Data Source: from January 1987 to September 2021
Last Update: 30 September 2021
The Stocks/Bonds 80/20 Portfolio is exposed for 80% on the Stock Market.
It's a Very High Risk portfolio and it can be replicated with 2 ETFs.
In the last 10 years, the portfolio obtained a 13.89% compound annual return, with a 10.94% standard deviation.
In the last 25 years, a 9.12% compound annual return, with a 12.47% standard deviation.
In 2020, the portfolio granted a 1.87% dividend yield. If you are interested in getting periodic income, please refer to the Stocks/Bonds 80/20 Portfolio: Dividend Yield page.
Asset Allocation and ETFs
The Stocks/Bonds 80/20 Portfolio has the following asset allocation:
The Stocks/Bonds 80/20 Portfolio can be replicated with the following ETFs:
| Weight | Ticker | ETF Name | Investment Themes | |
|---|---|---|---|---|
| 80.00 % | VTI | Vanguard Total Stock Market | Equity, U.S., Large Cap | |
| 20.00 % | BND | Vanguard Total Bond Market | Bond, U.S., All-Term |
Portfolio and ETF Returns
The Stocks/Bonds 80/20 Portfolio guaranteed the following returns.
| 1M | 3M | 6M | 1Y | 3Y(*) | 5Y(*) | 10Y(*) | 20Y(*) | 25Y(*) | |
|---|---|---|---|---|---|---|---|---|---|
| Stocks/Bonds 80/20 Portfolio | -3.88 | -0.03 | +6.96 | +25.11 | +14.01 | +14.13 | +13.89 | +9.15 | +9.12 |
| Components | |||||||||
|
VTI Vanguard Total Stock Market |
-4.46 | -0.03 | +8.10 | +32.16 | +16.05 | +16.88 | +16.60 | +10.07 | +9.79 |
|
BND Vanguard Total Bond Market |
-1.01 | -0.05 | +1.88 | -1.04 | +5.36 | +2.88 | +2.88 | +4.09 | +4.86 |
- a rebalancing of the components at the beginning of each year (i.e. at every January 1st)
- the reinvestment of dividends
If you are interested in getting periodic income, please refer to the Stocks/Bonds 80/20 Portfolio: Dividend Yield page.
Historical Returns
Stocks/Bonds 80/20 Portfolio - Historical returns and stats.
| Period | Returns Sep 2021 |
Standard Deviation * |
Max Drawdown |
Months Pos - Neg |
|---|---|---|---|---|
|
1M
|
-3.88%
|
-3.88%
Sep 2021 - Sep 2021
|
0 - 1 | |
|
3M
|
-0.03%
|
-3.88%
Sep 2021 - Sep 2021
|
2 - 1 | |
|
6M
|
+6.96%
|
-3.88%
Sep 2021 - Sep 2021
|
5 - 1 | |
|
YTD
|
+11.78%
|
-3.88%
Sep 2021 - Sep 2021
|
7 - 2 | |
|
1Y
|
+25.11%
|
11.14%
|
-3.88%
Sep 2021 - Sep 2021
|
9 - 3 |
|
3Y
|
+14.01%
annualized
|
15.48%
|
-16.53%
Feb 2020 - Mar 2020
|
26 - 10 |
|
5Y
|
+14.13%
annualized
|
12.53%
|
-16.53%
Feb 2020 - Mar 2020
|
47 - 13 |
|
10Y
|
+13.89%
annualized
|
10.94%
|
-16.53%
Feb 2020 - Mar 2020
|
90 - 30 |
|
20Y
|
+9.15%
annualized
|
11.85%
|
-41.09%
Nov 2007 - Feb 2009
|
165 - 75 |
|
25Y
|
+9.12%
annualized
|
12.47%
|
-41.09%
Nov 2007 - Feb 2009
|
199 - 101 |
|
MAX
01 Jan 1987
|
+10.12%
annualized
|
12.29%
|
-41.09%
Nov 2007 - Feb 2009
|
279 - 138 |
Best Classic Portfolios, with Very High Risk, ordered by 25 Years annualized return.
25 Years Stats |
% Allocation |
||||||
|---|---|---|---|---|---|---|---|
| Portfolio | Return▾ | Drawdown | Stocks | Bonds | Comm. | ||
| Technology |
+13.30% | -81.08% | 100 | 0 | 0 | Compare | |
| US Stocks |
+9.79% | -50.84% | 100 | 0 | 0 | Compare | |
| Warren Buffett |
+9.32% | -45.53% | 90 | 10 | 0 | Compare | |
| Aggressive Global Income |
+9.18% | -52.62% | 80 | 20 | 0 | Compare | |
| Stocks/Bonds 80/20 |
+9.12% | -41.09% | 80 | 20 | 0 | ||
Capital Growth
Drawdowns
Rolling Returns ( more details)
Stocks/Bonds 80/20 Portfolio: annualized rolling and average returns
| Return (*) | Negative Periods |
|||
|---|---|---|---|---|
| Rolling Period | Average | Best | Worst | |
| 1 Year |
+10.60% |
+47.67% Apr 2020 - Mar 2021 |
-34.49% Mar 2008 - Feb 2009 |
17.98% |
| 2 Years |
+10.13% |
+32.35% Mar 2009 - Feb 2011 |
-19.74% Mar 2007 - Feb 2009 |
12.69% |
| 3 Years |
+9.85% |
+26.34% Apr 1995 - Mar 1998 |
-11.24% Apr 2000 - Mar 2003 |
12.57% |
| 5 Years |
+9.67% |
+23.01% Jan 1995 - Dec 1999 |
-3.66% Mar 2004 - Feb 2009 |
2.23% |
| 7 Years |
+9.45% |
+18.07% Oct 1990 - Sep 1997 |
-0.93% Mar 2002 - Feb 2009 |
0.60% |
| 10 Years |
+9.18% |
+16.75% Oct 1990 - Sep 2000 |
-0.44% Mar 1999 - Feb 2009 |
0.67% |
| 15 Years |
+8.26% |
+11.91% Jan 1987 - Dec 2001 |
+4.90% Sep 2000 - Aug 2015 |
0.00% |
| 20 Years |
+8.25% |
+11.27% Dec 1987 - Nov 2007 |
+5.30% Apr 2000 - Mar 2020 |
0.00% |
* Annualized rolling and average returns over full calendar month periods
If you need a deeper detail about rolling returns, please refer to the Stocks/Bonds 80/20 Portfolio: Rolling Returns page.
Seasonality and Yearly/Monthly Returns
Stocks/Bonds 80/20 Portfolio Seasonality: in which months is it better to invest?
In the table below, the average monthly return is represented.
Below each return, it's also mentioned the probability of obtaining a positive monthly result (Win %).
Both the Average Return and the Gain Frequency are useful to get an idea of what happened in the past.
| Monthly Average Return (%) and Gain Frequency | ||||||||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Return (%) | Jan | Feb | Mar | Apr | May | Jun | Jul | Aug | Sep | Oct | Nov | Dec |
| Average Win % |
1.03 63% |
0.65 66% |
0.75 69% |
1.68 77% |
1.04 71% |
0.50 63% |
1.22 60% |
0.09 63% |
-0.06 54% |
0.31 62% |
1.51 74% |
1.77 82% |
| Best Year |
10.5 1987 |
5.9 1998 |
6.6 2009 |
10.6 2020 |
7.6 1990 |
6.0 2019 |
6.9 1997 |
6.0 2000 |
7.4 2010 |
8.8 2011 |
9.6 2020 |
9.1 1991 |
| Worst Year |
-6.9 2009 |
-8.4 2009 |
-11.2 2020 |
-4.3 2000 |
-6.2 2010 |
-6.4 2008 |
-6.4 2002 |
-12.4 1998 |
-7.3 2008 |
-18.3 1987 |
-7.4 2000 |
-7.1 2018 |
For further information about the seasonality, check the Asset Class Seasonality page.
Monthly Returns of Stocks/Bonds 80/20 Portfolio
| Months | |||||||||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Year | Return | Jan | Feb | Mar | Apr | May | Jun | Jul | Aug | Sep | Oct | Nov | Dec |
| 2021 |
+11.78% | -0.4 | 2.2 | 2.7 | 4.3 | 0.4 | 2.2 | 1.6 | 2.3 | -3.9 | |||
| 2020 |
+18.36% | 0.4 | -6.0 | -11.2 | 10.6 | 4.3 | 1.9 | 4.8 | 5.4 | -2.9 | -1.7 | 9.6 | 3.8 |
| 2019 |
+26.30% | 7.1 | 2.9 | 1.5 | 3.2 | -5.0 | 6.0 | 1.2 | -1.2 | 1.3 | 1.8 | 3.1 | 2.3 |
| 2018 |
-4.19% | 3.9 | -3.2 | -1.4 | 0.2 | 2.3 | 0.6 | 2.7 | 2.9 | 0.1 | -6.2 | 1.8 | -7.1 |
| 2017 |
+17.68% | 1.5 | 3.1 | 0.0 | 1.0 | 1.0 | 0.8 | 1.6 | 0.3 | 1.9 | 1.8 | 2.5 | 1.1 |
| 2016 |
+10.77% | -4.3 | 0.2 | 5.8 | 0.6 | 1.4 | 0.6 | 3.3 | 0.1 | 0.2 | -2.0 | 3.1 | 1.7 |
| 2015 |
+0.40% | -1.7 | 4.3 | -0.8 | 0.4 | 0.9 | -1.6 | 1.5 | -5.0 | -2.2 | 6.3 | 0.4 | -1.7 |
| 2014 |
+11.20% | -2.2 | 4.0 | 0.4 | 0.2 | 1.9 | 2.1 | -1.7 | 3.6 | -1.8 | 2.4 | 2.2 | 0.0 |
| 2013 |
+26.34% | 4.2 | 1.1 | 3.2 | 1.5 | 1.6 | -1.5 | 4.8 | -2.7 | 3.4 | 3.7 | 2.2 | 2.2 |
| 2012 |
+13.79% | 4.2 | 3.4 | 2.4 | -0.3 | -4.9 | 3.3 | 0.9 | 2.2 | 2.1 | -1.5 | 0.7 | 0.9 |
| 2011 |
+2.36% | 1.7 | 3.0 | 0.3 | 2.6 | -0.6 | -1.5 | -1.5 | -4.5 | -5.8 | 8.8 | -0.3 | 1.0 |
| 2010 |
+15.18% | -2.6 | 2.8 | 5.1 | 2.0 | -6.2 | -4.3 | 5.7 | -3.4 | 7.4 | 3.3 | 0.3 | 5.4 |
| 2009 |
+23.84% | -6.9 | -8.4 | 6.6 | 8.7 | 4.5 | 0.4 | 6.5 | 3.2 | 3.6 | -2.1 | 4.9 | 2.1 |
| 2008 |
-28.21% | -4.7 | -2.0 | -0.6 | 3.7 | 1.4 | -6.4 | -0.5 | 1.3 | -7.3 | -14.1 | -4.8 | 2.8 |
| 2007 |
+5.68% | 1.5 | -1.0 | 0.9 | 3.3 | 2.9 | -1.5 | -2.7 | 1.5 | 3.2 | 1.6 | -3.3 | -0.5 |
| 2006 |
+13.41% | 2.6 | 0.3 | 1.5 | 0.7 | -2.6 | 0.1 | 0.2 | 2.2 | 2.0 | 3.0 | 2.1 | 0.9 |
| 2005 |
+5.53% | -1.9 | 1.5 | -1.6 | -1.5 | 3.3 | 0.7 | 3.3 | -0.6 | 0.4 | -2.1 | 3.8 | 0.2 |
| 2004 |
+11.08% | 2.3 | 1.3 | -0.7 | -2.3 | 1.1 | 1.7 | -2.7 | 0.4 | 1.4 | 1.6 | 3.6 | 3.0 |
| 2003 |
+25.40% | -2.2 | -1.0 | 0.6 | 7.0 | 5.1 | 1.3 | 1.3 | 2.1 | -0.4 | 4.8 | 1.3 | 3.5 |
| 2002 |
-14.73% | -0.6 | -1.2 | 2.6 | -3.2 | -1.0 | -5.4 | -6.4 | 1.0 | -7.3 | 5.3 | 4.5 | -3.4 |
| 2001 |
-7.09% | 3.4 | -7.4 | -5.2 | 6.2 | 1.0 | -1.2 | -0.9 | -4.4 | -6.7 | 2.4 | 5.4 | 1.2 |
| 2000 |
-6.18% | -3.4 | 2.3 | 4.8 | -4.3 | -2.7 | 3.9 | -1.4 | 6.0 | -3.6 | -1.5 | -7.4 | 1.8 |
| 1999 |
+18.90% | 3.1 | -3.4 | 3.3 | 3.9 | -1.8 | 4.1 | -2.7 | -0.8 | -1.8 | 5.1 | 2.8 | 6.2 |
| 1998 |
+20.33% | 0.6 | 5.9 | 4.2 | 1.0 | -2.0 | 3.0 | -1.8 | -12.4 | 5.7 | 5.8 | 5.1 | 5.3 |
| 1997 |
+26.68% | 4.4 | -0.1 | -3.8 | 3.9 | 5.9 | 3.8 | 6.9 | -3.2 | 5.0 | -2.6 | 2.8 | 1.6 |
| 1996 |
+17.49% | 2.3 | 1.0 | 0.8 | 1.9 | 2.1 | -0.5 | -4.3 | 2.5 | 4.7 | 1.6 | 5.9 | -1.2 |
| 1995 |
+32.26% | 2.1 | 3.7 | 2.3 | 2.3 | 3.6 | 2.5 | 3.2 | 1.1 | 3.1 | -0.7 | 3.7 | 1.5 |
| 1994 |
-0.67% | 2.7 | -2.2 | -4.0 | 0.6 | 0.8 | -2.2 | 2.8 | 3.6 | -1.8 | 1.2 | -3.0 | 1.2 |
| 1993 |
+10.44% | 1.2 | 0.8 | 2.0 | -2.1 | 2.4 | 0.8 | -0.1 | 3.5 | 0.1 | 1.4 | -1.5 | 1.6 |
| 1992 |
+8.71% | -0.3 | 1.2 | -2.0 | 1.3 | 0.8 | -1.2 | 3.5 | -1.5 | 1.1 | 0.7 | 3.3 | 1.7 |
| 1991 |
+28.96% | 4.2 | 5.7 | 2.5 | 0.5 | 3.4 | -3.7 | 4.2 | 2.6 | -0.6 | 1.6 | -3.0 | 9.1 |
| 1990 |
-3.13% | -6.0 | 1.4 | 2.0 | -2.5 | 7.6 | -0.1 | -0.6 | -7.4 | -3.9 | -0.6 | 5.4 | 2.6 |
| 1989 |
+25.22% | 5.5 | -1.6 | 1.8 | 4.3 | 3.6 | 0.4 | 6.6 | 1.6 | -0.1 | -1.9 | 1.4 | 1.6 |
| 1988 |
+15.32% | 4.1 | 4.4 | -1.4 | 0.8 | -0.2 | 4.5 | -0.6 | -2.2 | 3.4 | 1.6 | -1.4 | 1.7 |
| 1987 |
+2.40% | 10.5 | 4.0 | 1.8 | -1.8 | 0.3 | 3.7 | 3.8 | 3.1 | -2.1 | -18.3 | -5.6 | 6.1 |
* Note: Portofolio Returns, up to December 2007, are simulated. They have been calculated using the historical series of equivalent ETFs / Assets, instead of the actual ETFs of the portfolio.
In particular, it has been used:
- VTI - Vanguard Total Stock Market: simulated historical serie, up to December 2001
- BND - Vanguard Total Bond Market: simulated historical serie, up to December 2007