A Lazy Portfolio is a collection of investments that requires very little maintenance.

It’s the typical passive investing strategy, for long-term investors, with time horizons of more than 10 years.

Choose your Lazy Portfolio, and implement it with ETFs.
Portfolios are ordered by 10Y return. Click on column header to sort table.

Interested in short term returns? Click here.

Do you want to focus on Dividends? Click here.

Portfolio Risk:
Last Update - 31 May 2020
% Allocation
Ann. Returns (%)
Portfolio #ETF Stocks Bonds Comm. 1Y 5Y 10Y  ▾
Technology
1 100 0 0 +35.30 +17.32 +18.99
US Stocks
1 100 0 0 +11.28 +9.14 +12.78
Warren Buffett
2 90 10 0 +12.71 +9.11 +12.02
Simple Path to Wealth
JL Collins
2 75 25 0 +11.34 +8.00 +10.68
Second Grader's Starter
Paul Farrell
3 90 10 0 +7.07 +6.28 +9.60
Stocks/Bonds 60/40
2 60 40 0 +11.24 +7.27 +9.37
Edge Select Aggressive
Merrill Lynch
12 84 16 0 +7.79 +6.40 +9.18
Core Four
Rick Ferri
4 80 20 0 +6.36 +5.91 +8.95
Yale Endowment
David Swensen
6 70 30 0 +6.94 +5.78 +8.78
Three Funds
Bogleheads
3 80 20 0 +7.08 +5.84 +8.76
Four Funds
Bogleheads
4 80 20 0 +6.91 +5.76 +8.73
World Developed Stocks
1 100 0 0 +5.01 +5.30 +8.73
Talmud Portfolio
Roger Gibson
3 66.7 33.3 0 +4.79 +5.88 +8.72
Robo Advisor 100
Betterment
6 100 0 0 +0.57 +4.39 +8.50
Edge Select Moderately Aggressive
Merrill Lynch
12 69 31 0 +8.55 +6.19 +8.50
Couch Potato
Scott Burns
2 50 50 0 +10.26 +6.38 +8.35
Late Thirties to Early Forties
Burton Malkiel
8 85 15 0 +3.58 +5.25 +8.28
Mid-Fifties
Burton Malkiel
8 80 20 0 +3.57 +5.31 +8.23
Mid-Twenties
Burton Malkiel
8 87 13 0 +3.30 +5.10 +8.21
Robo Advisor 90
Betterment
11 90.1 9.9 0 +1.42 +4.50 +8.19
Ultimate Buy and Hold Strategy
Paul Merriman
10 100 0 0 -4.15 +3.37 +8.14
Family Taxable Portfolio
Ted Aronson
11 70 30 0 +4.92 +5.02 +8.04
Late Sixties and Beyond
Burton Malkiel
8 71 29 0 +3.71 +5.33 +7.95
Robo Advisor 80
Betterment
10 80 20 0 +2.10 +4.48 +7.82
All Weather Portfolio
Ray Dalio
5 30 55 15 +15.79 +6.52 +7.78
Lazy Portfolio
David Swensen
6 70 30 0 +4.18 +4.96 +7.73
Edge Select Moderate
Merrill Lynch
12 53 47 0 +8.66 +5.73 +7.60
Stocks/Bonds 40/60
2 40 60 0 +10.94 +6.25 +7.57
No Brainer Portfolio
Bill Bernstein
4 75 25 0 +2.27 +4.47 +7.56
Golden Butterfly
5 40 40 20 +12.77 +6.16 +7.47
Coffee House
Bill Schultheis
7 60 40 0 +2.64 +4.61 +7.45
Margaritaville
Scott Burns
3 67 33 0 +6.05 +4.74 +7.32
Dimensional 2030 Retirement Income
DFA
8 55.9 44.1 0 +7.47 +5.21 +7.29
Robust
Alpha Architect
8 70 20 10 +0.37 +3.33 +7.12
Dynamic 60/40 Income
5 60 40 0 +2.57 +4.42 +7.10
Gone Fishin' Portfolio
Alexander Green
10 65 30 5 +3.13 +4.18 +7.04
Coward's Portfolio
Bill Bernstein
10 60 40 0 +2.87 +4.36 +6.89
Sandwich Portfolio
Bob Clyatt
8 55 45 0 +5.49 +4.67 +6.77
Aggressive Global Income
4 80 20 0 -5.77 +2.39 +6.73
Permanent Portfolio
Harry Browne
4 25 50 25 +18.18 +6.75 +6.73
Edge Select Moderately Conservative
Merrill Lynch
12 37 63 0 +8.73 +5.30 +6.71
Andrew Tobias Portfolio
Andrew Tobias
3 66.7 33.3 0 +4.85 +4.10 +6.64
Robo Advisor 50
Betterment
10 49.9 50.1 0 +3.71 +4.28 +6.58
Lifepath Fund
iShares
6 40.4 59.6 0 +8.41 +5.07 +6.49
Simple Money Portfolio
Tim Maurer
7 60 40 0 +1.64 +3.38 +6.46
Pinwheel
8 65 25 10 +3.32 +4.02 +6.38
Dynamic 40/60 Income
5 40 60 0 +4.31 +4.37 +6.34
Desert Portfolio
Gyroscopic Investing
3 30 60 10 +12.46 +5.66 +6.32
Ideal Index
Frank Armstrong
7 70 30 0 -0.16 +3.21 +6.18
High Yield Bonds Income
4 0 100 0 +5.09 +4.42 +6.14
Big Rocks Portfolio
Larry Swedroe
11 60 40 0 0.00 +3.28 +6.01
Ultimate Buy&Hold
FundAdvice
12 60 40 0 +0.37 +3.12 +5.97
Rob Arnott Portfolio
Rob Arnott
8 30 60 10 +5.62 +4.19 +5.85
European Stocks
1 100 0 0 -3.79 +0.30 +5.60
Permanent Portfolio
Paul Boyer
5 25 50 25 +14.50 +5.41 +5.37
Five Asset
Roger Gibson
6 60 20 20 -2.21 +2.49 +5.34
10-year Treasury
1 0 100 0 +13.97 +4.67 +4.88
Edge Select Conservative
Merrill Lynch
12 21 79 0 +6.09 +3.84 +4.71
Larry Portfolio
Larry Swedroe
4 30 70 0 +3.98 +3.15 +4.53
Ivy Portfolio
Mebane Faber
5 60 20 20 -4.73 +1.18 +4.52
Dimensional Retirement Income Fund
DFA
7 20.4 79.6 0 +5.69 +3.38 +4.23
7Twelve Portfolio
Craig Israelsen
9 50 33.3 16.7 -3.33 +1.18 +3.95
Robo Advisor 20
Betterment
12 19.9 80.1 0 +4.63 +3.06 +3.74
Conservative Income
Charles Schwab
6 5 95 0 +5.88 +3.14 +3.41
Gold
1 0 0 100 +32.09 +7.38 +3.20
Robo Advisor 10
Betterment
12 9.9 90.1 0 +4.76 +2.49 +2.59
Emerging Markets
1 100 0 0 -4.64 +0.51 +2.00
Robo Advisor 0
Betterment
2 0 100 0 +4.73 +1.87 +1.42
Short Term Treasury
1 0 100 0 +4.44 +1.72 +1.24
Returns and KPIs are calculated on the hypothesis of:
  • a yearly rebalancing of the portfolios (at the beginning of the year)
  • the reinvestment of dividends
Returns refer to investiments in US Dollars.
Return / Risk Charts:
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