A Lazy Portfolio is a collection of investments that requires very little maintenance.
It’s the typical passive investing strategy , for long-term investors, with time horizons of more than 10 years.
Choose your Lazy Portfolio, and implement it with ETFs.
Last Update - 31 Dec 2019
Overall
Risk
Drawdown
Years
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% Allocation
Ann. Returns (%)
St.Dev. (%)
Ann. Return / St.Dev.
Max Drawdown (%)
Return / Drawdown
YTD(%)
Yearly Returns (%)
Portfolio #ETF Stocks Bonds Comm.
1Y
5Y
10Y
▾
1Y
5Y
10Y
1Y
5Y
10Y
1Y
5Y
10Y
1Y
5Y
10Y
2019
2018
2017
2016
2015
2014
Technology
1
100
0
0
+38.96
+16.63
+17.83
14.93
14.99
14.99
2.61
1.11
1.19
-8.23
-16.96
-16.96
4.73
6.83
24.54
+38.96
-0.12
+32.66
+7.10
+9.45
+19.18
US Stocks
1
100
0
0
+30.67
+11.20
+13.43
12.89
12.12
12.85
2.38
0.92
1.05
-6.45
-14.20
-17.57
4.76
4.93
14.37
+30.67
-5.21
+21.21
+12.83
+0.36
+12.54
Warren Buffett
2
90
10
0
+28.46
+10.59
+12.32
11.22
10.71
11.26
2.54
0.99
1.09
-5.73
-12.10
-15.03
4.97
5.41
14.60
+28.46
-3.84
+19.83
+10.69
+0.96
+12.08
Simple Path to Wealth JL Collins
2
75
25
0
+25.21
+9.23
+11.08
9.58
9.05
9.51
2.63
1.02
1.17
-4.59
-10.58
-12.27
5.49
5.25
15.16
+25.21
-3.94
+16.80
+10.25
+0.41
+10.86
Second Grader's Starter Paul Farrell
3
90
10
0
+25.83
+8.86
+10.08
11.12
10.52
11.74
2.32
0.84
0.86
-5.44
-11.98
-17.88
4.75
4.41
9.02
+25.83
-7.40
+21.30
+9.42
-1.16
+6.75
Ultimate Buy and Hold Strategy Paul Merriman
10
100
0
0
+24.04
+8.29
+9.91
12.73
11.50
13.37
1.89
0.72
0.74
-6.17
-14.68
-21.28
3.90
3.33
7.39
+24.04
-11.36
+21.58
+12.94
-1.36
+4.83
Talmud Portfolio Roger Gibson
3
66.7
33.3
0
+22.79
+7.23
+9.85
6.83
7.73
8.60
3.34
0.94
1.14
-1.65
-7.58
-10.49
13.81
5.51
14.85
+22.79
-3.78
+9.90
+7.99
+1.11
+16.24
Stocks/Bonds 60/40
2
60
40
0
+21.94
+8.03
+9.64
7.57
7.25
7.55
2.90
1.11
1.28
-3.41
-8.37
-8.98
6.43
5.63
16.81
+21.94
-3.17
+14.15
+8.71
+0.44
+9.85
Robo Advisor 100 Betterment
6
100
0
0
+25.11
+8.42
+9.61
13.04
11.79
13.43
1.93
0.71
0.72
-6.50
-14.45
-21.50
3.86
3.45
6.99
+25.11
-10.01
+23.03
+11.85
-3.29
+4.59
Core Four Rick Ferri
4
80
20
0
+24.04
+8.08
+9.55
9.24
9.00
10.16
2.60
0.90
0.94
-4.20
-10.12
-15.17
5.72
4.69
9.82
+24.04
-6.41
+17.86
+8.53
-0.67
+8.52
Edge Select Aggressive Merrill Lynch
12
84
16
0
+24.61
+8.65
+9.55
10.77
10.14
11.24
2.29
0.85
0.85
-5.32
-11.27
-16.85
4.63
4.56
8.84
+24.61
-6.88
+21.70
+9.21
-1.81
+6.27
Yale Endowment David Swensen
6
70
30
0
+22.65
+7.10
+9.38
6.96
7.87
8.48
3.26
0.90
1.11
-1.99
-8.51
-8.64
11.38
4.81
16.80
+22.65
-6.20
+14.99
+7.39
-0.81
+13.38
Robo Advisor 90 Betterment
11
90.1
9.9
0
+23.64
+8.09
+9.18
11.94
10.73
12.17
1.98
0.75
0.75
-5.84
-13.25
-19.37
4.05
3.59
7.26
+23.64
-9.31
+21.58
+11.40
-2.83
+4.71
Three Funds Bogleheads
3
80
20
0
+23.65
+8.08
+9.14
9.79
9.33
10.43
2.42
0.87
0.88
-4.68
-10.54
-15.77
5.05
4.51
8.87
+23.65
-6.89
+19.54
+8.39
-1.14
+6.07
Four Funds Bogleheads
4
80
20
0
+23.60
+8.02
+9.12
9.81
9.39
10.50
2.41
0.85
0.87
-4.69
-10.70
-15.64
5.03
4.40
8.92
+23.60
-7.02
+19.47
+8.61
-1.37
+5.85
World Developed Stocks
1
100
0
0
+26.82
+8.69
+9.01
12.09
11.68
13.55
2.22
0.74
0.66
-5.97
-14.44
-21.87
4.49
3.58
6.26
+26.82
-9.76
+24.49
+8.51
-1.86
+3.67
Family Taxable Portfolio Ted Aronson
11
70
30
0
+19.91
+7.26
+8.77
8.96
8.62
9.20
2.22
0.84
0.95
-4.16
-11.15
-11.34
4.79
3.76
11.62
+19.91
-7.55
+18.03
+11.10
-2.35
+5.69
Edge Select Moderately Aggressive Merrill Lynch
12
69
31
0
+22.30
+7.85
+8.74
8.95
8.47
9.33
2.49
0.93
0.94
-4.24
-9.25
-13.39
5.26
4.96
9.80
+22.30
-5.68
+18.60
+8.18
-1.40
+6.31
Robo Advisor 80 Betterment
10
80
20
0
+22.05
+7.64
+8.70
10.63
9.58
10.85
2.07
0.80
0.80
-5.09
-11.82
-16.96
4.33
3.76
7.69
+22.05
-8.34
+19.74
+10.63
-2.50
+4.87
Coffee House Bill Schultheis
7
60
40
0
+18.99
+6.62
+8.58
7.46
7.10
7.82
2.54
0.93
1.10
-3.17
-8.99
-10.65
5.99
4.20
11.99
+18.99
-5.19
+11.02
+11.04
-0.91
+8.90
Lazy Portfolio David Swensen
6
70
30
0
+21.27
+6.82
+8.54
7.49
7.69
8.96
2.84
0.89
0.95
-2.73
-8.19
-12.40
7.79
4.77
10.24
+21.27
-5.67
+13.94
+7.74
-0.95
+9.97
Couch Potato Scott Burns
2
50
50
0
+19.51
+6.94
+8.53
6.36
6.39
6.72
3.07
1.09
1.27
-2.63
-8.07
-8.07
7.42
4.94
15.72
+19.51
-3.32
+12.07
+8.75
-0.70
+8.07
No Brainer Portfolio Bill Bernstein
4
75
25
0
+19.82
+7.28
+8.50
10.28
9.20
10.25
1.93
0.79
0.83
-5.15
-11.92
-16.21
3.85
3.53
7.78
+19.82
-6.41
+15.70
+11.03
-1.35
+3.78
Robust Alpha Architect
8
70
20
10
+22.11
+6.11
+8.34
8.55
8.51
9.87
2.59
0.72
0.84
-3.60
-12.88
-14.59
6.14
2.68
8.41
+22.11
-7.40
+14.23
+7.34
-2.97
+4.41
Golden Butterfly
5
40
40
20
+18.03
+6.05
+7.94
6.27
5.94
6.24
2.88
1.02
1.27
-1.83
-6.37
-6.37
9.85
5.36
18.03
+18.03
-4.03
+10.96
+10.82
-3.71
+9.13
Coward's Portfolio Bill Bernstein
10
60
40
0
+18.34
+6.45
+7.81
8.02
7.22
7.99
2.29
0.89
0.98
-3.72
-8.66
-11.86
4.93
4.24
9.45
+18.34
-5.49
+12.63
+10.13
-1.45
+6.21
Edge Select Moderate Merrill Lynch
12
53
47
0
+19.44
+6.86
+7.78
7.04
6.69
7.32
2.76
1.03
1.06
-3.06
-7.18
-9.66
6.35
5.48
11.55
+19.44
-4.47
+15.00
+7.31
-1.02
+6.15
Stocks/Bonds 40/60
2
40
60
0
+17.57
+6.40
+7.67
4.97
4.97
5.08
3.54
1.29
1.51
-1.77
-5.37
-5.37
9.93
6.77
20.36
+17.57
-2.15
+10.63
+6.64
+0.48
+8.51
Margaritaville Scott Burns
3
67
33
0
+20.39
+6.71
+7.59
8.08
8.02
9.10
2.52
0.84
0.83
-3.64
-9.98
-12.82
5.60
3.84
8.40
+20.39
-6.92
+17.22
+7.53
-2.03
+3.95
All Weather Portfolio Ray Dalio
5
30
55
15
+18.22
+5.39
+7.57
5.48
5.82
5.45
3.33
0.93
1.39
-0.82
-6.93
-6.93
22.22
4.33
15.50
+18.22
-3.19
+11.47
+5.86
-3.72
+12.52
Dimensional 2030 Retirement Income DFA
8
55.9
44.1
0
+18.74
+6.53
+7.47
6.84
6.76
7.47
2.74
0.97
1.00
-2.99
-7.56
-9.50
6.27
4.92
11.11
+18.74
-4.97
+14.85
+7.26
-1.32
+5.23
Pinwheel
8
65
25
10
+19.31
+6.10
+7.33
8.02
7.32
8.88
2.41
0.83
0.83
-3.16
-8.24
-12.73
6.11
4.18
8.07
+19.31
-6.39
+14.08
+8.63
-2.88
+6.12
Sandwich Portfolio Bob Clyatt
8
55
45
0
+16.81
+6.20
+7.24
6.49
6.05
6.99
2.59
1.02
1.04
-2.79
-7.13
-9.57
6.03
4.92
10.58
+16.81
-4.77
+13.38
+6.63
+0.48
+4.84
Simple Money Portfolio Tim Maurer
7
60
40
0
+16.14
+5.96
+7.23
7.69
6.77
7.88
2.10
0.88
0.92
-3.66
-8.67
-11.27
4.41
3.87
8.97
+16.14
-6.64
+13.36
+8.15
+0.47
+2.33
Robo Advisor 50 Betterment
10
49.9
50.1
0
+17.29
+6.19
+7.20
6.76
6.30
7.11
2.56
0.98
1.01
-2.79
-7.37
-9.51
6.20
4.75
10.57
+17.29
-5.31
+14.03
+8.32
-1.57
+5.37
Ideal Index Frank Armstrong
7
70
30
0
+17.96
+6.10
+7.18
8.64
7.92
9.29
2.08
0.77
0.77
-4.04
-9.48
-15.51
4.45
3.63
6.46
+17.96
-6.68
+13.88
+9.05
-1.66
+4.16
Ultimate Buy&Hold FundAdvice
12
60
40
0
+16.24
+5.78
+6.90
7.39
6.74
7.86
2.20
0.86
0.88
-3.25
-8.60
-11.44
5.00
3.77
8.28
+16.24
-6.85
+13.54
+8.37
-0.60
+3.11
Edge Select Moderately Conservative Merrill Lynch
12
37
63
0
+16.41
+5.88
+6.82
5.07
4.92
5.34
3.24
1.19
1.28
-1.82
-4.75
-5.81
9.02
6.96
16.08
+16.41
-2.89
+11.44
+6.14
-0.48
+6.29
Lifepath Fund iShares
6
40.4
59.6
0
+16.20
+5.69
+6.62
4.78
4.92
5.30
3.39
1.16
1.25
-1.68
-5.26
-5.64
9.64
6.06
15.93
+16.20
-3.49
+11.24
+6.11
-0.37
+6.00
Five Asset Roger Gibson
6
60
20
20
+20.35
+5.30
+6.51
8.36
7.87
9.72
2.43
0.67
0.67
-3.32
-11.50
-15.14
6.13
2.56
5.80
+20.35
-7.26
+12.32
+9.61
-5.77
+3.39
Permanent Portfolio Harry Browne
4
25
50
25
+16.17
+5.32
+6.46
5.42
5.75
5.74
2.98
0.93
1.12
-1.10
-6.98
-6.98
14.70
4.24
12.46
+16.17
-1.76
+10.97
+5.54
-3.06
+9.40
Desert Portfolio Gyroscopic Investing
3
30
60
10
+14.41
+5.30
+6.28
4.07
3.83
4.27
3.54
1.38
1.47
-0.95
-2.76
-3.24
15.17
10.67
25.86
+14.41
-0.94
+8.38
+5.39
+0.02
+5.45
Rob Arnott Portfolio Rob Arnott
8
30
60
10
+16.67
+4.80
+6.27
4.68
5.04
5.46
3.56
0.95
1.15
-0.49
-6.22
-6.22
34.02
4.24
13.47
+16.67
-4.12
+9.02
+7.14
-3.26
+7.59
Ivy Portfolio Mebane Faber
5
60
20
20
+21.16
+4.63
+5.92
8.86
8.29
9.95
2.39
0.56
0.59
-3.82
-13.33
-15.88
5.54
1.91
4.90
+21.16
-7.88
+12.20
+7.80
-7.10
+2.25
European Stocks
1
100
0
0
+24.86
+5.68
+5.66
12.30
12.76
16.64
2.02
0.44
0.34
-5.67
-19.45
-27.75
4.38
1.64
2.65
+24.86
-14.91
+26.99
-0.37
-1.94
-7.10
7Twelve Portfolio Craig Israelsen
9
50
33.3
16.7
+17.04
+4.11
+5.11
8.41
7.26
8.51
2.03
0.57
0.60
-3.93
-12.11
-14.55
4.34
1.84
4.44
+17.04
-6.60
+11.15
+7.88
-6.71
-0.27
Larry Portfolio Larry Swedroe
4
30
70
0
+10.64
+4.09
+5.02
4.25
3.71
4.25
2.50
1.10
1.18
-1.45
-4.08
-4.08
7.34
5.44
15.49
+10.64
-3.54
+7.74
+6.87
-0.54
+2.38
Edge Select Conservative Merrill Lynch
12
21
79
0
+11.07
+4.15
+4.85
2.97
2.91
3.16
3.73
1.43
1.54
-0.76
-2.46
-2.87
14.57
9.17
21.11
+11.07
-1.01
+6.67
+4.67
-0.16
+4.82
10-year Treasury
1
0
100
0
+8.03
+2.78
+4.42
5.66
5.32
5.58
1.42
0.52
0.79
-2.60
-7.17
-7.60
3.09
2.05
7.11
+8.03
+0.99
+2.55
+1.00
+1.51
+9.07
Dimensional Retirement Income Fund DFA
7
20.4
79.6
0
+10.30
+3.68
+4.28
2.88
3.10
3.56
3.58
1.19
1.20
-0.66
-3.40
-4.34
15.61
5.82
11.98
+10.30
-1.96
+6.78
+4.66
-0.87
+2.89
Robo Advisor 20 Betterment
12
19.9
80.1
0
+9.52
+3.54
+3.91
2.77
2.67
3.00
3.43
1.33
1.30
-0.68
-2.69
-3.26
14.00
7.07
14.33
+9.52
-1.40
+6.18
+4.13
-0.32
+2.88
Conservative Income Charles Schwab
6
5
95
0
+8.37
+2.81
+3.46
2.51
2.56
2.63
3.34
1.10
1.32
-0.27
-2.54
-4.31
31.00
5.84
9.41
+8.37
-0.17
+2.91
+3.48
-0.30
+5.05
Gold
1
0
0
100
+17.86
+4.70
+2.91
12.58
13.76
16.10
1.42
0.34
0.18
-4.10
-17.81
-42.90
4.36
1.45
0.77
+17.86
-1.94
+12.81
+8.03
-10.67
-2.19
Emerging Markets
1
100
0
0
+18.20
+5.01
+2.90
16.79
16.00
18.23
1.08
0.31
0.16
-7.82
-27.65
-32.70
2.33
1.00
1.01
+18.20
-15.31
+37.28
+10.87
-16.18
-3.93
Robo Advisor 10 Betterment
12
9.9
90.1
0
+6.60
+2.48
+2.59
1.52
1.52
1.64
4.34
1.63
1.58
0.00
-1.17
-1.49
660.00
11.14
19.57
+6.60
+0.03
+3.32
+2.50
+0.10
+1.74
Robo Advisor 0 Betterment
2
0
100
0
+3.70
+1.40
+1.27
1.12
1.05
0.93
3.31
1.33
1.36
-0.16
-1.01
-1.01
23.13
7.17
13.39
+3.70
+1.44
+0.45
+0.92
+0.53
+0.63
Short Term Treasury
1
0
100
0
+3.38
+1.27
+1.10
1.03
0.97
0.84
3.29
1.32
1.31
-0.13
-0.91
-0.91
26.00
7.16
12.72
+3.38
+1.46
+0.26
+0.82
+0.43
+0.45
Returns and KPIs are calculated on the hypothesis of a yearly rebalancing of the portfolios (at the beginning of the year). Returns refer to investiments in US Dollars.
Return / Risk Charts:
1Y
5Y
10Y
