Data Source: from January 1991 to June 2022
Consolidated Returns as of 30 June 2022
Live Update: Jul 05 2022, 04:00PM Eastern Time
PORTFOLIO • LIVE PERFORMANCE (USD currency)
0.07%
1 Day
Jul 05 2022, 04:00PM Eastern Time
0.54%
Current Month
July 2022

The Merrill Lynch Edge Select Conservative Portfolio is a Low Risk portfolio and can be implemented with 12 ETFs.

It's exposed for 21% on the Stock Market.

In the last 30 Years, the Merrill Lynch Edge Select Conservative Portfolio obtained a 5.43% compound annual return, with a 3.95% standard deviation.

Asset Allocation and ETFs

The Merrill Lynch Edge Select Conservative Portfolio has the following asset allocation:

21% Stocks
79% Fixed Income
0% Commodities

The Merrill Lynch Edge Select Conservative Portfolio can be implemented with the following ETFs:

Weight Ticker ETF Name Investment Themes
8.00 % VTV Vanguard Value Equity, U.S., Large Cap, Value
5.00 % VUG Vanguard Growth Equity, U.S., Large Cap, Growth
5.00 % VEU Vanguard FTSE All-World ex-US Equity, Global ex-US, Large Cap
1.00 % IJS iShares S&P Small-Cap 600 Value Equity, U.S., Small Cap, Value
1.00 % EEM iShares MSCI Emerging Markets Equity, Emerging Markets, Large Cap
1.00 % IJT iShares S&P Small-Cap 600 Growth Equity, U.S., Small Cap, Growth
24.00 % BIL SPDR Blmbg Barclays 1-3 Mth T-Bill Bond, U.S., Ultra Short-Term
17.00 % IEI iShares 3-7 Year Treasury Bond Bond, U.S., Intermediate-Term
12.00 % MBB iShares MBS Bond, U.S., Long-Term
12.00 % BNDX Vanguard Total International Bond Bond, Developed Markets, All-Term
10.00 % LQD iShares Investment Grade Corporate Bond Bond, U.S., All-Term
4.00 % HYG iShares iBoxx $ High Yield Corporate Bond Bond, U.S., Intermediate-Term
Most of Lazy Portfolios are made of common components (asset classes), very simple and well defined. For a more complete view, find out the most common ETFs you can use to build your portfolio.

Portfolio and ETF Returns

The Merrill Lynch Edge Select Conservative Portfolio guaranteed the following returns.

According to the available data source, let's assume we built the portfolio on January 1991.

Portfolio returns are calculated in USD, assuming: July 2022 return is calculated on the hypothesis of a newly built portfolio, with the starting asset allocation.
MERRILL LYNCH EDGE SELECT CONSERVATIVE PORTFOLIO RETURNS
Consolidated returns as of 30 June 2022
Live Update: Jul 05 2022, 04:00PM Eastern Time
Swipe left to see all data
  Chg (%) Return (%)
Return (%) as of Jun 30, 2022
  1 Day Time ET(*) Jul 2022 1M 6M 1Y 5Y(*) 10Y(*) 30Y(*)
Merrill Lynch Edge Select Conservative Portfolio -0.07 0.54 -2.70 -9.20 -8.20 2.63 3.44 5.43
US Inflation Adjusted return -2.70 -12.73 -14.66 -0.94 0.95 2.89
Components
VTV
Vanguard Value
-1.10 03:59PM
Jul 05 2022
-0.11 -7.89 -9.29 -1.75 9.23 11.77 9.47
VUG
Vanguard Growth
1.72 03:59PM
Jul 05 2022
2.71 -8.46 -30.37 -21.90 12.92 13.89 10.21
VEU
Vanguard FTSE All-World ex-US
-1.78 03:59PM
Jul 05 2022
-1.80 -7.68 -17.38 -18.51 2.89 5.19 5.29
IJS
iShares S&P Small-Cap 600 Value
-0.53 03:59PM
Jul 05 2022
0.56 -8.96 -14.31 -14.23 6.57 10.79 11.03
EEM
iShares MSCI Emerging Markets
-0.78 03:59PM
Jul 05 2022
-1.40 -5.14 -17.20 -25.55 1.56 2.33 6.09
IJT
iShares S&P Small-Cap 600 Growth
0.92 04:00PM
Jul 05 2022
1.71 -8.24 -23.84 -19.95 7.11 11.10 9.85
BIL
SPDR Blmbg Barclays 1-3 Mth T-Bill
0.00 03:59PM
Jul 05 2022
-0.01 0.08 0.12 0.08 0.92 0.47 2.19
IEI
iShares 3-7 Year Treasury Bond
0.11 03:59PM
Jul 05 2022
0.94 -0.73 -6.91 -7.85 0.73 0.98 4.68
MBB
iShares MBS
0.30 03:59PM
Jul 05 2022
0.99 -1.53 -8.58 -9.03 0.29 1.01 4.21
BNDX
Vanguard Total International Bond
-0.14 03:59PM
Jul 05 2022
0.49 -1.72 -9.84 -10.00 0.81 2.34 5.36
LQD
iShares Investment Grade Corporate Bond
-0.05 03:59PM
Jul 05 2022
1.22 -3.62 -16.08 -16.14 1.18 2.60 5.53
HYG
iShares iBoxx $ High Yield Corporate Bond
-0.07 03:59PM
Jul 05 2022
0.88 -7.05 -13.77 -12.80 1.21 3.17 5.70
(*) Returns over 1 year are annualized
(*) Eastern Time (ET - America/New York)

US Inflation is updated to May 2022. Waiting for updates, inflation of Jun 2022 is set to 0%. Current inflation (annualized) is 1Y: 7.57% , 5Y: 3.61% , 10Y: 2.46% , 30Y: 2.47%

Portfolio Dividends

In 2021, the Merrill Lynch Edge Select Conservative Portfolio granted a 1.51% dividend yield. If you are interested in getting periodic income, please refer to the Merrill Lynch Edge Select Conservative Portfolio: Dividend Yield page.

Historical Returns as of Jun 30, 2022

Historical returns and stats of Merrill Lynch Edge Select Conservative Portfolio. Total Returns and Inflation Adjusted Returns are both mentioned.

MERRILL LYNCH EDGE SELECT CONSERVATIVE PORTFOLIO
Consolidated returns as of 30 June 2022
Data Source: from January 1991 to June 2022
Swipe left to see all data
Period Return (%)
as of Jun 2022
Return (%)
Infl.Adj.
Standard
Deviation (%)
Max
Drawdown (%)
Months
Pos - Neg
1M
Jun 2022
-2.70
-2.70
-2.70
Jun 2022 - Jun 2022
0 - 1
3M
-5.46
-6.68
-5.46
Apr 2022 - Jun 2022
1 - 2
6M
-9.20
-12.73
-9.20
Jan 2022 - Jun 2022
1 - 5
YTD
-9.20
-12.73
-9.20
Jan 2022 - Jun 2022
1 - 5
1Y
-8.20
-14.66
4.93
-9.20
Jan 2022 - Jun 2022
5 - 7
42% pos
3Y(*)
1.28
-3.09
4.96
-9.20
Jan 2022 - Jun 2022
23 - 13
64% pos
5Y(*)
2.63
-0.94
4.43
-9.20
Jan 2022 - Jun 2022
41 - 19
68% pos
10Y(*)
3.44
0.95
3.69
-9.20
Jan 2022 - Jun 2022
83 - 37
69% pos
15Y(*)
3.75
1.41
4.32
-10.97
May 2008 - Feb 2009
120 - 60
67% pos
20Y(*)
4.44
1.94
4.02
-10.97
May 2008 - Feb 2009
169 - 71
70% pos
25Y(*)
4.72
2.24
3.99
-10.97
May 2008 - Feb 2009
207 - 93
69% pos
30Y(*)
5.43
2.89
3.95
-10.97
May 2008 - Feb 2009
255 - 105
71% pos
MAX(*)
01 Jan 1991
5.78
3.21
4.01
-10.97
May 2008 - Feb 2009
269 - 109
71% pos
(*) Returns over 1 year are annualized

Returns and stats are calculated assuming a yearly rebalancing of the components weight. How do returns change with different rebalancing strategies?

Capital Growth as of Jun 30, 2022

An investment of 1000$, since July 1992, now would be worth 4887.63$, with a total return of 388.76% (5.43% annualized).

The Inflation Adjusted Capital now would be 2349.29$, with a net total return of 134.93% (2.89% annualized).
An investment of 1000$, since January 1991, now would be worth 5876.47$, with a total return of 487.65% (5.78% annualized).

The Inflation Adjusted Capital now would be 2705.64$, with a net total return of 170.56% (3.21% annualized).

Drawdowns

Swipe left to see all data
Drawdown period
Recovery period
Total
Drawdown Start Bottom #Months End #Months #Months
-10.97% May 2008 Feb 2009 10 Aug 2009 6 16
-9.20% Jan 2022 Jun 2022 6 in progress 6
-4.57% Feb 2020 Mar 2020 2 Jun 2020 3 5
-3.75% Feb 1994 Jun 1994 5 Feb 1995 8 13
-2.88% Jun 2011 Sep 2011 4 Dec 2011 3 7
-2.46% May 2015 Sep 2015 5 Mar 2016 6 11
-2.43% Jul 1998 Aug 1998 2 Sep 1998 1 3
-2.30% May 2013 Jun 2013 2 Oct 2013 4 6
-2.26% Sep 2018 Dec 2018 4 Jan 2019 1 5
-1.95% Jun 2002 Jul 2002 2 Nov 2002 4 6
-1.89% Feb 2001 Mar 2001 2 Jul 2001 4 6
-1.82% Apr 2004 Apr 2004 1 Aug 2004 4 5
-1.66% May 2010 May 2010 1 Jul 2010 2 3
-1.58% Aug 1997 Aug 1997 1 Sep 1997 1 2
-1.57% Feb 1999 Feb 1999 1 Apr 1999 2 3
-1.52% May 2012 May 2012 1 Jul 2012 2 3
-1.47% Feb 2018 Apr 2018 3 Jul 2018 3 6
-1.41% Sep 2021 Sep 2021 1 Dec 2021 3 4
-1.36% Aug 2001 Sep 2001 2 Oct 2001 1 3
-1.32% Oct 2016 Nov 2016 2 Feb 2017 3 5
Swipe left to see all data
Drawdown period
Recovery period
Total
Drawdown Start Bottom #Months End #Months #Months
-10.97% May 2008 Feb 2009 10 Aug 2009 6 16
-9.20% Jan 2022 Jun 2022 6 in progress 6
-4.57% Feb 2020 Mar 2020 2 Jun 2020 3 5
-3.75% Feb 1994 Jun 1994 5 Feb 1995 8 13
-2.88% Jun 2011 Sep 2011 4 Dec 2011 3 7
-2.46% May 2015 Sep 2015 5 Mar 2016 6 11
-2.43% Jul 1998 Aug 1998 2 Sep 1998 1 3
-2.30% May 2013 Jun 2013 2 Oct 2013 4 6
-2.26% Sep 2018 Dec 2018 4 Jan 2019 1 5
-1.95% Jun 2002 Jul 2002 2 Nov 2002 4 6
-1.89% Feb 2001 Mar 2001 2 Jul 2001 4 6
-1.82% Apr 2004 Apr 2004 1 Aug 2004 4 5
-1.66% May 2010 May 2010 1 Jul 2010 2 3
-1.58% Aug 1997 Aug 1997 1 Sep 1997 1 2
-1.57% Feb 1999 Feb 1999 1 Apr 1999 2 3
-1.52% May 2012 May 2012 1 Jul 2012 2 3
-1.47% Feb 2018 Apr 2018 3 Jul 2018 3 6
-1.41% Sep 2021 Sep 2021 1 Dec 2021 3 4
-1.36% Aug 2001 Sep 2001 2 Oct 2001 1 3
-1.32% Oct 2016 Nov 2016 2 Feb 2017 3 5

Rolling Returns ( more details)

Merrill Lynch Edge Select Conservative Portfolio: annualized rolling and average returns

Swipe left to see all data
Rolling
Period
Return (*) Negative
Periods
Average (%) Best (%) Worst (%)
1 Year
6.04 18.00
Jan 1991 - Dec 1991
-10.34
Mar 2008 - Feb 2009
5.72%
2 Years
5.97 13.12
Dec 1994 - Nov 1996
-3.26
Mar 2007 - Feb 2009
2.82%
3 Years
5.87 12.09
Feb 1991 - Jan 1994
0.13
Mar 2006 - Feb 2009
0.00%
5 Years
5.81 10.52
Jan 1991 - Dec 1995
2.06
Mar 2004 - Feb 2009
0.00%
7 Years
5.72 9.83
Jan 1991 - Dec 1997
2.92
Jul 2015 - Jun 2022
0.00%
10 Years
5.63 9.10
Feb 1991 - Jan 2001
3.44
Jul 2012 - Jun 2022
0.00%
15 Years
5.56 7.76
Jan 1991 - Dec 2005
3.75
Jul 2007 - Jun 2022
0.00%
20 Years
5.60 7.07
Jan 1991 - Dec 2010
4.44
Jul 2002 - Jun 2022
0.00%
(*) Annualized rolling and average returns over full calendar month periods

If you need a deeper detail about rolling returns, please refer to the Merrill Lynch Edge Select Conservative Portfolio: Rolling Returns page.

Seasonality

Merrill Lynch Edge Select Conservative Portfolio: in which months is it better to invest?

Both the Average Return and the Gain Frequency (Win %) are useful to get an idea of what happened in the past.

For further information about the seasonality, check the Asset Class Seasonality page.
Swipe left to see all data
Monthly Average Return (%) and Gain Frequency
Return (%) Jan Feb Mar Apr May Jun Jul Aug Sep Oct Nov Dec
Average
Win %
0.41
63%
0.27
69%
0.23
72%
0.71
88%
0.44
69%
0.20
69%
0.72
74%
0.44
74%
0.36
61%
0.48
71%
0.54
68%
0.94
77%
Best
Year
2.6
2019
2.6
1991
2.3
2009
3.1
2009
2.9
1995
2.4
2019
3.3
2009
2.0
1993
2.9
1998
2.7
2011
3.1
2020
4.6
1991
Worst
Year
-2.4
2009
-3.1
2009
-3.6
2020
-3.5
2022
-1.7
2010
-2.7
2022
-1.2
2003
-2.4
1998
-3.4
2008
-4.3
2008
-1.1
1993
-0.9
2018
Statistics calculated for the period Jan 1991 - Jun 2022

Monthly/Yearly Returns

Merrill Lynch Edge Select Conservative Portfolio monthly and yearly returns: how is the distribution of the returns recorded so far?

MONTHLY RETURNS HISTOGRAM
269 Positive Months (71%) - 109 Negative Months (29%)
Jan 1991 - Jun 2022
Swipe left to see all data
Yearly Return(%)
Monthly Return(%)
Year Total Infl.Adj Jan Feb Mar Apr May Jun Jul Aug Sep Oct Nov Dec
2022
-9.20 -12.73 -1.9 -1.1 -1.0 -3.5 0.6 -2.7
2021
+3.46 -3.40 -0.2 0.0 0.5 1.1 0.5 0.5 0.6 0.4 -1.4 1.0 -0.5 1.0
2020
+6.74 +5.39 0.5 -1.0 -3.6 2.9 1.3 0.8 1.7 0.8 -0.6 -0.4 3.1 1.2
2019
+11.07 +8.62 2.6 0.7 1.2 0.9 -0.8 2.4 0.3 0.6 0.4 0.7 0.6 0.9
2018
-1.01 -2.87 0.6 -1.3 0.1 -0.3 0.5 0.0 0.9 0.6 -0.2 -1.9 0.7 -0.9
2017
+6.67 +4.44 0.5 1.0 0.2 0.7 0.7 0.1 0.8 0.5 0.4 0.6 0.5 0.6
2016
+4.67 +2.57 -0.5 0.3 2.1 0.5 0.2 1.1 1.2 0.1 0.2 -0.9 -0.4 0.7
2015
-0.16 -0.79 0.6 0.8 -0.1 0.3 -0.1 -1.0 0.6 -1.6 -0.3 1.7 -0.2 -0.7
2014
+4.82 +4.14 -0.1 1.3 0.1 0.5 1.0 0.6 -0.6 1.4 -1.0 1.0 0.7 -0.2
2013
+5.12 +3.56 0.7 0.5 0.8 1.1 -0.9 -1.4 1.5 -1.1 1.6 1.5 0.6 0.2
2012
+6.74 +4.89 1.7 1.1 0.2 0.3 -1.5 1.3 1.0 0.7 1.0 -0.1 0.3 0.6
2011
+3.69 +0.61 0.5 0.9 0.1 1.6 0.3 -0.5 0.4 -0.9 -1.9 2.7 -0.6 1.1
2010
+7.47 +5.95 -0.1 0.8 1.4 0.9 -1.7 0.1 2.3 0.0 2.1 1.0 -0.7 1.1
2009
+10.64 +7.61 -2.4 -3.1 2.3 3.1 2.1 0.4 3.3 1.3 2.0 -0.5 2.1 0.0
2008
-5.32 -5.30 -0.1 -0.1 0.0 0.7 -0.3 -1.9 0.1 0.3 -3.4 -4.3 0.2 3.5
2007
+5.55 +1.38 0.4 0.6 0.5 1.2 0.4 -0.5 -0.3 1.0 1.6 1.0 -0.2 -0.1
2006
+7.57 +4.92 1.0 0.3 0.1 0.5 -0.8 0.1 0.9 1.4 0.9 1.3 1.4 0.2
2005
+4.31 +0.94 -0.1 0.5 -0.8 0.3 1.2 0.7 0.5 0.7 0.1 -1.0 1.1 1.0
2004
+6.35 +2.91 0.8 1.0 0.3 -1.8 0.0 0.8 -0.2 1.3 0.7 1.0 1.0 1.4
2003
+10.38 +8.18 -0.5 0.4 0.0 2.3 2.5 0.4 -1.2 0.9 1.4 1.0 0.5 2.1
2002
+2.13 -0.34 0.0 0.3 0.3 0.4 0.4 -0.8 -1.1 1.1 -0.8 1.0 1.0 0.4
2001
+2.93 +1.31 1.9 -1.1 -0.8 1.2 0.3 -0.4 1.1 -0.2 -1.2 1.7 0.5 -0.1
2000
+5.85 +2.33 -1.2 0.7 2.2 -0.7 -0.3 1.7 0.2 1.8 -0.2 0.2 -0.5 1.9
1999
+5.52 +2.77 1.1 -1.6 1.4 1.6 -1.1 0.9 -0.5 -0.3 0.2 1.3 0.7 1.6
1998
+10.67 +8.92 0.9 1.8 1.0 0.8 -0.1 0.7 0.0 -2.4 2.9 1.9 1.2 1.6
1997
+9.16 +7.34 0.5 0.3 -1.2 1.2 2.4 1.8 2.3 -1.6 2.3 -0.4 0.5 0.8
1996
+7.09 +3.59 0.8 -0.4 0.1 0.4 0.3 0.6 -0.5 0.6 1.8 1.5 2.4 -0.7
1995
+17.99 +15.07 1.0 1.6 1.1 1.8 2.9 0.6 1.2 0.8 1.4 0.6 2.1 1.5
1994
-0.59 -3.10 1.8 -1.5 -2.1 0.0 0.2 -0.4 1.3 0.9 -1.0 0.6 -0.9 0.6
1993
+11.76 +8.71 1.4 1.5 1.3 0.7 0.8 1.2 0.8 2.0 0.0 1.0 -1.1 1.6
1992
+6.62 +3.55 -0.9 0.6 -0.9 0.8 1.8 0.4 1.8 0.4 0.7 -0.9 0.9 1.7
1991
+18.00 +14.58 1.6 2.6 0.8 1.1 1.2 -1.1 1.9 1.9 1.5 1.3 -0.5 4.6

Portofolio Returns, up to December 2013, are simulated. They have been calculated using the historical series of equivalent ETFs / Assets, instead of the actual ETFs of the portfolio.

In particular, it has been used:

  • VTV - Vanguard Value: simulated historical serie, up to December 2004
  • VUG - Vanguard Growth: simulated historical serie, up to December 2004
  • VEU - Vanguard FTSE All-World ex-US: simulated historical serie, up to December 2007
  • IJS - iShares S&P Small-Cap 600 Value: simulated historical serie, up to December 2000
  • EEM - iShares MSCI Emerging Markets: simulated historical serie, up to December 2003
  • IJT - iShares S&P Small-Cap 600 Growth: simulated historical serie, up to December 2000
  • BIL - SPDR Blmbg Barclays 1-3 Mth T-Bill: simulated historical serie, up to December 2007
  • IEI - iShares 3-7 Year Treasury Bond: simulated historical serie, up to December 2007
  • MBB - iShares MBS: simulated historical serie, up to December 2007
  • BNDX - Vanguard Total International Bond: simulated historical serie, up to December 2013
  • LQD - iShares Investment Grade Corporate Bond: simulated historical serie, up to December 2002
  • HYG - iShares iBoxx $ High Yield Corporate Bond: simulated historical serie, up to December 2007

Portfolio efficiency

Is the Merrill Lynch Edge Select Conservative Portfolio actually efficient, compared to other Lazy Portfolios?

Overall Ratings

The Merrill Lynch Edge Select Conservative Portfolio is classified as Low Risk.

Very High Risk
Bond weight:
Less than 25%
High Risk
Bond weight:
25% - 49.99%
Medium Risk
Bond weight:
50% - 74.99%
Low Risk
Bond weight:
At least 75%
Low Risk
Portfolios
All
Portfolios
25 Years Ann. Return
(Inflation Adjusted)
+4.72%
(+2.24%)
Average : 2.1 / 5
Bad : 1.4 / 5
Standard Deviation
over 25 Years
3.99%
Average : 3 / 5
Excellent : 4.8 / 5
Maximum Drawdown
over 25 Years
-10.97%
Average : 2.6 / 5
Excellent : 4.6 / 5
Easy to manage 12 ETFs
Poor : 1 / 5
Poor : 1 / 5
Rating assigned considering all the Low Risk Portfolios Rating assigned considering all the Portfolios in the database

Best Classic Portfolios, with Low Risk

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30 Years Stats (%)
% Allocation
Portfolio Jul 2022 Return Drawdown Stocks Bonds Comm
High Yield Bonds Income
+0.88 +6.91 -23.97 0 100 0
All Country World 20/80
+0.62 +6.10 -14.04 20 80 0
Stocks/Bonds 20/80
+1.06 +5.93 -12.54 20 80 0
US Inflation Protection
+1.32 +5.80 -11.79 0 100 0
Dimensional Retirement Income Fund
DFA
+0.89 +5.79 -12.91 20.4 79.6 0

See all portfolios

Jul 2022 return refers to period 01-05 July 2022.
Last update: Jul 05 2022, 04:00PM Eastern Time.
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