Stocks/Bonds 40/60 with Bitcoin Portfolio: ETF allocation and returns

Data Source: from January 2009 to November 2023 (~15 years)
Consolidated Returns as of 30 November 2023
Live Update: Dec 02 2023, 10:59AM Eastern Time
PORTFOLIO • LIVE PERFORMANCE (USD currency)
0.82%
1 Day
Dec 02 2023, 10:59AM Eastern Time
0.82%
Current Month
December 2023

The Stocks/Bonds 40/60 with Bitcoin Portfolio is a Medium Risk portfolio and can be implemented with 3 ETFs.

It's exposed for 39% on the Stock Market and for 2% on Commodities.

In the last 10 Years, the Stocks/Bonds 40/60 with Bitcoin Portfolio obtained a 5.66% compound annual return, with a 11.49% standard deviation.

Table of contents

Asset Allocation and ETFs

The Stocks/Bonds 40/60 with Bitcoin Portfolio has the following asset allocation:

39% Stocks
59% Fixed Income
2% Commodities

The Stocks/Bonds 40/60 with Bitcoin Portfolio can be implemented with the following ETFs:

Weight (%) Ticker Currency ETF Name Investment Themes
39.00
VTI
USD Vanguard Total Stock Market Equity, U.S., Large Cap
59.00
BND
USD Vanguard Total Bond Market Bond, U.S., All-Term
2.00
^BTC
USD Bitcoin Commodities

Most of Lazy Portfolios are made of common components (asset classes), very simple and well defined. For a more complete view, find out the most common ETFs you can use to build your portfolio.

Portfolio and ETF Returns as of Nov 30, 2023

The Stocks/Bonds 40/60 with Bitcoin Portfolio guaranteed the following returns.

Returns are calculated in USD, assuming: December 2023 return is calculated on the hypothesis of a newly built portfolio, with the starting asset allocation.
STOCKS/BONDS 40/60 WITH BITCOIN PORTFOLIO
Consolidated returns as of 30 November 2023
Live Update: Dec 02 2023, 10:59AM Eastern Time
Swipe left to see all data
  Chg (%) Return (%) Return (%) as of Nov 30, 2023
  1 Day Time ET(*) Dec 2023 1M 6M 1Y 5Y 10Y MAX
(~15Y)
Stocks/Bonds 40/60 with Bitcoin Portfolio 0.82 0.82 6.70 4.84 8.15 7.06 5.66 17.12
US Inflation Adjusted return 6.70 3.63 4.65 2.87 2.77 14.17
Components
VTI
USD Vanguard Total Stock Market 0.84 Dec 01 2023 0.84 9.42 10.04 12.72 11.71 11.16 13.55
BND
USD Vanguard Total Bond Market 0.82 Dec 01 2023 0.82 4.54 -0.60 0.97 0.72 1.33 2.17
^BTC
USD Bitcoin 0.36 10:59AM, Dec 02 2023 0.36 8.76 37.81 118.03 57.23 41.81 144.93
Returns over 1 year are annualized | Available data source: since Jan 2009
(*) Eastern Time (ET - America/New York)
US Inflation is updated to Oct 2023. Waiting for updates, inflation of Nov 2023 is set to 0%. Current inflation (annualized) is 1Y: 3.35% , 5Y: 4.07% , 10Y: 2.82%

In 2022, the Stocks/Bonds 40/60 with Bitcoin Portfolio granted a 1.83% dividend yield. If you are interested in getting periodic income, please refer to the Stocks/Bonds 40/60 with Bitcoin Portfolio: Dividend Yield page.

Capital Growth as of Nov 30, 2023

An investment of 1$, since December 2013, now would be worth 1.73$, with a total return of 73.43% (5.66% annualized).

The Inflation Adjusted Capital now would be 1.31$, with a net total return of 31.38% (2.77% annualized).
An investment of 1$, since January 2009, now would be worth 10.57$, with a total return of 956.59% (17.12% annualized).

The Inflation Adjusted Capital now would be 7.22$, with a net total return of 621.96% (14.17% annualized).

Portfolio Metrics as of Nov 30, 2023

Metrics of Stocks/Bonds 40/60 with Bitcoin Portfolio, updated as of 30 November 2023.

Metrics are calculated based on monthly returns, assuming:
STOCKS/BONDS 40/60 WITH BITCOIN PORTFOLIO
Advanced Metrics
Data Source: 1 January 2009 - 30 November 2023 (~15 years)
Swipe left to see all data
Metrics as of Nov 30, 2023
1M 3M 6M 1Y 3Y 5Y 10Y MAX
(~15Y)
Investment Return (%) 6.70 2.08 4.84 8.15 2.13 7.06 5.66 17.12
Infl. Adjusted Return (%) details 6.70 1.86 3.63 4.65 -3.41 2.87 2.77 14.17
US Inflation (%) 0.00 0.21 1.17 3.35 5.74 4.07 2.82 2.59
Waiting for updates, inflation of Nov 2023 is temporarily set to 0%. Returns / Inflation rates over 1 year are annualized.
DRAWDOWN
Inflation Adjusted:
Inflation Adjusted:
1Y 3Y 5Y 10Y MAX
Deepest Drawdown Depth (%) -5.79 -19.39 -19.39 -22.55 -41.83
Start to Recovery (# months) details 4 25* 25* 44 28
Start (yyyy mm) 2023 08 2021 11 2021 11 2013 12 2011 07
Start to Bottom (# months) 3 11 11 2 5
Bottom (yyyy mm) 2023 10 2022 09 2022 09 2014 01 2011 11
Bottom to End (# months) 1 14 14 42 23
End (yyyy mm) 2023 11 - - 2017 07 2013 10
Longest Drawdown Depth (%)
same as
deepest

same as
deepest

same as
deepest

same as
deepest
-22.55
Start to Recovery (# months) details 44
Start (yyyy mm) 2023 08 2021 11 2021 11 2013 12 2013 12
Start to Bottom (# months) 3 11 11 2 2
Bottom (yyyy mm) 2023 10 2022 09 2022 09 2014 01 2014 01
Bottom to End (# months) 1 14 14 42 42
End (yyyy mm) 2023 11 - - 2017 07 2017 07
Longest negative period (# months) details 9 35 35 43 43
Period Start (yyyy mm) 2023 02 2020 12 2020 12 2013 12 2013 12
Period End (yyyy mm) 2023 10 2023 10 2023 10 2017 06 2017 06
Annualized Return (%) -1.47 -0.05 -0.05 -0.25 -0.25
Drawdowns / Negative periods marked with * are in progress
Deepest Drawdown Depth (%) -6.40 -24.88 -24.88 -24.88 -41.96
Start to Recovery (# months) details 4* 25* 25* 25* 29
Start (yyyy mm) 2023 08 2021 11 2021 11 2021 11 2011 07
Start to Bottom (# months) 3 11 11 11 5
Bottom (yyyy mm) 2023 10 2022 09 2022 09 2022 09 2011 11
Bottom to End (# months) 1 14 14 14 24
End (yyyy mm) - - - - 2013 11
Longest Drawdown Depth (%)
same as
deepest

same as
deepest

same as
deepest
-22.83 -22.83
Start to Recovery (# months) details 47 47
Start (yyyy mm) 2023 08 2021 11 2021 11 2013 12 2013 12
Start to Bottom (# months) 3 11 11 2 2
Bottom (yyyy mm) 2023 10 2022 09 2022 09 2014 01 2014 01
Bottom to End (# months) 1 14 14 45 45
End (yyyy mm) - - - 2017 10 2017 10
Longest negative period (# months) details 11 36* 52 52 52
Period Start (yyyy mm) 2022 12 2020 12 2019 07 2019 07 2019 07
Period End (yyyy mm) 2023 10 2023 11 2023 10 2023 10 2023 10
Annualized Return (%) -2.10 -3.41 -0.42 -0.42 -0.42
Drawdowns / Negative periods marked with * are in progress
RISK INDICATORS
1Y 3Y 5Y 10Y MAX
Standard Deviation (%) 10.93 10.95 10.64 11.49 34.49
Sharpe Ratio 0.30 0.02 0.51 0.40 0.38
Sortino Ratio 0.47 0.03 0.69 0.49 1.05
Ulcer Index 2.38 9.60 7.59 10.73 13.91
Ratio: Return / Standard Deviation 0.75 0.19 0.66 0.49 0.50
Ratio: Return / Deepest Drawdown 1.41 0.11 0.36 0.25 0.41
% Positive Months details 50% 52% 60% 61% 64%
Positive Months 6 19 36 74 115
Negative Months 6 17 24 46 64
LONG TERM RETURNS
Inflation Adjusted:
Inflation Adjusted:
1Y 3Y 5Y 10Y MAX
Best 10 Years Return (%) - Annualized 5.66 23.76
Worst 10 Years Return (%) - Annualized 5.66
Best 10 Years Return (%) - Annualized 2.77 21.61
Worst 10 Years Return (%) - Annualized 2.77
ROLLING PERIOD RETURNS
Inflation Adjusted:
Inflation Adjusted:
1Y 3Y 5Y 10Y MAX
Over the latest 10Y
Best Rolling Return (%) - Annualized 35.89 16.35 15.88 5.66
Worst Rolling Return (%) - Annualized -17.55 -3.51 4.28
% Positive Periods 82% 98% 100% 100%
Best Rolling Return (%) - Annualized 33.13 14.03 13.16 2.77
Worst Rolling Return (%) - Annualized -23.48 -4.63 0.81
% Positive Periods 78% 81% 100% 100%
Over all the available data source (Jan 2009 - Nov 2023)
Best Rolling Return (%) - Annualized 205.12 68.47 39.20 23.76
Worst Rolling Return (%) - Annualized -31.98 -3.51 4.28 5.66
% Positive Periods 86% 99% 100% 100%
Best Rolling Return (%) - Annualized 201.40 64.96 36.41 21.61
Worst Rolling Return (%) - Annualized -33.10 -4.63 0.81 2.77
% Positive Periods 83% 88% 100% 100%
WITHDRAWAL RATES (WR)
1Y 3Y 5Y 10Y MAX
Safe WR (%) 32.46 23.09 10.55 22.54
Perpetual WR (%) 0.00 2.79 2.69 12.41
Terms and Definitions
  • Annualized Portfolio Return: it's the annualized geometric mean return of the portfolio
  • Deepest/Longest Drawdown: a drawdown refers to the decline in value from a relative peak value to a relative trough. The deepest (or maximum) drawdown is the maximum observed loss from a peak to a trough of a portfolio before a new peak is attained. The longest drawdown is the period observed from a peak to the subsequent peak with the greatest duration.
  • Longest negative period: it's the maximum period for which an overall negative return has been observed
  • Standard Deviation: it's a measure of the dispersion of returns around the mean
  • Sharpe Ratio: it's a measure of risk-adjusted performance of the portfolio. It's calculated by dividing the excess return of the portfolio over the risk-free rate by the portfolio standard deviation. The risk-free rate here considered is the 1-3 Mth T-Bill return
  • Sortino Ratio: another measure of risk-adjusted performance of the portfolio. It's a modification of the Sharpe Ratio (same formula but the denominator is the portfolio downside standard deviation)
  • Ulcer Index: it's a measure of downside risk that quantifies the depth and duration of drawdowns in an investment portfolio
  • Best/Worst 10Y returns: the best and the worst 10-year return over a time frame
  • Rolling Returns: N-year returns over a time frame, calculated over all the available data source (best, worst, % of positive returns). Each rolling period, longer than the longest negative period, yielded a non-negative minimum return.
  • Safe Withdrawal Rate (SWR): it's the percentage of the original portfolio balance that can be withdrawn at the end of each year with inflation adjustment, without the portfolio running out of money (dollar amount withdrawal).
  • Perpetual Withdrawal Rate (PWR): it's the percentage of portfolio balance that can be withdrawn at the end of each year, while retaining the inflation adjusted portfolio balance (percentage withdrawal).
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Portfolio Components Correlation

Correlation measures to what degree the returns of the two assets move in relation to each other.

Correlation coefficient is a numerical value between -1 and +1. If one variable goes up by a certain amount, the correlation coefficient indicates which way the other variable moves and by how much.
Asset correlations are calculated based on monthly returns.
COMPONENTS MONTHLY CORRELATIONS
Monthly correlations as of 30 November 2023
Swipe left to see all data
Asset
VTI
BND
^BTC
VTI
-
0.80
0.39
BND
0.80
-
0.48
^BTC
0.39
0.48
-
Asset
VTI
BND
^BTC
VTI
-
0.48
0.43
BND
0.48
-
0.29
^BTC
0.43
0.29
-
Asset
VTI
BND
^BTC
VTI
-
0.37
0.30
BND
0.37
-
0.19
^BTC
0.30
0.19
-
Asset
VTI
BND
^BTC
VTI
-
0.28
0.15
BND
0.28
-
0.08
^BTC
0.15
0.08
-

If you want to learn more about historical correlations, you can find out here how the main asset class are correlated to each other.

Drawdowns

A drawdown refers to the decline in value from a relative peak value to a relative trough. A maximum drawdown is the maximum observed loss from a peak to a trough of a portfolio before a new peak is attained.

STOCKS/BONDS 40/60 WITH BITCOIN PORTFOLIO
Drawdown periods
Drawdown periods - Inflation Adjusted
Data Source: 1 December 2013 - 30 November 2023 (10 Years)
Data Source: 1 January 2009 - 30 November 2023 (~15 years)
Inflation Adjusted:
Swipe left to see all data
Drawdown period
Recovery period
Total
Drawdown Start Bottom #Months End #Months #Months Ulcer Index
-22.55% Dec 2013 Jan 2014 2 Jul 2017 42 44 15.16
-19.39% Nov 2021 Sep 2022 11 in progress 14 25 11.44
-8.64% Feb 2020 Mar 2020 2 May 2020 2 4 4.14
-5.78% Sep 2018 Dec 2018 4 Mar 2019 3 7 2.83
-2.95% Feb 2018 Mar 2018 2 Aug 2018 5 7 1.84
-2.68% Sep 2021 Sep 2021 1 Oct 2021 1 2 1.55
-1.94% Sep 2020 Oct 2020 2 Nov 2020 1 3 1.28
-1.06% May 2021 May 2021 1 Jun 2021 1 2 0.61
-0.37% Jan 2021 Jan 2021 1 Feb 2021 1 2 0.21
-0.26% Sep 2019 Sep 2019 1 Oct 2019 1 2 0.15
-0.19% Sep 2017 Sep 2017 1 Oct 2017 1 2 0.11
-0.11% May 2019 May 2019 1 Jun 2019 1 2 0.06
Swipe left to see all data
Drawdown period
Recovery period
Total
Drawdown Start Bottom #Months End #Months #Months Ulcer Index
-24.88% Nov 2021 Sep 2022 11 in progress 14 25 17.42
-22.83% Dec 2013 Jan 2014 2 Oct 2017 45 47 16.23
-8.69% Feb 2020 Mar 2020 2 May 2020 2 4 4.13
-5.61% Feb 2018 Dec 2018 11 Mar 2019 3 14 2.91
-2.94% Sep 2021 Sep 2021 1 Oct 2021 1 2 1.70
-2.11% Sep 2020 Oct 2020 2 Nov 2020 1 3 1.39
-1.85% May 2021 May 2021 1 Aug 2021 3 4 1.03
-0.79% Jan 2021 Jan 2021 1 Mar 2021 2 3 0.41
-0.34% Sep 2019 Sep 2019 1 Oct 2019 1 2 0.19
-0.32% May 2019 May 2019 1 Jun 2019 1 2 0.18
Swipe left to see all data
Drawdown period
Recovery period
Total
Drawdown Start Bottom #Months End #Months #Months Ulcer Index
-41.83% Jul 2011 Nov 2011 5 Oct 2013 23 28 26.75
-22.55% Dec 2013 Jan 2014 2 Jul 2017 42 44 15.16
-19.39% Nov 2021 Sep 2022 11 in progress 14 25 11.44
-8.64% Feb 2020 Mar 2020 2 May 2020 2 4 4.14
-8.48% Jan 2009 Feb 2009 2 May 2009 3 5 4.46
-5.78% Sep 2018 Dec 2018 4 Mar 2019 3 7 2.83
-3.85% May 2010 Jun 2010 2 Sep 2010 3 5 2.04
-2.95% Feb 2018 Mar 2018 2 Aug 2018 5 7 1.84
-2.68% Sep 2021 Sep 2021 1 Oct 2021 1 2 1.55
-1.94% Sep 2020 Oct 2020 2 Nov 2020 1 3 1.28
-1.06% May 2021 May 2021 1 Jun 2021 1 2 0.61
-0.98% Oct 2009 Oct 2009 1 Nov 2009 1 2 0.57
-0.63% Jan 2010 Jan 2010 1 Feb 2010 1 2 0.37
-0.39% Mar 2011 Mar 2011 1 Apr 2011 1 2 0.23
-0.37% Jan 2021 Jan 2021 1 Feb 2021 1 2 0.21
Swipe left to see all data
Drawdown period
Recovery period
Total
Drawdown Start Bottom #Months End #Months #Months Ulcer Index
-41.96% Jul 2011 Nov 2011 5 Nov 2013 24 29 27.34
-24.88% Nov 2021 Sep 2022 11 in progress 14 25 17.42
-22.83% Dec 2013 Jan 2014 2 Oct 2017 45 47 16.23
-9.32% Jan 2009 Feb 2009 2 Jul 2009 5 7 4.42
-8.69% Feb 2020 Mar 2020 2 May 2020 2 4 4.13
-5.61% Feb 2018 Dec 2018 11 Mar 2019 3 14 2.91
-3.84% May 2010 Jun 2010 2 Sep 2010 3 5 2.07
-2.94% Sep 2021 Sep 2021 1 Oct 2021 1 2 1.70
-2.11% Sep 2020 Oct 2020 2 Nov 2020 1 3 1.39
-1.85% May 2021 May 2021 1 Aug 2021 3 4 1.03
-1.36% Mar 2011 Mar 2011 1 Apr 2011 1 2 0.78
-1.07% Oct 2009 Oct 2009 1 Nov 2009 1 2 0.62
-0.97% Jan 2010 Jan 2010 1 Feb 2010 1 2 0.56
-0.79% Jan 2021 Jan 2021 1 Mar 2021 2 3 0.41
-0.34% Sep 2019 Sep 2019 1 Oct 2019 1 2 0.19

Rolling Returns

( more details)

A rolling return is a measure of investment performance that calculates the return of an investment over a set period of time, with the starting date rolling forward. This approach can provide a more accurate representation of the investment's historical performance and helps investors to evaluate the investment's consistency over time.

STOCKS/BONDS 40/60 WITH BITCOIN PORTFOLIO
Annualized Rolling Returns
Annualized Rolling Returns - Inflation Adjusted
Data Source: 1 December 2013 - 30 November 2023 (10 Years)
Data Source: 1 January 2009 - 30 November 2023 (~15 years)
Inflation Adjusted:
Swipe left to see all data
Rolling
Period
Worst Period
15th Percentile
50th Percentile
85th Percentile
Best Period
Latest Negative
Periods
Ann.
Return
From
To
Growth
of 1$
Ann.
Return
Growth
of 1$
Ann.
Return
Growth
of 1$
Ann.
Return
Growth
of 1$
Ann.
Return
From
To
Growth
of 1$
1Y -17.55 11/2021
10/2022
0.82$ -0.65 0.99$ 8.21 1.08$ 21.20 1.21$ 35.89 02/2017
01/2018
1.35$ 8.15 17.43%
2Y -8.03 12/2013
11/2015
0.84$ -0.75 0.98$ 9.23 1.19$ 17.17 1.37$ 23.23 02/2016
01/2018
1.51$ -3.31 15.46%
3Y -3.51 12/2013
11/2016
0.89$ 4.38 1.13$ 12.60 1.42$ 14.99 1.52$ 16.35 02/2017
01/2020
1.57$ 2.13 1.18%
5Y 4.28 12/2013
11/2018
1.23$ 6.19 1.35$ 11.19 1.69$ 15.10 2.01$ 15.88 11/2016
10/2021
2.08$ 7.06 0.00%
7Y 7.21 12/2013
11/2020
1.62$ 9.23 1.85$ 10.15 1.96$ 12.12 2.22$ 12.52 11/2014
10/2021
2.28$ 9.85 0.00%
10Y 5.66 12/2013
11/2023
1.73$ 5.66 1.73$ 5.66 1.73$ 5.66 1.73$ 5.66 12/2013
11/2023
1.73$ 5.66 0.00%
Annualized rolling and percentiles/median returns over full calendar month periods
Swipe left to see all data
Rolling
Period
Worst Period
15th Percentile
50th Percentile
85th Percentile
Best Period
Latest Negative
Periods
Ann.
Return
From
To
Growth
of 1$
Ann.
Return
Growth
of 1$
Ann.
Return
Growth
of 1$
Ann.
Return
Growth
of 1$
Ann.
Return
From
To
Growth
of 1$
1Y -23.48 11/2021
10/2022
0.76$ -4.05 0.95$ 6.86 1.06$ 16.41 1.16$ 33.13 02/2017
01/2018
1.33$ 4.65 21.10%
2Y -11.60 11/2021
10/2023
0.78$ -7.09 0.86$ 7.72 1.16$ 14.55 1.31$ 20.48 02/2016
01/2018
1.45$ -8.10 20.62%
3Y -4.63 12/2013
11/2016
0.86$ -0.74 0.97$ 10.16 1.33$ 12.57 1.42$ 14.03 02/2017
01/2020
1.48$ -3.41 18.82%
5Y 0.81 01/2018
12/2022
1.04$ 2.34 1.12$ 9.33 1.56$ 12.30 1.78$ 13.16 02/2016
01/2021
1.85$ 2.87 0.00%
7Y 5.20 10/2016
09/2023
1.42$ 5.75 1.47$ 6.79 1.58$ 10.04 1.95$ 10.48 05/2014
04/2021
2.00$ 6.11 0.00%
10Y 2.77 12/2013
11/2023
1.31$ 2.77 1.31$ 2.77 1.31$ 2.77 1.31$ 2.77 12/2013
11/2023
1.31$ 2.77 0.00%
Annualized rolling and percentiles/median returns over full calendar month periods
Swipe left to see all data
Rolling
Period
Worst Period
15th Percentile
50th Percentile
85th Percentile
Best Period
Latest Negative
Periods
Ann.
Return
From
To
Growth
of 1$
Ann.
Return
Growth
of 1$
Ann.
Return
Growth
of 1$
Ann.
Return
Growth
of 1$
Ann.
Return
From
To
Growth
of 1$
1Y -31.98 07/2011
06/2012
0.68$ 0.86 1.00$ 12.17 1.12$ 32.19 1.32$ 205.12 12/2012
11/2013
3.05$ 8.15 13.69%
2Y -8.54 07/2011
06/2013
0.83$ 3.93 1.08$ 15.74 1.33$ 43.38 2.05$ 93.87 12/2011
11/2013
3.75$ -3.31 10.90%
3Y -3.51 12/2013
11/2016
0.89$ 6.37 1.20$ 14.99 1.52$ 34.69 2.44$ 68.47 12/2010
11/2013
4.78$ 2.13 0.69%
5Y 4.28 12/2013
11/2018
1.23$ 9.14 1.54$ 15.58 2.06$ 34.27 4.36$ 39.20 03/2009
02/2014
5.22$ 7.06 0.00%
7Y 7.21 12/2013
11/2020
1.62$ 9.82 1.92$ 21.22 3.84$ 26.58 5.20$ 28.20 01/2011
12/2017
5.69$ 9.85 0.00%
10Y 5.66 12/2013
11/2023
1.73$ 15.86 4.35$ 20.53 6.47$ 22.90 7.85$ 23.76 03/2009
02/2019
8.42$ 5.66 0.00%
Annualized rolling and percentiles/median returns over full calendar month periods
Swipe left to see all data
Rolling
Period
Worst Period
15th Percentile
50th Percentile
85th Percentile
Best Period
Latest Negative
Periods
Ann.
Return
From
To
Growth
of 1$
Ann.
Return
Growth
of 1$
Ann.
Return
Growth
of 1$
Ann.
Return
Growth
of 1$
Ann.
Return
From
To
Growth
of 1$
1Y -33.10 07/2011
06/2012
0.66$ -1.72 0.98$ 10.15 1.10$ 30.23 1.30$ 201.40 12/2012
11/2013
3.01$ 4.65 16.07%
2Y -11.60 11/2021
10/2023
0.78$ 1.70 1.03$ 13.30 1.28$ 41.54 2.00$ 91.00 12/2011
11/2013
3.64$ -8.10 14.10%
3Y -4.63 12/2013
11/2016
0.86$ 4.49 1.14$ 12.57 1.42$ 33.42 2.37$ 64.96 12/2010
11/2013
4.48$ -3.41 11.11%
5Y 0.81 01/2018
12/2022
1.04$ 5.65 1.31$ 13.07 1.84$ 31.86 3.98$ 36.41 03/2009
02/2014
4.72$ 2.87 0.00%
7Y 5.20 10/2016
09/2023
1.42$ 6.16 1.51$ 19.46 3.47$ 24.59 4.66$ 26.06 01/2011
12/2017
5.05$ 6.11 0.00%
10Y 2.77 12/2013
11/2023
1.31$ 12.82 3.33$ 18.48 5.44$ 20.78 6.60$ 21.61 03/2009
02/2019
7.07$ 2.77 0.00%
Annualized rolling and percentiles/median returns over full calendar month periods

If you need a deeper detail about rolling returns, please refer to the Stocks/Bonds 40/60 with Bitcoin Portfolio: Rolling Returns page.

Seasonality

In which months is it better to invest in Stocks/Bonds 40/60 with Bitcoin Portfolio?

Both the Average Return and the Gain Frequency (Win %) are useful to get an idea of what happened in the past.
For further information about the seasonality, check the Asset Class Seasonality page.
Swipe left to see all data
Monthly Average Return (%) and Gain Frequency
Return (%) Jan Feb Mar Apr May Jun Jul Aug Sep Oct Nov Dec
Average
Gain Frequency
1.35
60%
-0.71
40%
-0.02
60%
1.22
80%
0.13
40%
1.09
80%
2.42
100%
-0.14
60%
-2.80
0%
1.28
60%
3.47
80%
0.11
60%
Best 5.4
2023
1.6
2019
3.3
2023
6.8
2020
2.5
2020
4.7
2019
5.1
2022
2.2
2020
-0.3
2019
4.0
2021
6.7
2023
4.3
2020
Worst -3.9
2022
-2.6
2023
-6.5
2020
-6.2
2022
-1.1
2021
-4.7
2022
0.2
2019
-3.3
2022
-6.1
2022
-1.1
2023
-0.8
2021
-2.8
2022
Monthly Seasonality over the period Feb 2009 - Nov 2023
Swipe left to see all data
Monthly Average Return (%) and Gain Frequency
Return (%) Jan Feb Mar Apr May Jun Jul Aug Sep Oct Nov Dec
Average
Gain Frequency
0.64
50%
0.06
60%
0.14
40%
0.86
80%
0.76
70%
0.83
80%
1.71
90%
0.41
60%
-1.62
10%
1.11
60%
2.93
90%
-1.60
50%
Best 5.4
2023
2.4
2017
3.3
2023
6.8
2020
2.5
2017
4.7
2019
5.1
2022
4.3
2017
0.3
2016
4.4
2017
8.9
2017
4.8
2017
Worst -3.9
2022
-2.6
2023
-6.5
2020
-6.2
2022
-1.1
2021
-4.7
2022
-1.0
2014
-3.3
2022
-6.1
2022
-3.7
2018
-0.8
2021
-22.5
2013
Monthly Seasonality over the period Feb 2009 - Nov 2023
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Monthly Average Return (%) and Gain Frequency
Return (%) Jan Feb Mar Apr May Jun Jul Aug Sep Oct Nov Dec
Average
Gain Frequency
0.61
53%
0.38
67%
1.19
53%
2.72
87%
2.15
60%
2.30
73%
1.39
87%
-0.61
60%
-1.42
33%
1.32
53%
9.84
80%
-0.01
64%
Best 5.4
2023
3.8
2011
10.0
2013
19.1
2011
27.9
2011
29.8
2011
5.1
2022
4.3
2017
3.4
2010
11.6
2013
115.9
2013
10.5
2011
Worst -4.4
2009
-4.3
2009
-6.5
2020
-6.2
2022
-2.5
2010
-5.1
2013
-8.7
2011
-18.7
2011
-14.7
2011
-6.4
2011
-1.7
2011
-22.5
2013
Monthly Seasonality over the period Feb 2009 - Nov 2023

Monthly Returns

This section provides a visual/tabular representation of the performance variability in the Stocks/Bonds 40/60 with Bitcoin Portfolio over time. It illustrates the distribution of monthly returns, showcasing the range and frequency of positive and negative returns.

STOCKS/BONDS 40/60 WITH BITCOIN PORTFOLIO
Monthly Returns Distribution
Data Source: 1 December 2013 - 30 November 2023 (10 Years)
Data Source: 1 January 2009 - 30 November 2023 (~15 years)
74 Positive Months (62%) - 46 Negative Months (38%)
115 Positive Months (64%) - 64 Negative Months (36%)
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Portfolio efficiency

The following portfolios granted a higher return over 10 Years and a less severe drawdown at the same time.

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10 Years Stats (%)
% Allocation
Portfolio Author Return Dev.Std Drawdown Stocks Bonds Comm
Cape US Sector Value Robert Shiller +13.36 15.80 -21.00 100 0 0
US Stocks Minimum Volatility +10.13 12.15 -19.06 100 0 0
Simple Path to Wealth JL Collins +8.81 12.07 -22.24 75 25 0
Stocks/Bonds 60/40 +7.37 10.11 -20.69 60 40 0
Aim Bold Strategy Aim Ways +6.91 9.41 -20.16 45 40 15
Edge Select Moderately Aggressive Merrill Lynch +6.90 11.11 -22.31 69 31 0
Perfect Portfolio Ben Stein +6.67 11.80 -18.62 80 20 0
Couch Potato Scott Burns +6.57 9.18 -19.77 50 50 0
Sheltered Sam 80/20 Bill Bernstein +6.51 11.91 -19.89 77.6 20 2.4
Stocks/Bonds 60/40 ESG +6.39 10.35 -22.44 60 40 0
Seven Value Scott Burns +6.32 11.79 -20.44 71.5 28.5 0
Late Sixties and Beyond Burton Malkiel +6.25 11.27 -22.44 71 29 0
No Brainer Portfolio Bill Bernstein +6.15 11.60 -19.76 75 25 0
Long Term Portfolio Ben Stein +6.14 11.88 -20.52 80 20 0
Robust Alpha Architect +6.04 11.21 -19.09 70 20 10
Lazy Portfolio David Swensen +5.96 10.74 -22.43 70 30 0
Sheltered Sam 70/30 Bill Bernstein +5.88 10.51 -17.80 67.9 30 2.1
Six Ways from Sunday Scott Burns +5.78 11.50 -19.67 66.7 33.3 0
Margaritaville Scott Burns +5.74 10.70 -21.96 67 33 0
Edge Select Moderate Merrill Lynch +5.73 9.27 -20.56 53 47 0
LifeStrategy Moderate Growth Vanguard +5.71 9.67 -20.84 60 40 0
Tilt Toward Value Time Inc +5.66 9.73 -20.45 60 40 0
Stocks/Bonds 40/60 with Bitcoin +5.66 11.49 -22.55 39 59 2

The following portfolios share asset allocation strategy and/or similar asset weights.

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5 Years Stats (%)
% Allocation
Portfolio Author Return Dev.Std Drawdown Stocks Bonds Comm
Stocks/Bonds 40/60 with Bitcoin +7.06 10.64 -19.39 39 59 2
Stocks/Bonds 40/60 2x Leveraged +5.86 18.53 -36.46 40 60 0
Stocks/Bonds 40/60 ESG +5.73 9.85 -19.76 40 60 0
Stocks/Bonds 40/60 +5.34 9.96 -18.63 40 60 0
Stocks/Bonds 40/60 Momentum +3.80 9.72 -21.11 40 60 0

Here's a list containing the Best Classic Portfolios, with the highest returns over 10 Years and Medium Risk categorization.

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10 Years Stats (%)
% Allocation
Portfolio Author Return Dev.Std Drawdown Stocks Bonds Comm
Couch Potato Scott Burns +6.57 9.18 -19.77 50 50 0
One-Decision Portfolio Marvin Appel +5.48 8.80 -16.74 50 50 0
Stocks/Bonds 40/60 Momentum +5.44 7.77 -21.11 40 60 0
Stocks/Bonds 40/60 +5.41 7.69 -18.63 40 60 0
Permanent Portfolio Harry Browne +4.86 7.22 -15.92 25 50 25
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