Data Source: from January 1972 to June 2022
Consolidated Returns as of 30 June 2022
Live Update: Jul 05 2022, 02:59PM Eastern Time
PORTFOLIO • LIVE PERFORMANCE (USD currency)
0.23%
1 Day
Jul 05 2022, 02:59PM Eastern Time
1.03%
Current Month
July 2022

The Total Bond US Portfolio is a Low Risk portfolio and can be implemented with 1 ETF.

It's exposed for 0% on the Stock Market.

In the last 30 Years, the Total Bond US Portfolio obtained a 4.63% compound annual return, with a 3.84% standard deviation.

Asset Allocation and ETFs

The Total Bond US Portfolio has the following asset allocation:

0% Stocks
100% Fixed Income
0% Commodities

The Total Bond US Portfolio can be implemented with the following ETFs:

Weight Ticker ETF Name Investment Themes
100.00 % BND Vanguard Total Bond Market Bond, U.S., All-Term
Most of Lazy Portfolios are made of common components (asset classes), very simple and well defined. For a more complete view, find out the most common ETFs you can use to build your portfolio.

Portfolio and ETF Returns

The Total Bond US Portfolio guaranteed the following returns.

According to the available data source, let's assume we built the portfolio on January 1972.

Portfolio returns are calculated in USD, assuming:
  • No fees or capital gain taxes
  • the reinvestment of dividends
TOTAL BOND US PORTFOLIO RETURNS
Consolidated returns as of 30 June 2022
Live Update: Jul 05 2022, 02:59PM Eastern Time
Swipe left to see all data
  Chg (%) Return (%)
Return (%) as of Jun 30, 2022
  1 Day Time ET(*) Jul 2022 1M 6M 1Y 5Y(*) 10Y(*) 30Y(*)
Total Bond US Portfolio 0.23 1.03 -1.66 -10.35 -10.42 0.84 1.40 4.63
US Inflation Adjusted return -1.66 -13.84 -16.73 -2.67 -1.04 2.10
Components
BND
Vanguard Total Bond Market
0.23 02:59PM
Jul 05 2022
1.03 -1.66 -10.35 -10.42 0.84 1.40 4.63
(*) Returns over 1 year are annualized
(*) Eastern Time (ET - America/New York)

US Inflation is updated to May 2022. Waiting for updates, inflation of Jun 2022 is set to 0%. Current inflation (annualized) is 1Y: 7.57% , 5Y: 3.61% , 10Y: 2.46% , 30Y: 2.47%

Portfolio Dividends

In 2021, the Total Bond US Portfolio granted a 2.06% dividend yield. If you are interested in getting periodic income, please refer to the Total Bond US Portfolio: Dividend Yield page.

Historical Returns as of Jun 30, 2022

Historical returns and stats of Total Bond US Portfolio. Total Returns and Inflation Adjusted Returns are both mentioned.

TOTAL BOND US PORTFOLIO
Consolidated returns as of 30 June 2022
Data Source: from January 1972 to June 2022
Swipe left to see all data
Period Return (%)
as of Jun 2022
Return (%)
Infl.Adj.
Standard
Deviation (%)
Max
Drawdown (%)
Months
Pos - Neg
1M
Jun 2022
-1.66
-1.66
-1.66
Jun 2022 - Jun 2022
0 - 1
3M
-4.78
-6.01
-4.78
Apr 2022 - Jun 2022
1 - 2
6M
-10.35
-13.84
-10.35
Jan 2022 - Jun 2022
1 - 5
YTD
-10.35
-13.84
-10.35
Jan 2022 - Jun 2022
1 - 5
1Y
-10.42
-16.73
5.02
-11.46
Aug 2021 - Jun 2022
4 - 8
33% pos
3Y(*)
-0.95
-5.22
4.87
-12.23
Aug 2020 - Jun 2022
18 - 18
50% pos
5Y(*)
0.84
-2.67
4.29
-12.23
Aug 2020 - Jun 2022
30 - 30
50% pos
10Y(*)
1.40
-1.04
3.74
-12.23
Aug 2020 - Jun 2022
67 - 53
56% pos
15Y(*)
3.11
0.79
3.92
-12.23
Aug 2020 - Jun 2022
112 - 68
62% pos
20Y(*)
3.38
0.90
3.87
-12.23
Aug 2020 - Jun 2022
151 - 89
63% pos
25Y(*)
4.15
1.69
3.78
-12.23
Aug 2020 - Jun 2022
195 - 105
65% pos
30Y(*)
4.63
2.10
3.84
-12.23
Aug 2020 - Jun 2022
237 - 123
66% pos
MAX(*)
01 Jan 1972
6.42
2.37
5.35
-12.23
Aug 2020 - Jun 2022
406 - 200
67% pos
(*) Returns over 1 year are annualized

Capital Growth as of Jun 30, 2022

An investment of 1000$, since July 1992, now would be worth 3885.60$, with a total return of 288.56% (4.63% annualized).

The Inflation Adjusted Capital now would be 1867.65$, with a net total return of 86.77% (2.10% annualized).
An investment of 1000$, since January 1972, now would be worth 23179.67$, with a total return of 2217.97% (6.42% annualized).

The Inflation Adjusted Capital now would be 3268.51$, with a net total return of 226.85% (2.37% annualized).

Drawdowns

Swipe left to see all data
Drawdown period
Recovery period
Total
Drawdown Start Bottom #Months End #Months #Months
-12.23% Aug 2020 Jun 2022 23 in progress 23
-5.01% Feb 1994 Jun 1994 5 Mar 1995 9 14
-4.01% May 2013 Aug 2013 4 May 2014 9 13
-3.88% Apr 2008 Oct 2008 7 Dec 2008 2 9
-3.68% Aug 2016 Nov 2016 4 Aug 2017 9 13
-3.47% Jun 2003 Jul 2003 2 Jan 2004 6 8
-3.16% Feb 1996 May 1996 4 Oct 1996 5 9
-3.03% Apr 2004 May 2004 2 Aug 2004 3 5
-2.67% Feb 2015 Jun 2015 5 Feb 2016 8 13
-2.65% Jan 2009 Feb 2009 2 Jun 2009 4 6
-2.64% Feb 1999 Aug 1999 7 Mar 2000 7 14
-2.63% Sep 2017 Oct 2018 14 Jan 2019 3 17
-1.91% Nov 2001 Dec 2001 2 May 2002 5 7
-1.90% Sep 2005 Oct 2005 2 Aug 2006 10 12
-1.70% Nov 2010 Dec 2010 2 May 2011 5 7
-1.56% Dec 2012 Jan 2013 2 Apr 2013 3 5
-1.47% Dec 1996 Mar 1997 4 Apr 1997 1 5
-1.45% Dec 2009 Dec 2009 1 Feb 2010 2 3
-1.43% Mar 2020 Mar 2020 1 Apr 2020 1 2
-1.24% Oct 1992 Nov 1992 2 Dec 1992 1 3
Swipe left to see all data
Drawdown period
Recovery period
Total
Drawdown Start Bottom #Months End #Months #Months
-12.23% Aug 2020 Jun 2022 23 in progress 23
-10.70% Jul 1979 Feb 1980 8 Apr 1980 2 10
-8.66% Jul 1980 Aug 1981 14 Nov 1981 3 17
-5.86% Mar 1987 Sep 1987 7 Jan 1988 4 11
-5.01% Feb 1994 Jun 1994 5 Mar 1995 9 14
-4.66% Feb 1984 May 1984 4 Jul 1984 2 6
-4.01% May 2013 Aug 2013 4 May 2014 9 13
-3.88% Apr 2008 Oct 2008 7 Dec 2008 2 9
-3.80% May 1983 Jul 1983 3 Nov 1983 4 7
-3.75% Mar 1974 Apr 1974 2 Sep 1974 5 7
-3.68% Aug 2016 Nov 2016 4 Aug 2017 9 13
-3.47% Jun 2003 Jul 2003 2 Jan 2004 6 8
-3.37% Jul 1973 Jul 1973 1 Sep 1973 2 3
-3.16% Feb 1996 May 1996 4 Oct 1996 5 9
-3.08% Dec 1981 Dec 1981 1 Apr 1982 4 5
-3.03% Apr 2004 May 2004 2 Aug 2004 3 5
-2.79% Mar 1975 Apr 1975 2 Oct 1975 6 8
-2.67% Feb 2015 Jun 2015 5 Feb 2016 8 13
-2.65% Jan 2009 Feb 2009 2 Jun 2009 4 6
-2.64% Mar 1988 May 1988 3 Sep 1988 4 7

Rolling Returns ( more details)

Total Bond US Portfolio: annualized rolling and average returns

Swipe left to see all data
Rolling
Period
Return (*) Negative
Periods
Average (%) Best (%) Worst (%)
1 Year
6.89 34.57
Oct 1981 - Sep 1982
-10.42
Jul 2021 - Jun 2022
11.09%
2 Years
6.96 25.05
Jul 1984 - Jun 1986
-5.64
Jul 2020 - Jun 2022
2.40%
3 Years
7.02 19.06
Jul 1982 - Jun 1985
-0.95
Jul 2019 - Jun 2022
0.18%
5 Years
7.06 20.18
Sep 1981 - Aug 1986
0.84
Jul 2017 - Jun 2022
0.00%
7 Years
7.15 15.97
Mar 1980 - Feb 1987
1.31
May 2015 - Apr 2022
0.00%
10 Years
7.38 13.97
Oct 1981 - Sep 1991
1.40
Jul 2012 - Jun 2022
0.00%
15 Years
7.49 11.71
Oct 1981 - Sep 1996
3.09
May 2007 - Apr 2022
0.00%
20 Years
7.49 10.77
Oct 1981 - Sep 2001
3.38
Jul 2002 - Jun 2022
0.00%
(*) Annualized rolling and average returns over full calendar month periods

If you need a deeper detail about rolling returns, please refer to the Total Bond US Portfolio: Rolling Returns page.

Seasonality

Total Bond US Portfolio: in which months is it better to invest?

Both the Average Return and the Gain Frequency (Win %) are useful to get an idea of what happened in the past.

For further information about the seasonality, check the Asset Class Seasonality page.
Swipe left to see all data
Monthly Average Return (%) and Gain Frequency
Return (%) Jan Feb Mar Apr May Jun Jul Aug Sep Oct Nov Dec
Average
Win %
0.46
69%
0.10
63%
0.05
55%
0.49
65%
0.70
67%
0.60
71%
0.50
68%
0.67
70%
0.70
72%
0.60
68%
0.88
70%
0.66
68%
Best
Year
3.1
1988
3.2
1986
3.6
1986
10.5
1980
5.7
1985
3.1
1986
4.5
1982
5.1
1982
4.6
1982
6.5
1981
8.4
1981
5.1
2008
Worst
Year
-2.4
1977
-7.5
1980
-2.8
2022
-4.0
2022
-3.2
1984
-1.9
1982
-3.4
1973
-5.0
1980
-2.3
1987
-5.7
1979
-2.6
2016
-3.1
1981
Statistics calculated for the period Jan 1972 - Jun 2022

Monthly/Yearly Returns

Total Bond US Portfolio monthly and yearly returns: how is the distribution of the returns recorded so far?

MONTHLY RETURNS HISTOGRAM
406 Positive Months (67%) - 200 Negative Months (33%)
Jan 1972 - Jun 2022
Swipe left to see all data
Yearly Return(%)
Monthly Return(%)
Year Total Infl.Adj Jan Feb Mar Apr May Jun Jul Aug Sep Oct Nov Dec
2022
-10.35 -13.84 -2.1 -1.1 -2.8 -4.0 0.8 -1.7
2021
-1.86 -8.36 -0.9 -1.5 -1.3 0.9 0.2 0.9 1.2 -0.2 -1.0 0.1 0.2 -0.3
2020
+7.71 +6.35 2.0 1.7 -1.4 2.8 0.7 0.7 1.5 -0.9 -0.1 -0.6 1.2 0.2
2019
+8.83 +6.43 1.1 -0.1 1.9 0.0 1.8 1.2 0.1 2.8 -0.6 0.3 0.0 -0.1
2018
-0.12 -1.99 -1.2 -1.0 0.7 -0.9 0.7 0.0 0.0 0.7 -0.5 -0.9 0.6 1.9
2017
+3.57 +1.41 0.2 0.6 0.0 0.8 0.7 0.1 0.4 0.9 -0.5 0.0 -0.1 0.5
2016
+2.52 +0.46 1.2 0.9 0.9 0.4 0.0 2.0 0.6 -0.3 0.1 -0.9 -2.6 0.3
2015
+0.56 -0.08 2.4 -1.3 0.5 -0.3 -0.5 -1.1 0.9 -0.2 0.8 0.0 -0.4 -0.2
2014
+5.82 +5.13 1.5 0.5 -0.2 0.8 1.1 0.1 -0.3 1.1 -0.6 0.7 0.8 0.1
2013
-2.10 -3.56 -0.7 0.5 0.1 1.0 -1.9 -1.6 0.4 -0.9 1.1 0.9 -0.3 -0.6
2012
+3.16 +1.37 0.6 0.0 -0.5 1.1 0.9 0.1 1.2 0.2 0.2 -0.1 0.3 -0.9
2011
+7.92 +4.72 0.1 0.3 -0.1 1.5 1.2 -0.4 1.6 1.7 0.7 0.1 -0.1 1.2
2010
+6.20 +4.69 1.3 0.3 -0.2 1.1 1.1 1.5 0.9 1.6 0.0 0.3 -0.7 -1.0
2009
+3.64 +0.80 -2.1 -0.6 1.1 0.5 0.7 0.6 1.3 1.0 1.0 0.3 1.3 -1.4
2008
+6.86 +6.88 1.3 0.1 0.4 -0.3 -1.0 0.0 0.0 0.8 -0.5 -2.9 3.9 5.1
2007
+6.92 +2.70 -0.1 1.5 0.0 0.5 -0.8 -0.4 0.8 1.3 0.7 0.9 1.9 0.2
2006
+4.27 +1.70 -0.1 0.4 -1.0 -0.2 -0.1 0.1 1.3 1.6 0.8 0.7 1.1 -0.5
2005
+2.40 -0.91 0.7 -0.6 -0.5 1.4 1.1 0.6 -1.0 1.4 -1.1 -0.8 0.5 1.0
2004
+4.24 +0.87 0.9 1.0 0.8 -2.6 -0.4 0.6 1.0 1.9 0.2 0.8 -0.8 0.9
2003
+3.97 +1.90 0.1 1.4 -0.1 0.9 1.8 -0.1 -3.3 0.6 2.7 -1.0 0.3 0.9
2002
+8.26 +5.64 0.7 0.9 -1.5 1.7 0.8 0.3 0.5 1.7 1.5 -0.6 0.0 2.1
2001
+8.43 +6.72 1.8 0.9 0.5 -0.5 0.7 0.5 2.2 1.1 0.9 1.9 -1.3 -0.6
2000
+11.39 +7.69 -0.2 1.2 1.4 -0.5 -0.2 2.1 0.9 1.4 0.8 0.6 1.6 1.8
1999
-0.76 -3.35 0.8 -1.8 0.6 0.4 -0.8 -0.5 -0.4 -0.1 1.3 0.3 0.0 -0.5
1998
+8.58 +6.86 1.3 -0.1 0.3 0.5 1.0 0.8 0.2 1.9 2.0 -0.6 0.5 0.4
1997
+9.44 +7.62 0.2 0.1 -1.0 1.5 0.9 1.2 2.8 -0.9 1.4 1.4 0.3 1.0
1996
+3.58 +0.20 0.6 -1.8 -0.8 -0.5 -0.2 1.3 0.2 -0.2 1.7 2.2 1.8 -0.9
1995
+18.18 +15.26 1.9 2.2 0.7 1.3 4.0 0.7 -0.3 1.2 1.0 1.5 1.4 1.4
1994
-2.66 -5.12 1.4 -1.8 -2.3 -0.8 0.0 -0.2 1.8 0.1 -1.4 -0.1 -0.2 0.8
1993
+9.68 +6.68 1.8 2.0 0.4 0.7 0.1 1.8 0.6 1.7 0.4 0.3 -1.0 0.5
1992
+7.14 +4.05 -1.4 0.6 -0.5 0.7 1.8 1.3 1.9 1.0 1.3 -1.2 0.0 1.5
1991
+15.25 +11.91 1.1 0.8 0.7 1.0 0.7 -0.1 1.3 2.0 2.0 1.0 0.7 3.0
1990
+8.65 +2.25 -1.9 0.8 0.1 -0.9 2.9 1.6 1.3 -1.2 0.7 1.5 2.2 1.5
1989
+13.64 +8.61 0.9 -0.6 0.3 2.0 2.5 2.9 2.2 -1.6 0.5 2.5 0.7 0.7
1988
+7.35 +2.82 3.1 1.2 -1.1 -0.6 -1.0 2.7 -0.5 0.2 2.2 1.5 -0.9 0.4
1987
+1.54 -2.68 1.3 0.5 -0.6 -3.2 -0.4 1.4 -0.1 -0.8 -2.3 3.5 0.7 1.6
1986
+15.10 +13.75 0.5 3.2 3.6 0.7 -2.1 3.1 1.5 3.2 -1.9 1.5 1.0 -0.1
1985
+22.24 +17.78 2.1 -2.0 1.9 2.4 5.7 0.9 -0.5 1.8 0.9 1.8 2.4 3.1
1984
+15.01 +10.55 1.8 -0.5 -1.0 0.0 -3.2 1.3 4.3 1.4 2.1 4.3 2.2 1.6
1983
+5.22 +1.38 0.0 2.7 -0.9 2.4 -1.7 0.1 -2.2 0.2 3.2 0.2 1.1 0.2
1982
+31.13 +26.30 0.2 1.6 0.2 2.9 1.7 -1.9 4.5 5.1 4.6 5.2 1.7 1.9
1981
+9.41 +0.46 0.3 -2.3 2.5 -2.6 2.8 0.3 -2.2 -1.6 0.8 6.5 8.4 -3.1
1980
+2.88 -8.43 -1.9 -7.5 1.7 10.5 4.6 2.3 -1.6 -5.0 0.2 -2.1 -0.4 3.1
1979
+5.35 -6.98 2.2 -0.6 1.2 0.1 2.0 1.9 -0.3 -0.7 0.3 -5.7 3.8 1.1
1978
+1.15 -7.20 -0.1 0.1 0.2 0.2 -0.1 -0.2 0.9 0.9 0.4 -1.9 1.6 -0.7
1977
+1.04 -5.29 -2.4 -0.1 0.7 0.7 0.7 1.3 -0.8 1.0 -0.1 -0.8 0.9 -0.1
1976
+13.75 +8.30 0.9 0.5 0.9 0.8 -1.2 1.5 1.1 1.9 1.1 1.7 3.7 0.2
1975
+7.36 +0.21 0.7 1.5 -0.9 -1.9 2.8 -0.2 -0.4 0.3 -0.4 3.8 -0.3 2.3
1974
+5.70 -5.71 0.2 0.3 -2.2 -1.6 1.3 -0.4 0.2 0.0 3.1 1.1 2.2 1.5
1973
+4.47 -4.10 -0.3 -0.6 0.2 0.9 0.4 0.1 -3.4 3.1 3.0 0.2 0.7 0.3
1972
+2.72 -0.66 -0.6 0.8 -1.3 1.4 0.9 -0.4 0.6 -0.5 0.6 0.4 0.9 -0.1

Portofolio Returns, up to December 2007, are simulated. They have been calculated using the historical series of equivalent ETFs / Assets, instead of the actual ETFs of the portfolio.

In particular, it has been used:

  • BND - Vanguard Total Bond Market: simulated historical serie, up to December 2007

Portfolio efficiency

Is the Total Bond US Portfolio actually efficient, compared to other Lazy Portfolios?

Overall Ratings

The Total Bond US Portfolio is classified as Low Risk.

Very High Risk
Bond weight:
Less than 25%
High Risk
Bond weight:
25% - 49.99%
Medium Risk
Bond weight:
50% - 74.99%
Low Risk
Bond weight:
At least 75%
Low Risk
Portfolios
All
Portfolios
25 Years Ann. Return
(Inflation Adjusted)
+4.15%
(+1.69%)
Poor : 1 / 5
Poor : 1 / 5
Standard Deviation
over 25 Years
3.78%
Good : 3.4 / 5
Excellent : 4.8 / 5
Maximum Drawdown
over 25 Years
-12.23%
Average : 2.1 / 5
Excellent : 4.5 / 5
Easy to manage 1 ETF
Excellent : 5 / 5
Excellent : 5 / 5
Rating assigned considering all the Low Risk Portfolios Rating assigned considering all the Portfolios in the database

Best Classic Portfolios, with Low Risk

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30 Years Stats (%)
% Allocation
Portfolio Jul 2022 Return Drawdown Stocks Bonds Comm
High Yield Bonds Income
+0.80 +6.91 -23.97 0 100 0
All Country World 20/80
+0.54 +6.10 -14.04 20 80 0
Stocks/Bonds 20/80
+1.00 +5.93 -12.54 20 80 0
US Inflation Protection
+1.31 +5.80 -11.79 0 100 0
Dimensional Retirement Income Fund
DFA
+0.89 +5.79 -12.91 20.4 79.6 0

See all portfolios

Jul 2022 return refers to period 01-05 July 2022.
Last update: Jul 05 2022, 03:00PM Eastern Time.
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