Data Source: from January 1994 to September 2021

Last Update: 30 September 2021

The iShares Lifepath Fund Portfolio is exposed for 40.42% on the Stock Market.

It's a Medium Risk portfolio and it can be replicated with 6 ETFs.

In the last 10 years, the portfolio obtained a 7.33% compound annual return, with a 5.83% standard deviation.

In the last 25 years, a 6.89% compound annual return, with a 6.61% standard deviation.

In 2020, the portfolio granted a 2.15% dividend yield. If you are interested in getting periodic income, please refer to the iShares Lifepath Fund Portfolio: Dividend Yield page.

Asset Allocation and ETFs

The iShares Lifepath Fund Portfolio has the following asset allocation:

40.42% Stocks
59.58% Fixed Income
0% Commodities

The iShares Lifepath Fund Portfolio can be replicated with the following ETFs:

Weight Ticker ETF Name Investment Themes
22.09 % VV Vanguard Large-Cap Equity, U.S., Large Cap
13.67 % VEU Vanguard FTSE All-World ex-US Equity, Global ex-US, Large Cap
4.15 % IJR iShares Core S&P Small-Cap Equity, U.S., Small Cap
0.51 % VNQ Vanguard Real Estate Real Estate, U.S.
50.82 % BND Vanguard Total Bond Market Bond, U.S., All-Term
8.76 % TIP iShares TIPS Bond Bond, U.S., All-Term
Most of Lazy Portfolios are made of common components (asset classes), very simple and well defined. For a more complete view, find out the most common ETFs you can use to build your portfolio.

Portfolio and ETF Returns

The iShares Lifepath Fund Portfolio guaranteed the following returns.

ISHARES LIFEPATH FUND PORTFOLIO RETURNS (%)
Last Update: 30 September 2021
Swipe left to see all data
1M 3M 6M 1Y 3Y(*) 5Y(*) 10Y(*) 20Y(*) 25Y(*)
iShares Lifepath Fund Portfolio -2.34 -0.39 +3.85 +11.47 +8.78 +7.61 +7.33 +6.63 +6.89
Components
VV
Vanguard Large-Cap
-4.71 +0.39 +9.10 +30.17 +16.63 +17.28 +16.75 +9.70 +9.80
VEU
Vanguard FTSE All-World ex-US
-3.33 -3.26 +1.87 +23.82 +8.34 +9.04 +7.99 +7.18 +5.40
IJR
iShares Core S&P Small-Cap
-2.39 -2.92 +1.29 +57.36 +9.37 +13.54 +15.66 +11.40 +10.36
VNQ
Vanguard Real Estate
-5.68 +0.62 +12.29 +33.49 +11.96 +7.52 +11.52 +10.37 +10.07
BND
Vanguard Total Bond Market
-1.01 -0.05 +1.88 -1.04 +5.36 +2.88 +2.88 +4.09 +4.86
TIP
iShares TIPS Bond
-0.78 +1.71 +4.97 +4.88 +7.23 +4.13 +2.97 +4.99 +5.88
(*) annualized
Portfolio returns are calculated assuming:
  • a rebalancing of the components at the beginning of each year (i.e. at every January 1st)
  • the reinvestment of dividends

If you are interested in getting periodic income, please refer to the iShares Lifepath Fund Portfolio: Dividend Yield page.

Historical Returns

iShares Lifepath Fund Portfolio - Historical returns and stats.

ISHARES LIFEPATH FUND PORTFOLIO
Last Update: 30 September 2021
Swipe left to see all data
Period Returns
Sep 2021
Standard
Deviation *
Max
Drawdown
Months
Pos - Neg
1M
-2.34%
-2.34%
Sep 2021 - Sep 2021
0 - 1
3M
-0.39%
-2.34%
Sep 2021 - Sep 2021
2 - 1
6M
+3.85%
-2.34%
Sep 2021 - Sep 2021
5 - 1
YTD
+4.55%
-2.34%
Sep 2021 - Sep 2021
7 - 2
1Y
+11.47%
6.39%
-2.34%
Sep 2021 - Sep 2021
9 - 3
3Y
+8.78%
annualized
8.00%
-8.33%
Feb 2020 - Mar 2020
27 - 9
5Y
+7.61%
annualized
6.53%
-8.33%
Feb 2020 - Mar 2020
44 - 16
10Y
+7.33%
annualized
5.83%
-8.33%
Feb 2020 - Mar 2020
85 - 35
20Y
+6.63%
annualized
6.49%
-21.24%
Nov 2007 - Feb 2009
166 - 74
25Y
+6.89%
annualized
6.61%
-21.24%
Nov 2007 - Feb 2009
203 - 97
MAX
01 Jan 1994
+7.07%
annualized
6.49%
-21.24%
Nov 2007 - Feb 2009
229 - 104
* Annualized St.Dev. of monthly returns

Best Classic Portfolios, with Medium Risk, ordered by 25 Years annualized return.

25 Years Stats
% Allocation
Portfolio Return Drawdown Stocks Bonds Comm.
Couch Potato
Scott Burns
+8.32% -27.03% 50 50 0 Compare
All Weather Portfolio
Ray Dalio
+7.92% -12.19% 30 55 15 Compare
Robo Advisor 50
Betterment
+7.70% -30.72% 49.9 50.1 0 Compare
Stocks/Bonds 40/60
+7.27% -19.17% 40 60 0 Compare
Dynamic 40/60 Income
+7.22% -29.85% 40 60 0 Compare

See all portfolios

Capital Growth

Time Range:

Drawdowns

Time Range:

Rolling Returns ( more details)

iShares Lifepath Fund Portfolio: annualized rolling and average returns

Swipe left to see all data
Return (*) Negative
Periods
Rolling Period Average Best Worst
1 Year
+7.43% +27.21%
Mar 2009 - Feb 2010
-18.54%
Mar 2008 - Feb 2009
13.35%
2 Years
+7.16% +19.57%
Mar 2009 - Feb 2011
-7.79%
Mar 2007 - Feb 2009
7.10%
3 Years
+6.95% +15.10%
Apr 1995 - Mar 1998
-2.45%
Mar 2006 - Feb 2009
1.34%
5 Years
+6.68% +13.20%
Jan 1995 - Dec 1999
+1.14%
Mar 2004 - Feb 2009
0.00%
7 Years
+6.47% +9.94%
May 1994 - Apr 2001
+3.18%
Mar 2002 - Feb 2009
0.00%
10 Years
+6.51% +9.10%
Jan 1995 - Dec 2004
+3.50%
Mar 1999 - Feb 2009
0.00%
15 Years
+6.38% +7.71%
Dec 1994 - Nov 2009
+5.32%
Feb 2001 - Jan 2016
0.00%
20 Years
+6.46% +7.72%
Dec 1994 - Nov 2014
+5.24%
Apr 2000 - Mar 2020
0.00%

* Annualized rolling and average returns over full calendar month periods

If you need a deeper detail about rolling returns, please refer to the iShares Lifepath Fund Portfolio: Rolling Returns page.

Seasonality and Yearly/Monthly Returns

iShares Lifepath Fund Portfolio Seasonality: in which months is it better to invest?

In the table below, the average monthly return is represented.

Below each return, it's also mentioned the probability of obtaining a positive monthly result (Win %).

Both the Average Return and the Gain Frequency are useful to get an idea of what happened in the past.

Swipe left to see all data
Monthly Average Return (%) and Gain Frequency
Return (%) Jan Feb Mar Apr May Jun Jul Aug Sep Oct Nov Dec
Average
Win %
0.49
64%
0.15
71%
0.41
71%
1.30
82%
0.43
64%
0.43
64%
0.77
64%
0.26
68%
0.23
61%
0.52
67%
1.06
70%
1.05
78%
Best
Year
4.0
2019
2.8
1998
4.3
2009
5.6
2020
3.9
2009
3.4
2019
4.3
2009
2.7
2000
3.8
2010
4.4
2011
5.5
2020
5.1
2008
Worst
Year
-5.2
2009
-4.5
2009
-6.3
2020
-2.8
2004
-3.1
2010
-3.1
2008
-3.0
2002
-5.0
1998
-4.2
2008
-9.2
2008
-1.9
1994
-2.3
2018
Statistics calculated for the period Jan 1994 - Sep 2021

For further information about the seasonality, check the Asset Class Seasonality page.

Monthly Returns of iShares Lifepath Fund Portfolio

Swipe left to see all data
Months
Year Return Jan Feb Mar Apr May Jun Jul Aug Sep Oct Nov Dec
2021
+4.55% -0.3 0.3 0.7 2.3 0.8 1.1 1.1 0.9 -2.3
2020
+11.47% 0.6 -2.1 -6.3 5.6 2.2 1.5 2.9 1.9 -1.3 -1.1 5.5 2.2
2019
+16.20% 4.0 1.1 1.6 1.5 -1.7 3.4 0.3 0.6 0.6 1.2 1.2 1.4
2018
-3.49% 1.4 -2.4 -0.1 -0.3 0.9 -0.1 1.3 1.1 -0.3 -3.8 1.1 -2.3
2017
+11.24% 1.1 1.5 0.4 1.0 1.0 0.3 1.3 0.6 0.8 0.9 0.9 0.9
2016
+6.11% -1.5 0.3 3.5 0.6 0.3 1.3 2.0 0.0 0.4 -1.4 -0.4 1.1
2015
-0.37% 0.7 1.5 -0.2 0.6 -0.1 -1.5 0.9 -2.9 -0.9 2.9 -0.2 -1.1
2014
+6.00% -0.7 2.2 0.1 0.7 1.5 1.0 -0.9 1.9 -1.8 1.3 1.0 -0.5
2013
+9.07% 1.4 0.5 1.2 1.6 -1.1 -1.9 2.5 -1.7 2.9 2.2 0.8 0.6
2012
+9.09% 2.8 1.8 0.5 0.2 -2.7 1.9 1.1 1.2 1.3 -0.4 0.6 0.6
2011
+3.66% 0.7 1.6 0.1 2.5 -0.1 -0.8 0.3 -1.8 -3.3 4.4 -0.4 0.6
2010
+10.07% -0.9 1.1 2.5 1.2 -3.1 -0.8 3.5 -0.8 3.8 1.9 -0.9 2.3
2009
+15.04% -5.2 -4.5 4.3 4.6 3.9 0.1 4.3 2.0 2.7 -1.1 3.2 0.3
2008
-12.05% -1.7 -0.5 0.1 1.6 0.2 -3.1 -0.6 0.3 -4.2 -9.2 -0.1 5.1
2007
+7.94% 0.6 0.5 0.7 1.9 0.9 -0.7 -0.5 1.1 2.3 1.9 -0.7 -0.5
2006
+10.06% 1.8 0.1 0.4 0.8 -1.5 0.1 0.9 1.9 1.1 1.9 1.8 0.3
2005
+5.27% -0.7 0.9 -1.1 -0.1 1.8 0.8 0.8 1.0 0.3 -1.5 1.7 1.4
2004
+9.19% 1.3 1.4 0.4 -2.8 0.5 1.3 -0.9 1.4 0.9 1.4 1.9 2.1
2003
+16.31% -1.2 0.3 -0.2 3.8 3.7 0.6 -0.9 1.5 1.6 2.3 0.9 3.1
2002
-1.88% -0.5 0.2 1.1 0.0 0.4 -2.0 -3.0 1.4 -2.5 1.6 1.9 -0.2
2001
-0.13% 2.2 -2.7 -2.1 2.6 0.3 -0.6 0.8 -1.0 -2.9 2.1 1.1 0.2
2000
+3.22% -2.1 1.5 3.2 -1.9 -1.1 2.8 -0.4 2.7 -1.5 -0.2 -1.5 2.1
1999
+8.91% 1.4 -2.5 1.9 2.2 -1.7 1.8 -0.8 -0.3 0.2 2.2 1.3 3.1
1998
+13.44% 1.4 2.8 2.0 0.6 -0.3 1.4 -0.3 -5.0 2.6 2.9 2.6 2.2
1997
+14.26% 1.2 0.4 -1.8 2.3 3.3 2.8 4.2 -3.1 3.3 -1.4 1.2 1.3
1996
+8.55% 1.2 -0.8 0.1 0.8 0.5 0.8 -1.7 0.6 2.9 1.8 3.6 -1.2
1995
+21.33% 1.2 1.7 2.0 2.0 3.2 0.9 1.6 0.5 1.9 0.3 2.4 2.0
1994
-0.37% 3.2 -1.8 -3.2 0.2 0.3 -0.5 2.0 1.5 -2.0 0.8 -1.9 1.2

* Note:
Portofolio Returns, up to December 2007, are simulated. They have been calculated using the historical series of equivalent ETFs / Assets, instead of the actual ETFs of the portfolio.

In particular, it has been used:

  • VV - Vanguard Large-Cap: simulated historical serie, up to December 2004
  • VEU - Vanguard FTSE All-World ex-US: simulated historical serie, up to December 2007
  • IJR - iShares Core S&P Small-Cap: simulated historical serie, up to December 2000
  • VNQ - Vanguard Real Estate: simulated historical serie, up to December 2004
  • BND - Vanguard Total Bond Market: simulated historical serie, up to December 2007
  • TIP - iShares TIPS Bond: simulated historical serie, up to December 2003
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