Last Update: 31 July 2020

The Merrill Lynch Edge Select Conservative Portfolio is exposed for 21% on the Stock Market.

It's a Low Risk portfolio and it can be replicated with 12 ETFs.

In the last 10 years, the portfolio obtained a 4.72% compound annual return, with a 3.42% standard deviation.

In 2019, the portfolio granted a 2.79% dividend yield. If you are interested in getting periodic income, please refer to the Merrill Lynch Edge Select Conservative Portfolio: Dividend Yield page.

Asset Allocation and ETFs

The Merrill Lynch Edge Select Conservative Portfolio has the following asset allocation:

21% Stocks
79% Fixed Income
0% Commodities

The Merrill Lynch Edge Select Conservative Portfolio can be replicated with the following ETFs:

Weight Ticker ETF Name Investment Themes
8.00 % VTV Vanguard Value Equity, U.S., Large Cap, Value
5.00 % VUG Vanguard Growth Equity, U.S., Large Cap, Growth
5.00 % VEU Vanguard FTSE All-World ex-US Equity, Global ex-US, Large Cap
1.00 % EEM iShares MSCI Emerging Markets Equity, Emerging Markets, Large Cap
1.00 % IJS iShares S&P Small-Cap 600 Value Equity, U.S., Small Cap, Value
1.00 % IJT iShares S&P Small-Cap 600 Growth Equity, U.S., Small Cap, Growth
24.00 % BIL SPDR Blmbg Barclays 1-3 Mth T-Bill Bond, U.S., Ultra Short-Term
17.00 % IEI iShares 3-7 Year Treasury Bond Bond, U.S., Intermediate-Term
12.00 % MBB iShares MBS Bond, U.S., Long-Term
12.00 % BNDX Vanguard Total International Bond Bond, Developed Markets, All-Term
10.00 % LQD iShares Investment Grade Corporate Bond Bond, U.S., All-Term
4.00 % HYG iShares iBoxx $ High Yield Corporate Bond Bond, U.S., Intermediate-Term
Most of Lazy Portfolios are made of common components (asset classes), very simple and well defined. For a more complete view, find out the most common ETFs you can use to build your portfolio.

Portfolio and ETF Returns

The Merrill Lynch Edge Select Conservative Portfolio guaranteed the following returns.

MERRILL LYNCH EDGE SELECT CONSERVATIVE PORTFOLIO RETURNS (%)
Last Update: 31 July 2020
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1M 3M 6M 1Y 3Y(*) 5Y(*) 10Y(*)
Merrill Lynch Edge Select Conservative Portfolio +1.73 +3.85 +1.97 +5.83 +4.91 +4.45 +4.72
Components
VTV - Vanguard Value +3.74 +5.64 -10.15 -4.86 +4.57 +6.99 +10.91
VUG - Vanguard Growth +7.56 +20.80 +16.23 +31.32 +19.95 +15.88 +16.79
VEU - Vanguard FTSE All-World ex-US +3.93 +13.54 -3.88 +1.41 +1.36 +3.34 +4.67
EEM - iShares MSCI Emerging Markets +8.25 +18.84 +3.40 +6.45 +1.99 +5.42 +2.55
IJS - iShares S&P Small-Cap 600 Value +2.58 +8.95 -17.23 -16.33 -2.69 +3.13 +8.97
IJT - iShares S&P Small-Cap 600 Growth +5.58 +15.94 -5.19 -1.78 +5.28 +7.33 +12.59
BIL - SPDR Blmbg Barclays 1-3 Mth T-Bill +0.01 -0.01 +0.30 +1.13 +1.52 +0.98 +0.46
IEI - iShares 3-7 Year Treasury Bond +0.38 +0.82 +5.42 +8.71 +4.57 +3.31 +2.90
MBB - iShares MBS +0.29 +0.31 +3.05 +5.44 +3.77 +2.95 +2.75
BNDX - Vanguard Total International Bond +0.95 +1.91 +1.50 +3.83 +5.25 +4.36 +4.88
LQD - iShares Investment Grade Corporate Bond +3.10 +7.88 +7.13 +14.80 +8.10 +7.03 +6.07
HYG - iShares iBoxx $ High Yield Corporate Bond +5.06 +7.53 +0.17 +3.33 +3.90 +4.79 +5.66
(*) annualized
Portfolio returns are calculated assuming:
  • a rebalancing of the components at the beginning of each year (i.e. at every January 1st)
  • the reinvestment of dividends

If you are interested in getting periodic income, please refer to the Merrill Lynch Edge Select Conservative Portfolio: Dividend Yield page.

Historical Returns

Merrill Lynch Edge Select Conservative Portfolio - Historical returns and stats.

MERRILL LYNCH EDGE SELECT CONSERVATIVE PORTFOLIO
Last Update: 31 July 2020
Swipe left to see all data
Period Returns
Jul 2020
Standard
Deviation *
Max
Drawdown
Months
Pos - Neg
1M
+1.73%
0.00%
1 - 0
3M
+3.85%
0.00%
3 - 0
6M
+1.97%
-4.57%
Feb 2020 - Mar 2020
4 - 2
YTD
+2.50%
-4.57%
Feb 2020 - Mar 2020
5 - 2
1Y
+5.83%
5.22%
-4.57%
Feb 2020 - Mar 2020
10 - 2
3Y
+4.91%
annualized
4.09%
-4.57%
Feb 2020 - Mar 2020
28 - 8
5Y
+4.45%
annualized
3.64%
-4.57%
Feb 2020 - Mar 2020
45 - 15
10Y
+4.72%
annualized
3.42%
-4.57%
Feb 2020 - Mar 2020
87 - 33
MAX
01 Jan 2008
+4.43%
annualized
4.26%
-10.97%
May 2008 - Feb 2009
105 - 46

* Annualized St.Dev. of monthly returns

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High Yield Bonds Income
+6.15% 0 100 0 Compare
Edge Select Conservative
Merrill Lynch
+4.72% 21 79 0
10-year Treasury
+4.56% 0 100 0 Compare
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+4.38% 20.4 79.6 0 Compare
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+3.77% 19.9 80.1 0 Compare

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Capital Growth

Time Range:

Drawdowns

Time Range:

Rolling Returns

Merrill Lynch Edge Select Conservative Portfolio: annualized rolling and average returns

Swipe left to see all data
Return (*) Negative
Periods
Rolling Period Average Best Worst
1 Year
+4.77% +17.80%
Mar 2009 - Feb 2010
-10.34%
Mar 2008 - Feb 2009
8.57%
2 Years
+4.88% +12.91%
Mar 2009 - Feb 2011
+1.61%
Mar 2014 - Feb 2016
0.00%
3 Years
+4.80% +10.28%
Mar 2009 - Feb 2012
+2.78%
Mar 2013 - Feb 2016
0.00%
5 Years
+4.63% +8.17%
Mar 2009 - Feb 2014
+2.95%
Jan 2014 - Dec 2018
0.00%
7 Years
+4.63% +6.25%
Mar 2009 - Feb 2016
+3.48%
Apr 2013 - Mar 2020
0.00%
10 Years
+4.81% +5.74%
Mar 2009 - Feb 2019
+4.20%
May 2008 - Apr 2018
0.00%

* Annualized rolling and average returns over full calendar month periods

Yearly Returns - Monthly Returns Heatmap

Swipe left to see all data
Months
Year Return Jan Feb Mar Apr May Jun Jul Aug Sep Oct Nov Dec
2020
+2.50% 0.5 -1.0 -3.6 2.9 1.3 0.8 1.7
2019
+11.07% 2.6 0.7 1.2 0.9 -0.8 2.4 0.3 0.6 0.4 0.7 0.6 0.9
2018
-1.01% 0.6 -1.3 0.1 -0.3 0.6 0.0 0.9 0.6 -0.2 -1.9 0.8 -0.9
2017
+6.67% 0.5 1.0 0.2 0.7 0.7 0.1 0.8 0.5 0.4 0.6 0.5 0.6
2016
+4.67% -0.5 0.4 2.1 0.5 0.2 1.1 1.2 0.1 0.2 -0.9 -0.4 0.7
2015
-0.16% 0.6 0.8 -0.2 0.3 -0.1 -1.0 0.6 -1.6 -0.3 1.7 -0.2 -0.7
2014
+4.82% -0.1 1.3 0.1 0.5 1.0 0.6 -0.6 1.4 -1.0 1.0 0.7 -0.2
2013
+5.12% 0.7 0.5 0.8 1.1 -0.9 -1.4 1.5 -1.1 1.6 1.5 0.6 0.2
2012
+6.74% 1.7 1.1 0.2 0.3 -1.5 1.3 1.0 0.7 1.0 -0.1 0.3 0.6
2011
+3.69% 0.6 0.9 0.1 1.6 0.3 -0.5 0.4 -0.9 -1.9 2.8 -0.6 1.1
2010
+7.47% -0.1 0.8 1.4 0.9 -1.7 0.2 2.3 0.0 2.1 1.0 -0.7 1.1
2009
+10.64% -2.4 -3.1 2.3 3.1 2.1 0.4 3.3 1.3 2.0 -0.5 2.1 0.0
2008
-5.32% -0.1 -0.1 0.0 0.7 -0.3 -1.9 0.1 0.3 -3.4 -4.3 0.2 3.5

* Note:
Portofolio Returns, up to December 2013, are simulated. They have been calculated using the historical series of equivalent ETFs / Assets, instead of the actual ETFs of the portfolio.

In particular, it has been used:

BNDX - Vanguard Total International Bond: simulated historical serie, up to December 2013

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