A Lazy Portfolio is a collection of investments that requires very little maintenance.

It’s the typical passive investing strategy, for long-term investors, with time horizons of more than 10 years.

Choose your Lazy Portfolio, and implement it with ETFs.
Portfolios are ordered by 5Y return. Click on column header to sort table.

Portfolio Risk:
Last Update - Aug 2019
% Allocation
Ann. Returns
Portfolio #ETF Stocks Bonds Comm. 1Y 5Y  ▾ 10Y
US Stocks
1 100 0 0 +1.31% +9.58% +13.36%
Warren Buffett
2 90 10 0 +3.01% +9.11% +12.24%
Simple Path to Wealth
JL Collins
2 75 25 0 +3.48% +8.07% +11.08%
Stocks/Bonds 60/40
2 60 40 0 +4.82% +7.14% +9.67%
Edge Select Aggressive
Merrill Lynch
12 84 16 0 +1.16% +6.49%
Core Four
Rick Ferri
4 80 20 0 +2.99% +6.45% +9.60%
Yale Endowment
David Swensen
6 70 30 0 +7.16% +6.42% +9.81%
Edge Select Moderately Aggressive
Merrill Lynch
12 69 31 0 +3.02% +6.09%
Three Funds
Bogleheads
3 80 20 0 +1.67% +6.05% +9.06%
Four Funds
Bogleheads
4 80 20 0 +1.38% +5.92% +9.06%
Robust
Alpha Architect
8 70 20 10 +0.09% +5.90%
Stocks/Bonds 40/60
2 40 60 0 +6.64% +5.89% +7.75%
Couch
Scott Burns
2 50 50 0 +4.23% +5.87% +8.72%
Coffee House
Bill Schultheis
7 60 40 0 +2.00% +5.74% +8.66%
Lazy
David Swensen
6 70 30 0 +5.15% +5.67% +8.92%
World Developed Stocks
1 100 0 0 -1.01% +5.66% +8.83%
Golden Butterfly
5 40 40 20 +7.04% +5.64% +8.28%
Edge Select Moderate
Merrill Lynch
12 53 47 0 +4.60% +5.55%
All Weather Portfolio
Ray Dalio
5 30 55 15 +11.78% +5.52% +7.86%
Robo Advisor 90
Betterment
11 90.1 9.9 0 -1.11% +5.50%
No Brainer Portfolio
Bill Bernstein
4 75 25 0 -3.15% +5.38% +8.36%
Robo Advisor 80
Betterment
10 80 20 0 +0.24% +5.32%
Permanent Portfolio
Harry Browne
4 25 50 25 +13.21% +5.28% +6.97%
Edge Select Moderately Conservative
Merrill Lynch
12 37 63 0 +6.49% +5.06%
Dimensional 2030 Target Date Retirement Income Fund
DFA
8 55.9 44.1 0 +3.43% +4.94% +7.62%
Lifepath Fund
iShares
6 40.42 59.58 0 +5.05% +4.70%
Ideal Index
Frank Armstrong
7 70 30 0 -0.87% +4.36%
Rob Arnott
8 30 60 10 +8.08% +4.01%
Ultimate Buy&Hold
FundAdvice
12 60 40 0 -0.23% +3.93% +6.84%
Edge Select Conservative
Merrill Lynch
12 21 79 0 +6.04% +3.77%
10-year Treasury
1 0 100 0 +13.79% +3.71% +4.53%
Larry Portfolio
Larry Swedroe
4 30 70 0 +2.94% +3.34%
Five Asset
Roger Gibson
6 60 20 20 +1.74% +3.13% +6.81%
Gold
1 0 0 100 +26.64% +3.02% +4.41%
Dimensional Retirement Income Fund
DFA
7 20.4 79.6 0 +4.35% +2.83% +4.48%
Ivy Portfolio
Mebane Faber
5 60 20 20 +1.28% +2.22% +6.08%
European Stocks
1 100 0 0 -3.52% +1.39% +5.06%
Short Term Treasury
1 0 100 0 +4.28% +1.21% +1.08%
Emerging Markets
1 100 0 0 -1.25% +0.26% +3.97%

Returns and KPIs are calculated on the hypothesis of a yearly rebalancing of the portfolios (at the beginning of the year). Returns refer to investiments in US Dollars.

Return / Risk Charts: