Data Source: from January 1972 to December 2021

Last Update: 31 December 2021

The US Stocks Portfolio is exposed for 100% on the Stock Market.

It's a Very High Risk portfolio and it can be replicated with 1 ETF.

In the last 10 years, the portfolio obtained a 16.29% compound annual return, with a 13.44% standard deviation.

In the last 25 years, a 9.88% compound annual return, with a 15.71% standard deviation.

Asset Allocation and ETFs

The US Stocks Portfolio has the following asset allocation:

100% Stocks
0% Fixed Income
0% Commodities

The US Stocks Portfolio can be replicated with the following ETFs:

Weight Ticker ETF Name Investment Themes
100.00 % VTI Vanguard Total Stock Market Equity, U.S., Large Cap
Most of Lazy Portfolios are made of common components (asset classes), very simple and well defined. For a more complete view, find out the most common ETFs you can use to build your portfolio.

Portfolio and ETF Returns

The US Stocks Portfolio guaranteed the following returns.

US STOCKS PORTFOLIO RETURNS (%)
Last Update: 31 December 2021
Swipe left to see all data
1M 3M 6M 1Y 3Y(*) 5Y(*) 10Y(*) 20Y(*) 25Y(*)
US Stocks Portfolio +3.79 +9.11 +9.08 +25.67 +25.73 +17.96 +16.29 +9.91 +9.88
--- Inflation Adjusted return +3.30 +6.75 +5.50 +17.31 +21.44 +14.61 +13.88 +7.43 +7.42
Components
VTI
Vanguard Total Stock Market
+3.79 +9.11 +9.08 +25.67 +25.73 +17.96 +16.29 +9.91 +9.88
(*) annualized
Portfolio returns are calculated assuming:
  • the reinvestment of dividends

Inflation is updated to Dec 2021. Current inflation (annualized) is 1Y: 7.12% , 3Y: 3.53% , 5Y: 2.92% , 10Y: 2.12% , 20Y: 2.31% , 25Y: 2.29%

In 2021, the portfolio granted a 1.51% dividend yield. If you are interested in getting periodic income, please refer to the US Stocks Portfolio: Dividend Yield page.

Historical Returns

Historical returns and stats of US Stocks Portfolio. Total Returns and Inflation Adjusted Returns are both mentioned.

US STOCKS PORTFOLIO
Last Update: 31 December 2021
Swipe left to see all data
Period Return
Dec 2021
update
Return
Inflation
Adjusted
Standard
Deviation(*)
Max
Drawdown
Months
Pos - Neg
1M
Dec 2021
+3.79%
+3.30%
0.00%
1 - 0
3M
+9.11%
+6.75%
-1.46%
Nov 2021 - Nov 2021
2 - 1
6M
+9.08%
+5.50%
-4.46%
Sep 2021 - Sep 2021
4 - 2
YTD
+25.67%
+17.31%
10.05%
-4.46%
Sep 2021 - Sep 2021
9 - 3
75% pos
1Y
+25.67%
+17.31%
10.05%
-4.46%
Sep 2021 - Sep 2021
9 - 3
75% pos
3Y
+25.73%
annualized
+21.44%
annualized
17.80%
-20.84%
Jan 2020 - Mar 2020
26 - 10
72% pos
5Y
+17.96%
annualized
+14.61%
annualized
15.71%
-20.84%
Jan 2020 - Mar 2020
46 - 14
77% pos
10Y
+16.29%
annualized
+13.88%
annualized
13.44%
-20.84%
Jan 2020 - Mar 2020
88 - 32
73% pos
20Y
+9.91%
annualized
+7.43%
annualized
14.98%
-50.84%
Nov 2007 - Feb 2009
161 - 79
67% pos
25Y
+9.88%
annualized
+7.42%
annualized
15.71%
-50.84%
Nov 2007 - Feb 2009
196 - 104
65% pos
MAX
01 Jan 1972
+10.98%
annualized
+6.80%
annualized
15.55%
-50.84%
Nov 2007 - Feb 2009
378 - 222
63% pos
(*)Annualized St.Dev. of monthly returns

Portfolio efficiency

Is the US Stocks Portfolio actually efficient, compared to other Lazy Portfolios?

Similar portfolios, ordered by 5 Years annualized return.

These portfolios share asset allocation strategy and/or similar asset weights. Comparing their returns and drawdowns, you can get an idea of the risk you are facing implementing one of them.

5 Years Stats
% Allocation
Portfolio Return Drawdown Stocks Bonds Comm.
Cape US Sector Value
Robert Shiller
+18.85% -21.00% 100 0 0 Compare
US Stocks
+17.96% -20.84% 100 0 0
US Stocks Momentum
+17.83% -18.89% 100 0 0 Compare
US Stocks ESG
+15.05% -19.14% 100 0 0 Compare

Best Classic Portfolios, with Very High Risk, ordered by 25 Years annualized return.

25 Years Stats
% Allocation
Portfolio Return Drawdown Stocks Bonds Comm.
Technology
+13.30% -81.08% 100 0 0 Compare
US Stocks
+9.88% -50.84% 100 0 0
Warren Buffett Portfolio
Warren Buffett
+9.38% -45.53% 90 10 0 Compare
Aggressive Global Income
+9.25% -52.62% 80 20 0 Compare
Stocks/Bonds 80/20
+9.17% -41.09% 80 20 0 Compare

See all portfolios

Our overall ratings, assigned to the US Stocks Portfolio. The portfolio is classified as Very High Risk.

Very High Risk
Bond weight:
Less than 25%
High Risk
Bond weight:
25% - 49.99%
Medium Risk
Bond weight:
50% - 74.99%
Low Risk
Bond weight:
At least 75%
Very High Risk
Portfolios
All
Portfolios
25 Years Ann. Return
(Inflation Adjusted)
+9.88%
(+7.42%)
Excellent : 4.6 / 5
Excellent : 4.8 / 5
Standard Deviation
over 25 Years
15.71%
Good : 3.2 / 5
Bad : 2 / 5
Maximum Drawdown
over 25 Years
-50.84%
Good : 3.4 / 5
Bad : 1.7 / 5
Easy to manage 1 ETF
Excellent : 5 / 5
Excellent : 5 / 5
Rating assigned considering all the Very High Risk Portfolios Rating assigned considering all the Portfolios in the database

Capital Growth

Time Range:

An investment of 1000$, since January 1997, now would be worth 10536.53$, with a total return of 953.65% (9.88% annualized).

The Inflation Adjusted Capital now would be 5982.90$, with a net total return of 498.29% (7.42% annualized).

Drawdowns

Time Range:

Worst drawdowns since January 1997 - Chart and Data

Swipe left to see all data
Drawdown period
Recovery period
Total
Drawdown Start Bottom #Months End #Months #Months
-50.84% Nov 2007 Feb 2009 16 Mar 2012 37 53
-43.94% Sep 2000 Sep 2002 25 Mar 2006 42 67
-20.84% Jan 2020 Mar 2020 3 Jul 2020 4 7
-17.57% Jul 1998 Aug 1998 2 Nov 1998 3 5
-14.20% Oct 2018 Dec 2018 3 Apr 2019 4 7
-8.84% Jun 2015 Sep 2015 4 May 2016 8 12
-8.44% Apr 2000 May 2000 2 Aug 2000 3 5
-6.82% Apr 2012 May 2012 2 Aug 2012 3 5
-6.45% May 2019 May 2019 1 Jun 2019 1 2
-6.42% Jul 1999 Sep 1999 3 Nov 1999 2 5
-5.64% Feb 2018 Mar 2018 2 Jul 2018 4 6
-5.42% Sep 2020 Oct 2020 2 Nov 2020 1 3
-5.23% Jun 2007 Jul 2007 2 Oct 2007 3 5
-4.56% Feb 1997 Mar 1997 2 May 1997 2 4
-4.46% Sep 2021 Sep 2021 1 Oct 2021 1 2
-4.18% Jan 2000 Jan 2000 1 Mar 2000 2 3
-3.73% Feb 1999 Feb 1999 1 Mar 1999 1 2
-3.72% Aug 1997 Aug 1997 1 Sep 1997 1 2
-3.40% Oct 1997 Oct 1997 1 Dec 1997 2 3
-3.22% May 2006 May 2006 1 Sep 2006 4 5

Rolling Returns ( more details)

US Stocks Portfolio: annualized rolling and average returns

Swipe left to see all data
Return (*) Negative
Periods
Rolling Period Average Best Worst
1 Year
+12.21% +66.73%
Jul 1982 - Jun 1983
-43.33%
Mar 2008 - Feb 2009
20.88%
2 Years
+11.35% +39.52%
Mar 2009 - Feb 2011
-26.16%
Mar 2007 - Feb 2009
13.69%
3 Years
+11.31% +30.70%
Apr 1995 - Mar 1998
-16.22%
Apr 2000 - Mar 2003
12.39%
5 Years
+11.33% +27.25%
Aug 1982 - Jul 1987
-6.14%
Mar 2004 - Feb 2009
7.76%
7 Years
+11.31% +21.23%
Aug 1982 - Jul 1989
-2.98%
Mar 2002 - Feb 2009
1.16%
10 Years
+11.25% +18.89%
Oct 1990 - Sep 2000
-2.47%
Mar 1999 - Feb 2009
2.91%
15 Years
+11.02% +18.21%
Aug 1982 - Jul 1997
+4.37%
Sep 2000 - Aug 2015
0.00%
20 Years
+10.99% +17.30%
Apr 1980 - Mar 2000
+4.98%
Apr 2000 - Mar 2020
0.00%

* Annualized rolling and average returns over full calendar month periods

If you need a deeper detail about rolling returns, please refer to the US Stocks Portfolio: Rolling Returns page.

Seasonality

US Stocks Portfolio Seasonality: in which months is it better to invest?

In the table below, the average monthly return is represented.

Below each return, it's also mentioned the probability of obtaining a positive monthly result (Win %).

Both the Average Return and the Gain Frequency are useful to get an idea of what happened in the past.

Swipe left to see all data
Monthly Average Return (%) and Gain Frequency
Return (%) Jan Feb Mar Apr May Jun Jul Aug Sep Oct Nov Dec
Average
Win %
1.50
60%
0.62
62%
0.95
66%
1.81
72%
1.03
66%
0.77
60%
0.75
48%
0.45
60%
-0.57
52%
0.88
60%
1.91
74%
1.59
76%
Best
Year
14.1
1975
7.3
1998
8.3
2009
13.1
2020
8.8
1990
7.1
2019
7.8
1997
11.9
1982
9.5
2010
16.9
1974
11.8
2020
10.6
1991
Worst
Year
-8.0
2009
-10.5
2009
-13.9
2020
-5.2
2000
-7.9
2010
-8.1
2008
-8.3
2002
-15.7
1998
-11.1
1974
-22.3
1987
-12.1
1973
-9.2
2018
Statistics calculated for the period Jan 1972 - Dec 2021

For further information about the seasonality, check the Asset Class Seasonality page.

Monthly/Yearly Returns

US Stocks Portfolio monthly and yearly returns: how is the distribution of the returns recorded so far?

MONTHLY RETURNS HISTOGRAM
378 Positive Months (63%) - 222 Negative Months (37%)
Jan 1972 - Dec 2021
Swipe left to see all data
Yearly Return(%)
Monthly Return(%)
Year Total Infl.Adj Jan Feb Mar Apr May Jun Jul Aug Sep Oct Nov Dec
2021
+25.67 +17.31 -0.3 3.1 3.6 5.0 0.5 2.5 1.7 2.9 -4.5 6.7 -1.5 3.8
2020
+21.03 +19.47 -0.1 -8.0 -13.9 13.1 5.4 2.3 5.7 7.1 -3.5 -1.9 11.8 4.7
2019
+30.67 +27.78 8.5 3.6 1.4 3.9 -6.4 7.1 1.4 -2.1 1.8 2.1 3.8 2.8
2018
-5.21 -7.00 5.2 -3.8 -2.0 0.4 2.7 0.7 3.3 3.4 0.2 -7.4 2.0 -9.2
2017
+21.21 +18.72 1.9 3.7 0.1 1.1 1.0 0.9 1.9 0.1 2.4 2.2 3.0 1.2
2016
+12.83 +10.56 -5.7 0.0 7.1 0.7 1.7 0.3 4.0 0.2 0.2 -2.2 4.5 2.0
2015
+0.36 -0.28 -2.7 5.7 -1.2 0.6 1.3 -1.7 1.7 -6.1 -2.9 7.9 0.6 -2.1
2014
+12.54 +11.81 -3.2 4.9 0.5 0.1 2.1 2.6 -2.0 4.2 -2.1 2.7 2.5 0.0
2013
+33.45 +31.46 5.4 1.3 3.9 1.6 2.4 -1.4 5.7 -3.0 3.9 4.3 2.7 2.7
2012
+16.45 +14.44 5.1 4.2 3.1 -0.6 -6.2 4.1 0.9 2.7 2.5 -1.8 0.8 1.3
2011
+0.97 -2.03 2.0 3.7 0.4 2.9 -1.1 -1.8 -2.3 -6.1 -7.6 11.4 -0.4 1.0
2010
+17.42 +15.76 -3.6 3.4 6.4 2.2 -7.9 -5.8 7.0 -4.7 9.5 4.0 0.5 7.0
2009
+28.89 +25.36 -8.0 -10.5 8.3 11.0 5.5 0.4 7.7 3.7 4.1 -2.6 5.7 2.9
2008
-36.98 -36.96 -6.2 -2.5 -0.9 4.9 2.0 -8.1 -0.6 1.5 -9.2 -17.5 -8.0 1.8
2007
+5.37 +1.21 1.9 -1.6 1.1 4.0 3.7 -1.8 -3.5 1.5 3.8 1.8 -4.5 -0.7
2006
+15.69 +12.85 3.2 0.2 2.1 1.0 -3.2 0.1 -0.1 2.3 2.3 3.5 2.3 1.2
2005
+6.31 +2.87 -2.5 2.1 -1.9 -2.2 3.9 0.8 4.4 -1.1 0.8 -2.3 4.6 0.0
2004
+12.79 +9.14 2.6 1.4 -1.0 -2.2 1.5 2.0 -3.6 0.1 1.7 1.8 4.7 3.4
2003
+30.75 +28.14 -2.8 -1.5 0.8 8.6 5.8 1.6 2.3 2.4 -1.1 6.1 1.5 4.0
2002
-20.47 -22.40 -0.9 -1.8 3.7 -4.5 -1.4 -6.9 -8.3 0.8 -10.1 7.5 6.0 -5.1
2001
-10.97 -12.37 3.8 -9.4 -6.7 8.2 1.0 -1.6 -1.7 -6.0 -9.0 2.5 7.6 1.8
2000
-10.57 -13.55 -4.2 2.5 5.7 -5.2 -3.4 4.4 -2.0 7.3 -4.7 -2.0 -9.9 1.8
1999
+23.81 +20.59 3.6 -3.7 3.9 4.7 -2.0 5.2 -3.2 -0.9 -2.4 6.3 3.4 7.6
1998
+23.26 +21.31 0.4 7.3 5.1 1.1 -2.7 3.5 -2.3 -15.7 6.7 7.5 6.2 6.5
1997
+30.99 +28.81 5.5 -0.1 -4.5 4.5 7.1 4.4 7.8 -3.7 5.8 -3.4 3.3 1.7
1996
+20.96 +17.01 2.7 1.6 1.1 2.4 2.7 -0.8 -5.4 3.1 5.4 1.4 6.8 -1.3
1995
+35.79 +32.43 2.2 4.0 2.7 2.5 3.5 3.0 4.0 1.1 3.6 -1.2 4.2 1.5
1994
-0.17 -2.70 3.1 -2.2 -4.4 0.9 1.0 -2.7 3.1 4.4 -1.8 1.6 -3.7 1.2
1993
+10.62 +7.60 1.0 0.5 2.5 -2.8 3.0 0.5 -0.3 3.9 0.0 1.6 -1.6 1.9
1992
+9.11 +5.96 0.0 1.3 -2.4 1.4 0.5 -1.8 3.9 -2.1 1.1 1.2 4.2 1.8
1991
+32.39 +28.56 5.0 6.9 2.9 0.4 4.0 -4.5 4.8 2.7 -1.2 1.7 -3.8 10.6
1990
-6.08 -11.61 -7.0 1.6 2.5 -2.8 8.8 -0.5 -1.1 -9.0 -5.2 -1.2 6.4 3.0
1989
+28.12 +22.44 6.6 -1.8 2.1 4.8 3.9 -0.2 7.6 2.3 -0.2 -2.8 1.6 1.8
1988
+17.32 +12.36 4.4 5.2 -1.4 1.1 -0.1 4.9 -0.6 -2.8 3.7 1.6 -1.6 2.0
1987
+2.61 -1.65 12.9 4.8 2.3 -1.5 0.5 4.2 4.6 3.8 -2.1 -22.3 -7.2 7.3
1986
+14.57 +13.23 0.8 7.1 5.8 -0.8 4.9 1.3 -5.9 6.4 -7.9 4.7 1.4 -2.9
1985
+31.27 +26.48 9.1 1.8 -0.4 -0.2 5.5 1.7 0.0 -0.7 -4.1 4.4 6.8 4.2
1984
+2.19 -1.79 -1.4 -4.0 1.2 0.3 -5.3 2.3 -2.1 11.1 0.0 0.0 -1.3 2.3
1983
+22.66 +18.18 4.1 3.0 3.5 7.4 1.3 3.8 -3.2 0.3 1.7 -2.8 3.0 -1.0
1982
+20.50 +16.06 -2.7 -5.1 -1.0 4.4 -2.8 -2.4 -2.0 11.9 1.7 11.8 5.1 1.5
1981
-4.15 -11.99 -4.1 1.6 4.6 -1.2 1.3 -1.0 -0.3 -5.6 -6.4 5.9 4.6 -2.8
1980
+33.15 +18.51 6.5 0.2 -12.0 5.2 6.0 3.7 6.9 2.3 2.9 2.1 10.6 -3.5
1979
+24.25 +9.71 4.9 -2.7 6.6 0.8 -1.4 4.6 1.5 6.5 0.2 -7.2 6.4 2.8
1978
+8.45 -0.49 -5.6 -1.0 3.4 8.3 2.3 -1.1 5.7 4.2 -0.7 -11.0 3.5 1.7
1977
-3.36 -9.41 -3.7 -1.6 -0.9 0.5 -1.1 5.2 -1.3 -1.4 0.1 -4.0 4.5 0.8
1976
+26.47 +20.41 12.6 0.6 2.7 -1.0 -0.9 4.5 -0.7 -0.2 2.5 -2.1 0.4 6.1
1975
+37.82 +28.65 14.1 5.9 3.1 4.8 5.6 5.2 -6.1 -2.3 -3.8 5.7 3.1 -1.1
1974
-27.81 -35.60 0.2 0.3 -2.3 -4.6 -4.1 -2.2 -7.1 -8.7 -11.1 16.9 -4.1 -2.7
1973
-18.18 -24.90 -2.7 -4.4 -0.7 -5.1 -2.3 -0.8 5.7 -2.9 5.3 0.0 -12.1 1.3
1972
+17.62 +13.75 2.8 3.2 0.9 0.6 1.7 -2.1 -0.4 3.6 -0.7 0.9 5.0 1.1

* Note:
Portofolio Returns, up to December 2001, are simulated. They have been calculated using the historical series of equivalent ETFs / Assets, instead of the actual ETFs of the portfolio.

In particular, it has been used:

  • VTI - Vanguard Total Stock Market: simulated historical serie, up to December 2001
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