With a Lazy Portfolio, you can invest in stocks and bonds of the developed countries belonging to MSCI World index.

Based on the risk you want to face and following the time horizon you have set, you can choose the best mix of stocks and bonds.

Choose your Lazy Portfolio, and implement it with ETFs.
Click on column header to sort table.

Cells with red background indicate returns lower than the US Inflation recorded in the same period. US Inflation is updated to Oct 2022. Waiting for updates, inflation of Nov 2022 is set to 0%. Current inflation (annualized) is 1Y: 7.22% , 5Y: 3.85% , 10Y: 2.61% , 30Y: 2.50%
Portfolio returns are updated to 30 November 2022.
Live Dec 2022 Returns are calculated on the hypothesis of a newly built portfolio, with the starting asset allocation. Once consolidated, the returns will be calculated on the actual asset weights. Portfolio Update time is Eastern Time (ET - America/New York).
Click here for short term returns
Risk is represented as the annualized Standard Deviation of monthly returns.
High values of Standard Deviation mean high fluctuations in prices.
Data are updated to 30 November 2022.

The maximum Drawdown is calculated considering the end of month prices.
Low Risk Portfolios usually grant less severe drawdowns.
Data are updated to 30 November 2022.

Cells with red background indicate returns lower than the US Inflation recorded in the same period. US Inflation is updated to Oct 2022. Waiting for updates, inflation of Nov 2022 is set to 0%. 2022: 6.89%, 2021: 7.04%, 2020: 1.36%, 2019: 2.29%
For further details about Dividends, click here.
Swipe left to see all data
% Allocation
Ann. Return (%) - Nov 30, 2022
Chg (%)
Return (%)
St.Dev. (%)
Ann. Return / St.Dev.
Max Drawdown (%)
Return / Drawdown
YTD(%)
Yearly Returns (%)
Dividend Yield (%)
Portfolio #ETF Stocks Bonds Comm 1Y 5Y 10Y 30Y ▾ Daily Time(ET) Dec 2022 Nov 2022 1Y 5Y 10Y 30Y 1Y 5Y 10Y 30Y 1Y 5Y 10Y 30Y 1Y 5Y 10Y 30Y 2022 2021 2020 2019 2022 2021 2020 2019
Developed World ex-US 60/40
 2 60 40 0 -10.09 1.80 4.24 5.94 0.27 10:59AM
Dec 07 2022 		-0.33 8.18 15.75 11.44 9.51 10.24 -0.64 0.16 0.45 0.58 -21.67 -22.40 -22.40 -37.49 -0.47 0.08 0.19 0.16 -12.20 6.09 7.71 16.72 1.19 3.50 1.79 3.62
Developed World ex-US 80/20
 2 80 20 0 -9.88 2.14 4.91 5.87 0.28 10:59AM
Dec 07 2022 		-0.73 10.31 19.22 14.65 12.22 13.36 -0.51 0.15 0.40 0.44 -24.60 -25.24 -25.24 -47.74 -0.40 0.08 0.19 0.12 -12.83 8.88 8.72 19.67 1.31 3.48 2.00 3.64
Developed World ex-US 40/60
 2 40 60 0 -10.33 1.39 3.49 5.84 0.26 10:59AM
Dec 07 2022 		0.08 6.17 12.49 8.48 6.99 7.41 -0.83 0.16 0.50 0.79 -18.75 -19.57 -19.57 -26.17 -0.55 0.07 0.18 0.22 -11.56 3.30 6.69 13.77 1.06 3.51 1.58 3.61
Developed World ex-US Stocks
 1 100 0 0 -9.72 2.42 5.52 5.64 0.29 10:59AM
Dec 07 2022 		-1.14 12.55 22.87 18.03 15.06 16.68 -0.42 0.13 0.37 0.34 -27.52 -28.08 -28.08 -57.00 -0.35 0.09 0.20 0.10 -13.47 11.67 9.74 22.62 1.44 3.46 2.21 3.65
Developed World ex-US 20/80
 2 20 80 0 -10.62 0.93 2.67 5.61 0.24 10:59AM
Dec 07 2022 		0.48 4.25 9.50 5.98 4.90 5.22 -1.12 0.15 0.54 1.07 -15.82 -16.80 -16.80 -16.80 -0.67 0.06 0.16 0.33 -10.93 0.51 5.67 10.82 0.94 3.53 1.37 3.59
Total Bond Developed World ex-US
 1 0 100 0 -10.96 0.40 1.78 5.23 0.23 10:59AM
Dec 07 2022 		0.89 2.43 6.98 4.60 3.88 4.58 -1.57 0.09 0.46 1.14 -13.54 -14.88 -14.88 -14.88 -0.81 0.03 0.12 0.35 -10.29 -2.28 4.65 7.87 0.81 3.55 1.16 3.58
Returns and KPIs are calculated on the hypothesis of:
  • a yearly rebalancing of the portfolios (at the beginning of the year)
  • the reinvestment of dividends
Returns refer to investiments in US Dollars.
Readings that may interest you
ETF Investing: The Beginners Guide to Create Passive Income and Achieve ...
Principios para enfrentarse al nuevo orden mundial: Por qué triunfan y fracasan ...
Principles for Dealing with the Changing World Order: Why Nations Succeed and ...
Return / Risk Charts:
Share this page