A Lazy Portfolio is a collection of investments that requires very little maintenance.

It’s the typical passive investing strategy, for long-term investors, with time horizons of more than 10 years.

Choose your Lazy Portfolio, and implement it with ETFs.
Portfolios are ordered by 10Y return. Click on column header to sort table.

Interested in short term returns? Click here.

Do you want to focus on Dividends? Click here.

Portfolio Risk:
Last Update - 30 Jun 2020
% Allocation
Ann. Returns (%)
Portfolio #ETF Stocks Bonds Comm. 1Y 5Y 10Y  ▾
Technology
1 100 0 0 +33.66 +19.35 +20.46
US Stocks
1 100 0 0 +6.31 +10.01 +13.72
Warren Buffett
2 90 10 0 +7.92 +9.90 +12.78
Simple Path to Wealth
JL Collins
2 75 25 0 +7.31 +8.73 +11.33
Second Grader's Starter
Paul Farrell
3 90 10 0 +3.55 +7.27 +10.32
Edge Select Aggressive
Merrill Lynch
12 84 16 0 +4.98 +7.45 +9.87
Stocks/Bonds 60/40
2 60 40 0 +7.82 +7.93 +9.86
Core Four
Rick Ferri
4 80 20 0 +3.51 +6.86 +9.58
World Developed Stocks
1 100 0 0 +1.75 +6.41 +9.37
Three Funds
Bogleheads
3 80 20 0 +3.93 +6.77 +9.36
Four Funds
Bogleheads
4 80 20 0 +3.86 +6.70 +9.35
Robo Advisor 100
Betterment
6 100 0 0 -2.91 +5.49 +9.32
Talmud Portfolio
Roger Gibson
3 66.7 33.3 0 +3.20 +6.78 +9.27
Yale Endowment
David Swensen
6 70 30 0 +5.10 +6.82 +9.23
Edge Select Moderately Aggressive
Merrill Lynch
12 69 31 0 +5.90 +7.11 +9.02
Late Thirties to Early Forties
Burton Malkiel
8 85 15 0 +1.00 +6.36 +8.93
Robo Advisor 90
Betterment
11 90.1 9.9 0 -1.83 +5.52 +8.90
Mid-Twenties
Burton Malkiel
8 87 13 0 +0.80 +6.24 +8.89
Ultimate Buy and Hold Strategy
Paul Merriman
10 100 0 0 -6.78 +4.35 +8.88
Mid-Fifties
Burton Malkiel
8 80 20 0 +1.12 +6.40 +8.83
Couch Potato
Scott Burns
2 50 50 0 +7.73 +7.01 +8.77
Family Taxable Portfolio
Ted Aronson
11 70 30 0 +2.35 +5.87 +8.54
Late Sixties and Beyond
Burton Malkiel
8 71 29 0 +1.39 +6.32 +8.46
Robo Advisor 80
Betterment
10 80 20 0 -0.90 +5.45 +8.43
Lazy Portfolio
David Swensen
6 70 30 0 +2.49 +5.89 +8.25
No Brainer Portfolio
Bill Bernstein
4 75 25 0 -0.52 +5.16 +8.20
Edge Select Moderate
Merrill Lynch
12 53 47 0 +6.28 +6.52 +7.96
Coffee House
Bill Schultheis
7 60 40 0 +0.17 +5.27 +7.92
Stocks/Bonds 40/60
2 40 60 0 +8.39 +6.80 +7.86
Margaritaville
Scott Burns
3 67 33 0 +3.81 +5.64 +7.80
All Weather Portfolio
Ray Dalio
5 30 55 15 +13.20 +7.29 +7.79
Golden Butterfly
5 40 40 20 +9.34 +6.80 +7.76
Dimensional 2030 Retirement Income
DFA
8 55.9 44.1 0 +5.22 +5.98 +7.68
Robust
Alpha Architect
8 70 20 10 -2.36 +3.91 +7.66
Gone Fishin' Portfolio
Alexander Green
10 65 30 5 +0.64 +5.05 +7.57
Coward's Portfolio
Bill Bernstein
10 60 40 0 +0.17 +4.98 +7.35
Dynamic 60/40 Income
5 60 40 0 +0.42 +4.93 +7.33
Aggressive Global Income
4 80 20 0 -9.62 +3.09 +7.16
Andrew Tobias Portfolio
Andrew Tobias
3 66.7 33.3 0 +2.10 +4.82 +7.10
Sandwich Portfolio
Bob Clyatt
8 55 45 0 +3.39 +5.26 +7.09
Robo Advisor 50
Betterment
10 49.9 50.1 0 +1.51 +5.10 +6.93
Edge Select Moderately Conservative
Merrill Lynch
12 37 63 0 +6.62 +5.94 +6.91
Pinwheel
8 65 25 10 +1.24 +4.91 +6.90
Permanent Portfolio
Harry Browne
4 25 50 25 +15.06 +7.42 +6.79
Simple Money Portfolio
Tim Maurer
7 60 40 0 -1.02 +3.89 +6.78
Lifepath Fund
iShares
6 40.4 59.6 0 +6.45 +5.70 +6.74
Ideal Index
Frank Armstrong
7 70 30 0 -2.41 +3.93 +6.69
Big Rocks Portfolio
Larry Swedroe
11 60 40 0 -2.39 +3.77 +6.47
Desert Portfolio
Gyroscopic Investing
3 30 60 10 +9.72 +6.07 +6.46
Dynamic 40/60 Income
5 40 60 0 +1.86 +4.79 +6.42
Ultimate Buy&Hold
FundAdvice
12 60 40 0 -1.57 +3.76 +6.34
European Stocks
1 100 0 0 -6.00 +1.75 +6.18
High Yield Bonds Income
4 0 100 0 +2.90 +5.19 +6.07
Rob Arnott Portfolio
Rob Arnott
8 30 60 10 +4.46 +4.99 +6.01
Five Asset
Roger Gibson
6 60 20 20 -3.40 +3.40 +5.90
Permanent Portfolio
Paul Boyer
5 25 50 25 +12.12 +6.14 +5.45
Ivy Portfolio
Mebane Faber
5 60 20 20 -5.83 +2.18 +5.05
Edge Select Conservative
Merrill Lynch
12 21 79 0 +4.39 +4.22 +4.77
Larry Portfolio
Larry Swedroe
4 30 70 0 +2.47 +3.50 +4.64
10-year Treasury
1 0 100 0 +12.65 +5.02 +4.57
7Twelve Portfolio
Craig Israelsen
9 50 33.3 16.7 -4.83 +1.91 +4.38
Dimensional Retirement Income Fund
DFA
7 20.4 79.6 0 +4.69 +3.78 +4.33
Robo Advisor 20
Betterment
12 19.9 80.1 0 +3.38 +3.42 +3.84
Conservative Income
Charles Schwab
6 5 95 0 +5.34 +3.47 +3.40
Gold
1 0 0 100 +25.65 +8.29 +3.24
Emerging Markets
1 100 0 0 -4.27 +2.42 +2.80
Robo Advisor 10
Betterment
12 9.9 90.1 0 +3.90 +2.68 +2.61
Robo Advisor 0
Betterment
2 0 100 0 +4.28 +1.89 +1.38
Short Term Treasury
1 0 100 0 +3.98 +1.72 +1.20
Returns and KPIs are calculated on the hypothesis of:
  • a yearly rebalancing of the portfolios (at the beginning of the year)
  • the reinvestment of dividends
Returns refer to investiments in US Dollars.
Return / Risk Charts:
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