929
08/1939 		0.58$ 4.35 1.53$ 8.82 2.32$ 14.99 4.04$ 20.50 06/1949
05/1959 		6.45$ 11.22 2.92%
15Y -0.35 09/1929
08/1944 		0.94$ 5.49 2.23$ 8.60 3.44$ 13.98 7.11$ 18.24 05/1942
04/1957 		12.34$ 11.07 0.12%
20Y 1.15 07/1912
06/1932 		1.25$ 6.18 3.31$ 8.23 4.86$ 13.20 11.94$ 17.30 04/1980
03/2000 		24.32$ 9.77 0.00%
30Y 2.64 06/1902
05/1932 		2.18$ 6.51 6.64$ 9.80 16.54$ 11.84 28.73$ 14.81 06/1932
05/1962 		63.04$ 9.67 0.00%
Annualized rolling and percentiles/median returns over full calendar month periods
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Rolling
Period
Worst Period
15th Percentile
50th Percentile
85th Percentile
Best Period
 Latest Negative
Periods
Ann.
Return		 From
To		 Growth
of 1$		 Ann.
Return		 Growth
of 1$		 Ann.
Return		 Growth
of 1$		 Ann.
Return		 Growth
of 1$		 Ann.
Return		 From
To		 Growth
of 1$
1Y -64.35 07/1931
06/1932 		0.35$ -11.30 0.88$ 8.92 1.08$ 27.48 1.27$ 182.83 07/1932
06/1933 		2.82$ 16.31 30.90%
2Y -50.48 06/1930
05/1932 		0.24$ -4.74 0.90$ 7.46 1.15$ 20.99 1.46$ 60.87 07/1932
06/1934 		2.58$ -6.09 24.70%
3Y -39.36 07/1929
06/1932 		0.22$ -2.49 0.92$ 7.55 1.24$ 17.12 1.60$ 41.38 03/1933
02/1936 		2.82$ 3.41 20.75%
5Y -15.64 06/1927
05/1932 		0.42$ -1.14 0.94$ 7.28 1.42$ 14.56 1.97$ 35.89 06/1932
05/1937 		4.63$ 4.87 17.70%
7Y -8.51 10/1967
09/1974 		0.53$ 0.77 1.05$ 7.11 1.61$ 12.65 2.30$ 24.42 02/1922
01/1929 		4.61$ 7.81 12.57%
10Y -4.92 03/1999
02/2009 		0.60$ 1.38 1.14$ 7.03 1.97$ 11.56 2.98$ 19.53 09/1919
08/1929 		5.95$ 8.25 10.09%
15Y -2.10 01/1906
12/1920 		0.72$ 2.40 1.42$ 6.92 2.72$ 10.54 4.49$ 14.89 07/1949
06/1964 		8.01$ 8.59 2.48%
20Y -0.59 07/1912
06/1932 		0.88$ 3.24 1.89$ 6.65 3.62$ 9.36 5.99$ 13.12 12/1948
11/1968 		11.77$ 7.03 0.38%
30Y 0.85 06/1902
05/1932 		1.28$ 4.77 4.04$ 6.55 6.71$ 8.24 10.76$ 11.83 06/1932
05/1962 		28.60$ 6.96 0.00%
Annualized rolling and percentiles/median returns over full calendar month periods

If you need a deeper detail about rolling returns, please refer to the Vanguard Total Stock Market (VTI) ETF: Rolling Returns page.

Seasonality

In which months is it better to invest in Vanguard Total Stock Market (VTI) ETF?

Both the Average Return and the Gain Frequency (Win %) are useful to get an idea of what happened in the past.
For further information about the seasonality, check the Asset Class Seasonality page.
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Monthly Average Return (%) and Gain Frequency
Return (%) Jan Feb Mar Apr May Jun Jul Aug Sep Oct Nov Dec
Average
Gain Frequency
1.80
40%
-1.24
40%
-0.58
80%
2.81
80%
-0.08
60%
2.07
80%
4.38
100%
0.44
40%
-4.05
20%
1.51
60%
4.26
80%
-0.75
60%
Best 8.5
2019 		3.6
2019 		3.6
2021 		13.1
2020 		5.4
2020 		7.1
2019 		9.3
2022 		7.1
2020 		1.8
2019 		8.1
2022 		11.8
2020 		4.7
2020
Worst -6.1
2022 		-8.0
2020 		-13.9
2020 		-9.1
2022 		-6.4
2019 		-8.2
2022 		1.4
2019 		-3.7
2022 		-9.2
2022 		-7.4
2018 		-1.5
2021 		-9.2
2018
Monthly Seasonality over the period Feb 1871 - Sep 2023
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Monthly Average Return (%) and Gain Frequency
Return (%) Jan Feb Mar Apr May Jun Jul Aug Sep Oct Nov Dec
Average
Gain Frequency
0.45
40%
0.43
50%
0.17
70%
1.69
90%
0.84
80%
1.32
80%
3.08
90%
0.41
60%
-2.24
40%
2.24
70%
3.46
90%
0.00
60%
Best 8.5
2019 		5.7
2015 		7.1
2016 		13.1
2020 		5.4
2020 		7.1
2019 		9.3
2022 		7.1
2020 		2.4
2017 		8.1
2022 		11.8
2020 		4.7
2020
Worst -6.1
2022 		-8.0
2020 		-13.9
2020 		-9.1
2022 		-6.4
2019 		-8.2
2022 		-2.0
2014 		-6.1
2015 		-9.2
2022 		-7.4
2018 		-1.5
2021 		-9.2
2018
Monthly Seasonality over the period Feb 1871 - Sep 2023
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Monthly Average Return (%) and Gain Frequency
Return (%) Jan Feb Mar Apr May Jun Jul Aug Sep Oct Nov Dec
Average
Gain Frequency
1.58
66%
0.37
56%
0.54
62%
1.38
66%
0.19
57%
0.65
56%
1.46
59%
1.20
65%
-0.21
56%
0.50
55%
1.13
62%
1.29
69%
Best 14.1
1975 		11.9
1931 		10.9
1928 		42.8
1933 		16.6
1933 		25.5
1938 		38.5
1932 		38.2
1932 		16.8
1939 		16.9
1974 		12.4
1928 		10.6
1991
Worst -8.0
2009 		-17.7
1933 		-25.1
1938 		-19.7
1932 		-23.1
1940 		-16.6
1930 		-10.6
1934 		-15.7
1998 		-29.7
1931 		-22.3
1987 		-13.5
1929 		-14.0
1931
Monthly Seasonality over the period Feb 1871 - Sep 2023

Monthly Returns

This section provides a visual/tabular representation of the performance variability in the Vanguard Total Stock Market (VTI) ETF over time. It illustrates the distribution of monthly returns, showcasing the range and frequency of positive and negative returns.

VANGUARD TOTAL STOCK MARKET (VTI) ETF
Monthly Returns Distribution
Data Source: 1 October 1993 - 30 September 2023 (30 Years)
Data Source: 1 January 1871 - 30 September 2023 (~153 years)
235 Positive Months (65%) - 125 Negative Months (35%)
1113 Positive Months (61%) - 720 Negative Months (39%)
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(Scroll down to see all data)
Investment Returns, up to December 2001, are simulated.
They have been derived using the historical series of equivalent ETFs / Assets.

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