Data Source: from January 1986 to August 2022
Consolidated Returns as of 31 August 2022
Live Update: Sep 23 2022
PORTFOLIO • LIVE PERFORMANCE (USD currency)
1.86%
1 Day
Sep 23 2022
6.41%
Current Month
September 2022

The Vanguard LifeStrategy Growth Fund Portfolio is a Very High Risk portfolio and can be implemented with 4 ETFs.

It's exposed for 80% on the Stock Market.

In the last 30 Years, the Vanguard LifeStrategy Growth Fund Portfolio obtained a 7.77% compound annual return, with a 12.05% standard deviation.

Asset Allocation and ETFs

The Vanguard LifeStrategy Growth Fund Portfolio has the following asset allocation:

80% Stocks
20% Fixed Income
0% Commodities

The Vanguard LifeStrategy Growth Fund Portfolio can be implemented with the following ETFs:

Weight Ticker ETF Name Investment Themes
48.00 %
VTI Vanguard Total Stock Market Equity, U.S., Large Cap
32.00 %
VEU Vanguard FTSE All-World ex-US Equity, Global ex-US, Large Cap
14.00 %
BND Vanguard Total Bond Market Bond, U.S., All-Term
6.00 %
BNDX Vanguard Total International Bond Bond, Developed Markets, All-Term
Most of Lazy Portfolios are made of common components (asset classes), very simple and well defined. For a more complete view, find out the most common ETFs you can use to build your portfolio.

Portfolio and ETF Returns

The Vanguard LifeStrategy Growth Fund Portfolio guaranteed the following returns.

According to the available data source, let's assume we built the portfolio on January 1986.

Portfolio returns are calculated in USD, assuming: September 2022 return is calculated on the hypothesis of a newly built portfolio, with the starting asset allocation.
VANGUARD LIFESTRATEGY GROWTH FUND PORTFOLIO RETURNS
Consolidated returns as of 31 August 2022
Live Update: Sep 23 2022
Swipe left to see all data
  Chg (%) Return (%)
Return (%) as of Aug 31, 2022
  1 Day Time ET(*) Sep 2022 1M 6M 1Y 5Y(*) 10Y(*) 30Y(*)
Vanguard LifeStrategy Growth Fund Portfolio -1.86 -6.41 -3.79 -10.55 -14.96 6.22 8.07 7.77
US Inflation Adjusted return -3.76 -14.32 -21.45 2.31 5.38 5.14
Components
VTI
Vanguard Total Stock Market
-1.72 Sep 23 2022 -6.81 -3.73 -9.58 -13.66 11.22 12.70 9.94
VEU
Vanguard FTSE All-World ex-US
-3.00 Sep 23 2022 -7.97 -4.40 -13.69 -19.52 1.84 4.74 5.13
BND
Vanguard Total Bond Market
-0.28 Sep 23 2022 -3.28 -2.80 -7.85 -11.72 0.49 1.21 4.51
BNDX
Vanguard Total International Bond
-0.50 Sep 23 2022 -2.22 -3.61 -7.89 -11.39 0.49 2.02 5.23
(*) Returns over 1 year are annualized
(*) Eastern Time (ET - America/New York)

US Inflation is updated to Aug 2022. Current inflation (annualized) is 1Y: 8.26% , 5Y: 3.82% , 10Y: 2.54% , 30Y: 2.51%

COMPONENTS MONTHLY CORRELATIONS
Monthly correlations as of 31 August 2022
Swipe left to see all data
 
 
 
 
Asset VTI VEU BND BNDX
VTI
1.00
0.89
0.70
0.65
VEU
0.89
1.00
0.67
0.54
BND
0.70
0.67
1.00
0.91
BNDX
0.65
0.54
0.91
1.00
 
 
 
 
Asset VTI VEU BND BNDX
VTI
1.00
0.90
0.36
0.37
VEU
0.90
1.00
0.30
0.30
BND
0.36
0.30
1.00
0.87
BNDX
0.37
0.30
0.87
1.00
 
 
 
 
Asset VTI VEU BND BNDX
VTI
1.00
0.85
0.25
0.29
VEU
0.85
1.00
0.25
0.25
BND
0.25
0.25
1.00
0.86
BNDX
0.29
0.25
0.86
1.00
 
 
 
 
Asset VTI VEU BND BNDX
VTI
1.00
0.82
0.10
0.11
VEU
0.82
1.00
0.10
0.13
BND
0.10
0.10
1.00
0.65
BNDX
0.11
0.13
0.65
1.00
 
 
 
 
Asset VTI VEU BND BNDX
VTI
1.00
0.72
0.15
0.16
VEU
0.72
1.00
0.12
0.16
BND
0.15
0.12
1.00
0.72
BNDX
0.16
0.16
0.72
1.00

Portfolio Dividends

In 2021, the Vanguard LifeStrategy Growth Fund Portfolio granted a 2.27% dividend yield. If you are interested in getting periodic income, please refer to the Vanguard LifeStrategy Growth Fund Portfolio: Dividend Yield page.

Historical Returns as of Aug 31, 2022

Historical returns and stats of Vanguard LifeStrategy Growth Fund Portfolio. Total Returns and Inflation Adjusted Returns are both mentioned.

VANGUARD LIFESTRATEGY GROWTH FUND PORTFOLIO
Consolidated returns as of 31 August 2022
Data Source: from January 1986 to August 2022
Swipe left to see all data
Period Return (%)
as of Aug 2022
Return (%)
Infl.Adj.
Standard
Deviation (%)
Max
Drawdown (%)
Months
Pos - Neg
1M
Aug 2022
-3.79
-3.76
-3.79
Aug 2022 - Aug 2022
0 - 1
3M
-4.88
-6.13
-6.69
Jun 2022 - Jun 2022
1 - 2
6M
-10.55
-14.32
-12.99
Apr 2022 - Jun 2022
3 - 3
YTD
-16.24
-21.15
-17.83
Jan 2022 - Jun 2022
3 - 5
1Y
-14.96
-21.45
13.92
-17.83
Jan 2022 - Jun 2022
5 - 7
42% pos
3Y(*)
6.34
1.37
14.95
-17.83
Jan 2022 - Jun 2022
23 - 13
64% pos
5Y(*)
6.22
2.31
13.46
-17.83
Jan 2022 - Jun 2022
40 - 20
67% pos
10Y(*)
8.07
5.38
11.06
-17.83
Jan 2022 - Jun 2022
82 - 38
68% pos
15Y(*)
5.95
3.48
13.42
-44.18
Nov 2007 - Feb 2009
114 - 66
63% pos
20Y(*)
7.92
5.29
12.43
-44.18
Nov 2007 - Feb 2009
156 - 84
65% pos
25Y(*)
6.65
4.07
12.68
-44.18
Nov 2007 - Feb 2009
187 - 113
62% pos
30Y(*)
7.77
5.14
12.05
-44.18
Nov 2007 - Feb 2009
230 - 130
64% pos
MAX(*)
01 Jan 1986
8.70
5.78
12.26
-44.18
Nov 2007 - Feb 2009
285 - 155
65% pos
(*) Returns over 1 year are annualized

Returns and stats are calculated assuming a yearly rebalancing of the components weight. How do returns change with different rebalancing strategies?

Capital Growth as of Aug 31, 2022

An investment of 1000$, since September 1992, now would be worth 9451.81$, with a total return of 845.18% (7.77% annualized).

The Inflation Adjusted Capital now would be 4496.59$, with a net total return of 349.66% (5.14% annualized).
An investment of 1000$, since January 1986, now would be worth 21300.11$, with a total return of 2030.01% (8.70% annualized).

The Inflation Adjusted Capital now would be 7860.67$, with a net total return of 686.07% (5.78% annualized).

Drawdowns

Swipe left to see all data
Drawdown period
Recovery period
Total
Drawdown Start Bottom #Months End #Months #Months
-44.18% Nov 2007 Feb 2009 16 Apr 2011 26 42
-33.43% Apr 2000 Sep 2002 30 Dec 2004 27 57
-17.83% Jan 2022 Jun 2022 6 in progress 2 8
-17.22% Jan 2020 Mar 2020 3 Jul 2020 4 7
-15.97% May 2011 Sep 2011 5 Sep 2012 12 17
-12.34% Jul 1998 Aug 1998 2 Nov 1998 3 5
-10.58% Feb 2018 Dec 2018 11 Apr 2019 4 15
-10.02% Jun 2015 Feb 2016 9 Jul 2016 5 14
-4.78% Feb 1994 Mar 1994 2 Aug 1994 5 7
-4.69% May 2019 May 2019 1 Jun 2019 1 2
-4.68% Aug 1997 Aug 1997 1 Sep 1997 1 2
-4.25% Nov 1993 Nov 1993 1 Jan 1994 2 3
-4.21% Oct 1997 Oct 1997 1 Feb 1998 4 5
-4.05% Jan 2000 Jan 2000 1 Mar 2000 2 3
-3.91% Sep 1994 Nov 1994 3 Mar 1995 4 7
-3.84% Sep 2020 Oct 2020 2 Nov 2020 1 3
-3.62% Jun 1996 Jul 1996 2 Sep 1996 2 4
-3.51% Sep 2021 Sep 2021 1 Oct 2021 1 2
-3.29% Mar 2005 Apr 2005 2 Jul 2005 3 5
-3.10% May 2006 Jun 2006 2 Sep 2006 3 5
Swipe left to see all data
Drawdown period
Recovery period
Total
Drawdown Start Bottom #Months End #Months #Months
-44.18% Nov 2007 Feb 2009 16 Apr 2011 26 42
-33.43% Apr 2000 Sep 2002 30 Dec 2004 27 57
-18.83% Sep 1987 Nov 1987 3 Jan 1989 14 17
-17.83% Jan 2022 Jun 2022 6 in progress 2 8
-17.22% Jan 2020 Mar 2020 3 Jul 2020 4 7
-15.97% May 2011 Sep 2011 5 Sep 2012 12 17
-15.83% Jan 1990 Sep 1990 9 Feb 1991 5 14
-12.34% Jul 1998 Aug 1998 2 Nov 1998 3 5
-10.58% Feb 2018 Dec 2018 11 Apr 2019 4 15
-10.02% Jun 2015 Feb 2016 9 Jul 2016 5 14
-4.99% Sep 1986 Oct 1986 2 Jan 1987 3 5
-4.94% Jan 1992 Mar 1992 3 Dec 1992 9 12
-4.78% Feb 1994 Mar 1994 2 Aug 1994 5 7
-4.69% May 2019 May 2019 1 Jun 2019 1 2
-4.68% Aug 1997 Aug 1997 1 Sep 1997 1 2
-4.33% Jun 1991 Jun 1991 1 Aug 1991 2 3
-4.25% Nov 1993 Nov 1993 1 Jan 1994 2 3
-4.21% Oct 1997 Oct 1997 1 Feb 1998 4 5
-4.05% Jan 2000 Jan 2000 1 Mar 2000 2 3
-3.91% Sep 1994 Nov 1994 3 Mar 1995 4 7

Rolling Returns ( more details)

Vanguard LifeStrategy Growth Fund Portfolio: annualized rolling and average returns

Swipe left to see all data
Rolling
Period
Return (*) Negative
Periods
Average (%) Best (%) Worst (%)
1 Year
9.52 49.02
Mar 2009 - Feb 2010
-37.75
Mar 2008 - Feb 2009
19.35%
2 Years
8.85 33.47
Mar 2009 - Feb 2011
-20.56
Mar 2007 - Feb 2009
12.95%
3 Years
8.54 22.03
Mar 2009 - Feb 2012
-12.11
Apr 2000 - Mar 2003
12.35%
5 Years
8.28 18.46
Mar 2009 - Feb 2014
-2.41
Mar 2004 - Feb 2009
2.10%
7 Years
8.14 15.37
Jan 1993 - Dec 1999
0.69
Mar 2002 - Feb 2009
0.00%
10 Years
8.05 13.44
Oct 1990 - Sep 2000
0.40
Mar 1999 - Feb 2009
0.00%
15 Years
7.47 12.53
Feb 1986 - Jan 2001
4.42
Mar 1994 - Feb 2009
0.00%
20 Years
7.51 10.53
Feb 1986 - Jan 2006
4.65
Apr 2000 - Mar 2020
0.00%
(*) Annualized rolling and average returns over full calendar month periods

If you need a deeper detail about rolling returns, please refer to the Vanguard LifeStrategy Growth Fund Portfolio: Rolling Returns page.

Seasonality

Vanguard LifeStrategy Growth Fund Portfolio: in which months is it better to invest?

Both the Average Return and the Gain Frequency (Win %) are useful to get an idea of what happened in the past.

For further information about the seasonality, check the Asset Class Seasonality page.
Swipe left to see all data
Monthly Average Return (%) and Gain Frequency
Return (%) Jan Feb Mar Apr May Jun Jul Aug Sep Oct Nov Dec
Average
Win %
0.56
59%
0.69
57%
0.95
65%
1.74
81%
0.69
68%
0.11
51%
1.30
68%
-0.16
59%
-0.24
56%
0.53
61%
1.10
69%
1.87
83%
Best
Year
10.2
1987
7.5
1986
7.6
1986
9.4
2009
8.3
1990
5.6
2019
7.8
1989
6.2
1986
7.7
2010
8.8
2011
9.8
2020
7.3
1991
Worst
Year
-8.2
2009
-8.0
2009
-11.6
2020
-7.2
2022
-7.0
2010
-6.7
2022
-6.9
2002
-11.7
1998
-8.5
2008
-15.5
2008
-5.8
2000
-5.8
2018
Statistics calculated for the period Jan 1986 - Aug 2022

Monthly/Yearly Returns

Vanguard LifeStrategy Growth Fund Portfolio monthly and yearly returns: how is the distribution of the returns recorded so far?

MONTHLY RETURNS HISTOGRAM
285 Positive Months (65%) - 155 Negative Months (35%)
Jan 1986 - Aug 2022
Swipe left to see all data
Yearly Return(%)
Monthly Return(%)
Year Total Infl.Adj Jan Feb Mar Apr May Jun Jul Aug Sep Oct Nov Dec
2022
-16.24 -21.15 -4.0 -2.4 0.8 -7.2 0.5 -6.7 6.0 -3.8
2021
+14.57 +7.04 -0.2 1.9 2.2 3.4 1.3 1.2 0.6 1.9 -3.5 4.2 -2.0 3.0
2020
+15.01 +13.47 -0.7 -5.6 -11.6 8.7 4.1 2.5 4.2 4.6 -2.2 -1.6 9.8 4.1
2019
+23.41 +20.66 6.7 2.3 1.4 2.9 -4.7 5.6 0.2 -1.3 1.7 2.1 2.2 2.7
2018
-6.89 -8.64 4.1 -3.7 -0.9 0.3 0.7 -0.3 2.5 1.1 0.1 -6.4 1.6 -5.8
2017
+19.59 +17.12 2.2 2.3 1.0 1.3 1.6 0.6 2.1 0.4 1.7 1.7 1.7 1.3
2016
+8.36 +6.16 -4.3 -0.6 6.1 1.0 0.6 0.3 3.4 0.3 0.6 -1.8 1.1 1.7
2015
-1.21 -1.92 -0.9 4.4 -0.9 1.7 0.2 -2.0 0.9 -5.5 -2.5 5.9 -0.2 -1.9
2014
+5.91 +5.11 -3.1 4.2 0.4 0.6 1.8 1.8 -1.4 2.6 -2.6 1.6 1.3 -1.1
2013
+20.25 +18.47 3.3 0.3 2.2 2.2 -0.2 -2.1 4.5 -2.3 4.5 3.4 1.5 1.8
2012
+14.96 +12.99 4.8 3.8 1.1 -0.7 -6.6 4.0 0.9 2.2 2.4 -0.7 1.0 2.2
2011
-2.40 -5.21 1.3 2.7 0.1 3.4 -1.3 -1.3 -1.5 -5.3 -7.5 8.8 -1.0 0.1
2010
+13.52 +11.85 -3.3 2.1 5.2 0.8 -7.0 -3.0 6.7 -2.9 7.7 3.1 -1.2 5.7
2009
+27.33 +23.95 -8.2 -8.0 7.1 9.4 7.6 -0.4 7.6 3.0 4.1 -2.3 4.6 1.7
2008
-30.83 -30.90 -5.1 -1.2 -0.5 4.0 1.2 -6.6 -1.4 -0.7 -8.5 -15.5 -4.7 4.4
2007
+8.81 +4.55 1.2 -0.5 1.4 3.3 2.6 -0.7 -1.9 0.6 4.1 3.0 -3.4 -1.0
2006
+16.83 +13.94 3.7 -0.1 1.9 2.1 -3.0 -0.1 0.6 2.2 1.3 3.1 2.6 1.5
2005
+8.65 +5.06 -1.6 2.4 -1.9 -1.4 2.1 0.9 3.1 0.6 1.7 -2.4 3.2 1.9
2004
+13.76 +10.18 1.9 1.7 -0.2 -2.5 0.8 1.8 -2.6 0.6 1.8 2.1 4.6 3.3
2003
+28.46 +26.09 -2.5 -1.2 -0.3 7.3 5.1 1.6 1.6 2.1 0.8 4.9 1.5 4.8
2002
-12.94 -14.96 -1.8 -0.4 3.3 -1.7 -0.1 -4.5 -6.9 0.6 -7.6 4.9 4.2 -2.9
2001
-9.88 -11.26 2.6 -6.8 -5.2 6.1 -0.5 -1.9 -1.0 -3.3 -7.1 2.6 4.2 1.1
2000
-7.93 -10.94 -4.0 2.4 4.1 -4.3 -2.5 3.8 -2.1 4.0 -3.6 -1.8 -5.8 2.3
1999
+20.92 +17.75 1.8 -2.8 3.6 4.0 -2.8 3.8 -0.9 -0.4 -0.7 4.3 3.0 6.8
1998
+18.39 +16.51 1.4 5.8 3.4 0.9 -1.7 1.7 -0.8 -11.7 3.2 7.1 4.6 4.4
1997
+15.66 +13.73 1.6 0.5 -2.4 2.3 5.9 4.1 4.6 -4.7 5.0 -4.2 1.3 1.3
1996
+12.34 +8.73 1.4 0.6 1.1 2.4 0.9 -0.1 -3.5 1.5 3.6 0.7 4.7 -1.4
1995
+22.27 +19.24 0.1 0.7 3.3 2.6 2.0 1.1 3.8 -0.1 2.6 -1.0 3.3 2.1
1994
+2.23 -0.43 4.9 -1.3 -3.5 1.4 0.3 -0.7 1.9 2.6 -2.0 1.7 -3.5 1.0
1993
+17.02 +13.89 0.8 1.7 4.5 2.2 2.7 -0.5 1.6 3.9 -1.1 1.3 -4.3 3.2
1992
+1.35 -1.50 -1.1 -0.4 -3.5 0.6 2.7 -2.0 1.4 1.1 0.0 -1.3 2.4 1.6
1991
+22.00 +18.37 3.1 7.1 0.0 0.9 2.0 -4.3 3.9 0.9 1.6 1.7 -3.4 7.3
1990
-9.21 -14.43 -4.9 -1.3 -2.0 -2.4 8.3 0.0 0.4 -7.9 -6.5 4.2 1.3 2.2
1989
+20.19 +14.85 4.1 -0.8 0.4 3.2 0.9 -0.2 7.8 -0.3 1.5 -2.1 2.4 2.2
1988
+18.08 +13.08 3.9 4.8 1.1 1.1 -1.0 1.8 0.2 -3.3 3.1 3.1 1.3 0.8
1987
+11.43 +6.70 10.2 3.2 4.7 2.3 0.3 1.1 2.0 4.7 -1.8 -14.9 -2.9 4.1
1986
+30.37 +28.96 1.2 7.5 7.6 2.2 0.6 3.7 -0.3 6.2 -4.5 -0.5 2.8 0.9

Portofolio Returns, up to December 2013, are simulated. They have been calculated using the historical series of equivalent ETFs / Assets, instead of the actual ETFs of the portfolio.

In particular, it has been used:

  • VTI - Vanguard Total Stock Market: simulated historical serie, up to December 2001
  • VEU - Vanguard FTSE All-World ex-US: simulated historical serie, up to December 2007
  • BND - Vanguard Total Bond Market: simulated historical serie, up to December 2007
  • BNDX - Vanguard Total International Bond: simulated historical serie, up to December 2013

Portfolio efficiency

Is the Vanguard LifeStrategy Growth Fund Portfolio actually efficient, compared to other Lazy Portfolios?

Best Classic Portfolios, with Very High Risk

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30 Years Stats (%)
% Allocation
Portfolio Sep 2022 Return Drawdown Stocks Bonds Comm
Technology
-7.77 +13.69 -81.08 100 0 0
US Stocks
-6.81 +9.94 -50.84 100 0 0
Warren Buffett Portfolio
Warren Buffett
-6.07 +9.46 -45.52 90 10 0
Aggressive Global Income
-5.78 +9.29 -52.63 80 20 0
Stocks/Bonds 80/20
-6.10 +9.13 -41.09 80 20 0

See all portfolios

Sep 2022 return refers to period 01-23 September 2022.
Last update: Sep 23 2022.
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