A Lazy Portfolio is a collection of investments that requires very little maintenance.
It’s the typical passive investing strategy , for long-term investors, with time horizons of more than 10 years.
Choose your Lazy Portfolio, and implement it with ETFs.
Last Update - 31 Jan 2020
Overall
Risk
Drawdown
Years
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% Allocation
Ann. Returns (%)
St.Dev. (%)
Ann. Return / St.Dev.
Max Drawdown (%)
Return / Drawdown
YTD(%)
Yearly Returns (%)
Portfolio #ETF Stocks Bonds Comm.
1Y
5Y
10Y
▾
1Y
5Y
10Y
1Y
5Y
10Y
1Y
5Y
10Y
1Y
5Y
10Y
2020
2019
2018
2017
2016
2015
Technology
1
100
0
0
+31.35
+17.83
+18.98
13.50
14.92
14.78
2.32
1.19
1.28
-8.23
-16.96
-16.96
3.81
7.50
27.63
+3.04
+38.96
-0.12
+32.66
+7.10
+9.45
US Stocks
1
100
0
0
+20.31
+11.80
+13.83
11.27
12.02
12.77
1.80
0.98
1.08
-6.45
-14.20
-17.57
3.15
5.26
15.10
-0.06
+30.67
-5.21
+21.21
+12.83
+0.36
Warren Buffett
2
90
10
0
+20.10
+11.24
+12.70
9.95
10.59
11.19
2.02
1.06
1.14
-5.73
-12.10
-15.03
3.51
5.81
15.33
+0.30
+28.46
-3.84
+19.83
+10.69
+0.96
Simple Path to Wealth JL Collins
2
75
25
0
+17.89
+9.65
+11.40
8.25
9.00
9.45
2.17
1.07
1.21
-4.59
-10.58
-12.27
3.90
5.53
15.83
+0.45
+25.21
-3.94
+16.80
+10.25
+0.41
Second Grader's Starter Paul Farrell
3
90
10
0
+16.04
+8.98
+10.41
9.77
10.50
11.66
1.64
0.85
0.89
-5.44
-11.98
-17.88
2.95
4.49
9.46
-0.86
+25.83
-7.40
+21.30
+9.42
-1.16
Talmud Portfolio Roger Gibson
3
66.7
33.3
0
+15.78
+6.99
+10.25
3.82
7.70
8.54
4.13
0.91
1.20
-1.65
-7.58
-10.49
9.56
5.31
15.76
+1.05
+22.79
-3.78
+9.90
+7.99
+1.11
Ultimate Buy and Hold Strategy Paul Merriman
10
100
0
0
+10.14
+7.82
+9.99
11.16
11.60
13.34
0.91
0.67
0.75
-6.17
-14.68
-21.28
1.64
3.11
7.48
-3.20
+24.04
-11.36
+21.58
+12.94
-1.36
Stocks/Bonds 60/40
2
60
40
0
+16.38
+8.34
+9.90
6.42
7.22
7.51
2.55
1.15
1.32
-3.41
-8.37
-8.98
4.80
5.89
17.48
+0.76
+21.94
-3.17
+14.15
+8.71
+0.44
Core Four Rick Ferri
4
80
20
0
+15.42
+8.07
+9.88
7.62
9.00
10.09
2.02
0.90
0.98
-4.20
-10.12
-15.17
3.67
4.68
10.32
-0.35
+24.04
-6.41
+17.86
+8.53
-0.67
Edge Select Aggressive Merrill Lynch
12
84
16
0
+15.05
+8.73
+9.87
9.36
10.13
11.16
1.61
0.86
0.88
-5.32
-11.27
-16.85
2.83
4.61
9.28
-0.85
+24.61
-6.88
+21.70
+9.21
-1.81
Robo Advisor 100 Betterment
6
100
0
0
+12.27
+8.23
+9.80
11.74
11.84
13.38
1.04
0.70
0.73
-6.50
-14.45
-21.50
1.89
3.36
7.20
-2.63
+25.11
-10.01
+23.03
+11.85
-3.29
Yale Endowment David Swensen
6
70
30
0
+15.88
+6.76
+9.79
4.48
7.82
8.41
3.55
0.86
1.16
-1.99
-8.51
-8.64
7.98
4.55
17.88
+0.94
+22.65
-6.20
+14.99
+7.39
-0.81
Three Funds Bogleheads
3
80
20
0
+15.06
+8.13
+9.43
8.54
9.32
10.36
1.76
0.87
0.91
-4.68
-10.54
-15.77
3.22
4.54
9.28
-0.66
+23.65
-6.89
+19.54
+8.39
-1.14
Four Funds Bogleheads
4
80
20
0
+15.00
+8.06
+9.41
8.54
9.38
10.43
1.76
0.86
0.90
-4.69
-10.70
-15.64
3.20
4.42
9.33
-0.64
+23.60
-7.02
+19.47
+8.61
-1.37
World Developed Stocks
1
100
0
0
+15.61
+8.71
+9.41
10.79
11.68
13.44
1.45
0.75
0.70
-5.97
-14.44
-21.87
2.61
3.59
6.66
-1.56
+26.82
-9.76
+24.49
+8.51
-1.86
Robo Advisor 90 Betterment
11
90.1
9.9
0
+11.84
+7.89
+9.36
10.59
10.77
12.12
1.12
0.73
0.77
-5.84
-13.25
-19.37
2.03
3.49
7.47
-2.26
+23.64
-9.31
+21.58
+11.40
-2.83
Edge Select Moderately Aggressive Merrill Lynch
12
69
31
0
+14.53
+7.90
+9.02
7.66
8.46
9.27
1.90
0.93
0.97
-4.24
-9.25
-13.39
3.43
5.00
10.25
-0.34
+22.30
-5.68
+18.60
+8.18
-1.40
Family Taxable Portfolio Ted Aronson
11
70
30
0
+11.21
+6.97
+8.91
7.42
8.65
9.17
1.51
0.81
0.97
-4.16
-11.15
-11.34
2.69
3.59
11.89
-1.01
+19.91
-7.55
+18.03
+11.10
-2.35
Robo Advisor 80 Betterment
10
80
20
0
+11.63
+7.44
+8.88
9.32
9.62
10.80
1.25
0.77
0.82
-5.09
-11.82
-16.96
2.28
3.65
7.90
-1.82
+22.05
-8.34
+19.74
+10.63
-2.50
Lazy Portfolio David Swensen
6
70
30
0
+13.47
+6.54
+8.87
5.23
7.68
8.88
2.57
0.85
1.00
-2.73
-8.19
-12.40
4.93
4.55
10.79
+0.01
+21.27
-5.67
+13.94
+7.74
-0.95
Couch Potato Scott Burns
2
50
50
0
+15.02
+7.10
+8.76
5.22
6.39
6.70
2.87
1.11
1.31
-2.63
-8.07
-8.07
5.71
5.07
16.30
+1.04
+19.51
-3.32
+12.07
+8.75
-0.70
Coffee House Bill Schultheis
7
60
40
0
+11.30
+6.47
+8.70
5.86
7.11
7.79
1.93
0.91
1.12
-3.17
-8.99
-10.65
3.56
4.09
12.23
-0.68
+18.99
-5.19
+11.02
+11.04
-0.91
No Brainer Portfolio Bill Bernstein
4
75
25
0
+10.52
+7.25
+8.64
9.20
9.21
10.21
1.14
0.79
0.85
-5.15
-11.92
-16.21
2.04
3.51
7.96
-1.65
+19.82
-6.41
+15.70
+11.03
-1.35
Robust Alpha Architect
8
70
20
10
+12.68
+5.97
+8.60
6.81
8.53
9.80
1.86
0.70
0.88
-3.60
-12.88
-14.59
3.52
2.61
8.78
-1.16
+22.11
-7.40
+14.23
+7.34
-2.97
Golden Butterfly
5
40
40
20
+14.00
+5.85
+8.16
5.13
5.90
6.23
2.73
0.99
1.31
-1.83
-6.37
-6.37
7.65
5.17
18.72
+1.28
+18.03
-4.03
+10.96
+10.82
-3.71
Edge Select Moderate Merrill Lynch
12
53
47
0
+13.45
+6.87
+8.00
5.87
6.68
7.28
2.29
1.03
1.10
-3.06
-7.18
-9.66
4.40
5.49
12.00
+0.09
+19.44
-4.47
+15.00
+7.31
-1.02
All Weather Portfolio Ray Dalio
5
30
55
15
+17.35
+5.28
+7.92
5.22
5.76
5.49
3.33
0.92
1.44
-0.82
-6.93
-6.93
21.16
4.23
16.50
+2.88
+18.22
-3.19
+11.47
+5.86
-3.72
Coward's Portfolio Bill Bernstein
10
60
40
0
+10.39
+6.32
+7.88
6.82
7.24
7.97
1.52
0.87
0.99
-3.72
-8.66
-11.86
2.79
4.14
9.58
-1.17
+18.34
-5.49
+12.63
+10.13
-1.45
Stocks/Bonds 40/60
2
40
60
0
+14.27
+6.57
+7.87
4.08
4.98
5.06
3.50
1.32
1.55
-1.77
-5.37
-5.37
8.06
6.97
21.08
+1.16
+17.57
-2.15
+10.63
+6.64
+0.48
Margaritaville Scott Burns
3
67
33
0
+13.21
+6.59
+7.82
6.90
8.03
9.05
1.91
0.82
0.86
-3.64
-9.98
-12.82
3.63
3.77
8.76
-0.44
+20.39
-6.92
+17.22
+7.53
-2.03
Dimensional 2030 Retirement Income DFA
8
55.9
44.1
0
+12.98
+6.49
+7.68
5.73
6.76
7.44
2.27
0.96
1.03
-2.99
-7.56
-9.50
4.34
4.89
11.53
+0.08
+18.74
-4.97
+14.85
+7.26
-1.32
Pinwheel
8
65
25
10
+10.98
+5.66
+7.57
6.15
7.33
8.82
1.78
0.77
0.86
-3.16
-8.24
-12.73
3.47
3.85
8.45
-0.76
+19.31
-6.39
+14.08
+8.63
-2.88
Sandwich Portfolio Bob Clyatt
8
55
45
0
+10.63
+6.03
+7.36
5.27
6.06
6.97
2.02
0.99
1.06
-2.79
-7.13
-9.57
3.81
4.77
10.82
-0.40
+16.81
-4.77
+13.38
+6.63
+0.48
Robo Advisor 50 Betterment
10
49.9
50.1
0
+10.95
+6.04
+7.33
5.62
6.32
7.08
1.95
0.96
1.03
-2.79
-7.37
-9.51
3.92
4.62
10.82
-0.48
+17.29
-5.31
+14.03
+8.32
-1.57
Ideal Index Frank Armstrong
7
70
30
0
+9.18
+5.83
+7.32
7.49
7.97
9.25
1.23
0.73
0.79
-4.04
-9.48
-15.51
2.27
3.45
6.62
-1.69
+17.96
-6.68
+13.88
+9.05
-1.66
Simple Money Portfolio Tim Maurer
7
60
40
0
+8.79
+5.70
+7.22
6.86
6.82
7.89
1.28
0.84
0.92
-3.66
-8.67
-11.27
2.40
3.69
8.94
-1.42
+16.14
-6.64
+13.36
+8.15
+0.47
Edge Select Moderately Conservative Merrill Lynch
12
37
63
0
+12.40
+5.88
+6.98
4.10
4.92
5.32
3.02
1.19
1.31
-1.82
-4.75
-5.81
6.81
6.95
16.58
+0.58
+16.41
-2.89
+11.44
+6.14
-0.48
Ultimate Buy&Hold FundAdvice
12
60
40
0
+8.51
+5.41
+6.93
6.27
6.80
7.85
1.36
0.80
0.88
-3.25
-8.60
-11.44
2.62
3.50
8.34
-1.43
+16.24
-6.85
+13.54
+8.37
-0.60
Permanent Portfolio Harry Browne
4
25
50
25
+16.25
+5.14
+6.84
5.44
5.65
5.79
2.99
0.91
1.18
-1.10
-6.98
-6.98
14.77
4.08
13.43
+3.06
+16.17
-1.76
+10.97
+5.54
-3.06
Lifepath Fund iShares
6
40.4
59.6
0
+12.42
+5.67
+6.78
3.85
4.92
5.28
3.22
1.15
1.28
-1.68
-5.26
-5.64
7.39
6.03
16.45
+0.63
+16.20
-3.49
+11.24
+6.11
-0.37
Five Asset Roger Gibson
6
60
20
20
+10.24
+4.90
+6.78
6.52
7.93
9.62
1.57
0.62
0.70
-3.32
-11.50
-15.14
3.08
2.35
6.12
-1.77
+20.35
-7.26
+12.32
+9.61
-5.77
Rob Arnott Portfolio Rob Arnott
8
30
60
10
+12.53
+4.50
+6.48
3.28
4.97
5.44
3.82
0.90
1.19
-0.49
-6.22
-6.22
25.57
3.96
14.06
+0.80
+16.67
-4.12
+9.02
+7.14
-3.26
Desert Portfolio Gyroscopic Investing
3
30
60
10
+12.60
+5.32
+6.46
3.52
3.84
4.28
3.58
1.39
1.51
-0.95
-2.76
-3.24
13.26
10.72
26.83
+1.53
+14.41
-0.94
+8.38
+5.39
+0.02
Ivy Portfolio Mebane Faber
5
60
20
20
+10.28
+4.26
+6.16
7.16
8.36
9.87
1.44
0.51
0.62
-3.82
-13.33
-15.88
2.69
1.74
5.15
-2.17
+21.16
-7.88
+12.20
+7.80
-7.10
European Stocks
1
100
0
0
+13.42
+4.91
+6.02
12.08
12.87
16.54
1.11
0.38
0.36
-5.67
-19.45
-27.75
2.37
1.39
2.86
-3.09
+24.86
-14.91
+26.99
-0.37
-1.94
7Twelve Portfolio Craig Israelsen
9
50
33.3
16.7
+7.53
+3.84
+5.22
7.24
7.33
8.47
1.04
0.52
0.62
-3.93
-12.11
-14.55
1.92
1.71
4.56
-2.28
+17.04
-6.60
+11.15
+7.88
-6.71
Larry Portfolio Larry Swedroe
4
30
70
0
+6.36
+3.83
+4.96
3.36
3.72
4.26
1.90
1.03
1.17
-1.45
-4.08
-4.08
4.39
5.06
15.26
-0.47
+10.64
-3.54
+7.74
+6.87
-0.54
Edge Select Conservative Merrill Lynch
12
21
79
0
+8.84
+4.13
+4.92
2.38
2.90
3.15
3.71
1.42
1.56
-0.76
-2.46
-2.87
11.63
9.12
21.46
+0.53
+11.07
-1.01
+6.67
+4.67
-0.16
10-year Treasury
1
0
100
0
+11.05
+2.62
+4.53
6.27
5.20
5.63
1.76
0.50
0.80
-2.60
-7.17
-7.60
4.25
1.92
7.32
+3.47
+8.03
+0.99
+2.55
+1.00
+1.51
Dimensional Retirement Income Fund DFA
7
20.4
79.6
0
+8.40
+3.55
+4.36
2.25
3.06
3.56
3.74
1.16
1.22
-0.66
-3.40
-4.34
12.73
5.60
12.24
+0.78
+10.30
-1.96
+6.78
+4.66
-0.87
Robo Advisor 20 Betterment
12
19.9
80.1
0
+7.25
+3.47
+3.95
2.22
2.66
2.99
3.26
1.30
1.32
-0.68
-2.69
-3.26
10.66
6.91
14.52
+0.26
+9.52
-1.40
+6.18
+4.13
-0.32
Conservative Income Charles Schwab
6
5
95
0
+7.94
+2.67
+3.55
2.36
2.48
2.65
3.36
1.08
1.34
-0.27
-2.54
-4.31
29.41
5.54
9.68
+1.33
+8.37
-0.17
+2.91
+3.48
-0.30
Gold
1
0
0
100
+19.70
+3.88
+3.49
12.85
13.38
16.14
1.53
0.29
0.22
-4.10
-17.81
-42.90
4.81
1.18
0.95
+4.50
+17.86
-1.94
+12.81
+8.03
-10.67
Emerging Markets
1
100
0
0
+0.53
+3.83
+3.08
15.49
16.26
18.16
0.03
0.24
0.17
-7.82
-27.65
-32.70
0.07
0.75
1.08
-6.15
+18.20
-15.31
+37.28
+10.87
-16.18
Robo Advisor 10 Betterment
12
9.9
90.1
0
+5.66
+2.44
+2.60
1.26
1.51
1.65
4.48
1.61
1.58
0.00
-1.17
-1.49
566.00
10.94
19.67
+0.46
+6.60
+0.03
+3.32
+2.50
+0.10
Robo Advisor 0 Betterment
2
0
100
0
+4.03
+1.39
+1.25
1.16
1.04
0.92
3.47
1.33
1.36
-0.16
-1.01
-1.01
25.19
7.11
13.17
+0.64
+3.70
+1.44
+0.45
+0.92
+0.53
Short Term Treasury
1
0
100
0
+3.72
+1.26
+1.08
1.07
0.96
0.82
3.49
1.31
1.31
-0.13
-0.91
-0.91
28.62
7.10
12.45
+0.58
+3.38
+1.46
+0.26
+0.82
+0.43
Returns and KPIs are calculated on the hypothesis of a yearly rebalancing of the portfolios (at the beginning of the year). Returns refer to investiments in US Dollars.
Return / Risk Charts:
1Y
5Y
10Y
