A Lazy Portfolio is a collection of investments that requires very little maintenance.

It’s the typical passive investing strategy, for long-term investors, with time horizons of more than 10 years.

Choose your Lazy Portfolio, and implement it with ETFs.
Portfolios are ordered by 5Y return. Click on column header to sort table.

Table View:
% Allocation
Ann. Returns - Jul 2019
Portfolio #ETF Stocks Bonds Comm. 1Y 5Y  ▾ 10Y
US Stocks
1 100 0 0 +7.01% +10.94% +14.01%
Warren Buffett
2 90 10 0 +7.76% +10.23% +12.79%
Simple Path to Wealth
JL Collins
2 75 25 0 +7.41% +9.01% +11.52%
Stocks/Bonds 60/40
2 60 40 0 +7.62% +7.83% +9.99%
Edge Select Aggressive
Merrill Lynch
12 84 16 0 +4.07% +7.44%
Core Four
Rick Ferri
4 80 20 0 +5.36% +7.19% +10.09%
Three Funds
Bogleheads
3 80 20 0 +4.27% +6.88% +9.52%
Edge Select Moderately Aggressive
Merrill Lynch
12 69 31 0 +5.14% +6.84%
Four Funds
Bogleheads
4 80 20 0 +4.01% +6.74% +9.53%
Yale Endowment
David Swensen
6 70 30 0 +6.95% +6.69% +10.15%
World Stocks
1 100 0 0 +1.99% +6.67% +9.35%
Robo Advisor 90
Betterment
11 90.1 9.9 0 +1.68% +6.57%
Robust
Alpha Architect
8 70 20 10 +3.12% +6.53%
Couch
Scott Burns
2 50 50 0 +6.42% +6.37% +8.97%
No Brainer
Bill Bernstein
4 75 25 0 +0.54% +6.32% +8.85%
Coffee House
Bill Schultheis
7 60 40 0 +4.01% +6.31% +9.07%
Robo Advisor 80
Betterment
10 80 20 0 +2.46% +6.25%
Stocks/Bonds 40/60
2 40 60 0 +7.85% +6.24% +7.90%
Lazy
David Swensen
6 70 30 0 +6.21% +6.13% +9.37%
Edge Select Moderate
Merrill Lynch
12 53 47 0 +5.88% +6.09%
Golden Butterfly
5 40 40 20 +5.94% +5.72% +8.24%
Dimensional 2030 Target Date Retirement Income Fund
DFA
8 55.9 44.1 0 +4.75% +5.43% +7.90%
Edge Select Moderately Conservative
Merrill Lynch
12 37 63 0 +6.87% +5.39%
All Weather
Ray Dalio
5 30 55 15 +9.04% +5.33% +7.65%
Ideal Index
Frank Armstrong
7 70 30 0 +1.29% +5.03%
Lifepath Fund
iShares
6 40.42 59.58 0 +5.67% +4.98%
Permanent
Harry Browne
4 25 50 25 +9.48% +4.91% +6.69%
Ultimate Buy&Hold
FundAdvice
12 60 40 0 +1.10% +4.45% +7.30%
Rob Arnott
8 30 60 10 +6.78% +4.01%
Edge Select Conservative
Merrill Lynch
12 21 79 0 +5.97% +3.92%
Five Asset
Roger Gibson
6 60 20 20 +3.31% +3.59% +7.23%
10-year Treasury
1 0 100 0 +10.58% +3.30% +4.21%
Dimensional Retirement Income Fund
DFA
7 20.4 79.6 0 +4.60% +2.91% +4.57%
Ivy
Mebane Faber
5 60 20 20 +2.98% +2.67% +6.59%
Emerging Markets
1 100 0 0 -2.21% +1.69% +4.24%
Gold
1 0 0 100 +14.85% +1.54% +3.62%
Short Term Treasury
1 0 100 0 +3.83% +1.09% +1.04%

Returns and KPIs are calculated on the hypothesis of a yearly rebalancing of the portfolios (at the beginning of the year). Returns refer to investiments in US Dollars.

Return / Risk Charts: