Stocks/Bonds 20/80 vs Merrill Lynch Edge Select Conservative Portfolio Comparison

Last Update: 31 March 2024

The Stocks/Bonds 20/80 Portfolio obtained a 5.80% compound annual return, with a 4.88% standard deviation, in the last 30 Years.

The Merrill Lynch Edge Select Conservative Portfolio obtained a 5.30% compound annual return, with a 4.24% standard deviation, in the last 30 Years.

Summary

Swipe left to see all data
Stocks/Bonds 20/80 Portfolio Merrill Lynch Edge Select Conservative Portfolio
Portfolio Risk Low Low
Asset Allocation Stocks 20% 21%
Fixed Income 80% 79%
Commodities 0% 0%
30 Years Stats Return +5.80% +5.30%
Std Dev 4.88% 4.24%
Max Drawdown -16.57% -12.44%
All time Stats
(Since Jan 1985)		 Return +7.04% +6.66%
Std Dev 5.21% 4.53%
Max Drawdown -16.57% -12.44%
Last Update: 31 March 2024

Historical Returns as of Mar 31, 2024

Comparison period starts from January 1985

Swipe left to see all data
1M 6M 1Y 5Y 10Y 30Y MAX
Stocks/Bonds 20/80 Portfolio +1.28 +9.30 +6.92 +3.19 +3.72 +5.80 +7.04
Merrill Lynch Edge Select Conservative Portfolio +1.36 +8.21 +7.58 +3.33 +3.46 +5.30 +6.66
Return over 1 year are annualized.

Capital Growth as of Mar 31, 2024

Stocks/Bonds 20/80 Portfolio: an investment of 1$, since April 1994, now would be worth 5.43$, with a total return of 442.69% (5.80% annualized).

Merrill Lynch Edge Select Conservative Portfolio: an investment of 1$, since April 1994, now would be worth 4.71$, with a total return of 370.93% (5.30% annualized).

Stocks/Bonds 20/80 Portfolio: an investment of 1$, since January 1985, now would be worth 14.45$, with a total return of 1344.55% (7.04% annualized).

Merrill Lynch Edge Select Conservative Portfolio: an investment of 1$, since January 1985, now would be worth 12.55$, with a total return of 1155.21% (6.66% annualized).

Drawdowns

Drawdown comparison chart since April 1994.

Swipe left to see all data
Stocks/Bonds 20/80 Portfolio
Merrill Lynch Edge Select Conservative Portfolio
Drawdown Start Bottom
Date (#Months)		 Recovery
Date (#Months)		 Ulcer
Index		 Drawdown Start Bottom
Date (#Months)		 Recovery
Date (#Months)		 Ulcer
Index
-16.57% Jan 2022 Sep 2022 (9) In progress (27) 10.59
-12.44% Jan 2022 Sep 2022 (9) Mar 2024 (27) 6.66
-10.97% May 2008 Feb 2009 (10) Aug 2009 (16) 5.84
-8.42% May 2008 Oct 2008 (6) Jul 2009 (15) 4.07
-4.57% Feb 2020 Mar 2020 (2) Jun 2020 (5) 2.06
-3.92% Feb 2020 Mar 2020 (2) Apr 2020 (3) 1.96
-2.88% Jun 2011 Sep 2011 (4) Dec 2011 (7) 1.14
-2.67% Sep 2018 Oct 2018 (2) Jan 2019 (5) 1.60
-2.58% Apr 2004 May 2004 (2) Sep 2004 (6) 1.65
-2.56% May 2013 Jun 2013 (2) Oct 2013 (6) 1.44
-2.46% May 2015 Sep 2015 (5) Mar 2016 (11) 1.46
-2.43% Jul 1998 Aug 1998 (2) Sep 1998 (3) 1.21
-2.40% Aug 2016 Nov 2016 (4) Apr 2017 (9) 1.09
-2.30% May 2013 Jun 2013 (2) Oct 2013 (6) 1.22
-2.26% Sep 2018 Dec 2018 (4) Jan 2019 (5) 1.37
-2.23% Apr 2000 May 2000 (2) Jun 2000 (3) 1.33
-2.17% Feb 1999 Feb 1999 (1) Apr 1999 (3) 1.18
-2.16% Sep 1994 Nov 1994 (3) Jan 1995 (5) 1.31
-2.15% Jul 1998 Aug 1998 (2) Sep 1998 (3) 1.09
-2.13% Jul 2003 Jul 2003 (1) Sep 2003 (3) 1.21

Drawdown comparison chart since January 1985.

Swipe left to see all data
Stocks/Bonds 20/80 Portfolio
Merrill Lynch Edge Select Conservative Portfolio
Drawdown Start Bottom
Date (#Months)		 Recovery
Date (#Months)		 Ulcer
Index		 Drawdown Start Bottom
Date (#Months)		 Recovery
Date (#Months)		 Ulcer
Index
-16.57% Jan 2022 Sep 2022 (9) In progress (27) 10.59
-12.44% Jan 2022 Sep 2022 (9) Mar 2024 (27) 6.66
-10.97% May 2008 Feb 2009 (10) Aug 2009 (16) 5.84
-8.42% May 2008 Oct 2008 (6) Jul 2009 (15) 4.07
-6.14% Sep 1987 Nov 1987 (3) Feb 1988 (6) 3.45
-5.50% Feb 1994 Jun 1994 (5) Feb 1995 (13) 3.71
-5.44% Sep 1987 Nov 1987 (3) Feb 1988 (6) 3.15
-4.57% Feb 2020 Mar 2020 (2) Jun 2020 (5) 2.06
-4.06% Aug 1990 Sep 1990 (2) Dec 1990 (5) 2.30
-3.92% Feb 2020 Mar 2020 (2) Apr 2020 (3) 1.96
-3.75% Feb 1994 Jun 1994 (5) Feb 1995 (13) 2.51
-3.14% Sep 1986 Sep 1986 (1) Nov 1986 (3) 1.66
-3.09% Aug 1990 Sep 1990 (2) Nov 1990 (4) 2.07
-2.99% Apr 1987 May 1987 (2) Jul 1987 (4) 1.88
-2.91% Jan 1990 Jan 1990 (1) May 1990 (5) 1.94
-2.89% Jan 1990 Apr 1990 (4) May 1990 (5) 1.85
-2.88% Jun 2011 Sep 2011 (4) Dec 2011 (7) 1.14
-2.67% Sep 2018 Oct 2018 (2) Jan 2019 (5) 1.60
-2.58% Apr 2004 May 2004 (2) Sep 2004 (6) 1.65
-2.56% May 2013 Jun 2013 (2) Oct 2013 (6) 1.44

Yearly Returns

For each year, the following table provides the return and intra-year drawdown.
The highlighted returns represent the highest values for that specific year.
Swipe left to see all data
Year Return Drawdown Return Drawdown
2024
+1.36%
 -0.02%
+1.66%
 -0.02%
2023
+9.54%
 -5.62%
+9.20%
 -3.89%
2022
-14.39%
 -16.57%
-9.59%
 -12.44%
2021
+3.64%
 -1.82%
+3.46%
 -1.41%
2020
+10.38%
 -3.92%
+6.74%
 -4.57%
2019
+13.20%
 -0.07%
+11.07%
 -0.76%
2018
-1.13%
 -2.67%
-1.01%
 -2.26%
2017
+7.10%
 -0.02%
+6.67%
 0.00%
2016
+4.58%
 -2.40%
+4.67%
 -1.32%
2015
+0.52%
 -1.90%
-0.16%
 -2.46%
2014
+7.16%
 -0.89%
+4.82%
 -1.01%
2013
+5.01%
 -2.56%
+5.12%
 -2.30%
2012
+5.82%
 -0.62%
+6.74%
 -1.52%
2011
+6.53%
 -0.88%
+3.69%
 -2.88%
2010
+8.44%
 -0.76%
+7.47%
 -1.66%
2009
+8.69%
 -5.67%
+10.64%
 -5.42%
2008
-1.91%
 -8.42%
-5.32%
 -9.24%
2007
+6.61%
 -0.76%
+5.55%
 -0.80%
2006
+6.55%
 -1.09%
+7.57%
 -0.79%
2005
+3.18%
 -1.84%
+4.31%
 -1.00%
2004
+5.95%
 -2.58%
+6.35%
 -1.82%
2003
+9.33%
 -2.13%
+10.38%
 -1.16%
2002
+2.51%
 -2.13%
+2.13%
 -1.95%
2001
+4.55%
 -1.99%
+2.93%
 -1.89%
2000
+7.00%
 -2.23%
+5.85%
 -1.16%
1999
+4.16%
 -2.17%
+5.52%
 -1.57%
1998
+11.52%
 -2.15%
+10.67%
 -2.43%
1997
+13.75%
 -1.70%
+9.16%
 -1.58%
1996
+7.06%
 -1.44%
+7.09%
 -0.68%
1995
+21.70%
 0.00%
+17.99%
 0.00%
1994
-2.16%
 -5.50%
-0.59%
 -3.75%
1993
+9.87%
 -1.10%
+11.76%
 -1.05%
1992
+7.53%
 -1.25%
+6.62%
 -1.08%
1991
+18.68%
 -1.05%
+18.00%
 -1.13%
1990
+5.70%
 -3.09%
+3.99%
 -4.06%
1989
+16.54%
 -0.87%
+14.88%
 -0.43%
1988
+9.35%
 -2.17%
+10.13%
 -0.73%
1987
+1.75%
 -6.14%
+4.09%
 -5.44%
1986
+15.00%
 -3.14%
+15.59%
 -2.24%
1985
+24.05%
 -1.20%
+22.07%
 -0.64%