Data Source: from June 1991 to June 2022
Consolidated Returns as of 30 June 2022
Live Update: Jul 05 2022, 03:00PM Eastern Time
PORTFOLIO • LIVE PERFORMANCE (USD currency)
0.28%
1 Day
Jul 05 2022, 03:00PM Eastern Time
0.54%
Current Month
July 2022

The iShares Lifepath Fund Portfolio is a Medium Risk portfolio and can be implemented with 6 ETFs.

It's exposed for 40.42% on the Stock Market.

In the last 30 Years, the iShares Lifepath Fund Portfolio obtained a 6.73% compound annual return, with a 6.56% standard deviation.

Asset Allocation and ETFs

The iShares Lifepath Fund Portfolio has the following asset allocation:

40.42% Stocks
59.58% Fixed Income
0% Commodities

The iShares Lifepath Fund Portfolio can be implemented with the following ETFs:

Weight Ticker ETF Name Investment Themes
22.09 % VV Vanguard Large-Cap Equity, U.S., Large Cap
13.67 % VEU Vanguard FTSE All-World ex-US Equity, Global ex-US, Large Cap
4.15 % IJR iShares Core S&P Small-Cap Equity, U.S., Small Cap
0.51 % VNQ Vanguard Real Estate Real Estate, U.S.
50.82 % BND Vanguard Total Bond Market Bond, U.S., All-Term
8.76 % TIP iShares TIPS Bond Bond, U.S., All-Term
Most of Lazy Portfolios are made of common components (asset classes), very simple and well defined. For a more complete view, find out the most common ETFs you can use to build your portfolio.

Portfolio and ETF Returns

The iShares Lifepath Fund Portfolio guaranteed the following returns.

According to the available data source, let's assume we built the portfolio on June 1991.

Portfolio returns are calculated in USD, assuming: July 2022 return is calculated on the hypothesis of a newly built portfolio, with the starting asset allocation.
ISHARES LIFEPATH FUND PORTFOLIO RETURNS
Consolidated returns as of 30 June 2022
Live Update: Jul 05 2022, 03:00PM Eastern Time
Swipe left to see all data
  Chg (%) Return (%)
Return (%) as of Jun 30, 2022
  1 Day Time ET(*) Jul 2022 1M 6M 1Y 5Y(*) 10Y(*) 30Y(*)
iShares Lifepath Fund Portfolio -0.28 0.54 -4.31 -14.06 -11.52 4.13 5.13 6.73
US Inflation Adjusted return -4.31 -17.40 -17.75 0.50 2.60 4.16
Components
VV
Vanguard Large-Cap
-0.18 02:59PM
Jul 05 2022
0.90 -8.26 -21.46 -12.97 11.11 12.82 9.87
VEU
Vanguard FTSE All-World ex-US
-2.22 03:00PM
Jul 05 2022
-2.24 -7.68 -17.38 -18.51 2.89 5.19 5.29
IJR
iShares Core S&P Small-Cap
-0.71 02:59PM
Jul 05 2022
0.22 -8.48 -18.93 -16.91 7.20 11.24 10.52
VNQ
Vanguard Real Estate
-0.86 03:00PM
Jul 05 2022
0.93 -7.46 -20.54 -8.02 5.69 7.49 9.57
BND
Vanguard Total Bond Market
0.23 02:59PM
Jul 05 2022
1.03 -1.66 -10.35 -10.42 0.84 1.40 4.63
TIP
iShares TIPS Bond
-0.30 02:59PM
Jul 05 2022
1.31 -3.11 -9.04 -5.27 3.04 1.57 5.80
(*) Returns over 1 year are annualized
(*) Eastern Time (ET - America/New York)

US Inflation is updated to May 2022. Waiting for updates, inflation of Jun 2022 is set to 0%. Current inflation (annualized) is 1Y: 7.57% , 5Y: 3.61% , 10Y: 2.46% , 30Y: 2.47%

Portfolio Dividends

In 2021, the iShares Lifepath Fund Portfolio granted a 2.31% dividend yield. If you are interested in getting periodic income, please refer to the iShares Lifepath Fund Portfolio: Dividend Yield page.

Historical Returns as of Jun 30, 2022

Historical returns and stats of iShares Lifepath Fund Portfolio. Total Returns and Inflation Adjusted Returns are both mentioned.

ISHARES LIFEPATH FUND PORTFOLIO
Consolidated returns as of 30 June 2022
Data Source: from June 1991 to June 2022
Swipe left to see all data
Period Return (%)
as of Jun 2022
Return (%)
Infl.Adj.
Standard
Deviation (%)
Max
Drawdown (%)
Months
Pos - Neg
1M
Jun 2022
-4.31
-4.31
-4.31
Jun 2022 - Jun 2022
0 - 1
3M
-9.06
-10.24
-9.06
Apr 2022 - Jun 2022
1 - 2
6M
-14.06
-17.40
-14.06
Jan 2022 - Jun 2022
1 - 5
YTD
-14.06
-17.40
-14.06
Jan 2022 - Jun 2022
1 - 5
1Y
-11.52
-17.75
8.24
-14.06
Jan 2022 - Jun 2022
5 - 7
42% pos
3Y(*)
2.94
-1.50
8.62
-14.06
Jan 2022 - Jun 2022
24 - 12
67% pos
5Y(*)
4.13
0.50
7.64
-14.06
Jan 2022 - Jun 2022
40 - 20
67% pos
10Y(*)
5.13
2.60
6.25
-14.06
Jan 2022 - Jun 2022
81 - 39
68% pos
15Y(*)
4.94
2.58
7.32
-21.23
Nov 2007 - Feb 2009
117 - 63
65% pos
20Y(*)
5.86
3.33
6.78
-21.23
Nov 2007 - Feb 2009
163 - 77
68% pos
25Y(*)
5.87
3.36
6.77
-21.23
Nov 2007 - Feb 2009
199 - 101
66% pos
30Y(*)
6.73
4.16
6.56
-21.23
Nov 2007 - Feb 2009
247 - 113
69% pos
MAX(*)
01 Jun 1991
6.78
4.18
6.58
-21.23
Nov 2007 - Feb 2009
255 - 118
68% pos
(*) Returns over 1 year are annualized

Returns and stats are calculated assuming a yearly rebalancing of the components weight. How do returns change with different rebalancing strategies?

Capital Growth as of Jun 30, 2022

An investment of 1000$, since July 1992, now would be worth 7058.72$, with a total return of 605.87% (6.73% annualized).

The Inflation Adjusted Capital now would be 3392.85$, with a net total return of 239.28% (4.16% annualized).
An investment of 1000$, since June 1991, now would be worth 7673.46$, with a total return of 667.35% (6.78% annualized).

The Inflation Adjusted Capital now would be 3569.86$, with a net total return of 256.99% (4.18% annualized).

Drawdowns

Swipe left to see all data
Drawdown period
Recovery period
Total
Drawdown Start Bottom #Months End #Months #Months
-21.23% Nov 2007 Feb 2009 16 Dec 2009 10 26
-14.06% Jan 2022 Jun 2022 6 in progress 6
-8.33% Feb 2020 Mar 2020 2 Jun 2020 3 5
-7.15% Feb 2001 Sep 2002 20 May 2003 8 28
-5.64% May 2011 Sep 2011 5 Jan 2012 4 9
-5.36% Jul 1998 Aug 1998 2 Nov 1998 3 5
-5.27% Sep 2018 Dec 2018 4 Mar 2019 3 7
-4.89% Feb 1994 Jun 1994 5 Mar 1995 9 14
-4.45% May 2015 Sep 2015 5 May 2016 8 13
-3.83% May 2010 Jun 2010 2 Sep 2010 3 5
-3.16% Sep 2000 Nov 2000 3 Jan 2001 2 5
-3.07% Aug 1997 Aug 1997 1 Sep 1997 1 2
-3.01% Apr 2000 May 2000 2 Aug 2000 3 5
-2.99% May 2013 Jun 2013 2 Sep 2013 3 5
-2.78% Apr 2004 Apr 2004 1 Sep 2004 5 6
-2.74% May 2012 May 2012 1 Jul 2012 2 3
-2.73% Feb 2018 Apr 2018 3 Aug 2018 4 7
-2.48% Feb 1999 Feb 1999 1 Apr 1999 2 3
-2.48% Nov 1993 Nov 1993 1 Jan 1994 2 3
-2.41% Sep 2020 Oct 2020 2 Nov 2020 1 3
Swipe left to see all data
Drawdown period
Recovery period
Total
Drawdown Start Bottom #Months End #Months #Months
-21.23% Nov 2007 Feb 2009 16 Dec 2009 10 26
-14.06% Jan 2022 Jun 2022 6 in progress 6
-8.33% Feb 2020 Mar 2020 2 Jun 2020 3 5
-7.15% Feb 2001 Sep 2002 20 May 2003 8 28
-5.64% May 2011 Sep 2011 5 Jan 2012 4 9
-5.36% Jul 1998 Aug 1998 2 Nov 1998 3 5
-5.27% Sep 2018 Dec 2018 4 Mar 2019 3 7
-4.89% Feb 1994 Jun 1994 5 Mar 1995 9 14
-4.45% May 2015 Sep 2015 5 May 2016 8 13
-3.83% May 2010 Jun 2010 2 Sep 2010 3 5
-3.16% Sep 2000 Nov 2000 3 Jan 2001 2 5
-3.07% Aug 1997 Aug 1997 1 Sep 1997 1 2
-3.01% Apr 2000 May 2000 2 Aug 2000 3 5
-2.99% May 2013 Jun 2013 2 Sep 2013 3 5
-2.92% Jan 1992 Mar 1992 3 Jul 1992 4 7
-2.78% Apr 2004 Apr 2004 1 Sep 2004 5 6
-2.74% May 2012 May 2012 1 Jul 2012 2 3
-2.73% Feb 2018 Apr 2018 3 Aug 2018 4 7
-2.48% Feb 1999 Feb 1999 1 Apr 1999 2 3
-2.48% Nov 1993 Nov 1993 1 Jan 1994 2 3

Rolling Returns ( more details)

iShares Lifepath Fund Portfolio: annualized rolling and average returns

Swipe left to see all data
Rolling
Period
Return (*) Negative
Periods
Average (%) Best (%) Worst (%)
1 Year
7.43 27.21
Mar 2009 - Feb 2010
-18.54
Mar 2008 - Feb 2009
13.26%
2 Years
7.31 19.57
Mar 2009 - Feb 2011
-7.79
Mar 2007 - Feb 2009
6.29%
3 Years
7.15 15.10
Apr 1995 - Mar 1998
-2.45
Mar 2006 - Feb 2009
1.18%
5 Years
7.06 13.20
Jan 1995 - Dec 1999
1.14
Mar 2004 - Feb 2009
0.00%
7 Years
6.89 11.56
Jul 1991 - Jun 1998
3.18
Mar 2002 - Feb 2009
0.00%
10 Years
6.71 9.71
Jul 1991 - Jun 2001
3.50
Mar 1999 - Feb 2009
0.00%
15 Years
6.62 8.73
Nov 1992 - Oct 2007
4.94
Jul 2007 - Jun 2022
0.00%
20 Years
6.68 7.90
Jul 1991 - Jun 2011
5.24
Apr 2000 - Mar 2020
0.00%
(*) Annualized rolling and average returns over full calendar month periods

If you need a deeper detail about rolling returns, please refer to the iShares Lifepath Fund Portfolio: Rolling Returns page.

Seasonality

iShares Lifepath Fund Portfolio: in which months is it better to invest?

Both the Average Return and the Gain Frequency (Win %) are useful to get an idea of what happened in the past.

For further information about the seasonality, check the Asset Class Seasonality page.
Swipe left to see all data
Monthly Average Return (%) and Gain Frequency
Return (%) Jan Feb Mar Apr May Jun Jul Aug Sep Oct Nov Dec
Average
Win %
0.34
61%
0.16
71%
0.36
68%
1.06
81%
0.53
68%
0.18
59%
0.87
68%
0.41
71%
0.29
61%
0.56
68%
0.81
65%
1.24
81%
Best
Year
4.0
2019
2.8
1998
4.3
2009
5.5
2020
3.9
2009
3.4
2019
4.3
2009
2.9
1993
3.8
2010
4.4
2011
5.5
2020
5.4
1991
Worst
Year
-5.2
2009
-4.5
2009
-6.3
2020
-5.5
2022
-3.1
2010
-4.3
2022
-3.0
2002
-5.0
1998
-4.2
2008
-9.2
2008
-2.5
1993
-2.3
2018
Statistics calculated for the period Jun 1991 - Jun 2022

Monthly/Yearly Returns

iShares Lifepath Fund Portfolio monthly and yearly returns: how is the distribution of the returns recorded so far?

MONTHLY RETURNS HISTOGRAM
255 Positive Months (68%) - 118 Negative Months (32%)
Jun 1991 - Jun 2022
Swipe left to see all data
Yearly Return(%)
Monthly Return(%)
Year Total Infl.Adj Jan Feb Mar Apr May Jun Jul Aug Sep Oct Nov Dec
2022
-14.06 -17.40 -3.2 -1.5 -0.8 -5.5 0.6 -4.3
2021
+8.05 +0.89 -0.3 0.3 0.7 2.3 0.8 1.1 1.1 0.9 -2.3 2.4 -0.8 1.7
2020
+11.47 +10.06 0.6 -2.1 -6.3 5.5 2.2 1.5 2.9 1.9 -1.3 -1.1 5.5 2.2
2019
+16.20 +13.63 4.0 1.1 1.6 1.5 -1.7 3.4 0.3 0.6 0.6 1.2 1.2 1.4
2018
-3.49 -5.30 1.4 -2.4 -0.1 -0.2 0.9 0.0 1.3 1.1 -0.3 -3.8 1.1 -2.3
2017
+11.24 +8.92 1.1 1.5 0.4 1.0 1.0 0.3 1.3 0.6 0.8 0.9 0.9 0.9
2016
+6.11 +3.98 -1.5 0.2 3.5 0.6 0.3 1.3 2.0 0.0 0.4 -1.4 -0.4 1.1
2015
-0.37 -1.00 0.7 1.5 -0.2 0.6 -0.1 -1.5 0.9 -2.9 -0.9 2.9 -0.2 -1.1
2014
+6.00 +5.32 -0.7 2.2 0.1 0.7 1.5 1.0 -0.9 1.9 -1.8 1.3 1.0 -0.5
2013
+9.07 +7.45 1.4 0.5 1.2 1.6 -1.1 -1.9 2.5 -1.7 2.9 2.2 0.8 0.6
2012
+9.09 +7.20 2.8 1.8 0.5 0.2 -2.7 1.9 1.1 1.2 1.3 -0.4 0.6 0.6
2011
+3.66 +0.58 0.7 1.6 0.1 2.5 -0.1 -0.8 0.3 -1.8 -3.3 4.4 -0.4 0.6
2010
+10.07 +8.51 -0.9 1.1 2.5 1.2 -3.1 -0.8 3.5 -0.8 3.8 1.9 -0.9 2.3
2009
+15.04 +11.89 -5.2 -4.5 4.3 4.6 3.9 0.1 4.3 2.0 2.7 -1.1 3.2 0.3
2008
-12.05 -12.03 -1.7 -0.5 0.1 1.6 0.2 -3.1 -0.6 0.3 -4.2 -9.2 -0.1 5.1
2007
+7.94 +3.68 0.6 0.5 0.7 1.9 0.9 -0.6 -0.5 1.1 2.3 1.9 -0.7 -0.5
2006
+10.06 +7.35 1.8 0.1 0.4 0.8 -1.5 0.1 0.9 1.9 1.1 1.9 1.8 0.3
2005
+5.27 +1.87 -0.7 0.9 -1.1 -0.1 1.8 0.8 0.8 1.0 0.3 -1.5 1.7 1.4
2004
+9.19 +5.65 1.3 1.4 0.4 -2.8 0.4 1.3 -0.9 1.4 0.9 1.4 1.9 2.1
2003
+16.31 +13.99 -1.2 0.3 -0.2 3.8 3.7 0.6 -0.9 1.5 1.6 2.3 0.9 3.0
2002
-1.88 -4.25 -0.5 0.2 1.1 0.0 0.4 -2.0 -3.0 1.4 -2.5 1.6 1.8 -0.2
2001
-0.13 -1.71 2.2 -2.7 -2.1 2.6 0.3 -0.6 0.8 -1.0 -2.9 2.1 1.1 0.2
2000
+3.22 -0.20 -2.1 1.5 3.2 -1.9 -1.1 2.8 -0.4 2.6 -1.5 -0.2 -1.5 2.1
1999
+8.91 +6.07 1.4 -2.5 1.9 2.2 -1.7 1.8 -0.8 -0.3 0.2 2.2 1.3 3.1
1998
+13.44 +11.64 1.4 2.8 2.0 0.6 -0.3 1.4 -0.3 -5.0 2.6 2.9 2.6 2.2
1997
+14.26 +12.35 1.2 0.4 -1.8 2.3 3.3 2.8 4.2 -3.1 3.3 -1.4 1.2 1.3
1996
+8.55 +5.01 1.2 -0.8 0.1 0.8 0.5 0.7 -1.7 0.6 2.9 1.8 3.6 -1.1
1995
+21.33 +18.33 1.2 1.7 2.0 2.0 3.2 0.9 1.6 0.5 1.9 0.2 2.4 1.9
1994
-0.37 -2.89 3.2 -1.8 -3.2 0.2 0.2 -0.5 2.0 1.5 -2.0 0.8 -1.9 1.2
1993
+13.45 +10.35 1.5 2.0 2.2 1.2 1.4 0.8 1.1 2.9 -0.3 0.9 -2.5 1.6
1992
+4.84 +1.82 -1.4 0.4 -1.9 0.7 2.3 -0.3 2.0 0.8 0.9 -1.3 1.2 1.5
1991
- - -2.2 2.5 1.6 1.7 1.2 -1.3 5.4

Portofolio Returns, up to December 2007, are simulated. They have been calculated using the historical series of equivalent ETFs / Assets, instead of the actual ETFs of the portfolio.

In particular, it has been used:

  • VV - Vanguard Large-Cap: simulated historical serie, up to December 2004
  • VEU - Vanguard FTSE All-World ex-US: simulated historical serie, up to December 2007
  • IJR - iShares Core S&P Small-Cap: simulated historical serie, up to December 2000
  • VNQ - Vanguard Real Estate: simulated historical serie, up to December 2004
  • BND - Vanguard Total Bond Market: simulated historical serie, up to December 2007
  • TIP - iShares TIPS Bond: simulated historical serie, up to December 2003

Portfolio efficiency

Is the iShares Lifepath Fund Portfolio actually efficient, compared to other Lazy Portfolios?

Overall Ratings

The iShares Lifepath Fund Portfolio is classified as Medium Risk.

Very High Risk
Bond weight:
Less than 25%
High Risk
Bond weight:
25% - 49.99%
Medium Risk
Bond weight:
50% - 74.99%
Low Risk
Bond weight:
At least 75%
Medium Risk
Portfolios
All
Portfolios
25 Years Ann. Return
(Inflation Adjusted)
+5.87%
(+3.36%)
Poor : 1 / 5
Average : 2.1 / 5
Standard Deviation
over 25 Years
6.77%
Good : 3.4 / 5
Excellent : 4.1 / 5
Maximum Drawdown
over 25 Years
-21.23%
Good : 3.3 / 5
Good : 3.8 / 5
Easy to manage 6 ETFs
Average : 2.5 / 5
Average : 2.5 / 5
Rating assigned considering all the Medium Risk Portfolios Rating assigned considering all the Portfolios in the database

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Jul 2022 return refers to period 01-05 July 2022.
Last update: Jul 05 2022, 03:00PM Eastern Time.
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