Aim Ways Aim comfortable trip Portfolio: ETF allocation and returns

Hello. I am "AIM WAYS". I was bord in 1969; I live in Italy and I'm Italian; my name is Carmine.

For almost 15 years -I was not yet 21 years old- I was a tied-agent on behalf of a leading Italian asset management company. Thereafter, I abandoned single-mandate model, and for 13 years I was involved in straightforward consulting.

With changing regulations in the industry sector, in 2018 I decided to permanently abandon the classic 'Output-Economy' approach (focused on the placement of instruments) to face a new concept: financial coaching.

Challenge consists in being able to generate income revenues (for me), with value and full reward for the investor/prospect.

It is the cornerstone of the 'Outcome-Economy': a new 'ecosystem' in which, RELATIONSHIP (Advisory), is the main pillar, through major tool: 'Goal based investing'; my policy does NOT allow "recommenda- tions on financial instruments."

Basically, I focus on the 'CORE' stages of <Consulting Process>; that is: once the 'anamnesis' is taken and the correct 'therapy' (including 'dosage') is identified, it will then be the interactor -now sufficiently learned- to choose both 'pharmacy' and specific 'medicine'.

After all these years professionally engaged in personal finance, I still manage to be passionate about the world of investments.

As the name of the portfolio states, aims to be a comforting financial journey: utmost care for ‘jolts’ on the stock markets.

It's about impacting global growth in a ‘stable’ way so that investors experience a feeling of comfort during the life of the investment, due to the blend of different asset classes. In the long run, therefore, there will always be an asset class that will add to the positive return of the plan.

Standard deviation consistent with asset allocation risk profile, effective Sharpe ratio, and real return-at the end of the business cycle- at least 2 to 3 points above inflation, are ‘drivers’ of the strategy. As a “final process output gap”, a fairly robust ‘perpetual withdrawal rate’ also results.

Let's analyze its composition:

• 13% EAFE: large-cap stocks, international developed market (ex-US) with focus on value stocks; i.e., considered undervalued relative to their fundamentals.
• 11% large-cap tech: Nasdaq-traded companies that include mainly technology and high-growth companies.
• 10% S&P 600 small-cap: small-cap US companies, value-only.
• 6% minimum volatility: US large-cap companies, but with low volatility, to mitigate their overall standard deviation.
• 28% international developed markets bond, all-term: sizeable position in international bonds, to efficient credit risk.
• 17% short-term bond market: all short-term bond issues, traded in the US; by their nature, much less sensitive to rate hikes.
• 15% Gold trust commodity: tranche of “safe haven” asset as a defense against inflation, economic fall, or bearish phases.