Last Update: 31 May 2020

The Bogleheads Three Funds Portfolio is exposed for 80% on the Stock Market.

It's a Very High Risk portfolio and it can be replicated with 3 ETFs.

In the last 10 years, the portfolio obtained a 8.76% compound annual return, with a 11.22% standard deviation.

In 2019, the portfolio granted a 2.84% dividend yield. If you are interested in getting periodic income, please refer to the Bogleheads Three Funds Portfolio: Dividend Yield page.

Asset Allocation and ETFs

The Bogleheads Three Funds Portfolio has the following asset allocation:

80% Stocks
20% Fixed Income
0% Commodities

The Bogleheads Three Funds Portfolio can be replicated with the following ETFs:

Weight Ticker ETF Name Investment Themes
50.00 % VTI Vanguard Total Stock Market Equity, U.S., Large Cap
30.00 % VEU Vanguard FTSE All-World ex-US Equity, Global ex-US, Large Cap
20.00 % BND Vanguard Total Bond Market Bond, U.S., All-Term

Portfolio and ETF Returns

The Bogleheads Three Funds Portfolio guaranteed the following returns.

BOGLEHEADS THREE FUNDS PORTFOLIO RETURNS (%)
Last Update: 31 May 2020
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1M 3M 6M 1Y 3Y(*) 5Y(*) 10Y(*)
Bogleheads Three Funds Portfolio +4.10 +0.26 -3.46 +7.08 +5.99 +5.84 +8.76
Components
VTI - Vanguard Total Stock Market +5.40 +2.65 -2.97 +11.28 +9.52 +9.14 +12.78
VEU - Vanguard FTSE All-World ex-US +4.68 -5.11 -10.83 -2.79 -0.08 +1.04 +4.75
BND - Vanguard Total Bond Market +0.67 +1.97 +5.64 +9.75 +5.18 +4.02 +3.79
(*) annualized
Portfolio returns are calculated assuming:
  • a rebalancing of the components at the beginning of each year (i.e. at every January 1st)
  • the reinvestment of dividends

If you are interested in getting periodic income, please refer to the Bogleheads Three Funds Portfolio: Dividend Yield page.

Historical Returns

Bogleheads Three Funds Portfolio - Historical returns and stats.

BOGLEHEADS THREE FUNDS PORTFOLIO
Last Update: 31 May 2020
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Period Returns
May 2020
Standard
Deviation *
Max
Drawdown
Months
Pos - Neg
1M
+4.10%
0.00%
1 - 0
3M
+0.26%
-11.50%
Mar 2020 - Mar 2020
2 - 1
6M
-3.46%
-17.02%
Jan 2020 - Mar 2020
3 - 3
YTD
-5.98%
-17.02%
Jan 2020 - Mar 2020
2 - 3
1Y
+7.08%
17.49%
-17.02%
Jan 2020 - Mar 2020
8 - 4
3Y
+5.99%
annualized
13.12%
-17.02%
Jan 2020 - Mar 2020
26 - 10
5Y
+5.84%
annualized
11.68%
-17.02%
Jan 2020 - Mar 2020
42 - 18
10Y
+8.76%
annualized
11.22%
-17.02%
Jan 2020 - Mar 2020
81 - 39
MAX
01 Jan 1987
+8.24%
annualized
12.12%
-43.68%
Nov 2007 - Feb 2009
260 - 141

* Annualized St.Dev. of monthly returns

Best Very High Risk Porftolios, ordered by 10Y annualized return.

Portfolio 10Y Return ▾ #ETF Stocks Bonds Comm.
Technology
+18.99% 1 100 0 0 Compare
US Stocks
+12.78% 1 100 0 0 Compare
Warren Buffett
+12.02% 2 90 10 0 Compare
Second Grader's Starter
Paul Farrell
+9.60% 3 90 10 0 Compare
Edge Select Aggressive
Merrill Lynch
+9.18% 12 84 16 0 Compare

See all portfolios

Capital Growth

Time Range:

Drawdowns

Time Range:

Rolling Returns

Bogleheads Three Funds Portfolio: annualized rolling and average returns

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Return (*) Negative
Periods
Rolling Period Average Best Worst
1 Year
+8.69% +48.26%
Mar 2009 - Feb 2010
-37.11%
Mar 2008 - Feb 2009
19.74%
2 Years
+8.37% +33.09%
Mar 2009 - Feb 2011
-20.26%
Mar 2007 - Feb 2009
14.29%
3 Years
+8.20% +21.87%
Mar 2009 - Feb 2012
-12.10%
Apr 2000 - Mar 2003
13.66%
5 Years
+8.05% +18.37%
Mar 2009 - Feb 2014
-2.39%
Mar 2004 - Feb 2009
2.34%
7 Years
+8.02% +15.51%
Jan 1993 - Dec 1999
+0.64%
Mar 2002 - Feb 2009
0.00%
10 Years
+7.81% +13.59%
Oct 1990 - Sep 2000
+0.39%
Mar 1999 - Feb 2009
0.00%
15 Years
+7.35% +10.23%
Nov 1992 - Oct 2007
+4.53%
Mar 1994 - Feb 2009
0.00%

* Annualized rolling and average returns over full calendar month periods

Yearly Returns - Monthly Returns Heatmap

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Months
Year Return Jan Feb Mar Apr May Jun Jul Aug Sep Oct Nov Dec
2020
-5.98% -0.7 -5.6 -11.5 8.8 4.1
2019
+23.65% 6.8 2.3 1.4 2.9 -4.7 5.6 0.2 -1.3 1.6 2.2 2.3 2.7
2018
-6.89% 4.1 -3.7 -1.0 0.2 0.9 -0.3 2.5 1.2 0.1 -6.4 1.6 -5.8
2017
+19.54% 2.2 2.4 0.9 1.3 1.6 0.6 2.1 0.4 1.7 1.7 1.7 1.3
2016
+8.39% -4.3 -0.6 6.1 1.0 0.6 0.3 3.4 0.3 0.6 -1.8 1.1 1.7
2015
-1.14% -0.9 4.3 -0.9 1.7 0.2 -1.9 0.9 -5.5 -2.5 5.9 -0.2 -1.9
2014
+6.07% -3.0 4.2 0.4 0.6 1.8 1.8 -1.5 2.6 -2.6 1.6 1.4 -1.1
2013
+20.56% 3.3 0.3 2.2 2.1 -0.1 -2.1 4.5 -2.4 4.4 3.4 1.5 1.8
2012
+14.53% 4.7 3.8 1.2 -0.7 -6.5 4.0 0.8 2.2 2.4 -0.7 1.0 2.0
2011
-2.14% 1.3 2.7 0.1 3.4 -1.3 -1.3 -1.5 -5.2 -7.4 8.8 -0.9 0.1
2010
+13.50% -3.3 2.2 5.1 0.8 -7.0 -3.1 6.7 -3.0 7.7 3.1 -1.1 5.7
2009
+26.45% -8.3 -8.0 7.1 9.3 7.4 -0.4 7.4 3.0 4.1 -2.3 4.7 1.7
2008
-30.15% -5.2 -1.3 -0.4 4.1 1.2 -6.5 -1.4 -0.6 -8.2 -15.3 -4.4 4.4
2007
+8.73% 1.2 -0.5 1.4 3.3 2.7 -0.8 -1.9 0.8 4.0 2.9 -3.4 -1.0
2006
+16.69% 3.7 0.0 1.8 2.0 -3.0 0.0 0.6 2.3 1.3 3.2 2.6 1.5
2005
+8.30% -1.6 2.3 -1.9 -1.4 2.2 0.9 3.1 0.6 1.6 -2.4 3.2 1.8
2004
+13.49% 2.0 1.7 -0.2 -2.6 0.8 1.9 -2.6 0.6 1.8 2.1 4.4 3.3
2003
+28.27% -2.5 -1.2 -0.2 7.3 5.1 1.6 1.5 2.1 0.8 4.9 1.5 4.7
2002
-13.11% -1.7 -0.5 3.2 -1.8 -0.2 -4.6 -6.9 0.7 -7.6 4.9 4.2 -2.9
2001
-9.84% 2.6 -6.8 -5.3 6.1 -0.4 -1.8 -1.0 -3.4 -7.1 2.5 4.2 1.1
2000
-7.69% -4.0 2.3 4.2 -4.3 -2.5 3.9 -2.1 4.2 -3.6 -1.7 -5.9 2.3
1999
+20.73% 1.8 -2.9 3.6 4.0 -2.7 3.8 -1.1 -0.4 -0.8 4.4 3.0 6.7
1998
+18.03% 1.4 5.7 3.6 0.8 -1.7 1.9 -0.8 -11.8 3.0 6.7 4.8 4.3
1997
+17.15% 2.1 0.5 -2.5 2.6 5.7 4.1 5.0 -4.6 4.9 -4.1 1.6 1.4
1996
+12.60% 1.6 0.6 1.0 2.3 0.9 -0.1 -3.7 1.5 3.7 0.8 4.8 -1.4
1995
+22.72% 0.3 1.0 3.3 2.6 2.1 1.2 3.6 -0.1 2.6 -1.0 3.2 2.1
1994
+2.31% 4.8 -1.3 -3.6 1.3 0.4 -0.7 2.0 2.7 -2.1 1.6 -3.6 1.1
1993
+16.23% 0.9 1.7 4.4 2.0 2.7 -0.4 1.4 3.8 -1.0 1.3 -4.2 3.0
1992
+1.54% -1.0 -0.3 -3.4 0.7 2.6 -2.0 1.5 0.9 0.1 -1.1 2.4 1.4
1991
+22.09% 3.2 6.9 0.1 0.9 2.1 -4.3 3.9 0.9 1.4 1.7 -3.4 7.3
1990
-8.74% -5.0 -1.1 -1.7 -2.4 8.2 0.0 0.3 -7.7 -6.2 3.9 1.5 2.2
1989
+20.64% 4.2 -0.9 0.4 3.3 1.1 -0.2 7.7 -0.2 1.4 -2.1 2.3 2.2
1988
+17.83% 3.9 4.8 0.9 1.0 -1.0 2.0 0.1 -3.2 3.2 3.0 1.1 0.9
1987
+10.76% 10.2 3.3 4.4 2.1 0.3 1.2 2.1 4.6 -1.8 -15.1 -3.1 4.2

* Note:
Portofolio Returns, up to December 2007, are simulated. They have been calculated using the historical series of equivalent ETFs / Assets, instead of the actual ETFs of the portfolio.

In particular, it has been used:

VTI - Vanguard Total Stock Market: simulated historical serie, up to December 2001

VEU - Vanguard FTSE All-World ex-US: simulated historical serie, up to December 2007

BND - Vanguard Total Bond Market: simulated historical serie, up to December 2007

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