Last Update: 31 May 2020
The Tim Maurer Simple Money Portfolio is exposed for 60% on the Stock Market.
It's a High Risk portfolio and it can be replicated with 7 ETFs.
In the last 10 years, the portfolio obtained a 6.46% compound annual return, with a 8.50% standard deviation.
In 2019, the portfolio granted a 2.95% dividend yield. If you are interested in getting periodic income, please refer to the Tim Maurer Simple Money Portfolio: Dividend Yield page.
Asset Allocation and ETFs
The Tim Maurer Simple Money Portfolio has the following asset allocation:
The Tim Maurer Simple Money Portfolio can be replicated with the following ETFs:
| Weight | Ticker | ETF Name | Investment Themes | |
|---|---|---|---|---|
| 15.00 % | SCZ | iShares MSCI EAFE Small-Cap | Equity, EAFE, Small Cap | |
| 15.00 % | EFV | iShares MSCI EAFE Value | Equity, EAFE, Large Cap, Value | |
| 7.50 % | IJS | iShares S&P Small-Cap 600 Value | Equity, U.S., Small Cap, Value | |
| 7.50 % | IJR | iShares Core S&P Small-Cap | Equity, U.S., Small Cap | |
| 7.50 % | VTV | Vanguard Value | Equity, U.S., Large Cap, Value | |
| 7.50 % | VV | Vanguard Large-Cap | Equity, U.S., Large Cap | |
| 40.00 % | IEI | iShares 3-7 Year Treasury Bond | Bond, U.S., Intermediate-Term |
Portfolio and ETF Returns
The Tim Maurer Simple Money Portfolio guaranteed the following returns.
| 1M | 3M | 6M | 1Y | 3Y(*) | 5Y(*) | 10Y(*) | |
|---|---|---|---|---|---|---|---|
| Tim Maurer Simple Money Portfolio | +2.81 | -2.03 | -5.89 | +1.64 | +2.41 | +3.38 | +6.46 |
| Components | |||||||
| SCZ - iShares MSCI EAFE Small-Cap | +8.08 | -2.69 | -11.22 | -1.57 | -0.21 | +2.98 | +7.89 |
| EFV - iShares MSCI EAFE Value | +4.57 | -10.86 | -19.00 | -12.60 | -5.43 | -3.01 | +2.89 |
| IJS - iShares S&P Small-Cap 600 Value | +2.55 | -13.30 | -24.94 | -14.11 | -3.46 | +1.41 | +8.08 |
| IJR - iShares Core S&P Small-Cap | +4.40 | -8.71 | -18.37 | -8.09 | +0.36 | +3.95 | +10.00 |
| VTV - Vanguard Value | +2.88 | -3.08 | -12.43 | +0.08 | +4.80 | +6.16 | +10.74 |
| VV - Vanguard Large-Cap | +5.16 | +3.87 | -1.58 | +13.37 | +10.42 | +9.84 | +13.16 |
| IEI - iShares 3-7 Year Treasury Bond | +0.32 | +2.94 | +6.65 | +8.94 | +4.41 | +3.25 | +3.15 |
- a rebalancing of the components at the beginning of each year (i.e. at every January 1st)
- the reinvestment of dividends
If you are interested in getting periodic income, please refer to the Tim Maurer Simple Money Portfolio: Dividend Yield page.
Historical Returns
Tim Maurer Simple Money Portfolio - Historical returns and stats.
| Period | Returns May 2020 |
Standard Deviation * |
Max Drawdown |
Months Pos - Neg |
|---|---|---|---|---|
|
1M
|
+2.81%
|
0.00%
|
1 - 0 | |
|
3M
|
-2.03%
|
-9.27%
Mar 2020 - Mar 2020
|
2 - 1 | |
|
6M
|
-5.89%
|
-14.56%
Jan 2020 - Mar 2020
|
3 - 3 | |
|
YTD
|
-7.73%
|
-14.56%
Jan 2020 - Mar 2020
|
2 - 3 | |
|
1Y
|
+1.64%
|
13.09%
|
-14.56%
Jan 2020 - Mar 2020
|
7 - 5 |
|
3Y
|
+2.41%
annualized
|
9.82%
|
-14.56%
Jan 2020 - Mar 2020
|
23 - 13 |
|
5Y
|
+3.38%
annualized
|
8.58%
|
-14.56%
Jan 2020 - Mar 2020
|
39 - 21 |
|
10Y
|
+6.46%
annualized
|
8.50%
|
-14.56%
Jan 2020 - Mar 2020
|
76 - 44 |
|
MAX
01 Jan 2008
|
+4.72%
annualized
|
10.01%
|
-29.92%
Jan 2008 - Feb 2009
|
92 - 57 |
* Annualized St.Dev. of monthly returns
Best High Risk Porftolios, ordered by 10Y annualized return.
| Portfolio | 10Y Return ▾ | #ETF | Stocks | Bonds | Comm. | ||
|---|---|---|---|---|---|---|---|
| Simple Path to Wealth JL Collins |
+10.68% | 2 | 75 | 25 | 0 | Compare | |
| Stocks/Bonds 60/40 |
+9.37% | 2 | 60 | 40 | 0 | Compare | |
| Yale Endowment David Swensen |
+8.78% | 6 | 70 | 30 | 0 | Compare | |
| Talmud Portfolio Roger Gibson |
+8.72% | 3 | 66.67 | 33.33 | 0 | Compare | |
| Edge Select Moderately Aggressive Merrill Lynch |
+8.50% | 12 | 69 | 31 | 0 | Compare |
Capital Growth
Drawdowns
Rolling Returns
Tim Maurer Simple Money Portfolio: annualized rolling and average returns
| Return (*) | Negative Periods |
|||
|---|---|---|---|---|
| Rolling Period | Average | Best | Worst | |
| 1 Year |
+6.46% |
+36.18% Mar 2009 - Feb 2010 |
-27.21% Mar 2008 - Feb 2009 |
22.46% |
| 2 Years |
+7.08% |
+25.94% Mar 2009 - Feb 2011 |
-3.40% Apr 2018 - Mar 2020 |
7.14% |
| 3 Years |
+7.26% |
+17.49% Mar 2009 - Feb 2012 |
+0.57% Apr 2017 - Mar 2020 |
0.00% |
| 5 Years |
+7.21% |
+15.27% Mar 2009 - Feb 2014 |
+2.13% Apr 2015 - Mar 2020 |
0.00% |
| 7 Years |
+7.22% |
+10.41% Mar 2009 - Feb 2016 |
+3.92% Apr 2013 - Mar 2020 |
0.00% |
| 10 Years |
+7.11% |
+9.71% Mar 2009 - Feb 2019 |
+5.19% Apr 2010 - Mar 2020 |
0.00% |
* Annualized rolling and average returns over full calendar month periods
Yearly Returns - Monthly Returns Heatmap
| Months | |||||||||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Year | Return | Jan | Feb | Mar | Apr | May | Jun | Jul | Aug | Sep | Oct | Nov | Dec |
| 2020 |
-7.73% | -1.4 | -4.5 | -9.3 | 5.0 | 2.8 | |||||||
| 2019 |
+16.14% | 5.2 | 1.6 | 0.2 | 2.1 | -3.7 | 4.0 | -0.3 | -1.1 | 2.0 | 1.9 | 1.3 | 2.0 |
| 2018 |
-6.64% | 2.2 | -2.8 | -0.1 | 0.4 | 0.7 | -0.3 | 1.6 | 0.6 | -0.5 | -5.0 | 1.0 | -4.3 |
| 2017 |
+13.36% | 1.2 | 1.3 | 0.8 | 1.4 | 0.8 | 0.7 | 1.6 | -0.1 | 2.2 | 0.8 | 1.2 | 0.8 |
| 2016 |
+8.15% | -2.8 | -0.3 | 4.6 | 1.0 | 0.4 | -0.3 | 2.6 | 0.3 | 0.8 | -1.5 | 1.5 | 1.8 |
| 2015 |
+0.47% | -0.2 | 3.1 | -0.2 | 1.1 | 0.6 | -1.2 | 0.6 | -3.5 | -1.7 | 3.5 | 0.1 | -1.5 |
| 2014 |
+2.33% | -1.7 | 3.2 | -0.1 | 0.2 | 1.0 | 1.3 | -2.0 | 1.6 | -2.7 | 1.6 | 0.4 | -0.4 |
| 2013 |
+17.81% | 2.9 | 0.5 | 1.7 | 2.0 | -0.6 | -1.6 | 4.0 | -1.7 | 4.6 | 2.6 | 1.4 | 1.0 |
| 2012 |
+11.70% | 4.0 | 2.3 | 0.8 | -0.6 | -5.3 | 3.2 | 0.1 | 2.2 | 1.9 | -0.3 | 1.0 | 2.1 |
| 2011 |
-0.69% | 1.3 | 2.0 | -0.3 | 3.2 | -0.7 | -1.0 | -0.8 | -3.9 | -5.3 | 5.8 | -0.5 | 0.1 |
| 2010 |
+12.55% | -1.3 | 1.1 | 3.8 | 1.3 | -5.4 | -1.7 | 5.6 | -2.4 | 6.0 | 2.6 | -1.4 | 4.5 |
| 2009 |
+17.16% | -7.9 | -6.7 | 5.4 | 7.7 | 5.1 | 0.0 | 5.9 | 3.6 | 2.9 | -2.3 | 2.8 | 0.8 |
| 2008 |
-18.42% | -3.1 | -0.6 | 0.8 | 1.2 | 0.5 | -4.7 | -0.8 | 0.4 | -4.9 | -9.8 | -1.9 | 3.6 |