Developed World ex-US 20/80 Portfolio: Rebalancing Strategy

With the current simulation settings, as of June 2026, in the previous 30 Years:

• the Developed World ex-US 20/80 Portfolio obtained a 5.21% compound annual return, with a 5.29% standard deviation. It suffered a maximum drawdown of -16.94% that required 43 months to be recovered.
• the Developed World ex-US 20/80 Portfolio obtained a 5.23% compound annual return, with a 5.26% standard deviation. It suffered a maximum drawdown of -16.80% that required 43 months to be recovered.
• the Developed World ex-US 20/80 Portfolio obtained a 5.23% compound annual return, with a 5.38% standard deviation. It suffered a maximum drawdown of -17.12% that required 38 months to be recovered.
• the Developed World ex-US 20/80 Portfolio obtained a 4.96% compound annual return, with a 5.02% standard deviation. It suffered a maximum drawdown of -16.61% that required 43 months to be recovered.

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Asset Allocations and ETFs

The compared portfolios have the following asset allocations.

Developed World ex-US 20/80 Portfolio

6MRebalanced: every 6M
at every Jan 1^st, Jul 1^st

Weight (%)	Ticker		Name
20.00	VEA		Vanguard FTSE Developed Markets
80.00	BNDX		Vanguard Total International Bond

Developed World ex-US 20/80 Portfolio

1YRebalanced: every 12M
at every Jan 1^st

Weight (%)	Ticker		Name
20.00	VEA		Vanguard FTSE Developed Markets
80.00	BNDX		Vanguard Total International Bond

Developed World ex-US 20/80 Portfolio

±5%Rebalanced:
at 5% asset weight deviation

Weight (%)	Ticker		Name
20.00	VEA		Vanguard FTSE Developed Markets
80.00	BNDX		Vanguard Total International Bond

Developed World ex-US 20/80 Portfolio

±10%Rebalanced:
at 10% asset weight deviation

Weight (%)	Ticker		Name
20.00	VEA		Vanguard FTSE Developed Markets
80.00	BNDX		Vanguard Total International Bond

Portfolio Returns as of Jun 30, 2026

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Portfolio Metrics as of Jun 30, 2026

The following metrics, updated as of 30 June 2026, provide an overview of performance and risk, with the best value in each row highlighted within the table.

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Drawdowns

A drawdown refers to the decline in value from a relative peak value to a relative trough. A maximum drawdown is the maximum observed loss from a peak to a trough of a portfolio before a new peak is attained.

Rolling Returns

By selecting the 'Rolling Period', the chart and data will update. To study a different date range, change the Simulation Settings.

You can explore the Rolling Returns for a single portfolio, or check the return differential, by switching on "Head To Head" toggle.

Time to Target

What it shows: Months to reach your target capital from each historical entry point, accounting for your initial investment and periodic contributions.

Yearly Returns

For each year, the following table provides the return and intra-year drawdown. The highlighted returns represent the highest values for that specific year.

Your practical guide to Building Wealth.

Master ETF Investing & maximize profits with Lazy Portfolios & Passive Strategies.

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