Data Source: from June 1991 to December 2021

Last Update: 31 December 2021

The Scott Burns Couch Potato Portfolio is exposed for 50% on the Stock Market.

It's a Medium Risk portfolio and it can be replicated with 2 ETFs.

In the last 10 years, the portfolio obtained a 9.77% compound annual return, with a 7.37% standard deviation.

In the last 25 years, a 8.33% compound annual return, with a 8.41% standard deviation.

Asset Allocation and ETFs

The Scott Burns Couch Potato Portfolio has the following asset allocation:

50% Stocks
50% Fixed Income
0% Commodities

The Scott Burns Couch Potato Portfolio can be replicated with the following ETFs:

Weight Ticker ETF Name Investment Themes
50.00 % VTI Vanguard Total Stock Market Equity, U.S., Large Cap
50.00 % TIP iShares TIPS Bond Bond, U.S., All-Term
Most of Lazy Portfolios are made of common components (asset classes), very simple and well defined. For a more complete view, find out the most common ETFs you can use to build your portfolio.

Portfolio and ETF Returns

The Scott Burns Couch Potato Portfolio guaranteed the following returns.

SCOTT BURNS COUCH POTATO PORTFOLIO RETURNS (%)
Last Update: 31 December 2021
Swipe left to see all data
1M 3M 6M 1Y 3Y(*) 5Y(*) 10Y(*) 20Y(*) 25Y(*)
Scott Burns Couch Potato Portfolio +2.21 +5.94 +6.77 +15.67 +17.02 +11.67 +9.77 +8.01 +8.33
--- Inflation Adjusted return +1.74 +3.65 +3.26 +7.98 +13.03 +8.50 +7.49 +5.57 +5.91
Components
VTI
Vanguard Total Stock Market
+3.79 +9.11 +9.08 +25.67 +25.73 +17.96 +16.29 +9.91 +9.88
TIP
iShares TIPS Bond
+0.40 +2.39 +4.14 +5.67 +8.26 +5.18 +2.93 +5.18 +5.79
(*) annualized
Portfolio returns are calculated assuming:
  • a rebalancing of the components at the beginning of each year (i.e. at every January 1st)
  • the reinvestment of dividends

Inflation is updated to Dec 2021. Current inflation (annualized) is 1Y: 7.12% , 3Y: 3.53% , 5Y: 2.92% , 10Y: 2.12% , 20Y: 2.31% , 25Y: 2.29%

In 2021, the portfolio granted a 2.96% dividend yield. If you are interested in getting periodic income, please refer to the Scott Burns Couch Potato Portfolio: Dividend Yield page.

Historical Returns

Historical returns and stats of Scott Burns Couch Potato Portfolio. Total Returns and Inflation Adjusted Returns are both mentioned.

SCOTT BURNS COUCH POTATO PORTFOLIO
Last Update: 31 December 2021
Swipe left to see all data
Period Return
Dec 2021
update
Return
Inflation
Adjusted
Standard
Deviation(*)
Max
Drawdown
Months
Pos - Neg
1M
Dec 2021
+2.21%
+1.74%
0.00%
1 - 0
3M
+5.94%
+3.65%
-0.39%
Nov 2021 - Nov 2021
2 - 1
6M
+6.77%
+3.26%
-2.76%
Sep 2021 - Sep 2021
4 - 2
YTD
+15.67%
+7.98%
5.94%
-2.76%
Sep 2021 - Sep 2021
9 - 3
75% pos
1Y
+15.67%
+7.98%
5.94%
-2.76%
Sep 2021 - Sep 2021
9 - 3
75% pos
3Y
+17.02%
annualized
+13.03%
annualized
9.60%
-10.72%
Feb 2020 - Mar 2020
27 - 9
75% pos
5Y
+11.67%
annualized
+8.50%
annualized
8.56%
-10.72%
Feb 2020 - Mar 2020
46 - 14
77% pos
10Y
+9.77%
annualized
+7.49%
annualized
7.37%
-10.72%
Feb 2020 - Mar 2020
88 - 32
73% pos
20Y
+8.01%
annualized
+5.57%
annualized
8.09%
-27.04%
Nov 2007 - Feb 2009
165 - 75
69% pos
25Y
+8.33%
annualized
+5.91%
annualized
8.41%
-27.04%
Nov 2007 - Feb 2009
201 - 99
67% pos
MAX
01 Jun 1991
+9.08%
annualized
+6.52%
annualized
8.22%
-27.04%
Nov 2007 - Feb 2009
249 - 118
68% pos
(*)Annualized St.Dev. of monthly returns

Portfolio efficiency

Is the Scott Burns Couch Potato Portfolio actually efficient, compared to other Lazy Portfolios?

Best Classic Portfolios, with Medium Risk, ordered by 25 Years annualized return.

25 Years Stats
% Allocation
Portfolio Return Drawdown Stocks Bonds Comm.
Couch Potato
Scott Burns
+8.33% -27.03% 50 50 0
All Weather Portfolio
Ray Dalio
+7.89% -12.19% 30 55 15 Compare
Robo Advisor 50
Betterment
+7.63% -30.72% 49.9 50.1 0 Compare
Simplified Permanent Portfolio
+7.48% -13.28% 25 50 25 Compare
Stocks/Bonds 40/60
+7.24% -19.17% 40 60 0 Compare

See all portfolios

Our overall ratings, assigned to the Scott Burns Couch Potato Portfolio. The portfolio is classified as Medium Risk.

Very High Risk
Bond weight:
Less than 25%
High Risk
Bond weight:
25% - 49.99%
Medium Risk
Bond weight:
50% - 74.99%
Low Risk
Bond weight:
At least 75%
Medium Risk
Portfolios
All
Portfolios
25 Years Ann. Return
(Inflation Adjusted)
+8.33%
(+5.91%)
Excellent : 5 / 5
Good : 3.8 / 5
Standard Deviation
over 25 Years
8.41%
Poor : 1 / 5
Good : 3.7 / 5
Maximum Drawdown
over 25 Years
-27.04%
Bad : 1.8 / 5
Good : 3.4 / 5
Easy to manage 2 ETFs
Excellent : 4.5 / 5
Excellent : 4.5 / 5
Rating assigned considering all the Medium Risk Portfolios Rating assigned considering all the Portfolios in the database

Capital Growth

Time Range:

An investment of 1000$, since January 1997, now would be worth 7391.85$, with a total return of 639.19% (8.33% annualized).

The Inflation Adjusted Capital now would be 4197.28$, with a net total return of 319.73% (5.91% annualized).

Drawdowns

Time Range:

Worst drawdowns since January 1997 - Chart and Data

Swipe left to see all data
Drawdown period
Recovery period
Total
Drawdown Start Bottom #Months End #Months #Months
-27.04% Nov 2007 Feb 2009 16 Apr 2010 14 30
-10.72% Feb 2020 Mar 2020 2 Jun 2020 3 5
-10.30% Sep 2000 Sep 2002 25 May 2003 8 33
-8.06% Sep 2018 Dec 2018 4 Apr 2019 4 8
-8.06% Jul 1998 Aug 1998 2 Nov 1998 3 5
-6.25% May 2011 Sep 2011 5 Dec 2011 3 8
-6.09% May 2010 Jun 2010 2 Sep 2010 3 5
-5.47% Mar 2015 Sep 2015 7 Apr 2016 7 14
-4.60% Apr 2000 May 2000 2 Aug 2000 3 5
-3.54% Apr 2004 Apr 2004 1 Oct 2004 6 7
-3.41% Feb 1997 Mar 1997 2 May 1997 2 4
-3.30% Feb 1999 Feb 1999 1 Apr 1999 2 3
-3.29% Jul 1999 Sep 1999 3 Oct 1999 1 4
-3.24% Sep 2020 Oct 2020 2 Nov 2020 1 3
-3.18% May 2013 Jun 2013 2 Jul 2013 1 3
-2.92% Feb 2018 Mar 2018 2 Jul 2018 4 6
-2.80% Aug 1997 Aug 1997 1 Sep 1997 1 2
-2.76% Sep 2021 Sep 2021 1 Oct 2021 1 2
-2.63% May 2019 May 2019 1 Jun 2019 1 2
-2.50% Aug 2013 Aug 2013 1 Sep 2013 1 2

Rolling Returns ( more details)

Scott Burns Couch Potato Portfolio: annualized rolling and average returns

Swipe left to see all data
Return (*) Negative
Periods
Rolling Period Average Best Worst
1 Year
+9.29% +32.07%
Mar 2009 - Feb 2010
-25.31%
Mar 2008 - Feb 2009
12.92%
2 Years
+8.81% +23.49%
Mar 2009 - Feb 2011
-11.24%
Mar 2007 - Feb 2009
9.01%
3 Years
+8.57% +20.59%
Dec 1994 - Nov 1997
-5.41%
Mar 2006 - Feb 2009
3.92%
5 Years
+8.43% +17.45%
Jan 1995 - Dec 1999
-0.85%
Mar 2004 - Feb 2009
0.32%
7 Years
+8.17% +14.91%
Jul 1991 - Jun 1998
+2.22%
Mar 2002 - Feb 2009
0.00%
10 Years
+7.80% +12.29%
Jul 1991 - Jun 2001
+2.76%
Mar 1999 - Feb 2009
0.00%
15 Years
+7.54% +10.21%
Dec 1991 - Nov 2006
+5.76%
Feb 2001 - Jan 2016
0.00%
20 Years
+7.74% +9.18%
Dec 1994 - Nov 2014
+5.74%
Apr 2000 - Mar 2020
0.00%

* Annualized rolling and average returns over full calendar month periods

If you need a deeper detail about rolling returns, please refer to the Scott Burns Couch Potato Portfolio: Rolling Returns page.

Seasonality

Scott Burns Couch Potato Portfolio Seasonality: in which months is it better to invest?

In the table below, the average monthly return is represented.

Below each return, it's also mentioned the probability of obtaining a positive monthly result (Win %).

Both the Average Return and the Gain Frequency are useful to get an idea of what happened in the past.

Swipe left to see all data
Monthly Average Return (%) and Gain Frequency
Return (%) Jan Feb Mar Apr May Jun Jul Aug Sep Oct Nov Dec
Average
Win %
0.78
63%
0.28
67%
0.45
57%
1.34
80%
0.73
70%
0.40
65%
1.05
68%
0.54
65%
0.23
61%
0.75
68%
1.21
74%
1.31
77%
Best
Year
5.0
2019
3.5
1998
7.0
2009
7.5
2020
5.3
2003
4.0
2019
6.3
1997
4.5
2000
4.9
2010
6.3
2011
6.4
2020
8.0
1991
Worst
Year
-4.0
2009
-6.2
2009
-7.5
2020
-3.5
2004
-4.0
2010
-3.0
2008
-2.8
2002
-7.0
1998
-6.4
2008
-12.3
2008
-3.1
2000
-4.5
2018
Statistics calculated for the period Jun 1991 - Dec 2021

For further information about the seasonality, check the Asset Class Seasonality page.

Monthly/Yearly Returns

Scott Burns Couch Potato Portfolio monthly and yearly returns: how is the distribution of the returns recorded so far?

MONTHLY RETURNS HISTOGRAM
249 Positive Months (68%) - 118 Negative Months (32%)
Jun 1991 - Dec 2021
Swipe left to see all data
Yearly Return(%)
Monthly Return(%)
Year Total Infl.Adj Jan Feb Mar Apr May Jun Jul Aug Sep Oct Nov Dec
2021
+15.67 +7.98 0.0 0.7 1.7 3.3 0.7 1.6 2.2 1.4 -2.8 4.1 -0.4 2.2
2020
+15.93 +14.44 1.0 -3.5 -7.5 7.5 2.8 1.6 4.0 3.9 -2.0 -1.3 6.4 2.9
2019
+19.51 +16.87 5.0 1.8 1.7 2.2 -2.6 4.0 0.9 0.0 0.4 1.1 2.2 1.7
2018
-3.32 -5.14 2.2 -2.4 -0.5 0.2 1.5 0.7 1.4 2.1 -0.4 -4.6 1.3 -4.5
2017
+12.07 +9.76 1.4 2.1 0.0 0.8 0.5 0.1 1.2 0.6 0.9 1.3 1.7 1.1
2016
+8.75 +6.57 -2.1 0.6 4.3 0.4 0.5 1.3 2.3 -0.1 0.5 -1.4 1.2 1.0
2015
-0.70 -1.33 0.2 2.1 -0.8 0.6 0.1 -1.4 1.1 -3.6 -1.7 4.0 0.2 -1.6
2014
+8.07 +7.37 -0.5 2.6 0.0 0.7 2.1 1.5 -1.0 2.4 -2.3 1.8 1.3 -0.5
2013
+12.48 +10.81 2.4 0.8 2.1 1.2 -0.7 -2.5 3.6 -2.5 3.0 2.6 1.1 1.0
2012
+11.42 +9.49 3.7 1.9 1.2 0.5 -2.3 1.7 1.3 1.3 1.5 -0.6 0.7 0.3
2011
+7.12 +3.94 1.0 2.2 0.8 2.6 -0.4 -0.5 0.8 -2.6 -3.6 6.3 0.1 0.5
2010
+11.78 +10.20 -1.0 1.0 3.2 2.3 -4.0 -2.2 3.2 -1.3 4.9 3.2 -0.6 2.8
2009
+18.92 +15.66 -4.0 -6.2 7.0 4.1 3.7 0.3 3.9 2.3 3.1 -0.9 4.3 0.5
2008
-18.47 -18.45 -1.3 -0.4 -0.5 1.5 1.0 -3.0 -0.6 1.1 -6.4 -12.3 -2.9 4.6
2007
+8.64 +4.36 1.0 0.2 0.7 2.3 1.2 -1.0 -0.7 1.1 2.6 1.5 -0.3 -0.3
2006
+7.99 +5.33 1.6 0.1 0.0 0.4 -1.5 0.3 0.7 2.0 1.2 1.8 1.7 -0.5
2005
+4.40 +1.03 -1.2 0.8 -0.8 -0.2 2.3 0.6 0.9 0.7 0.3 -1.8 2.4 0.5
2004
+10.53 +6.96 1.9 1.8 0.3 -3.5 1.7 0.9 -1.4 1.4 0.9 1.4 2.2 2.6
2003
+19.38 +17.00 -1.1 1.1 -0.5 4.0 5.3 0.4 -1.0 2.1 0.9 3.4 0.8 2.6
2002
-1.93 -4.31 -0.2 -0.1 1.5 -0.8 0.1 -2.6 -2.8 2.4 -2.8 1.2 2.5 -0.2
2001
-1.68 -3.23 2.9 -3.9 -2.7 4.0 1.1 -0.8 0.0 -2.6 -3.7 2.4 1.9 0.2
2000
+3.54 +0.10 -1.8 2.5 4.2 -2.8 -1.8 3.3 -0.4 4.5 -2.3 -0.2 -3.1 2.0
1999
+9.67 +6.81 2.3 -3.3 2.0 2.7 -1.6 2.2 -2.0 -0.6 -0.7 3.4 1.6 3.6
1998
+16.26 +14.43 1.0 3.5 2.7 0.9 -0.9 2.4 -1.1 -7.0 4.4 3.2 3.4 3.2
1997
+21.85 +19.82 2.6 -0.1 -3.4 3.5 4.2 3.1 6.3 -2.8 4.1 -0.9 2.3 1.5
1996
+11.14 +7.51 1.4 -0.9 -0.1 0.7 1.2 0.4 -2.8 1.0 4.2 2.5 4.9 -1.6
1995
+29.40 +26.21 2.4 3.1 1.7 1.9 4.2 1.9 1.9 1.5 2.6 0.1 3.0 1.8
1994
-3.21 -5.66 2.8 -2.9 -4.3 -0.4 0.2 -1.7 3.0 2.2 -2.4 0.6 -1.7 1.6
1993
+13.19 +10.09 1.7 1.9 1.3 -1.0 1.6 2.1 0.7 3.8 0.2 0.9 -1.5 1.1
1992
+8.92 +5.79 -1.7 1.4 -1.9 0.5 1.8 -0.1 3.8 -0.6 1.6 -0.7 2.3 2.4
1991
- - -2.4 3.1 2.7 0.8 1.2 -1.3 8.0

* Note:
Portofolio Returns, up to December 2003, are simulated. They have been calculated using the historical series of equivalent ETFs / Assets, instead of the actual ETFs of the portfolio.

In particular, it has been used:

  • VTI - Vanguard Total Stock Market: simulated historical serie, up to December 2001
  • TIP - iShares TIPS Bond: simulated historical serie, up to December 2003
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