Data Source: from January 1995 to September 2021

Last Update: 30 September 2021

The Tim Maurer Simple Money Portfolio is exposed for 60% on the Stock Market.

It's a High Risk portfolio and it can be replicated with 7 ETFs.

In the last 10 years, the portfolio obtained a 8.13% compound annual return, with a 8.16% standard deviation.

In the last 25 years, a 7.6% compound annual return, with a 9.00% standard deviation.

In 2020, the portfolio granted a 1.57% dividend yield. If you are interested in getting periodic income, please refer to the Tim Maurer Simple Money Portfolio: Dividend Yield page.

Asset Allocation and ETFs

The Tim Maurer Simple Money Portfolio has the following asset allocation:

60% Stocks
40% Fixed Income
0% Commodities

The Tim Maurer Simple Money Portfolio can be replicated with the following ETFs:

Weight Ticker ETF Name Investment Themes
15.00 % SCZ iShares MSCI EAFE Small-Cap Equity, EAFE, Small Cap
15.00 % EFV iShares MSCI EAFE Value Equity, EAFE, Large Cap, Value
7.50 % IJR iShares Core S&P Small-Cap Equity, U.S., Small Cap
7.50 % IJS iShares S&P Small-Cap 600 Value Equity, U.S., Small Cap, Value
7.50 % VTV Vanguard Value Equity, U.S., Large Cap, Value
7.50 % VV Vanguard Large-Cap Equity, U.S., Large Cap
40.00 % IEI iShares 3-7 Year Treasury Bond Bond, U.S., Intermediate-Term
Most of Lazy Portfolios are made of common components (asset classes), very simple and well defined. For a more complete view, find out the most common ETFs you can use to build your portfolio.

Portfolio and ETF Returns

The Tim Maurer Simple Money Portfolio guaranteed the following returns.

TIM MAURER SIMPLE MONEY PORTFOLIO RETURNS (%)
Last Update: 30 September 2021
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1M 3M 6M 1Y 3Y(*) 5Y(*) 10Y(*) 20Y(*) 25Y(*)
Tim Maurer Simple Money Portfolio -2.28 -0.91 +2.28 +19.72 +7.15 +7.60 +8.13 +7.89 +7.60
Components
SCZ
iShares MSCI EAFE Small-Cap
-4.06 +0.34 +4.54 +28.27 +8.85 +10.05 +10.75 +11.08 +8.08
EFV
iShares MSCI EAFE Value
-2.14 -1.76 +1.40 +29.84 +2.80 +5.65 +5.92 +6.26 +5.25
IJR
iShares Core S&P Small-Cap
-2.39 -2.92 +1.29 +57.36 +9.37 +13.54 +15.66 +11.40 +10.36
IJS
iShares S&P Small-Cap 600 Value
-1.46 -4.03 +0.66 +66.24 +8.16 +11.74 +14.78 +10.60 +10.64
VTV
Vanguard Value
-3.94 -0.95 +4.14 +32.59 +9.86 +12.14 +14.05 +8.41 +8.67
VV
Vanguard Large-Cap
-4.71 +0.39 +9.10 +30.17 +16.63 +17.28 +16.75 +9.70 +9.80
IEI
iShares 3-7 Year Treasury Bond
-0.82 -0.10 +0.57 -1.82 +4.52 +2.09 +2.02 +3.87 +4.74
(*) annualized
Portfolio returns are calculated assuming:
  • a rebalancing of the components at the beginning of each year (i.e. at every January 1st)
  • the reinvestment of dividends

If you are interested in getting periodic income, please refer to the Tim Maurer Simple Money Portfolio: Dividend Yield page.

Historical Returns

Tim Maurer Simple Money Portfolio - Historical returns and stats.

TIM MAURER SIMPLE MONEY PORTFOLIO
Last Update: 30 September 2021
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Period Returns
Sep 2021
Standard
Deviation *
Max
Drawdown
Months
Pos - Neg
1M
-2.28%
-2.28%
Sep 2021 - Sep 2021
0 - 1
3M
-0.91%
-2.28%
Sep 2021 - Sep 2021
2 - 1
6M
+2.28%
-2.28%
Sep 2021 - Sep 2021
4 - 2
YTD
+7.96%
-2.28%
Sep 2021 - Sep 2021
7 - 2
1Y
+19.72%
9.07%
-2.28%
Sep 2021 - Sep 2021
9 - 3
3Y
+7.15%
annualized
11.22%
-14.56%
Jan 2020 - Mar 2020
24 - 12
5Y
+7.60%
annualized
9.03%
-14.56%
Jan 2020 - Mar 2020
42 - 18
10Y
+8.13%
annualized
8.16%
-14.56%
Jan 2020 - Mar 2020
81 - 39
20Y
+7.89%
annualized
9.07%
-32.39%
Nov 2007 - Feb 2009
159 - 81
25Y
+7.60%
annualized
9.00%
-32.39%
Nov 2007 - Feb 2009
195 - 105
MAX
01 Jan 1995
+8.00%
annualized
8.79%
-32.39%
Nov 2007 - Feb 2009
212 - 109
* Annualized St.Dev. of monthly returns

Best Classic Portfolios, with High Risk, ordered by 25 Years annualized return.

25 Years Stats
% Allocation
Portfolio Return Drawdown Stocks Bonds Comm.
Yale Endowment
David Swensen
+8.94% -39.46% 70 30 0 Compare
Simple Path to Wealth
JL Collins
+8.92% -38.54% 75 25 0 Compare
Talmud Portfolio
Roger Gibson
+8.85% -40.18% 66.67 33.33 0 Compare
Late Sixties and Beyond
Burton Malkiel
+8.64% -41.80% 71 29 0 Compare
Lazy Portfolio
David Swensen
+8.43% -40.88% 70 30 0 Compare

See all portfolios

Capital Growth

Time Range:

Drawdowns

Time Range:

Rolling Returns ( more details)

Tim Maurer Simple Money Portfolio: annualized rolling and average returns

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Return (*) Negative
Periods
Rolling Period Average Best Worst
1 Year
+8.23% +39.58%
Apr 2003 - Mar 2004
-27.21%
Mar 2008 - Feb 2009
18.71%
2 Years
+7.67% +25.94%
Mar 2009 - Feb 2011
-14.86%
Mar 2007 - Feb 2009
9.73%
3 Years
+7.49% +20.80%
Apr 2003 - Mar 2006
-6.40%
Mar 2006 - Feb 2009
4.90%
5 Years
+7.46% +15.84%
Nov 2002 - Oct 2007
+0.60%
Mar 2004 - Feb 2009
0.00%
7 Years
+7.46% +11.52%
Jun 2000 - May 2007
+3.92%
Apr 2013 - Mar 2020
0.00%
10 Years
+7.59% +10.54%
May 1997 - Apr 2007
+4.98%
Jun 2007 - May 2017
0.00%
15 Years
+7.44% +8.99%
Feb 2003 - Jan 2018
+5.28%
Apr 2005 - Mar 2020
0.00%
20 Years
+7.43% +8.50%
Mar 1995 - Feb 2015
+6.30%
Apr 2000 - Mar 2020
0.00%

* Annualized rolling and average returns over full calendar month periods

If you need a deeper detail about rolling returns, please refer to the Tim Maurer Simple Money Portfolio: Rolling Returns page.

Seasonality and Yearly/Monthly Returns

Tim Maurer Simple Money Portfolio Seasonality: in which months is it better to invest?

In the table below, the average monthly return is represented.

Below each return, it's also mentioned the probability of obtaining a positive monthly result (Win %).

Both the Average Return and the Gain Frequency are useful to get an idea of what happened in the past.

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Monthly Average Return (%) and Gain Frequency
Return (%) Jan Feb Mar Apr May Jun Jul Aug Sep Oct Nov Dec
Average
Win %
0.29
59%
0.38
67%
0.83
67%
1.73
85%
0.46
67%
0.48
48%
0.58
63%
0.09
63%
0.23
59%
0.50
62%
1.27
77%
1.30
77%
Best
Year
5.2
2019
4.6
1998
5.4
2009
7.7
2009
6.1
2003
4.0
2019
5.9
2009
3.6
2009
6.0
2010
5.8
2011
8.4
2020
4.5
2010
Worst
Year
-7.9
2009
-6.7
2009
-9.3
2020
-3.2
2004
-5.4
2010
-4.7
2008
-4.8
2002
-7.5
1998
-5.8
2001
-9.8
2008
-2.4
2007
-4.3
2018
Statistics calculated for the period Jan 1995 - Sep 2021

For further information about the seasonality, check the Asset Class Seasonality page.

Monthly Returns of Tim Maurer Simple Money Portfolio

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Months
Year Return Jan Feb Mar Apr May Jun Jul Aug Sep Oct Nov Dec
2021
+7.96% 0.6 2.8 2.1 2.0 1.8 -0.6 0.3 1.2 -2.3
2020
+6.87% -1.4 -4.5 -9.3 5.0 2.8 1.3 1.7 3.1 -1.6 -1.1 8.4 3.5
2019
+16.14% 5.2 1.6 0.2 2.1 -3.7 4.0 -0.3 -1.1 2.0 1.9 1.3 2.0
2018
-6.64% 2.2 -2.8 -0.1 0.4 0.7 -0.3 1.6 0.6 -0.5 -5.0 1.0 -4.3
2017
+13.36% 1.2 1.3 0.8 1.4 0.8 0.7 1.6 -0.1 2.2 0.8 1.2 0.8
2016
+8.15% -2.8 -0.3 4.6 1.0 0.4 -0.3 2.6 0.3 0.8 -1.5 1.5 1.8
2015
+0.47% -0.2 3.1 -0.2 1.1 0.6 -1.2 0.6 -3.5 -1.7 3.5 0.1 -1.5
2014
+2.33% -1.7 3.2 -0.1 0.2 1.0 1.3 -2.0 1.6 -2.7 1.6 0.4 -0.4
2013
+17.81% 2.9 0.5 1.7 2.0 -0.6 -1.6 4.0 -1.7 4.6 2.6 1.4 1.0
2012
+11.70% 4.0 2.3 0.8 -0.6 -5.3 3.2 0.1 2.2 1.9 -0.3 1.0 2.1
2011
-0.69% 1.3 2.0 -0.3 3.2 -0.7 -1.0 -0.8 -3.9 -5.3 5.8 -0.5 0.1
2010
+12.55% -1.3 1.1 3.8 1.3 -5.4 -1.7 5.6 -2.4 6.0 2.6 -1.4 4.5
2009
+17.16% -7.9 -6.7 5.4 7.7 5.1 0.0 5.9 3.6 2.9 -2.3 2.8 0.8
2008
-18.42% -3.1 -0.6 0.8 1.2 0.5 -4.7 -0.8 0.4 -4.9 -9.8 -1.9 3.6
2007
+5.07% 0.9 0.7 1.4 2.2 1.4 -0.8 -1.2 0.4 1.7 2.0 -2.4 -1.1
2006
+15.49% 3.5 0.2 1.9 1.6 -2.5 -0.1 0.4 2.1 1.1 2.9 2.4 1.2
2005
+8.71% -0.3 1.8 -1.3 -1.1 1.6 1.5 2.0 1.4 0.6 -1.8 2.1 2.1
2004
+16.23% 2.3 2.0 1.4 -3.2 0.2 2.7 -1.9 1.3 1.9 1.9 4.0 2.8
2003
+28.83% -1.6 -0.4 -0.5 5.7 6.1 1.9 0.9 2.5 2.1 4.0 1.3 4.0
2002
-0.10% -0.3 0.9 2.6 1.9 1.3 -1.7 -4.8 1.1 -3.8 1.2 2.0 -0.1
2001
-0.39% 2.5 -1.8 -2.9 3.5 0.6 -0.4 0.2 -0.1 -5.8 2.4 1.4 0.5
2000
+6.34% -2.7 0.7 3.3 -2.1 -0.2 3.9 -0.9 3.0 -1.2 -0.6 -1.2 4.4
1999
+8.40% 0.1 -3.4 2.7 4.8 -1.4 3.3 0.1 -0.6 -0.3 0.4 0.3 2.4
1998
+10.11% 2.4 4.6 2.5 0.2 -0.6 0.1 -1.6 -7.5 2.0 3.7 2.7 1.8
1997
+8.93% 0.3 0.3 -1.7 1.1 4.8 2.8 2.9 -2.5 3.0 -1.9 -0.8 0.5
1996
+8.40% 1.2 -0.1 0.6 1.9 0.7 -0.1 -2.8 1.1 2.3 1.0 3.6 -1.1
1995
+20.10% 0.4 2.0 2.5 2.1 2.5 0.8 2.5 0.2 1.2 -0.8 2.7 2.6

* Note:
Portofolio Returns, up to December 2007, are simulated. They have been calculated using the historical series of equivalent ETFs / Assets, instead of the actual ETFs of the portfolio.

In particular, it has been used:

  • SCZ - iShares MSCI EAFE Small-Cap: simulated historical serie, up to December 2007
  • EFV - iShares MSCI EAFE Value: simulated historical serie, up to December 2005
  • IJR - iShares Core S&P Small-Cap: simulated historical serie, up to December 2000
  • IJS - iShares S&P Small-Cap 600 Value: simulated historical serie, up to December 2000
  • VTV - Vanguard Value: simulated historical serie, up to December 2004
  • VV - Vanguard Large-Cap: simulated historical serie, up to December 2004
  • IEI - iShares 3-7 Year Treasury Bond: simulated historical serie, up to December 2007
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