World Developed 40/60 Portfolio: ETF allocation and returns

Last Update: 31 December 2020

The World Developed 40/60 Portfolio is exposed for 40% on the Stock Market.

It's a Medium Risk portfolio and it can be replicated with 2 ETFs.

In the last 10 years, the portfolio obtained a 6.88% compound annual return, with a 6.05% standard deviation.

In 2020, the portfolio granted a 1.46% dividend yield. If you are interested in getting periodic income, please refer to the World Developed 40/60 Portfolio: Dividend Yield page.

Asset Allocation and ETFs

The World Developed 40/60 Portfolio has the following asset allocation:

        40% Stocks
      
        60% Fixed Income
      
        0% Commodities

The World Developed 40/60 Portfolio can be replicated with the following ETFs:

Weight		Ticker	ETF Name	Investment Themes
40.00 %		VT	Vanguard Total World Stock	Equity, Developed Markets, Large Cap
60.00 %		BNDX	Vanguard Total International Bond	Bond, Developed Markets, All-Term

Most of Lazy Portfolios are made of common components (asset classes), very simple and well defined. For a more complete view, find out the most common ETFs you can use to build your portfolio.

Portfolio and ETF Returns

The World Developed 40/60 Portfolio guaranteed the following returns.

WORLD DEVELOPED 40/60 PORTFOLIO RETURNS (%)

Last Update: 31 December 2020

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	1M	3M	6M	1Y	*3Y^()**	*5Y^()**	*10Y^()**
World Developed 40/60 Portfolio	+2.26	+6.77	+10.83	+9.43	+7.30	+7.85	+6.88
*Components*
VT - Vanguard Total World Stock	+4.94	+15.50	+25.15	+16.61	+10.09	+12.51	+9.34
BNDX - Vanguard Total International Bond	+0.36	+1.09	+2.15	+4.65	+5.09	+4.45	+4.90

(*) annualized

Portfolio returns are calculated assuming:

a rebalancing of the components at the beginning of each year (i.e. at every January 1st)
the reinvestment of dividends

If you are interested in getting periodic income, please refer to the World Developed 40/60 Portfolio: Dividend Yield page.

Historical Returns

World Developed 40/60 Portfolio - Historical returns and stats.

WORLD DEVELOPED 40/60 PORTFOLIO

Last Update: 31 December 2020

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Period	Returns Dec 2020	Standard Deviation *	Max Drawdown	Months Pos - Neg
1M	+2.26%		0.00%	1 - 0
3M	+6.77%		-0.60% Oct 2020 - Oct 2020	2 - 1
6M	+10.83%		-1.26% Sep 2020 - Oct 2020	4 - 2
YTD	+9.43%	11.10%	-9.56% Feb 2020 - Mar 2020	8 - 4
1Y	+9.43%	11.10%	-9.56% Feb 2020 - Mar 2020	8 - 4
3Y	+7.30% annualized	7.77%	-9.56% Feb 2020 - Mar 2020	27 - 9
5Y	+7.85% annualized	6.41%	-9.56% Feb 2020 - Mar 2020	47 - 13
10Y	+6.88% annualized	6.05%	-9.56% Feb 2020 - Mar 2020	87 - 33
MAX 01 Jan 2009	+8.37% annualized	6.78%	-9.56% Feb 2020 - Mar 2020	104 - 40

* Annualized St.Dev. of monthly returns

Best Medium Risk Porftolios, ordered by 10Y annualized return.

Portfolio	10Y Return ▾	Stocks	Bonds	Comm.
Couch Potato Scott Burns	+8.93%	50	50	0	Compare
Stocks/Bonds 40/60	+7.90%	40	60	0	Compare
All Weather Portfolio Ray Dalio	+7.77%	30	55	15	Compare
Robo Advisor 50 Betterment	+6.98%	49.9	50.1	0	Compare
Edge Select Moderately Conservative Merrill Lynch	+6.93%	37	63	0	Compare

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Capital Growth

Time Range:

Drawdowns

Time Range:

Worst drawdowns since December 2010.

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	Drawdown period			Recovery period		Total
Drawdown	Start	Bottom	#Months	End	#Months	#Months
-9.56%	Feb 2020	Mar 2020	2	Jul 2020	4	6
-6.79%	May 2011	Sep 2011	5	Jan 2012	4	9
-4.96%	May 2015	Sep 2015	5	May 2016	8	13
-4.33%	Sep 2018	Dec 2018	4	Feb 2019	2	6
-3.77%	May 2013	Jun 2013	2	Oct 2013	4	6
-3.43%	May 2012	May 2012	1	Jul 2012	2	3
-1.83%	May 2019	May 2019	1	Jun 2019	1	2
-1.81%	Oct 2016	Nov 2016	2	Feb 2017	3	5
-1.69%	Feb 2018	Feb 2018	1	Aug 2018	6	7
-1.42%	Sep 2014	Sep 2014	1	Nov 2014	2	3
-1.26%	Sep 2020	Oct 2020	2	Nov 2020	1	3
-0.92%	Jan 2014	Jan 2014	1	Feb 2014	1	2
-0.41%	Jul 2014	Jul 2014	1	Aug 2014	1	2
-0.20%	Mar 2015	Mar 2015	1	Apr 2015	1	2
-0.19%	Dec 2014	Dec 2014	1	Jan 2015	1	2
-0.16%	Oct 2012	Oct 2012	1	Nov 2012	1	2
-0.04%	Jun 2017	Jun 2017	1	Jul 2017	1	2

Worst drawdowns since December 2008.

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	Drawdown period			Recovery period		Total
Drawdown	Start	Bottom	#Months	End	#Months	#Months
-9.56%	Feb 2020	Mar 2020	2	Jul 2020	4	6
-7.48%	Jan 2009	Feb 2009	2	Apr 2009	2	4
-6.79%	May 2011	Sep 2011	5	Jan 2012	4	9
-4.96%	May 2015	Sep 2015	5	May 2016	8	13
-4.33%	Sep 2018	Dec 2018	4	Feb 2019	2	6
-3.77%	May 2013	Jun 2013	2	Oct 2013	4	6
-3.47%	May 2010	Jun 2010	2	Aug 2010	2	4
-3.43%	May 2012	May 2012	1	Jul 2012	2	3
-1.83%	May 2019	May 2019	1	Jun 2019	1	2
-1.81%	Oct 2016	Nov 2016	2	Feb 2017	3	5
-1.69%	Nov 2010	Nov 2010	1	Dec 2010	1	2
-1.69%	Feb 2018	Feb 2018	1	Aug 2018	6	7
-1.42%	Sep 2014	Sep 2014	1	Nov 2014	2	3
-1.26%	Sep 2020	Oct 2020	2	Nov 2020	1	3
-0.92%	Jan 2014	Jan 2014	1	Feb 2014	1	2
-0.83%	Jan 2010	Jan 2010	1	Feb 2010	1	2
-0.62%	Oct 2009	Oct 2009	1	Nov 2009	1	2
-0.41%	Jul 2014	Jul 2014	1	Aug 2014	1	2
-0.20%	Mar 2015	Mar 2015	1	Apr 2015	1	2
-0.19%	Dec 2014	Dec 2014	1	Jan 2015	1	2

Rolling Returns (more details)

World Developed 40/60 Portfolio: annualized rolling and average returns

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	*Return ()**			Negative Periods
Rolling Period	Average	Best	Worst	Negative Periods
1 Year	+7.77%	+32.40% Mar 2009 - Feb 2010	-3.79% Mar 2015 - Feb 2016	8.27%
2 Years	+7.27%	+22.12% Mar 2009 - Feb 2011	+1.14% Apr 2018 - Mar 2020	0.00%
3 Years	+7.03%	+16.09% Mar 2009 - Feb 2012	+3.53% Apr 2017 - Mar 2020	0.00%
5 Years	+6.80%	+13.06% Mar 2009 - Feb 2014	+3.41% Apr 2015 - Mar 2020	0.00%
7 Years	+6.77%	+9.78% Apr 2009 - Mar 2016	+4.52% Apr 2013 - Mar 2020	0.00%
10 Years	+7.16%	+8.97% Mar 2009 - Feb 2019	+5.62% Apr 2010 - Mar 2020	0.00%

* Annualized rolling and average returns over full calendar month periods

If you need a deeper detail about rolling returns, please refer to the World Developed 40/60 Portfolio: Rolling Returns page.

Seasonality and Yearly/Monthly Returns

World Developed 40/60 Portfolio Seasonality

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	Months
Return (%)	Jan	Feb	Mar	Apr	May	Jun	Jul	Aug	Sep	Oct	Nov	Dec
Average	0.5	0.4	0.6	1.6	0.0	0.4	1.8	0.2	0.6	0.6	0.9	0.7
Best	3.8 2019	2.3 2014	3.5 2016	5.4 2009	5.1 2009	3.5 2019	6.0 2009	2.5 2009	3.7 2010	4.2 2011	5.0 2020	2.4 2010
Worst	-3.6 2009	-4.0 2009	-7.3 2020	0.1 2018	-3.4 2012	-2.3 2013	-0.4 2014	-3.1 2015	-3.6 2011	-3.1 2018	-1.7 2010	-2.1 2018
Gain Frequency	67	75	83	100	50	58	92	75	58	58	75	75

Detail of Monthly Returns

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		Months
Year	Return	Jan	Feb	Mar	Apr	May	Jun	Jul	Aug	Sep	Oct	Nov	Dec
2020	+9.43%	0.5	-2.4	-7.3	4.8	2.1	1.5	2.6	1.9	-0.7	-0.6	5.0	2.3
2019	+15.45%	3.8	1.3	1.5	1.6	-1.8	3.5	0.7	0.4	0.7	0.9	0.8	1.3
2018	-2.22%	1.9	-1.7	0.2	0.1	0.1	0.1	1.2	0.4	-0.1	-3.1	1.0	-2.1
2017	+11.23%	0.6	1.6	0.6	1.0	1.2	0.0	1.2	0.7	0.7	1.3	1.0	0.9
2016	+6.17%	-1.6	0.4	3.5	0.2	0.7	1.1	2.1	0.2	0.3	-1.5	-0.3	1.0
2015	-0.03%	0.4	2.2	-0.2	0.4	-0.2	-1.7	1.0	-3.1	-1.0	3.2	0.1	-1.0
2014	+6.71%	-0.9	2.3	0.4	0.7	1.3	1.3	-0.4	1.9	-1.4	0.7	1.1	-0.2
2013	+8.69%	1.4	0.4	1.3	1.7	-1.6	-2.3	2.5	-1.4	2.7	2.1	0.9	0.9
2012	+12.57%	3.0	2.0	0.7	0.2	-3.4	2.2	1.4	1.5	2.1	-0.2	1.1	1.4
2011	+2.16%	0.8	1.5	0.0	2.4	-0.4	-0.8	0.4	-2.5	-3.6	4.2	-0.8	1.3
2010	+10.35%	-0.8	1.1	3.0	0.7	-3.4	-0.1	3.6	0.3	3.7	1.5	-1.7	2.4
2009	+22.24%	-3.6	-4.0	3.4	5.4	5.1	0.3	6.0	2.5	3.2	-0.6	2.7	0.5

* Note:
Portofolio Returns, up to December 2013, are simulated. They have been calculated using the historical series of equivalent ETFs / Assets, instead of the actual ETFs of the portfolio.

In particular, it has been used:

BNDX - Vanguard Total International Bond: simulated historical serie, up to December 2013