Data Source: from January 1986 to June 2022
Consolidated Returns as of 30 June 2022
Live Update: Jul 05 2022, 03:00PM Eastern Time
PORTFOLIO • LIVE PERFORMANCE (USD currency)
0.62%
1 Day
Jul 05 2022, 03:00PM Eastern Time
0.07%
Current Month
July 2022

The Developed World ex-US 20/80 Portfolio is a Low Risk portfolio and can be implemented with 2 ETFs.

It's exposed for 20% on the Stock Market.

In the last 30 Years, the Developed World ex-US 20/80 Portfolio obtained a 5.65% compound annual return, with a 5.04% standard deviation.

Asset Allocation and ETFs

The Developed World ex-US 20/80 Portfolio has the following asset allocation:

20% Stocks
80% Fixed Income
0% Commodities

The Developed World ex-US 20/80 Portfolio can be implemented with the following ETFs:

Weight Ticker ETF Name Investment Themes
20.00 % VEA Vanguard FTSE Developed Markets Equity, EAFE, Large Cap
80.00 % BNDX Vanguard Total International Bond Bond, Developed Markets, All-Term
Most of Lazy Portfolios are made of common components (asset classes), very simple and well defined. For a more complete view, find out the most common ETFs you can use to build your portfolio.

Portfolio and ETF Returns

The Developed World ex-US 20/80 Portfolio guaranteed the following returns.

According to the available data source, let's assume we built the portfolio on January 1986.

Portfolio returns are calculated in USD, assuming: July 2022 return is calculated on the hypothesis of a newly built portfolio, with the starting asset allocation.
DEVELOPED WORLD EX-US 20/80 PORTFOLIO RETURNS
Consolidated returns as of 30 June 2022
Live Update: Jul 05 2022, 03:00PM Eastern Time
Swipe left to see all data
  Chg (%) Return (%)
Return (%) as of Jun 30, 2022
  1 Day Time ET(*) Jul 2022 1M 6M 1Y 5Y(*) 10Y(*) 30Y(*)
Developed World ex-US 20/80 Portfolio -0.62 -0.07 -3.18 -11.66 -11.57 1.37 3.20 5.65
US Inflation Adjusted return -3.18 -15.10 -17.80 -2.16 0.72 3.10
Components
VEA
Vanguard FTSE Developed Markets
-2.57 03:00PM
Jul 05 2022
-2.35 -9.19 -18.92 -18.07 2.71 5.87 5.27
BNDX
Vanguard Total International Bond
-0.13 02:59PM
Jul 05 2022
0.50 -1.72 -9.84 -10.00 0.81 2.34 5.36
(*) Returns over 1 year are annualized
(*) Eastern Time (ET - America/New York)

US Inflation is updated to May 2022. Waiting for updates, inflation of Jun 2022 is set to 0%. Current inflation (annualized) is 1Y: 7.57% , 5Y: 3.61% , 10Y: 2.46% , 30Y: 2.47%

Portfolio Dividends

In 2021, the Developed World ex-US 20/80 Portfolio granted a 3.53% dividend yield. If you are interested in getting periodic income, please refer to the Developed World ex-US 20/80 Portfolio: Dividend Yield page.

Historical Returns as of Jun 30, 2022

Historical returns and stats of Developed World ex-US 20/80 Portfolio. Total Returns and Inflation Adjusted Returns are both mentioned.

DEVELOPED WORLD EX-US 20/80 PORTFOLIO
Consolidated returns as of 30 June 2022
Data Source: from January 1986 to June 2022
Swipe left to see all data
Period Return (%)
as of Jun 2022
Return (%)
Infl.Adj.
Standard
Deviation (%)
Max
Drawdown (%)
Months
Pos - Neg
1M
Jun 2022
-3.18
-3.18
-3.18
Jun 2022 - Jun 2022
0 - 1
3M
-7.03
-8.23
-7.03
Apr 2022 - Jun 2022
0 - 3
6M
-11.66
-15.10
-11.66
Jan 2022 - Jun 2022
0 - 6
YTD
-11.66
-15.10
-11.66
Jan 2022 - Jun 2022
0 - 6
1Y
-11.57
-17.80
5.01
-12.69
Aug 2021 - Jun 2022
3 - 9
25% pos
3Y(*)
-1.17
-5.44
5.54
-12.69
Aug 2021 - Jun 2022
21 - 15
58% pos
5Y(*)
1.37
-2.16
4.76
-12.69
Aug 2021 - Jun 2022
38 - 22
63% pos
10Y(*)
3.20
0.72
4.23
-12.69
Aug 2021 - Jun 2022
81 - 39
68% pos
15Y(*)
3.93
1.60
5.20
-15.55
Mar 2008 - Nov 2008
122 - 58
68% pos
20Y(*)
4.84
2.33
4.76
-15.55
Mar 2008 - Nov 2008
171 - 69
71% pos
25Y(*)
5.12
2.63
4.86
-15.55
Mar 2008 - Nov 2008
207 - 93
69% pos
30Y(*)
5.65
3.10
5.04
-15.55
Mar 2008 - Nov 2008
245 - 115
68% pos
MAX(*)
01 Jan 1986
6.70
3.88
5.51
-15.55
Mar 2008 - Nov 2008
301 - 137
69% pos
(*) Returns over 1 year are annualized

Returns and stats are calculated assuming a yearly rebalancing of the components weight. How do returns change with different rebalancing strategies?

Capital Growth as of Jun 30, 2022

An investment of 1000$, since July 1992, now would be worth 5200.41$, with a total return of 420.04% (5.65% annualized).

The Inflation Adjusted Capital now would be 2499.63$, with a net total return of 149.96% (3.10% annualized).
An investment of 1000$, since January 1986, now would be worth 10670.94$, with a total return of 967.09% (6.70% annualized).

The Inflation Adjusted Capital now would be 4008.82$, with a net total return of 300.88% (3.88% annualized).

Drawdowns

Swipe left to see all data
Drawdown period
Recovery period
Total
Drawdown Start Bottom #Months End #Months #Months
-15.55% Mar 2008 Nov 2008 9 Aug 2009 9 18
-12.69% Aug 2021 Jun 2022 11 in progress 11
-7.46% Dec 1996 Apr 1997 5 Sep 1998 17 22
-6.51% Feb 1994 Feb 1995 13 Jul 1995 5 18
-5.99% Feb 2020 Mar 2020 2 Jul 2020 4 6
-4.48% May 2013 Jun 2013 2 Dec 2013 6 8
-3.06% Apr 2015 Sep 2015 6 Mar 2016 6 12
-2.76% Oct 2016 Nov 2016 2 Apr 2017 5 7
-2.68% Aug 2011 Sep 2011 2 Dec 2011 3 5
-2.26% Oct 1992 Oct 1992 1 Dec 1992 2 3
-2.07% May 1999 May 1999 1 Oct 1999 5 6
-1.97% Aug 2018 Oct 2018 3 Jan 2019 3 6
-1.94% Nov 1993 Nov 1993 1 Dec 1993 1 2
-1.93% May 2012 May 2012 1 Jul 2012 2 3
-1.80% Nov 2010 Nov 2010 1 Feb 2011 3 4
-1.64% Jan 2000 Jan 2000 1 Mar 2000 2 3
-1.64% Feb 1999 Feb 1999 1 Apr 1999 2 3
-1.49% Jan 2021 Feb 2021 2 May 2021 3 5
-1.48% May 2010 May 2010 1 Jul 2010 2 3
-1.41% May 2001 Jun 2001 2 Jul 2001 1 3
Swipe left to see all data
Drawdown period
Recovery period
Total
Drawdown Start Bottom #Months End #Months #Months
-15.55% Mar 2008 Nov 2008 9 Aug 2009 9 18
-12.69% Aug 2021 Jun 2022 11 in progress 11
-7.46% Dec 1996 Apr 1997 5 Sep 1998 17 22
-7.02% Jan 1990 Apr 1990 4 Jul 1990 3 7
-6.51% Feb 1994 Feb 1995 13 Jul 1995 5 18
-6.31% Aug 1990 Sep 1990 2 Dec 1990 3 5
-5.99% Feb 2020 Mar 2020 2 Jul 2020 4 6
-4.48% May 2013 Jun 2013 2 Dec 2013 6 8
-4.18% Jan 1992 Mar 1992 3 Jul 1992 4 7
-3.32% May 1986 May 1986 1 Jun 1986 1 2
-3.06% Apr 2015 Sep 2015 6 Mar 2016 6 12
-2.76% Oct 2016 Nov 2016 2 Apr 2017 5 7
-2.68% Aug 2011 Sep 2011 2 Dec 2011 3 5
-2.58% Sep 1987 Oct 1987 2 Jan 1988 3 5
-2.33% Aug 1989 Aug 1989 1 Nov 1989 3 4
-2.26% Oct 1992 Oct 1992 1 Dec 1992 2 3
-2.21% Sep 1986 Oct 1986 2 Dec 1986 2 4
-2.07% May 1999 May 1999 1 Oct 1999 5 6
-1.97% Aug 2018 Oct 2018 3 Jan 2019 3 6
-1.94% Nov 1993 Nov 1993 1 Dec 1993 1 2

Rolling Returns ( more details)

Developed World ex-US 20/80 Portfolio: annualized rolling and average returns

Swipe left to see all data
Rolling
Period
Return (*) Negative
Periods
Average (%) Best (%) Worst (%)
1 Year
6.97 29.87
Feb 1986 - Jan 1987
-15.14
Mar 2008 - Feb 2009
8.67%
2 Years
6.80 18.70
Feb 1986 - Jan 1988
-4.81
Mar 2007 - Feb 2009
2.89%
3 Years
6.76 16.33
Oct 1990 - Sep 1993
-1.17
Jul 2019 - Jun 2022
1.24%
5 Years
6.73 11.90
Sep 1988 - Aug 1993
1.37
Jul 2017 - Jun 2022
0.00%
7 Years
6.72 11.85
Feb 1986 - Jan 1993
2.10
Jul 2015 - Jun 2022
0.00%
10 Years
6.67 11.43
Jan 1986 - Dec 1995
3.20
Jul 2012 - Jun 2022
0.00%
15 Years
6.60 9.58
Feb 1986 - Jan 2001
3.93
Jul 2007 - Jun 2022
0.00%
20 Years
6.62 8.90
Feb 1986 - Jan 2006
4.84
Jul 2002 - Jun 2022
0.00%
(*) Annualized rolling and average returns over full calendar month periods

If you need a deeper detail about rolling returns, please refer to the Developed World ex-US 20/80 Portfolio: Rolling Returns page.

Seasonality

Developed World ex-US 20/80 Portfolio: in which months is it better to invest?

Both the Average Return and the Gain Frequency (Win %) are useful to get an idea of what happened in the past.

For further information about the seasonality, check the Asset Class Seasonality page.
Swipe left to see all data
Monthly Average Return (%) and Gain Frequency
Return (%) Jan Feb Mar Apr May Jun Jul Aug Sep Oct Nov Dec
Average
Win %
0.36
68%
0.51
68%
0.33
70%
0.72
81%
0.36
51%
0.26
62%
1.03
78%
0.43
67%
0.37
64%
0.60
75%
0.42
61%
1.30
81%
Best
Year
3.8
1987
5.7
1986
5.2
1986
3.2
2009
4.8
1990
3.8
1986
4.6
2009
4.2
1986
4.7
1998
5.1
1998
3.7
1995
5.0
1991
Worst
Year
-4.2
1997
-2.4
2009
-5.1
2020
-3.8
2022
-3.3
1986
-3.2
2022
-1.8
1997
-4.1
1990
-5.8
2008
-5.9
2008
-2.4
1997
-0.9
1997
Statistics calculated for the period Jan 1986 - Jun 2022

Monthly/Yearly Returns

Developed World ex-US 20/80 Portfolio monthly and yearly returns: how is the distribution of the returns recorded so far?

MONTHLY RETURNS HISTOGRAM
301 Positive Months (69%) - 137 Negative Months (31%)
Jan 1986 - Jun 2022
Swipe left to see all data
Yearly Return(%)
Monthly Return(%)
Year Total Infl.Adj Jan Feb Mar Apr May Jun Jul Aug Sep Oct Nov Dec
2022
-11.66 -15.10 -1.9 -1.5 -1.7 -3.8 -0.2 -3.2
2021
+0.51 -6.15 -0.6 -0.8 0.6 0.5 0.8 0.1 1.3 0.0 -1.6 0.4 -0.2 0.3
2020
+5.67 +4.34 0.9 -0.9 -5.1 2.7 1.3 1.1 1.2 0.3 0.4 -0.4 2.9 1.4
2019
+10.82 +8.37 2.3 0.7 1.5 0.7 -0.1 2.4 0.6 1.3 0.3 0.3 -0.1 0.5
2018
-0.71 -2.57 0.5 -0.9 0.8 0.1 -0.5 0.2 0.6 -0.3 -0.1 -1.6 0.5 -0.1
2017
+7.20 +4.96 0.0 0.9 0.6 0.9 1.3 -0.3 0.8 0.7 0.3 0.9 0.4 0.6
2016
+4.23 +2.13 -0.1 0.4 1.9 0.2 0.5 1.2 1.4 0.1 0.3 -1.5 -1.3 0.8
2015
+0.88 +0.24 1.6 1.1 0.1 0.0 -0.4 -1.7 1.3 -2.1 -0.2 1.8 0.0 -0.5
2014
+5.80 +5.11 0.1 1.5 0.2 0.8 0.9 0.7 -0.1 1.2 -0.9 0.4 0.7 0.1
2013
+3.72 +2.17 0.5 0.4 0.7 1.9 -2.4 -2.1 1.5 -0.8 2.1 1.3 0.4 0.3
2012
+11.34 +9.42 2.2 1.1 0.4 0.4 -1.9 1.6 1.5 1.3 1.7 0.3 1.2 1.1
2011
+4.42 +1.31 0.7 1.2 -0.5 2.0 0.1 -0.5 1.2 -1.2 -1.5 2.0 -0.8 1.8
2010
+8.49 +6.95 0.5 0.5 1.7 0.6 -1.5 0.9 2.3 1.7 1.7 0.8 -1.8 0.8
2009
+17.74 +14.51 -1.8 -2.4 1.8 3.2 3.8 1.0 4.6 2.9 2.2 0.0 1.5 -0.1
2008
-10.01 -9.99 0.7 0.9 -0.8 0.2 -0.5 -2.3 0.1 -0.2 -5.8 -5.9 -1.2 4.9
2007
+6.22 +2.03 0.1 1.0 0.5 0.8 -0.4 -0.4 0.7 0.1 1.9 1.7 0.0 0.1
2006
+7.61 +4.96 1.1 0.0 0.3 0.9 -0.5 -0.1 1.0 1.5 0.5 1.2 1.4 0.0
2005
+6.71 +3.26 0.2 0.6 0.1 0.6 0.5 0.9 0.3 1.4 0.6 -1.2 0.7 1.9
2004
+8.93 +5.41 0.6 1.4 0.6 -1.2 0.1 0.6 -0.4 1.2 0.8 1.3 2.1 1.5
2003
+10.88 +8.67 0.0 0.7 -0.7 2.2 2.5 0.2 -1.0 0.4 1.9 0.7 0.7 2.7
2002
+4.31 +1.78 -0.7 0.5 0.3 1.2 0.6 -0.1 -1.2 0.8 -0.6 0.9 1.2 1.2
2001
+4.28 +2.63 1.7 -0.7 0.1 0.8 -0.4 -1.0 2.1 0.4 -1.1 2.8 -0.2 -0.2
2000
+4.50 +1.03 -1.6 1.5 1.9 -0.9 -0.1 1.6 -0.1 0.4 0.1 -0.2 0.4 1.6
1999
+7.82 +5.01 2.0 -1.6 1.4 1.9 -2.1 0.1 0.7 0.0 0.8 1.1 1.1 2.3
1998
+16.99 +15.14 1.3 2.6 -0.8 1.8 0.1 -0.2 -0.1 -0.5 4.7 5.1 -0.9 2.8
1997
-4.15 -5.75 -4.2 -0.4 -0.8 -1.5 4.1 2.1 -1.8 -1.4 3.0 0.2 -2.4 -0.9
1996
+4.66 +1.24 -1.4 0.1 0.5 0.9 -0.3 0.4 1.4 0.5 0.4 1.1 1.7 -0.8
1995
+17.78 +14.87 -0.2 -0.5 1.2 2.7 2.8 -0.8 2.6 0.9 1.5 0.9 3.7 1.9
1994
-3.88 -6.32 2.1 -2.0 -2.0 0.0 -1.2 -1.0 0.6 -0.3 -0.6 0.9 -0.2 -0.3
1993
+19.11 +15.86 0.7 2.5 2.3 2.2 1.5 1.1 2.2 3.0 -0.4 1.5 -1.9 3.2
1992
+6.56 +3.49 -2.2 -0.1 -1.9 0.1 3.4 0.7 1.6 1.6 0.2 -2.3 0.9 4.5
1991
+19.03 +15.59 1.3 3.5 -0.3 1.6 0.3 -1.7 2.1 1.7 3.5 1.1 -0.6 5.0
1990
+0.80 -5.13 -2.4 -1.4 -1.6 -1.8 4.8 1.6 1.5 -4.1 -2.3 3.8 1.3 1.8
1989
+11.45 +6.51 1.4 0.0 0.0 1.5 0.6 1.7 3.8 -2.3 0.8 1.0 1.8 0.6
1988
+12.16 +7.42 3.5 2.3 0.8 0.2 -0.7 0.7 0.2 -1.0 1.9 2.4 1.2 0.1
1987
+8.87 +4.35 3.8 1.1 2.7 0.1 -0.3 0.2 -0.1 1.8 -1.8 -0.8 0.6 1.4
1986
+25.77 +24.29 0.6 5.7 5.2 2.1 -3.3 3.8 2.7 4.2 -1.7 -0.5 0.5 4.3

Portofolio Returns, up to December 2013, are simulated. They have been calculated using the historical series of equivalent ETFs / Assets, instead of the actual ETFs of the portfolio.

In particular, it has been used:

  • VEA - Vanguard FTSE Developed Markets: simulated historical serie, up to December 2007
  • BNDX - Vanguard Total International Bond: simulated historical serie, up to December 2013

Portfolio efficiency

Is the Developed World ex-US 20/80 Portfolio actually efficient, compared to other Lazy Portfolios?

Overall Ratings

The Developed World ex-US 20/80 Portfolio is classified as Low Risk.

Very High Risk
Bond weight:
Less than 25%
High Risk
Bond weight:
25% - 49.99%
Medium Risk
Bond weight:
50% - 74.99%
Low Risk
Bond weight:
At least 75%
Low Risk
Portfolios
All
Portfolios
25 Years Ann. Return
(Inflation Adjusted)
+5.12%
(+2.63%)
Average : 2.8 / 5
Bad : 1.6 / 5
Standard Deviation
over 25 Years
4.86%
Bad : 1.3 / 5
Excellent : 4.6 / 5
Maximum Drawdown
over 25 Years
-15.55%
Poor : 1 / 5
Excellent : 4.2 / 5
Easy to manage 2 ETFs
Excellent : 4.5 / 5
Excellent : 4.5 / 5
Rating assigned considering all the Low Risk Portfolios Rating assigned considering all the Portfolios in the database

Best Classic Portfolios, with Low Risk

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30 Years Stats (%)
% Allocation
Portfolio Jul 2022 Return Drawdown Stocks Bonds Comm
High Yield Bonds Income
+0.80 +6.91 -23.97 0 100 0
All Country World 20/80
+0.54 +6.10 -14.04 20 80 0
Stocks/Bonds 20/80
+1.00 +5.93 -12.54 20 80 0
US Inflation Protection
+1.31 +5.80 -11.79 0 100 0
Dimensional Retirement Income Fund
DFA
+0.89 +5.79 -12.91 20.4 79.6 0

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Jul 2022 return refers to period 01-05 July 2022.
Last update: Jul 05 2022, 03:00PM Eastern Time.
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