Data Source: from January 1987 to September 2021

Last Update: 30 September 2021

The Total Bond US Portfolio is exposed for 0% on the Stock Market.

It's a Low Risk portfolio and it can be replicated with 1 ETF.

In the last 10 years, the portfolio obtained a 2.88% compound annual return, with a 3.26% standard deviation.

In the last 25 years, a 4.86% compound annual return, with a 3.62% standard deviation.

In 2020, the portfolio granted a 2.53% dividend yield. If you are interested in getting periodic income, please refer to the Total Bond US Portfolio: Dividend Yield page.

Asset Allocation and ETFs

The Total Bond US Portfolio has the following asset allocation:

0% Stocks
100% Fixed Income
0% Commodities

The Total Bond US Portfolio can be replicated with the following ETFs:

Weight Ticker ETF Name Investment Themes
100.00 % BND Vanguard Total Bond Market Bond, U.S., All-Term
Most of Lazy Portfolios are made of common components (asset classes), very simple and well defined. For a more complete view, find out the most common ETFs you can use to build your portfolio.

Portfolio and ETF Returns

The Total Bond US Portfolio guaranteed the following returns.

TOTAL BOND US PORTFOLIO RETURNS (%)
Last Update: 30 September 2021
Swipe left to see all data
1M 3M 6M 1Y 3Y(*) 5Y(*) 10Y(*) 20Y(*) 25Y(*)
Total Bond US Portfolio -1.01 -0.05 +1.88 -1.04 +5.36 +2.88 +2.88 +4.09 +4.86
Components
BND
Vanguard Total Bond Market
-1.01 -0.05 +1.88 -1.04 +5.36 +2.88 +2.88 +4.09 +4.86
(*) annualized
Portfolio returns are calculated assuming:
  • a rebalancing of the components at the beginning of each year (i.e. at every January 1st)
  • the reinvestment of dividends

If you are interested in getting periodic income, please refer to the Total Bond US Portfolio: Dividend Yield page.

Historical Returns

Total Bond US Portfolio - Historical returns and stats.

TOTAL BOND US PORTFOLIO
Last Update: 30 September 2021
Swipe left to see all data
Period Returns
Sep 2021
Standard
Deviation *
Max
Drawdown
Months
Pos - Neg
1M
-1.01%
-1.01%
Sep 2021 - Sep 2021
0 - 1
3M
-0.05%
-1.20%
Aug 2021 - Sep 2021
1 - 2
6M
+1.88%
-1.20%
Aug 2021 - Sep 2021
4 - 2
YTD
-1.83%
-3.64%
Jan 2021 - Mar 2021
4 - 5
1Y
-1.04%
3.24%
-3.64%
Jan 2021 - Mar 2021
6 - 6
3Y
+5.36%
annualized
3.93%
-3.88%
Aug 2020 - Mar 2021
21 - 15
5Y
+2.88%
annualized
3.62%
-3.88%
Aug 2020 - Mar 2021
33 - 27
10Y
+2.88%
annualized
3.26%
-4.01%
May 2013 - Aug 2013
71 - 49
20Y
+4.09%
annualized
3.68%
-4.01%
May 2013 - Aug 2013
155 - 85
25Y
+4.86%
annualized
3.62%
-4.01%
May 2013 - Aug 2013
200 - 100
MAX
01 Jan 1987
+5.72%
annualized
3.91%
-5.86%
Mar 1987 - Sep 1987
282 - 135
* Annualized St.Dev. of monthly returns

Best Classic Portfolios, with Low Risk, ordered by 25 Years annualized return.

25 Years Stats
% Allocation
Portfolio Return Drawdown Stocks Bonds Comm.
High Yield Bonds Income
+7.14% -23.98% 0 100 0 Compare
All Country World 20/80
+6.24% -14.04% 20 80 0 Compare
Stocks/Bonds 20/80
+6.14% -8.42% 20 80 0 Compare
All Country World Bonds
+5.81% -8.82% 0 100 0 Compare
Dimensional Retirement Income Fund
DFA
+5.77% -12.91% 20.4 79.6 0 Compare

See all portfolios

Capital Growth

Time Range:

Drawdowns

Time Range:

Rolling Returns ( more details)

Total Bond US Portfolio: annualized rolling and average returns

Swipe left to see all data
Return (*) Negative
Periods
Rolling Period Average Best Worst
1 Year
+6.00% +18.18%
Jan 1995 - Dec 1995
-3.73%
Nov 1993 - Oct 1994
10.84%
2 Years
+6.01% +13.88%
Oct 1990 - Sep 1992
-0.88%
Aug 2016 - Jul 2018
1.27%
3 Years
+5.94% +12.82%
May 1990 - Apr 1993
+0.94%
May 2015 - Apr 2018
0.00%
5 Years
+5.86% +11.58%
Oct 1987 - Sep 1992
+1.35%
May 2013 - Apr 2018
0.00%
7 Years
+5.78% +9.80%
Jan 1989 - Dec 1995
+1.69%
Nov 2011 - Oct 2018
0.00%
10 Years
+5.81% +9.20%
Oct 1987 - Sep 1997
+2.88%
Oct 2011 - Sep 2021
0.00%
15 Years
+5.78% +8.59%
Oct 1987 - Sep 2002
+3.57%
Jun 2003 - May 2018
0.00%
20 Years
+5.78% +7.43%
Oct 1987 - Sep 2007
+4.09%
Oct 2001 - Sep 2021
0.00%

* Annualized rolling and average returns over full calendar month periods

If you need a deeper detail about rolling returns, please refer to the Total Bond US Portfolio: Rolling Returns page.

Seasonality and Yearly/Monthly Returns

Total Bond US Portfolio Seasonality: in which months is it better to invest?

In the table below, the average monthly return is represented.

Below each return, it's also mentioned the probability of obtaining a positive monthly result (Win %).

Both the Average Return and the Gain Frequency are useful to get an idea of what happened in the past.

Swipe left to see all data
Monthly Average Return (%) and Gain Frequency
Return (%) Jan Feb Mar Apr May Jun Jul Aug Sep Oct Nov Dec
Average
Win %
0.62
74%
0.26
69%
-0.05
51%
0.34
63%
0.57
66%
0.64
74%
0.67
77%
0.65
69%
0.49
71%
0.40
65%
0.40
62%
0.66
71%
Best
Year
3.1
1988
2.2
1995
1.9
2019
2.8
2020
4.0
1995
2.9
1989
2.8
1997
2.8
2019
2.7
2003
3.5
1987
3.9
2008
5.1
2008
Worst
Year
-2.1
2009
-1.8
1994
-2.3
1994
-3.2
1987
-1.9
2013
-1.7
2013
-3.3
2003
-1.6
1989
-2.3
1987
-3.0
2008
-2.6
2016
-1.5
2009
Statistics calculated for the period Jan 1987 - Sep 2021

For further information about the seasonality, check the Asset Class Seasonality page.

Monthly Returns of Total Bond US Portfolio

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Months
Year Return Jan Feb Mar Apr May Jun Jul Aug Sep Oct Nov Dec
2021
-1.83% -0.9 -1.6 -1.3 0.9 0.2 0.9 1.2 -0.2 -1.0
2020
+7.71% 2.0 1.7 -1.4 2.8 0.7 0.7 1.5 -0.9 -0.1 -0.6 1.2 0.2
2019
+8.83% 1.1 -0.1 1.9 0.0 1.8 1.3 0.2 2.8 -0.6 0.3 0.0 -0.1
2018
-0.12% -1.2 -1.0 0.7 -0.9 0.7 0.0 0.0 0.7 -0.6 -0.9 0.6 1.9
2017
+3.57% 0.2 0.6 0.0 0.8 0.7 0.1 0.4 0.9 -0.5 0.0 -0.1 0.5
2016
+2.52% 1.2 0.9 0.9 0.4 0.0 2.0 0.6 -0.3 0.1 -0.9 -2.6 0.3
2015
+0.56% 2.4 -1.3 0.6 -0.3 -0.5 -1.1 0.9 -0.3 0.8 0.0 -0.4 -0.2
2014
+5.82% 1.6 0.5 -0.2 0.8 1.1 0.1 -0.3 1.1 -0.6 0.7 0.8 0.1
2013
-2.10% -0.7 0.5 0.1 1.0 -1.9 -1.7 0.4 -0.9 1.1 0.9 -0.3 -0.6
2012
+3.16% 0.6 0.0 -0.5 1.1 0.9 0.1 1.2 0.2 0.2 -0.1 0.3 -0.9
2011
+7.92% 0.1 0.3 -0.2 1.5 1.2 -0.4 1.6 1.7 0.7 0.1 -0.1 1.2
2010
+6.20% 1.3 0.3 -0.2 1.1 1.1 1.5 0.9 1.6 0.0 0.3 -0.7 -1.0
2009
+3.64% -2.1 -0.6 1.1 0.5 0.7 0.6 1.3 1.0 1.0 0.3 1.3 -1.5
2008
+6.86% 1.3 0.1 0.4 -0.3 -1.0 0.0 0.0 0.8 -0.5 -3.0 3.9 5.1
2007
+6.92% -0.1 1.5 0.0 0.5 -0.8 -0.4 0.8 1.3 0.7 0.9 1.9 0.2
2006
+4.27% -0.1 0.4 -1.0 -0.2 -0.1 0.1 1.4 1.6 0.8 0.7 1.1 -0.5
2005
+2.40% 0.7 -0.6 -0.5 1.4 1.1 0.6 -1.0 1.4 -1.1 -0.8 0.5 1.0
2004
+4.24% 0.9 1.0 0.8 -2.6 -0.4 0.6 1.0 1.9 0.2 0.9 -0.8 0.9
2003
+3.97% 0.1 1.4 -0.1 0.9 1.8 -0.1 -3.3 0.6 2.7 -1.0 0.3 0.9
2002
+8.26% 0.7 0.9 -1.5 1.7 0.8 0.3 0.5 1.7 1.5 -0.6 0.0 2.1
2001
+8.43% 1.8 0.9 0.5 -0.5 0.7 0.5 2.2 1.1 0.9 1.9 -1.3 -0.6
2000
+11.39% -0.2 1.2 1.4 -0.5 -0.2 2.2 0.9 1.4 0.8 0.6 1.6 1.8
1999
-0.76% 0.8 -1.8 0.6 0.4 -0.8 -0.6 -0.4 -0.1 1.3 0.3 0.0 -0.5
1998
+8.58% 1.3 -0.1 0.3 0.5 1.0 0.8 0.2 1.9 2.0 -0.6 0.5 0.4
1997
+9.44% 0.3 0.1 -1.0 1.5 0.9 1.2 2.8 -0.9 1.5 1.5 0.3 1.0
1996
+3.58% 0.6 -1.8 -0.8 -0.5 -0.2 1.3 0.3 -0.2 1.7 2.2 1.8 -0.9
1995
+18.18% 1.9 2.2 0.7 1.3 4.0 0.7 -0.3 1.2 1.0 1.5 1.4 1.4
1994
-2.66% 1.4 -1.8 -2.3 -0.8 0.0 -0.2 1.8 0.1 -1.4 -0.1 -0.2 0.8
1993
+9.68% 1.8 2.0 0.4 0.7 0.1 1.8 0.6 1.7 0.4 0.3 -1.0 0.5
1992
+7.14% -1.4 0.6 -0.5 0.7 1.8 1.3 1.9 1.0 1.3 -1.2 0.0 1.5
1991
+15.25% 1.1 0.8 0.7 1.0 0.7 -0.1 1.3 2.1 2.0 1.0 0.7 3.0
1990
+8.65% -1.9 0.8 0.1 -0.9 2.9 1.6 1.3 -1.2 0.7 1.5 2.2 1.5
1989
+13.64% 0.9 -0.6 0.3 2.0 2.5 2.9 2.2 -1.6 0.5 2.5 0.8 0.7
1988
+7.35% 3.1 1.2 -1.2 -0.6 -1.0 2.7 -0.5 0.2 2.2 1.5 -0.9 0.5
1987
+1.54% 1.3 0.5 -0.6 -3.2 -0.4 1.4 -0.1 -0.8 -2.3 3.5 0.7 1.6

* Note:
Portofolio Returns, up to December 2007, are simulated. They have been calculated using the historical series of equivalent ETFs / Assets, instead of the actual ETFs of the portfolio.

In particular, it has been used:

  • BND - Vanguard Total Bond Market: simulated historical serie, up to December 2007
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