A Lazy Portfolio is a collection of investments that requires very little maintenance.

It’s the typical passive investing strategy, for long-term investors, with time horizons of more than 10 years.

Choose your Lazy Portfolio, and implement it with ETFs.
Portfolios are ordered by 10Y return. Click on column header to sort table.

Portfolio Risk:
Last Update - 31 Mar 2020

Interested in short term returns? Click here.

% Allocation
Ann. Returns (%)
Portfolio #ETF Stocks Bonds Comm. 1Y 5Y 10Y  ▾
Technology
1 100 0 0 +6.88 +13.57 +15.96
US Stocks
1 100 0 0 -9.27 +5.77 +10.15
Warren Buffett
2 90 10 0 -5.42 +6.22 +9.66
Simple Path to Wealth
JL Collins
2 75 25 0 -4.42 +5.37 +8.75
Stocks/Bonds 60/40
2 60 40 0 -1.67 +5.05 +7.84
Talmud Portfolio
Roger Gibson
3 66.7 33.3 0 -5.54 +3.43 +7.56
Yale Endowment
David Swensen
6 70 30 0 -3.11 +3.65 +7.51
All Weather Portfolio
Ray Dalio
5 30 55 15 +10.80 +5.17 +7.42
Second Grader's Starter
Paul Farrell
3 90 10 0 -9.21 +3.78 +7.28
Couch Potato
Scott Burns
2 50 50 0 -0.75 +4.44 +7.09
Core Four
Rick Ferri
4 80 20 0 -7.56 +3.58 +7.05
Edge Select Aggressive
Merrill Lynch
12 84 16 0 -7.69 +4.17 +7.03
Golden Butterfly
5 40 40 20 +4.22 +4.43 +6.89
Three Funds
Bogleheads
3 80 20 0 -7.32 +3.62 +6.72
Edge Select Moderately Aggressive
Merrill Lynch
12 69 31 0 -4.67 +4.23 +6.71
Four Funds
Bogleheads
4 80 20 0 -7.48 +3.54 +6.70
Stocks/Bonds 40/60
2 40 60 0 +1.80 +4.52 +6.55
Family Taxable Portfolio
Ted Aronson
11 70 30 0 -7.25 +3.02 +6.52
Permanent Portfolio
Harry Browne
4 25 50 25 +12.21 +5.29 +6.39
Lazy Portfolio
David Swensen
6 70 30 0 -6.34 +2.94 +6.37
Coffee House
Bill Schultheis
7 60 40 0 -7.44 +2.69 +6.28
Edge Select Moderate
Merrill Lynch
12 53 47 0 -1.92 +4.07 +6.21
Robo Advisor 100
Betterment
6 100 0 0 -15.54 +1.99 +6.09
Robo Advisor 90
Betterment
11 90.1 9.9 0 -13.71 +2.22 +5.98
World Developed Stocks
1 100 0 0 -12.01 +2.78 +5.97
No Brainer Portfolio
Bill Bernstein
4 75 25 0 -10.27 +2.54 +5.89
Dimensional 2030 Retirement Income
DFA
8 55.9 44.1 0 -3.02 +3.52 +5.88
Ultimate Buy and Hold Strategy
Paul Merriman
10 100 0 0 -19.26 +0.93 +5.87
Robo Advisor 80
Betterment
10 80 20 0 -11.65 +2.39 +5.86
Desert Portfolio
Gyroscopic Investing
3 30 60 10 +6.31 +4.54 +5.76
Edge Select Moderately Conservative
Merrill Lynch
12 37 63 0 +0.91 +3.95 +5.72
Sandwich Portfolio
Bob Clyatt
8 55 45 0 -3.13 +3.31 +5.66
Margaritaville
Scott Burns
3 67 33 0 -5.70 +2.94 +5.63
Coward's Portfolio
Bill Bernstein
10 60 40 0 -7.26 +2.63 +5.61
Lifepath Fund
iShares
6 40.4 59.6 0 +0.35 +3.59 +5.49
Robust
Alpha Architect
8 70 20 10 -11.86 +1.11 +5.45
Robo Advisor 50
Betterment
10 49.9 50.1 0 -5.85 +2.69 +5.31
10-year Treasury
1 0 100 0 +16.14 +4.32 +5.29
Simple Money Portfolio
Tim Maurer
7 60 40 0 -7.43 +2.13 +5.19
Pinwheel
8 65 25 10 -6.84 +2.22 +5.17
Rob Arnott Portfolio
Rob Arnott
8 30 60 10 -0.35 +2.71 +5.14
Ultimate Buy&Hold
FundAdvice
12 60 40 0 -8.19 +1.83 +4.78
Ideal Index
Frank Armstrong
7 70 30 0 -10.00 +1.68 +4.78
Edge Select Conservative
Merrill Lynch
12 21 79 0 +1.93 +3.02 +4.20
Larry Portfolio
Larry Swedroe
4 30 70 0 +0.09 +2.53 +4.14
Five Asset
Roger Gibson
6 60 20 20 -12.42 +0.68 +3.93
Dimensional Retirement Income Fund
DFA
7 20.4 79.6 0 +1.46 +2.57 +3.72
Robo Advisor 20
Betterment
12 19.9 80.1 0 +0.96 +2.38 +3.27
Conservative Income
Charles Schwab
6 5 95 0 +3.88 +2.36 +3.24
Gold
1 0 0 100 +21.34 +5.43 +3.11
Ivy Portfolio
Mebane Faber
5 60 20 20 -15.15 -0.49 +3.00
7Twelve Portfolio
Craig Israelsen
9 50 33.3 16.7 -12.20 -0.10 +2.75
European Stocks
1 100 0 0 -16.30 -1.19 +2.65
Robo Advisor 10
Betterment
12 9.9 90.1 0 +3.23 +2.12 +2.38
Robo Advisor 0
Betterment
2 0 100 0 +5.27 +1.80 +1.46
Short Term Treasury
1 0 100 0 +5.18 +1.69 +1.30
Emerging Markets
1 100 0 0 -18.18 -1.00 -0.03

Returns and KPIs are calculated on the hypothesis of a yearly rebalancing of the portfolios (at the beginning of the year). Returns refer to investiments in US Dollars.

Return / Risk Charts:
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