A Lazy Portfolio is a collection of investments that requires very little maintenance.

It’s the typical passive investing strategy, for long-term investors, with time horizons of more than 10 years.

Choose your Lazy Portfolio, and implement it with ETFs.
Portfolios are ordered by 10Y return. Click on column header to sort table.

Table View:
% Allocation
Ann. Returns - Apr 2019
Portfolio #ETF Stocks Bonds Comm. 1Y 5Y  ▾ 10Y
US Stocks
1 100 0 0 +12.59% +11.18% +15.34%
Warren Buffett
2 90 10 0 +12.49% +10.48% +13.92%
Simple Path to Wealth
JL Collins
2 75 25 0 +10.97% +9.06% +12.49%
Edge Select Aggressive
Merrill Lynch
12 84 16 0 +7.17% +7.90%
Stocks/Bonds 60/40
2 60 40 0 +9.94% +7.78% +10.75%
Core Four
Rick Ferri
4 80 20 0 +8.02% +7.41% +11.41%
World Stocks
1 100 0 0 +4.86% +7.19% +11.33%
Three Funds
Bogleheads
3 80 20 0 +6.64% +7.15% +10.96%
Edge Select Moderately Aggressive
Merrill Lynch
12 69 31 0 +7.29% +7.12%
Robo Advisor 90
Betterment
11 90.1 9.9 0 +4.47% +7.08%
Four Funds
Bogleheads
4 80 20 0 +6.39% +7.05% +10.96%
Yale Endowment
David Swensen
6 70 30 0 +8.42% +6.81% +11.09%
Robo Advisor 80
Betterment
10 80 20 0 +4.56% +6.66%
Robust
Alpha Architect
8 70 20 10 +4.88% +6.60%
No Brainer
Bill Bernstein
4 75 25 0 +4.76% +6.54% +10.19%
Couch
Scott Burns
2 50 50 0 +7.98% +6.43% +9.58%
Lazy
David Swensen
6 70 30 0 +8.29% +6.36% +10.41%
Coffee House
Bill Schultheis
7 60 40 0 +6.94% +6.29% +9.96%
Edge Select Moderate
Merrill Lynch
12 53 47 0 +7.06% +6.17%
Stocks/Bonds 40/60
2 40 60 0 +8.50% +6.04% +8.38%
Dimensional 2030 Target Date Retirement Income Fund
DFA
8 55.9 44.1 0 +5.70% +5.65% +8.90%
Edge Select Moderately Conservative
Merrill Lynch
12 37 63 0 +6.89% +5.29%
Ideal Index
Frank Armstrong
7 70 30 0 +4.18% +5.27%
Lifepath Fund
iShares
6 40.42 59.58 0 +6.05% +4.91%
All Weather
Ray Dalio
5 30 55 15 +6.72% +4.86% +7.80%
Ultimate Buy&Hold
FundAdvice
12 60 40 0 +3.05% +4.72% +8.46%
Permanent
Harry Browne
4 25 50 25 +4.77% +4.23% +6.73%
Emerging Markets
1 100 0 0 -2.39% +3.89% +7.15%
Rob Arnott
8 30 60 10 +5.71% +3.77%
Edge Select Conservative
Merrill Lynch
12 21 79 0 +5.43% +3.72%
Five Asset
Roger Gibson
6 60 20 20 +5.16% +3.68% +8.54%
Dimensional Retirement Income Fund
DFA
7 20.4 79.6 0 +4.12% +2.92% +4.90%
Ivy
Mebane Faber
5 60 20 20 +5.45% +2.85% +8.03%
10-year Treasury
1 0 100 0 +6.67% +2.70% +3.58%
Short Term Treasury
1 0 100 0 +3.02% +0.87% +0.94%
Gold
1 0 0 100 -2.61% -0.34% +3.47%

Returns and KPIs are calculated on the hypothesis of a yearly rebalancing of the portfolios (at the beginning of the year). Returns refer to investiments in US Dollars.

Return / Risk Charts: