iShares Lifepath Fund Portfolio vs Scott Burns Couch Potato Portfolio Portfolio Comparison

Simulation Settings
Period: January 1985 - May 2025 (~40 years)
Consolidated Returns as of 31 May 2025
Initial Amount: 1$
Rebalancing: at every Jan 1st
Currency: USD
Inflation: US
(Change Settings)
The minimum date range must be at least 12 months. 'Date To' cannot be beyond May 2025.
Reset settings
Close
Results
30 Years
(1995/06 - 2025/05)
All Data
(1985/01 - 2025/05)
Inflation Adjusted:
iShares Lifepath Fund Portfolio
1.00$
Invested Capital
June 1995
6.61$
Final Capital
May 2025
6.50%
Yearly Return
7.03%
Std Deviation
-21.23%
Max Drawdown
26months
Recovery Period
1.00$
Invested Capital
June 1995
3.14$
Final Capital
May 2025
3.88%
Yearly Return
7.03%
Std Deviation
-24.67%
Max Drawdown
45months*
Recovery Period
* in progress
1.00$
Invested Capital
January 1985
22.87$
Final Capital
May 2025
8.05%
Yearly Return
7.23%
Std Deviation
-21.23%
Max Drawdown
26months
Recovery Period
1.00$
Invested Capital
January 1985
7.52$
Final Capital
May 2025
5.12%
Yearly Return
7.23%
Std Deviation
-24.67%
Max Drawdown
45months*
Recovery Period
* in progress
Scott Burns Couch Potato Portfolio
1.00$
Invested Capital
June 1995
10.28$
Final Capital
May 2025
8.08%
Yearly Return
8.73%
Std Deviation
-27.04%
Max Drawdown
30months
Recovery Period
1.00$
Invested Capital
June 1995
4.88$
Final Capital
May 2025
5.42%
Yearly Return
8.73%
Std Deviation
-28.24%
Max Drawdown
36months
Recovery Period
1.00$
Invested Capital
January 1985
36.76$
Final Capital
May 2025
9.33%
Yearly Return
9.04%
Std Deviation
-27.04%
Max Drawdown
30months
Recovery Period
1.00$
Invested Capital
January 1985
12.09$
Final Capital
May 2025
6.36%
Yearly Return
9.04%
Std Deviation
-28.24%
Max Drawdown
36months
Recovery Period

As of May 2025, in the previous 30 Years, the iShares Lifepath Fund Portfolio obtained a 6.50% compound annual return, with a 7.03% standard deviation. It suffered a maximum drawdown of -21.23% that required 26 months to be recovered.

As of May 2025, in the previous 30 Years, the Scott Burns Couch Potato Portfolio obtained a 8.08% compound annual return, with a 8.73% standard deviation. It suffered a maximum drawdown of -27.04% that required 30 months to be recovered.

Disclaimer: The simulations on this website are provided in good faith but should NOT be taken as investment advice. We are not liable for any errors or actions based on this information. The authors of the website are not affiliated with the portfolio creators, who are the sole owners of their intellectual property. The translation of asset allocations into ETFs is based on the interpretation of LazyPortfolioETF.com and may not exactly reflect the original intent of the portfolio creators. Content is for informational, educational, illustrative, and entertainment purposes only.
Mastering Etf Investing
Mastering ETF Investing
Build wealth
with Lazy Portfolios and Passive Investing
Set your goal
Use top metrics to evaluate
Join the passive investing strategy
Exclusive new asset allocations in EUR and USD
Buy now
English book
Buy now
Italian book

Asset Allocations and ETFs

The compared portfolios have the following asset allocations.

iShares Lifepath Fund Portfolio
Weight
(%)		 Ticker Name
22.09
VV
Vanguard Large-Cap
13.67
VEU
Vanguard FTSE All-World ex-US
4.15
IJR
iShares Core S&P Small-Cap
0.51
VNQ
Vanguard Real Estate
50.82
BND
Vanguard Total Bond Market
8.76
TIP
iShares TIPS Bond
Scott Burns Couch Potato Portfolio
Weight
(%)		 Ticker Name
50.00
VTI
Vanguard Total Stock Market
50.00
TIP
iShares TIPS Bond
Test Your Asset Allocation
Evaluate your portfolio strategy in 7 different currencies
Try the Backtest Tool

Portfolio Returns as of May 31, 2025

Returns are calculated in USD, assuming:
  • no fees or capital gain taxes.
  • rebalancing: at every Jan 1st.
  • dividend reinvestment, when applicable.
Return Comparison
Capital Growth
30 Years
(1995/06 - 2025/05)
All Data
(1985/01 - 2025/05)
Inflation Adjusted:
Swipe left to see all data
Initial Amount $ Final Amount $ Total Return (%) Annualized (%)
iShares Lifepath Fund
iShares 		1 $ 6.61 $ 561.17% 6.50%
Scott Burns Couch Potato
Scott Burns 		1 $ 10.28 $ 928.45% 8.08%
Jun 1995 May 2025

Loading data
Please wait
Swipe left to see all data
Initial Amount $ Final Amount $ Total Return (%) Annualized (%)
iShares Lifepath Fund
iShares 		1 $ 3.14 $ 213.61% 3.88%
Scott Burns Couch Potato
Scott Burns 		1 $ 4.88 $ 387.82% 5.42%
Jun 1995 May 2025

Loading data
Please wait
Swipe left to see all data
Initial Amount $ Final Amount $ Total Return (%) Annualized (%)
iShares Lifepath Fund
iShares 		1 $ 22.87 $ 2 187.05% 8.05%
Scott Burns Couch Potato
Scott Burns 		1 $ 36.76 $ 3 576.13% 9.33%
Jan 1985 May 2025

Loading data
Please wait
Swipe left to see all data
Initial Amount $ Final Amount $ Total Return (%) Annualized (%)
iShares Lifepath Fund
iShares 		1 $ 7.52 $ 652.45% 5.12%
Scott Burns Couch Potato
Scott Burns 		1 $ 12.09 $ 1 109.47% 6.36%
Jan 1985 May 2025

Loading data
Please wait
Swipe left to see all data
Return (%) as of May 31, 2025
YTD
(5M) 		1M 6M 1Y 5Y 10Y 30Y MAX
(~40Y)
http://www.lazyportfolioetf.com/wp-content/themes/dynamico-child/img/author/avatar_ishares.webp Lifepath Fund
iShares 		3.41 1.80 1.01 8.41 5.05 5.06 6.50 8.05
http://www.lazyportfolioetf.com/wp-content/themes/dynamico-child/img/author/avatar_scott_burns.webp Couch Potato
Scott Burns 		2.05 2.64 -0.44 9.49 8.23 7.30 8.08 9.33
Returns over 1 year are annualized.
Explore All Lazy Portfolios
Tailored Portfolios for every Investment Strategy
Readings that may interest you

Portfolio Metrics as of May 31, 2025

The following metrics, updated as of 31 May 2025, provide an overview of performance and risk, with the best value in each row highlighted within the table.

METRIC COMPARISON
Period: 1 June 2024 - 31 May 2025 (1 year)
Period: 1 June 2020 - 31 May 2025 (5 years)
Period: 1 June 2015 - 31 May 2025 (10 years)
Period: 1 June 1995 - 31 May 2025 (30 years)
Period: 1 January 1985 - 31 May 2025 (~40 years)
1 Year
5 Years
10 Years
30 Years
All (1985/01 - 2025/05)
Swipe left to see all data
Lifepath Fund Couch Potato
Author iShares Scott Burns
ASSET ALLOCATION
Stocks 40.42% 50%
Fixed Income 59.58% 50%
Commodities 0% 0%
PERFORMANCES
Annualized Return (%) 8.41 9.49
Infl. Adjusted (%) 5.90 6.95
DRAWDOWN
Deepest Drawdown Depth (%) -2.33 -3.00
Start to Recovery (months) 3 6*
Longest Drawdown Depth (%) -2.33 -3.00
Start to Recovery (months) 3 6*
Longest Negative Period (months) 7 7
Drawdowns / Negative periods marked with * are in progress
RISK INDICATORS
Standard Deviation (%) 5.78 6.79
Sharpe Ratio 0.64 0.70
Sortino Ratio 0.78 0.92
Ulcer Index 1.05 1.37
Ratio: Return / Standard Deviation 1.45 1.40
Ratio: Return / Deepest Drawdown 3.62 3.16
Metrics calculated over the period 1 June 2024 - 31 May 2025
Swipe left to see all data
Lifepath Fund Couch Potato
Author iShares Scott Burns
ASSET ALLOCATION
Stocks 40.42% 50%
Fixed Income 59.58% 50%
Commodities 0% 0%
PERFORMANCES
Annualized Return (%) 5.05 8.23
Infl. Adjusted (%) 0.41 3.45
DRAWDOWN
Deepest Drawdown Depth (%) -18.92 -19.77
Start to Recovery (months) 31 27
Longest Drawdown Depth (%) -18.92 -19.77
Start to Recovery (months) 31 27
Longest Negative Period (months) 39 32
RISK INDICATORS
Standard Deviation (%) 9.16 10.58
Sharpe Ratio 0.27 0.53
Sortino Ratio 0.36 0.70
Ulcer Index 7.37 7.30
Ratio: Return / Standard Deviation 0.55 0.78
Ratio: Return / Deepest Drawdown 0.27 0.42
Metrics calculated over the period 1 June 2020 - 31 May 2025
Swipe left to see all data
Lifepath Fund Couch Potato
Author iShares Scott Burns
ASSET ALLOCATION
Stocks 40.42% 50%
Fixed Income 59.58% 50%
Commodities 0% 0%
PERFORMANCES
Annualized Return (%) 5.06 7.30
Infl. Adjusted (%) 1.93 4.10
DRAWDOWN
Deepest Drawdown Depth (%) -18.92 -19.77
Start to Recovery (months) 31 27
Longest Drawdown Depth (%) -18.92 -19.77
Start to Recovery (months) 31 27
Longest Negative Period (months) 39 32
RISK INDICATORS
Standard Deviation (%) 7.88 9.46
Sharpe Ratio 0.41 0.58
Sortino Ratio 0.55 0.77
Ulcer Index 5.44 5.50
Ratio: Return / Standard Deviation 0.64 0.77
Ratio: Return / Deepest Drawdown 0.27 0.37
Metrics calculated over the period 1 June 2015 - 31 May 2025
Swipe left to see all data
Lifepath Fund Couch Potato
Author iShares Scott Burns
ASSET ALLOCATION
Stocks 40.42% 50%
Fixed Income 59.58% 50%
Commodities 0% 0%
PERFORMANCES
Annualized Return (%) 6.50 8.08
Infl. Adjusted (%) 3.88 5.42
DRAWDOWN
Deepest Drawdown Depth (%) -21.23 -27.04
Start to Recovery (months) 26 30
Longest Drawdown Depth (%) -18.92 -10.30
Start to Recovery (months) 31 33
Longest Negative Period (months) 50 62
RISK INDICATORS
Standard Deviation (%) 7.03 8.73
Sharpe Ratio 0.60 0.66
Sortino Ratio 0.79 0.87
Ulcer Index 4.32 5.17
Ratio: Return / Standard Deviation 0.92 0.93
Ratio: Return / Deepest Drawdown 0.31 0.30
Metrics calculated over the period 1 June 1995 - 31 May 2025
Swipe left to see all data
Lifepath Fund Couch Potato
Author iShares Scott Burns
ASSET ALLOCATION
Stocks 40.42% 50%
Fixed Income 59.58% 50%
Commodities 0% 0%
PERFORMANCES
Annualized Return (%) 8.05 9.33
Infl. Adjusted (%) 5.12 6.36
DRAWDOWN
Deepest Drawdown Depth (%) -21.23 -27.04
Start to Recovery (months) 26 30
Longest Drawdown Depth (%) -18.92 -10.30
Start to Recovery (months) 31 33
Longest Negative Period (months) 50 62
RISK INDICATORS
Standard Deviation (%) 7.23 9.04
Sharpe Ratio 0.68 0.68
Sortino Ratio 0.90 0.90
Ulcer Index 3.92 4.84
Ratio: Return / Standard Deviation 1.11 1.03
Ratio: Return / Deepest Drawdown 0.38 0.35
Metrics calculated over the period 1 January 1985 - 31 May 2025
Mastering Etf Investing
Mastering ETF Investing
Build wealth
with Lazy Portfolios and Passive Investing
Buy now
English book
Buy now
Italian book

Drawdowns

A drawdown refers to the decline in value from a relative peak value to a relative trough. A maximum drawdown is the maximum observed loss from a peak to a trough of a portfolio before a new peak is attained.

DRAWDOWN COMPARISON
Period: 1 June 1995 - 31 May 2025 (30 years)
Period: 1 January 1985 - 31 May 2025 (~40 years)
30 Years
(1995/06 - 2025/05)

Loading data
Please wait
Swipe left to see all data
Lifepath Fund Couch Potato
Drawdown
(%) 		Recovery
(#Months)		 From
To		 Drawdown
(%) 		Recovery
(#Months)		 From
To
-27.04 30 Nov 2007
Apr 2010
-21.23 26 Nov 2007
Dec 2009
-19.77 27 Jan 2022
Mar 2024
-18.92 31 Jan 2022
Jul 2024
-10.72 5 Feb 2020
Jun 2020
-10.30 33 Sep 2000
May 2003
-8.33 5 Feb 2020
Jun 2020
-8.06 8 Sep 2018
Apr 2019
-8.06 5 Jul 1998
Nov 1998
-7.15 28 Feb 2001
May 2003
-6.25 8 May 2011
Dec 2011
-6.09 5 May 2010
Sep 2010
-5.64 9 May 2011
Jan 2012
-5.47 14 Mar 2015
Apr 2016
-5.36 5 Jul 1998
Nov 1998

Loading data
Please wait
Swipe left to see all data
Lifepath Fund Couch Potato
Drawdown
(%) 		Recovery
(#Months)		 From
To		 Drawdown
(%) 		Recovery
(#Months)		 From
To
-27.04 30 Nov 2007
Apr 2010
-21.23 26 Nov 2007
Dec 2009
-19.77 27 Jan 2022
Mar 2024
-18.92 31 Jan 2022
Jul 2024
-16.03 17 Sep 1987
Jan 1989
-10.86 13 Sep 1987
Sep 1988
-10.72 5 Feb 2020
Jun 2020
-10.30 33 Sep 2000
May 2003
-8.78 14 Feb 1994
Mar 1995
-8.33 5 Feb 2020
Jun 2020
-8.06 8 Sep 2018
Apr 2019
-8.06 5 Jul 1998
Nov 1998
-7.58 6 Aug 1990
Jan 1991
-7.15 28 Feb 2001
May 2003
-7.10 6 Aug 1990
Jan 1991

Rolling Returns

By selecting the 'Rolling Period', the chart and data will update. To study a different date range, change the Simulation Settings.

You can explore the Rolling Returns for a single portfolio, or check the return differential, by switching on "Head To Head" toggle.

Rolling Returns Comparison
Annualized Rolling Returns Chart
Rolling Returns Chart - Inflation Adjusted
Time Period: 1 January 1985 - 31 May 2025 (~40 years)


Head To Head (Ptf 1 vs Ptf 2):
US Inflation Adjusted:

Loading data
Please wait

Yearly Returns

For each year, the following table provides the return and intra-year drawdown. The highlighted returns represent the highest values for that specific year.

Swipe left to see all data
Lifepath Fund Couch Potato
Year Return
(%)		 Drawdown
(%)		 Return
(%)		 Drawdown
(%)
2025
 3.41 -1.39 2.05 -2.83
2024
 7.57 -2.89 12.73 -3.08
2023
 11.93 -6.77 14.66 -6.50
2022
 -15.14 -18.92 -16.31 -19.77
2021
 8.05 -2.34 15.67 -2.76
2020
 11.47 -8.33 15.93 -10.72
2019
 16.20 -1.68 19.51 -2.63
2018
 -3.49 -5.27 -3.32 -8.06
2017
 11.24 0.00 12.07 0.00
2016
 6.11 -1.80 8.75 -2.08
2015
 -0.37 -4.45 -0.70 -5.47
2014
 6.00 -1.78 8.07 -2.34
2013
 9.07 -2.99 12.48 -3.18
2012
 9.09 -2.74 11.42 -2.32
2011
 3.66 -5.64 7.12 -6.25
2010
 10.07 -3.83 11.78 -6.09
2009
 15.04 -9.43 18.92 -9.98
2008
 -12.05 -16.28 -18.47 -22.29
2007
 7.94 -1.18 8.64 -1.70
2006
 10.06 -1.54 7.99 -1.54
2005
 5.27 -1.53 4.40 -1.83
2004
 9.19 -2.78 10.53 -3.54
2003
 16.31 -1.16 19.38 -1.09
2002
 -1.88 -6.04 -1.93 -6.44
2001
 -0.13 -5.51 -1.68 -8.57
2000
 3.22 -3.16 3.54 -5.60
1999
 8.91 -2.48 9.67 -3.30
1998
 13.44 -5.36 16.26 -8.06
1997
 14.26 -3.07 21.85 -3.41
1996
 8.55 -1.74 11.14 -2.76
1995
 21.33 0.00 29.40 0.00
1994
 -0.37 -4.89 -3.21 -8.78
1993
 13.45 -2.48 13.19 -1.53
1992
 4.84 -2.92 8.92 -2.25
1991
 19.41 -2.35 25.50 -2.55
1990
 0.16 -7.10 1.06 -7.58
1989
 17.85 -0.92 21.95 -1.62
1988
 12.45 -1.92 11.91 -2.50
1987
 5.68 -10.86 1.19 -16.03
1986
 22.44 -3.57 16.48 -5.55
1985
 28.90 -0.72 28.66 -1.87
Mastering Etf Investing
Mastering ETF Investing
Build wealth
with Lazy Portfolios and Passive Investing
Buy now
English book
Buy now
Italian book