Last Update: 31 December 2022

The Bill Bernstein Sheltered Sam 30/70 Portfolio granted a 2.77% dividend yield in 2022.

It's a Medium Risk portfolio and it can be implemented with 12 ETFs.

Portfolio Dividend Yield

The Dividend Yield of Bill Bernstein Sheltered Sam 30/70 Portfolio is the result of the following asset allocation:

BILL BERNSTEIN SHELTERED SAM 30/70 PORTFOLIO
DIVIDEND YIELDS (%)
Period: January 2021 - December 2022
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2022 2021
Bill Bernstein Sheltered Sam 30/70 Portfolio 2.77% 2.07%
Weight Components Dividend Yield (%)
7.50% VTV - Vanguard Value 2.42% 2.68%
6.00% VV - Vanguard Large-Cap 1.32% 1.50%
4.50% IJS - iShares S&P Small-Cap 600 Value 1.29% 1.97%
3.00% VNQ - Vanguard Real Estate 2.82% 3.53%
2.10% EFV - iShares MSCI EAFE Value 3.83% 4.16%
1.50% IJR - iShares Core S&P Small-Cap 1.17% 1.92%
1.50% EEM - iShares MSCI Emerging Markets 1.95% 1.89%
1.50% VGK - Vanguard FTSE Europe 2.67% 3.49%
1.50% VPL - Vanguard FTSE Pacific 2.29% 3.15%
42.00% SHY - iShares 1-3 Year Treasury Bond 1.24% 0.26%
28.00% TIP - iShares TIPS Bond 5.89% 4.41%
0.90% GLTR - Aberdeen Standard Physical Precious Metals Basket Shares 0.00% 0.00%

Capital Growth and Dividends

In the following table, Capital Growth details (with and without dividend reinvestment) are represented.

If you are not interested in a periodic income and you need a strategy with a dividend reinvestment, please refer to the Bill Bernstein Sheltered Sam 30/70 Portfolio: ETF allocation and returns page.

BILL BERNSTEIN SHELTERED SAM 30/70 PORTFOLIO
CAPITAL GROWTH with or without dividend reinvestment
1000$ invested from January 2010 to December 2022
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Year
Dividend
Cumulative
Dividend
Cashflow
Portfolio
Value
EOY Capital
Amount Yield Effective
Ptf + Cashflow
Total Return
Div. reinvestment
1000.00
2010 19.38 1.94% 19.38 1061.46 1080.84 1080.85
2011 25.09 2.32% 44.47 1076.53 1121.00 1121.28
2012 18.66 1.66% 63.13 1133.14 1196.27 1198.90
2013 14.18 1.18% 77.31 1180.85 1258.16 1263.56
2014 17.47 1.38% 94.78 1210.24 1305.02 1312.48
2015 13.32 1.01% 108.10 1184.84 1292.94 1298.25
2016 19.64 1.51% 127.74 1239.72 1367.46 1378.03
2017 24.43 1.77% 152.18 1296.45 1448.63 1465.52
2018 32.03 2.19% 184.21 1237.70 1421.91 1431.13
2019 33.25 2.32% 217.45 1348.66 1566.11 1592.69
2020 22.04 1.38% 239.49 1420.16 1659.65 1699.16
2021 35.23 2.07% 274.72 1508.09 1782.81 1839.60
2022 51.05 2.77% 325.77 1329.40 1655.17 1672.67
WITHOUT
dividend
reinvestment
WITH
dividend
reinvestment

Column meaning:

  • Dividend -> Amount: Income returned over the year (or portion of the year)
  • Dividend -> Yield: Dividend Yield calculated on the starting price of the year
  • Cumulative Dividend Cashflow: Sum of all the dividends received
  • Portfolio Value: Investment Value, excluding dividends, at the end of year
  • EOY Capital -> Effective: Investment Value plus cumulative dividends
  • EOY Capital -> Total Return: Investment Value, with dividend reinvestment

Which are the global returns of the last periods? In the following table, the Effective Return considers the received (and not reinvested) dividends. Total Return is calculated assuming dividend reinvestment.

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Period Portfolio
Return
Effective
Return
Total
Return
Jan 2021 - Dec 2022 -6.39% -0.27% -1.56%
Jan 2019 - Dec 2022 +7.41% +16.40% +16.88%
Jan 2017 - Dec 2022 +7.23% +21.04% +21.38%
Jan 2015 - Dec 2022 +9.85% +26.83% +27.44%
Jan 2012 - Dec 2022 +23.49% +47.65% +49.18%
WITHOUT
dividend
reinvestment
WITH
dividend
reinvestment

Yearly Returns and Dividend Yield

Dividends are essential for the investor who needs additional periodic income. When dividends are not reinvested, how much is the real portfolio return over the years?

BILL BERNSTEIN SHELTERED SAM 30/70 PORTFOLIO
HISTORICAL RETURNS AND DIVIDEND YIELDS
Period: January 2010 - December 2022
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Year Total Return Dividend Yield Return
Without Dividends
2010 +8.08% 1.94% +6.15%
2011 +3.74% 2.32% +1.42%
2012 +6.92% 1.66% +5.26%
2013 +5.39% 1.18% +4.21%
2014 +3.87% 1.38% +2.49%
2015 -1.08% 1.01% -2.10%
2016 +6.14% 1.51% +4.63%
2017 +6.35% 1.77% +4.58%
2018 -2.35% 2.19% -4.53%
2019 +11.29% 2.32% +8.97%
2020 +6.68% 1.38% +5.30%
2021 +8.27% 2.07% +6.19%
2022 -9.07% 2.77% -11.85%

Actual Dividend Yield for long term investors

What would have been the annual Dividend Yield received by investors if they had implemented the Bill Bernstein Sheltered Sam 30/70 Portfolio allocation over the past years?

E.g. If you had implemented it 3 years ago, how much would be your actual dividend yield today?

BILL BERNSTEIN SHELTERED SAM 30/70 PORTFOLIO
ACTUAL DIVIDEND YIELD for long-term investors
Period: January 2010 - December 2022
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Starting Period
of the
Investment
Actual Dividend Yield over years
2017 2018 2019 2020 2021 2022
Jan 2010 2.44% 3.20% 3.33% 2.20% 3.52% 5.11%
Jan 2011 2.26% 2.96% 3.08% 2.04% 3.26% 4.72%
Jan 2012 2.18% 2.86% 2.97% 1.97% 3.14% 4.55%
Jan 2013 2.04% 2.67% 2.77% 1.84% 2.94% 4.26%
Jan 2014 1.93% 2.53% 2.63% 1.74% 2.79% 4.04%
Jan 2015 1.86% 2.44% 2.53% 1.68% 2.68% 3.89%
Jan 2016 1.88% 2.47% 2.56% 1.70% 2.71% 3.93%
Jan 2017 1.77% 2.32% 2.41% 1.60% 2.56% 3.70%
Jan 2018 2.19% 2.27% 1.50% 2.40% 3.48%
Jan 2019 2.32% 1.54% 2.46% 3.57%
Jan 2020 1.38% 2.21% 3.21%
Jan 2021 2.07% 3.00%
Jan 2022 2.78%

Collecting dividends is useful to obtain an additional income. Obtaining a large amount of income is the first step to financial freedom. However, if your need is to increase your capital as much as possible with dividend reinvestment, please refer to the Bill Bernstein Sheltered Sam 30/70 Portfolio: ETF allocation and returns page.

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