Gyroscopic Investing Desert Portfolio with Bitcoin vs Scott Burns Couch Potato Portfolio Portfolio Comparison

Simulation Settings

Period: January 2009 - June 2025 (~17 years)
Consolidated Returns as of 30 June 2025

Initial Amount: 1$

Rebalancing: at every Jan 1^st

Currency: USD

Inflation: US

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Results

All Data
(2009/01 - 2025/06)

Inflation Adjusted:

Gyroscopic Investing Desert Portfolio with Bitcoin

1.00$
Invested Capital
January 2009
11.82$
Final Capital
June 2025
16.14%
Yearly Return
33.14%
Std Deviation
-40.72%
Max Drawdown
29months
Recovery Period

1.00$
Invested Capital
January 2009
7.79$
Final Capital
June 2025
13.25%
Yearly Return
33.14%
Std Deviation
-41.34%
Max Drawdown
29months
Recovery Period

Scott Burns Couch Potato Portfolio

1.00$
Invested Capital
January 2009
4.11$
Final Capital
June 2025
8.95%
Yearly Return
8.94%
Std Deviation
-19.77%
Max Drawdown
27months
Recovery Period

1.00$
Invested Capital
January 2009
2.71$
Final Capital
June 2025
6.23%
Yearly Return
8.94%
Std Deviation
-23.98%
Max Drawdown
42months*
Recovery Period
* in progress

As of June 2025, over the analyzed timeframe, the Gyroscopic Investing Desert Portfolio with Bitcoin obtained a 16.14% compound annual return, with a 33.14% standard deviation. It suffered a maximum drawdown of -40.72% that required 29 months to be recovered.

As of June 2025, over the analyzed timeframe, the Scott Burns Couch Potato Portfolio obtained a 8.95% compound annual return, with a 8.94% standard deviation. It suffered a maximum drawdown of -19.77% that required 27 months to be recovered.

Disclaimer: The simulations on this website are provided in good faith but should NOT be taken as investment advice. We are not liable for any errors or actions based on this information. The authors of the website are not affiliated with the portfolio creators, who are the sole owners of their intellectual property. The translation of asset allocations into ETFs is based on the interpretation of LazyPortfolioETF.com and may not exactly reflect the original intent of the portfolio creators. Content is for informational, educational, illustrative, and entertainment purposes only.

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Asset Allocations and ETFs

The compared portfolios have the following asset allocations.

Gyroscopic Investing Desert Portfolio with Bitcoin

Weight (%)	Ticker	Name
30.00	VTI	Vanguard Total Stock Market
60.00	IEI	iShares 3-7 Year Treasury Bond
8.00	GLD	SPDR Gold Trust
2.00	^BTC	Bitcoin

Scott Burns Couch Potato Portfolio

Weight (%)	Ticker	Name
50.00	VTI	Vanguard Total Stock Market
50.00	TIP	iShares TIPS Bond

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Portfolio Returns as of Jun 30, 2025

Returns are calculated in USD, assuming:

no fees or capital gain taxes.
rebalancing: at every Jan 1^st.
dividend reinvestment, when applicable.

Return Comparison

Capital Growth

All Data
(2009/01 - 2025/06)

Inflation Adjusted:

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	Initial Amount $	Final Amount $	Total Return (%)	Annualized (%)
Desert Portfolio with Bitcoin Gyroscopic Investing	1 $	11.82 $	1 081.61%	16.14%
Couch Potato Scott Burns	1 $	4.11 $	311.31%	8.95%
	Jan 2009	Jun 2025

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	Initial Amount $	Final Amount $	Total Return (%)	Annualized (%)
Desert Portfolio with Bitcoin Gyroscopic Investing	1 $	7.79 $	678.98%	13.25%
Couch Potato Scott Burns	1 $	2.71 $	171.15%	6.23%
	Jan 2009	Jun 2025

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		Return (%) as of Jun 30, 2025
		YTD (6M)	1M	6M	1Y	5Y	10Y	MAX (~17Y)
	Desert Portfolio with Bitcoin Gyroscopic Investing	6.76	2.22	6.76	13.66	7.72	9.68	16.14
	Couch Potato Scott Burns	5.13	3.02	5.13	10.60	8.53	7.77	8.95
Returns over 1 year are annualized.

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Portfolio Metrics as of Jun 30, 2025

The following metrics, updated as of 30 June 2025, provide an overview of performance and risk, with the best value in each row highlighted within the table.

METRIC COMPARISON

Period: 1 July 2024 - 30 June 2025 (1 year)

Period: 1 July 2020 - 30 June 2025 (5 years)

Period: 1 July 2015 - 30 June 2025 (10 years)

Period: 1 January 2009 - 30 June 2025 (~17 years)

1 Year

5 Years

10 Years

All (2009/01 - 2025/06)

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	Desert Portfolio with Bitcoin	Couch Potato
Author	Gyroscopic Investing	Scott Burns
ASSET ALLOCATION
Stocks	30%	50%
Fixed Income	60%	50%
Commodities	10%	0%
PERFORMANCES
Annualized Return (%)	13.66	10.60
Infl. Adjusted (%)	10.96	7.98
DRAWDOWN
Deepest Drawdown Depth (%)	-1.70	-3.00
Start to Recovery (months)	2	7
Longest Drawdown Depth (%)	-0.75	-3.00
Start to Recovery (months)	2	7
Longest Negative Period (months)	4	7
RISK INDICATORS
Standard Deviation (%)	4.94	7.04
Sharpe Ratio	1.83	0.85
Sortino Ratio	2.34	1.11
Ulcer Index	0.54	1.37
Ratio: Return / Standard Deviation	2.77	1.51
Ratio: Return / Deepest Drawdown	8.04	3.53
Metrics calculated over the period 1 July 2024 - 30 June 2025

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	Desert Portfolio with Bitcoin	Couch Potato
Author	Gyroscopic Investing	Scott Burns
ASSET ALLOCATION
Stocks	30%	50%
Fixed Income	60%	50%
Commodities	10%	0%
PERFORMANCES
Annualized Return (%)	7.72	8.53
Infl. Adjusted (%)	3.05	3.83
DRAWDOWN
Deepest Drawdown Depth (%)	-15.75	-19.77
Start to Recovery (months)	27	27
Longest Drawdown Depth (%)	-15.75	-19.77
Start to Recovery (months)	27	27
Longest Negative Period (months)	34	32
RISK INDICATORS
Standard Deviation (%)	7.99	10.63
Sharpe Ratio	0.63	0.55
Sortino Ratio	0.85	0.73
Ulcer Index	5.67	7.30
Ratio: Return / Standard Deviation	0.97	0.80
Ratio: Return / Deepest Drawdown	0.49	0.43
Metrics calculated over the period 1 July 2020 - 30 June 2025

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	Desert Portfolio with Bitcoin	Couch Potato
Author	Gyroscopic Investing	Scott Burns
ASSET ALLOCATION
Stocks	30%	50%
Fixed Income	60%	50%
Commodities	10%	0%
PERFORMANCES
Annualized Return (%)	9.68	7.77
Infl. Adjusted (%)	6.44	4.59
DRAWDOWN
Deepest Drawdown Depth (%)	-15.75	-19.77
Start to Recovery (months)	27	27
Longest Drawdown Depth (%)	-15.75	-19.77
Start to Recovery (months)	27	27
Longest Negative Period (months)	34	32
RISK INDICATORS
Standard Deviation (%)	7.41	9.47
Sharpe Ratio	1.06	0.63
Sortino Ratio	1.53	0.83
Ulcer Index	4.11	5.49
Ratio: Return / Standard Deviation	1.31	0.82
Ratio: Return / Deepest Drawdown	0.61	0.39
Metrics calculated over the period 1 July 2015 - 30 June 2025

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	Desert Portfolio with Bitcoin	Couch Potato
Author	Gyroscopic Investing	Scott Burns
ASSET ALLOCATION
Stocks	30%	50%
Fixed Income	60%	50%
Commodities	10%	0%
PERFORMANCES
Annualized Return (%)	16.14	8.95
Infl. Adjusted (%)	13.25	6.23
DRAWDOWN
Deepest Drawdown Depth (%)	-40.72	-19.77
Start to Recovery (months)	29	27
Longest Drawdown Depth (%)	-23.13	-19.77
Start to Recovery (months)	47	27
Longest Negative Period (months)	46	32
RISK INDICATORS
Standard Deviation (%)	33.14	8.94
Sharpe Ratio	0.45	0.88
Sortino Ratio	1.34	1.17
Ulcer Index	13.60	4.45
Ratio: Return / Standard Deviation	0.49	1.00
Ratio: Return / Deepest Drawdown	0.40	0.45
Metrics calculated over the period 1 January 2009 - 30 June 2025

Drawdowns

A drawdown refers to the decline in value from a relative peak value to a relative trough. A maximum drawdown is the maximum observed loss from a peak to a trough of a portfolio before a new peak is attained.

DRAWDOWN COMPARISON

Period: 1 July 2015 - 30 June 2025 (10 years)

Period: 1 January 2009 - 30 June 2025 (~17 years)

Chart Table

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Desert Portfolio with Bitcoin			Couch Potato
Drawdown (%)	Recovery (#Months)	From To	Drawdown (%)	Recovery (#Months)	From To
-40.72	29	Jul 2011 Nov 2013
-23.13	47	Dec 2013 Oct 2017
			-19.77	27	Jan 2022 Mar 2024
-15.75	27	Nov 2021 Jan 2024
			-10.72	5	Feb 2020 Jun 2020
			-9.98	4	Jan 2009 Apr 2009
			-8.06	8	Sep 2018 Apr 2019
			-6.25	8	May 2011 Dec 2011
			-6.09	5	May 2010 Sep 2010
-5.90	5	Jan 2009 May 2009
			-5.47	14	Mar 2015 Apr 2016
-4.32	3	Feb 2020 Apr 2020
-3.37	6	Sep 2018 Feb 2019
			-3.24	3	Sep 2020 Nov 2020
			-3.18	3	May 2013 Jul 2013

Rolling Returns

By selecting the 'Rolling Period', the chart and data will update. To study a different date range, change the Simulation Settings.

You can explore the Rolling Returns for a single portfolio, or check the return differential, by switching on "Head To Head" toggle.

Rolling Returns Comparison

Annualized Rolling Returns Chart

Rolling Returns Chart - Inflation Adjusted

Time Period: 1 January 2009 - 30 June 2025 (~17 years)

Rolling Period:

Desert Portfolio with Bitcoin
Couch Potato

Head To Head (Ptf 1 vs Ptf 2):

US Inflation Adjusted:

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Yearly Returns

For each year, the following table provides the return and intra-year drawdown. The highlighted returns represent the highest values for that specific year.

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	Desert Portfolio with Bitcoin		Couch Potato
Year	Return (%)	Drawdown (%)	Return (%)	Drawdown (%)
2025	6.76	-0.64	5.13	-2.83
2024	12.79	-2.60	12.73	-3.08
2023	14.50	-3.65	14.66	-6.50
2022	-12.91	-15.69	-16.31	-19.77
2021	7.04	-2.42	15.67	-2.76
2020	18.53	-4.32	15.93	-10.72
2019	15.90	-0.68	19.51	-2.63
2018	-2.37	-3.37	-3.32	-8.06
2017	35.50	-0.65	12.07	0.00
2016	7.70	-1.79	8.75	-2.08
2015	0.93	-2.42	-0.70	-5.47
2014	4.36	-1.80	8.07	-2.34
2013	130.41	-23.13	12.48	-3.18
2012	10.19	-1.94	11.42	-2.32
2011	35.50	-40.72	7.12	-6.25
2010	18.32	-1.67	11.78	-6.09
2009	9.57	-5.90	18.92	-9.98

Table of contents

Resources & Extras

Asset Allocations and ETFs

Portfolio Returns as of Jun 30, 2025

Portfolio Metrics as of Jun 30, 2025

Drawdowns

Rolling Returns

Yearly Returns