A Lazy Portfolio is a collection of investments that requires very little maintenance.

It’s the typical passive investing strategy, for long-term investors, with time horizons of more than 10 years.

Choose your Lazy Portfolio, and implement it with ETFs.
Portfolios are ordered by 10Y return. Click on column header to sort table.

Table View:
% Allocation
Ann. Returns - Jun 2019
Portfolio #ETF Stocks Bonds Comm. 1Y 5Y  ▾ 10Y
US Stocks
1 100 0 0 +9.02% +10.18% +14.71%
Warren Buffett
2 90 10 0 +9.75% +9.65% +13.38%
Simple Path to Wealth
JL Collins
2 75 25 0 +8.89% +8.42% +12.07%
Stocks/Bonds 60/40
2 60 40 0 +8.77% +7.34% +10.45%
Edge Select Aggressive
Merrill Lynch
12 84 16 0 +6.53% +7.07%
Core Four
Rick Ferri
4 80 20 0 +7.36% +6.80% +10.84%
Three Funds
Bogleheads
3 80 20 0 +6.68% +6.51% +10.28%
Edge Select Moderately Aggressive
Merrill Lynch
12 69 31 0 +7.21% +6.50%
Yale Endowment
David Swensen
6 70 30 0 +7.91% +6.43% +10.83%
Four Funds
Bogleheads
4 80 20 0 +6.34% +6.38% +10.27%
World Stocks
1 100 0 0 +4.92% +6.29% +10.41%
Robo Advisor 90
Betterment
11 90.1 9.9 0 +4.59% +6.22%
Robust
Alpha Architect
8 70 20 10 +3.69% +6.07%
Couch
Scott Burns
2 50 50 0 +6.97% +5.96% +9.29%
Robo Advisor 80
Betterment
10 80 20 0 +5.08% +5.93%
Stocks/Bonds 40/60
2 40 60 0 +8.56% +5.89% +8.25%
Coffee House
Bill Schultheis
7 60 40 0 +5.27% +5.87% +9.67%
Lazy
David Swensen
6 70 30 0 +7.44% +5.86% +10.03%
No Brainer
Bill Bernstein
4 75 25 0 +2.76% +5.81% +9.58%
Edge Select Moderate
Merrill Lynch
12 53 47 0 +7.51% +5.78%
Dimensional 2030 Target Date Retirement Income Fund
DFA
8 55.9 44.1 0 +6.17% +5.18% +8.42%
Golden Butterfly
5 40 40 20 +5.84% +5.17% +8.65%
Edge Select Moderately Conservative
Merrill Lynch
12 37 63 0 +7.94% +5.13%
All Weather
Ray Dalio
5 30 55 15 +8.47% +5.00% +7.93%
Lifepath Fund
iShares
6 40.42 59.58 0 +6.81% +4.74%
Ideal Index
Frank Armstrong
7 70 30 0 +3.46% +4.73%
Permanent
Harry Browne
4 25 50 25 +8.95% +4.54% +6.94%
Ultimate Buy&Hold
FundAdvice
12 60 40 0 +2.93% +4.25% +7.97%
Rob Arnott
8 30 60 10 +7.01% +3.80%
Edge Select Conservative
Merrill Lynch
12 21 79 0 +6.56% +3.73%
10-year Treasury
1 0 100 0 +9.96% +3.24% +4.29%
Five Asset
Roger Gibson
6 60 20 20 +4.01% +3.22% +7.89%
Dimensional Retirement Income Fund
DFA
7 20.4 79.6 0 +4.82% +2.78% +4.76%
Emerging Markets
1 100 0 0 +3.56% +2.34% +5.52%
Ivy
Mebane Faber
5 60 20 20 +3.31% +2.24% +7.21%
Short Term Treasury
1 0 100 0 +3.83% +1.08% +1.06%
Gold
1 0 0 100 +12.26% +0.79% +3.86%

Returns and KPIs are calculated on the hypothesis of a yearly rebalancing of the portfolios (at the beginning of the year). Returns refer to investiments in US Dollars.

Return / Risk Charts: