Last Update: 31 December 2020

The Total Bond US Portfolio is exposed for 0% on the Stock Market.

It's a Low Risk portfolio and it can be replicated with 1 ETF.

In the last 10 years, the portfolio obtained a 3.73% compound annual return, with a 3.20% standard deviation.

In 2020, the portfolio granted a 2.53% dividend yield. If you are interested in getting periodic income, please refer to the Total Bond US Portfolio: Dividend Yield page.

Asset Allocation and ETFs

The Total Bond US Portfolio has the following asset allocation:

0% Stocks
100% Fixed Income
0% Commodities

The Total Bond US Portfolio can be replicated with the following ETFs:

Weight Ticker ETF Name Investment Themes
100.00 % BND Vanguard Total Bond Market Bond, U.S., All-Term
Most of Lazy Portfolios are made of common components (asset classes), very simple and well defined. For a more complete view, find out the most common ETFs you can use to build your portfolio.

Portfolio and ETF Returns

The Total Bond US Portfolio guaranteed the following returns.

TOTAL BOND US PORTFOLIO RETURNS (%)
Last Update: 31 December 2020
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1M 3M 6M 1Y 3Y(*) 5Y(*) 10Y(*)
Total Bond US Portfolio +0.15 +0.80 +1.21 +7.71 +5.40 +4.45 +3.73
Components
BND - Vanguard Total Bond Market +0.15 +0.80 +1.21 +7.71 +5.40 +4.45 +3.73
(*) annualized
Portfolio returns are calculated assuming:
  • a rebalancing of the components at the beginning of each year (i.e. at every January 1st)
  • the reinvestment of dividends

If you are interested in getting periodic income, please refer to the Total Bond US Portfolio: Dividend Yield page.

Historical Returns

Total Bond US Portfolio - Historical returns and stats.

TOTAL BOND US PORTFOLIO
Last Update: 31 December 2020
Swipe left to see all data
Period Returns
Dec 2020		 Standard
Deviation *		 Max
Drawdown		 Months
Pos - Neg
1M
+0.15%
0.00%
1 - 0
3M
+0.80%
-0.56%
Oct 2020 - Oct 2020
2 - 1
6M
+1.21%
-1.59%
Aug 2020 - Oct 2020
3 - 3
YTD
+7.71%
4.16%
-1.59%
Aug 2020 - Oct 2020
8 - 4
1Y
+7.71%
4.16%
-1.59%
Aug 2020 - Oct 2020
8 - 4
3Y
+5.40%
annualized
3.77%
-2.58%
Jan 2018 - Oct 2018
20 - 16
5Y
+4.45%
annualized
3.46%
-3.68%
Aug 2016 - Nov 2016
36 - 24
10Y
+3.73%
annualized
3.20%
-4.01%
May 2013 - Aug 2013
74 - 46
MAX
01 Jan 1987
+5.90%
annualized
3.90%
-5.86%
Mar 1987 - Sep 1987
278 - 130

* Annualized St.Dev. of monthly returns

Best Low Risk Porftolios, ordered by 10Y annualized return.

Portfolio 10Y Return ▾ Stocks Bonds Comm.
High Yield Bonds Income
 +6.17% 0 100 0 Compare
World Developed 20/80
 +5.93% 20 80 0 Compare
Stocks/Bonds 20/80
 +5.84% 20 80 0 Compare
Total Bond World Developed
 +4.90% 0 100 0 Compare
Edge Select Conservative
Merrill Lynch		 +4.78% 21 79 0 Compare

See all portfolios

Capital Growth

Time Range:

Drawdowns

Time Range:

Rolling Returns (more details)

Total Bond US Portfolio: annualized rolling and average returns

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Return (*) Negative
Periods
Rolling Period Average Best Worst
1 Year
 +6.12% +18.18%
Jan 1995 - Dec 1995 		-3.73%
Nov 1993 - Oct 1994 		9.57%
2 Years
 +6.04% +13.88%
Oct 1990 - Sep 1992 		-0.88%
Aug 2016 - Jul 2018 		1.30%
3 Years
 +5.96% +12.82%
May 1990 - Apr 1993 		+0.94%
May 2015 - Apr 2018 		0.00%
5 Years
 +5.92% +11.58%
Oct 1987 - Sep 1992 		+1.35%
May 2013 - Apr 2018 		0.00%
7 Years
 +5.85% +9.80%
Jan 1989 - Dec 1995 		+1.69%
Nov 2011 - Oct 2018 		0.00%
10 Years
 +5.89% +9.20%
Oct 1987 - Sep 1997 		+3.08%
Jan 2009 - Dec 2018 		0.00%
15 Years
 +5.85% +8.59%
Oct 1987 - Sep 2002 		+3.57%
Jun 2003 - May 2018 		0.00%

* Annualized rolling and average returns over full calendar month periods

If you need a deeper detail about rolling returns, please refer to the Total Bond US Portfolio: Rolling Returns page.

Seasonality and Yearly/Monthly Returns

Total Bond US Portfolio Seasonality

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Months
Return (%) Jan Feb Mar Apr May Jun Jul Aug Sep Oct Nov Dec
Average 0.7 0.3 0.0 0.3 0.6 0.6 0.7 0.7 0.5 0.4 0.4 0.7
Best 3.1
1988 		2.2
1995 		1.9
2019 		2.8
2020 		4.0
1995 		2.9
1989 		2.8
1997 		2.8
2019 		2.7
2003 		3.5
1987 		3.9
2008 		5.1
2008
Worst -2.1
2009 		-1.8
1994 		-2.3
1994 		-3.2
1987 		-1.9
2013 		-1.7
2013 		-3.3
2003 		-1.6
1989 		-2.3
1987 		-3.0
2008 		-2.6
2016 		-1.5
2009
Gain
Frequency		 76 71 53 62 65 74 76 71 74 65 62 71

Detail of Monthly Returns

Swipe left to see all data
Months
Year Return Jan Feb Mar Apr May Jun Jul Aug Sep Oct Nov Dec
2020
 +7.71% 2.0 1.7 -1.4 2.8 0.7 0.7 1.5 -0.9 -0.1 -0.6 1.2 0.2
2019
 +8.83% 1.1 -0.1 1.9 0.0 1.8 1.3 0.2 2.8 -0.6 0.3 0.0 -0.1
2018
 -0.12% -1.2 -1.0 0.7 -0.9 0.7 0.0 0.0 0.7 -0.6 -0.9 0.6 1.9
2017
 +3.57% 0.2 0.6 0.0 0.8 0.7 0.1 0.4 0.9 -0.5 0.0 -0.1 0.5
2016
 +2.52% 1.2 0.9 0.9 0.4 0.0 2.0 0.6 -0.3 0.1 -0.9 -2.6 0.3
2015
 +0.56% 2.4 -1.3 0.6 -0.3 -0.5 -1.1 0.9 -0.3 0.8 0.0 -0.4 -0.2
2014
 +5.82% 1.6 0.5 -0.2 0.8 1.1 0.1 -0.3 1.1 -0.6 0.7 0.8 0.1
2013
 -2.10% -0.7 0.5 0.1 1.0 -1.9 -1.7 0.4 -0.9 1.1 0.9 -0.3 -0.6
2012
 +3.16% 0.6 0.0 -0.5 1.1 0.9 0.1 1.2 0.2 0.2 -0.1 0.3 -0.9
2011
 +7.92% 0.1 0.3 -0.2 1.5 1.2 -0.4 1.6 1.7 0.7 0.1 -0.1 1.2
2010
 +6.20% 1.3 0.3 -0.2 1.1 1.1 1.5 0.9 1.6 0.0 0.3 -0.7 -1.0
2009
 +3.64% -2.1 -0.6 1.1 0.5 0.7 0.6 1.3 1.0 1.0 0.3 1.3 -1.5
2008
 +6.86% 1.3 0.1 0.4 -0.3 -1.0 0.0 0.0 0.8 -0.5 -3.0 3.9 5.1
2007
 +6.92% -0.1 1.5 0.0 0.5 -0.8 -0.4 0.8 1.3 0.7 0.9 1.9 0.2
2006
 +4.27% -0.1 0.4 -1.0 -0.2 -0.1 0.1 1.4 1.6 0.8 0.7 1.1 -0.5
2005
 +2.40% 0.7 -0.6 -0.5 1.4 1.1 0.6 -1.0 1.4 -1.1 -0.8 0.5 1.0
2004
 +4.24% 0.9 1.0 0.8 -2.6 -0.4 0.6 1.0 1.9 0.2 0.9 -0.8 0.9
2003
 +3.97% 0.1 1.4 -0.1 0.9 1.8 -0.1 -3.3 0.6 2.7 -1.0 0.3 0.9
2002
 +8.26% 0.7 0.9 -1.5 1.7 0.8 0.3 0.5 1.7 1.5 -0.6 0.0 2.1
2001
 +8.43% 1.8 0.9 0.5 -0.5 0.7 0.5 2.2 1.1 0.9 1.9 -1.3 -0.6
2000
 +11.39% -0.2 1.2 1.4 -0.5 -0.2 2.2 0.9 1.4 0.8 0.6 1.6 1.8
1999
 -0.76% 0.8 -1.8 0.6 0.4 -0.8 -0.6 -0.4 -0.1 1.3 0.3 0.0 -0.5
1998
 +8.58% 1.3 -0.1 0.3 0.5 1.0 0.8 0.2 1.9 2.0 -0.6 0.5 0.4
1997
 +9.44% 0.3 0.1 -1.0 1.5 0.9 1.2 2.8 -0.9 1.5 1.5 0.3 1.0
1996
 +3.58% 0.6 -1.8 -0.8 -0.5 -0.2 1.3 0.3 -0.2 1.7 2.2 1.8 -0.9
1995
 +18.18% 1.9 2.2 0.7 1.3 4.0 0.7 -0.3 1.2 1.0 1.5 1.4 1.4
1994
 -2.66% 1.4 -1.8 -2.3 -0.8 0.0 -0.2 1.8 0.1 -1.4 -0.1 -0.2 0.8
1993
 +9.68% 1.8 2.0 0.4 0.7 0.1 1.8 0.6 1.7 0.4 0.3 -1.0 0.5
1992
 +7.14% -1.4 0.6 -0.5 0.7 1.8 1.3 1.9 1.0 1.3 -1.2 0.0 1.5
1991
 +15.25% 1.1 0.8 0.7 1.0 0.7 -0.1 1.3 2.1 2.0 1.0 0.7 3.0
1990
 +8.65% -1.9 0.8 0.1 -0.9 2.9 1.6 1.3 -1.2 0.7 1.5 2.2 1.5
1989
 +13.64% 0.9 -0.6 0.3 2.0 2.5 2.9 2.2 -1.6 0.5 2.5 0.8 0.7
1988
 +7.35% 3.1 1.2 -1.2 -0.6 -1.0 2.7 -0.5 0.2 2.2 1.5 -0.9 0.5
1987
 +1.54% 1.3 0.5 -0.6 -3.2 -0.4 1.4 -0.1 -0.8 -2.3 3.5 0.7 1.6

* Note:
Portofolio Returns, up to December 2007, are simulated. They have been calculated using the historical series of equivalent ETFs / Assets, instead of the actual ETFs of the portfolio.

In particular, it has been used:

BND - Vanguard Total Bond Market: simulated historical serie, up to December 2007

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