Data Source: from January 1994 to September 2021
Last Update: 30 September 2021
The iShares Lifepath Fund Portfolio is exposed for 40.42% on the Stock Market.
It's a Medium Risk portfolio and it can be replicated with 6 ETFs.
In the last 10 years, the portfolio obtained a 7.33% compound annual return, with a 5.83% standard deviation.
In the last 25 years, a 6.89% compound annual return, with a 6.61% standard deviation.
In 2020, the portfolio granted a 2.15% dividend yield. If you are interested in getting periodic income, please refer to the iShares Lifepath Fund Portfolio: Dividend Yield page.
Asset Allocation and ETFs
The iShares Lifepath Fund Portfolio has the following asset allocation:
The iShares Lifepath Fund Portfolio can be replicated with the following ETFs:
| Weight | Ticker | ETF Name | Investment Themes | |
|---|---|---|---|---|
| 22.09 % | VV | Vanguard Large-Cap | Equity, U.S., Large Cap | |
| 13.67 % | VEU | Vanguard FTSE All-World ex-US | Equity, Global ex-US, Large Cap | |
| 4.15 % | IJR | iShares Core S&P Small-Cap | Equity, U.S., Small Cap | |
| 0.51 % | VNQ | Vanguard Real Estate | Real Estate, U.S. | |
| 50.82 % | BND | Vanguard Total Bond Market | Bond, U.S., All-Term | |
| 8.76 % | TIP | iShares TIPS Bond | Bond, U.S., All-Term |
Portfolio and ETF Returns
The iShares Lifepath Fund Portfolio guaranteed the following returns.
| 1M | 3M | 6M | 1Y | 3Y(*) | 5Y(*) | 10Y(*) | 20Y(*) | 25Y(*) | |
|---|---|---|---|---|---|---|---|---|---|
| iShares Lifepath Fund Portfolio | -2.34 | -0.39 | +3.85 | +11.47 | +8.78 | +7.61 | +7.33 | +6.63 | +6.89 |
| Components | |||||||||
|
VV Vanguard Large-Cap |
-4.71 | +0.39 | +9.10 | +30.17 | +16.63 | +17.28 | +16.75 | +9.70 | +9.80 |
|
VEU Vanguard FTSE All-World ex-US |
-3.33 | -3.26 | +1.87 | +23.82 | +8.34 | +9.04 | +7.99 | +7.18 | +5.40 |
|
IJR iShares Core S&P Small-Cap |
-2.39 | -2.92 | +1.29 | +57.36 | +9.37 | +13.54 | +15.66 | +11.40 | +10.36 |
|
VNQ Vanguard Real Estate |
-5.68 | +0.62 | +12.29 | +33.49 | +11.96 | +7.52 | +11.52 | +10.37 | +10.07 |
|
BND Vanguard Total Bond Market |
-1.01 | -0.05 | +1.88 | -1.04 | +5.36 | +2.88 | +2.88 | +4.09 | +4.86 |
|
TIP iShares TIPS Bond |
-0.78 | +1.71 | +4.97 | +4.88 | +7.23 | +4.13 | +2.97 | +4.99 | +5.88 |
- a rebalancing of the components at the beginning of each year (i.e. at every January 1st)
- the reinvestment of dividends
If you are interested in getting periodic income, please refer to the iShares Lifepath Fund Portfolio: Dividend Yield page.
Historical Returns
iShares Lifepath Fund Portfolio - Historical returns and stats.
| Period | Returns Sep 2021 |
Standard Deviation * |
Max Drawdown |
Months Pos - Neg |
|---|---|---|---|---|
|
1M
|
-2.34%
|
-2.34%
Sep 2021 - Sep 2021
|
0 - 1 | |
|
3M
|
-0.39%
|
-2.34%
Sep 2021 - Sep 2021
|
2 - 1 | |
|
6M
|
+3.85%
|
-2.34%
Sep 2021 - Sep 2021
|
5 - 1 | |
|
YTD
|
+4.55%
|
-2.34%
Sep 2021 - Sep 2021
|
7 - 2 | |
|
1Y
|
+11.47%
|
6.39%
|
-2.34%
Sep 2021 - Sep 2021
|
9 - 3 |
|
3Y
|
+8.78%
annualized
|
8.00%
|
-8.33%
Feb 2020 - Mar 2020
|
27 - 9 |
|
5Y
|
+7.61%
annualized
|
6.53%
|
-8.33%
Feb 2020 - Mar 2020
|
44 - 16 |
|
10Y
|
+7.33%
annualized
|
5.83%
|
-8.33%
Feb 2020 - Mar 2020
|
85 - 35 |
|
20Y
|
+6.63%
annualized
|
6.49%
|
-21.24%
Nov 2007 - Feb 2009
|
166 - 74 |
|
25Y
|
+6.89%
annualized
|
6.61%
|
-21.24%
Nov 2007 - Feb 2009
|
203 - 97 |
|
MAX
01 Jan 1994
|
+7.07%
annualized
|
6.49%
|
-21.24%
Nov 2007 - Feb 2009
|
229 - 104 |
Best Classic Portfolios, with Medium Risk, ordered by 25 Years annualized return.
25 Years Stats |
% Allocation |
||||||
|---|---|---|---|---|---|---|---|
| Portfolio | Return▾ | Drawdown | Stocks | Bonds | Comm. | ||
| Couch Potato Scott Burns |
+8.32% | -27.03% | 50 | 50 | 0 | Compare | |
| All Weather Portfolio Ray Dalio |
+7.92% | -12.19% | 30 | 55 | 15 | Compare | |
| Robo Advisor 50 Betterment |
+7.70% | -30.72% | 49.9 | 50.1 | 0 | Compare | |
| Stocks/Bonds 40/60 |
+7.27% | -19.17% | 40 | 60 | 0 | Compare | |
| Dynamic 40/60 Income |
+7.22% | -29.85% | 40 | 60 | 0 | Compare | |
Capital Growth
Drawdowns
Rolling Returns ( more details)
iShares Lifepath Fund Portfolio: annualized rolling and average returns
| Return (*) | Negative Periods |
|||
|---|---|---|---|---|
| Rolling Period | Average | Best | Worst | |
| 1 Year |
+7.43% |
+27.21% Mar 2009 - Feb 2010 |
-18.54% Mar 2008 - Feb 2009 |
13.35% |
| 2 Years |
+7.16% |
+19.57% Mar 2009 - Feb 2011 |
-7.79% Mar 2007 - Feb 2009 |
7.10% |
| 3 Years |
+6.95% |
+15.10% Apr 1995 - Mar 1998 |
-2.45% Mar 2006 - Feb 2009 |
1.34% |
| 5 Years |
+6.68% |
+13.20% Jan 1995 - Dec 1999 |
+1.14% Mar 2004 - Feb 2009 |
0.00% |
| 7 Years |
+6.47% |
+9.94% May 1994 - Apr 2001 |
+3.18% Mar 2002 - Feb 2009 |
0.00% |
| 10 Years |
+6.51% |
+9.10% Jan 1995 - Dec 2004 |
+3.50% Mar 1999 - Feb 2009 |
0.00% |
| 15 Years |
+6.38% |
+7.71% Dec 1994 - Nov 2009 |
+5.32% Feb 2001 - Jan 2016 |
0.00% |
| 20 Years |
+6.46% |
+7.72% Dec 1994 - Nov 2014 |
+5.24% Apr 2000 - Mar 2020 |
0.00% |
* Annualized rolling and average returns over full calendar month periods
If you need a deeper detail about rolling returns, please refer to the iShares Lifepath Fund Portfolio: Rolling Returns page.
Seasonality and Yearly/Monthly Returns
iShares Lifepath Fund Portfolio Seasonality: in which months is it better to invest?
In the table below, the average monthly return is represented.
Below each return, it's also mentioned the probability of obtaining a positive monthly result (Win %).
Both the Average Return and the Gain Frequency are useful to get an idea of what happened in the past.
| Monthly Average Return (%) and Gain Frequency | ||||||||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Return (%) | Jan | Feb | Mar | Apr | May | Jun | Jul | Aug | Sep | Oct | Nov | Dec |
| Average Win % |
0.49 64% |
0.15 71% |
0.41 71% |
1.30 82% |
0.43 64% |
0.43 64% |
0.77 64% |
0.26 68% |
0.23 61% |
0.52 67% |
1.06 70% |
1.05 78% |
| Best Year |
4.0 2019 |
2.8 1998 |
4.3 2009 |
5.6 2020 |
3.9 2009 |
3.4 2019 |
4.3 2009 |
2.7 2000 |
3.8 2010 |
4.4 2011 |
5.5 2020 |
5.1 2008 |
| Worst Year |
-5.2 2009 |
-4.5 2009 |
-6.3 2020 |
-2.8 2004 |
-3.1 2010 |
-3.1 2008 |
-3.0 2002 |
-5.0 1998 |
-4.2 2008 |
-9.2 2008 |
-1.9 1994 |
-2.3 2018 |
For further information about the seasonality, check the Asset Class Seasonality page.
Monthly Returns of iShares Lifepath Fund Portfolio
| Months | |||||||||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Year | Return | Jan | Feb | Mar | Apr | May | Jun | Jul | Aug | Sep | Oct | Nov | Dec |
| 2021 |
+4.55% | -0.3 | 0.3 | 0.7 | 2.3 | 0.8 | 1.1 | 1.1 | 0.9 | -2.3 | |||
| 2020 |
+11.47% | 0.6 | -2.1 | -6.3 | 5.6 | 2.2 | 1.5 | 2.9 | 1.9 | -1.3 | -1.1 | 5.5 | 2.2 |
| 2019 |
+16.20% | 4.0 | 1.1 | 1.6 | 1.5 | -1.7 | 3.4 | 0.3 | 0.6 | 0.6 | 1.2 | 1.2 | 1.4 |
| 2018 |
-3.49% | 1.4 | -2.4 | -0.1 | -0.3 | 0.9 | -0.1 | 1.3 | 1.1 | -0.3 | -3.8 | 1.1 | -2.3 |
| 2017 |
+11.24% | 1.1 | 1.5 | 0.4 | 1.0 | 1.0 | 0.3 | 1.3 | 0.6 | 0.8 | 0.9 | 0.9 | 0.9 |
| 2016 |
+6.11% | -1.5 | 0.3 | 3.5 | 0.6 | 0.3 | 1.3 | 2.0 | 0.0 | 0.4 | -1.4 | -0.4 | 1.1 |
| 2015 |
-0.37% | 0.7 | 1.5 | -0.2 | 0.6 | -0.1 | -1.5 | 0.9 | -2.9 | -0.9 | 2.9 | -0.2 | -1.1 |
| 2014 |
+6.00% | -0.7 | 2.2 | 0.1 | 0.7 | 1.5 | 1.0 | -0.9 | 1.9 | -1.8 | 1.3 | 1.0 | -0.5 |
| 2013 |
+9.07% | 1.4 | 0.5 | 1.2 | 1.6 | -1.1 | -1.9 | 2.5 | -1.7 | 2.9 | 2.2 | 0.8 | 0.6 |
| 2012 |
+9.09% | 2.8 | 1.8 | 0.5 | 0.2 | -2.7 | 1.9 | 1.1 | 1.2 | 1.3 | -0.4 | 0.6 | 0.6 |
| 2011 |
+3.66% | 0.7 | 1.6 | 0.1 | 2.5 | -0.1 | -0.8 | 0.3 | -1.8 | -3.3 | 4.4 | -0.4 | 0.6 |
| 2010 |
+10.07% | -0.9 | 1.1 | 2.5 | 1.2 | -3.1 | -0.8 | 3.5 | -0.8 | 3.8 | 1.9 | -0.9 | 2.3 |
| 2009 |
+15.04% | -5.2 | -4.5 | 4.3 | 4.6 | 3.9 | 0.1 | 4.3 | 2.0 | 2.7 | -1.1 | 3.2 | 0.3 |
| 2008 |
-12.05% | -1.7 | -0.5 | 0.1 | 1.6 | 0.2 | -3.1 | -0.6 | 0.3 | -4.2 | -9.2 | -0.1 | 5.1 |
| 2007 |
+7.94% | 0.6 | 0.5 | 0.7 | 1.9 | 0.9 | -0.7 | -0.5 | 1.1 | 2.3 | 1.9 | -0.7 | -0.5 |
| 2006 |
+10.06% | 1.8 | 0.1 | 0.4 | 0.8 | -1.5 | 0.1 | 0.9 | 1.9 | 1.1 | 1.9 | 1.8 | 0.3 |
| 2005 |
+5.27% | -0.7 | 0.9 | -1.1 | -0.1 | 1.8 | 0.8 | 0.8 | 1.0 | 0.3 | -1.5 | 1.7 | 1.4 |
| 2004 |
+9.19% | 1.3 | 1.4 | 0.4 | -2.8 | 0.5 | 1.3 | -0.9 | 1.4 | 0.9 | 1.4 | 1.9 | 2.1 |
| 2003 |
+16.31% | -1.2 | 0.3 | -0.2 | 3.8 | 3.7 | 0.6 | -0.9 | 1.5 | 1.6 | 2.3 | 0.9 | 3.1 |
| 2002 |
-1.88% | -0.5 | 0.2 | 1.1 | 0.0 | 0.4 | -2.0 | -3.0 | 1.4 | -2.5 | 1.6 | 1.9 | -0.2 |
| 2001 |
-0.13% | 2.2 | -2.7 | -2.1 | 2.6 | 0.3 | -0.6 | 0.8 | -1.0 | -2.9 | 2.1 | 1.1 | 0.2 |
| 2000 |
+3.22% | -2.1 | 1.5 | 3.2 | -1.9 | -1.1 | 2.8 | -0.4 | 2.7 | -1.5 | -0.2 | -1.5 | 2.1 |
| 1999 |
+8.91% | 1.4 | -2.5 | 1.9 | 2.2 | -1.7 | 1.8 | -0.8 | -0.3 | 0.2 | 2.2 | 1.3 | 3.1 |
| 1998 |
+13.44% | 1.4 | 2.8 | 2.0 | 0.6 | -0.3 | 1.4 | -0.3 | -5.0 | 2.6 | 2.9 | 2.6 | 2.2 |
| 1997 |
+14.26% | 1.2 | 0.4 | -1.8 | 2.3 | 3.3 | 2.8 | 4.2 | -3.1 | 3.3 | -1.4 | 1.2 | 1.3 |
| 1996 |
+8.55% | 1.2 | -0.8 | 0.1 | 0.8 | 0.5 | 0.8 | -1.7 | 0.6 | 2.9 | 1.8 | 3.6 | -1.2 |
| 1995 |
+21.33% | 1.2 | 1.7 | 2.0 | 2.0 | 3.2 | 0.9 | 1.6 | 0.5 | 1.9 | 0.3 | 2.4 | 2.0 |
| 1994 |
-0.37% | 3.2 | -1.8 | -3.2 | 0.2 | 0.3 | -0.5 | 2.0 | 1.5 | -2.0 | 0.8 | -1.9 | 1.2 |
* Note: Portofolio Returns, up to December 2007, are simulated. They have been calculated using the historical series of equivalent ETFs / Assets, instead of the actual ETFs of the portfolio.
In particular, it has been used:
- VV - Vanguard Large-Cap: simulated historical serie, up to December 2004
- VEU - Vanguard FTSE All-World ex-US: simulated historical serie, up to December 2007
- IJR - iShares Core S&P Small-Cap: simulated historical serie, up to December 2000
- VNQ - Vanguard Real Estate: simulated historical serie, up to December 2004
- BND - Vanguard Total Bond Market: simulated historical serie, up to December 2007
- TIP - iShares TIPS Bond: simulated historical serie, up to December 2003