iShares 1-10 Year Laddered Government Bond Index (CLG.TO): Rolling Returns

Simulation Settings
Category:
Period: April 1994 - March 2026 (~32 years)
Initial Amount: 1$
Currency: CAD
Inflation: Canada
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When holding the iShares 1-10 Year Laddered Government Bond Index (CLG.TO) ETF, how long should you stay invested to have high probability to achieve a positive return?

Over the selected period (~32 years), the longest duration with a negative return was 86 months (from August 2016 to September 2023).

This indicates that, within the same timeframe, any rolling period of 87 months or more has consistently resulted in a positive return.

Understanding this metric is crucial as it highlights the importance of a safe investment horizon. Knowing the minimum duration required to likely see positive returns helps investors set realistic expectations and reinforces the strategy of staying invested through market cycles. This approach can mitigate the emotional reactions to short-term market fluctuations and enhance the likelihood of achieving financial goals.

Previous vs subsequent Returns

Is there a correlation between past and future returns over all 10-year rolling periods?

The following chart illustrates the relationship between past returns (x-axis) and subsequent returns (y-axis).

Data points are aggregated to show occurrences, and you can zoom in by clicking or drawing over the desired area.

ISHARES 1-10 YEAR LADDERED GOVERNMENT BOND INDEX (CLG.TO) ETF
Previous vs Next Returns - 10 Years annualized
Time Period: 1 April 1996 - 31 March 2026 (30 Years)
Time Period: 1 April 1994 - 31 March 2026 (~32 years)
30 Years
(1996/04 - 2026/03)
All Data
(1994/04 - 2026/03)

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As of Mar 31, 2026, the annualized return of the previous 10 years has been 1.50%.

Rolling Returns

A rolling return is a measure of investment performance that calculates the return of an investment over a set period of time, with the starting date rolling forward. This approach can provide a more accurate representation of the investment's historical performance and helps investors to evaluate the investment's consistency over time.

ISHARES 1-10 YEAR LADDERED GOVERNMENT BOND INDEX (CLG.TO) ETF
Annualized Rolling Returns
Annualized Rolling Returns - Inflation Adjusted
Time Period: 1 April 1996 - 31 March 2026 (30 Years)
Time Period: 1 April 1994 - 31 March 2026 (~32 years)
30 Years
(1996/04 - 2026/03)
All Data
(1994/04 - 2026/03)
Canada Inflation Adjusted:

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Rolling Period Analysis

By selecting the 'Rolling Period', the chart and data will update. To study a different date range, change the simulation settings.

ISHARES 1-10 YEAR LADDERED GOVERNMENT BOND INDEX (CLG.TO) ETF
Rolling Returns Chart
Rolling Returns Chart - Inflation Adjusted
Time Period: 1 April 1994 - 31 March 2026 (~32 years)
Over Time
Histogram
Canada Inflation Adjusted:

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Swipe left to see all data
Worst Median Best Negative Periods
-7.60%
Sep 2021 - Aug 2022
+4.46% +20.64%
Feb 1995 - Jan 1996
14.48%
54 out of 373
-14.08%
Jul 2021 - Jun 2022
+2.42% +18.72%
Feb 1995 - Jan 1996
27.08%
101 out of 373
-4.44%
Oct 2020 - Sep 2022
+4.29% +16.14%
Dec 1994 - Nov 1996
9.70%
35 out of 361
-9.57%
Nov 2020 - Oct 2022
+2.27% +13.85%
Dec 1994 - Nov 1996
20.50%
74 out of 361
-3.19%
Oct 2020 - Sep 2023
+3.95% +12.68%
Aug 1994 - Jul 1997
8.31%
29 out of 349
-7.80%
Oct 2020 - Sep 2023
+2.08% +10.65%
Aug 1994 - Jul 1997
18.62%
65 out of 349
-1.23%
May 2020 - Apr 2024
+4.04% +11.10%
Jan 1995 - Dec 1998
4.75%
16 out of 337
-5.30%
May 2020 - Apr 2024
+2.15% +9.54%
Jan 1995 - Dec 1998
22.26%
75 out of 337
+0.32%
Jun 2017 - May 2022
+4.07% +9.67%
Jul 1994 - Jun 1999
0.00%
0 out of 325
-3.26%
Aug 2020 - Jul 2025
+2.26% +7.84%
Jul 1994 - Jun 1999
20.00%
65 out of 325
+0.05%
Oct 2016 - Sep 2022
+4.11% +8.99%
Feb 1995 - Jan 2001
0.00%
0 out of 313
-2.83%
Nov 2017 - Oct 2023
+2.27% +7.08%
Feb 1995 - Jan 2001
18.85%
59 out of 313
-0.05%
Oct 2016 - Sep 2023
+4.29% +8.99%
Nov 1994 - Oct 2001
0.33%
1 out of 301
-2.97%
Oct 2016 - Sep 2023
+2.51% +6.97%
Dec 1994 - Nov 2001
17.94%
54 out of 301
+0.34%
Oct 2015 - Sep 2023
+4.31% +8.65%
Jan 1995 - Dec 2002
0.00%
0 out of 289
-2.39%
Oct 2015 - Sep 2023
+2.48% +6.53%
Jan 1995 - Dec 2002
17.65%
51 out of 289
+0.78%
Mar 2015 - Feb 2024
+4.20% +8.58%
Jul 1994 - Jun 2003
0.00%
0 out of 277
-1.86%
Feb 2015 - Jan 2024
+2.44% +6.40%
Jul 1994 - Jun 2003
18.41%
51 out of 277
+1.09%
Nov 2013 - Oct 2023
+4.09% +7.87%
Feb 1995 - Jan 2005
0.00%
0 out of 265
-1.45%
Nov 2013 - Oct 2023
+2.33% +5.78%
Feb 1995 - Jan 2005
19.25%
51 out of 265
+1.02%
Oct 2012 - Sep 2023
+4.03% +7.88%
Jul 1994 - Jun 2005
0.00%
0 out of 253
-1.35%
Oct 2012 - Sep 2023
+2.26% +5.70%
Jul 1994 - Jun 2005
18.97%
48 out of 253
+1.12%
Oct 2011 - Sep 2023
+4.05% +7.07%
Dec 1994 - Nov 2006
0.00%
0 out of 241
-1.15%
Oct 2011 - Sep 2023
+2.25% +4.98%
Dec 1994 - Nov 2006
19.50%
47 out of 241
+1.44%
Oct 2010 - Sep 2023
+3.95% +6.99%
Feb 1995 - Jan 2008
0.00%
0 out of 229
-0.91%
Oct 2010 - Sep 2023
+2.21% +4.91%
Feb 1995 - Jan 2008
21.40%
49 out of 229
+1.62%
Jan 2009 - Dec 2022
+3.90% +7.36%
Jan 1995 - Dec 2008
0.00%
0 out of 217
-0.62%
Oct 2009 - Sep 2023
+2.15% +5.29%
Jan 1995 - Dec 2008
17.97%
39 out of 217
+1.75%
May 2009 - Apr 2024
+3.74% +6.96%
Jul 1994 - Jun 2009
0.00%
0 out of 205
-0.56%
May 2009 - Apr 2024
+1.96% +4.88%
Apr 1994 - Mar 2009
13.17%
27 out of 205
+1.98%
Jan 2009 - Dec 2024
+3.75% +6.73%
Jul 1994 - Jun 2010
0.00%
0 out of 193
-0.24%
Jan 2009 - Dec 2024
+1.94% +4.69%
Jul 1994 - Jun 2010
5.18%
10 out of 193
+2.06%
Jan 2009 - Dec 2025
+3.84% +6.57%
Jan 1995 - Dec 2011
0.00%
0 out of 181
-0.17%
Jan 2009 - Dec 2025
+2.02% +4.51%
Jan 1995 - Dec 2011
2.21%
4 out of 181
+2.38%
Oct 2005 - Sep 2023
+3.98% +6.47%
Jul 1994 - Jun 2012
0.00%
0 out of 169
+0.22%
Apr 2008 - Mar 2026
+2.11% +4.40%
Jul 1994 - Jun 2012
0.00%
0 out of 169
+2.51%
May 2005 - Apr 2024
+4.12% +6.13%
Jul 1994 - Jun 2013
0.00%
0 out of 157
+0.31%
Jun 2005 - May 2024
+2.18% +4.11%
Jul 1994 - Jun 2013
0.00%
0 out of 157
+2.55%
Oct 2003 - Sep 2023
+4.14% +6.06%
Feb 1995 - Jan 2015
0.00%
0 out of 145
+0.37%
Oct 2003 - Sep 2023
+2.19% +4.16%
Feb 1995 - Jan 2015
0.00%
0 out of 145
+3.25%
Nov 1998 - Oct 2023
+3.67% +5.26%
Jul 1994 - Jun 2019
0.00%
0 out of 85
+0.99%
Oct 1998 - Sep 2023
+1.48% +3.31%
Jul 1994 - Jun 2019
0.00%
0 out of 85
+3.92%
Feb 1996 - Jan 2026
+4.28% +4.48%
Aug 1994 - Jul 2024
0.00%
0 out of 25
+1.76%
Feb 1996 - Jan 2026
+2.14% +2.32%
Feb 1995 - Jan 2025
0.00%
0 out of 25
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