A Lazy Portfolio is a collection of investments that requires very little maintenance.

It’s the typical passive investing strategy, for long-term investors, with time horizons of more than 10 years.

Choose your Lazy Portfolio, and implement it with ETFs.
Portfolios are ordered by 10Y return. Click on column header to sort table.

Interested in short term returns? Click here.

Do you want to focus on Dividends? Click here.

Portfolio Risk:
Last Update - 31 Oct 2020
% Allocation
Ann. Returns (%)
Portfolio #ETF Stocks Bonds Comm. 1Y 5Y 10Y  ▾
Technology
1 100 0 0 +37.51 +19.95 +19.04
US Stocks
1 100 0 0 +10.34 +11.52 +12.81
Warren Buffett
2 90 10 0 +10.84 +11.05 +11.96
Simple Path to Wealth
JL Collins
2 75 25 0 +9.48 +9.74 +10.58
Second Grader's Starter
Paul Farrell
3 90 10 0 +6.37 +8.80 +9.24
Stocks/Bonds 60/40
2 60 40 0 +8.90 +8.65 +9.21
Edge Select Aggressive
Merrill Lynch
12 84 16 0 +8.26 +9.09 +8.88
Core Four
Rick Ferri
4 80 20 0 +4.54 +7.88 +8.53
Three Funds
Bogleheads
3 80 20 0 +6.02 +8.09 +8.35
Four Funds
Bogleheads
4 80 20 0 +6.31 +8.12 +8.34
Talmud Portfolio
Roger Gibson
3 66.7 33.3 0 +0.09 +6.52 +8.20
Couch Potato
Scott Burns
2 50 50 0 +9.96 +8.02 +8.18
Edge Select Moderately Aggressive
Merrill Lynch
12 69 31 0 +8.22 +8.40 +8.16
Yale Endowment
David Swensen
6 70 30 0 +3.07 +7.10 +8.12
Robo Advisor 100
Betterment
6 100 0 0 +0.12 +7.36 +8.09
World Developed Stocks
1 100 0 0 +4.92 +8.36 +8.06
Late Thirties to Early Forties
Burton Malkiel
8 85 15 0 +3.04 +7.78 +7.81
Robo Advisor 90
Betterment
11 90.1 9.9 0 +1.18 +7.27 +7.80
Mid-Twenties
Burton Malkiel
8 87 13 0 +3.00 +7.73 +7.74
Mid-Fifties
Burton Malkiel
8 80 20 0 +2.44 +7.59 +7.73
Family Taxable Portfolio
Ted Aronson
11 70 30 0 +4.22 +7.34 +7.72
Ultimate Buy and Hold Strategy
Paul Merriman
10 100 0 0 -5.38 +5.89 +7.55
Late Sixties and Beyond
Burton Malkiel
8 71 29 0 +1.76 +7.17 +7.45
Robo Advisor 80
Betterment
10 80 20 0 +1.63 +7.01 +7.41
No Brainer Portfolio
Bill Bernstein
4 75 25 0 +1.52 +6.50 +7.33
Stocks/Bonds 40/60
2 40 60 0 +8.07 +7.16 +7.33
Golden Butterfly
5 40 40 20 +7.50 +7.44 +7.25
Edge Select Moderate
Merrill Lynch
12 53 47 0 +7.53 +7.45 +7.23
All Weather Portfolio
Ray Dalio
5 30 55 15 +9.31 +7.31 +7.21
Lazy Portfolio
David Swensen
6 70 30 0 +2.30 +6.57 +7.19
Coffee House
Bill Schultheis
7 60 40 0 -0.94 +5.75 +7.09
Dimensional 2030 Retirement Income
DFA
8 55.9 44.1 0 +7.24 +7.13 +6.93
Margaritaville
Scott Burns
3 67 33 0 +6.14 +7.04 +6.86
Robust
Alpha Architect
8 70 20 10 +0.06 +5.31 +6.67
Coward's Portfolio
Bill Bernstein
10 60 40 0 +0.35 +5.80 +6.60
Gone Fishin' Portfolio
Alexander Green
10 65 30 5 +2.60 +6.57 +6.58
Dynamic 60/40 Income
5 60 40 0 +0.08 +5.29 +6.56
Permanent Portfolio
Harry Browne
4 25 50 25 +12.30 +7.72 +6.38
Edge Select Moderately Conservative
Merrill Lynch
12 37 63 0 +6.95 +6.52 +6.32
Sandwich Portfolio
Bob Clyatt
8 55 45 0 +3.91 +6.00 +6.26
Robo Advisor 50
Betterment
10 49.9 50.1 0 +2.52 +6.04 +6.14
Andrew Tobias Portfolio
Andrew Tobias
3 66.7 33.3 0 +2.47 +5.63 +6.12
Lifepath Fund
iShares
6 40.4 59.6 0 +6.08 +6.20 +6.11
Desert Portfolio
Gyroscopic Investing
3 30 60 10 +9.43 +6.47 +5.93
Pinwheel
8 65 25 10 +0.87 +5.84 +5.90
Dynamic 40/60 Income
5 40 60 0 +3.61 +5.57 +5.88
Simple Money Portfolio
Tim Maurer
7 60 40 0 -1.52 +4.56 +5.78
Ideal Index
Frank Armstrong
7 70 30 0 -2.10 +4.89 +5.72
Aggressive Global Income
4 80 20 0 -10.41 +4.38 +5.72
Big Rocks Portfolio
Larry Swedroe
11 60 40 0 -2.36 +4.55 +5.69
High Yield Bonds Income
4 0 100 0 +3.15 +5.86 +5.45
Ultimate Buy&Hold
FundAdvice
12 60 40 0 -1.46 +4.60 +5.40
Rob Arnott Portfolio
Rob Arnott
8 30 60 10 +2.38 +5.28 +5.23
Paul Boyer Permanent Portfolio
Paul Boyer
5 25 50 25 +10.34 +6.92 +5.00
Five Asset
Roger Gibson
6 60 20 20 -3.67 +4.45 +4.70
Edge Select Conservative
Merrill Lynch
12 21 79 0 +3.88 +4.47 +4.38
Larry Portfolio
Larry Swedroe
4 30 70 0 +2.27 +4.05 +4.05
10-year Treasury
1 0 100 0 +8.13 +4.24 +4.01
Dimensional Retirement Income Fund
DFA
7 20.4 79.6 0 +5.73 +4.42 +3.94
Ivy Portfolio
Mebane Faber
5 60 20 20 -6.45 +3.26 +3.91
European Stocks
1 100 0 0 -8.68 +2.20 +3.57
7Twelve Portfolio
Craig Israelsen
9 50 33.3 16.7 -3.80 +3.25 +3.49
Robo Advisor 20
Betterment
12 19.9 80.1 0 +3.14 +3.77 +3.45
Conservative Income
Charles Schwab
6 5 95 0 +3.70 +3.43 +3.08
Gold
1 0 0 100 +23.71 +10.02 +2.88
Robo Advisor 10
Betterment
12 9.9 90.1 0 +3.30 +2.83 +2.37
Emerging Markets
1 100 0 0 +7.85 +7.44 +1.78
Robo Advisor 0
Betterment
2 0 100 0 +3.33 +1.85 +1.28
Short Term Treasury
1 0 100 0 +3.08 +1.69 +1.13
Returns and KPIs are calculated on the hypothesis of:
  • a yearly rebalancing of the portfolios (at the beginning of the year)
  • the reinvestment of dividends
Returns refer to investiments in US Dollars.
Return / Risk Charts:
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