Lazy Portfolios and ETF composition

A Lazy Portfolio is a collection of investments that requires very little maintenance.

It’s the typical passive investing strategy, for long-term investors, with time horizons of more than 10 years.

Choose your Lazy Portfolio, and implement it with ETFs.
Portfolios are ordered by 5Y return. Click on column header to sort table.

Table View:

		% Allocation			Ann. Returns - Jul 2019			St.Dev. - Jul 2019			Ann. Return / St.Dev.			Max Drawdown - Jul 2019			Return / Drawdown			YTD	Yearly Returns
Portfolio	#ETF	Stocks	Bonds	Comm.	1Y	5Y ▾	10Y	1Y	5Y	10Y	1Y	5Y	10Y	1Y	5Y	10Y	1Y	5Y	10Y	2019	2018	2017	2016	2015	2014
US Stocks	1	100	0	0	+7.01%	+10.94%	+14.01%	18.58%	12.15%	12.97%	0.38	0.90	1.08	-14.20%	-14.20%	-17.57%	0.49	4.79	15.43	+20.35%	-5.21%	+21.21%	+12.83%	+0.36%	+12.54%
Warren Buffett	2	90	10	0	+7.76%	+10.23%	+12.79%	16.14%	10.72%	11.37%	0.48	0.95	1.12	-12.10%	-12.10%	-15.03%	0.64	5.19	15.51	+18.49%	-3.84%	+19.83%	+10.69%	+0.96%	+12.08%
Simple Path to Wealth JL Collins	2	75	25	0	+7.41%	+9.01%	+11.52%	14.16%	9.13%	9.64%	0.52	0.99	1.20	-10.58%	-10.58%	-12.27%	0.70	5.10	16.11	+16.84%	-3.94%	+16.80%	+10.25%	+0.41%	+10.86%
Stocks/Bonds 60/40	2	60	40	0	+7.62%	+7.83%	+9.99%	11.46%	7.35%	7.68%	0.67	1.06	1.30	-8.37%	-8.37%	-8.98%	0.91	5.47	17.72	+14.73%	-3.17%	+14.15%	+8.71%	+0.44%	+9.85%
Edge Select Aggressive Merrill Lynch	12	84	16	0	+4.07%	+7.44%		14.80%	10.16%		0.28	0.73		-11.18%	-11.18%		0.36	3.86		+15.60%	-6.83%	+21.20%	+9.28%	-1.75%	+6.69%
Core Four Rick Ferri	4	80	20	0	+5.36%	+7.19%	+10.09%	13.55%	9.13%	10.35%	0.40	0.79	0.97	-10.12%	-10.12%	-15.17%	0.53	4.10	10.65	+15.49%	-6.41%	+17.86%	+8.53%	-0.67%	+8.52%
Three Funds Bogleheads	3	80	20	0	+4.27%	+6.88%	+9.52%	13.83%	9.38%	10.56%	0.31	0.73	0.90	-10.47%	-10.54%	-15.77%	0.41	3.75	9.40	+14.90%	-6.89%	+19.54%	+8.39%	-1.14%	+6.07%
Edge Select Moderately Aggressive Merrill Lynch	12	69	31	0	+5.14%	+6.84%		12.48%	8.53%		0.41	0.80		-9.19%	-9.19%		0.56	4.26		+14.34%	-5.65%	+18.24%	+8.21%	-1.36%	+6.70%
Four Funds Bogleheads	4	80	20	0	+4.01%	+6.74%	+9.53%	13.92%	9.45%	10.63%	0.29	0.71	0.90	-10.66%	-10.70%	-15.64%	0.38	3.61	9.49	+14.91%	-7.02%	+19.47%	+8.61%	-1.37%	+5.85%
Yale Endowment David Swensen	6	70	30	0	+6.95%	+6.69%	+10.15%	11.27%	8.22%	8.80%	0.62	0.81	1.15	-8.49%	-8.49%	-8.65%	0.82	4.50	18.84	+15.22%	-6.17%	+14.70%	+7.46%	-0.79%	+13.57%
World Stocks	1	100	0	0	+1.99%	+6.67%	+9.35%	16.65%	11.70%	13.66%	0.12	0.57	0.68	-13.00%	-14.44%	-21.87%	0.15	2.64	6.60	+16.13%	-9.76%	+24.49%	+8.51%	-1.86%	+3.67%
Robo Advisor 90 Betterment	11	90.1	9.9	0	+1.68%	+6.57%		15.67%	10.68%		0.11	0.61		-11.77%	-13.16%		0.14	2.85		+14.63%	-9.17%	+20.72%	+11.50%	-2.71%	+5.15%
Robust Alpha Architect	8	70	20	10	+3.12%	+6.53%		12.79%	8.27%		0.24	0.79		-11.72%	-11.72%		0.27	3.17		+13.86%	-6.10%	+18.49%	+8.13%	-0.63%	+5.13%
Couch Scott Burns	2	50	50	0	+6.42%	+6.37%	+8.97%	10.13%	6.55%	6.87%	0.63	0.97	1.31	-8.07%	-8.07%	-8.07%	0.80	4.48	16.87	+13.38%	-3.32%	+12.07%	+8.75%	-0.70%	+8.07%
No Brainer Bill Bernstein	4	75	25	0	+0.54%	+6.32%	+8.85%	14.14%	9.23%	10.36%	0.04	0.68	0.85	-11.92%	-11.92%	-16.21%	0.05	3.01	8.24	+12.29%	-6.41%	+15.70%	+11.03%	-1.35%	+3.78%
Coffee House Bill Schultheis	7	60	40	0	+4.01%	+6.31%	+9.07%	11.19%	7.33%	8.02%	0.36	0.86	1.13	-8.99%	-8.99%	-10.65%	0.45	3.98	12.98	+12.40%	-5.19%	+11.02%	+11.04%	-0.91%	+8.90%
Robo Advisor 80 Betterment	10	80	20	0	+2.46%	+6.25%		14.05%	9.57%		0.18	0.65		-10.37%	-11.77%		0.24	3.01		+13.82%	-8.22%	+18.95%	+10.69%	-2.37%	+5.24%
Stocks/Bonds 40/60	2	40	60	0	+7.85%	+6.24%	+7.90%	7.86%	5.11%	5.20%	1.00	1.22	1.52	-5.37%	-5.37%	-5.37%	1.46	6.58	21.21	+11.92%	-2.15%	+10.63%	+6.64%	+0.48%	+8.51%
Lazy David Swensen	6	70	30	0	+6.21%	+6.13%	+9.37%	11.34%	7.98%	9.23%	0.55	0.77	1.01	-8.16%	-8.16%	-12.41%	0.76	4.25	11.67	+14.22%	-5.64%	+13.65%	+7.80%	-0.93%	+10.17%
Edge Select Moderate Merrill Lynch	12	53	47	0	+5.88%	+6.09%		9.99%	6.79%		0.59	0.90		-7.12%	-7.12%		0.83	4.83		+12.75%	-4.45%	+14.78%	+7.30%	-0.99%	+6.54%
Golden Butterfly	5	40	40	20	+5.94%	+5.72%	+8.24%	8.70%	6.24%	6.48%	0.68	0.92	1.27	-6.37%	-6.37%	-6.37%	0.93	5.04	18.95	+11.66%	-4.03%	+10.96%	+10.82%	-3.71%	+9.13%
Dimensional 2030 Target Date Retirement Income Fund DFA	8	55.9	44.1	0	+4.75%	+5.43%	+7.90%	10.01%	6.87%	7.61%	0.47	0.79	1.04	-7.53%	-7.55%	-9.50%	0.63	4.01	11.99	+12.22%	-4.94%	+14.55%	+7.33%	-1.30%	+5.43%
Edge Select Moderately Conservative Merrill Lynch	12	37	63	0	+6.87%	+5.39%		7.34%	5.05%		0.94	1.07		-4.71%	-4.71%		1.46	6.37		+11.12%	-2.87%	+11.35%	+6.10%	-0.46%	+6.64%
All Weather Ray Dalio	5	30	55	15	+9.04%	+5.33%	+7.65%	6.90%	5.87%	5.57%	1.31	0.91	1.37	-4.76%	-6.93%	-6.93%	1.90	4.28	15.72	+12.64%	-3.17%	+11.48%	+5.89%	-3.71%	+12.53%
Ideal Index Frank Armstrong	7	70	30	0	+1.29%	+5.03%		11.91%	8.03%		0.11	0.63		-9.47%	-9.47%		0.14	2.93		+11.02%	-6.66%	+13.83%	+9.02%	-1.57%	+4.15%
Lifepath Fund iShares	6	40.42	59.58	0	+5.67%	+4.98%		7.40%	4.98%		0.77	1.00		-5.18%	-5.18%		1.09	5.31		+10.28%	-3.32%	+11.06%	+5.93%	-0.20%	+5.55%
Permanent Harry Browne	4	25	50	25	+9.48%	+4.91%	+6.69%	5.34%	5.70%	5.97%	1.78	0.86	1.12	-2.97%	-6.98%	-6.98%	3.19	3.88	13.06	+10.57%	-1.71%	+11.00%	+5.61%	-3.03%	+9.43%
Ultimate Buy&Hold FundAdvice	12	60	40	0	+1.10%	+4.45%	+7.30%	10.07%	6.85%	8.00%	0.11	0.65	0.91	-8.08%	-8.57%	-11.44%	0.14	2.84	8.95	+9.48%	-6.82%	+13.19%	+8.45%	-0.58%	+3.34%
Rob Arnott	8	30	60	10	+6.78%	+4.01%		6.62%	5.12%		1.02	0.78		-4.74%	-6.06%		1.43	3.59		+11.37%	-3.93%	+8.81%	+6.91%	-3.06%	+7.09%
Edge Select Conservative Merrill Lynch	12	21	79	0	+5.97%	+3.92%		4.32%	3.02%		1.38	1.30		-2.22%	-2.47%		2.69	8.59		+7.69%	-1.01%	+6.69%	+4.60%	-0.15%	+5.09%
Five Asset Roger Gibson	6	60	20	20	+3.31%	+3.59%	+7.23%	11.69%	8.14%	9.87%	0.28	0.44	0.73	-9.99%	-13.03%	-15.14%	0.33	1.48	6.67	+13.41%	-7.26%	+12.32%	+9.61%	-5.77%	+3.39%
10-year Treasury	1	0	100	0	+10.58%	+3.30%	+4.21%	4.72%	5.10%	5.65%	2.24	0.65	0.74	-1.50%	-7.17%	-7.60%	7.07	2.46	6.71	+6.69%	+0.99%	+2.55%	+1.00%	+1.51%	+9.07%
Dimensional Retirement Income Fund DFA	7	20.4	79.6	0	+4.60%	+2.91%	+4.57%	4.47%	3.29%	3.68%	1.03	0.88	1.24	-3.15%	-3.40%	-4.34%	1.46	4.52	12.96	+7.21%	-1.96%	+6.78%	+4.66%	-0.87%	+2.89%
Ivy Mebane Faber	5	60	20	20	+2.98%	+2.67%	+6.59%	12.49%	8.53%	10.11%	0.24	0.31	0.65	-11.00%	-15.69%	-15.88%	0.27	0.90	5.62	+14.10%	-7.88%	+12.20%	+7.80%	-7.10%	+2.25%
Emerging Markets	1	100	0	0	-2.21%	+1.69%	+4.24%	16.99%	15.56%	18.11%	-0.13	0.11	0.23	-12.72%	-29.24%	-30.74%	-0.17	0.30	1.68	+10.57%	-14.77%	+31.48%	+12.21%	-15.81%	-0.07%
Gold	1	0	0	100	+14.85%	+1.54%	+3.62%	9.78%	13.44%	16.57%	1.52	0.11	0.22	-2.85%	-18.09%	-42.90%	5.22	0.44	1.00	+9.86%	-1.76%	+12.91%	+8.31%	-10.58%	-2.05%
Short Term Treasury	1	0	100	0	+3.83%	+1.09%	+1.04%	0.97%	0.93%	0.88%	3.96	1.18	1.18	-0.14%	-0.91%	-0.91%	27.36	6.13	12.05	+2.29%	+1.46%	+0.26%	+0.82%	+0.43%	+0.45%

Returns and KPIs are calculated on the hypothesis of a yearly rebalancing of the portfolios (at the beginning of the year). Returns refer to investiments in US Dollars.

Return / Risk Charts: