Last Update: 31 July 2020
The Tim Maurer Simple Money Portfolio is exposed for 60% on the Stock Market.
It's a High Risk portfolio and it can be replicated with 7 ETFs.
In the last 10 years, the portfolio obtained a 6.38% compound annual return, with a 8.33% standard deviation.
In 2019, the portfolio granted a 2.95% dividend yield. If you are interested in getting periodic income, please refer to the Tim Maurer Simple Money Portfolio: Dividend Yield page.
Asset Allocation and ETFs
The Tim Maurer Simple Money Portfolio has the following asset allocation:
The Tim Maurer Simple Money Portfolio can be replicated with the following ETFs:
| Weight | Ticker | ETF Name | Investment Themes | |
|---|---|---|---|---|
| 15.00 % | SCZ | iShares MSCI EAFE Small-Cap | Equity, EAFE, Small Cap | |
| 15.00 % | EFV | iShares MSCI EAFE Value | Equity, EAFE, Large Cap, Value | |
| 7.50 % | IJR | iShares Core S&P Small-Cap | Equity, U.S., Small Cap | |
| 7.50 % | IJS | iShares S&P Small-Cap 600 Value | Equity, U.S., Small Cap, Value | |
| 7.50 % | VTV | Vanguard Value | Equity, U.S., Large Cap, Value | |
| 7.50 % | VV | Vanguard Large-Cap | Equity, U.S., Large Cap | |
| 40.00 % | IEI | iShares 3-7 Year Treasury Bond | Bond, U.S., Intermediate-Term |
Portfolio and ETF Returns
The Tim Maurer Simple Money Portfolio guaranteed the following returns.
| 1M | 3M | 6M | 1Y | 3Y(*) | 5Y(*) | 10Y(*) | |
|---|---|---|---|---|---|---|---|
| Tim Maurer Simple Money Portfolio | +1.68 | +5.90 | -3.59 | +0.98 | +2.64 | +4.11 | +6.38 |
| Components | |||||||
| SCZ - iShares MSCI EAFE Small-Cap | +2.69 | +13.23 | -7.16 | +0.37 | +0.02 | +4.11 | +7.37 |
| EFV - iShares MSCI EAFE Value | -0.20 | +7.85 | -15.52 | -11.98 | -5.65 | -2.04 | +2.30 |
| IJR - iShares Core S&P Small-Cap | +4.28 | +12.80 | -10.80 | -8.58 | +1.66 | +5.53 | +10.97 |
| IJS - iShares S&P Small-Cap 600 Value | +2.58 | +8.95 | -17.23 | -16.33 | -2.69 | +3.13 | +8.97 |
| VTV - Vanguard Value | +3.74 | +5.64 | -10.15 | -4.86 | +4.57 | +6.99 | +10.91 |
| VV - Vanguard Large-Cap | +5.98 | +13.77 | +3.23 | +12.93 | +12.35 | +11.56 | +13.90 |
| IEI - iShares 3-7 Year Treasury Bond | +0.38 | +0.82 | +5.42 | +8.71 | +4.57 | +3.31 | +2.90 |
- a rebalancing of the components at the beginning of each year (i.e. at every January 1st)
- the reinvestment of dividends
If you are interested in getting periodic income, please refer to the Tim Maurer Simple Money Portfolio: Dividend Yield page.
Historical Returns
Tim Maurer Simple Money Portfolio - Historical returns and stats.
| Period | Returns Jul 2020 |
Standard Deviation * |
Max Drawdown |
Months Pos - Neg |
|---|---|---|---|---|
|
1M
|
+1.68%
|
0.00%
|
1 - 0 | |
|
3M
|
+5.90%
|
0.00%
|
3 - 0 | |
|
6M
|
-3.59%
|
-13.33%
Feb 2020 - Mar 2020
|
4 - 2 | |
|
YTD
|
-4.96%
|
-14.56%
Jan 2020 - Mar 2020
|
4 - 3 | |
|
1Y
|
+0.98%
|
12.65%
|
-14.56%
Jan 2020 - Mar 2020
|
8 - 4 |
|
3Y
|
+2.64%
annualized
|
9.84%
|
-14.56%
Jan 2020 - Mar 2020
|
23 - 13 |
|
5Y
|
+4.11%
annualized
|
8.59%
|
-14.56%
Jan 2020 - Mar 2020
|
40 - 20 |
|
10Y
|
+6.38%
annualized
|
8.33%
|
-14.56%
Jan 2020 - Mar 2020
|
77 - 43 |
|
MAX
01 Jan 2008
|
+4.90%
annualized
|
9.95%
|
-29.92%
Jan 2008 - Feb 2009
|
94 - 57 |
* Annualized St.Dev. of monthly returns
Best High Risk Porftolios, ordered by 10Y annualized return.
| Portfolio | 10Y Return ▾ | Stocks | Bonds | Comm. | ||
|---|---|---|---|---|---|---|
| Simple Path to Wealth JL Collins |
+11.25% | 75 | 25 | 0 | Compare | |
| Stocks/Bonds 60/40 |
+9.81% | 60 | 40 | 0 | Compare | |
| Yale Endowment David Swensen |
+9.06% | 70 | 30 | 0 | Compare | |
| Talmud Portfolio Roger Gibson |
+9.03% | 66.67 | 33.33 | 0 | Compare | |
| Edge Select Moderately Aggressive Merrill Lynch |
+8.85% | 69 | 31 | 0 | Compare |
Capital Growth
Drawdowns
Rolling Returns
Tim Maurer Simple Money Portfolio: annualized rolling and average returns
| Return (*) | Negative Periods |
|||
|---|---|---|---|---|
| Rolling Period | Average | Best | Worst | |
| 1 Year |
+6.37% |
+36.18% Mar 2009 - Feb 2010 |
-27.21% Mar 2008 - Feb 2009 |
22.86% |
| 2 Years |
+6.98% |
+25.94% Mar 2009 - Feb 2011 |
-3.40% Apr 2018 - Mar 2020 |
7.03% |
| 3 Years |
+7.18% |
+17.49% Mar 2009 - Feb 2012 |
+0.57% Apr 2017 - Mar 2020 |
0.00% |
| 5 Years |
+7.14% |
+15.27% Mar 2009 - Feb 2014 |
+2.13% Apr 2015 - Mar 2020 |
0.00% |
| 7 Years |
+7.16% |
+10.41% Mar 2009 - Feb 2016 |
+3.92% Apr 2013 - Mar 2020 |
0.00% |
| 10 Years |
+7.08% |
+9.71% Mar 2009 - Feb 2019 |
+5.19% Apr 2010 - Mar 2020 |
0.00% |
* Annualized rolling and average returns over full calendar month periods
Yearly Returns - Monthly Returns Heatmap
| Months | |||||||||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Year | Return | Jan | Feb | Mar | Apr | May | Jun | Jul | Aug | Sep | Oct | Nov | Dec |
| 2020 |
-4.96% | -1.4 | -4.5 | -9.3 | 5.0 | 2.8 | 1.3 | 1.7 | |||||
| 2019 |
+16.14% | 5.2 | 1.6 | 0.2 | 2.1 | -3.7 | 4.0 | -0.3 | -1.1 | 2.0 | 1.9 | 1.3 | 2.0 |
| 2018 |
-6.64% | 2.2 | -2.8 | -0.1 | 0.4 | 0.7 | -0.3 | 1.6 | 0.6 | -0.5 | -5.0 | 1.0 | -4.3 |
| 2017 |
+13.36% | 1.2 | 1.3 | 0.8 | 1.4 | 0.8 | 0.7 | 1.6 | -0.1 | 2.2 | 0.8 | 1.2 | 0.8 |
| 2016 |
+8.15% | -2.8 | -0.3 | 4.6 | 1.0 | 0.4 | -0.3 | 2.6 | 0.3 | 0.8 | -1.5 | 1.5 | 1.8 |
| 2015 |
+0.47% | -0.2 | 3.1 | -0.2 | 1.1 | 0.6 | -1.2 | 0.6 | -3.5 | -1.7 | 3.5 | 0.1 | -1.5 |
| 2014 |
+2.33% | -1.7 | 3.2 | -0.1 | 0.2 | 1.0 | 1.3 | -2.0 | 1.6 | -2.7 | 1.6 | 0.4 | -0.4 |
| 2013 |
+17.81% | 2.9 | 0.5 | 1.7 | 2.0 | -0.6 | -1.6 | 4.0 | -1.7 | 4.6 | 2.6 | 1.4 | 1.0 |
| 2012 |
+11.70% | 4.0 | 2.3 | 0.8 | -0.6 | -5.3 | 3.2 | 0.1 | 2.2 | 1.9 | -0.3 | 1.0 | 2.1 |
| 2011 |
-0.69% | 1.3 | 2.0 | -0.3 | 3.2 | -0.7 | -1.0 | -0.8 | -3.9 | -5.3 | 5.8 | -0.5 | 0.1 |
| 2010 |
+12.55% | -1.3 | 1.1 | 3.8 | 1.3 | -5.4 | -1.7 | 5.6 | -2.4 | 6.0 | 2.6 | -1.4 | 4.5 |
| 2009 |
+17.16% | -7.9 | -6.7 | 5.4 | 7.7 | 5.1 | 0.0 | 5.9 | 3.6 | 2.9 | -2.3 | 2.8 | 0.8 |
| 2008 |
-18.42% | -3.1 | -0.6 | 0.8 | 1.2 | 0.5 | -4.7 | -0.8 | 0.4 | -4.9 | -9.8 | -1.9 | 3.6 |