Betterment Robo Advisor 100 Portfolio: ETF allocation and returns

Last Update: 31 March 2021

The Betterment Robo Advisor 100 Portfolio is exposed for 100% on the Stock Market.

It's a Very High Risk portfolio and it can be replicated with 6 ETFs.

In the last 10 years, the portfolio obtained a 9.59% compound annual return, with a 14.36% standard deviation.

In 2020, the portfolio granted a 1.94% dividend yield. If you are interested in getting periodic income, please refer to the Betterment Robo Advisor 100 Portfolio: Dividend Yield page.

Asset Allocation and ETFs

The Betterment Robo Advisor 100 Portfolio has the following asset allocation:

        100% Stocks
      
        0% Fixed Income
      
        0% Commodities

The Betterment Robo Advisor 100 Portfolio can be replicated with the following ETFs:

Weight	Ticker	ETF Name	Investment Themes
34.60 %	VTI	Vanguard Total Stock Market	Equity, U.S., Large Cap
27.30 %	EFA	iShares MSCI EAFE	Equity, EAFE, Large Cap
15.00 %	EEM	iShares MSCI Emerging Markets	Equity, Emerging Markets, Large Cap
9.20 %	VTV	Vanguard Value	Equity, U.S., Large Cap, Value
7.50 %	VOE	Vanguard Mid-Cap Value	Equity, U.S., Mid Cap
6.40 %	IJS	iShares S&P Small-Cap 600 Value	Equity, U.S., Small Cap, Value

Most of Lazy Portfolios are made of common components (asset classes), very simple and well defined. For a more complete view, find out the most common ETFs you can use to build your portfolio.

Portfolio and ETF Returns

The Betterment Robo Advisor 100 Portfolio guaranteed the following returns.

BETTERMENT ROBO ADVISOR 100 PORTFOLIO RETURNS (%)

Last Update: 31 March 2021

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	1M	3M	6M	1Y	*3Y^()**	*5Y^()**	*10Y^()**
Betterment Robo Advisor 100 Portfolio	+3.30	+7.45	+25.41	+59.30	+11.03	+13.04	+9.59
*Components*
VTI - Vanguard Total Stock Market	+3.65	+6.54	+22.26	+62.90	+17.17	+16.69	+13.80
EFA - iShares MSCI EAFE	+2.51	+3.99	+20.36	+45.32	+5.89	+8.92	+5.45
EEM - iShares MSCI Emerging Markets	-0.73	+3.23	+22.24	+58.83	+5.68	+11.59	+3.05
VTV - Vanguard Value	+6.66	+11.11	+27.32	+51.62	+11.41	+12.73	+11.64
VOE - Vanguard Mid-Cap Value	+6.17	+13.84	+34.44	+69.88	+9.89	+11.66	+11.32
IJS - iShares S&P Small-Cap 600 Value	+5.61	+24.32	+65.15	+104.15	+11.88	+13.92	+11.91

(*) annualized

Portfolio returns are calculated assuming:

a rebalancing of the components at the beginning of each year (i.e. at every January 1st)
the reinvestment of dividends

If you are interested in getting periodic income, please refer to the Betterment Robo Advisor 100 Portfolio: Dividend Yield page.

Historical Returns

Betterment Robo Advisor 100 Portfolio - Historical returns and stats.

BETTERMENT ROBO ADVISOR 100 PORTFOLIO

Last Update: 31 March 2021

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Period	Returns Mar 2021	Standard Deviation *	Max Drawdown	Months Pos - Neg
1M	+3.30%		0.00%	1 - 0
3M	+7.45%		0.00%	3 - 0
6M	+25.41%		-1.39% Oct 2020 - Oct 2020	5 - 1
YTD	+7.45%		0.00%	3 - 0
1Y	+59.30%	14.17%	-3.97% Sep 2020 - Oct 2020	10 - 2
3Y	+11.03% annualized	18.45%	-24.13% Jan 2020 - Mar 2020	25 - 11
5Y	+13.04% annualized	14.89%	-24.13% Jan 2020 - Mar 2020	46 - 14
10Y	+9.59% annualized	14.36%	-24.13% Jan 2020 - Mar 2020	81 - 39
MAX 01 Jan 2007	+7.15% annualized	16.98%	-54.55% Nov 2007 - Feb 2009	109 - 62

* Annualized St.Dev. of monthly returns

Best Very High Risk Porftolios, ordered by 10Y annualized return.

Portfolio	10Y Return ▾	Stocks	Bonds
Technology	+19.92%	100	0	Compare
US Stocks	+13.80%	100	0	Compare
Warren Buffett	+12.75%	90	10	Compare
Stocks/Bonds 80/20	+11.80%	80	20	Compare
Second Grader's Starter Paul Farrell	+10.29%	90	10	Compare

See all portfolios

Capital Growth

Time Range:

Drawdowns

Time Range:

Worst drawdowns since March 2011.

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	Drawdown period			Recovery period		Total
Drawdown	Start	Bottom	#Months	End	#Months	#Months
-24.13%	Jan 2020	Mar 2020	3	Nov 2020	8	11
-21.44%	May 2011	Sep 2011	5	Dec 2012	15	20
-14.58%	Feb 2018	Dec 2018	11	Oct 2019	10	21
-13.71%	Jun 2015	Feb 2016	9	Sep 2016	7	16
-4.57%	Jan 2014	Jan 2014	1	Feb 2014	1	2
-3.70%	Sep 2014	Sep 2014	1	Feb 2015	5	6
-2.77%	Aug 2013	Aug 2013	1	Sep 2013	1	2
-2.13%	Jun 2013	Jun 2013	1	Jul 2013	1	2
-2.00%	Oct 2016	Oct 2016	1	Nov 2016	1	2
-1.83%	Jul 2014	Jul 2014	1	Aug 2014	1	2
-1.08%	Mar 2015	Mar 2015	1	Apr 2015	1	2

Worst drawdowns since December 2006.

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	Drawdown period			Recovery period		Total
Drawdown	Start	Bottom	#Months	End	#Months	#Months
-54.55%	Nov 2007	Feb 2009	16	Jan 2013	47	63
-24.13%	Jan 2020	Mar 2020	3	Nov 2020	8	11
-14.58%	Feb 2018	Dec 2018	11	Oct 2019	10	21
-13.71%	Jun 2015	Feb 2016	9	Sep 2016	7	16
-4.57%	Jan 2014	Jan 2014	1	Feb 2014	1	2
-3.70%	Sep 2014	Sep 2014	1	Feb 2015	5	6
-3.68%	Jun 2007	Jul 2007	2	Sep 2007	2	4
-2.77%	Aug 2013	Aug 2013	1	Sep 2013	1	2
-2.13%	Jun 2013	Jun 2013	1	Jul 2013	1	2
-2.00%	Oct 2016	Oct 2016	1	Nov 2016	1	2
-1.83%	Jul 2014	Jul 2014	1	Aug 2014	1	2
-1.27%	Feb 2007	Feb 2007	1	Mar 2007	1	2
-1.08%	Mar 2015	Mar 2015	1	Apr 2015	1	2

Rolling Returns ( more details)

Betterment Robo Advisor 100 Portfolio: annualized rolling and average returns

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	*Return ()**			Negative Periods
Rolling Period	Average	Best	Worst	Negative Periods
1 Year	+7.34%	+63.57% Mar 2009 - Feb 2010	-46.95% Mar 2008 - Feb 2009	30.63%
2 Years	+7.00%	+41.70% Mar 2009 - Feb 2011	-27.26% Mar 2007 - Feb 2009	17.57%
3 Years	+7.92%	+26.07% Mar 2009 - Feb 2012	-9.37% Jul 2007 - Jun 2010	10.29%
5 Years	+8.37%	+21.69% Mar 2009 - Feb 2014	-2.42% Jun 2007 - May 2012	8.04%
7 Years	+8.59%	+14.19% Mar 2009 - Feb 2016	+3.49% Nov 2007 - Oct 2014	0.00%
10 Years	+8.27%	+13.99% Mar 2009 - Feb 2019	+4.75% Jun 2007 - May 2017	0.00%

* Annualized rolling and average returns over full calendar month periods

If you need a deeper detail about rolling returns, please refer to the Betterment Robo Advisor 100 Portfolio: Rolling Returns page.

Seasonality and Yearly/Monthly Returns

Betterment Robo Advisor 100 Portfolio Seasonality

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	Months
Return (%)	Jan	Feb	Mar	Apr	May	Jun	Jul	Aug	Sep	Oct	Nov	Dec
Average	-0.4	0.2	1.3	3.3	-0.1	-0.2	2.1	-0.6	0.3	0.2	1.1	1.4
Best	8.5 2019	5.6 2015	9.6 2009	12.8 2009	9.0 2009	6.7 2019	9.4 2009	5.2 2020	9.8 2010	11.8 2011	12.6 2020	7.6 2010
Worst	-10.5 2009	-10.4 2009	-15.6 2020	-1.3 2012	-8.9 2010	-8.8 2008	-3.0 2007	-7.4 2011	-10.1 2011	-19.9 2008	-8.0 2008	-7.7 2018
Gain Frequency	53	60	73	93	71	43	64	57	64	57	64	64

Detail of Monthly Returns

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		Months
Year	Return	Jan	Feb	Mar	Apr	May	Jun	Jul	Aug	Sep	Oct	Nov	Dec
2021	+7.45%	0.5	3.6	3.3
2020	+12.47%	-2.5	-7.8	-15.6	10.0	4.6	2.9	4.7	5.2	-2.6	-1.4	12.6	5.1
2019	+25.35%	8.5	2.5	0.7	3.4	-6.5	6.7	-0.2	-2.7	2.7	2.6	2.4	3.5
2018	-10.13%	5.2	-4.5	-1.0	0.3	0.5	-0.7	3.3	0.5	0.0	-7.7	2.1	-7.7
2017	+23.37%	2.7	2.5	1.3	1.4	1.7	1.0	2.6	0.1	2.4	2.0	1.9	1.7
2016	+11.17%	-5.6	-0.8	8.0	1.2	0.2	0.3	4.2	0.6	0.9	-2.0	2.3	1.9
2015	-3.25%	-1.8	5.6	-1.1	2.2	0.1	-2.3	0.2	-6.6	-3.4	7.1	-0.1	-2.6
2014	+4.80%	-4.6	4.9	1.0	0.6	1.9	2.2	-1.8	2.8	-3.7	2.0	1.2	-1.3
2013	+25.26%	4.3	0.1	2.7	2.4	0.1	-2.1	5.1	-2.8	5.4	4.0	1.9	2.1
2012	+17.46%	6.1	4.3	1.3	-1.3	-8.3	5.1	0.5	2.5	3.0	-0.6	1.4	3.2
2011	-5.87%	1.1	3.2	0.6	3.5	-1.7	-1.6	-2.4	-7.4	-10.1	11.8	-1.0	-0.3
2010	+15.28%	-4.3	2.5	6.8	0.9	-8.9	-4.4	8.7	-4.5	9.8	3.7	-1.4	7.6
2009	+33.82%	-10.5	-10.4	9.6	12.8	9.0	-0.8	9.4	3.3	5.2	-3.1	5.5	2.7
2008	-39.26%	-6.6	-1.7	-0.8	5.5	2.0	-8.8	-1.9	-0.9	-10.0	-19.9	-8.0	5.3
2007	+8.88%	1.5	-1.3	2.2	3.7	3.6	-0.7	-3.0	0.7	5.2	4.0	-5.1	-1.6