Data Source: from November 1985 to October 2022 (~37 years)
Consolidated Returns as of 31 October 2022
Live Update: Nov 29 2022, 03:00PM Eastern Time
PORTFOLIO • LIVE PERFORMANCE (USD currency)
0.87%
1 Day
Nov 29 2022, 03:00PM Eastern Time
0.83%
Current Month
November 2022

The Technology Portfolio is a Very High Risk portfolio and can be implemented with 1 ETF.

It's exposed for 100% on the Stock Market.

In the last 30 Years, the Technology Portfolio obtained a 13.06% compound annual return, with a 23.81% standard deviation.

Asset Allocation and ETFs

The Technology Portfolio has the following asset allocation:

100% Stocks
0% Fixed Income
0% Commodities

The Technology Portfolio can be implemented with the following ETFs:

Weight Ticker ETF Name Investment Themes
100.00 %
QQQ Invesco QQQ Trust Equity, U.S., Large Cap, Growth
Most of Lazy Portfolios are made of common components (asset classes), very simple and well defined. For a more complete view, find out the most common ETFs you can use to build your portfolio.

Portfolio and ETF Returns as of Oct 31, 2022

The Technology Portfolio guaranteed the following returns.

Portfolio returns are calculated in USD, assuming:
  • No fees or capital gain taxes
  • the reinvestment of dividends
TECHNOLOGY PORTFOLIO RETURNS
Consolidated returns as of 31 October 2022
Live Update: Nov 29 2022, 03:00PM Eastern Time
Swipe left to see all data
  Chg (%) Return (%)
Return (%) as of Oct 31, 2022
  1 Day Time ET(*) Nov 2022 1M 6M 1Y 5Y 10Y 30Y MAX
(~37Y)
Technology Portfolio -0.87 0.83 4.00 -10.94 -27.57 13.58 16.75 13.06 13.64
US Inflation Adjusted return 3.58 -13.60 -32.77 9.37 13.83 10.30 10.58
Components
QQQ
Invesco QQQ Trust
-0.87 03:00PM
Nov 29 2022
0.83 4.00 -10.94 -27.57 13.58 16.75 13.06 13.64
Returns over 1 year are annualized | Available data source: since Nov 1985
(*) Eastern Time (ET - America/New York)

US Inflation is updated to Oct 2022. Current inflation (annualized) is 1Y: 7.75% , 5Y: 3.85% , 10Y: 2.57% , 30Y: 2.51%

Portfolio Metrics as of Oct 31, 2022

Metrics of Technology Portfolio, updated as of 31 October 2022.

Portfolio metrics are calculated based on monthly returns, assuming:
  • No fees or capital gain taxes
  • the reinvestment of dividends
TECHNOLOGY PORTFOLIO
Portfolio Metrics
Data Source: 1 November 1985 - 31 October 2022 (~37 years)
Swipe left to see all data
Metrics as of Oct 31, 2022
1M 3M 6M 1Y 3Y 5Y 10Y 20Y 30Y MAX
(~37Y)
Portfolio
Return (%)
4.00 -11.73 -10.94 -27.57 12.80 13.58 16.75 13.74 13.06 13.64
US Inflation (%) 0.41 0.59 3.08 7.75 5.01 3.85 2.57 2.52 2.51 2.76
Infl. Adjusted
Return (%)
3.58 -12.25 -13.60 -32.77 7.42 9.37 13.83 10.95 10.30 10.58
Returns / Inflation rates over 1 year are annualized.
RISK INDICATORS
Standard Deviation (%) 25.16 23.45 21.09 17.17 18.37 23.81 23.86
Sharpe Ratio -1.12 0.53 0.60 0.94 0.69 0.46 0.40
Sortino Ratio -1.67 0.72 0.80 1.27 0.92 0.62 0.55
MAXIMUM DRAWDOWN
Drawdown Depth (%) -32.49 -32.49 -32.49 -32.49 -49.74 -81.08 -81.08
Start (yyyy mm) 2022 01 2022 01 2022 01 2022 01 2007 11 2000 04 2000 04
Bottom (yyyy mm) 2022 09 2022 09 2022 09 2022 09 2009 02 2002 09 2002 09
Start to Bottom (# months) 9 9 9 9 16 30 30
Start to Recovery (# months) in progress
> 10
> 10
> 10
> 10
38
175
175
ROLLING PERIOD RETURNS - Annualized
Best Return (%) 124.99 77.31 58.54 35.78 14.67 15.38
Worst Return (%) -67.35 -38.68 -19.54 -8.06 3.50 11.97
% Positive Periods 82% 86% 86% 91% 100% 100%
MONTHS
Positive 1 1 2 5 22 38 77 148 216 270
Negative 0 2 4 7 14 22 43 92 144 174
% Positive 100% 33% 33% 42% 61% 63% 64% 62% 60% 61%
WITHDRAWAL RATES (WR)
Safe WR (%) 47.91 27.61 19.87 11.05 11.60 11.28
Perpetual WR (%) 6.90 8.56 12.15 9.87 9.34 9.57
Terms and Definitions
  • Annualized Portfolio Return: it's the annualized geometric mean return of the portfolio
  • Standard Deviation: it's a measure of the dispersion of returns around the mean
  • Sharpe Ratio: it's a measure of risk-adjusted performance of the portfolio. It's calculated by dividing the excess return of the portfolio over the risk-free rate by the portfolio standard deviation. The risk-free rate here considered is the 1-3 Mth T-Bill return.
  • Sortino Ratio: another measure of risk-adjusted performance of the portfolio. It's a modification of the Sharpe Ratio (same formula but the denominator is the portfolio downside standard deviation).
  • Maximum Drawdown: a drawdown refers to the decline in value from a relative peak value to a relative trough. A maximum drawdown is the maximum observed loss from a peak to a trough of a portfolio before a new peak is attained.
  • Rolling Returns: returns over a time frame (best, worst, % of positive returns).
  • Pos./Neg. Months: number of months with positive/negative return.
  • Safe Withdrawal Rate (SWR): it's the percentage of the original portfolio balance that can be withdrawn at the end of each year with inflation adjustment, without the portfolio running out of money (dollar amount withdrawal).
  • Perpetual Withdrawal Rate (PWR): it's the percentage of portfolio balance that can be withdrawn at the end of each year, while retaining the inflation adjusted portfolio balance (percentage withdrawal).

Portfolio Dividends

In 2021, the Technology Portfolio granted a 0.54% dividend yield. If you are interested in getting periodic income, please refer to the Technology Portfolio: Dividend Yield page.

Capital Growth as of Oct 31, 2022

An investment of 1000$, since November 1992, now would be worth 39759.30$, with a total return of 3875.93% (13.06% annualized).

The Inflation Adjusted Capital now would be 18918.26$, with a net total return of 1791.83% (10.30% annualized).
An investment of 1000$, since November 1985, now would be worth 113326.81$, with a total return of 11232.68% (13.64% annualized).

The Inflation Adjusted Capital now would be 41336.00$, with a net total return of 4033.60% (10.58% annualized).

Drawdowns

Swipe left to see all data
Drawdown period
Recovery period
Total
Drawdown Start Bottom #Months End #Months #Months
-81.08% Apr 2000 Sep 2002 30 Oct 2014 145 175
-32.49% Jan 2022 Sep 2022 9 in progress 1 10
-17.20% Aug 1998 Aug 1998 1 Oct 1998 2 3
-16.96% Sep 2018 Dec 2018 4 Apr 2019 4 8
-13.51% Feb 1997 Mar 1997 2 May 1997 2 4
-12.97% Feb 1994 Jun 1994 5 Feb 1995 8 13
-12.90% Feb 2020 Mar 2020 2 Apr 2020 1 3
-10.50% Aug 1997 Dec 1997 5 Feb 1998 2 7
-9.82% Dec 2015 Feb 2016 3 Jul 2016 5 8
-9.49% Feb 1999 Feb 1999 1 Apr 1999 2 3
-8.88% Aug 2015 Sep 2015 2 Oct 2015 1 3
-8.65% Sep 2020 Oct 2020 2 Nov 2020 1 3
-8.26% Feb 1993 Apr 1993 3 Aug 1993 4 7
-8.23% May 2019 May 2019 1 Jul 2019 2 3
-8.14% Jun 1996 Jul 1996 2 Sep 1996 2 4
-5.68% Sep 2021 Sep 2021 1 Oct 2021 1 2
-5.32% Feb 2018 Mar 2018 2 May 2018 2 4
-4.49% May 1998 May 1998 1 Jun 1998 1 2
-4.28% Dec 2014 Jan 2015 2 Feb 2015 1 3
-3.77% Nov 1995 Dec 1995 2 Feb 1996 2 4
Swipe left to see all data
Drawdown period
Recovery period
Total
Drawdown Start Bottom #Months End #Months #Months
-81.08% Apr 2000 Sep 2002 30 Oct 2014 145 175
-34.57% Sep 1987 Nov 1987 3 May 1989 18 21
-32.49% Jan 2022 Sep 2022 9 in progress 1 10
-27.64% Jul 1990 Oct 1990 4 Feb 1991 4 8
-17.20% Aug 1998 Aug 1998 1 Oct 1998 2 3
-16.96% Sep 2018 Dec 2018 4 Apr 2019 4 8
-15.73% Jun 1986 Sep 1986 4 Jan 1987 4 8
-13.51% Feb 1997 Mar 1997 2 May 1997 2 4
-13.48% Mar 1992 Aug 1992 6 Nov 1992 3 9
-12.97% Feb 1994 Jun 1994 5 Feb 1995 8 13
-12.90% Feb 2020 Mar 2020 2 Apr 2020 1 3
-10.80% Oct 1989 Jan 1990 4 May 1990 4 8
-10.50% Aug 1997 Dec 1997 5 Feb 1998 2 7
-9.82% Dec 2015 Feb 2016 3 Jul 2016 5 8
-9.49% Feb 1999 Feb 1999 1 Apr 1999 2 3
-8.89% Jun 1991 Jun 1991 1 Aug 1991 2 3
-8.88% Aug 2015 Sep 2015 2 Oct 2015 1 3
-8.65% Sep 2020 Oct 2020 2 Nov 2020 1 3
-8.26% Feb 1993 Apr 1993 3 Aug 1993 4 7
-8.23% May 2019 May 2019 1 Jul 2019 2 3

Rolling Returns ( more details)

Technology Portfolio: annualized rolling and average returns

Swipe left to see all data
Rolling
Period
Return (*) Negative
Periods
Average (%) Best (%) Worst (%)
1 Year
17.57 124.99
Mar 1999 - Feb 2000
-67.35
Oct 2000 - Sep 2001
17.55%
2 Years
16.03 93.45
Jan 1998 - Dec 1999
-51.92
Sep 2000 - Aug 2002
13.78%
3 Years
15.28 77.31
Apr 1997 - Mar 2000
-38.68
Apr 2000 - Mar 2003
13.94%
5 Years
14.51 58.54
Mar 1995 - Feb 2000
-19.54
Apr 2000 - Mar 2005
13.51%
7 Years
13.96 43.22
Apr 1993 - Mar 2000
-12.13
Apr 2000 - Mar 2007
9.14%
10 Years
13.48 35.78
Sep 1990 - Aug 2000
-8.06
Mar 2000 - Feb 2010
8.62%
15 Years
11.34 25.08
Nov 1985 - Oct 2000
0.35
Apr 2000 - Mar 2015
0.00%
20 Years
11.02 14.67
Dec 1987 - Nov 2007
3.50
Apr 2000 - Mar 2020
0.00%
30 Years
13.49 15.38
Oct 1990 - Sep 2020
11.97
Jul 1986 - Jun 2016
0.00%
(*) Annualized rolling and average returns over full calendar month periods

If you need a deeper detail about rolling returns, please refer to the Technology Portfolio: Rolling Returns page.

Seasonality

In which months is it better to invest in Technology Portfolio?

Both the Average Return and the Gain Frequency (Win %) are useful to get an idea of what happened in the past.

For further information about the seasonality, check the Asset Class Seasonality page.
Swipe left to see all data
Monthly Average Return (%) and Gain Frequency
Return (%) Jan Feb Mar Apr May Jun Jul Aug Sep Oct Nov Dec
Average
Gain Frequency
2.46
80%
-1.79
20%
-0.21
60%
2.66
80%
0.25
40%
2.47
80%
5.58
100%
2.78
60%
-4.27
20%
0.92
60%
3.80
80%
0.38
80%
 Capital Growth on monthly avg returns
100
102.46
100.63
100.41
103.08
103.34
105.90
111.81
114.92
110.01
111.02
115.24
115.68
Best 9.0
2019
3.0
2019
4.7
2022
15.0
2020
6.6
2020
7.6
2019
12.6
2022
10.9
2020
0.9
2019
7.9
2021
11.2
2020
4.9
2020
Worst -8.7
2022
-6.1
2020
-7.3
2020
-13.6
2022
-8.2
2019
-8.9
2022
2.3
2019
-5.1
2022
-10.5
2022
-8.6
2018
-0.3
2018
-8.7
2018
Monthly Seasonality over the period Nov 2017 - Oct 2022
Swipe left to see all data
Monthly Average Return (%) and Gain Frequency
Return (%) Jan Feb Mar Apr May Jun Jul Aug Sep Oct Nov Dec
Average
Gain Frequency
0.92
60%
0.66
50%
0.58
60%
1.70
70%
1.98
70%
0.60
50%
5.12
100%
1.48
60%
-1.76
30%
2.67
70%
2.94
90%
0.17
60%
 Capital Growth on monthly avg returns
100
100.92
101.58
102.17
103.90
105.96
106.60
112.06
113.72
111.72
114.70
118.08
118.28
Best 9.0
2019
7.2
2015
6.9
2016
15.0
2020
6.6
2020
7.6
2019
12.6
2022
10.9
2020
4.8
2013
11.4
2015
11.2
2020
4.9
2020
Worst -8.7
2022
-6.1
2020
-7.3
2020
-13.6
2022
-8.2
2019
-8.9
2022
1.2
2014
-6.8
2015
-10.5
2022
-8.6
2018
-0.3
2018
-8.7
2018
Monthly Seasonality over the period Nov 2012 - Oct 2022
Swipe left to see all data
Monthly Average Return (%) and Gain Frequency
Return (%) Jan Feb Mar Apr May Jun Jul Aug Sep Oct Nov Dec
Average
Gain Frequency
2.39
70%
0.65
51%
0.93
68%
1.76
59%
1.83
65%
0.37
49%
1.73
68%
0.63
59%
-0.68
54%
1.81
65%
2.37
68%
1.94
54%
 Capital Growth on monthly avg returns
100
102.39
103.06
104.01
105.85
107.78
108.18
110.05
110.75
110.00
111.99
114.64
116.87
Best 17.9
1987
19.0
2000
10.3
2009
17.9
2001
14.7
1990
12.4
2000
15.6
1997
13.6
2000
18.0
1998
18.5
2002
17.0
2001
25.0
1999
Worst -11.9
2008
-26.2
2001
-17.5
2001
-13.6
2022
-12.3
2000
-13.1
2002
-11.0
1986
-17.2
1998
-20.9
2001
-27.0
1987
-22.9
2000
-12.1
2002
Monthly Seasonality over the period Nov 1985 - Oct 2022

Monthly/Yearly Returns

Technology Portfolio data source starts from November 1985: let's focus on monthly and yearly returns.

We are providing two different views:
  • Histogram: it shows the distribution of the returns recorded so far
  • Plain Table: it shows the detailed monthly and yearly returns
MONTHLY RETURNS HISTOGRAM
Nov 1985 - Oct 2022
270 Positive Months (61%) - 174 Negative Months (39%)
MONTHLY RETURNS TABLE
Nov 1985 - Oct 2022
(Scroll down to see all data)
Swipe left to see all data
Yearly Return(%)
Monthly Return(%)
Year Total Infl.Adj Jan Feb Mar Apr May Jun Jul Aug Sep Oct Nov Dec
2022
-29.79 -34.32 -8.7 -4.5 4.7 -13.6 -1.6 -8.9 12.6 -5.1 -10.5 4.0
2021
+27.42 +19.04 0.3 -0.1 1.7 5.9 -1.2 6.3 2.9 4.2 -5.7 7.9 2.0 1.2
2020
+48.40 +46.41 3.0 -6.1 -7.3 15.0 6.6 6.3 7.3 10.9 -5.8 -3.0 11.2 4.9
2019
+38.96 +35.86 9.0 3.0 3.9 5.5 -8.2 7.6 2.3 -1.9 0.9 4.4 4.1 3.9
2018
-0.12 -1.99 8.8 -1.3 -4.1 0.5 5.7 1.1 2.8 5.8 -0.3 -8.6 -0.3 -8.7
2017
+32.66 +29.92 5.1 4.4 2.0 2.7 3.9 -2.3 4.1 2.1 -0.3 4.6 2.0 0.6
2016
+7.10 +4.93 -6.9 -1.6 6.9 -3.2 4.4 -2.3 7.2 1.1 2.2 -1.5 0.4 1.1
2015
+9.45 +8.65 -2.1 7.2 -2.4 1.9 2.2 -2.5 4.6 -6.8 -2.2 11.4 0.6 -1.6
2014
+19.18 +18.28 -1.9 5.1 -2.7 -0.3 4.5 3.1 1.2 5.0 -0.8 2.6 4.5 -2.2
2013
+36.63 +34.61 2.7 0.3 3.0 2.5 3.6 -2.4 6.3 -0.4 4.8 5.0 3.6 2.9
2012
+18.12 +16.10 8.4 6.4 5.1 -1.2 -7.0 3.6 1.0 5.2 0.9 -5.3 1.3 -0.5
2011
+3.47 +0.50 2.8 3.2 -0.4 2.9 -1.2 -2.0 1.7 -5.1 -4.5 10.4 -2.7 -0.6
2010
+20.14 +18.37 -6.5 4.6 7.7 2.2 -7.4 -6.0 7.3 -5.1 13.2 6.3 -0.2 4.8
2009
+54.68 +50.58 -2.3 -5.3 10.3 13.1 3.2 3.0 8.4 1.5 5.6 -3.1 6.3 5.2
2008
-41.73 -41.78 -11.9 -4.8 1.9 8.0 5.9 -9.6 0.6 1.5 -15.6 -15.5 -11.5 2.3
2007
+19.02 +14.36 2.1 -1.7 0.5 5.6 3.2 0.5 -0.1 2.8 5.3 7.0 -6.8 -0.1
2006
+7.14 +4.49 3.9 -2.1 2.1 -0.2 -7.2 -0.1 -4.3 4.8 4.6 4.7 3.4 -1.9
2005
+1.57 -1.79 -6.3 -0.5 -1.7 -4.3 8.9 -3.3 7.6 -1.5 1.2 -1.5 6.1 -1.8
2004
+10.54 +7.06 1.7 -1.3 -2.0 -3.0 5.1 3.3 -7.6 -2.5 3.3 5.0 6.0 3.0
2003
+49.67 +46.91 0.3 2.9 0.4 8.7 8.5 0.5 6.2 5.0 -2.9 8.5 0.6 3.1
2002
-37.37 -38.82 -1.0 -12.3 6.7 -12.0 -5.3 -13.1 -8.6 -1.5 -11.8 18.5 12.9 -12.1
2001
-33.34 -34.36 10.1 -26.2 -17.5 17.9 -3.1 2.2 -8.6 -12.3 -20.9 17.0 17.0 -1.9
2000
-36.11 -38.21 -1.8 19.0 2.6 -13.5 -12.3 12.4 -4.3 13.6 -12.7 -7.9 -22.9 -7.3
1999
+101.95 +96.67 15.9 -9.5 9.4 1.4 -2.2 9.9 -1.1 5.5 0.5 9.5 12.5 25.0
1998
+85.30 +82.36 8.1 11.5 2.2 2.2 -4.5 12.2 3.0 -17.2 18.0 4.1 11.2 17.8
1997
+20.63 +18.61 12.2 -7.7 -6.3 9.7 9.6 -0.2 15.6 -3.0 2.2 -7.1 3.0 -5.7
1996
+42.54 +37.96 2.7 5.2 -2.1 9.4 3.8 -2.2 -6.1 4.3 11.2 2.0 10.9 -1.5
1995
+42.54 +39.01 0.3 6.7 3.4 5.0 3.9 10.2 5.7 1.4 1.4 2.3 -0.8 -2.9
1994
+1.50 -1.14 3.9 -0.4 -7.1 -2.5 1.5 -4.9 2.7 7.5 -1.0 4.9 -2.0 -0.1
1993
+10.58 +7.62 2.9 -5.2 2.4 -5.4 8.3 -0.5 -3.6 5.6 2.7 2.2 -1.1 3.0
1992
+8.86 +5.80 2.3 2.2 -6.6 -4.7 2.4 -4.5 3.2 -3.7 4.7 5.1 6.6 2.6
1991
+64.99 +60.08 15.9 7.6 5.9 -0.5 5.8 -8.9 7.1 5.6 0.0 1.7 -2.6 16.2
1990
-10.41 -15.57 -9.8 3.0 2.5 -3.4 14.7 1.0 -6.3 -13.3 -8.6 -2.5 11.6 4.1
1989
+26.17 +20.57 5.1 -1.4 1.1 7.9 7.0 -4.6 4.7 3.6 2.0 -1.7 0.8 -0.3
1988
+13.54 +8.74 1.8 8.5 0.4 1.5 -1.5 9.0 -4.2 -5.6 4.9 -2.6 -3.2 4.9
1987
+10.50 +5.81 17.9 9.6 1.8 -0.7 2.1 0.2 3.8 6.7 -1.9 -27.0 -8.6 13.9
1986
+6.89 +5.73 0.5 5.6 6.0 4.1 5.3 -0.3 -11.0 4.8 -9.4 5.1 2.4 -4.4
1985
- - 9.2 4.9

Portofolio Returns, up to December 1999, are simulated. They have been calculated using the historical series of equivalent ETFs / Assets, instead of the actual ETFs of the portfolio.

In particular, it has been used:

  • QQQ - Invesco QQQ Trust: simulated historical serie, up to December 1999

Portfolio efficiency

Compared to the Technology Portfolio, no other portfolio in our database granted a higher return over 30 Years and a less severe drawdown at the same time.

The following portfolios share asset allocation strategy and/or similar asset weights.

Swipe left to see all data
5 Years Stats (%)
% Allocation
Portfolio Return Dev.Std Drawdown Stocks Bonds Comm
Technology
+13.58 21.09 -32.49 100 0 0
Ark Tech Portfolio
Cathie Wood
+6.89 33.90 -64.72 100 0 0

Here's a list containing the Best Classic Portfolios, with the highest returns over 30 Years and Very High Risk categorization.

Swipe left to see all data
30 Years Stats (%)
% Allocation
Portfolio Return Dev.Std Drawdown Stocks Bonds Comm
Technology
+13.06 23.81 -81.08 100 0 0
US Stocks Momentum
+12.44 15.06 -53.85 100 0 0
Stocks/Bonds 80/20 Momentum
+11.15 12.13 -43.61 80 20 0
US Stocks
+9.79 15.27 -50.84 100 0 0
US Stocks Minimum Volatility
+9.77 13.59 -43.27 100 0 0
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