Last Update: 31 October 2022

The Betterment Robo Advisor 100 Portfolio obtained a 8.52% compound annual return, with a 15.60% standard deviation, in the last 30 Years.

The Bill Bernstein Sheltered Sam 80/20 Portfolio obtained a 8.56% compound annual return, with a 11.99% standard deviation, in the last 30 Years.

Summary

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Betterment Robo Advisor 100 Portfolio Bill Bernstein Sheltered Sam 80/20 Portfolio
Risk Very High Very High
Asset Allocation Stocks 100% 77.6%
Fixed Income 0% 20%
Commodities 0% 2.4%
30 Years Stats Return +8.52% +8.56%
Std Dev 15.60% 11.99%
Max Drawdown -54.55% -45.06%

Last Update: 31 October 2022

Historical Returns as of Oct 31, 2022

Comparison period starts from January 1985

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1M 6M 1Y 5Y(*) 10Y(*) 30Y(*) MAX(*)
Betterment Robo Advisor 100 Portfolio +7.05 -8.21 -17.87 +4.69 +8.27 +8.52 +10.37
Bill Bernstein Sheltered Sam 80/20 Portfolio +6.80 -6.23 -11.80 +5.18 +7.64 +8.56 +9.93
(*) Returns over 1 year are annualized

Capital Growth as of Oct 31, 2022

Betterment Robo Advisor 100 Portfolio: an investment of 1000$, since November 1992, now would be worth 11625.02$, with a total return of 1062.50% (8.52% annualized).

Bill Bernstein Sheltered Sam 80/20 Portfolio: an investment of 1000$, since November 1992, now would be worth 11754.47$, with a total return of 1075.45% (8.56% annualized).

Betterment Robo Advisor 100 Portfolio: an investment of 1000$, since January 1985, now would be worth 41776.31$, with a total return of 4077.63% (10.37% annualized).

Bill Bernstein Sheltered Sam 80/20 Portfolio: an investment of 1000$, since January 1985, now would be worth 35937.99$, with a total return of 3493.80% (9.93% annualized).

Drawdowns

Drawdown comparison chart since October 1992.

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Betterment Robo Advisor 100 Portfolio
Bill Bernstein Sheltered Sam 80/20 Portfolio
Drawdown Start Bottom Drawdown Start Bottom
-54.55% Nov 2007 Feb 2009
-45.06% Nov 2007 Feb 2009
-37.03% Apr 2000 Sep 2002
-24.17% Jan 2022 Sep 2022
-24.14% Jan 2020 Mar 2020
-20.12% May 1998 Aug 1998
-19.89% Jan 2020 Mar 2020
-19.11% Jan 2022 Sep 2022
-17.81% Feb 2001 Sep 2002
-15.67% May 2011 Sep 2011
-15.46% May 1998 Aug 1998
-14.58% Feb 2018 Dec 2018
-13.71% Jun 2015 Feb 2016
-10.52% Sep 2018 Dec 2018
-8.30% Feb 1994 Mar 1994
-8.25% Jun 2015 Jan 2016
-6.62% Feb 1994 Mar 1994
-6.42% Aug 1997 Oct 1997
-6.35% Apr 2012 May 2012
-5.44% Sep 2000 Nov 2000

Drawdown comparison chart since January 1985.

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Betterment Robo Advisor 100 Portfolio
Bill Bernstein Sheltered Sam 80/20 Portfolio
Drawdown Start Bottom Drawdown Start Bottom
-54.55% Nov 2007 Feb 2009
-45.06% Nov 2007 Feb 2009
-37.03% Apr 2000 Sep 2002
-25.46% Sep 1987 Nov 1987
-24.17% Jan 2022 Sep 2022
-24.14% Jan 2020 Mar 2020
-21.01% Sep 1987 Nov 1987
-20.93% Jan 1990 Sep 1990
-20.12% May 1998 Aug 1998
-19.89% Jan 2020 Mar 2020
-19.11% Jan 2022 Sep 2022
-17.81% Feb 2001 Sep 2002
-15.67% May 2011 Sep 2011
-15.46% May 1998 Aug 1998
-14.58% Feb 2018 Dec 2018
-13.71% Jun 2015 Feb 2016
-13.50% Jan 1990 Sep 1990
-10.52% Sep 2018 Dec 2018
-8.30% Feb 1994 Mar 1994
-8.25% Jun 2015 Jan 2016

Yearly Returns

Yearly return comparison. Common historical serie start from January 1985.

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Year Betterment Robo Advisor 100 Portfolio Bill Bernstein Sheltered Sam 80/20 Portfolio
2022
-18.82% -13.61%
2021
+18.02% +18.98%
2020
+12.47% +7.57%
2019
+25.35% +21.16%
2018
-10.13% -6.77%
2017
+23.37% +14.72%
2016
+11.17% +12.44%
2015
-3.25% -2.15%
2014
+4.80% +7.48%
2013
+25.26% +19.83%
2012
+17.46% +13.92%
2011
-5.87% -0.32%
2010
+15.28% +15.19%
2009
+33.82% +23.48%
2008
-39.26% -28.77%
2007
+8.88% +3.94%
2006
+21.56% +18.75%
2005
+12.96% +9.25%
2004
+18.09% +15.96%
2003
+38.64% +30.69%
2002
-16.20% -8.45%
2001
-10.62% -2.50%
2000
-8.25% +4.22%
1999
+29.44% +13.77%
1998
+11.29% +8.66%
1997
+15.46% +17.96%
1996
+15.79% +16.24%
1995
+21.40% +24.01%
1994
-0.71% -1.44%
1993
+31.23% +22.52%
1992
+2.17% +9.29%
1991
+38.61% +28.34%
1990
-12.28% -7.62%
1989
+33.54% +23.71%
1988
+24.10% +17.91%
1987
+2.12% +3.55%
1986
+28.15% +23.59%
1985
+38.11% +31.81%
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