Merrill Lynch Edge Select Conservative vs Betterment Robo Advisor 20 Portfolio Comparison

Last Update: 29 February 2024

The Merrill Lynch Edge Select Conservative Portfolio obtained a 5.18% compound annual return, with a 4.27% standard deviation, in the last 30 Years.

The Betterment Robo Advisor 20 Portfolio obtained a 5.04% compound annual return, with a 4.15% standard deviation, in the last 30 Years.

Summary

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Merrill Lynch Edge Select Conservative Portfolio Betterment Robo Advisor 20 Portfolio
Portfolio Risk Low Low
Asset Allocation Stocks 21% 19.9%
Fixed Income 79% 80.1%
Commodities 0% 0%
30 Years Stats Return +5.18% +5.04%
Std Dev 4.27% 4.15%
Max Drawdown -12.44% -12.16%
All time Stats
(Since Jan 1985)
Return +6.64% +6.63%
Std Dev 4.54% 4.47%
Max Drawdown -12.44% -12.16%
Last Update: 29 February 2024

Historical Returns as of Feb 29, 2024

Comparison period starts from January 1985

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1M 6M 1Y 5Y 10Y 30Y MAX
Merrill Lynch Edge Select Conservative Portfolio +0.31 +4.56 +8.31 +3.30 +3.33 +5.18 +6.64
Betterment Robo Advisor 20 Portfolio +0.41 +4.14 +7.03 +2.58 +2.64 +5.04 +6.63
Return over 1 year are annualized.

Capital Growth as of Feb 29, 2024

Merrill Lynch Edge Select Conservative Portfolio: an investment of 1$, since March 1994, now would be worth 4.55$, with a total return of 354.78% (5.18% annualized).

Betterment Robo Advisor 20 Portfolio: an investment of 1$, since March 1994, now would be worth 4.37$, with a total return of 336.65% (5.04% annualized).

Merrill Lynch Edge Select Conservative Portfolio: an investment of 1$, since January 1985, now would be worth 12.38$, with a total return of 1138.31% (6.64% annualized).

Betterment Robo Advisor 20 Portfolio: an investment of 1$, since January 1985, now would be worth 12.34$, with a total return of 1133.67% (6.63% annualized).

Drawdowns

Drawdown comparison chart since March 1994.

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Merrill Lynch Edge Select Conservative Portfolio
Betterment Robo Advisor 20 Portfolio
Drawdown Start Bottom
Date (#Months)
Recovery
Date (#Months)
Ulcer
Index
Drawdown Start Bottom
Date (#Months)
Recovery
Date (#Months)
Ulcer
Index
-12.44% Jan 2022 Sep 2022 (9) In progress (26) 6.78
-12.16% Sep 2021 Sep 2022 (13) In progress (30) 6.50
-10.97% May 2008 Feb 2009 (10) Aug 2009 (16) 5.84
-9.97% May 2008 Feb 2009 (10) Jul 2009 (15) 5.26
-4.57% Feb 2020 Mar 2020 (2) Jun 2020 (5) 2.06
-4.38% Feb 2020 Mar 2020 (2) Jun 2020 (5) 2.02
-4.07% May 1998 Aug 1998 (4) Oct 1998 (6) 1.64
-3.26% Jun 2011 Sep 2011 (4) Jan 2012 (8) 1.26
-2.88% Jun 2011 Sep 2011 (4) Dec 2011 (7) 1.14
-2.69% May 2015 Sep 2015 (5) Jun 2016 (14) 1.54
-2.57% Mar 1994 Jun 1994 (4) Feb 1995 (12) 1.60
-2.46% May 2015 Sep 2015 (5) Mar 2016 (11) 1.46
-2.43% Jul 1998 Aug 1998 (2) Sep 1998 (3) 1.21
-2.38% Jun 2002 Jul 2002 (2) Nov 2002 (6) 1.35
-2.30% May 2013 Jun 2013 (2) Oct 2013 (6) 1.22
-2.28% Apr 2004 Apr 2004 (1) Sep 2004 (6) 1.44
-2.27% Mar 1994 Jun 1994 (4) Jan 1995 (11) 1.37
-2.26% Sep 2018 Dec 2018 (4) Jan 2019 (5) 1.37
-2.19% May 2013 Jun 2013 (2) Oct 2013 (6) 1.21
-2.14% Feb 2018 Oct 2018 (9) Jan 2019 (12) 1.21

Drawdown comparison chart since January 1985.

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Merrill Lynch Edge Select Conservative Portfolio
Betterment Robo Advisor 20 Portfolio
Drawdown Start Bottom
Date (#Months)
Recovery
Date (#Months)
Ulcer
Index
Drawdown Start Bottom
Date (#Months)
Recovery
Date (#Months)
Ulcer
Index
-12.44% Jan 2022 Sep 2022 (9) In progress (26) 6.78
-12.16% Sep 2021 Sep 2022 (13) In progress (30) 6.50
-10.97% May 2008 Feb 2009 (10) Aug 2009 (16) 5.84
-9.97% May 2008 Feb 2009 (10) Jul 2009 (15) 5.26
-5.44% Sep 1987 Nov 1987 (3) Feb 1988 (6) 3.15
-4.85% Sep 1987 Nov 1987 (3) Feb 1988 (6) 2.85
-4.57% Feb 2020 Mar 2020 (2) Jun 2020 (5) 2.06
-4.47% Feb 1994 Jun 1994 (5) Apr 1995 (15) 3.06
-4.38% Feb 2020 Mar 2020 (2) Jun 2020 (5) 2.02
-4.18% Aug 1990 Sep 1990 (2) Dec 1990 (5) 2.25
-4.07% May 1998 Aug 1998 (4) Oct 1998 (6) 1.64
-4.06% Aug 1990 Sep 1990 (2) Dec 1990 (5) 2.30
-3.75% Feb 1994 Jun 1994 (5) Feb 1995 (13) 2.51
-3.26% Jun 2011 Sep 2011 (4) Jan 2012 (8) 1.26
-2.89% Jan 1990 Apr 1990 (4) May 1990 (5) 1.85
-2.88% Jun 2011 Sep 2011 (4) Dec 2011 (7) 1.14
-2.84% Jan 1990 Apr 1990 (4) May 1990 (5) 1.76
-2.69% May 2015 Sep 2015 (5) Jun 2016 (14) 1.54
-2.46% May 2015 Sep 2015 (5) Mar 2016 (11) 1.46
-2.43% Jul 1998 Aug 1998 (2) Sep 1998 (3) 1.21

Yearly Returns

For each year, the following table provides the return and intra-year drawdown.
The highlighted returns represent the highest values for that specific year.
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Year Return Drawdown Return Drawdown
2024
+0.29%
-0.02%
+0.25%
-0.16%
2023
+9.20%
-3.89%
+7.68%
-3.03%
2022
-9.59%
-12.44%
-9.10%
-11.83%
2021
+3.46%
-1.41%
+2.61%
-1.26%
2020
+6.74%
-4.57%
+6.01%
-4.38%
2019
+11.07%
-0.76%
+9.57%
-0.68%
2018
-1.01%
-2.26%
-1.42%
-2.14%
2017
+6.67%
0.00%
+6.24%
0.00%
2016
+4.67%
-1.32%
+4.01%
-1.37%
2015
-0.16%
-2.46%
-0.31%
-2.69%
2014
+4.82%
-1.01%
+2.92%
-1.13%
2013
+5.12%
-2.30%
+3.86%
-2.19%
2012
+6.74%
-1.52%
+6.18%
-1.76%
2011
+3.69%
-2.88%
+1.94%
-3.26%
2010
+7.47%
-1.66%
+6.55%
-1.59%
2009
+10.64%
-5.42%
+10.31%
-5.34%
2008
-5.32%
-9.24%
-4.00%
-8.67%
2007
+5.55%
-0.80%
+7.51%
-0.09%
2006
+7.57%
-0.79%
+7.81%
-1.09%
2005
+4.31%
-1.00%
+5.11%
-1.09%
2004
+6.35%
-1.82%
+6.10%
-2.28%
2003
+10.38%
-1.16%
+12.15%
-0.49%
2002
+2.13%
-1.95%
+3.70%
-2.38%
2001
+2.93%
-1.89%
+5.73%
-1.48%
2000
+5.85%
-1.16%
+6.02%
-1.47%
1999
+5.52%
-1.57%
+8.74%
-1.36%
1998
+10.67%
-2.43%
+7.78%
-4.07%
1997
+9.16%
-1.58%
+7.86%
-1.41%
1996
+7.09%
-0.68%
+8.41%
-0.87%
1995
+17.99%
0.00%
+16.25%
0.00%
1994
-0.59%
-3.75%
-2.09%
-4.47%
1993
+11.76%
-1.05%
+14.56%
-1.13%
1992
+6.62%
-1.08%
+6.45%
-1.46%
1991
+18.00%
-1.13%
+19.85%
-1.32%
1990
+3.99%
-4.06%
+4.63%
-4.18%
1989
+14.88%
-0.43%
+16.78%
-0.08%
1988
+10.13%
-0.73%
+10.19%
-0.87%
1987
+4.09%
-5.44%
+2.79%
-4.85%
1986
+15.59%
-2.24%
+15.37%
-2.01%
1985
+22.07%
-0.64%
+21.34%
-0.68%