A Lazy Portfolio is a collection of investments that requires very little maintenance.
It’s the typical passive investing strategy , for long-term investors, with time horizons of more than 10 years.
Choose your Lazy Portfolio, and implement it with ETFs.
Last Update - 30 Nov 2019
Overall
Risk
Drawdown
Years
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% Allocation
Ann. Returns (%)
St.Dev. (%)
Ann. Return / St.Dev.
Max Drawdown (%)
Return / Drawdown
YTD(%)
Yearly Returns (%)
Portfolio #ETF Stocks Bonds Comm.
1Y
5Y
10Y
▾
1Y
5Y
10Y
1Y
5Y
10Y
1Y
5Y
10Y
1Y
5Y
10Y
2019
2018
2017
2016
2015
2014
US Stocks
1
100
0
0
+15.46
+10.57
+13.43
16.91
12.10
12.85
0.91
0.87
1.05
-9.16
-14.20
-17.57
1.69
4.60
14.38
+27.11
-5.21
+21.21
+12.83
+0.36
+12.54
Warren Buffett
2
90
10
0
+15.32
+9.95
+12.25
14.71
10.69
11.25
1.04
0.93
1.09
-7.84
-12.10
-15.03
1.95
5.01
14.46
+25.14
-3.84
+19.83
+10.69
+0.96
+12.08
Simple Path to Wealth JL Collins
2
75
25
0
+14.55
+8.76
+11.05
12.53
9.04
9.50
1.16
0.97
1.16
-6.53
-10.58
-12.27
2.23
4.94
15.10
+22.56
-3.94
+16.80
+10.25
+0.41
+10.86
Talmud Portfolio Roger Gibson
3
66.7
33.3
0
+14.99
+7.12
+10.05
9.55
7.72
8.63
1.57
0.92
1.16
-5.21
-7.58
-10.49
2.88
5.42
15.31
+21.31
-3.78
+9.90
+7.99
+1.11
+16.24
Second Grader's Starter Paul Farrell
3
90
10
0
+13.78
+7.99
+9.98
13.93
10.51
11.73
0.99
0.76
0.85
-6.92
-11.98
-17.88
1.99
3.91
8.89
+22.24
-7.40
+21.30
+9.42
-1.16
+6.75
Ultimate Buy and Hold Strategy Paul Merriman
10
100
0
0
+10.06
+7.44
+9.87
15.75
11.44
13.36
0.64
0.65
0.74
-8.13
-14.68
-21.28
1.24
2.94
7.35
+19.80
-11.36
+21.58
+12.94
-1.36
+4.83
Stocks/Bonds 60/40
2
60
40
0
+13.94
+7.66
+9.59
9.86
7.24
7.55
1.41
1.06
1.27
-4.91
-8.37
-8.98
2.84
5.33
16.68
+19.83
-3.17
+14.15
+8.71
+0.44
+9.85
Core Four Rick Ferri
4
80
20
0
+13.87
+7.41
+9.52
11.84
8.98
10.16
1.17
0.82
0.94
-5.97
-10.12
-15.17
2.32
4.25
9.77
+21.10
-6.41
+17.86
+8.53
-0.67
+8.52
Edge Select Aggressive Merrill Lynch
12
84
16
0
+13.33
+7.73
+9.45
13.13
10.11
11.22
1.01
0.76
0.84
-6.19
-11.27
-16.85
2.15
4.00
8.70
+20.81
-6.88
+21.70
+9.21
-1.81
+6.27
Yale Endowment David Swensen
6
70
30
0
+15.28
+6.81
+9.42
9.24
7.86
8.49
1.65
0.87
1.11
-4.60
-8.51
-8.64
3.32
4.59
16.89
+20.84
-6.20
+14.99
+7.39
-0.81
+13.38
Robo Advisor 90 Betterment
11
90.1
9.9
0
+11.34
+7.11
+9.07
14.40
10.69
12.15
0.79
0.66
0.75
-6.88
-13.25
-19.37
1.65
3.09
7.14
+19.56
-9.31
+21.58
+11.40
-2.83
+4.71
Three Funds Bogleheads
3
80
20
0
+13.42
+7.27
+9.03
12.14
9.32
10.41
1.11
0.78
0.87
-5.82
-10.54
-15.77
2.31
3.99
8.72
+20.42
-6.89
+19.54
+8.39
-1.14
+6.07
Four Funds Bogleheads
4
80
20
0
+13.17
+7.18
+9.00
12.23
9.38
10.48
1.08
0.77
0.86
-5.95
-10.70
-15.64
2.21
3.87
8.75
+20.33
-7.02
+19.47
+8.61
-1.37
+5.85
World Developed Stocks
1
100
0
0
+13.73
+7.53
+8.81
14.86
11.68
13.53
0.92
0.64
0.65
-7.22
-14.44
-21.87
1.90
3.03
6.06
+22.59
-9.76
+24.49
+8.51
-1.86
+3.67
Family Taxable Portfolio Ted Aronson
11
70
30
0
+10.88
+6.71
+8.77
11.06
8.59
9.20
0.98
0.78
0.95
-5.35
-11.15
-11.34
2.03
3.44
11.61
+17.15
-7.55
+18.03
+11.10
-2.35
+5.69
Coffee House Bill Schultheis
7
60
40
0
+11.30
+6.36
+8.66
9.64
7.08
7.83
1.17
0.90
1.11
-4.91
-8.99
-10.65
2.30
4.02
12.15
+17.05
-5.19
+11.02
+11.04
-0.91
+8.90
Edge Select Moderately Aggressive Merrill Lynch
12
69
31
0
+13.32
+7.06
+8.63
10.86
8.45
9.31
1.23
0.84
0.93
-4.87
-9.25
-13.39
2.74
4.40
9.62
+19.11
-5.68
+18.60
+8.18
-1.40
+6.31
Robo Advisor 80 Betterment
10
80
20
0
+11.37
+6.74
+8.59
12.74
9.55
10.83
0.89
0.71
0.79
-5.90
-11.82
-16.96
1.93
3.26
7.55
+18.35
-8.34
+19.74
+10.63
-2.50
+4.87
Lazy Portfolio David Swensen
6
70
30
0
+12.87
+6.28
+8.56
9.80
7.67
8.96
1.31
0.82
0.96
-5.01
-8.19
-12.40
2.57
4.35
10.26
+18.82
-5.67
+13.94
+7.74
-0.95
+9.97
No Brainer Portfolio Bill Bernstein
4
75
25
0
+9.28
+6.64
+8.52
12.69
9.17
10.25
0.73
0.72
0.83
-6.39
-11.92
-16.21
1.45
3.18
7.80
+16.75
-6.41
+15.70
+11.03
-1.35
+3.78
Couch Potato Scott Burns
2
50
50
0
+12.29
+6.47
+8.41
8.54
6.38
6.72
1.44
1.01
1.25
-4.47
-8.07
-8.07
2.75
4.56
15.40
+17.54
-3.32
+12.07
+8.75
-0.70
+8.07
Robust Alpha Architect
8
70
20
10
+11.77
+5.35
+8.39
11.56
8.52
9.88
1.02
0.63
0.85
-6.48
-12.88
-14.59
1.82
2.31
8.49
+19.51
-7.40
+14.23
+7.34
-2.97
+4.41
Coward's Portfolio Bill Bernstein
10
60
40
0
+10.32
+6.00
+7.80
9.97
7.19
7.99
1.03
0.83
0.98
-4.85
-8.66
-11.86
2.13
3.91
9.43
+15.94
-5.49
+12.63
+10.13
-1.45
+6.21
Golden Butterfly
5
40
40
20
+13.90
+6.07
+7.75
7.19
5.94
6.25
1.93
1.02
1.24
-2.25
-6.37
-6.37
6.18
5.39
17.41
+16.52
-4.03
+10.96
+10.82
-3.71
+9.13
Edge Select Moderate Merrill Lynch
12
53
47
0
+12.87
+6.25
+7.67
8.44
6.67
7.31
1.52
0.94
1.05
-3.47
-7.18
-9.66
3.71
4.93
11.31
+16.93
-4.47
+15.00
+7.31
-1.02
+6.15
Stocks/Bonds 40/60
2
40
60
0
+13.05
+6.15
+7.59
6.33
4.97
5.07
2.06
1.24
1.50
-2.71
-5.37
-5.37
4.82
6.47
20.08
+16.19
-2.15
+10.63
+6.64
+0.48
+8.51
Margaritaville Scott Burns
3
67
33
0
+11.97
+5.84
+7.41
9.95
8.03
9.08
1.20
0.73
0.82
-4.66
-9.98
-12.82
2.57
3.29
8.15
+17.44
-6.92
+17.22
+7.53
-2.03
+3.95
All Weather Portfolio Ray Dalio
5
30
55
15
+17.14
+5.48
+7.32
5.73
5.82
5.51
2.99
0.94
1.33
-0.82
-6.93
-6.93
20.90
4.41
14.82
+17.84
-3.19
+11.47
+5.86
-3.72
+12.52
Dimensional 2030 Retirement Income DFA
8
55.9
44.1
0
+11.63
+5.84
+7.31
8.52
6.76
7.46
1.37
0.86
0.98
-3.95
-7.56
-9.50
2.94
4.34
10.79
+16.22
-4.97
+14.85
+7.26
-1.32
+5.23
Pinwheel
8
65
25
10
+11.54
+5.53
+7.26
9.65
7.28
8.87
1.20
0.76
0.82
-4.27
-8.24
-12.73
2.70
3.75
7.97
+16.51
-6.39
+14.08
+8.63
-2.88
+6.12
Ideal Index Frank Armstrong
7
70
30
0
+9.16
+5.47
+7.19
10.67
7.89
9.29
0.86
0.69
0.77
-5.29
-9.48
-15.51
1.73
3.22
6.46
+15.26
-6.68
+13.88
+9.05
-1.66
+4.16
Sandwich Portfolio Bob Clyatt
8
55
45
0
+10.38
+5.69
+7.15
7.95
6.03
6.98
1.31
0.94
1.02
-3.60
-7.13
-9.57
2.88
4.47
10.41
+14.51
-4.77
+13.38
+6.63
+0.48
+4.84
Simple Money Portfolio Tim Maurer
7
60
40
0
+8.99
+5.45
+7.11
9.29
6.75
7.87
0.97
0.81
0.90
-4.28
-8.67
-11.27
2.10
3.50
8.76
+13.86
-6.64
+13.36
+8.15
+0.47
+2.33
Ultimate Buy&Hold FundAdvice
12
60
40
0
+8.82
+5.16
+6.79
8.96
6.71
7.85
0.98
0.77
0.87
-4.22
-8.60
-11.44
2.09
3.33
8.12
+13.61
-6.85
+13.54
+8.37
-0.60
+3.11
Edge Select Moderately Conservative Merrill Lynch
12
37
63
0
+12.30
+5.45
+6.69
5.96
4.92
5.33
2.06
1.11
1.26
-2.03
-4.75
-5.81
6.06
6.40
15.69
+14.63
-2.89
+11.44
+6.14
-0.48
+6.29
Lifepath Fund iShares
6
40.4
59.6
0
+12.00
+5.29
+6.50
5.84
4.92
5.29
2.05
1.07
1.23
-2.25
-5.26
-5.64
5.33
5.59
15.56
+14.58
-3.49
+11.24
+6.11
-0.37
+6.00
Five Asset Roger Gibson
6
60
20
20
+11.46
+4.40
+6.46
10.33
7.87
9.71
1.11
0.56
0.67
-4.95
-11.50
-15.14
2.32
2.09
5.74
+17.26
-7.26
+12.32
+9.61
-5.77
+3.39
Rob Arnott Portfolio Rob Arnott
8
30
60
10
+13.77
+4.48
+6.16
5.35
5.04
5.46
2.57
0.89
1.13
-1.40
-6.22
-6.22
9.84
3.94
13.16
+15.39
-4.12
+9.02
+7.14
-3.26
+7.59
Permanent Portfolio Harry Browne
4
25
50
25
+15.35
+5.39
+6.09
5.52
5.75
5.82
2.78
0.94
1.05
-1.10
-6.98
-6.98
13.95
4.30
11.55
+15.15
-1.76
+10.97
+5.54
-3.06
+9.40
Desert Portfolio Gyroscopic Investing
3
30
60
10
+11.52
+5.02
+6.01
4.70
3.82
4.30
2.45
1.31
1.40
-1.34
-2.76
-3.24
8.60
10.05
24.47
+13.03
-0.94
+8.38
+5.39
+0.02
+5.45
Ivy Portfolio Mebane Faber
5
60
20
20
+11.37
+3.57
+5.87
11.10
8.31
9.94
1.02
0.43
0.59
-5.54
-13.36
-15.88
2.05
1.44
4.85
+17.90
-7.88
+12.20
+7.80
-7.10
+2.25
European Stocks
1
100
0
0
+13.69
+3.75
+5.17
13.53
12.84
16.60
1.01
0.29
0.31
-5.67
-19.45
-27.75
2.41
1.04
2.36
+19.47
-14.91
+26.99
-0.37
-1.94
-7.10
7Twelve Portfolio Craig Israelsen
9
50
33.3
16.7
+8.58
+3.13
+5.05
10.06
7.26
8.49
0.85
0.43
0.59
-4.73
-12.11
-14.55
1.81
1.37
4.38
+13.97
-6.60
+11.15
+7.88
-6.71
-0.27
Larry Portfolio Larry Swedroe
4
30
70
0
+7.73
+3.75
+4.89
4.67
3.69
4.24
1.65
1.02
1.15
-1.45
-4.08
-4.08
5.33
4.95
14.97
+9.15
-3.54
+7.74
+6.87
-0.54
+2.38
Edge Select Conservative Merrill Lynch
12
21
79
0
+9.07
+3.93
+4.76
3.44
2.90
3.16
2.64
1.35
1.51
-0.92
-2.46
-2.87
9.86
8.65
20.59
+10.08
-1.01
+6.67
+4.67
-0.16
+4.82
Dimensional Retirement Income Fund DFA
7
20.4
79.6
0
+7.82
+3.25
+4.12
3.46
3.13
3.56
2.26
1.04
1.16
-1.22
-3.40
-4.34
6.41
5.09
11.45
+9.15
-1.96
+6.78
+4.66
-0.87
+2.89
10-year Treasury
1
0
100
0
+12.10
+3.00
+4.04
5.74
5.29
5.77
2.11
0.57
0.70
-1.69
-7.17
-7.60
7.18
2.22
6.40
+9.04
+0.99
+2.55
+1.00
+1.51
+9.07
Conservative Income Charles Schwab
6
5
95
0
+8.54
+2.75
+3.41
2.48
2.56
2.63
3.44
1.07
1.29
-0.27
-2.54
-4.31
31.63
5.71
9.26
+8.12
-0.17
+2.91
+3.48
-0.30
+5.05
Emerging Markets
1
100
0
0
+5.90
+2.62
+2.47
16.07
15.78
18.10
0.37
0.17
0.14
-7.82
-27.65
-32.70
0.75
0.50
0.84
+9.74
-15.31
+37.28
+10.87
-16.18
-3.93
Gold
1
0
0
100
+19.32
+4.22
+1.77
12.86
13.69
16.24
1.50
0.31
0.11
-4.10
-17.81
-42.90
4.72
1.29
0.45
+13.70
-1.94
+12.81
+8.03
-10.67
-2.19
Robo Advisor 0 Betterment
2
0
100
0
+4.37
+1.31
+1.17
1.20
1.07
0.98
3.63
1.23
1.19
-0.16
-1.01
-1.01
27.31
6.68
12.26
+3.53
+1.44
+0.45
+0.92
+0.53
+0.63
Short Term Treasury
1
0
100
0
+4.00
+1.17
+1.00
1.11
0.98
0.89
3.59
1.19
1.12
-0.13
-0.91
-0.91
30.77
6.63
11.49
+3.22
+1.46
+0.26
+0.82
+0.43
+0.45
Returns and KPIs are calculated on the hypothesis of a yearly rebalancing of the portfolios (at the beginning of the year). Returns refer to investiments in US Dollars.
Return / Risk Charts:
1Y
5Y
10Y
