Developed World ex-US 20/80 Portfolio: ETF allocation and returns

Data Source: from January 1996 to September 2021

Last Update: 30 September 2021

The Developed World ex-US 20/80 Portfolio is exposed for 20% on the Stock Market.

It's a Low Risk portfolio and it can be replicated with 2 ETFs.

In the last 10 years, the portfolio obtained a 5.13% compound annual return, with a 3.92% standard deviation.

In the last 25 years, a 5.67% compound annual return, with a 4.87% standard deviation.

In 2020, the portfolio granted a 1.37% dividend yield. If you are interested in getting periodic income, please refer to the Developed World ex-US 20/80 Portfolio: Dividend Yield page.

Asset Allocation and ETFs

The Developed World ex-US 20/80 Portfolio has the following asset allocation:

        20% Stocks
      
        80% Fixed Income
      
        0% Commodities

The Developed World ex-US 20/80 Portfolio can be replicated with the following ETFs:

Weight		Ticker	ETF Name	Investment Themes
20.00 %		VEA	Vanguard FTSE Developed Markets	Equity, EAFE, Large Cap
80.00 %		BNDX	Vanguard Total International Bond	Bond, Developed Markets, All-Term

Most of Lazy Portfolios are made of common components (asset classes), very simple and well defined. For a more complete view, find out the most common ETFs you can use to build your portfolio.

Portfolio and ETF Returns

The Developed World ex-US 20/80 Portfolio guaranteed the following returns.

DEVELOPED WORLD EX-US 20/80 PORTFOLIO RETURNS (%)

Last Update: 30 September 2021

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	1M	3M	6M	1Y	*3Y^()**	*5Y^()**	*10Y^()**	*20Y^()**	*25Y^()**
Developed World ex-US 20/80 Portfolio	-1.59	-0.38	+0.97	+3.97	+4.99	+4.10	+5.13	+5.69	+5.67
*Components*
VEA Vanguard FTSE Developed Markets	-3.38	-1.62	+4.04	+26.63	+8.23	+9.20	+8.70	+6.84	+5.42
BNDX Vanguard Total International Bond	-1.08	-0.03	+0.15	-1.08	+3.98	+2.63	+4.08	+5.06	+5.33

(*) annualized

Portfolio returns are calculated assuming:

a rebalancing of the components at the beginning of each year (i.e. at every January 1st)
the reinvestment of dividends

If you are interested in getting periodic income, please refer to the Developed World ex-US 20/80 Portfolio: Dividend Yield page.

Readings that may interest you

Crucial Conversations Tools for Talking When Stakes Are High, Second Edition

Dare to Lead: Brave Work. Tough Conversations. Whole Hearts.

Index Funds and ETFs: What they are and how to make them work for you

Historical Returns

Developed World ex-US 20/80 Portfolio - Historical returns and stats.

DEVELOPED WORLD EX-US 20/80 PORTFOLIO

Last Update: 30 September 2021

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Period	Returns Sep 2021	Standard Deviation *	Max Drawdown	Months Pos - Neg
1M	-1.59%		-1.59% Sep 2021 - Sep 2021	0 - 1
3M	-0.38%		-1.64% Aug 2021 - Sep 2021	1 - 2
6M	+0.97%		-1.64% Aug 2021 - Sep 2021	4 - 2
YTD	+0.03%		-1.64% Aug 2021 - Sep 2021	5 - 4
1Y	+3.97%	3.95%	-1.64% Aug 2021 - Sep 2021	7 - 5
3Y	+4.99% annualized	4.84%	-5.98% Feb 2020 - Mar 2020	25 - 11
5Y	+4.10% annualized	4.06%	-5.98% Feb 2020 - Mar 2020	41 - 19
10Y	+5.13% annualized	3.92%	-5.98% Feb 2020 - Mar 2020	87 - 33
20Y	+5.69% annualized	4.57%	-15.54% Mar 2008 - Nov 2008	175 - 65
25Y	+5.67% annualized	4.87%	-15.54% Mar 2008 - Nov 2008	210 - 90
MAX 01 Jan 1996	+5.61% annualized	4.82%	-15.54% Mar 2008 - Nov 2008	217 - 92

* Annualized St.Dev. of monthly returns

Best Classic Portfolios, with Low Risk, ordered by 25 Years annualized return.

	25 Years Stats		% Allocation
Portfolio	Return▾	Drawdown	Stocks	Bonds	Comm.
High Yield Bonds Income	+7.14%	-23.98%	0	100	0	Compare
All Country World 20/80	+6.24%	-14.04%	20	80	0	Compare
Stocks/Bonds 20/80	+6.14%	-8.42%	20	80	0	Compare
All Country World Bonds	+5.81%	-8.82%	0	100	0	Compare
Dimensional Retirement Income Fund DFA	+5.77%	-12.91%	20.4	79.6	0	Compare

See all portfolios

Capital Growth

Time Range:

Drawdowns

Time Range:

Worst drawdowns since October 1996 - Chart and Data

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	Drawdown period			Recovery period		Total
Drawdown	Start	Bottom	#Months	End	#Months	#Months
-15.54%	Mar 2008	Nov 2008	9	Aug 2009	9	18
-7.46%	Dec 1996	Apr 1997	5	Sep 1998	17	22
-5.98%	Feb 2020	Mar 2020	2	Jul 2020	4	6
-4.48%	May 2013	Jun 2013	2	Dec 2013	6	8
-3.06%	Apr 2015	Sep 2015	6	Mar 2016	6	12
-2.76%	Oct 2016	Nov 2016	2	Apr 2017	5	7
-2.67%	Aug 2011	Sep 2011	2	Dec 2011	3	5
-2.07%	May 1999	May 1999	1	Oct 1999	5	6
-1.96%	Aug 2018	Oct 2018	3	Jan 2019	3	6
-1.93%	May 2012	May 2012	1	Jul 2012	2	3
-1.80%	Nov 2010	Nov 2010	1	Feb 2011	3	4
-1.64%	Feb 1999	Feb 1999	1	Apr 1999	2	3
-1.64%	Jan 2000	Jan 2000	1	Mar 2000	2	3
-1.64%	Aug 2021	Sep 2021	2	in progress		2
-1.48%	Jan 2021	Feb 2021	2	May 2021	3	5
-1.48%	May 2010	May 2010	1	Jul 2010	2	3
-1.41%	May 2001	Jun 2001	2	Jul 2001	1	3
-1.23%	Jun 2002	Jul 2002	2	Nov 2002	4	6
-1.18%	Apr 2004	Apr 2004	1	Aug 2004	4	5
-1.16%	Oct 2005	Oct 2005	1	Dec 2005	2	3

Worst drawdowns since January 1996 - Chart and Data

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	Drawdown period			Recovery period		Total
Drawdown	Start	Bottom	#Months	End	#Months	#Months
-15.54%	Mar 2008	Nov 2008	9	Aug 2009	9	18
-7.46%	Dec 1996	Apr 1997	5	Sep 1998	17	22
-5.98%	Feb 2020	Mar 2020	2	Jul 2020	4	6
-4.48%	May 2013	Jun 2013	2	Dec 2013	6	8
-3.06%	Apr 2015	Sep 2015	6	Mar 2016	6	12
-2.76%	Oct 2016	Nov 2016	2	Apr 2017	5	7
-2.67%	Aug 2011	Sep 2011	2	Dec 2011	3	5
-2.07%	May 1999	May 1999	1	Oct 1999	5	6
-1.96%	Aug 2018	Oct 2018	3	Jan 2019	3	6
-1.93%	May 2012	May 2012	1	Jul 2012	2	3
-1.80%	Nov 2010	Nov 2010	1	Feb 2011	3	4
-1.64%	Jan 2000	Jan 2000	1	Mar 2000	2	3
-1.64%	Feb 1999	Feb 1999	1	Apr 1999	2	3
-1.64%	Aug 2021	Sep 2021	2	in progress		2
-1.48%	Jan 2021	Feb 2021	2	May 2021	3	5
-1.48%	May 2010	May 2010	1	Jul 2010	2	3
-1.41%	May 2001	Jun 2001	2	Jul 2001	1	3
-1.36%	Jan 1996	Jan 1996	1	Apr 1996	3	4
-1.23%	Jun 2002	Jul 2002	2	Nov 2002	4	6
-1.18%	Apr 2004	Apr 2004	1	Aug 2004	4	5

Rolling Returns ( more details)

Developed World ex-US 20/80 Portfolio: annualized rolling and average returns

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	*Return ()**			Negative Periods
Rolling Period	Average	Best	Worst	Negative Periods
1 Year	+5.89%	+24.13% Mar 2009 - Feb 2010	-15.14% Mar 2008 - Feb 2009	7.05%
2 Years	+5.92%	+16.55% Mar 2009 - Feb 2011	-4.81% Mar 2007 - Feb 2009	3.15%
3 Years	+5.96%	+12.87% Mar 2009 - Feb 2012	-0.87% Mar 2006 - Feb 2009	1.46%
5 Years	+5.92%	+10.31% Mar 2009 - Feb 2014	+2.34% Mar 2004 - Feb 2009	0.00%
7 Years	+5.99%	+8.20% Sep 1998 - Aug 2005	+3.47% Apr 2013 - Mar 2020	0.00%
10 Years	+6.05%	+7.76% Jan 1998 - Dec 2007	+4.49% Mar 1999 - Feb 2009	0.00%
15 Years	+6.04%	+7.16% Jan 1998 - Dec 2012	+5.03% Apr 2005 - Mar 2020	0.00%
20 Years	+5.92%	+6.45% Jan 1998 - Dec 2017	+5.36% Apr 2000 - Mar 2020	0.00%

* Annualized rolling and average returns over full calendar month periods

If you need a deeper detail about rolling returns, please refer to the Developed World ex-US 20/80 Portfolio: Rolling Returns page.

Seasonality and Yearly/Monthly Returns

Developed World ex-US 20/80 Portfolio Seasonality: in which months is it better to invest?

In the table below, the average monthly return is represented.

Below each return, it's also mentioned the probability of obtaining a positive monthly result (Win %).

Both the Average Return and the Gain Frequency are useful to get an idea of what happened in the past.

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	Monthly Average Return (%) and Gain Frequency
Return (%)	Jan	Feb	Mar	Apr	May	Jun	Jul	Aug	Sep	Oct	Nov	Dec
Average Win %	0.25 69%	0.36 73%	0.28 77%	0.84 85%	0.21 50%	0.24 62%	0.77 73%	0.38 69%	0.46 69%	0.52 76%	0.32 64%	0.96 76%
Best Year	2.3 2019	2.6 1998	1.9 2016	3.3 2009	4.2 1997	2.5 2019	4.6 2009	2.9 2009	4.7 1998	5.1 1998	2.9 2020	4.9 2008
Worst Year	-4.2 1997	-2.4 2009	-5.1 2020	-1.5 1997	-2.4 2013	-2.3 2008	-1.8 1997	-2.1 2015	-5.8 2008	-5.9 2008	-2.4 1997	-0.9 1997

Statistics calculated for the period Jan 1996 - Sep 2021

For further information about the seasonality, check the Asset Class Seasonality page.

Monthly Returns of Developed World ex-US 20/80 Portfolio

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		Months
Year	Return	Jan	Feb	Mar	Apr	May	Jun	Jul	Aug	Sep	Oct	Nov	Dec
2021	+0.03%	-0.7	-0.8	0.6	0.5	0.8	0.1	1.3	-0.1	-1.6
2020	+5.67%	0.9	-0.9	-5.1	2.7	1.3	1.1	1.3	0.3	0.4	-0.4	2.9	1.4
2019	+10.82%	2.3	0.7	1.5	0.7	-0.1	2.5	0.6	1.3	0.3	0.3	-0.1	0.5
2018	-0.71%	0.5	-0.9	0.8	0.1	-0.5	0.2	0.6	-0.3	-0.1	-1.6	0.5	-0.1
2017	+7.20%	-0.1	0.9	0.6	0.9	1.3	-0.3	0.8	0.7	0.3	0.9	0.4	0.6
2016	+4.23%	-0.1	0.4	1.9	0.2	0.5	1.2	1.5	0.1	0.3	-1.5	-1.3	0.8
2015	+0.88%	1.6	1.1	0.1	0.0	-0.4	-1.7	1.3	-2.1	-0.2	1.8	0.0	-0.5
2014	+5.80%	0.1	1.5	0.2	0.8	1.0	0.7	-0.1	1.2	-0.9	0.4	0.7	0.1
2013	+3.72%	0.5	0.4	0.7	1.9	-2.4	-2.1	1.5	-0.8	2.1	1.3	0.4	0.3
2012	+11.34%	2.2	1.1	0.4	0.4	-1.9	1.6	1.5	1.3	1.7	0.3	1.2	1.1
2011	+4.42%	0.7	1.2	-0.5	2.0	0.1	-0.5	1.2	-1.2	-1.5	2.0	-0.8	1.8
2010	+8.49%	0.5	0.5	1.7	0.6	-1.5	0.9	2.3	1.7	1.7	0.8	-1.8	0.8
2009	+17.74%	-1.8	-2.4	1.8	3.3	3.8	1.0	4.6	2.9	2.2	0.0	1.5	-0.1
2008	-10.01%	0.7	0.9	-0.8	0.2	-0.5	-2.3	0.1	-0.2	-5.8	-5.9	-1.2	4.9
2007	+6.22%	0.1	1.0	0.5	0.8	-0.4	-0.4	0.8	0.1	1.9	1.7	-0.1	0.1
2006	+7.61%	1.1	0.1	0.3	0.9	-0.5	-0.1	1.0	1.5	0.5	1.2	1.4	0.0
2005	+6.71%	0.2	0.6	0.1	0.6	0.5	0.9	0.3	1.4	0.6	-1.2	0.7	1.9
2004	+8.93%	0.6	1.4	0.6	-1.2	0.1	0.6	-0.4	1.2	0.8	1.3	2.1	1.5
2003	+10.88%	0.0	0.8	-0.7	2.2	2.5	0.2	-1.0	0.5	2.0	0.7	0.7	2.7
2002	+4.31%	-0.7	0.6	0.3	1.2	0.6	-0.1	-1.2	0.9	-0.6	0.9	1.2	1.2
2001	+4.28%	1.7	-0.7	0.1	0.8	-0.4	-1.0	2.1	0.4	-1.1	2.8	-0.2	-0.2
2000	+4.50%	-1.6	1.5	1.9	-0.9	-0.2	1.6	-0.1	0.4	0.1	-0.2	0.4	1.6
1999	+7.82%	2.0	-1.6	1.5	1.9	-2.1	0.1	0.7	0.0	0.8	1.1	1.1	2.3
1998	+16.99%	1.4	2.6	-0.8	1.8	0.1	-0.2	-0.1	-0.5	4.7	5.1	-0.9	2.8
1997	-4.15%	-4.2	-0.4	-0.8	-1.5	4.2	2.1	-1.8	-1.4	3.0	0.2	-2.4	-0.9
1996	+4.66%	-1.4	0.1	0.5	0.9	-0.3	0.4	1.4	0.5	0.4	1.2	1.7	-0.8

* Note:
Portofolio Returns, up to December 2013, are simulated. They have been calculated using the historical series of equivalent ETFs / Assets, instead of the actual ETFs of the portfolio.

In particular, it has been used:

VEA - Vanguard FTSE Developed Markets: simulated historical serie, up to December 2007
BNDX - Vanguard Total International Bond: simulated historical serie, up to December 2013