Last Update: 31 December 2020
The Tim Maurer Simple Money Portfolio is exposed for 60% on the Stock Market.
It's a High Risk portfolio and it can be replicated with 7 ETFs.
In the last 10 years, the portfolio obtained a 6.68% compound annual return, with a 8.46% standard deviation.
In 2020, the portfolio granted a 1.57% dividend yield. If you are interested in getting periodic income, please refer to the Tim Maurer Simple Money Portfolio: Dividend Yield page.
Asset Allocation and ETFs
The Tim Maurer Simple Money Portfolio has the following asset allocation:
The Tim Maurer Simple Money Portfolio can be replicated with the following ETFs:
Weight | Ticker | ETF Name | Investment Themes | |
---|---|---|---|---|
15.00 % | SCZ | iShares MSCI EAFE Small-Cap | Equity, EAFE, Small Cap | |
15.00 % | EFV | iShares MSCI EAFE Value | Equity, EAFE, Large Cap, Value | |
7.50 % | IJS | iShares S&P Small-Cap 600 Value | Equity, U.S., Small Cap, Value | |
7.50 % | IJR | iShares Core S&P Small-Cap | Equity, U.S., Small Cap | |
7.50 % | VTV | Vanguard Value | Equity, U.S., Large Cap, Value | |
7.50 % | VV | Vanguard Large-Cap | Equity, U.S., Large Cap | |
40.00 % | IEI | iShares 3-7 Year Treasury Bond | Bond, U.S., Intermediate-Term |
Portfolio and ETF Returns
The Tim Maurer Simple Money Portfolio guaranteed the following returns.
1M | 3M | 6M | 1Y | 3Y(*) | 5Y(*) | 10Y(*) | |
---|---|---|---|---|---|---|---|
Tim Maurer Simple Money Portfolio | +3.45 | +10.89 | +14.34 | +6.87 | +5.04 | +7.27 | +6.68 |
Components | |||||||
SCZ - iShares MSCI EAFE Small-Cap | +7.06 | +16.74 | +28.43 | +11.69 | +4.67 | +9.33 | +7.80 |
EFV - iShares MSCI EAFE Value | +4.49 | +18.57 | +19.70 | -2.97 | -1.40 | +4.08 | +3.11 |
IJS - iShares S&P Small-Cap 600 Value | +7.50 | +32.84 | +35.75 | +2.63 | +3.55 | +10.17 | +10.17 |
IJR - iShares Core S&P Small-Cap | +8.24 | +31.22 | +35.53 | +11.28 | +7.74 | +12.37 | +11.89 |
VTV - Vanguard Value | +3.51 | +14.59 | +21.09 | +2.26 | +6.71 | +10.76 | +11.22 |
VV - Vanguard Large-Cap | +4.10 | +12.78 | +23.87 | +20.99 | +14.91 | +15.66 | +14.00 |
IEI - iShares 3-7 Year Treasury Bond | +0.11 | -0.18 | +0.01 | +6.95 | +4.64 | +3.26 | +2.92 |
- a rebalancing of the components at the beginning of each year (i.e. at every January 1st)
- the reinvestment of dividends
If you are interested in getting periodic income, please refer to the Tim Maurer Simple Money Portfolio: Dividend Yield page.
Historical Returns
Tim Maurer Simple Money Portfolio - Historical returns and stats.
Period | Returns Dec 2020 |
Standard Deviation * |
Max Drawdown |
Months Pos - Neg |
---|---|---|---|---|
1M
|
+3.45%
|
0.00%
|
1 - 0 | |
3M
|
+10.89%
|
-1.13%
Oct 2020 - Oct 2020
|
2 - 1 | |
6M
|
+14.34%
|
-2.73%
Sep 2020 - Oct 2020
|
4 - 2 | |
YTD
|
+6.87%
|
15.38%
|
-14.56%
Jan 2020 - Mar 2020
|
7 - 5 |
1Y
|
+6.87%
|
15.38%
|
-14.56%
Jan 2020 - Mar 2020
|
7 - 5 |
3Y
|
+5.04%
annualized
|
11.16%
|
-14.56%
Jan 2020 - Mar 2020
|
22 - 14 |
5Y
|
+7.27%
annualized
|
9.17%
|
-14.56%
Jan 2020 - Mar 2020
|
41 - 19 |
10Y
|
+6.68%
annualized
|
8.46%
|
-14.56%
Jan 2020 - Mar 2020
|
77 - 43 |
MAX
01 Jan 2008
|
+5.69%
annualized
|
10.12%
|
-29.92%
Jan 2008 - Feb 2009
|
97 - 59 |
* Annualized St.Dev. of monthly returns
Best High Risk Porftolios, ordered by 10Y annualized return.
Portfolio | 10Y Return ▾ | Stocks | Bonds | Comm. | ||
---|---|---|---|---|---|---|
Simple Path to Wealth JL Collins |
+11.38% | 75 | 25 | 0 | Compare | |
Stocks/Bonds 60/40 |
+9.90% | 60 | 40 | 0 | Compare | |
Yale Endowment David Swensen |
+9.07% | 70 | 30 | 0 | Compare | |
Edge Select Moderately Aggressive Merrill Lynch |
+9.02% | 69 | 31 | 0 | Compare | |
Talmud Portfolio Roger Gibson |
+8.95% | 66.67 | 33.33 | 0 | Compare |
Capital Growth
Drawdowns
Rolling Returns ( more details)
Tim Maurer Simple Money Portfolio: annualized rolling and average returns
Return (*) | Negative Periods |
|||
---|---|---|---|---|
Rolling Period | Average | Best | Worst | |
1 Year |
+6.27% |
+36.18% Mar 2009 - Feb 2010 |
-27.21% Mar 2008 - Feb 2009 |
22.76% |
2 Years |
+6.91% |
+25.94% Mar 2009 - Feb 2011 |
-3.40% Apr 2018 - Mar 2020 |
6.77% |
3 Years |
+7.02% |
+17.49% Mar 2009 - Feb 2012 |
+0.57% Apr 2017 - Mar 2020 |
0.00% |
5 Years |
+7.07% |
+15.27% Mar 2009 - Feb 2014 |
+2.13% Apr 2015 - Mar 2020 |
0.00% |
7 Years |
+7.02% |
+10.41% Mar 2009 - Feb 2016 |
+3.92% Apr 2013 - Mar 2020 |
0.00% |
10 Years |
+7.00% |
+9.71% Mar 2009 - Feb 2019 |
+5.19% Apr 2010 - Mar 2020 |
0.00% |
* Annualized rolling and average returns over full calendar month periods
If you need a deeper detail about rolling returns, please refer to the Tim Maurer Simple Money Portfolio: Rolling Returns page.
Seasonality and Yearly/Monthly Returns
Tim Maurer Simple Money Portfolio Seasonality
Months | ||||||||||||
---|---|---|---|---|---|---|---|---|---|---|---|---|
Return (%) | Jan | Feb | Mar | Apr | May | Jun | Jul | Aug | Sep | Oct | Nov | Dec |
Average | -0.1 | 0.0 | 0.6 | 2.0 | -0.3 | 0.0 | 1.5 | -0.1 | 0.3 | -0.1 | 1.2 | 1.1 |
Best |
5.2 2019 |
3.2 2014 |
5.4 2009 |
7.7 2009 |
5.1 2009 |
4.0 2019 |
5.9 2009 |
3.6 2009 |
6.0 2010 |
5.8 2011 |
8.4 2020 |
4.5 2010 |
Worst |
-7.9 2009 |
-6.7 2009 |
-9.3 2020 |
-0.6 2012 |
-5.4 2010 |
-4.7 2008 |
-2.0 2014 |
-3.9 2011 |
-5.3 2011 |
-9.8 2008 |
-1.9 2008 |
-4.3 2018 |
Gain Frequency |
46 | 62 | 62 | 92 | 62 | 38 | 69 | 54 | 54 | 54 | 77 | 77 |
Detail of Monthly Returns
Months | |||||||||||||
---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Year | Return | Jan | Feb | Mar | Apr | May | Jun | Jul | Aug | Sep | Oct | Nov | Dec |
2020 |
+6.87% | -1.4 | -4.5 | -9.3 | 5.0 | 2.8 | 1.3 | 1.7 | 3.1 | -1.6 | -1.1 | 8.4 | 3.5 |
2019 |
+16.14% | 5.2 | 1.6 | 0.2 | 2.1 | -3.7 | 4.0 | -0.3 | -1.1 | 2.0 | 1.9 | 1.3 | 2.0 |
2018 |
-6.64% | 2.2 | -2.8 | -0.1 | 0.4 | 0.7 | -0.3 | 1.6 | 0.6 | -0.5 | -5.0 | 1.0 | -4.3 |
2017 |
+13.36% | 1.2 | 1.3 | 0.8 | 1.4 | 0.8 | 0.7 | 1.6 | -0.1 | 2.2 | 0.8 | 1.2 | 0.8 |
2016 |
+8.15% | -2.8 | -0.3 | 4.6 | 1.0 | 0.4 | -0.3 | 2.6 | 0.3 | 0.8 | -1.5 | 1.5 | 1.8 |
2015 |
+0.47% | -0.2 | 3.1 | -0.2 | 1.1 | 0.6 | -1.2 | 0.6 | -3.5 | -1.7 | 3.5 | 0.1 | -1.5 |
2014 |
+2.33% | -1.7 | 3.2 | -0.1 | 0.2 | 1.0 | 1.3 | -2.0 | 1.6 | -2.7 | 1.6 | 0.4 | -0.4 |
2013 |
+17.81% | 2.9 | 0.5 | 1.7 | 2.0 | -0.6 | -1.6 | 4.0 | -1.7 | 4.6 | 2.6 | 1.4 | 1.0 |
2012 |
+11.70% | 4.0 | 2.3 | 0.8 | -0.6 | -5.3 | 3.2 | 0.1 | 2.2 | 1.9 | -0.3 | 1.0 | 2.1 |
2011 |
-0.69% | 1.3 | 2.0 | -0.3 | 3.2 | -0.7 | -1.0 | -0.8 | -3.9 | -5.3 | 5.8 | -0.5 | 0.1 |
2010 |
+12.55% | -1.3 | 1.1 | 3.8 | 1.3 | -5.4 | -1.7 | 5.6 | -2.4 | 6.0 | 2.6 | -1.4 | 4.5 |
2009 |
+17.16% | -7.9 | -6.7 | 5.4 | 7.7 | 5.1 | 0.0 | 5.9 | 3.6 | 2.9 | -2.3 | 2.8 | 0.8 |
2008 |
-18.42% | -3.1 | -0.6 | 0.8 | 1.2 | 0.5 | -4.7 | -0.8 | 0.4 | -4.9 | -9.8 | -1.9 | 3.6 |