A Lazy Portfolio is a collection of investments that requires very little maintenance.

It’s the typical passive investing strategy, for long-term investors, with time horizons of more than 10 years.

Choose your Lazy Portfolio, and implement it with ETFs.
Portfolios are ordered by 10Y return. Click on column header to sort table.

Portfolio Risk:
Last Update - Oct 2019
% Allocation
Ann. Returns
Portfolio #ETF Stocks Bonds Comm. 1Y 5Y 10Y  ▾
US Stocks
1 100 0 0 +13.49% +10.29% +13.64%
Warren Buffett
2 90 10 0 +13.52% +9.76% +12.48%
Simple Path to Wealth
JL Collins
2 75 25 0 +13.19% +8.59% +11.25%
Talmud Portfolio
Roger Gibson
3 66.67 33.33 0 +16.85% +7.33% +10.47%
Second Grader's Starter
Paul Farrell
3 90 10 0 +12.77% +7.75% +10.24%
Ultimate Buy and Hold Strategy
Paul Merriman
10 100 0 0 +10.30% +7.08% +10.18%
Yale Endowment
David Swensen
6 70 30 0 +16.72% +6.92% +9.84%
Core Four
Rick Ferri
4 80 20 0 +13.68% +7.31% +9.81%
Edge Select Aggressive
Merrill Lynch
12 84 16 0 +12.82% +7.49% +9.78%
Stocks/Bonds 60/40
2 60 40 0 +12.96% +7.55% +9.77%
Robo Advisor 90
Betterment
11 90.1 9.9 0 +11.47% +6.84% +9.45%
Three Funds
Bogleheads
3 80 20 0 +12.66% +7.08% +9.29%
Four Funds
Bogleheads
4 80 20 0 +12.36% +6.97% +9.26%
World Developed Stocks
1 100 0 0 +12.81% +7.25% +9.10%
Family Taxable Portfolio
Ted Aronson
11 70 30 0 +11.20% +6.39% +9.04%
Lazy Portfolio
David Swensen
6 70 30 0 +14.28% +6.30% +8.99%
Robo Advisor 80
Betterment
10 80 20 0 +11.59% +6.52% +8.96%
Edge Select Moderately Aggressive
Merrill Lynch
12 69 31 0 +12.84% +6.89% +8.94%
Coffee House
Bill Schultheis
7 60 40 0 +11.68% +6.33% +8.90%
No Brainer Portfolio
Bill Bernstein
4 75 25 0 +8.57% +6.36% +8.69%
Couch Potato
Scott Burns
2 50 50 0 +11.31% +6.30% +8.64%
Robust
Alpha Architect
8 70 20 10 +9.86% +5.07% +8.62%
Golden Butterfly
5 40 40 20 +14.36% +6.20% +8.21%
Coward's Portfolio
Bill Bernstein
10 60 40 0 +10.32% +5.85% +8.04%
Edge Select Moderate
Merrill Lynch
12 53 47 0 +12.53% +6.13% +7.94%
Pinwheel
8 65 25 10 +13.24% +5.56% +7.80%
Stocks/Bonds 40/60
2 40 60 0 +12.61% +6.13% +7.76%
Margaritaville
Scott Burns
3 67 33 0 +11.45% +5.64% +7.69%
All Weather Portfolio
Ray Dalio
5 30 55 15 +16.91% +5.64% +7.65%
Dimensional 2030 Target Date Retirement Income Fund
DFA
8 55.9 44.1 0 +11.33% +5.68% +7.60%
Ideal Index
Frank Armstrong
7 70 30 0 +9.53% +5.32% +7.45%
Sandwich Portfolio
Bob Clyatt
8 55 45 0 +10.86% +5.59% +7.43%
Simple Money Portfolio
Tim Maurer
7 60 40 0 +8.61% +5.26% +7.26%
Ultimate Buy&Hold
FundAdvice
12 60 40 0 +9.25% +4.96% +7.06%
Edge Select Moderately Conservative
Merrill Lynch
12 37 63 0 +12.17% +5.41% +6.93%
Five Asset
Roger Gibson
6 60 20 20 +10.38% +4.20% +6.87%
Lifepath Fund
iShares
6 40.42 59.58 0 +11.91% +5.26% +6.71%
Permanent Portfolio
Harry Browne
4 25 50 25 +16.47% +5.65% +6.64%
Rob Arnott Portfolio
Rob Arnott
8 30 60 10 +13.42% +4.51% +6.46%
Desert Portfolio
Gyroscopic Investing
3 30 60 10 +12.02% +5.12% +6.39%
Ivy Portfolio
Mebane Faber
5 60 20 20 +9.84% +3.30% +6.21%
European Stocks
1 100 0 0 +11.48% +3.91% +5.50%
7Twelve Portfolio
Craig Israelsen
9 50 33.34 16.66 +7.38% +2.79% +5.37%
Larry Portfolio
Larry Swedroe
4 30 70 0 +8.41% +3.72% +5.12%
Edge Select Conservative
Merrill Lynch
12 21 79 0 +9.22% +3.94% +4.91%
10-year Treasury
1 0 100 0 +14.37% +3.41% +4.32%
Dimensional Retirement Income Fund
DFA
7 20.4 79.6 0 +7.85% +3.22% +4.31%
Emerging Markets
1 100 0 0 +13.72% +2.29% +3.74%
Conservative Income
Charles Schwab
6 5 95 0 +9.20% +2.85% +3.57%
Gold
1 0 0 100 +23.69% +4.80% +3.34%
Robo Advisor 0
Betterment
2 0 100 0 +4.82% +1.35% +1.24%
Short Term Treasury
1 0 100 0 +4.45% +1.21% +1.06%

Returns and KPIs are calculated on the hypothesis of a yearly rebalancing of the portfolios (at the beginning of the year). Returns refer to investiments in US Dollars.

Return / Risk Charts:
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