Betterment Robo Advisor 10 vs Vanguard LifeStrategy Income Fund Portfolio Comparison

Last Update: 29 February 2024

The Betterment Robo Advisor 10 Portfolio obtained a 4.10% compound annual return, with a 2.54% standard deviation, in the last 30 Years.

The Vanguard LifeStrategy Income Fund Portfolio obtained a 5.40% compound annual return, with a 4.78% standard deviation, in the last 30 Years.

Summary

Swipe left to see all data
Betterment Robo Advisor 10 Portfolio Vanguard LifeStrategy Income Fund Portfolio
Portfolio Risk Low Low
Asset Allocation Stocks 9.9% 20%
Fixed Income 90.1% 80%
Commodities 0% 0%
30 Years Stats Return +4.10% +5.40%
Std Dev 2.54% 4.78%
Max Drawdown -8.91% -16.61%
All time Stats
(Since Jan 1985)
Return +5.55% +7.03%
Std Dev 2.90% 5.14%
Max Drawdown -8.91% -16.61%
Last Update: 29 February 2024

Historical Returns as of Feb 29, 2024

Comparison period starts from January 1985

Swipe left to see all data
1M 6M 1Y 5Y 10Y 30Y MAX
Betterment Robo Advisor 10 Portfolio -0.02 +3.28 +5.62 +1.85 +1.80 +4.10 +5.55
Vanguard LifeStrategy Income Fund Portfolio +0.00 +4.48 +7.97 +2.62 +3.15 +5.40 +7.03
Return over 1 year are annualized.

Capital Growth as of Feb 29, 2024

Betterment Robo Advisor 10 Portfolio: an investment of 1$, since March 1994, now would be worth 3.33$, with a total return of 233.46% (4.10% annualized).

Vanguard LifeStrategy Income Fund Portfolio: an investment of 1$, since March 1994, now would be worth 4.84$, with a total return of 383.98% (5.40% annualized).

Betterment Robo Advisor 10 Portfolio: an investment of 1$, since January 1985, now would be worth 8.29$, with a total return of 728.68% (5.55% annualized).

Vanguard LifeStrategy Income Fund Portfolio: an investment of 1$, since January 1985, now would be worth 14.29$, with a total return of 1329.34% (7.03% annualized).

Drawdowns

Drawdown comparison chart since March 1994.

Swipe left to see all data
Betterment Robo Advisor 10 Portfolio
Vanguard LifeStrategy Income Fund Portfolio
Drawdown Start Bottom
Date (#Months)
Recovery
Date (#Months)
Ulcer
Index
Drawdown Start Bottom
Date (#Months)
Recovery
Date (#Months)
Ulcer
Index
-16.61% Sep 2021 Sep 2022 (13) In progress (30) 9.97
-10.54% May 2008 Oct 2008 (6) Jul 2009 (15) 5.76
-8.91% Sep 2021 Sep 2022 (13) In progress (30) 4.95
-4.47% Feb 2020 Mar 2020 (2) May 2020 (4) 2.04
-3.66% Mar 1994 Jun 1994 (4) Feb 1995 (12) 2.40
-3.55% Apr 2008 Oct 2008 (7) May 2009 (14) 1.66
-3.36% May 2013 Jun 2013 (2) Oct 2013 (6) 2.02
-2.63% Dec 1996 Mar 1997 (4) May 1997 (6) 1.43
-2.58% Oct 2016 Nov 2016 (2) Apr 2017 (7) 1.33
-2.43% May 2015 Sep 2015 (5) Mar 2016 (11) 1.45
-2.37% Sep 2018 Oct 2018 (2) Jan 2019 (5) 1.36
-2.22% Apr 2004 May 2004 (2) Sep 2004 (6) 1.42
-1.98% Feb 1999 Feb 1999 (1) Apr 1999 (3) 1.04
-1.88% Apr 2000 May 2000 (2) Jun 2000 (3) 1.14
-1.88% Jun 2002 Jul 2002 (2) Nov 2002 (6) 0.90
-1.78% Mar 1994 Jun 1994 (4) Jan 1995 (11) 1.12
-1.77% May 1999 Aug 1999 (4) Oct 1999 (6) 1.21
-1.74% Jul 2003 Jul 2003 (1) Sep 2003 (3) 0.98
-1.73% Aug 1997 Aug 1997 (1) Sep 1997 (2) 1.00
-1.68% Apr 2004 Apr 2004 (1) Sep 2004 (6) 1.11

Drawdown comparison chart since January 1985.

Swipe left to see all data
Betterment Robo Advisor 10 Portfolio
Vanguard LifeStrategy Income Fund Portfolio
Drawdown Start Bottom
Date (#Months)
Recovery
Date (#Months)
Ulcer
Index
Drawdown Start Bottom
Date (#Months)
Recovery
Date (#Months)
Ulcer
Index
-16.61% Sep 2021 Sep 2022 (13) In progress (30) 9.97
-10.54% May 2008 Oct 2008 (6) Jul 2009 (15) 5.76
-8.91% Sep 2021 Sep 2022 (13) In progress (30) 4.95
-5.45% Feb 1994 Jun 1994 (5) Apr 1995 (15) 3.70
-4.47% Sep 1987 Nov 1987 (3) Jan 1988 (5) 2.81
-4.47% Feb 2020 Mar 2020 (2) May 2020 (4) 2.04
-4.35% Jan 1990 Apr 1990 (4) Jun 1990 (6) 2.45
-4.18% Aug 1990 Sep 1990 (2) Dec 1990 (5) 2.32
-3.55% Apr 2008 Oct 2008 (7) May 2009 (14) 1.66
-3.36% May 2013 Jun 2013 (2) Oct 2013 (6) 2.02
-3.17% Feb 1994 Jun 1994 (5) Feb 1995 (13) 2.21
-2.63% Dec 1996 Mar 1997 (4) May 1997 (6) 1.43
-2.58% Oct 2016 Nov 2016 (2) Apr 2017 (7) 1.33
-2.56% Sep 1986 Sep 1986 (1) Dec 1986 (4) 1.37
-2.43% May 2015 Sep 2015 (5) Mar 2016 (11) 1.45
-2.37% Sep 2018 Oct 2018 (2) Jan 2019 (5) 1.36
-2.36% Jan 1992 Mar 1992 (3) May 1992 (5) 1.43
-2.22% Apr 2004 May 2004 (2) Sep 2004 (6) 1.42
-1.98% Feb 1999 Feb 1999 (1) Apr 1999 (3) 1.04
-1.88% Apr 2000 May 2000 (2) Jun 2000 (3) 1.14

Yearly Returns

For each year, the following table provides the return and intra-year drawdown.
The highlighted returns represent the highest values for that specific year.
Swipe left to see all data
Year Return Drawdown Return Drawdown
2024
+0.06%
-0.02%
-0.23%
-0.23%
2023
+5.92%
-1.47%
+9.53%
-5.04%
2022
-6.66%
-8.39%
-14.00%
-16.30%
2021
+0.88%
-0.88%
+2.15%
-1.71%
2020
+4.71%
-1.19%
+8.85%
-4.47%
2019
+6.61%
0.00%
+12.26%
-0.05%
2018
+0.02%
-0.91%
-1.15%
-2.37%
2017
+3.34%
-0.02%
+7.31%
0.00%
2016
+2.45%
-1.03%
+4.45%
-2.58%
2015
+0.10%
-1.18%
+0.26%
-2.43%
2014
+1.76%
-0.61%
+6.50%
-0.99%
2013
+1.99%
-1.31%
+3.78%
-3.36%
2012
+3.35%
-0.85%
+7.54%
-1.14%
2011
+1.84%
-1.48%
+5.49%
-1.55%
2010
+4.56%
-0.60%
+8.55%
-1.00%
2009
+5.43%
-3.09%
+12.18%
-5.19%
2008
+1.51%
-3.55%
-4.64%
-10.54%
2007
+7.32%
0.00%
+6.96%
-0.49%
2006
+5.96%
-0.47%
+7.11%
-0.79%
2005
+3.37%
-0.59%
+4.54%
-1.40%
2004
+3.50%
-1.68%
+7.04%
-2.22%
2003
+7.36%
-0.53%
+10.09%
-1.74%
2002
+5.59%
-0.24%
+3.19%
-1.88%
2001
+6.78%
-0.09%
+4.39%
-1.61%
2000
+7.31%
-0.69%
+6.07%
-1.88%
1999
+5.47%
-1.00%
+4.89%
-1.98%
1998
+7.51%
-1.05%
+12.95%
-1.57%
1997
+7.18%
-0.73%
+7.78%
-1.74%
1996
+6.42%
-0.77%
+6.01%
-0.91%
1995
+14.22%
0.00%
+19.89%
0.00%
1994
-1.25%
-3.17%
-2.48%
-5.45%
1993
+10.54%
-0.63%
+13.03%
-1.55%
1992
+6.61%
-1.12%
+6.76%
-2.36%
1991
+15.83%
-0.59%
+18.32%
-1.28%
1990
+7.24%
-1.52%
+3.86%
-4.35%
1989
+14.16%
-0.50%
+14.71%
-1.34%
1988
+8.05%
-0.37%
+10.36%
-1.32%
1987
+3.74%
-1.32%
+4.45%
-4.47%
1986
+12.96%
-1.17%
+19.21%
-2.56%
1985
+17.68%
-0.60%
+26.25%
-1.52%