A Lazy Portfolio is a collection of investments that requires very little maintenance.

It’s the typical passive investing strategy, for long-term investors, with time horizons of more than 10 years.

Choose your Lazy Portfolio, and implement it with ETFs.
Portfolios are ordered by 10Y return. Click on column header to sort table.

Portfolio Risk:
Last Update - Sep 2019
% Allocation
Ann. Returns
Portfolio #ETF Stocks Bonds Comm. 1Y 5Y 10Y  ▾
US Stocks
1 100 0 0 +2.91% +10.43% +13.10%
Warren Buffett
2 90 10 0 +4.31% +9.79% +12.04%
Simple Path to Wealth
JL Collins
2 75 25 0 +4.72% +8.71% +10.84%
Second Grader's Starter
3 90 10 0 +2.44% +7.65% +9.70%
Ultimate Buy and Hold Strategy
Paul Merriman
10 100 0 0 -0.89% +7.15% +9.51%
Stocks/Bonds 60/40
2 60 40 0 +5.83% +7.66% +9.44%
Yale Endowment
David Swensen
6 70 30 0 +9.14% +7.38% +9.42%
Core Four
Rick Ferri
4 80 20 0 +4.74% +7.39% +9.33%
Edge Select Aggressive
Merrill Lynch
12 84 16 0 +2.66% +7.42% +9.29%
Robo Advisor 90
Betterment
11 90.1 9.9 0 +1.42% +6.76% +8.90%
Three Funds
Bogleheads
3 80 20 0 +3.20% +6.96% +8.80%
Four Funds
Bogleheads
4 80 20 0 +2.89% +6.86% +8.79%
Lazy Portfolio
David Swensen
6 70 30 0 +7.14% +6.67% +8.57%
Edge Select Moderately Aggressive
Merrill Lynch
12 69 31 0 +4.16% +6.85% +8.53%
World Developed Stocks
1 100 0 0 +1.16% +6.86% +8.52%
Coffee House
Bill Schultheis
7 60 40 0 +4.76% +6.68% +8.48%
Robo Advisor 80
Betterment
10 80 20 0 +2.48% +6.46% +8.47%
Couch Potato
Scott Burns
2 50 50 0 +5.01% +6.46% +8.42%
Robust
Alpha Architect
8 70 20 10 +1.28% +5.28% +8.19%
No Brainer Portfolio
Bill Bernstein
4 75 25 0 -0.55% +6.43% +8.17%
Golden Butterfly
5 40 40 20 +8.61% +6.37% +7.92%
Coward's Portfolio
Bill Bernstein
10 60 40 0 +3.39% +6.04% +7.62%
Edge Select Moderate
Merrill Lynch
12 53 47 0 +5.45% +6.15% +7.61%
Stocks/Bonds 40/60
2 40 60 0 +7.33% +6.23% +7.54%
All Weather Portfolio
Ray Dalio
5 30 55 15 +11.83% +5.87% +7.48%
Pinwheel
8 65 25 10 +6.21% +5.74% +7.38%
Dimensional 2030 Target Date Retirement Income Fund
DFA
8 55.9 44.1 0 +4.44% +5.65% +7.32%
Margaritaville
Scott Burns
3 67 33 0 +3.05% +5.53% +7.31%
Ideal Index
Frank Armstrong
7 70 30 0 +1.72% +5.42% +6.95%
Edge Select Moderately Conservative
Merrill Lynch
12 37 63 0 +6.97% +5.47% +6.71%
Ultimate Buy&Hold
FundAdvice
12 60 40 0 +2.21% +5.00% +6.65%
Five Asset
Roger Gibson
6 60 20 20 +3.06% +4.31% +6.59%
Permanent Portfolio
Harry Browne
4 25 50 25 +12.82% +5.61% +6.51%
Lifepath Fund
iShares
6 40.42 59.58 0 +6.35% +5.29% +6.47%
Rob Arnott Portfolio
Rob Arnott
8 30 60 10 +8.91% +4.72% +6.34%
Ivy Portfolio
Mebane Faber
5 60 20 20 +2.52% +3.36% +5.91%
Larry Portfolio
Larry Swedroe
4 30 70 0 +4.12% +3.84% +4.84%
European Stocks
1 100 0 0 -1.13% +2.73% +4.83%
Edge Select Conservative
Merrill Lynch
12 21 79 0 +6.39% +4.01% +4.79%
10-year Treasury
1 0 100 0 +13.82% +3.68% +4.29%
Dimensional Retirement Income Fund
DFA
7 20.4 79.6 0 +4.80% +3.23% +4.25%
Gold
1 0 0 100 +23.16% +3.63% +3.46%
Emerging Markets
1 100 0 0 +1.02% +1.95% +3.08%
Short Term Treasury
1 0 100 0 +4.28% +1.20% +1.04%

Returns and KPIs are calculated on the hypothesis of a yearly rebalancing of the portfolios (at the beginning of the year). Returns refer to investiments in US Dollars.

Return / Risk Charts:
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