A Lazy Portfolio is a collection of investments that requires very little maintenance.

It’s the typical passive investing strategy, for long-term investors, with time horizons of more than 10 years.

Choose your Lazy Portfolio, and implement it with ETFs.
Portfolios are ordered by 10Y return. Click on column header to sort table.

Portfolio Risk:
Last Update - 30 Nov 2019

Interested in short term returns? Click here.

% Allocation
Ann. Returns (%)
Portfolio #ETF Stocks Bonds Comm. 1Y 5Y 10Y  ▾
US Stocks
1 100 0 0 +15.46 +10.57 +13.43
Warren Buffett
2 90 10 0 +15.32 +9.95 +12.25
Simple Path to Wealth
JL Collins
2 75 25 0 +14.55 +8.76 +11.05
Talmud Portfolio
Roger Gibson
3 66.7 33.3 0 +14.99 +7.12 +10.05
Second Grader's Starter
Paul Farrell
3 90 10 0 +13.78 +7.99 +9.98
Ultimate Buy and Hold Strategy
Paul Merriman
10 100 0 0 +10.06 +7.44 +9.87
Stocks/Bonds 60/40
2 60 40 0 +13.94 +7.66 +9.59
Core Four
Rick Ferri
4 80 20 0 +13.87 +7.41 +9.52
Edge Select Aggressive
Merrill Lynch
12 84 16 0 +13.33 +7.73 +9.45
Yale Endowment
David Swensen
6 70 30 0 +15.28 +6.81 +9.42
Robo Advisor 90
Betterment
11 90.1 9.9 0 +11.34 +7.11 +9.07
Three Funds
Bogleheads
3 80 20 0 +13.42 +7.27 +9.03
Four Funds
Bogleheads
4 80 20 0 +13.17 +7.18 +9.00
World Developed Stocks
1 100 0 0 +13.73 +7.53 +8.81
Family Taxable Portfolio
Ted Aronson
11 70 30 0 +10.88 +6.71 +8.77
Coffee House
Bill Schultheis
7 60 40 0 +11.30 +6.36 +8.66
Edge Select Moderately Aggressive
Merrill Lynch
12 69 31 0 +13.32 +7.06 +8.63
Robo Advisor 80
Betterment
10 80 20 0 +11.37 +6.74 +8.59
Lazy Portfolio
David Swensen
6 70 30 0 +12.87 +6.28 +8.56
No Brainer Portfolio
Bill Bernstein
4 75 25 0 +9.28 +6.64 +8.52
Couch Potato
Scott Burns
2 50 50 0 +12.29 +6.47 +8.41
Robust
Alpha Architect
8 70 20 10 +11.77 +5.35 +8.39
Coward's Portfolio
Bill Bernstein
10 60 40 0 +10.32 +6.00 +7.80
Golden Butterfly
5 40 40 20 +13.90 +6.07 +7.75
Edge Select Moderate
Merrill Lynch
12 53 47 0 +12.87 +6.25 +7.67
Stocks/Bonds 40/60
2 40 60 0 +13.05 +6.15 +7.59
Margaritaville
Scott Burns
3 67 33 0 +11.97 +5.84 +7.41
All Weather Portfolio
Ray Dalio
5 30 55 15 +17.14 +5.48 +7.32
Dimensional 2030 Retirement Income
DFA
8 55.9 44.1 0 +11.63 +5.84 +7.31
Pinwheel
8 65 25 10 +11.54 +5.53 +7.26
Ideal Index
Frank Armstrong
7 70 30 0 +9.16 +5.47 +7.19
Sandwich Portfolio
Bob Clyatt
8 55 45 0 +10.38 +5.69 +7.15
Simple Money Portfolio
Tim Maurer
7 60 40 0 +8.99 +5.45 +7.11
Ultimate Buy&Hold
FundAdvice
12 60 40 0 +8.82 +5.16 +6.79
Edge Select Moderately Conservative
Merrill Lynch
12 37 63 0 +12.30 +5.45 +6.69
Lifepath Fund
iShares
6 40.4 59.6 0 +12.00 +5.29 +6.50
Five Asset
Roger Gibson
6 60 20 20 +11.46 +4.40 +6.46
Rob Arnott Portfolio
Rob Arnott
8 30 60 10 +13.77 +4.48 +6.16
Permanent Portfolio
Harry Browne
4 25 50 25 +15.35 +5.39 +6.09
Desert Portfolio
Gyroscopic Investing
3 30 60 10 +11.52 +5.02 +6.01
Ivy Portfolio
Mebane Faber
5 60 20 20 +11.37 +3.57 +5.87
European Stocks
1 100 0 0 +13.69 +3.75 +5.17
7Twelve Portfolio
Craig Israelsen
9 50 33.3 16.7 +8.58 +3.13 +5.05
Larry Portfolio
Larry Swedroe
4 30 70 0 +7.73 +3.75 +4.89
Edge Select Conservative
Merrill Lynch
12 21 79 0 +9.07 +3.93 +4.76
Dimensional Retirement Income Fund
DFA
7 20.4 79.6 0 +7.82 +3.25 +4.12
10-year Treasury
1 0 100 0 +12.10 +3.00 +4.04
Conservative Income
Charles Schwab
6 5 95 0 +8.54 +2.75 +3.41
Emerging Markets
1 100 0 0 +5.90 +2.62 +2.47
Gold
1 0 0 100 +19.32 +4.22 +1.77
Robo Advisor 0
Betterment
2 0 100 0 +4.37 +1.31 +1.17
Short Term Treasury
1 0 100 0 +4.00 +1.17 +1.00

Returns and KPIs are calculated on the hypothesis of a yearly rebalancing of the portfolios (at the beginning of the year). Returns refer to investiments in US Dollars.

Return / Risk Charts:
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