A Lazy Portfolio is a collection of investments that requires very little maintenance.

It’s the typical passive investing strategy, for long-term investors, with time horizons of more than 10 years.

Choose your Lazy Portfolio, and implement it with ETFs.
Portfolios are ordered by 10Y return. Click on column header to sort table.

Interested in short term returns? Click here.

Do you want to focus on Dividends? Click here.

Portfolio Risk:
Last Update - 30 Sep 2020
% Allocation
Ann. Returns (%)
Portfolio #ETF Stocks Bonds Comm. 1Y 5Y 10Y  ▾
Technology
1 100 0 0 +48.04 +23.33 +20.14
US Stocks
1 100 0 0 +14.90 +13.68 +13.48
Warren Buffett
2 90 10 0 +15.68 +13.16 +12.62
Simple Path to Wealth
JL Collins
2 75 25 0 +13.14 +11.36 +11.10
Second Grader's Starter
Paul Farrell
3 90 10 0 +10.88 +10.63 +9.82
Stocks/Bonds 60/40
2 60 40 0 +12.02 +9.95 +9.63
Edge Select Aggressive
Merrill Lynch
12 84 16 0 +12.57 +10.79 +9.41
Core Four
Rick Ferri
4 80 20 0 +8.53 +9.49 +9.07
Four Funds
Bogleheads
4 80 20 0 +10.46 +9.75 +8.89
Three Funds
Bogleheads
3 80 20 0 +10.17 +9.71 +8.88
Talmud Portfolio
Roger Gibson
3 66.7 33.3 0 +3.12 +7.83 +8.72
World Developed Stocks
1 100 0 0 +10.11 +10.35 +8.69
Couch Potato
Scott Burns
2 50 50 0 +12.63 +9.16 +8.67
Yale Endowment
David Swensen
6 70 30 0 +6.87 +8.59 +8.64
Robo Advisor 100
Betterment
6 100 0 0 +4.11 +9.15 +8.63
Edge Select Moderately Aggressive
Merrill Lynch
12 69 31 0 +11.93 +9.83 +8.61
Late Thirties to Early Forties
Burton Malkiel
8 85 15 0 +6.78 +9.39 +8.32
Robo Advisor 90
Betterment
11 90.1 9.9 0 +4.80 +8.89 +8.30
Mid-Twenties
Burton Malkiel
8 87 13 0 +6.88 +9.36 +8.26
Mid-Fifties
Burton Malkiel
8 80 20 0 +5.91 +9.12 +8.23
Ultimate Buy and Hold Strategy
Paul Merriman
10 100 0 0 -1.54 +7.48 +8.10
Family Taxable Portfolio
Ted Aronson
11 70 30 0 +7.00 +8.58 +8.07
Late Sixties and Beyond
Burton Malkiel
8 71 29 0 +4.76 +8.55 +7.91
Robo Advisor 80
Betterment
10 80 20 0 +4.89 +8.45 +7.86
No Brainer Portfolio
Bill Bernstein
4 75 25 0 +4.25 +7.71 +7.72
Lazy Portfolio
David Swensen
6 70 30 0 +5.59 +7.88 +7.71
Stocks/Bonds 40/60
2 40 60 0 +10.45 +8.05 +7.64
Edge Select Moderate
Merrill Lynch
12 53 47 0 +10.46 +8.55 +7.59
Golden Butterfly
5 40 40 20 +9.61 +8.27 +7.49
All Weather Portfolio
Ray Dalio
5 30 55 15 +12.43 +8.29 +7.44
Coffee House
Bill Schultheis
7 60 40 0 +1.11 +6.72 +7.42
Dimensional 2030 Retirement Income
DFA
8 55.9 44.1 0 +10.37 +8.32 +7.39
Margaritaville
Scott Burns
3 67 33 0 +9.82 +8.41 +7.38
Robust
Alpha Architect
8 70 20 10 +2.66 +6.52 +7.20
Gone Fishin' Portfolio
Alexander Green
10 65 30 5 +5.45 +7.74 +7.00
Coward's Portfolio
Bill Bernstein
10 60 40 0 +2.60 +6.80 +6.91
Dynamic 60/40 Income
5 60 40 0 +1.84 +6.25 +6.90
Sandwich Portfolio
Bob Clyatt
8 55 45 0 +6.76 +6.93 +6.63
Permanent Portfolio
Harry Browne
4 25 50 25 +15.09 +8.55 +6.62
Andrew Tobias Portfolio
Andrew Tobias
3 66.7 33.3 0 +6.42 +6.99 +6.60
Edge Select Moderately Conservative
Merrill Lynch
12 37 63 0 +9.10 +7.33 +6.58
Robo Advisor 50
Betterment
10 49.9 50.1 0 +4.68 +6.99 +6.45
Lifepath Fund
iShares
6 40.4 59.6 0 +8.58 +7.06 +6.43
Pinwheel
8 65 25 10 +3.77 +6.94 +6.33
Desert Portfolio
Gyroscopic Investing
3 30 60 10 +11.64 +7.12 +6.23
Aggressive Global Income
4 80 20 0 -8.18 +5.88 +6.21
Simple Money Portfolio
Tim Maurer
7 60 40 0 +1.48 +5.52 +6.18
Ideal Index
Frank Armstrong
7 70 30 0 +0.61 +6.01 +6.10
Dynamic 40/60 Income
5 40 60 0 +4.83 +6.31 +6.10
Big Rocks Portfolio
Larry Swedroe
11 60 40 0 -0.24 +5.44 +6.00
Ultimate Buy&Hold
FundAdvice
12 60 40 0 +1.25 +5.54 +5.78
High Yield Bonds Income
4 0 100 0 +3.46 +6.43 +5.60
Rob Arnott Portfolio
Rob Arnott
8 30 60 10 +4.69 +6.07 +5.53
Five Asset
Roger Gibson
6 60 20 20 -0.01 +5.74 +5.26
Permanent Portfolio
Paul Boyer
5 25 50 25 +12.42 +7.46 +5.14
European Stocks
1 100 0 0 +0.26 +4.54 +4.64
Edge Select Conservative
Merrill Lynch
12 21 79 0 +5.03 +4.90 +4.53
Ivy Portfolio
Mebane Faber
5 60 20 20 -2.98 +4.54 +4.45
Dimensional Retirement Income Fund
DFA
7 20.4 79.6 0 +7.20 +4.89 +4.23
Larry Portfolio
Larry Swedroe
4 30 70 0 +3.43 +4.32 +4.20
10-year Treasury
1 0 100 0 +9.85 +4.40 +4.15
7Twelve Portfolio
Craig Israelsen
9 50 33.3 16.7 -1.48 +4.09 +3.86
Robo Advisor 20
Betterment
12 19.9 80.1 0 +4.26 +4.14 +3.60
Gold
1 0 0 100 +27.54 +10.63 +3.31
Conservative Income
Charles Schwab
6 5 95 0 +4.37 +3.65 +3.22
Robo Advisor 10
Betterment
12 9.9 90.1 0 +4.07 +3.01 +2.46
Emerging Markets
1 100 0 0 +10.81 +8.47 +1.94
Robo Advisor 0
Betterment
2 0 100 0 +3.74 +1.84 +1.32
Short Term Treasury
1 0 100 0 +3.45 +1.67 +1.15
Returns and KPIs are calculated on the hypothesis of:
  • a yearly rebalancing of the portfolios (at the beginning of the year)
  • the reinvestment of dividends
Returns refer to investiments in US Dollars.
Return / Risk Charts:
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