Data Source: from January 1995 to September 2021
Last Update: 30 September 2021
The Tim Maurer Simple Money Portfolio is exposed for 60% on the Stock Market.
It's a High Risk portfolio and it can be replicated with 7 ETFs.
In the last 10 years, the portfolio obtained a 8.13% compound annual return, with a 8.16% standard deviation.
In the last 25 years, a 7.6% compound annual return, with a 9.00% standard deviation.
In 2020, the portfolio granted a 1.57% dividend yield. If you are interested in getting periodic income, please refer to the Tim Maurer Simple Money Portfolio: Dividend Yield page.
Asset Allocation and ETFs
The Tim Maurer Simple Money Portfolio has the following asset allocation:
The Tim Maurer Simple Money Portfolio can be replicated with the following ETFs:
| Weight | Ticker | ETF Name | Investment Themes | |
|---|---|---|---|---|
| 15.00 % | SCZ | iShares MSCI EAFE Small-Cap | Equity, EAFE, Small Cap | |
| 15.00 % | EFV | iShares MSCI EAFE Value | Equity, EAFE, Large Cap, Value | |
| 7.50 % | IJR | iShares Core S&P Small-Cap | Equity, U.S., Small Cap | |
| 7.50 % | IJS | iShares S&P Small-Cap 600 Value | Equity, U.S., Small Cap, Value | |
| 7.50 % | VTV | Vanguard Value | Equity, U.S., Large Cap, Value | |
| 7.50 % | VV | Vanguard Large-Cap | Equity, U.S., Large Cap | |
| 40.00 % | IEI | iShares 3-7 Year Treasury Bond | Bond, U.S., Intermediate-Term |
Portfolio and ETF Returns
The Tim Maurer Simple Money Portfolio guaranteed the following returns.
| 1M | 3M | 6M | 1Y | 3Y(*) | 5Y(*) | 10Y(*) | 20Y(*) | 25Y(*) | |
|---|---|---|---|---|---|---|---|---|---|
| Tim Maurer Simple Money Portfolio | -2.28 | -0.91 | +2.28 | +19.72 | +7.15 | +7.60 | +8.13 | +7.89 | +7.60 |
| Components | |||||||||
|
SCZ iShares MSCI EAFE Small-Cap |
-4.06 | +0.34 | +4.54 | +28.27 | +8.85 | +10.05 | +10.75 | +11.08 | +8.08 |
|
EFV iShares MSCI EAFE Value |
-2.14 | -1.76 | +1.40 | +29.84 | +2.80 | +5.65 | +5.92 | +6.26 | +5.25 |
|
IJR iShares Core S&P Small-Cap |
-2.39 | -2.92 | +1.29 | +57.36 | +9.37 | +13.54 | +15.66 | +11.40 | +10.36 |
|
IJS iShares S&P Small-Cap 600 Value |
-1.46 | -4.03 | +0.66 | +66.24 | +8.16 | +11.74 | +14.78 | +10.60 | +10.64 |
|
VTV Vanguard Value |
-3.94 | -0.95 | +4.14 | +32.59 | +9.86 | +12.14 | +14.05 | +8.41 | +8.67 |
|
VV Vanguard Large-Cap |
-4.71 | +0.39 | +9.10 | +30.17 | +16.63 | +17.28 | +16.75 | +9.70 | +9.80 |
|
IEI iShares 3-7 Year Treasury Bond |
-0.82 | -0.10 | +0.57 | -1.82 | +4.52 | +2.09 | +2.02 | +3.87 | +4.74 |
- a rebalancing of the components at the beginning of each year (i.e. at every January 1st)
- the reinvestment of dividends
If you are interested in getting periodic income, please refer to the Tim Maurer Simple Money Portfolio: Dividend Yield page.
Historical Returns
Tim Maurer Simple Money Portfolio - Historical returns and stats.
| Period | Returns Sep 2021 |
Standard Deviation * |
Max Drawdown |
Months Pos - Neg |
|---|---|---|---|---|
|
1M
|
-2.28%
|
-2.28%
Sep 2021 - Sep 2021
|
0 - 1 | |
|
3M
|
-0.91%
|
-2.28%
Sep 2021 - Sep 2021
|
2 - 1 | |
|
6M
|
+2.28%
|
-2.28%
Sep 2021 - Sep 2021
|
4 - 2 | |
|
YTD
|
+7.96%
|
-2.28%
Sep 2021 - Sep 2021
|
7 - 2 | |
|
1Y
|
+19.72%
|
9.07%
|
-2.28%
Sep 2021 - Sep 2021
|
9 - 3 |
|
3Y
|
+7.15%
annualized
|
11.22%
|
-14.56%
Jan 2020 - Mar 2020
|
24 - 12 |
|
5Y
|
+7.60%
annualized
|
9.03%
|
-14.56%
Jan 2020 - Mar 2020
|
42 - 18 |
|
10Y
|
+8.13%
annualized
|
8.16%
|
-14.56%
Jan 2020 - Mar 2020
|
81 - 39 |
|
20Y
|
+7.89%
annualized
|
9.07%
|
-32.39%
Nov 2007 - Feb 2009
|
159 - 81 |
|
25Y
|
+7.60%
annualized
|
9.00%
|
-32.39%
Nov 2007 - Feb 2009
|
195 - 105 |
|
MAX
01 Jan 1995
|
+8.00%
annualized
|
8.79%
|
-32.39%
Nov 2007 - Feb 2009
|
212 - 109 |
Best Classic Portfolios, with High Risk, ordered by 25 Years annualized return.
25 Years Stats |
% Allocation |
||||||
|---|---|---|---|---|---|---|---|
| Portfolio | Return▾ | Drawdown | Stocks | Bonds | Comm. | ||
| Yale Endowment David Swensen |
+8.94% | -39.46% | 70 | 30 | 0 | Compare | |
| Simple Path to Wealth JL Collins |
+8.92% | -38.54% | 75 | 25 | 0 | Compare | |
| Talmud Portfolio Roger Gibson |
+8.85% | -40.18% | 66.67 | 33.33 | 0 | Compare | |
| Late Sixties and Beyond Burton Malkiel |
+8.64% | -41.80% | 71 | 29 | 0 | Compare | |
| Lazy Portfolio David Swensen |
+8.43% | -40.88% | 70 | 30 | 0 | Compare | |
Capital Growth
Drawdowns
Rolling Returns ( more details)
Tim Maurer Simple Money Portfolio: annualized rolling and average returns
| Return (*) | Negative Periods |
|||
|---|---|---|---|---|
| Rolling Period | Average | Best | Worst | |
| 1 Year |
+8.23% |
+39.58% Apr 2003 - Mar 2004 |
-27.21% Mar 2008 - Feb 2009 |
18.71% |
| 2 Years |
+7.67% |
+25.94% Mar 2009 - Feb 2011 |
-14.86% Mar 2007 - Feb 2009 |
9.73% |
| 3 Years |
+7.49% |
+20.80% Apr 2003 - Mar 2006 |
-6.40% Mar 2006 - Feb 2009 |
4.90% |
| 5 Years |
+7.46% |
+15.84% Nov 2002 - Oct 2007 |
+0.60% Mar 2004 - Feb 2009 |
0.00% |
| 7 Years |
+7.46% |
+11.52% Jun 2000 - May 2007 |
+3.92% Apr 2013 - Mar 2020 |
0.00% |
| 10 Years |
+7.59% |
+10.54% May 1997 - Apr 2007 |
+4.98% Jun 2007 - May 2017 |
0.00% |
| 15 Years |
+7.44% |
+8.99% Feb 2003 - Jan 2018 |
+5.28% Apr 2005 - Mar 2020 |
0.00% |
| 20 Years |
+7.43% |
+8.50% Mar 1995 - Feb 2015 |
+6.30% Apr 2000 - Mar 2020 |
0.00% |
* Annualized rolling and average returns over full calendar month periods
If you need a deeper detail about rolling returns, please refer to the Tim Maurer Simple Money Portfolio: Rolling Returns page.
Seasonality and Yearly/Monthly Returns
Tim Maurer Simple Money Portfolio Seasonality: in which months is it better to invest?
In the table below, the average monthly return is represented.
Below each return, it's also mentioned the probability of obtaining a positive monthly result (Win %).
Both the Average Return and the Gain Frequency are useful to get an idea of what happened in the past.
| Monthly Average Return (%) and Gain Frequency | ||||||||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Return (%) | Jan | Feb | Mar | Apr | May | Jun | Jul | Aug | Sep | Oct | Nov | Dec |
| Average Win % |
0.29 59% |
0.38 67% |
0.83 67% |
1.73 85% |
0.46 67% |
0.48 48% |
0.58 63% |
0.09 63% |
0.23 59% |
0.50 62% |
1.27 77% |
1.30 77% |
| Best Year |
5.2 2019 |
4.6 1998 |
5.4 2009 |
7.7 2009 |
6.1 2003 |
4.0 2019 |
5.9 2009 |
3.6 2009 |
6.0 2010 |
5.8 2011 |
8.4 2020 |
4.5 2010 |
| Worst Year |
-7.9 2009 |
-6.7 2009 |
-9.3 2020 |
-3.2 2004 |
-5.4 2010 |
-4.7 2008 |
-4.8 2002 |
-7.5 1998 |
-5.8 2001 |
-9.8 2008 |
-2.4 2007 |
-4.3 2018 |
For further information about the seasonality, check the Asset Class Seasonality page.
Monthly Returns of Tim Maurer Simple Money Portfolio
| Months | |||||||||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Year | Return | Jan | Feb | Mar | Apr | May | Jun | Jul | Aug | Sep | Oct | Nov | Dec |
| 2021 |
+7.96% | 0.6 | 2.8 | 2.1 | 2.0 | 1.8 | -0.6 | 0.3 | 1.2 | -2.3 | |||
| 2020 |
+6.87% | -1.4 | -4.5 | -9.3 | 5.0 | 2.8 | 1.3 | 1.7 | 3.1 | -1.6 | -1.1 | 8.4 | 3.5 |
| 2019 |
+16.14% | 5.2 | 1.6 | 0.2 | 2.1 | -3.7 | 4.0 | -0.3 | -1.1 | 2.0 | 1.9 | 1.3 | 2.0 |
| 2018 |
-6.64% | 2.2 | -2.8 | -0.1 | 0.4 | 0.7 | -0.3 | 1.6 | 0.6 | -0.5 | -5.0 | 1.0 | -4.3 |
| 2017 |
+13.36% | 1.2 | 1.3 | 0.8 | 1.4 | 0.8 | 0.7 | 1.6 | -0.1 | 2.2 | 0.8 | 1.2 | 0.8 |
| 2016 |
+8.15% | -2.8 | -0.3 | 4.6 | 1.0 | 0.4 | -0.3 | 2.6 | 0.3 | 0.8 | -1.5 | 1.5 | 1.8 |
| 2015 |
+0.47% | -0.2 | 3.1 | -0.2 | 1.1 | 0.6 | -1.2 | 0.6 | -3.5 | -1.7 | 3.5 | 0.1 | -1.5 |
| 2014 |
+2.33% | -1.7 | 3.2 | -0.1 | 0.2 | 1.0 | 1.3 | -2.0 | 1.6 | -2.7 | 1.6 | 0.4 | -0.4 |
| 2013 |
+17.81% | 2.9 | 0.5 | 1.7 | 2.0 | -0.6 | -1.6 | 4.0 | -1.7 | 4.6 | 2.6 | 1.4 | 1.0 |
| 2012 |
+11.70% | 4.0 | 2.3 | 0.8 | -0.6 | -5.3 | 3.2 | 0.1 | 2.2 | 1.9 | -0.3 | 1.0 | 2.1 |
| 2011 |
-0.69% | 1.3 | 2.0 | -0.3 | 3.2 | -0.7 | -1.0 | -0.8 | -3.9 | -5.3 | 5.8 | -0.5 | 0.1 |
| 2010 |
+12.55% | -1.3 | 1.1 | 3.8 | 1.3 | -5.4 | -1.7 | 5.6 | -2.4 | 6.0 | 2.6 | -1.4 | 4.5 |
| 2009 |
+17.16% | -7.9 | -6.7 | 5.4 | 7.7 | 5.1 | 0.0 | 5.9 | 3.6 | 2.9 | -2.3 | 2.8 | 0.8 |
| 2008 |
-18.42% | -3.1 | -0.6 | 0.8 | 1.2 | 0.5 | -4.7 | -0.8 | 0.4 | -4.9 | -9.8 | -1.9 | 3.6 |
| 2007 |
+5.07% | 0.9 | 0.7 | 1.4 | 2.2 | 1.4 | -0.8 | -1.2 | 0.4 | 1.7 | 2.0 | -2.4 | -1.1 |
| 2006 |
+15.49% | 3.5 | 0.2 | 1.9 | 1.6 | -2.5 | -0.1 | 0.4 | 2.1 | 1.1 | 2.9 | 2.4 | 1.2 |
| 2005 |
+8.71% | -0.3 | 1.8 | -1.3 | -1.1 | 1.6 | 1.5 | 2.0 | 1.4 | 0.6 | -1.8 | 2.1 | 2.1 |
| 2004 |
+16.23% | 2.3 | 2.0 | 1.4 | -3.2 | 0.2 | 2.7 | -1.9 | 1.3 | 1.9 | 1.9 | 4.0 | 2.8 |
| 2003 |
+28.83% | -1.6 | -0.4 | -0.5 | 5.7 | 6.1 | 1.9 | 0.9 | 2.5 | 2.1 | 4.0 | 1.3 | 4.0 |
| 2002 |
-0.10% | -0.3 | 0.9 | 2.6 | 1.9 | 1.3 | -1.7 | -4.8 | 1.1 | -3.8 | 1.2 | 2.0 | -0.1 |
| 2001 |
-0.39% | 2.5 | -1.8 | -2.9 | 3.5 | 0.6 | -0.4 | 0.2 | -0.1 | -5.8 | 2.4 | 1.4 | 0.5 |
| 2000 |
+6.34% | -2.7 | 0.7 | 3.3 | -2.1 | -0.2 | 3.9 | -0.9 | 3.0 | -1.2 | -0.6 | -1.2 | 4.4 |
| 1999 |
+8.40% | 0.1 | -3.4 | 2.7 | 4.8 | -1.4 | 3.3 | 0.1 | -0.6 | -0.3 | 0.4 | 0.3 | 2.4 |
| 1998 |
+10.11% | 2.4 | 4.6 | 2.5 | 0.2 | -0.6 | 0.1 | -1.6 | -7.5 | 2.0 | 3.7 | 2.7 | 1.8 |
| 1997 |
+8.93% | 0.3 | 0.3 | -1.7 | 1.1 | 4.8 | 2.8 | 2.9 | -2.5 | 3.0 | -1.9 | -0.8 | 0.5 |
| 1996 |
+8.40% | 1.2 | -0.1 | 0.6 | 1.9 | 0.7 | -0.1 | -2.8 | 1.1 | 2.3 | 1.0 | 3.6 | -1.1 |
| 1995 |
+20.10% | 0.4 | 2.0 | 2.5 | 2.1 | 2.5 | 0.8 | 2.5 | 0.2 | 1.2 | -0.8 | 2.7 | 2.6 |
* Note: Portofolio Returns, up to December 2007, are simulated. They have been calculated using the historical series of equivalent ETFs / Assets, instead of the actual ETFs of the portfolio.
In particular, it has been used:
- SCZ - iShares MSCI EAFE Small-Cap: simulated historical serie, up to December 2007
- EFV - iShares MSCI EAFE Value: simulated historical serie, up to December 2005
- IJR - iShares Core S&P Small-Cap: simulated historical serie, up to December 2000
- IJS - iShares S&P Small-Cap 600 Value: simulated historical serie, up to December 2000
- VTV - Vanguard Value: simulated historical serie, up to December 2004
- VV - Vanguard Large-Cap: simulated historical serie, up to December 2004
- IEI - iShares 3-7 Year Treasury Bond: simulated historical serie, up to December 2007