Scott Burns Seven Value Portfolio vs Bogleheads Three Funds Portfolio Portfolio Comparison

Simulation Settings
Period: January 1985 - April 2026 (~41 years)
Consolidated Returns as of 30 April 2026
Initial Amount: 1$
Rebalancing: at every Jan 1st
Currency: USD
Inflation: US
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The minimum date range must be at least 12 months. 'Date To' cannot be beyond April 2026.
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Results
30 Years
(1996/05 - 2026/04)
All Data
(1985/01 - 2026/04)
Inflation Adjusted:
Scott Burns Scott Burns Seven Value Portfolio
1.00$
Invested Capital
May 1996
10.89$
Final Capital
April 2026
8.29%
Yearly Return
11.39%
Std Deviation
-41.22%
Max Drawdown
39months
Recovery Period
1.00$
Invested Capital
May 1996
5.11$
Final Capital
April 2026
5.59%
Yearly Return
11.39%
Std Deviation
-42.19%
Max Drawdown
42months
Recovery Period
1.00$
Invested Capital
January 1985
47.06$
Final Capital
April 2026
9.77%
Yearly Return
10.92%
Std Deviation
-41.22%
Max Drawdown
39months
Recovery Period
1.00$
Invested Capital
January 1985
14.93$
Final Capital
April 2026
6.76%
Yearly Return
10.92%
Std Deviation
-42.19%
Max Drawdown
42months
Recovery Period
Bogleheads Bogleheads Three Funds Portfolio
1.00$
Invested Capital
May 1996
10.31$
Final Capital
April 2026
8.09%
Yearly Return
12.54%
Std Deviation
-43.68%
Max Drawdown
42months
Recovery Period
1.00$
Invested Capital
May 1996
4.84$
Final Capital
April 2026
5.40%
Yearly Return
12.54%
Std Deviation
-44.61%
Max Drawdown
63months
Recovery Period
1.00$
Invested Capital
January 1985
49.52$
Final Capital
April 2026
9.90%
Yearly Return
12.22%
Std Deviation
-43.68%
Max Drawdown
42months
Recovery Period
1.00$
Invested Capital
January 1985
15.71$
Final Capital
April 2026
6.89%
Yearly Return
12.22%
Std Deviation
-44.61%
Max Drawdown
63months
Recovery Period

As of April 2026, in the previous 30 Years, the Scott Burns Seven Value Portfolio obtained a 8.29% compound annual return, with a 11.39% standard deviation. It suffered a maximum drawdown of -41.22% that required 39 months to be recovered.

As of April 2026, in the previous 30 Years, the Bogleheads Three Funds Portfolio obtained a 8.09% compound annual return, with a 12.54% standard deviation. It suffered a maximum drawdown of -43.68% that required 42 months to be recovered.

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Disclaimer: The simulations on this website are provided in good faith but should NOT be taken as investment advice. We are not liable for any errors or actions based on this information. The authors of the website are not affiliated with the portfolio creators, who are the sole owners of their intellectual property. The translation of asset allocations into ETFs is based on the interpretation of LazyPortfolioETF.com and may not exactly reflect the original intent of the portfolio creators. Content is for informational, educational, illustrative, and entertainment purposes only.

Asset Allocations and ETFs

The compared portfolios have the following asset allocations.

Scott Burns
Scott Burns Seven Value Portfolio
Weight
(%)		 Ticker Name
14.50
VTI
Vanguard Total Stock Market
14.25
XLE
Energy Select Sector SPDR Fund
14.25
VTV
Vanguard Value
14.25
VEU
Vanguard FTSE All-World ex-US
14.25
VNQ
Vanguard Real Estate
14.25
TIP
iShares TIPS Bond
14.25
BNDX
Vanguard Total International Bond
Bogleheads
Bogleheads Three Funds Portfolio
Weight
(%)		 Ticker Name
50.00
VTI
Vanguard Total Stock Market
30.00
VEU
Vanguard FTSE All-World ex-US
20.00
BND
Vanguard Total Bond Market
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Portfolio Returns as of Apr 30, 2026

Returns are calculated in USD, assuming:
  • no fees or capital gain taxes.
  • rebalancing: at every Jan 1st.
  • dividend reinvestment, when applicable.
Return Comparison
Capital Growth
30 Years
(1996/05 - 2026/04)
All Data
(1985/01 - 2026/04)
Inflation Adjusted:
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Initial Amount $ Final Amount $ Total Return (%) Annualized (%)
Scott Burns Seven Value
Scott Burns 		1 $ 10.89 $ 989.30% 8.29%
Bogleheads Three Funds
Bogleheads 		1 $ 10.31 $ 930.87% 8.09%
May 1996 Apr 2026

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Initial Amount $ Final Amount $ Total Return (%) Annualized (%)
Scott Burns Seven Value
Scott Burns 		1 $ 5.11 $ 411.41% 5.59%
Bogleheads Three Funds
Bogleheads 		1 $ 4.84 $ 383.98% 5.40%
May 1996 Apr 2026

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Initial Amount $ Final Amount $ Total Return (%) Annualized (%)
Scott Burns Seven Value
Scott Burns 		1 $ 47.06 $ 4 606.22% 9.77%
Bogleheads Three Funds
Bogleheads 		1 $ 49.52 $ 4 851.64% 9.90%
Jan 1985 Apr 2026

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Initial Amount $ Final Amount $ Total Return (%) Annualized (%)
Scott Burns Seven Value
Scott Burns 		1 $ 14.93 $ 1 393.29% 6.76%
Bogleheads Three Funds
Bogleheads 		1 $ 15.71 $ 1 471.16% 6.89%
Jan 1985 Apr 2026

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Return (%) as of Apr 30, 2026
YTD
(4M) 		1M 6M 1Y 5Y 10Y 30Y MAX
(~41Y)
http://www.lazyportfolioetf.com/wp-content/lzp-assets/img/author/avatar_scott_burns.webp Seven Value
Scott Burns 		10.12 4.05 11.44 23.03 9.53 8.93 8.29 9.77
http://www.lazyportfolioetf.com/wp-content/lzp-assets/img/author/avatar_bogleheads.webp Three Funds
Bogleheads 		6.08 7.50 7.30 26.25 8.79 10.70 8.09 9.90
Returns over 1 year are annualized.
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Portfolio Metrics as of Apr 30, 2026

The following metrics, updated as of 30 April 2026, provide an overview of performance and risk, with the best value in each row highlighted within the table.

METRIC COMPARISON
Period: 1 May 2025 - 30 April 2026 (1 year)
Period: 1 May 2021 - 30 April 2026 (5 years)
Period: 1 May 2016 - 30 April 2026 (10 years)
Period: 1 May 1996 - 30 April 2026 (30 years)
Period: 1 January 1985 - 30 April 2026 (~41 years)
1 Year
5 Years
10 Years
30 Years
All (1985/01 - 2026/04)
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Seven Value Three Funds
Author Scott Burns Bogleheads
ASSET ALLOCATION
Stocks 71.5% 80%
Fixed Income 28.5% 20%
Commodities 0% 0%
PERFORMANCES
Annualized Return (%) 23.03 26.25
Infl. Adjusted (%) 18.56 21.66
DRAWDOWN
Deepest Drawdown Depth (%) -2.23 -5.35
Start to Recovery (months) 2 2
Longest Drawdown Depth (%) -2.23 -5.35
Start to Recovery (months) 2 2
Longest Negative Period (months) 1 5
RISK INDICATORS
Standard Deviation (%) 6.40 10.06
Sharpe Ratio 2.98 2.22
Sortino Ratio 3.98 2.88
Ulcer Index 0.62 1.48
Ratio: Return / Standard Deviation 3.60 2.61
Ratio: Return / Deepest Drawdown 10.35 4.91
Metrics calculated over the period 1 May 2025 - 30 April 2026
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Seven Value Three Funds
Author Scott Burns Bogleheads
ASSET ALLOCATION
Stocks 71.5% 80%
Fixed Income 28.5% 20%
Commodities 0% 0%
PERFORMANCES
Annualized Return (%) 9.53 8.79
Infl. Adjusted (%) 4.80 4.10
DRAWDOWN
Deepest Drawdown Depth (%) -14.49 -23.18
Start to Recovery (months) 16 26
Longest Drawdown Depth (%) -14.49 -23.18
Start to Recovery (months) 16 26
Longest Negative Period (months) 24 30
RISK INDICATORS
Standard Deviation (%) 11.79 12.74
Sharpe Ratio 0.53 0.43
Sortino Ratio 0.70 0.57
Ulcer Index 3.38 7.91
Ratio: Return / Standard Deviation 0.81 0.69
Ratio: Return / Deepest Drawdown 0.66 0.38
Metrics calculated over the period 1 May 2021 - 30 April 2026
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Seven Value Three Funds
Author Scott Burns Bogleheads
ASSET ALLOCATION
Stocks 71.5% 80%
Fixed Income 28.5% 20%
Commodities 0% 0%
PERFORMANCES
Annualized Return (%) 8.93 10.70
Infl. Adjusted (%) 5.40 7.10
DRAWDOWN
Deepest Drawdown Depth (%) -20.44 -23.18
Start to Recovery (months) 12 26
Longest Drawdown Depth (%) -14.49 -23.18
Start to Recovery (months) 16 26
Longest Negative Period (months) 44 34
RISK INDICATORS
Standard Deviation (%) 11.78 12.24
Sharpe Ratio 0.58 0.70
Sortino Ratio 0.75 0.92
Ulcer Index 4.12 6.18
Ratio: Return / Standard Deviation 0.76 0.87
Ratio: Return / Deepest Drawdown 0.44 0.46
Metrics calculated over the period 1 May 2016 - 30 April 2026
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Seven Value Three Funds
Author Scott Burns Bogleheads
ASSET ALLOCATION
Stocks 71.5% 80%
Fixed Income 28.5% 20%
Commodities 0% 0%
PERFORMANCES
Annualized Return (%) 8.29 8.09
Infl. Adjusted (%) 5.59 5.40
DRAWDOWN
Deepest Drawdown Depth (%) -41.22 -43.68
Start to Recovery (months) 39 42
Longest Drawdown Depth (%) -41.22 -33.38
Start to Recovery (months) 39 57
Longest Negative Period (months) 60 118
RISK INDICATORS
Standard Deviation (%) 11.39 12.54
Sharpe Ratio 0.53 0.47
Sortino Ratio 0.69 0.61
Ulcer Index 7.31 10.84
Ratio: Return / Standard Deviation 0.73 0.65
Ratio: Return / Deepest Drawdown 0.20 0.19
Metrics calculated over the period 1 May 1996 - 30 April 2026
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Seven Value Three Funds
Author Scott Burns Bogleheads
ASSET ALLOCATION
Stocks 71.5% 80%
Fixed Income 28.5% 20%
Commodities 0% 0%
PERFORMANCES
Annualized Return (%) 9.77 9.90
Infl. Adjusted (%) 6.76 6.89
DRAWDOWN
Deepest Drawdown Depth (%) -41.22 -43.68
Start to Recovery (months) 39 42
Longest Drawdown Depth (%) -41.22 -33.38
Start to Recovery (months) 39 57
Longest Negative Period (months) 60 118
RISK INDICATORS
Standard Deviation (%) 10.92 12.22
Sharpe Ratio 0.60 0.55
Sortino Ratio 0.78 0.72
Ulcer Index 6.52 9.52
Ratio: Return / Standard Deviation 0.89 0.81
Ratio: Return / Deepest Drawdown 0.24 0.23
Metrics calculated over the period 1 January 1985 - 30 April 2026
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Drawdowns

A drawdown refers to the decline in value from a relative peak value to a relative trough. A maximum drawdown is the maximum observed loss from a peak to a trough of a portfolio before a new peak is attained.

DRAWDOWN COMPARISON
Period: 1 May 1996 - 30 April 2026 (30 years)
Period: 1 January 1985 - 30 April 2026 (~41 years)
30 Years
(1996/05 - 2026/04)

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Seven Value Three Funds
Drawdown
(%) 		Recovery
(#Months)		 From
To		 Drawdown
(%) 		Recovery
(#Months)		 From
To
-43.68 42 Nov 2007
Apr 2011
-41.22 39 Nov 2007
Jan 2011
-33.38 57 Apr 2000
Dec 2004
-23.18 26 Jan 2022
Feb 2024
-20.44 12 Jan 2020
Dec 2020
-17.01 7 Jan 2020
Jul 2020
-15.77 17 May 2011
Sep 2012
-15.04 32 Feb 2001
Sep 2003
-14.49 16 Apr 2022
Jul 2023
-14.02 10 May 2011
Feb 2012
-13.01 11 May 1998
Mar 1999
-12.46 5 Jul 1998
Nov 1998
-10.53 15 Feb 2018
Apr 2019
-9.88 14 Jun 2015
Jul 2016
-9.57 7 Sep 2018
Mar 2019

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Seven Value Three Funds
Drawdown
(%) 		Recovery
(#Months)		 From
To		 Drawdown
(%) 		Recovery
(#Months)		 From
To
-43.68 42 Nov 2007
Apr 2011
-41.22 39 Nov 2007
Jan 2011
-33.38 57 Apr 2000
Dec 2004
-23.18 26 Jan 2022
Feb 2024
-20.44 12 Jan 2020
Dec 2020
-19.21 17 Sep 1987
Jan 1989
-17.34 16 Sep 1987
Dec 1988
-17.01 7 Jan 2020
Jul 2020
-15.77 17 May 2011
Sep 2012
-15.31 14 Jan 1990
Feb 1991
-15.04 32 Feb 2001
Sep 2003
-14.49 16 Apr 2022
Jul 2023
-14.02 10 May 2011
Feb 2012
-13.01 11 May 1998
Mar 1999
-12.46 5 Jul 1998
Nov 1998

Rolling Returns

By selecting the 'Rolling Period', the chart and data will update. To study a different date range, change the Simulation Settings.

You can explore the Rolling Returns for a single portfolio, or check the return differential, by switching on "Head To Head" toggle.

Rolling Returns Comparison
Annualized Rolling Returns Chart
Rolling Returns Chart - Inflation Adjusted
Time Period: 1 January 1985 - 30 April 2026 (~41 years)


Head To Head (Ptf 1 vs Ptf 2):
US Inflation Adjusted:

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Yearly Returns

For each year, the following table provides the return and intra-year drawdown. The highlighted returns represent the highest values for that specific year.

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Seven Value Three Funds
Year Return
(%)		 Drawdown
(%)		 Return
(%)		 Drawdown
(%)
2026
 10.12 -2.23 6.08 -5.35
2025
 12.22 -3.44 19.67 -2.75
2024
 8.74 -4.74 13.85 -3.44
2023
 10.68 -7.06 18.86 -8.74
2022
 -3.63 -14.49 -17.06 -23.18
2021
 22.53 -2.24 14.95 -3.53
2020
 1.86 -20.44 15.39 -17.01
2019
 19.31 -3.92 23.65 -4.68
2018
 -6.81 -9.57 -6.89 -10.53
2017
 10.75 -0.38 19.54 0.00
2016
 11.54 -3.28 8.39 -4.82
2015
 -3.57 -9.07 -1.14 -8.74
2014
 7.89 -3.60 6.07 -3.01
2013
 14.33 -3.26 20.56 -2.36
2012
 12.77 -5.25 14.53 -7.09
2011
 3.05 -14.02 -2.14 -15.77
2010
 15.52 -8.80 13.50 -9.82
2009
 23.22 -16.01 26.45 -15.70
2008
 -27.82 -32.22 -30.15 -33.07
2007
 8.29 -3.44 8.73 -4.35
2006
 17.32 -2.23 16.69 -3.08
2005
 12.65 -3.52 8.30 -3.34
2004
 18.27 -3.80 13.49 -2.83
2003
 25.26 -1.84 28.27 -3.88
2002
 -5.96 -12.60 -13.11 -18.90
2001
 -4.35 -10.12 -9.84 -18.61
2000
 8.17 -4.20 -7.69 -11.84
1999
 10.89 -3.22 20.73 -2.88
1998
 6.19 -13.01 18.03 -12.46
1997
 14.55 -2.60 17.15 -4.61
1996
 17.33 -2.26 12.60 -3.77
1995
 22.68 -1.40 22.72 -1.03
1994
 -2.08 -7.04 2.31 -4.84
1993
 19.57 -4.28 16.23 -4.16
1992
 7.31 -2.91 1.54 -4.66
1991
 20.27 -3.54 22.09 -4.27
1990
 -5.60 -9.72 -8.74 -15.31
1989
 21.02 -1.39 20.64 -2.08
1988
 16.18 -2.10 17.83 -3.20
1987
 5.84 -17.34 10.76 -19.21
1986
 23.44 -3.19 29.32 -4.89
1985
 28.48 -1.76 35.27 -2.34
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