Last Update: 31 December 2020
The Stocks/Bonds 80/20 Portfolio is exposed for 80% on the Stock Market.
It's a Very High Risk portfolio and it can be replicated with 2 ETFs.
In the last 10 years, the portfolio obtained a 11.86% compound annual return, with a 11.20% standard deviation.
In 2020, the portfolio granted a 1.87% dividend yield. If you are interested in getting periodic income, please refer to the Stocks/Bonds 80/20 Portfolio: Dividend Yield page.
Asset Allocation and ETFs
The Stocks/Bonds 80/20 Portfolio has the following asset allocation:
The Stocks/Bonds 80/20 Portfolio can be replicated with the following ETFs:
Weight | Ticker | ETF Name | Investment Themes | |
---|---|---|---|---|
80.00 % | VTI | Vanguard Total Stock Market | Equity, U.S., Large Cap | |
20.00 % | BND | Vanguard Total Bond Market | Bond, U.S., All-Term |
Portfolio and ETF Returns
The Stocks/Bonds 80/20 Portfolio guaranteed the following returns.
1M | 3M | 6M | 1Y | 3Y(*) | 5Y(*) | 10Y(*) | |
---|---|---|---|---|---|---|---|
Stocks/Bonds 80/20 Portfolio | +3.82 | +11.93 | +20.14 | +18.36 | +12.72 | +13.30 | +11.86 |
Components | |||||||
VTI - Vanguard Total Stock Market | +4.68 | +14.75 | +25.36 | +21.03 | +14.45 | +15.44 | +13.77 |
BND - Vanguard Total Bond Market | +0.15 | +0.80 | +1.21 | +7.71 | +5.40 | +4.45 | +3.73 |
- a rebalancing of the components at the beginning of each year (i.e. at every January 1st)
- the reinvestment of dividends
If you are interested in getting periodic income, please refer to the Stocks/Bonds 80/20 Portfolio: Dividend Yield page.
Historical Returns
Stocks/Bonds 80/20 Portfolio - Historical returns and stats.
Period | Returns Dec 2020 |
Standard Deviation * |
Max Drawdown |
Months Pos - Neg |
---|---|---|---|---|
1M
|
+3.82%
|
0.00%
|
1 - 0 | |
3M
|
+11.93%
|
-1.67%
Oct 2020 - Oct 2020
|
2 - 1 | |
6M
|
+20.14%
|
-4.49%
Sep 2020 - Oct 2020
|
4 - 2 | |
YTD
|
+18.36%
|
20.89%
|
-16.53%
Feb 2020 - Mar 2020
|
8 - 4 |
1Y
|
+18.36%
|
20.89%
|
-16.53%
Feb 2020 - Mar 2020
|
8 - 4 |
3Y
|
+12.72%
annualized
|
15.47%
|
-16.53%
Feb 2020 - Mar 2020
|
26 - 10 |
5Y
|
+13.30%
annualized
|
12.65%
|
-16.53%
Feb 2020 - Mar 2020
|
48 - 12 |
10Y
|
+11.86%
annualized
|
11.20%
|
-16.53%
Feb 2020 - Mar 2020
|
87 - 33 |
MAX
01 Jan 1987
|
+10.00%
annualized
|
12.37%
|
-41.09%
Nov 2007 - Feb 2009
|
272 - 136 |
* Annualized St.Dev. of monthly returns
Best Very High Risk Porftolios, ordered by 10Y annualized return.
Portfolio | 10Y Return ▾ | Stocks | Bonds | Comm. | ||
---|---|---|---|---|---|---|
Technology |
+20.35% | 100 | 0 | 0 | Compare | |
US Stocks |
+13.77% | 100 | 0 | 0 | Compare | |
Warren Buffett |
+12.76% | 90 | 10 | 0 | Compare | |
Stocks/Bonds 80/20 |
+11.86% | 80 | 20 | 0 | ||
Second Grader's Starter Paul Farrell |
+10.28% | 90 | 10 | 0 | Compare |
Capital Growth
Drawdowns
Rolling Returns (more details)
Stocks/Bonds 80/20 Portfolio: annualized rolling and average returns
Return (*) | Negative Periods |
|||
---|---|---|---|---|
Rolling Period | Average | Best | Worst | |
1 Year |
+10.13% |
+45.38% Mar 2009 - Feb 2010 |
-34.49% Mar 2008 - Feb 2009 |
18.39% |
2 Years |
+9.91% |
+32.35% Mar 2009 - Feb 2011 |
-19.74% Mar 2007 - Feb 2009 |
12.99% |
3 Years |
+9.73% |
+26.34% Apr 1995 - Mar 1998 |
-11.24% Apr 2000 - Mar 2003 |
12.87% |
5 Years |
+9.54% |
+23.01% Jan 1995 - Dec 1999 |
-3.66% Mar 2004 - Feb 2009 |
2.29% |
7 Years |
+9.39% |
+18.07% Oct 1990 - Sep 1997 |
-0.93% Mar 2002 - Feb 2009 |
0.62% |
10 Years |
+9.08% |
+16.75% Oct 1990 - Sep 2000 |
-0.44% Mar 1999 - Feb 2009 |
0.69% |
15 Years |
+8.20% |
+11.91% Jan 1987 - Dec 2001 |
+4.90% Sep 2000 - Aug 2015 |
0.00% |
* Annualized rolling and average returns over full calendar month periods
If you need a deeper detail about rolling returns, please refer to the Stocks/Bonds 80/20 Portfolio: Rolling Returns page.
Seasonality and Yearly/Monthly Returns
Stocks/Bonds 80/20 Portfolio Seasonality
Months | ||||||||||||
---|---|---|---|---|---|---|---|---|---|---|---|---|
Return (%) | Jan | Feb | Mar | Apr | May | Jun | Jul | Aug | Sep | Oct | Nov | Dec |
Average | 1.1 | 0.6 | 0.7 | 1.6 | 1.1 | 0.4 | 1.2 | 0.0 | 0.1 | 0.3 | 1.5 | 1.8 |
Best |
10.5 1987 |
5.9 1998 |
6.6 2009 |
10.6 2020 |
7.6 1990 |
6.0 2019 |
6.9 1997 |
6.0 2000 |
7.4 2010 |
8.8 2011 |
9.6 2020 |
9.1 1991 |
Worst |
-6.9 2009 |
-8.4 2009 |
-11.2 2020 |
-4.3 2000 |
-6.2 2010 |
-6.4 2008 |
-6.4 2002 |
-12.4 1998 |
-7.3 2008 |
-18.3 1987 |
-7.4 2000 |
-7.1 2018 |
Gain Frequency |
65 | 65 | 68 | 76 | 71 | 62 | 59 | 62 | 56 | 62 | 74 | 82 |
Detail of Monthly Returns
Months | |||||||||||||
---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Year | Return | Jan | Feb | Mar | Apr | May | Jun | Jul | Aug | Sep | Oct | Nov | Dec |
2020 |
+18.36% | 0.4 | -6.0 | -11.2 | 10.6 | 4.3 | 1.9 | 4.8 | 5.4 | -2.9 | -1.7 | 9.6 | 3.8 |
2019 |
+26.30% | 7.1 | 2.9 | 1.5 | 3.2 | -5.0 | 6.0 | 1.2 | -1.2 | 1.3 | 1.8 | 3.1 | 2.3 |
2018 |
-4.19% | 3.9 | -3.2 | -1.4 | 0.2 | 2.3 | 0.6 | 2.7 | 2.9 | 0.1 | -6.2 | 1.8 | -7.1 |
2017 |
+17.68% | 1.5 | 3.1 | 0.0 | 1.0 | 1.0 | 0.8 | 1.6 | 0.3 | 1.9 | 1.8 | 2.5 | 1.1 |
2016 |
+10.77% | -4.3 | 0.2 | 5.8 | 0.6 | 1.4 | 0.6 | 3.3 | 0.1 | 0.2 | -2.0 | 3.1 | 1.7 |
2015 |
+0.40% | -1.7 | 4.3 | -0.8 | 0.4 | 0.9 | -1.6 | 1.5 | -5.0 | -2.2 | 6.3 | 0.4 | -1.7 |
2014 |
+11.20% | -2.2 | 4.0 | 0.4 | 0.2 | 1.9 | 2.1 | -1.7 | 3.6 | -1.8 | 2.4 | 2.2 | 0.0 |
2013 |
+26.34% | 4.2 | 1.1 | 3.2 | 1.5 | 1.6 | -1.5 | 4.8 | -2.7 | 3.4 | 3.7 | 2.2 | 2.2 |
2012 |
+13.79% | 4.2 | 3.4 | 2.4 | -0.3 | -4.9 | 3.3 | 0.9 | 2.2 | 2.1 | -1.5 | 0.7 | 0.9 |
2011 |
+2.36% | 1.7 | 3.0 | 0.3 | 2.6 | -0.6 | -1.5 | -1.5 | -4.5 | -5.8 | 8.8 | -0.3 | 1.0 |
2010 |
+15.18% | -2.6 | 2.8 | 5.1 | 2.0 | -6.2 | -4.3 | 5.7 | -3.4 | 7.4 | 3.3 | 0.3 | 5.4 |
2009 |
+23.84% | -6.9 | -8.4 | 6.6 | 8.7 | 4.5 | 0.4 | 6.5 | 3.2 | 3.6 | -2.1 | 4.9 | 2.1 |
2008 |
-28.21% | -4.7 | -2.0 | -0.6 | 3.7 | 1.4 | -6.4 | -0.5 | 1.3 | -7.3 | -14.1 | -4.8 | 2.8 |
2007 |
+5.68% | 1.5 | -1.0 | 0.9 | 3.3 | 2.9 | -1.5 | -2.7 | 1.5 | 3.2 | 1.6 | -3.3 | -0.5 |
2006 |
+13.41% | 2.6 | 0.3 | 1.5 | 0.7 | -2.6 | 0.1 | 0.2 | 2.2 | 2.0 | 3.0 | 2.1 | 0.9 |
2005 |
+5.53% | -1.9 | 1.5 | -1.6 | -1.5 | 3.3 | 0.7 | 3.3 | -0.6 | 0.4 | -2.1 | 3.8 | 0.2 |
2004 |
+11.08% | 2.3 | 1.3 | -0.7 | -2.3 | 1.1 | 1.7 | -2.7 | 0.4 | 1.4 | 1.6 | 3.6 | 3.0 |
2003 |
+25.40% | -2.2 | -1.0 | 0.6 | 7.0 | 5.1 | 1.3 | 1.3 | 2.1 | -0.4 | 4.8 | 1.3 | 3.5 |
2002 |
-14.73% | -0.6 | -1.2 | 2.6 | -3.2 | -1.0 | -5.4 | -6.4 | 1.0 | -7.3 | 5.3 | 4.5 | -3.4 |
2001 |
-7.09% | 3.4 | -7.4 | -5.2 | 6.2 | 1.0 | -1.2 | -0.9 | -4.4 | -6.7 | 2.4 | 5.4 | 1.2 |
2000 |
-6.18% | -3.4 | 2.3 | 4.8 | -4.3 | -2.7 | 3.9 | -1.4 | 6.0 | -3.6 | -1.5 | -7.4 | 1.8 |
1999 |
+18.90% | 3.1 | -3.4 | 3.3 | 3.9 | -1.8 | 4.1 | -2.7 | -0.8 | -1.8 | 5.1 | 2.8 | 6.2 |
1998 |
+20.33% | 0.6 | 5.9 | 4.2 | 1.0 | -2.0 | 3.0 | -1.8 | -12.4 | 5.7 | 5.8 | 5.1 | 5.3 |
1997 |
+26.68% | 4.4 | -0.1 | -3.8 | 3.9 | 5.9 | 3.8 | 6.9 | -3.2 | 5.0 | -2.6 | 2.8 | 1.6 |
1996 |
+17.49% | 2.3 | 1.0 | 0.8 | 1.9 | 2.1 | -0.5 | -4.3 | 2.5 | 4.7 | 1.6 | 5.9 | -1.2 |
1995 |
+32.26% | 2.1 | 3.7 | 2.3 | 2.3 | 3.6 | 2.5 | 3.2 | 1.1 | 3.1 | -0.7 | 3.7 | 1.5 |
1994 |
-0.67% | 2.7 | -2.2 | -4.0 | 0.6 | 0.8 | -2.2 | 2.8 | 3.6 | -1.8 | 1.2 | -3.0 | 1.2 |
1993 |
+10.44% | 1.2 | 0.8 | 2.0 | -2.1 | 2.4 | 0.8 | -0.1 | 3.5 | 0.1 | 1.4 | -1.5 | 1.6 |
1992 |
+8.71% | -0.3 | 1.2 | -2.0 | 1.3 | 0.8 | -1.2 | 3.5 | -1.5 | 1.1 | 0.7 | 3.3 | 1.7 |
1991 |
+28.96% | 4.2 | 5.7 | 2.5 | 0.5 | 3.4 | -3.7 | 4.2 | 2.6 | -0.6 | 1.6 | -3.0 | 9.1 |
1990 |
-3.13% | -6.0 | 1.4 | 2.0 | -2.5 | 7.6 | -0.1 | -0.6 | -7.4 | -3.9 | -0.6 | 5.4 | 2.6 |
1989 |
+25.22% | 5.5 | -1.6 | 1.8 | 4.3 | 3.6 | 0.4 | 6.6 | 1.6 | -0.1 | -1.9 | 1.4 | 1.6 |
1988 |
+15.32% | 4.1 | 4.4 | -1.4 | 0.8 | -0.2 | 4.5 | -0.6 | -2.2 | 3.4 | 1.6 | -1.4 | 1.7 |
1987 |
+2.40% | 10.5 | 4.0 | 1.8 | -1.8 | 0.3 | 3.7 | 3.8 | 3.1 | -2.1 | -18.3 | -5.6 | 6.1 |
* Note: Portofolio Returns, up to December 2007, are simulated. They have been calculated using the historical series of equivalent ETFs / Assets, instead of the actual ETFs of the portfolio.
In particular, it has been used:
VTI - Vanguard Total Stock Market: simulated historical serie, up to December 2001
BND - Vanguard Total Bond Market: simulated historical serie, up to December 2007