Build the Best Lazy Portfolio

A Lazy Portfolio is a collection of investments that requires very little maintenance.

It’s the typical passive investing strategy, for long-term investors, with time horizons of more than 10 years.

Choose your investment style (Classic or Alternative?), pick your Lazy Portfolios and implement them with ETFs.

A Classic Lazy Portfolio contains the main traditional asset classes, with the aim to achieve above-average returns while taking a below-average risk.

A Modern/Alternative Lazy Portfolio can use particular assets/strategies, with the aim of obtaining an extra return.

Choose your Lazy Portfolio
Consolidated returns as of 30 September 2023
Live Update at Oct 02 2023, 07:58PM Eastern Time
Highlighted values indicate returns lower than the US Inflation recorded in the same period. US Inflation is updated to Aug 2023. Waiting for updates, inflation of Sep 2023 is set to 0%. Current inflation (annualized) is 1Y: 3.44% , 5Y: 3.99% , 10Y: 2.75% , 30Y: 2.53%
Portfolio returns are updated to 30 September 2023.
Live Oct 2023 Returns are calculated on the hypothesis of a newly built portfolio, with the starting asset allocation. Once consolidated, the returns will be calculated on the actual asset weights. Portfolio Update time is Eastern Time (ET - America/New York).
Click here for short term returns
Risk is represented as the annualized Standard Deviation of monthly returns.
High values of Standard Deviation mean high fluctuations in prices.
Data are updated to 30 September 2023.
The maximum Drawdown is calculated considering the end of month prices.
Low Risk Portfolios usually grant less severe drawdowns.
Data are updated to 30 September 2023.
Highlighted values indicate returns lower than the US Inflation recorded in the same period. US Inflation is updated to Aug 2023. Waiting for updates, inflation of Sep 2023 is set to 0%. 2023: 3.45%, 2022: 6.45%, 2021: 7.04%, 2020: 1.36%
For further details about Dividends, click here.
Swipe left to see all data
% Allocation
Ann. Return (%) - Sep 30, 2023
Chg (%)
Return (%)
St.Dev. (%)
Ann. Return / St.Dev.
Max Drawdown (%)
Return / Drawdown
Ulcer Index
YTD(%)
Yearly Returns (%)
Portfolio Author #ETF Stocks Bonds Comm 1Y 5Y 10Y 30Y ▾ Daily Time(ET) Oct 2023 Sep 2023 1Y 5Y 10Y 30Y 1Y 5Y 10Y 30Y 5Y 10Y 30Y 5Y 10Y 30Y 5Y 10Y 30Y 2023 2022 2021 2020 2023 2022 2021 2020
Technology 1 100 0 0
34.97
14.80
17.36
13.48
 0.83 04:00PM, Oct 02 2023 0.83 -5.08 19.74 22.33 18.12 23.94 1.77 0.66 0.96 0.56 -32.58 -32.58 -81.08 0.45 0.53 0.17 12.85 9.36 39.58
35.13
-32.58
27.42
48.40
 0.57 0.54 0.54 0.64
US Stocks Momentum 1 100 0 0
8.49
4.66
11.30
11.80
 0.04 04:00PM, Oct 02 2023 0.04 -4.82 17.22 19.02 15.31 15.21 0.49 0.24 0.74 0.78 -30.16 -30.16 -53.85 0.15 0.37 0.22 14.00 10.05 16.08
-3.03
-18.26
13.37
29.85
 1.21 1.45 0.62 1.07
Stocks/Bonds 80/20 Momentum 2 80 20 0
6.66
3.82
9.37
10.57
 -0.16 04:00PM, Oct 02 2023 -0.16 -4.35 13.89 15.71 12.60 12.27 0.48 0.24 0.74 0.86 -27.23 -27.23 -43.61 0.14 0.34 0.24 12.48 8.95 11.85
-2.65
-17.23
10.32
25.42
 1.33 1.61 0.91 1.36
US Stocks 1 100 0 0
20.32
9.06
11.22
9.67
 -0.13 04:00PM, Oct 02 2023 -0.13 -4.80 15.55 19.32 15.26 15.44 1.31 0.47 0.74 0.63 -24.81 -24.81 -50.84 0.36 0.45 0.19 9.30 6.85 14.31
12.39
-19.51
25.67
21.03
 1.27 1.33 1.51 1.71
US Stocks Value 1 100 0 0
21.65
8.25
9.55
9.49
 -0.66 04:00PM, Oct 02 2023 -0.66 -4.64 17.48 19.22 15.27 15.27 1.24 0.43 0.63 0.62 -26.06 -26.06 -55.41 0.32 0.37 0.17 7.33 5.76 13.15
7.20
-5.39
25.21
1.55
 1.52 2.07 2.32 2.40
US Stocks Minimum Volatility 1 100 0 0
11.54
6.79
10.19
9.43
 -0.65 04:00PM, Oct 02 2023 -0.65 -2.83 12.79 15.09 12.07 13.69 0.90 0.45 0.84 0.69 -19.06 -19.06 -43.27 0.36 0.53 0.22 6.58 4.85 10.62
1.78
-9.42
20.84
5.64
 1.38 1.45 1.52 1.89
Warren Buffett Portfolio Warren Buffett 2 90 10 0
19.39
9.02
10.70
9.34
 0.01 04:00PM, Oct 02 2023 0.01 -4.33 13.71 17.04 13.48 13.57 1.41 0.53 0.79 0.69 -23.08 -23.08 -45.52 0.39 0.46 0.21 8.48 6.23 12.59
12.40
-18.29
24.59
19.19
 1.29 1.31 1.38 1.67
Stocks/Bonds 60/40 Momentum 2 60 40 0
4.96
2.94
7.39
9.16
 -0.36 04:00PM, Oct 02 2023 -0.36 -3.88 10.97 12.53 9.98 9.48 0.45 0.23 0.74 0.97 -24.21 -24.21 -32.52 0.12 0.31 0.28 10.96 7.84 8.08
-2.27
-16.20
7.27
20.99
 1.45 1.76 1.20 1.65
Stocks/Bonds 80/20 2 80 20 0
16.11
7.40
9.30
8.81
 -0.30 04:00PM, Oct 02 2023 -0.30 -4.39 13.26 15.93 12.50 12.40 1.21 0.46 0.74 0.71 -22.75 -22.75 -41.09 0.33 0.41 0.21 8.48 6.19 10.39
9.69
-18.23
20.16
18.36
 1.38 1.51 1.62 1.87
Sheltered Sam 100/0 Bill Bernstein 10 97 0 3
15.37
5.59
7.86
8.75
 -1.05 04:00PM, Oct 02 2023 -1.05 -4.49 16.58 18.54 14.57 15.24 0.93 0.30 0.54 0.57 -25.40 -25.40 -54.91 0.22 0.31 0.16 8.38 6.35 11.40
3.30
-12.59
23.26
7.92
 1.74 2.02 2.43 2.06
Dedalo Three Dedalo Invest 2 100 0 0
20.44
8.28
10.17
8.64
 -0.25 04:00PM, Oct 02 2023 -0.25 -4.64 15.48 18.94 14.99 15.33 1.32 0.44 0.68 0.56 -25.03 -25.03 -52.73 0.33 0.41 0.16 9.27 6.91 15.17
11.57
-19.06
23.45
19.70
 1.36 1.47 1.70 1.77
Simple Path to Wealth JL Collins 2 75 25 0
15.08
6.97
8.81
8.57
 -0.34 04:00PM, Oct 02 2023 -0.34 -4.28 12.71 15.10 11.83 11.66 1.19 0.46 0.75 0.73 -22.24 -22.24 -38.53 0.31 0.40 0.22 8.29 6.04 9.47
9.01
-17.91
18.79
17.70
 1.41 1.56 1.65 1.92
Robust Alpha Architect 8 70 20 10
8.45
3.76
6.12
8.50
 -0.82 04:00PM, Oct 02 2023 -0.82 -3.16 12.29 14.16 11.05 11.04 0.69 0.27 0.55 0.77 -19.09 -19.09 -44.20 0.20 0.32 0.19 7.26 5.37 8.37
-0.06
-10.29
17.40
7.53
 1.62 1.83 1.61 1.55
Aggressive Global Income 4 80 20 0
13.83
3.33
5.11
8.46
 -1.38 04:00PM, Oct 02 2023 -1.38 -3.14 14.24 15.65 12.62 14.40 0.97 0.21 0.40 0.59 -23.84 -23.84 -52.63 0.14 0.21 0.16 7.50 6.21 10.89
1.86
-8.43
17.07
-1.13
 2.88 3.49 3.67 3.52
Sheltered Sam 90/10 Bill Bernstein 12 87.3 10 2.7
13.80
5.21
7.23
8.38
 -1.00 04:00PM, Oct 02 2023 -1.00 -4.15 15.05 16.72 13.14 13.68 0.92 0.31 0.55 0.61 -22.65 -22.65 -50.12 0.23 0.32 0.17 7.70 5.82 9.89
3.01
-12.09
21.12
7.74
 1.73 2.12 2.38 1.97
Edge Select Aggressive Merrill Lynch 12 84 16 0
18.09
6.25
7.78
8.09
 -0.48 04:00PM, Oct 02 2023 -0.48 -4.10 14.14 15.80 12.63 13.22 1.28 0.40 0.62 0.61 -23.81 -23.81 -45.65 0.26 0.33 0.18 8.56 6.47 11.10
9.55
-17.87
15.74
17.62
 1.44 1.69 1.85 1.73
Dedalo Four Dedalo Invest 3 80 20 0
16.47
6.75
8.59
8.06
 -0.32 04:00PM, Oct 02 2023 -0.32 -4.11 13.21 15.59 12.27 12.33 1.25 0.43 0.70 0.65 -22.61 -22.61 -43.94 0.30 0.38 0.18 8.33 6.13 10.93
9.64
-17.79
18.23
16.65
 1.33 1.44 2.07 1.65
Mid-Fifties Burton Malkiel 8 80 20 0
13.64
4.65
6.39
8.06
 -0.81 04:00PM, Oct 02 2023 -0.81 -4.19 14.36 15.31 12.13 12.95 0.95 0.30 0.53 0.62 -24.05 -24.05 -46.21 0.19 0.27 0.17 8.94 6.71 8.89
4.41
-17.33
15.75
11.71
 1.89 2.08 2.30 2.23
Dedalo Eleven Dedalo Invest 9 80 20 0
15.76
5.59
7.30
8.03
 -0.49 04:00PM, Oct 02 2023 -0.49 -4.05 13.73 15.32 12.20 12.69 1.15 0.36 0.60 0.63 -23.40 -23.40 -44.63 0.24 0.31 0.18 8.56 6.47 10.66
7.87
-17.79
14.88
16.06
 1.53 2.04 2.12 1.69
Late Thirties to Early Forties Burton Malkiel 8 85 15 0
14.89
4.90
6.61
8.00
 -0.74 04:00PM, Oct 02 2023 -0.74 -4.15 14.69 15.81 12.59 13.57 1.01 0.31 0.52 0.59 -24.26 -24.26 -48.28 0.20 0.27 0.17 8.97 6.82 9.84
5.31
-17.38
15.84
12.75
 1.77 1.97 2.23 2.11
Robo Advisor 100 Betterment 6 100 0 0
18.62
5.40
7.30
7.98
 -0.83 04:00PM, Oct 02 2023 -0.83 -4.19 16.58 18.40 14.70 15.79 1.12 0.29 0.50 0.51 -24.17 -24.17 -54.55 0.22 0.30 0.15 8.87 7.04 13.31
6.16
-15.26
18.02
12.47
 1.49 1.83 2.34 1.94
Sheltered Sam 80/20 Bill Bernstein 12 77.6 20 2.4
12.27
4.82
6.58
7.97
 -0.94 04:00PM, Oct 02 2023 -0.94 -3.79 13.54 14.93 11.73 12.15 0.91 0.32 0.56 0.66 -19.89 -19.89 -45.06 0.24 0.33 0.18 7.03 5.31 8.49
2.72
-11.58
18.98
7.57
 1.71 2.23 2.33 1.87
Late Sixties and Beyond Burton Malkiel 8 71 29 0
11.67
4.41
6.06
7.93
 -0.86 04:00PM, Oct 02 2023 -0.86 -4.04 13.13 13.99 11.04 11.63 0.89 0.32 0.55 0.68 -22.44 -22.44 -41.80 0.20 0.27 0.19 8.37 6.20 7.72
3.40
-16.23
15.40
10.03
 2.09 2.16 2.25 2.27
Mid-Twenties Burton Malkiel 8 87 13 0
15.21
4.89
6.60
7.90
 -0.73 04:00PM, Oct 02 2023 -0.73 -4.16 14.91 16.07 12.81 13.91 1.02 0.30 0.52 0.57 -24.50 -24.50 -49.50 0.20 0.27 0.16 9.08 6.94 10.42
5.61
-17.64
15.90
12.95
 1.73 1.94 2.22 2.07
Ultimate Buy and Hold Strategy Paul Merriman 10 100 0 0
15.59
3.37
6.10
7.90
 -1.28 04:00PM, Oct 02 2023 -1.28 -4.39 17.04 19.11 15.02 15.67 0.92 0.18 0.41 0.50 -27.54 -27.54 -57.21 0.12 0.22 0.14 10.00 7.64 12.17
2.84
-15.37
19.37
6.40
 1.95 2.27 2.79 2.06
Second Grader's Starter Paul Farrell 3 90 10 0
18.31
6.41
8.04
7.87
 -0.53 04:00PM, Oct 02 2023 -0.53 -4.18 14.52 16.74 13.30 13.81 1.26 0.38 0.60 0.57 -24.21 -24.21 -48.52 0.26 0.33 0.16 8.78 6.63 12.77
8.95
-17.70
17.70
16.72
 1.56 1.80 2.09 1.94
Robo Advisor 90 Betterment 11 90.1 9.9 0
16.44
4.90
6.80
7.86
 -0.85 04:00PM, Oct 02 2023 -0.85 -4.03 15.46 17.04 13.56 14.43 1.06 0.29 0.50 0.54 -23.36 -23.36 -50.07 0.21 0.29 0.16 8.55 6.70 11.39
5.39
-15.33
16.04
12.42
 1.57 1.95 2.36 1.94
Stocks/Bonds 60/40 2 60 40 0
12.03
5.68
7.33
7.80
 -0.46 04:00PM, Oct 02 2023 -0.46 -3.95 11.15 12.69 9.86 9.52 1.08 0.45 0.74 0.82 -20.69 -20.69 -30.55 0.27 0.35 0.26 7.75 5.61 6.89
6.98
-16.95
14.66
15.70
 1.49 1.69 1.73 2.04
Weird Portfolio Value Stock Geek 5 60 20 20
5.16
2.78
4.74
7.80
 -1.66 04:00PM, Oct 02 2023 -1.66 -6.13 15.29 13.56 10.86 10.66 0.34 0.21 0.44 0.73 -24.18 -24.18 -32.97 0.11 0.20 0.24 9.10 6.78 6.37
-2.57
-18.17
14.49
10.52
 1.61 1.49 2.02 1.62
Talmud Portfolio Roger Gibson 3 66.7 33.3 0
6.25
4.26
6.25
7.70
 -0.98 04:00PM, Oct 02 2023 -0.98 -4.85 12.61 13.70 10.85 10.71 0.50 0.31 0.58 0.72 -22.88 -22.88 -40.17 0.19 0.27 0.19 9.36 6.81 7.33
1.94
-19.62
21.44
8.02
 2.02 2.13 2.37 2.63
Seven Value Scott Burns 7 71.5 28.5 0
13.50
5.94
6.36
7.70
 -1.06 04:00PM, Oct 02 2023 -1.06 -2.89 13.80 14.97 11.65 11.29 0.98 0.40 0.55 0.68 -20.44 -20.44 -41.22 0.29 0.31 0.19 5.52 4.42 7.35
2.81
-3.63
22.53
1.86
 1.90 3.17 3.60 2.32
Yale Endowment David Swensen 6 70 30 0
8.15
3.74
5.80
7.69
 -1.08 04:00PM, Oct 02 2023 -1.08 -5.06 13.97 13.88 10.97 10.90 0.58 0.27 0.53 0.71 -25.53 -25.53 -39.48 0.15 0.23 0.19 9.97 7.30 7.47
2.05
-21.08
17.53
12.03
 1.84 2.58 2.65 2.12
Robo Advisor 80 Betterment 10 80 20 0
14.74
4.35
6.21
7.68
 -0.86 04:00PM, Oct 02 2023 -0.86 -3.85 14.38 15.55 12.33 13.05 1.03 0.28 0.50 0.59 -22.63 -22.63 -45.47 0.19 0.27 0.17 8.22 6.37 9.67
4.78
-15.27
13.94
11.77
 1.58 2.03 2.47 1.97
Couch Potato Scott Burns 2 50 50 0
10.16
5.50
6.49
7.65
 -0.45 04:00PM, Oct 02 2023 -0.45 -3.47 9.89 11.64 8.99 8.70 1.03 0.47 0.72 0.88 -19.77 -19.77 -27.04 0.28 0.33 0.28 7.26 5.28 5.22
5.60
-16.31
15.67
15.93
 1.34 3.61 2.96 1.50
Core Four Rick Ferri 4 80 20 0
14.42
5.47
7.12
7.64
 -0.69 04:00PM, Oct 02 2023 -0.69 -4.22 13.62 15.14 11.91 12.14 1.06 0.36 0.60 0.63 -23.46 -23.46 -44.44 0.23 0.30 0.17 8.64 6.39 9.85
6.59
-17.83
17.18
13.93
 1.70 1.93 2.20 2.14
Edge Select Moderately Aggressive Merrill Lynch 12 69 31 0
15.38
5.43
6.83
7.63
 -0.56 04:00PM, Oct 02 2023 -0.56 -3.85 12.70 13.69 10.86 11.09 1.21 0.40 0.63 0.69 -22.31 -22.31 -38.23 0.24 0.31 0.20 7.99 5.96 8.51
8.10
-17.08
12.88
16.02
 1.58 1.79 1.82 1.86
Stocks/Bonds 40/60 Momentum 2 40 60 0
3.37
2.03
5.36
7.59
 -0.56 04:00PM, Oct 02 2023 -0.56 -3.42 8.63 9.57 7.55 6.91 0.39 0.21 0.71 1.10 -21.11 -21.11 -21.11 0.10 0.25 0.36 9.43 6.73 5.04
-1.89
-15.17
4.23
16.57
 1.57 1.92 1.48 1.95
Sheltered Sam 70/30 Bill Bernstein 12 67.9 30 2.1
10.79
4.42
5.92
7.53
 -0.89 04:00PM, Oct 02 2023 -0.89 -3.44 12.05 13.18 10.34 10.65 0.90 0.34 0.57 0.71 -17.80 -17.80 -39.73 0.25 0.33 0.19 6.39 4.81 7.13
2.42
-11.08
16.83
7.39
 1.69 2.34 2.28 1.77
Four Funds Bogleheads 4 80 20 0
16.20
5.70
7.10
7.50
 -0.60 04:00PM, Oct 02 2023 -0.60 -3.91 13.46 15.18 12.03 12.40 1.20 0.38 0.59 0.61 -23.20 -23.20 -44.08 0.25 0.31 0.17 8.32 6.28 10.69
7.59
-17.06
15.70
15.71
 1.57 2.25 2.38 1.89
Six Ways from Sunday Scott Burns 6 66.7 33.3 0
13.27
5.70
5.75
7.44
 -1.08 04:00PM, Oct 02 2023 -1.08 -2.83 13.48 14.58 11.36 10.89 0.98 0.39 0.51 0.68 -19.67 -19.67 -39.14 0.29 0.29 0.19 5.32 4.35 6.70
3.23
-3.84
21.86
1.75
 1.90 3.30 3.75 2.27
Lazy Portfolio David Swensen 6 70 30 0
9.37
4.29
5.74
7.44
 -0.82 04:00PM, Oct 02 2023 -0.82 -4.07 12.52 13.30 10.50 10.82 0.75 0.32 0.55 0.69 -22.43 -22.43 -40.89 0.19 0.26 0.18 8.55 6.28 7.41
3.28
-17.86
17.34
10.56
 1.73 2.52 2.51 2.03
Three Funds Bogleheads 3 80 20 0
16.18
5.56
7.06
7.42
 -0.62 04:00PM, Oct 02 2023 -0.62 -3.96 13.55 15.10 11.97 12.33 1.19 0.37 0.59 0.60 -23.18 -23.18 -43.68 0.24 0.30 0.17 8.35 6.29 10.82
7.60
-17.06
14.95
15.39
 1.61 1.89 2.15 2.02
Jane Bryant Quinn Portfolio Jane Bryant Quinn 5 70 30 0
12.55
4.94
6.44
7.40
 -0.82 04:00PM, Oct 02 2023 -0.82 -4.13 12.60 13.93 10.85 10.71 1.00 0.35 0.59 0.69 -22.74 -22.74 -39.55 0.22 0.28 0.19 8.32 6.09 8.01
5.32
-17.43
16.85
12.52
 1.74 2.33 2.50 2.13
Family Taxable Portfolio Ted Aronson 11 70 30 0
10.97
3.10
5.53
7.36
 -0.94 04:00PM, Oct 02 2023 -0.94 -4.31 13.88 14.25 11.24 11.60 0.79 0.22 0.49 0.63 -23.76 -23.76 -38.46 0.13 0.23 0.19 8.94 6.70 7.99
3.16
-17.99
11.93
14.59
 1.51 2.45 2.47 1.80
LifeStrategy Growth Fund Vanguard 4 80 20 0
16.27
5.43
6.96
7.35
 -0.61 04:00PM, Oct 02 2023 -0.61 -3.89 13.54 15.04 11.94 12.36 1.20 0.36 0.58 0.60 -23.11 -23.11 -44.18 0.24 0.30 0.17 8.32 6.28 10.90
7.65
-16.96
14.57
15.01
 1.59 1.85 2.27 1.95
Golden Butterfly Tyler 5 40 40 20
6.40
4.06
5.05
7.29
 -1.00 04:00PM, Oct 02 2023 -1.00 -4.77 11.43 9.97 8.01 7.61 0.56 0.41 0.63 0.96 -17.79 -17.79 -17.79 0.23 0.28 0.41 6.15 4.64 3.51
0.95
-13.35
9.35
13.93
 1.25 1.13 1.03 1.09
No Brainer Portfolio Bill Bernstein 4 75 25 0
13.04
4.41
6.27
7.22
 -0.74 04:00PM, Oct 02 2023 -0.74 -3.61 12.60 14.38 11.42 11.69 1.03 0.31 0.55 0.62 -19.76 -19.76 -40.40 0.22 0.32 0.18 7.46 5.64 8.70
5.34
-13.89
15.39
11.61
 1.55 1.58 1.74 1.53
Perfect Portfolio Ben Stein 7 80 20 0
16.43
5.84
6.68
7.20
 -0.64 04:00PM, Oct 02 2023 -0.64 -3.25 12.74 14.55 11.63 12.35 1.29 0.40 0.57 0.58 -18.62 -18.62 -44.81 0.31 0.36 0.16 6.39 5.13 10.45
7.19
-11.28
16.52
10.46
 1.89 1.87 1.92 1.69
Gone Fishin' Portfolio Alexander Green 10 65 30 5
11.35
3.44
5.03
7.20
 -1.05 04:00PM, Oct 02 2023 -1.05 -3.95 13.16 13.99 11.03 12.05 0.86 0.25 0.46 0.60 -21.98 -21.98 -43.02 0.16 0.23 0.17 8.12 6.17 8.22
2.92
-15.58
11.58
12.37
 1.71 2.48 2.60 2.16
Coffeehouse Bill Schultheis 7 60 40 0
7.54
3.19
5.35
7.19
 -1.07 04:00PM, Oct 02 2023 -1.07 -4.10 12.30 12.67 9.86 9.60 0.61 0.25 0.54 0.75 -19.65 -19.65 -33.93 0.16 0.27 0.21 7.45 5.46 6.08
0.92
-14.38
15.24
7.45
 1.80 2.05 2.31 2.25
Long Term Portfolio Ben Stein 6 80 20 0
13.57
4.59
6.10
7.19
 -0.80 04:00PM, Oct 02 2023 -0.80 -3.80 13.36 14.72 11.66 12.40 1.02 0.31 0.52 0.58 -20.52 -20.52 -45.92 0.22 0.30 0.16 7.64 5.79 9.47
5.27
-14.26
16.72
9.40
 1.93 1.73 1.92 1.66
Sheltered Sam 60/40 Bill Bernstein 12 58.2 40 1.8
9.35
4.01
5.26
7.07
 -0.84 04:00PM, Oct 02 2023 -0.84 -3.08 10.59 11.46 8.98 9.20 0.88 0.35 0.59 0.77 -16.49 -16.49 -34.12 0.24 0.32 0.21 5.79 4.34 5.86
2.13
-10.58
14.69
7.21
 1.67 2.45 2.23 1.68
Tilt Toward Value Time Inc 7 60 40 0
9.32
3.80
5.55
7.05
 -0.86 04:00PM, Oct 02 2023 -0.86 -3.86 11.70 12.16 9.47 9.35 0.80 0.31 0.59 0.75 -20.45 -20.45 -34.63 0.19 0.27 0.20 7.61 5.55 6.28
3.20
-15.72
13.78
9.48
 1.75 1.99 2.43 2.18
Robo Advisor 50 Betterment 10 49.9 50.1 0
10.21
2.74
4.44
7.02
 -0.86 04:00PM, Oct 02 2023 -0.86 -3.26 11.26 11.32 8.86 9.27 0.91 0.24 0.50 0.76 -20.25 -20.25 -30.72 0.14 0.22 0.23 7.38 5.52 5.72
3.15
-14.79
7.95
9.50
 1.64 2.29 2.80 2.06
Edge Select Moderate Merrill Lynch 12 53 47 0
12.09
4.30
5.63
7.01
 -0.68 04:00PM, Oct 02 2023 -0.68 -3.56 11.23 11.47 9.00 8.89 1.08 0.37 0.62 0.79 -20.56 -20.56 -29.58 0.21 0.27 0.24 7.42 5.46 5.95
6.07
-16.06
9.66
13.88
 1.71 1.86 1.77 1.93
Five Asset Roger Gibson 6 60 20 20
8.63
5.05
5.02
7.01
 -0.95 04:00PM, Oct 02 2023 -0.95 -3.31 12.34 13.82 10.87 11.28 0.70 0.37 0.46 0.62 -19.30 -19.30 -44.75 0.26 0.26 0.16 6.51 5.48 8.26
2.69
-11.00
22.77
5.29
 1.58 1.88 2.16 1.93
Pinwheel 8 65 25 10
10.05
4.03
4.92
7.00
 -0.95 04:00PM, Oct 02 2023 -0.95 -3.95 12.63 12.43 9.84 10.46 0.80 0.32 0.50 0.67 -19.49 -19.49 -36.89 0.21 0.25 0.19 6.89 5.23 6.57
2.51
-13.57
13.53
9.12
 1.67 1.60 1.79 1.62
All Weather Portfolio Ray Dalio 5 30 55 15
2.93
3.14
4.48
6.99
 -1.06 04:00PM, Oct 02 2023 -1.06 -5.02 11.67 9.69 7.85 7.28 0.25 0.32 0.57 0.96 -20.58 -20.58 -20.58 0.15 0.22 0.34 8.30 6.22 4.12
0.17
-18.39
8.27
15.88
 1.35 1.36 1.13 1.40
Marc Faber Portfolio Marc Faber 6 50 25 25
7.56
4.84
4.78
6.94
 -1.10 04:00PM, Oct 02 2023 -1.10 -4.67 12.61 11.62 9.50 9.60 0.60 0.42 0.50 0.72 -19.93 -19.93 -28.82 0.24 0.24 0.24 7.05 5.52 5.34
0.93
-14.67
12.98
11.15
 1.56 1.71 1.94 2.02
Gretchen Tai Portfolio Gretchen Tai 9 70 30 0
13.06
3.61
5.23
6.92
 -0.96 04:00PM, Oct 02 2023 -0.96 -3.91 13.47 14.09 11.13 11.63 0.97 0.26 0.47 0.60 -23.59 -23.59 -41.80 0.15 0.22 0.17 8.61 6.55 8.88
4.46
-17.30
12.15
12.24
 1.79 2.43 2.69 2.16
Margaritaville Scott Burns 3 67 33 0
13.53
4.71
5.66
6.90
 -0.69 04:00PM, Oct 02 2023 -0.69 -3.45 12.11 13.23 10.50 10.81 1.12 0.36 0.54 0.64 -21.96 -21.96 -38.70 0.21 0.26 0.18 7.73 5.92 8.24
5.61
-16.10
13.33
14.40
 1.57 3.25 3.04 1.73
Five Fold Scott Burns 5 60 40 0
8.09
3.55
5.04
6.90
 -0.90 04:00PM, Oct 02 2023 -0.90 -3.84 11.59 12.18 9.58 9.69 0.70 0.29 0.53 0.71 -21.60 -21.60 -37.94 0.16 0.23 0.18 8.29 6.06 6.70
2.65
-17.44
15.57
8.59
 1.78 2.79 3.25 2.00
Simple Money Portfolio Tim Maurer 7 60 40 0
11.37
2.72
4.41
6.88
 -1.07 04:00PM, Oct 02 2023 -1.07 -2.90 11.09 11.68 9.12 9.04 1.02 0.23 0.48 0.76 -18.44 -18.44 -32.39 0.15 0.24 0.21 6.48 4.83 5.68
2.63
-11.48
10.46
6.87
 1.65 1.76 1.99 1.57
Sandwich Portfolio Bob Clyatt 8 55 45 0
8.69
3.13
4.65
6.84
 -0.77 04:00PM, Oct 02 2023 -0.77 -3.22 10.14 10.39 8.15 8.27 0.86 0.30 0.57 0.83 -19.10 -19.10 -28.96 0.16 0.24 0.24 7.12 5.20 5.20
3.12
-14.72
9.88
10.59
 1.51 1.48 1.55 1.53
Simple and Cheap Time Inc 5 60 40 0
10.02
3.86
5.41
6.83
 -0.80 04:00PM, Oct 02 2023 -0.80 -3.80 11.66 12.03 9.40 9.34 0.86 0.32 0.58 0.73 -21.27 -21.27 -34.84 0.18 0.25 0.20 7.97 5.82 6.58
4.12
-16.81
12.62
10.84
 1.75 2.00 2.43 2.19
European Stocks 1 100 0 0
29.74
3.96
4.01
6.79
 -1.71 04:00PM, Oct 02 2023 -1.71 -4.49 19.91 20.38 16.71 17.85 1.49 0.19 0.24 0.38 -30.98 -30.98 -59.77 0.13 0.13 0.11 10.73 10.56 18.64
7.22
-16.00
16.88
6.11
 2.85 2.67 3.49 2.85
Coward's Portfolio Bill Bernstein 9 60 40 0
9.46
3.78
5.22
6.78
 -0.71 04:00PM, Oct 02 2023 -0.71 -2.97 10.32 11.24 8.88 9.07 0.92 0.34 0.59 0.75 -15.87 -15.87 -32.68 0.24 0.33 0.21 5.81 4.35 5.82
2.98
-10.59
13.60
7.17
 1.65 1.61 1.49 1.58
Nano Portfolio John Wasik 5 60 40 0
8.69
3.62
4.90
6.76
 -1.03 04:00PM, Oct 02 2023 -1.03 -4.05 11.87 12.35 9.68 9.60 0.73 0.29 0.51 0.70 -22.12 -22.12 -36.66 0.16 0.22 0.18 8.29 6.05 6.56
2.31
-17.26
16.29
8.50
 1.89 2.90 3.03 2.29
LifeStrategy Moderate Growth Vanguard 4 60 40 0
12.20
4.18
5.63
6.76
 -0.67 04:00PM, Oct 02 2023 -0.67 -3.51 11.47 12.01 9.43 9.47 1.06 0.35 0.60 0.71 -20.84 -20.84 -33.52 0.20 0.27 0.20 7.55 5.57 7.15
5.69
-15.97
10.43
12.96
 1.60 1.88 2.33 1.99
Dynamic 40/60 Income 5 40 60 0
7.83
2.53
4.15
6.74
 -0.98 04:00PM, Oct 02 2023 -0.98 -2.33 8.54 9.93 7.54 8.04 0.92 0.25 0.55 0.84 -17.33 -17.33 -29.84 0.15 0.24 0.23 7.00 5.04 4.83
4.09
-14.37
6.72
8.28
 2.69 3.06 2.85 3.24
Big Rocks Portfolio Larry Swedroe 11 60 40 0
9.14
3.20
4.80
6.70
 -0.85 04:00PM, Oct 02 2023 -0.85 -2.86 10.39 11.44 9.00 9.10 0.88 0.28 0.53 0.74 -15.71 -15.71 -33.80 0.20 0.31 0.20 5.97 4.47 5.94
2.36
-10.13
13.59
5.25
 1.77 1.75 1.65 1.57
Ultimate Buy&Hold FundAdvice 12 60 40 0
9.22
2.46
4.09
6.69
 -0.96 04:00PM, Oct 02 2023 -0.96 -3.08 11.02 11.49 9.02 9.24 0.84 0.21 0.45 0.72 -18.44 -18.44 -34.23 0.13 0.22 0.20 6.80 5.10 6.03
1.81
-12.51
11.49
5.84
 1.83 2.37 2.22 1.73
Stocks/Bonds 40/60 2 40 60 0
8.07
3.89
5.31
6.66
 -0.63 04:00PM, Oct 02 2023 -0.63 -3.49 9.30 9.68 7.43 6.88 0.87 0.40 0.71 0.97 -18.63 -18.63 -19.17 0.21 0.28 0.35 7.15 5.13 4.16
4.28
-15.67
9.15
13.04
 1.59 1.87 1.84 2.20
One-Decision Portfolio Marvin Appel 5 50 50 0
6.75
3.90
5.31
6.64
 -0.91 04:00PM, Oct 02 2023 -0.91 -3.65 10.15 10.89 8.57 8.30 0.66 0.36 0.62 0.80 -16.74 -16.74 -31.96 0.23 0.32 0.21 6.41 4.70 5.51
2.37
-13.18
16.51
5.32
 2.48 1.90 1.66 1.86
Dynamic 60/40 Income 5 60 40 0
5.84
3.38
5.02
6.64
 -1.05 04:00PM, Oct 02 2023 -1.05 -3.08 10.09 11.46 8.86 9.25 0.58 0.30 0.57 0.72 -18.21 -18.21 -41.44 0.19 0.28 0.16 7.61 5.51 6.63
2.92
-15.89
15.27
6.26
 2.68 2.82 2.81 3.17
Global Market Portfolio Credit Suisse 8 45 55 0
7.09
2.45
4.42
6.63
 -0.99 04:00PM, Oct 02 2023 -0.99 -4.24 12.41 10.92 8.61 8.19 0.57 0.22 0.51 0.81 -23.10 -23.10 -25.90 0.11 0.19 0.26 9.04 6.62 5.38
1.98
-19.25
7.49
12.06
 1.86 2.08 2.43 2.07
Ivy Portfolio Mebane Faber 5 60 20 20
9.35
4.64
4.39
6.59
 -1.06 04:00PM, Oct 02 2023 -1.06 -2.90 11.98 14.51 11.37 11.57 0.78 0.32 0.39 0.57 -21.77 -21.77 -47.39 0.21 0.20 0.14 7.18 6.46 9.24
3.46
-10.08
22.27
2.25
 1.62 1.79 2.07 2.02
Sheltered Sam 50/50 Bill Bernstein 12 48.5 50 1.5
7.96
3.58
4.58
6.57
 -0.79 04:00PM, Oct 02 2023 -0.79 -2.71 9.15 9.78 7.65 7.79 0.87 0.37 0.60 0.84 -15.17 -15.17 -28.23 0.24 0.30 0.23 5.24 3.90 4.68
1.84
-10.08
12.55
7.04
 1.66 2.56 2.18 1.58
GAA Global Asset Allocation Mebane Faber 10 40.5 49.5 10
7.78
3.13
4.21
6.57
 -1.03 04:00PM, Oct 02 2023 -1.03 -3.94 11.71 10.67 8.37 7.98 0.66 0.29 0.50 0.82 -20.65 -20.65 -24.91 0.15 0.20 0.26 7.61 5.69 4.85
2.35
-16.44
8.69
11.18
 1.69 1.84 2.20 1.86
Simplified Permanent Portfolio 3 25 50 25
6.66
4.50
4.20
6.55
 -0.83 04:00PM, Oct 02 2023 -0.83 -4.00 10.23 8.41 7.02 6.84 0.65 0.54 0.60 0.96 -16.43 -16.43 -16.43 0.27 0.26 0.40 5.71 4.40 3.18
2.07
-12.67
3.72
16.46
 1.26 1.14 0.78 1.02
7Twelve Portfolio Craig Israelsen 9 50 33.3 16.7
8.20
3.83
3.71
6.49
 -0.92 04:00PM, Oct 02 2023 -0.92 -2.20 10.26 12.04 9.47 9.79 0.80 0.32 0.39 0.66 -17.90 -17.90 -37.96 0.21 0.21 0.17 5.75 5.52 7.07
2.93
-7.91
16.41
3.64
 1.38 1.32 1.33 1.34
Ideal Index Frank Armstrong 7 70 30 0
10.57
3.43
4.94
6.46
 -0.92 04:00PM, Oct 02 2023 -0.92 -3.22 11.96 12.82 10.16 10.65 0.88 0.27 0.49 0.61 -18.25 -18.25 -40.11 0.19 0.27 0.16 6.85 5.19 7.55
2.61
-11.91
13.98
6.95
 1.81 1.88 1.94 1.75
Four Square Scott Burns 4 50 50 0
10.44
3.57
4.73
6.43
 -0.66 04:00PM, Oct 02 2023 -0.66 -3.03 10.20 10.62 8.33 8.41 1.02 0.34 0.57 0.76 -19.67 -19.67 -29.95 0.18 0.24 0.21 7.05 5.24 5.62
4.67
-15.24
9.33
11.91
 1.49 2.78 3.18 1.59
Edge Select Moderately Conservative Merrill Lynch 12 37 63 0
9.11
3.24
4.49
6.32
 -0.74 04:00PM, Oct 02 2023 -0.74 -3.18 9.61 9.21 7.14 6.77 0.95 0.35 0.63 0.93 -18.53 -18.53 -20.48 0.17 0.24 0.31 6.81 4.94 4.10
4.47
-14.91
6.44
11.65
 1.77 1.88 1.84 1.95
Desert Portfolio Gyroscopic Investing 3 30 60 10
7.44
4.10
4.34
6.32
 -0.52 04:00PM, Oct 02 2023 -0.52 -2.79 7.83 7.12 5.58 5.45 0.95 0.58 0.78 1.16 -14.72 -14.72 -14.72 0.28 0.29 0.43 5.18 3.74 2.68
3.69
-11.64
5.76
12.96
 1.17 1.14 0.88 1.23
High Yield Bonds Income 4 0 100 0
7.46
0.68
2.66
6.31
 -1.40 04:00PM, Oct 02 2023 -1.40 -2.99 9.93 10.79 8.44 8.73 0.75 0.06 0.32 0.72 -21.84 -21.84 -23.97 0.03 0.12 0.26 8.96 6.62 4.99
1.65
-16.88
0.88
7.08
 3.58 4.25 3.76 4.38
Rob Arnott Portfolio Rob Arnott 8 30 60 10
4.46
2.75
3.59
6.24
 -1.02 04:00PM, Oct 02 2023 -1.02 -3.45 10.19 9.43 7.42 7.15 0.44 0.29 0.48 0.87 -17.86 -17.86 -24.27 0.15 0.20 0.26 6.82 5.09 4.52
0.73
-14.81
11.04
7.98
 1.76 2.31 2.57 1.88
All Country World 80/20 4 80 20 0
16.71
5.27
6.55
6.22
 -0.61 04:00PM, Oct 02 2023 -0.61 -3.91 13.74 15.31 12.17 12.74 1.22 0.34 0.54 0.49 -23.52 -23.52 -47.32 0.22 0.28 0.13 8.49 6.51 12.51
7.76
-17.17
14.21
14.55
 1.60 1.86 2.27 1.98
Andrew Tobias Portfolio Andrew Tobias 3 66.7 33.3 0
15.18
4.66
5.43
6.21
 -0.65 04:00PM, Oct 02 2023 -0.65 -2.96 10.85 12.01 9.60 9.94 1.40 0.39 0.57 0.62 -18.85 -18.85 -36.42 0.25 0.29 0.17 6.42 4.92 8.57
6.92
-12.58
12.14
10.55
 1.65 1.61 1.80 1.64
Permanent Portfolio Harry Browne 4 25 50 25
6.06
4.41
4.39
6.21
 -0.89 04:00PM, Oct 02 2023 -0.89 -4.26 9.96 8.33 7.06 6.52 0.61 0.53 0.62 0.95 -15.92 -15.92 -15.92 0.28 0.28 0.39 5.67 4.55 3.15
1.95
-12.53
4.21
16.10
 1.59 1.13 0.73 0.94
Lifepath Fund iShares 6 40.4 59.6 0
7.87
3.07
4.32
6.17
 -0.78 04:00PM, Oct 02 2023 -0.78 -3.28 9.61 9.47 7.30 6.93 0.82 0.32 0.59 0.89 -18.92 -18.92 -21.23 0.16 0.23 0.29 7.06 5.12 4.24
3.08
-15.14
8.05
11.47
 1.67 2.36 2.31 2.15
All Country World Stocks 1 100 0 0
20.71
6.47
7.70
6.16
 -0.54 04:00PM, Oct 02 2023 -0.54 -4.25 15.78 18.26 14.63 15.62 1.31 0.35 0.53 0.39 -25.52 -25.52 -57.06 0.25 0.30 0.11 9.26 7.29 17.96
9.65
-18.01
18.27
16.61
 1.56 1.78 2.13 1.91
All Country World 60/40 4 60 40 0
12.87
4.02
5.35
6.12
 -0.68 04:00PM, Oct 02 2023 -0.68 -3.54 11.78 12.48 9.81 10.03 1.09 0.32 0.55 0.61 -21.52 -21.52 -36.70 0.19 0.25 0.17 7.83 5.85 8.05
5.88
-16.34
10.14
12.48
 1.65 1.94 2.41 2.05
Sheltered Sam 40/60 Bill Bernstein 12 38.8 60 1.2
6.60
3.14
3.88
6.05
 -0.73 04:00PM, Oct 02 2023 -0.73 -2.34 7.76 8.15 6.36 6.44 0.85 0.39 0.61 0.94 -13.86 -13.86 -22.05 0.23 0.28 0.27 4.74 3.51 3.62
1.55
-9.58
10.41
6.86
 1.64 2.67 2.12 1.48
LifeStrategy Conservative Growth Vanguard 4 40 60 0
8.31
2.86
4.24
6.03
 -0.72 04:00PM, Oct 02 2023 -0.72 -3.11 9.53 9.21 7.12 6.82 0.87 0.31 0.60 0.88 -18.57 -18.57 -21.90 0.15 0.23 0.28 6.94 5.03 4.35
3.74
-14.98
6.29
10.90
 1.61 1.90 2.39 2.03
Paul Boyer Portfolio Paul Boyer 5 25 50 25
3.09
2.20
2.68
5.96
 -1.09 04:00PM, Oct 02 2023 -1.09 -4.31 11.36 8.53 7.39 7.47 0.27 0.26 0.36 0.80 -18.04 -18.04 -18.04 0.12 0.15 0.33 6.65 5.38 3.88
-1.46
-13.57
0.51
15.04
 1.16 1.15 0.90 1.04
All Country World 40/60 4 40 60 0
9.18
2.71
4.11
5.88
 -0.75 04:00PM, Oct 02 2023 -0.75 -3.16 9.93 9.84 7.63 7.57 0.93 0.28 0.54 0.78 -19.52 -19.52 -25.16 0.14 0.21 0.23 7.31 5.34 4.90
3.99
-15.50
6.07
10.42
 1.69 2.02 2.55 2.13
Stocks/Bonds 20/80 Momentum 2 20 80 0
1.88
1.08
3.26
5.87
 -0.76 04:00PM, Oct 02 2023 -0.76 -2.95 7.22 7.10 5.53 4.85 0.26 0.15 0.59 1.21 -17.91 -17.91 -17.91 0.06 0.18 0.33 7.92 5.66 3.54
-1.51
-14.14
1.18
12.14
 1.69 2.07 1.77 2.24
Larry Portfolio Larry Swedroe 4 30 70 0
3.86
0.92
2.22
5.73
 -0.80 04:00PM, Oct 02 2023 -0.80 -2.42 8.03 6.80 5.34 5.52 0.48 0.14 0.42 1.04 -15.96 -15.96 -15.96 0.06 0.14 0.36 6.27 4.54 3.18
-0.06
-11.20
3.41
6.44
 1.42 1.50 1.20 1.29
Sheltered Sam 30/70 Bill Bernstein 12 29.1 70 0.9
5.28
2.68
3.18
5.51
 -0.68 04:00PM, Oct 02 2023 -0.68 -1.97 6.41 6.60 5.13 5.19 0.82 0.41 0.62 1.06 -12.55 -12.55 -16.58 0.21 0.25 0.33 4.32 3.17 2.85
1.26
-9.07
8.27
6.68
 1.62 2.77 2.07 1.38
All Country World 20/80 4 20 80 0
5.64
1.35
2.82
5.51
 -0.83 04:00PM, Oct 02 2023 -0.83 -2.76 8.24 7.56 5.79 5.56 0.68 0.18 0.49 0.99 -17.97 -17.97 -17.97 0.08 0.16 0.31 7.20 5.17 3.62
2.10
-14.66
2.00
8.36
 1.74 2.09 2.69 2.20
Stocks/Bonds 20/80 2 20 80 0
4.23
2.02
3.23
5.39
 -0.79 04:00PM, Oct 02 2023 -0.79 -3.00 7.87 7.16 5.45 4.80 0.54 0.28 0.59 1.12 -16.57 -16.57 -16.57 0.12 0.19 0.33 6.69 4.79 3.04
1.58
-14.39
3.64
10.38
 1.70 2.05 1.95 2.37
Gold 1 0 0 100
10.85
8.74
2.95
5.37
 -1.05 04:00PM, Oct 02 2023 -1.05 -4.76 15.31 14.20 14.14 15.44 0.71 0.62 0.21 0.35 -18.08 -20.85 -42.91 0.48 0.14 0.13 6.98 8.46 20.47
1.07
-0.77
-4.15
24.81
 0.00 0.00 0.00 0.00
Eliminate Fat Tails Larry Swedroe 4 30 70 0
4.59
1.79
2.54
5.29
 -0.71 04:00PM, Oct 02 2023 -0.71 -1.91 6.86 7.08 5.69 6.35 0.67 0.25 0.45 0.83 -12.62 -12.62 -18.42 0.14 0.20 0.29 4.66 3.66 3.50
1.10
-9.61
5.40
8.18
 1.91 3.01 2.12 0.99
Dimensional Retirement Income Fund DFA 7 20.4 79.6 0
6.12
3.08
3.04
5.26
 - - - -1.70 5.49 6.04 4.71 4.77 1.11 0.51 0.65 1.10 -12.16 -12.16 -12.91 0.25 0.25 0.41 4.13 3.05 2.57
2.87
-9.39
7.04
8.69
 2.32 4.29 3.41 1.56
LifeStrategy Income Fund Vanguard 4 20 80 0
4.58
1.49
2.81
5.18
 -0.78 04:00PM, Oct 02 2023 -0.78 -2.69 7.80 6.83 5.22 4.69 0.59 0.22 0.54 1.10 -16.61 -16.61 -16.61 0.09 0.17 0.31 6.66 4.77 3.17
1.78
-14.00
2.15
8.85
 1.62 1.93 2.45 2.08
Developed World ex-US 60/40 2 60 40 0
14.39
2.09
3.34
5.14
 -1.15 04:00PM, Oct 02 2023 -1.15 -3.00 12.53 12.04 9.62 10.21 1.15 0.17 0.35 0.50 -22.40 -22.40 -37.49 0.09 0.15 0.14 7.82 6.10 8.49
4.57
-14.32
6.09
7.71
 1.78 1.98 3.50 1.79
Developed World ex-US 40/60 2 40 60 0
10.05
1.44
2.90
5.11
 -0.95 04:00PM, Oct 02 2023 -0.95 -2.59 9.86 9.07 7.13 7.41 1.02 0.16 0.41 0.69 -19.57 -19.57 -26.17 0.07 0.15 0.20 7.06 5.21 5.06
3.73
-13.80
3.30
6.69
 1.60 1.75 3.51 1.58
Developed World ex-US 80/20 2 80 20 0
19.06
2.68
3.71
5.02
 -1.35 04:00PM, Oct 02 2023 -1.35 -3.40 15.35 15.26 12.32 13.31 1.24 0.18 0.30 0.38 -25.24 -25.24 -47.74 0.11 0.15 0.11 8.78 7.35 13.09
5.42
-14.84
8.88
8.72
 1.97 2.20 3.48 2.00
All Country World Bonds 3 0 100 0
2.22
-0.06
1.48
5.02
 -0.90 04:00PM, Oct 02 2023 -0.90 -2.35 6.84 6.00 4.69 4.55 0.32 -0.01 0.31 1.10 -17.60 -17.60 -17.60 0.00 0.08 0.29 7.75 5.56 3.56
0.22
-13.82
-2.06
6.30
 1.78 2.17 2.83 2.27
Edge Select Conservative Merrill Lynch 12 21 79 0
5.94
2.18
3.02
5.01
 -0.74 04:00PM, Oct 02 2023 -0.74 -2.06 6.33 5.77 4.45 4.20 0.94 0.38 0.68 1.19 -12.44 -12.44 -12.44 0.17 0.24 0.40 4.42 3.19 2.34
2.59
-9.59
3.46
6.74
 2.10 1.77 1.51 1.56
Sheltered Sam 20/80 Bill Bernstein 12 19.4 80 0.6
4.00
2.21
2.47
4.94
 -0.63 04:00PM, Oct 02 2023 -0.63 -1.59 5.15 5.16 4.01 4.11 0.78 0.43 0.62 1.20 -11.24 -11.24 -11.24 0.20 0.22 0.44 3.98 2.89 2.27
0.96
-8.57
6.12
6.51
 1.61 2.88 2.02 1.29
Developed World ex-US 20/80 2 20 80 0
6.00
0.74
2.40
4.94
 -0.75 04:00PM, Oct 02 2023 -0.75 -2.18 7.45 6.55 5.06 5.22 0.81 0.11 0.48 0.95 -16.80 -16.80 -16.80 0.04 0.14 0.29 6.59 4.73 3.73
2.89
-13.28
0.51
5.67
 1.41 1.53 3.53 1.37
Robo Advisor 20 Betterment 12 19.9 80.1 0
5.19
1.67
2.32
4.92
 -0.61 04:00PM, Oct 02 2023 -0.61 -1.57 5.62 5.17 4.01 4.15 0.92 0.32 0.58 1.19 -12.16 -12.16 -12.16 0.14 0.19 0.40 4.50 3.26 2.34
2.03
-9.10
2.61
6.01
 1.66 1.78 1.60 1.58
Emerging Markets Stocks 1 100 0 0
11.32
-0.25
1.39
4.83
 -0.50 04:00PM, Oct 02 2023 -0.50 -3.11 22.50 19.42 17.25 22.98 0.50 -0.01 0.08 0.21 -36.52 -36.52 -60.44 -0.01 0.04 0.08 16.05 16.14 22.16
0.92
-20.56
-3.61
17.03
 0.82 1.95 1.89 1.68
US Inflation Protection 1 0 100 0
0.70
1.62
1.43
4.79
 -0.77 04:00PM, Oct 02 2023 -0.77 -1.92 5.36 6.21 5.10 6.04 0.13 0.26 0.28 0.79 -14.74 -14.74 -14.74 0.11 0.10 0.32 6.06 4.49 3.98
-1.19
-13.10
5.67
10.84
 1.41 5.89 4.41 1.29
Developed World ex-US Stocks 1 100 0 0
24.10
3.21
4.02
4.75
 -1.56 04:00PM, Oct 02 2023 -1.56 -3.78 18.29 18.66 15.16 16.60 1.32 0.17 0.27 0.29 -28.08 -28.08 -57.00 0.11 0.14 0.08 9.92 9.06 18.41
6.26
-15.36
11.67
9.74
 2.16 2.42 3.46 2.21
Total Bond Developed World ex-US 1 0 100 0
2.21
-0.01
1.84
4.64
 -0.54 04:00PM, Oct 02 2023 -0.54 -1.75 5.55 5.07 4.04 4.54 0.40 0.00 0.46 1.02 -14.88 -14.88 -14.88 0.00 0.12 0.31 6.85 4.92 3.61
2.05
-12.76
-2.28
4.65
 1.22 1.31 3.55 1.16
10-year Treasury 1 0 100 0
-2.02
-0.29
0.73
4.42
 -1.07 04:00PM, Oct 02 2023 -1.07 -3.14 8.35 7.28 6.25 6.77 -0.24 -0.04 0.12 0.65 -21.67 -21.67 -21.67 -0.01 0.03 0.20 10.10 7.67 5.32
-2.59
-15.19
-3.33
10.01
 1.89 1.61 0.80 1.18
Sheltered Sam 10/90 Bill Bernstein 12 9.7 90 0.3
2.75
1.73
1.74
4.35
 -0.58 04:00PM, Oct 02 2023 -0.58 -1.20 4.06 3.96 3.10 3.38 0.68 0.44 0.56 1.29 -9.93 -9.93 -9.93 0.17 0.17 0.44 3.70 2.67 1.92
0.67
-8.07
3.98
6.33
 1.59 2.99 1.97 1.19
Conservative Income Charles Schwab 6 5 95 0
2.04
1.14
1.63
4.15
 -0.82 04:00PM, Oct 02 2023 -0.82 -1.79 5.00 4.65 3.72 3.57 0.41 0.25 0.44 1.16 -11.50 -11.50 -11.50 0.10 0.14 0.36 4.66 3.40 2.30
0.31
-9.97
2.43
5.45
 2.23 2.82 2.26 1.91
Robo Advisor 10 Betterment 12 9.9 90.1 0
3.66
1.32
1.53
4.00
 -0.49 04:00PM, Oct 02 2023 -0.49 -0.86 3.72 3.14 2.41 2.54 0.98 0.42 0.63 1.58 -8.91 -8.91 -8.91 0.15 0.17 0.45 3.40 2.44 1.54
1.74
-6.66
0.88
4.71
 1.65 1.52 1.05 1.36
Total Bond US 1 0 100 0
0.49
0.09
1.09
4.00
 -0.96 04:00PM, Oct 02 2023 -0.96 -2.48 7.09 5.78 4.57 4.13 0.07 0.02 0.24 0.97 -17.28 -17.28 -17.28 0.01 0.06 0.23 7.51 5.43 3.35
-1.13
-13.11
-1.86
7.71
 1.81 2.23 2.06 2.53
Sheltered Sam 0/100 Bill Bernstein 2 0 100 0
1.53
1.23
1.00
3.73
 -0.52 04:00PM, Oct 02 2023 -0.52 -0.81 3.28 3.24 2.63 3.20 0.47 0.38 0.38 1.16 -8.61 -8.61 -8.61 0.14 0.12 0.43 3.47 2.52 1.87
0.38
-7.57
1.84
6.16
 1.57 3.10 1.92 1.09
Robo Advisor 0 Betterment 2 0 100 0
2.22
0.92
0.72
3.05
 -0.37 04:00PM, Oct 02 2023 -0.37 -0.15 2.40 1.95 1.50 1.82 0.92 0.47 0.48 1.68 -5.86 -5.86 -5.86 0.16 0.12 0.52 2.40 1.73 1.06
1.42
-4.20
-0.79
3.37
 1.65 1.27 0.49 1.14
Short Term Treasury 1 0 100 0
2.12
0.87
0.65
2.96
 -0.36 04:00PM, Oct 02 2023 -0.36 -0.08 2.27 1.83 1.40 1.80 0.94 0.48 0.46 1.64 -5.36 -5.36 -5.36 0.16 0.12 0.55 2.21 1.59 0.98
1.43
-3.88
-0.72
3.03
 1.68 1.24 0.26 0.96
Returns and KPIs are calculated on the hypothesis of:
  • a yearly rebalancing of the portfolios (at the beginning of the year)
  • the reinvestment of dividends
Returns refer to investiments in US Dollars.
Readings that may interest you
Highlighted values indicate returns lower than the US Inflation recorded in the same period. US Inflation is updated to Aug 2023. Waiting for updates, inflation of Sep 2023 is set to 0%. Current inflation (annualized) is 1Y: 3.44% , 5Y: 3.99% , 10Y: 2.75% , 30Y: 2.53%
Portfolio returns are updated to 30 September 2023.
Live Oct 2023 Returns are calculated on the hypothesis of a newly built portfolio, with the starting asset allocation. Once consolidated, the returns will be calculated on the actual asset weights. Portfolio Update time is Eastern Time (ET - America/New York).
Click here for short term returns
Risk is represented as the annualized Standard Deviation of monthly returns.
High values of Standard Deviation mean high fluctuations in prices.
Data are updated to 30 September 2023.
The maximum Drawdown is calculated considering the end of month prices.
Low Risk Portfolios usually grant less severe drawdowns.
Data are updated to 30 September 2023.
Highlighted values indicate returns lower than the US Inflation recorded in the same period. US Inflation is updated to Aug 2023. Waiting for updates, inflation of Sep 2023 is set to 0%. 2023: 3.45%, 2022: 6.45%, 2021: 7.04%, 2020: 1.36%
For further details about Dividends, click here.
Swipe left to see all data
% Allocation
Ann. Return (%) - Sep 30, 2023
Chg (%)
Return (%)
St.Dev. (%)
Ann. Return / St.Dev.
Max Drawdown (%)
Return / Drawdown
Ulcer Index
YTD(%)
Yearly Returns (%)
Portfolio Author #ETF Stocks Bonds Comm 1Y 3Y 5Y ▾ Daily Time(ET) Oct 2023 Sep 2023 1Y 3Y 5Y 1Y 3Y 5Y 3Y 5Y 3Y 5Y 3Y 5Y 2023 2022 2021 2020 2023 2022 2021 2020
Cape US Sector Value Robert Shiller 1 100 0 0
19.47
11.68
10.37
 -0.13 03:54PM, Oct 02 2023 -0.13 -4.81 18.31 18.98 19.68 1.06 0.62 0.53 -20.07 -21.00 0.58 0.49 7.36 7.26
13.16
-15.62
27.80
19.47
 0.49 0.44 0.00 0.00
US Stocks ESG 1 100 0 0
21.20
7.96
9.73
 0.16 04:00PM, Oct 02 2023 0.16 -5.04 15.75 18.37 19.53 1.35 0.43 0.50 -27.79 -27.79 0.29 0.35 12.91 10.78
15.23
-24.04
26.20
25.67
 1.01 1.07 0.85 1.38
US Stocks Equal Weight 1 100 0 0
13.32
11.25
7.79
 -1.13 04:00PM, Oct 02 2023 -1.13 -5.08 18.20 18.77 20.81 0.73 0.60 0.37 -20.69 -26.65 0.54 0.29 7.55 8.01
1.69
-11.62
29.41
12.71
 1.40 1.59 1.64 1.83
Stocks/Bonds 60/40 with Bitcoin 3 59 39 2
12.99
5.27
7.04
 -0.48 07:58PM, Oct 02 2023 -0.48 -3.75 11.50 13.37 13.39 1.13 0.39 0.53 -21.45 -21.45 0.25 0.33 9.80 8.01
8.11
-17.90
15.60
21.52
 1.46 1.65 1.69 2.00
Stocks/Bonds 60/40 2x Leveraged 2 60 40 0
15.32
1.31
6.30
 -0.64 04:00PM, Oct 02 2023 -0.64 -8.78 22.38 24.76 23.50 0.68 0.05 0.27 -39.53 -39.53 0.03 0.16 20.53 16.51
8.04
-35.46
33.12
20.45
 1.02 0.31 0.18 0.40
Stocks/Bonds 60/40 ESG 2 60 40 0
12.67
2.89
6.19
 -0.25 04:00PM, Oct 02 2023 -0.25 -4.12 11.27 12.79 12.62 1.12 0.23 0.49 -22.44 -22.44 0.13 0.28 10.77 8.65
8.67
-19.58
14.84
18.27
 1.41 1.62 1.30 1.76
Permanent Portfolio with Bitcoin Harry Browne 5 25 50 25
7.00
0.22
5.75
 -0.91 07:58PM, Oct 02 2023 -0.91 -4.03 10.30 9.50 9.02 0.68 0.02 0.64 -16.88 -16.88 0.01 0.34 7.65 6.00
3.16
-13.79
5.47
21.71
 1.59 1.13 0.73 0.94
Desert Portfolio with Bitcoin Gyroscopic Investing 4 30 60 10
8.37
2.14
5.46
 -0.53 07:58PM, Oct 02 2023 -0.53 -2.58 8.19 8.65 7.99 1.02 0.25 0.68 -15.73 -15.73 0.14 0.35 7.09 5.58
4.90
-12.90
7.03
18.57
 1.17 1.14 0.88 1.23
Golden Butterfly with Bitcoin 6 40 40 20
7.36
2.60
5.39
 -1.01 07:58PM, Oct 02 2023 -1.01 -4.53 11.81 11.22 10.79 0.62 0.23 0.50 -18.74 -18.74 0.14 0.29 8.15 6.53
2.16
-14.60
10.61
19.54
 1.25 1.13 1.03 1.09
Stocks/Bonds 40/60 with Bitcoin 3 39 59 2
9.02
2.38
5.29
 -0.65 07:58PM, Oct 02 2023 -0.65 -3.29 9.69 10.90 10.43 0.93 0.22 0.51 -19.39 -19.39 0.12 0.27 9.28 7.39
5.40
-16.62
10.09
18.86
 1.56 1.83 1.80 2.16
Simplified Permanent Portfolio 2x Leveraged 3 25 50 25
6.37
-6.84
4.48
 -1.26 04:00PM, Oct 02 2023 -1.26 -8.43 20.39 18.13 16.49 0.31 -0.38 0.27 -31.96 -31.96 -0.21 0.14 16.13 12.66
-1.20
-26.74
8.10
24.56
 1.27 0.24 0.14 0.38
All Weather Portfolio with Bitcoin Ray Dalio 6 30 55 15
3.89
-1.44
4.41
 -1.08 07:58PM, Oct 02 2023 -1.08 -4.84 12.12 11.63 10.45 0.32 -0.12 0.42 -21.81 -21.81 -0.07 0.20 11.22 8.79
1.38
-19.84
9.08
21.82
 1.35 1.35 1.13 1.40
Stocks/Bonds 40/60 ESG 2 40 60 0
8.56
0.19
4.22
 -0.46 04:00PM, Oct 02 2023 -0.46 -3.61 9.34 10.19 9.51 0.92 0.02 0.44 -19.76 -19.76 0.01 0.21 9.79 7.72
5.39
-17.35
9.16
14.57
 1.60 1.89 1.53 1.96
Developed World ex-US Stocks Momentum 1 100 0 0
20.11
0.69
3.42
 -1.22 03:59PM, Oct 02 2023 -1.22 -3.58 16.01 16.56 16.52 1.26 0.04 0.21 -28.57 -28.57 0.02 0.12 11.70 10.04
3.48
-16.80
6.60
22.16
 1.40 2.19 5.51 1.17
Stocks/Bonds 40/60 2x Leveraged 2 40 60 0
6.43
-4.85
3.37
 -0.94 04:00PM, Oct 02 2023 -0.94 -8.14 19.26 20.27 17.87 0.33 -0.24 0.19 -36.46 -36.46 -0.13 0.09 19.99 15.70
2.01
-33.70
19.46
19.91
 1.52 0.32 0.18 0.47
All Weather Portfolio 2x Leveraged Ray Dalio 5 37.5 55 7.5
5.42
-6.06
3.31
 -2.00 04:00PM, Oct 02 2023 -2.00 -10.59 25.15 23.48 20.76 0.22 -0.26 0.16 -36.33 -36.33 -0.17 0.09 17.84 14.14
-4.66
-29.60
19.72
19.68
 1.34 0.42 0.32 0.37
Desert Portfolio 2x Leveraged Gyroscopic Investing 3 30 60 10
4.76
-6.85
3.20
 -1.13 04:00PM, Oct 02 2023 -1.13 -8.11 19.03 18.25 16.08 0.25 -0.38 0.20 -34.04 -34.04 -0.20 0.09 18.32 14.33
-0.48
-30.56
12.18
21.66
 1.52 0.29 0.17 0.45
Golden Butterfly 2x Leveraged 4 40 40 20
6.65
-3.42
2.84
 -1.54 04:00PM, Oct 02 2023 -1.54 -9.17 21.11 19.82 18.91 0.31 -0.17 0.15 -34.50 -34.50 -0.10 0.08 17.34 13.82
-2.14
-28.62
16.84
19.29
 1.12 0.25 0.11 0.31
Talmud Portfolio 2x Leveraged Roger Gibson 3 66.7 33.3 0
2.49
-1.67
2.58
 -1.69 04:00PM, Oct 02 2023 -1.69 -10.30 24.75 27.35 25.84 0.10 -0.06 0.10 -42.70 -42.70 -0.04 0.06 24.24 19.72
-2.77
-39.60
46.68
4.10
 1.07 0.42 0.24 0.51
Ark Tech Portfolio Cathie Wood 4 100 0 0
7.10
-16.51
2.49
 -1.44 04:00PM, Oct 02 2023 -1.44 -8.50 37.24 36.98 36.86 0.19 -0.45 0.07 -69.47 -69.47 -0.24 0.04 45.19 35.47
23.79
-58.78
-18.06
149.52
 0.29 0.00 1.03 2.88
Developed World ex-US 60/40 Momentum 2 60 40 0
12.12
-1.17
2.25
 -0.95 04:00PM, Oct 02 2023 -0.95 -2.86 10.97 11.24 10.94 1.10 -0.10 0.21 -22.23 -22.23 -0.05 0.10 9.74 7.94
2.91
-15.18
3.05
15.15
 1.33 1.84 4.73 1.17
Developed World ex-US 40/60 Momentum 2 40 60 0
8.57
-2.15
1.56
 -0.82 04:00PM, Oct 02 2023 -0.82 -2.50 8.74 8.83 8.42 0.98 -0.24 0.19 -19.40 -19.40 -0.11 0.08 9.08 7.23
2.62
-14.37
1.27
11.65
 1.29 1.66 4.33 1.16
Returns and KPIs are calculated on the hypothesis of:
  • a yearly rebalancing of the portfolios (at the beginning of the year)
  • the reinvestment of dividends
Returns refer to investiments in US Dollars.
Readings that may interest you