A Lazy Portfolio is a collection of investments that requires very little maintenance.
It’s the typical passive investing strategy , for long-term investors, with time horizons of more than 10 years.
Choose your Lazy Portfolio, and implement it with ETFs.
Last Update - 31 Mar 2020
Overall
Risk
Drawdown
Years
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% Allocation
Ann. Returns (%)
St.Dev. (%)
Ann. Return / St.Dev.
Max Drawdown (%)
Return / Drawdown
YTD(%)
Yearly Returns (%)
Portfolio #ETF Stocks Bonds Comm.
1Y
5Y
10Y
▾
1Y
5Y
10Y
1Y
5Y
10Y
1Y
5Y
10Y
1Y
5Y
10Y
2020
2019
2018
2017
2016
2015
Technology
1
100
0
0
+6.88
+13.57
+15.96
17.60
15.45
15.06
0.39
0.88
1.06
-12.91
-16.96
-16.96
0.53
5.25
20.02
-10.26
+38.96
-0.12
+32.66
+7.10
+9.45
US Stocks
1
100
0
0
-9.27
+5.77
+10.15
19.90
14.05
13.78
-0.47
0.41
0.74
-20.84
-20.84
-20.84
-0.44
1.55
7.82
-20.84
+30.67
-5.21
+21.21
+12.83
+0.36
Warren Buffett
2
90
10
0
-5.42
+6.22
+9.66
17.04
12.17
11.99
-0.32
0.51
0.81
-17.49
-17.49
-17.49
-0.31
2.01
8.66
-17.25
+28.46
-3.84
+19.83
+10.69
+0.96
Simple Path to Wealth JL Collins
2
75
25
0
-4.42
+5.37
+8.75
14.91
10.54
10.22
-0.30
0.51
0.86
-15.47
-15.47
-15.47
-0.29
1.93
8.50
-15.08
+25.21
-3.94
+16.80
+10.25
+0.41
Stocks/Bonds 60/40
2
60
40
0
-1.67
+5.05
+7.84
11.98
8.48
8.14
-0.14
0.60
0.96
-12.29
-12.29
-12.29
-0.14
2.27
9.18
-11.63
+21.94
-3.17
+14.15
+8.71
+0.44
Talmud Portfolio Roger Gibson
3
66.7
33.3
0
-5.54
+3.43
+7.56
12.97
9.56
9.34
-0.43
0.36
0.81
-15.15
-15.15
-15.15
-0.37
1.21
7.08
-14.27
+22.79
-3.78
+9.90
+7.99
+1.11
Yale Endowment David Swensen
6
70
30
0
-3.11
+3.65
+7.51
11.80
9.24
9.04
-0.26
0.39
0.83
-13.19
-13.19
-13.19
-0.24
1.49
8.06
-12.37
+22.65
-6.20
+14.99
+7.39
-0.81
All Weather Portfolio Ray Dalio
5
30
55
15
+10.80
+5.17
+7.42
6.09
5.84
5.56
1.77
0.89
1.33
-2.34
-6.47
-6.93
4.62
4.43
15.08
+0.63
+18.22
-3.19
+11.47
+5.86
-3.72
Second Grader's Starter Paul Farrell
3
90
10
0
-9.21
+3.78
+7.28
17.62
12.34
12.54
-0.52
0.31
0.58
-19.32
-19.32
-19.32
-0.48
1.05
5.28
-19.32
+25.83
-7.40
+21.30
+9.42
-1.16
Couch Potato Scott Burns
2
50
50
0
-0.75
+4.44
+7.09
10.32
7.47
7.26
-0.07
0.59
0.98
-10.72
-10.72
-10.72
-0.07
2.26
9.17
-9.79
+19.51
-3.32
+12.07
+8.75
-0.70
Core Four Rick Ferri
4
80
20
0
-7.56
+3.58
+7.05
15.42
10.82
10.92
-0.49
0.33
0.65
-17.12
-17.12
-17.12
-0.44
1.12
5.70
-17.12
+24.04
-6.41
+17.86
+8.53
-0.67
Edge Select Aggressive Merrill Lynch
12
84
16
0
-7.69
+4.17
+7.03
16.38
11.70
11.91
-0.47
0.36
0.59
-17.65
-17.65
-17.65
-0.44
1.28
5.51
-17.64
+24.61
-6.88
+21.70
+9.21
-1.81
Golden Butterfly
5
40
40
20
+4.22
+4.43
+6.89
8.33
6.50
6.51
0.51
0.68
1.06
-7.15
-7.15
-7.15
0.59
3.38
13.23
-5.97
+18.03
-4.03
+10.96
+10.82
-3.71
Three Funds Bogleheads
3
80
20
0
-7.32
+3.62
+6.72
15.61
10.95
11.14
-0.47
0.33
0.60
-17.02
-17.02
-17.02
-0.43
1.14
5.38
-17.01
+23.65
-6.89
+19.54
+8.39
-1.14
Edge Select Moderately Aggressive Merrill Lynch
12
69
31
0
-4.67
+4.23
+6.71
13.64
9.78
9.90
-0.34
0.43
0.68
-14.28
-14.28
-14.28
-0.33
1.61
6.40
-14.29
+22.30
-5.68
+18.60
+8.18
-1.40
Four Funds Bogleheads
4
80
20
0
-7.48
+3.54
+6.70
15.65
11.02
11.21
-0.48
0.32
0.60
-17.10
-17.10
-17.10
-0.44
1.11
5.34
-17.11
+23.60
-7.02
+19.47
+8.61
-1.37
Stocks/Bonds 40/60
2
40
60
0
+1.80
+4.52
+6.55
8.24
5.87
5.51
0.22
0.77
1.19
-8.09
-8.09
-8.09
0.22
3.06
10.95
-7.02
+17.57
-2.15
+10.63
+6.64
+0.48
Family Taxable Portfolio Ted Aronson
11
70
30
0
-7.25
+3.02
+6.52
13.81
10.13
9.88
-0.52
0.30
0.66
-15.49
-15.49
-15.49
-0.47
1.03
5.69
-15.50
+19.91
-7.55
+18.03
+11.10
-2.35
Permanent Portfolio Harry Browne
4
25
50
25
+12.21
+5.29
+6.39
6.12
5.61
5.82
2.00
0.94
1.10
-1.68
-6.98
-6.98
7.29
4.21
12.30
+1.34
+16.17
-1.76
+10.97
+5.54
-3.06
Lazy Portfolio David Swensen
6
70
30
0
-6.34
+2.94
+6.37
12.87
9.37
9.59
-0.49
0.31
0.66
-14.65
-14.65
-14.65
-0.43
1.07
5.84
-14.65
+21.27
-5.67
+13.94
+7.74
-0.95
Coffee House Bill Schultheis
7
60
40
0
-7.44
+2.69
+6.28
13.23
8.96
8.65
-0.56
0.30
0.73
-15.36
-15.36
-15.36
-0.48
0.92
5.46
-15.36
+18.99
-5.19
+11.02
+11.04
-0.91
Edge Select Moderate Merrill Lynch
12
53
47
0
-1.92
+4.07
+6.21
10.83
7.76
7.80
-0.18
0.52
0.80
-10.96
-10.96
-10.96
-0.18
2.02
7.55
-10.89
+19.44
-4.47
+15.00
+7.31
-1.02
Robo Advisor 100 Betterment
6
100
0
0
-15.54
+1.99
+6.09
20.92
14.18
14.47
-0.74
0.14
0.42
-24.46
-24.46
-24.46
-0.64
0.42
3.30
-24.47
+25.11
-10.01
+23.03
+11.85
-3.29
Robo Advisor 90 Betterment
11
90.1
9.9
0
-13.71
+2.22
+5.98
19.24
12.99
13.16
-0.71
0.17
0.45
-22.45
-22.45
-22.45
-0.61
0.52
3.51
-22.45
+23.64
-9.31
+21.58
+11.40
-2.83
World Developed Stocks
1
100
0
0
-12.01
+2.78
+5.97
19.67
13.74
14.39
-0.61
0.20
0.41
-22.15
-22.15
-22.15
-0.54
0.66
3.54
-22.15
+26.82
-9.76
+24.49
+8.51
-1.86
No Brainer Portfolio Bill Bernstein
4
75
25
0
-10.27
+2.54
+5.89
15.88
10.92
11.03
-0.65
0.23
0.53
-18.24
-18.24
-18.24
-0.56
0.73
4.24
-18.24
+19.82
-6.41
+15.70
+11.03
-1.35
Dimensional 2030 Retirement Income DFA
8
55.9
44.1
0
-3.02
+3.52
+5.88
11.02
7.91
7.99
-0.27
0.44
0.74
-11.59
-11.59
-11.59
-0.26
1.63
6.66
-11.52
+18.74
-4.97
+14.85
+7.26
-1.32
Ultimate Buy and Hold Strategy Paul Merriman
10
100
0
0
-19.26
+0.93
+5.87
22.36
14.66
14.74
-0.86
0.06
0.40
-27.35
-27.35
-27.35
-0.70
0.17
2.81
-27.35
+24.04
-11.36
+21.58
+12.94
-1.36
Robo Advisor 80 Betterment
10
80
20
0
-11.65
+2.39
+5.86
17.36
11.68
11.76
-0.67
0.20
0.50
-20.17
-20.17
-20.17
-0.58
0.62
3.80
-20.17
+22.05
-8.34
+19.74
+10.63
-2.50
Desert Portfolio Gyroscopic Investing
3
30
60
10
+6.31
+4.54
+5.76
5.07
4.09
4.39
1.24
1.11
1.31
-3.56
-3.56
-3.56
1.77
6.98
21.09
-2.08
+14.41
-0.94
+8.38
+5.39
+0.02
Edge Select Moderately Conservative Merrill Lynch
12
37
63
0
+0.91
+3.95
+5.72
7.94
5.72
5.71
0.11
0.69
1.00
-7.78
-7.78
-7.78
0.12
2.75
9.56
-7.25
+16.41
-2.89
+11.44
+6.14
-0.48
Sandwich Portfolio Bob Clyatt
8
55
45
0
-3.13
+3.31
+5.66
9.86
7.12
7.42
-0.32
0.46
0.76
-10.74
-10.74
-10.74
-0.29
1.64
6.84
-10.75
+16.81
-4.77
+13.38
+6.63
+0.48
Margaritaville Scott Burns
3
67
33
0
-5.70
+2.94
+5.63
13.16
9.42
9.70
-0.43
0.31
0.58
-14.40
-14.40
-14.40
-0.40
1.08
5.07
-14.40
+20.39
-6.92
+17.22
+7.53
-2.03
Coward's Portfolio Bill Bernstein
10
60
40
0
-7.26
+2.63
+5.61
13.05
8.84
8.71
-0.56
0.30
0.64
-15.14
-15.14
-15.14
-0.48
0.92
4.80
-15.13
+18.34
-5.49
+12.63
+10.13
-1.45
Lifepath Fund iShares
6
40.4
59.6
0
+0.35
+3.59
+5.49
8.22
5.85
5.73
0.04
0.61
0.96
-8.34
-8.34
-8.34
0.04
2.31
8.47
-7.76
+16.20
-3.49
+11.24
+6.11
-0.37
Robust Alpha Architect
8
70
20
10
-11.86
+1.11
+5.45
15.93
10.79
10.80
-0.74
0.10
0.50
-19.46
-19.46
-19.46
-0.61
0.29
3.60
-19.45
+22.11
-7.40
+14.23
+7.34
-2.97
Robo Advisor 50 Betterment
10
49.9
50.1
0
-5.85
+2.69
+5.31
12.08
7.94
7.85
-0.48
0.34
0.68
-13.47
-13.47
-13.47
-0.43
1.05
5.03
-13.48
+17.29
-5.31
+14.03
+8.32
-1.57
10-year Treasury
1
0
100
0
+16.14
+4.32
+5.29
6.68
5.40
5.76
2.41
0.80
0.92
-2.60
-7.17
-7.60
6.21
3.29
8.88
+10.50
+8.03
+0.99
+2.55
+1.00
+1.51
Simple Money Portfolio Tim Maurer
7
60
40
0
-7.43
+2.13
+5.19
12.35
8.24
8.56
-0.60
0.26
0.61
-14.56
-14.56
-14.56
-0.51
0.76
4.52
-14.55
+16.14
-6.64
+13.36
+8.15
+0.47
Pinwheel
8
65
25
10
-6.84
+2.22
+5.17
12.97
8.99
9.48
-0.53
0.25
0.55
-14.99
-14.99
-14.99
-0.46
0.78
4.38
-14.99
+19.31
-6.39
+14.08
+8.63
-2.88
Rob Arnott Portfolio Rob Arnott
8
30
60
10
-0.35
+2.71
+5.14
8.46
6.06
5.96
-0.04
0.45
0.86
-8.71
-8.71
-8.71
-0.04
1.64
7.46
-7.99
+16.67
-4.12
+9.02
+7.14
-3.26
Ultimate Buy&Hold FundAdvice
12
60
40
0
-8.19
+1.83
+4.78
12.47
8.39
8.57
-0.66
0.22
0.56
-15.07
-15.07
-15.07
-0.54
0.63
3.95
-15.07
+16.24
-6.85
+13.54
+8.37
-0.60
Ideal Index Frank Armstrong
7
70
30
0
-10.00
+1.68
+4.78
14.25
9.71
10.02
-0.70
0.17
0.48
-17.17
-17.17
-17.17
-0.58
0.51
3.47
-17.16
+17.96
-6.68
+13.88
+9.05
-1.66
Edge Select Conservative Merrill Lynch
12
21
79
0
+1.93
+3.02
+4.20
4.84
3.42
3.40
0.40
0.88
1.23
-4.57
-4.57
-4.57
0.42
3.51
11.12
-4.07
+11.07
-1.01
+6.67
+4.67
-0.16
Larry Portfolio Larry Swedroe
4
30
70
0
+0.09
+2.53
+4.14
5.52
4.20
4.47
0.02
0.60
0.93
-5.39
-5.39
-5.39
0.02
2.47
9.29
-5.38
+10.64
-3.54
+7.74
+6.87
-0.54
Five Asset Roger Gibson
6
60
20
20
-12.42
+0.68
+3.93
15.37
10.21
10.61
-0.81
0.07
0.37
-19.29
-19.29
-19.29
-0.64
0.18
2.44
-19.30
+20.35
-7.26
+12.32
+9.61
-5.77
Dimensional Retirement Income Fund DFA
7
20.4
79.6
0
+1.46
+2.57
+3.72
4.71
3.55
3.79
0.31
0.72
0.98
-4.64
-4.64
-4.64
0.31
2.91
9.51
-3.90
+10.30
-1.96
+6.78
+4.66
-0.87
Robo Advisor 20 Betterment
12
19.9
80.1
0
+0.96
+2.38
+3.27
4.62
3.19
3.24
0.21
0.75
1.01
-4.42
-4.42
-4.42
0.22
2.82
8.59
-4.17
+9.52
-1.40
+6.18
+4.13
-0.32
Conservative Income Charles Schwab
6
5
95
0
+3.88
+2.36
+3.24
3.68
2.74
2.80
1.05
0.86
1.16
-2.57
-2.57
-4.31
1.51
4.82
8.70
-0.82
+8.37
-0.17
+2.91
+3.48
-0.30
Gold
1
0
0
100
+21.34
+5.43
+3.11
12.58
13.04
16.12
1.70
0.42
0.19
-4.10
-15.02
-42.90
5.21
2.01
0.84
+3.60
+17.86
-1.94
+12.81
+8.03
-10.67
Ivy Portfolio Mebane Faber
5
60
20
20
-15.15
-0.49
+3.00
17.37
11.12
11.10
-0.87
-0.04
0.27
-21.77
-21.77
-21.77
-0.70
-0.11
1.58
-21.77
+21.16
-7.88
+12.20
+7.80
-7.10
7Twelve Portfolio Craig Israelsen
9
50
33.3
16.7
-12.20
-0.10
+2.75
14.38
9.31
9.37
-0.85
-0.01
0.29
-17.91
-17.91
-17.91
-0.68
-0.03
1.74
-17.90
+17.04
-6.60
+11.15
+7.88
-6.71
European Stocks
1
100
0
0
-16.30
-1.19
+2.65
21.72
15.09
17.50
-0.75
-0.08
0.15
-25.66
-25.66
-27.75
-0.64
-0.23
1.08
-25.65
+24.86
-14.91
+26.99
-0.37
-1.94
Robo Advisor 10 Betterment
12
9.9
90.1
0
+3.23
+2.12
+2.38
1.98
1.64
1.70
1.63
1.29
1.40
-1.20
-1.20
-1.49
2.69
9.23
17.84
-0.72
+6.60
+0.03
+3.32
+2.50
+0.10
Robo Advisor 0 Betterment
2
0
100
0
+5.27
+1.80
+1.46
1.39
1.16
0.99
3.80
1.56
1.47
-0.16
-1.01
-1.01
32.94
9.27
15.52
+2.64
+3.70
+1.44
+0.45
+0.92
+0.53
Short Term Treasury
1
0
100
0
+5.18
+1.69
+1.30
1.42
1.12
0.93
3.64
1.51
1.40
-0.13
-0.91
-0.91
39.85
9.65
15.20
+2.72
+3.38
+1.46
+0.26
+0.82
+0.43
Emerging Markets
1
100
0
0
-18.18
-1.00
-0.03
21.78
17.74
18.73
-0.83
-0.06
0.00
-23.94
-29.72
-32.70
-0.76
-0.16
-0.01
-23.94
+18.20
-15.31
+37.28
+10.87
-16.18
Returns and KPIs are calculated on the hypothesis of a yearly rebalancing of the portfolios (at the beginning of the year). Returns refer to investiments in US Dollars.
Return / Risk Charts:
1Y
5Y
10Y
