Data Source: from January 1972 to June 2022
Consolidated Returns as of 30 June 2022
Live Update: Jul 05 2022, 02:00PM Eastern Time
PORTFOLIO • LIVE PERFORMANCE (USD currency)
0.40%
1 Day
Jul 05 2022, 02:00PM Eastern Time
0.55%
Current Month
July 2022
The Stocks/Bonds 60/40 Portfolio is a High Risk portfolio and can be implemented with 2 ETFs.
It's exposed for 60% on the Stock Market.
In the last 30 Years, the Stocks/Bonds 60/40 Portfolio obtained a 8.15% compound annual return, with a 9.15% standard deviation.
Asset Allocation and ETFs
The Stocks/Bonds 60/40 Portfolio has the following asset allocation:
The Stocks/Bonds 60/40 Portfolio can be implemented with the following ETFs:
| Weight | Ticker | ETF Name | Investment Themes | |
|---|---|---|---|---|
| 60.00 % | VTI | Vanguard Total Stock Market | Equity, U.S., Large Cap | |
| 40.00 % | BND | Vanguard Total Bond Market | Bond, U.S., All-Term |
Most of Lazy Portfolios are made of common components (asset classes), very simple and well defined. For a more complete view, find out the most common ETFs you can use to build your portfolio.
Portfolio and ETF Returns
The Stocks/Bonds 60/40 Portfolio guaranteed the following returns.
According to the available data source, let's assume we built the portfolio on January 1972.
Portfolio returns are calculated in USD, assuming:
Portfolio returns are calculated in USD, assuming:
- No fees or capital gain taxes
- a rebalancing of the components at the beginning of each year (at every January 1st). How do returns change with different rebalancing strategies?
- the reinvestment of dividends
STOCKS/BONDS 60/40 PORTFOLIO RETURNS
Consolidated returns as of 30 June 2022
Live Update: Jul 05 2022, 02:00PM Eastern Time
Swipe left to see all data
| Chg (%) | Return (%) | Return (%) as of Jun 30, 2022 |
|||||||
|---|---|---|---|---|---|---|---|---|---|
| 1 Day | Time ET(*) | Jul 2022 | 1M | 6M | 1Y | 5Y(*) | 10Y(*) | 30Y(*) | |
| Stocks/Bonds 60/40 Portfolio | -0.40 | 0.55 | -5.51 | -16.93 | -12.15 | 6.92 | 8.28 | 8.15 | |
| US Inflation Adjusted return | -5.51 | -20.17 | -18.33 | 3.20 | 5.68 | 5.54 | |||
| Components | |||||||||
|
VTI Vanguard Total Stock Market |
-0.84 |
01:59PM Jul 05 2022 |
0.21 | -8.23 | -21.32 | -14.17 | 10.53 | 12.52 | 9.81 |
|
BND Vanguard Total Bond Market |
0.26 |
02:00PM Jul 05 2022 |
1.06 | -1.66 | -10.35 | -10.42 | 0.84 | 1.40 | 4.63 |
(*) Returns over 1 year are annualized
(*) Eastern Time (ET - America/New York)
US Inflation is updated to May 2022. Waiting for updates, inflation of Jun 2022 is set to 0%. Current inflation (annualized) is 1Y: 7.57% , 5Y: 3.61% , 10Y: 2.46% , 30Y: 2.47%
Live update: World Markets and Indexes
Portfolio Dividends
In 2021, the Stocks/Bonds 60/40 Portfolio granted a 1.73% dividend yield. If you are interested in getting periodic income, please refer to the Stocks/Bonds 60/40 Portfolio: Dividend Yield page.
Readings that may interest you
Historical Returns as of Jun 30, 2022
Historical returns and stats of Stocks/Bonds 60/40 Portfolio. Total Returns and Inflation Adjusted Returns are both mentioned.
STOCKS/BONDS 60/40 PORTFOLIO
Consolidated returns as of 30 June 2022
Data Source: from January 1972 to June 2022
Swipe left to see all data
| Period | Return (%) as of Jun 2022 |
Return (%) Infl.Adj. |
Standard Deviation (%) |
Max Drawdown (%) |
Months Pos - Neg |
|---|---|---|---|---|---|
|
1M
Jun 2022
|
-5.51
|
-5.51
|
-5.51
Jun 2022 - Jun 2022
|
0 - 1
|
|
|
3M
|
-12.02
|
-13.16
|
-12.02
Apr 2022 - Jun 2022
|
1 - 2
|
|
|
6M
|
-16.93
|
-20.17
|
-16.93
Jan 2022 - Jun 2022
|
2 - 4
|
|
|
YTD
|
-16.93
|
-20.17
|
-16.93
Jan 2022 - Jun 2022
|
2 - 4
|
|
|
1Y
|
-12.15
|
-18.33
|
11.53
|
-16.93
Jan 2022 - Jun 2022
|
6 - 6
50% pos
|
|
3Y(*)
|
5.74
|
1.18
|
12.15
|
-16.93
Jan 2022 - Jun 2022
|
24 - 12
67% pos
|
|
5Y(*)
|
6.92
|
3.20
|
10.95
|
-16.93
Jan 2022 - Jun 2022
|
41 - 19
68% pos
|
|
10Y(*)
|
8.28
|
5.68
|
8.83
|
-16.93
Jan 2022 - Jun 2022
|
86 - 34
72% pos
|
|
15Y(*)
|
6.79
|
4.39
|
9.91
|
-30.55
Nov 2007 - Feb 2009
|
121 - 59
67% pos
|
|
20Y(*)
|
7.36
|
4.79
|
9.19
|
-30.55
Nov 2007 - Feb 2009
|
165 - 75
69% pos
|
|
25Y(*)
|
7.01
|
4.48
|
9.55
|
-30.55
Nov 2007 - Feb 2009
|
197 - 103
66% pos
|
|
30Y(*)
|
8.15
|
5.54
|
9.15
|
-30.55
Nov 2007 - Feb 2009
|
243 - 117
68% pos
|
|
MAX(*)
01 Jan 1972
|
9.15
|
5.00
|
9.95
|
-30.55
Nov 2007 - Feb 2009
|
395 - 211
65% pos
|
(*) Returns over 1 year are annualized
Returns and stats are calculated assuming a yearly rebalancing of the components weight. How do returns change with different rebalancing strategies?
Capital Growth as of Jun 30, 2022
An investment of 1000$, since July 1992,
now would be worth 10481.53$, with a total return of 948.15% (8.15% annualized).
The Inflation Adjusted Capital now would be 5038.06$, with a net total return of 403.81% (5.54% annualized).
The Inflation Adjusted Capital now would be 5038.06$, with a net total return of 403.81% (5.54% annualized).
An investment of 1000$, since January 1972,
now would be worth 83395.10$, with a total return of 8239.51% (9.15% annualized).
The Inflation Adjusted Capital now would be 11759.33$, with a net total return of 1075.93% (5.00% annualized).
The Inflation Adjusted Capital now would be 11759.33$, with a net total return of 1075.93% (5.00% annualized).
Drawdowns
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Drawdown period |
Recovery period |
Total |
||||
|---|---|---|---|---|---|---|
| Drawdown | Start | Bottom | #Months | End | #Months | #Months |
| -30.55% | Nov 2007 | Feb 2009 | 16 | Oct 2010 | 20 | 36 |
| -21.56% | Sep 2000 | Sep 2002 | 25 | Jan 2004 | 16 | 41 |
| -16.93% | Jan 2022 | Jun 2022 | 6 | in progress | 6 | |
| -12.29% | Feb 2020 | Mar 2020 | 2 | Jul 2020 | 4 | 6 |
| -10.18% | Jul 1998 | Aug 1998 | 2 | Nov 1998 | 3 | 5 |
| -9.00% | May 2011 | Sep 2011 | 5 | Jan 2012 | 4 | 9 |
| -8.38% | Sep 2018 | Dec 2018 | 4 | Mar 2019 | 3 | 7 |
| -6.47% | Feb 1994 | Jun 1994 | 5 | Feb 1995 | 8 | 13 |
| -5.35% | Apr 2000 | May 2000 | 2 | Aug 2000 | 3 | 5 |
| -5.24% | Jun 2015 | Sep 2015 | 4 | Apr 2016 | 7 | 11 |
| -3.76% | Jul 1999 | Sep 1999 | 3 | Oct 1999 | 1 | 4 |
| -3.67% | Feb 2018 | Apr 2018 | 3 | Jul 2018 | 3 | 6 |
| -3.54% | Sep 2020 | Oct 2020 | 2 | Nov 2020 | 1 | 3 |
| -3.54% | May 2012 | May 2012 | 1 | Aug 2012 | 3 | 4 |
| -3.41% | May 2019 | May 2019 | 1 | Jun 2019 | 1 | 2 |
| -3.33% | Jun 1996 | Jul 1996 | 2 | Sep 1996 | 2 | 4 |
| -3.24% | Sep 2021 | Sep 2021 | 1 | Oct 2021 | 1 | 2 |
| -3.12% | Feb 1997 | Mar 1997 | 2 | Apr 1997 | 1 | 3 |
| -3.07% | Jun 2007 | Jul 2007 | 2 | Sep 2007 | 2 | 4 |
| -2.96% | Feb 1999 | Feb 1999 | 1 | Apr 1999 | 2 | 3 |
Swipe left to see all data
Drawdown period |
Recovery period |
Total |
||||
|---|---|---|---|---|---|---|
| Drawdown | Start | Bottom | #Months | End | #Months | #Months |
| -30.55% | Nov 2007 | Feb 2009 | 16 | Oct 2010 | 20 | 36 |
| -27.28% | Jan 1973 | Sep 1974 | 21 | Jan 1976 | 16 | 37 |
| -21.56% | Sep 2000 | Sep 2002 | 25 | Jan 2004 | 16 | 41 |
| -19.17% | Sep 1987 | Nov 1987 | 3 | Jan 1989 | 14 | 17 |
| -16.93% | Jan 2022 | Jun 2022 | 6 | in progress | 6 | |
| -12.29% | Feb 2020 | Mar 2020 | 2 | Jul 2020 | 4 | 6 |
| -10.18% | Jul 1998 | Aug 1998 | 2 | Nov 1998 | 3 | 5 |
| -9.57% | Feb 1980 | Mar 1980 | 2 | May 1980 | 2 | 4 |
| -9.00% | May 2011 | Sep 2011 | 5 | Jan 2012 | 4 | 9 |
| -8.82% | Jun 1981 | Sep 1981 | 4 | Nov 1981 | 2 | 6 |
| -8.52% | Jul 1990 | Oct 1990 | 4 | Jan 1991 | 3 | 7 |
| -8.38% | Sep 2018 | Dec 2018 | 4 | Mar 2019 | 3 | 7 |
| -7.92% | Sep 1978 | Oct 1978 | 2 | Mar 1979 | 5 | 7 |
| -7.13% | Dec 1983 | May 1984 | 6 | Aug 1984 | 3 | 9 |
| -7.09% | Dec 1981 | Mar 1982 | 4 | Aug 1982 | 5 | 9 |
| -6.65% | Oct 1979 | Oct 1979 | 1 | Dec 1979 | 2 | 3 |
| -6.47% | Feb 1994 | Jun 1994 | 5 | Feb 1995 | 8 | 13 |
| -5.58% | Sep 1986 | Sep 1986 | 1 | Jan 1987 | 4 | 5 |
| -5.45% | Jan 1977 | Feb 1978 | 14 | Apr 1978 | 2 | 16 |
| -5.35% | Apr 2000 | May 2000 | 2 | Aug 2000 | 3 | 5 |
Rolling Returns ( more details)
Stocks/Bonds 60/40 Portfolio: annualized rolling and average returns
Swipe left to see all data
| Rolling Period |
Return (*) | Negative Periods |
||
|---|---|---|---|---|
| Average (%) | Best (%) | Worst (%) | ||
| 1 Year |
10.05 |
50.63 Jul 1982 - Jun 1983 |
-25.46 Mar 2008 - Feb 2009 |
17.82% |
| 2 Years |
9.85 |
29.22 Jul 1984 - Jun 1986 |
-13.47 Mar 2007 - Feb 2009 |
9.95% |
| 3 Years |
9.89 |
24.62 Aug 1984 - Jul 1987 |
-6.40 Mar 2006 - Feb 2009 |
7.18% |
| 5 Years |
9.94 |
22.47 Aug 1982 - Jul 1987 |
-1.44 Mar 2004 - Feb 2009 |
0.37% |
| 7 Years |
9.98 |
18.96 Apr 1980 - Mar 1987 |
0.82 Mar 2002 - Feb 2009 |
0.00% |
| 10 Years |
10.06 |
15.69 Aug 1982 - Jul 1992 |
1.34 Mar 1999 - Feb 2009 |
0.00% |
| 15 Years |
9.95 |
15.35 Aug 1982 - Jul 1997 |
5.21 Sep 2000 - Aug 2015 |
0.00% |
| 20 Years |
9.93 |
14.69 Apr 1980 - Mar 2000 |
5.43 Apr 2000 - Mar 2020 |
0.00% |
(*) Annualized rolling and average returns over full calendar month periods
If you need a deeper detail about rolling returns, please refer to the Stocks/Bonds 60/40 Portfolio: Rolling Returns page.
Seasonality
Stocks/Bonds 60/40 Portfolio: in which months is it better to invest?
Both the Average Return and the Gain Frequency (Win %) are useful to get an idea of what happened in the past.
For further information about the seasonality, check the Asset Class Seasonality page.
For further information about the seasonality, check the Asset Class Seasonality page.
Swipe left to see all data
| Monthly Average Return (%) and Gain Frequency | ||||||||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Return (%) | Jan | Feb | Mar | Apr | May | Jun | Jul | Aug | Sep | Oct | Nov | Dec |
| Average Win % |
0.99 61% |
0.39 59% |
0.61 69% |
1.14 73% |
0.88 67% |
0.62 63% |
0.65 56% |
0.54 62% |
-0.02 56% |
0.67 64% |
1.55 76% |
1.26 78% |
| Best Year |
8.7 1975 |
5.6 1986 |
5.1 2009 |
8.3 2020 |
6.3 1990 |
4.8 2019 |
5.9 1997 |
8.8 1982 |
5.4 2010 |
8.9 1974 |
7.5 2020 |
7.7 1991 |
| Worst Year |
-5.7 2009 |
-6.4 2009 |
-8.6 2020 |
-7.1 2022 |
-4.4 1984 |
-5.5 2022 |
-4.5 2002 |
-9.0 1998 |
-5.6 1986 |
-13.9 1987 |
-6.6 1973 |
-4.9 2018 |
Statistics calculated for the period Jan 1972 - Jun 2022
Monthly/Yearly Returns
Stocks/Bonds 60/40 Portfolio monthly and yearly returns: how is the distribution of the returns recorded so far?
MONTHLY RETURNS HISTOGRAM
395 Positive Months (65%) - 211 Negative Months (35%)
Jan 1972 - Jun 2022
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Yearly Return(%) |
Monthly Return(%) |
|||||||||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Year | Total | Infl.Adj | Jan | Feb | Mar | Apr | May | Jun | Jul | Aug | Sep | Oct | Nov | Dec |
| 2022 |
-16.93 | -20.17 | -4.5 | -1.9 | 0.8 | -7.1 | 0.2 | -5.5 | ||||||
| 2021 |
+14.66 | +7.06 | -0.5 | 1.3 | 1.7 | 3.5 | 0.3 | 1.9 | 1.5 | 1.8 | -3.2 | 4.3 | -0.9 | 2.3 |
| 2020 |
+15.70 | +14.24 | 0.8 | -4.1 | -8.6 | 8.3 | 3.3 | 1.6 | 3.9 | 3.8 | -2.2 | -1.4 | 7.5 | 2.9 |
| 2019 |
+21.94 | +19.24 | 5.6 | 2.2 | 1.6 | 2.4 | -3.4 | 4.8 | 0.9 | -0.3 | 0.9 | 1.4 | 2.4 | 1.8 |
| 2018 |
-3.17 | -4.99 | 2.6 | -2.7 | -0.9 | -0.1 | 1.9 | 0.4 | 2.0 | 2.4 | -0.1 | -5.0 | 1.5 | -4.9 |
| 2017 |
+14.15 | +11.77 | 1.2 | 2.5 | 0.0 | 1.0 | 0.9 | 0.6 | 1.3 | 0.4 | 1.3 | 1.3 | 1.9 | 0.9 |
| 2016 |
+8.71 | +6.52 | -3.0 | 0.3 | 4.5 | 0.6 | 1.0 | 1.0 | 2.6 | 0.0 | 0.2 | -1.7 | 1.7 | 1.4 |
| 2015 |
+0.44 | -0.20 | -0.7 | 2.8 | -0.5 | 0.2 | 0.6 | -1.5 | 1.4 | -3.8 | -1.4 | 4.6 | 0.2 | -1.4 |
| 2014 |
+9.85 | +9.14 | -1.3 | 3.1 | 0.2 | 0.4 | 1.7 | 1.6 | -1.3 | 3.0 | -1.5 | 1.9 | 1.8 | 0.0 |
| 2013 |
+19.23 | +17.45 | 3.0 | 1.0 | 2.5 | 1.4 | 0.8 | -1.5 | 3.8 | -2.3 | 2.9 | 3.1 | 1.7 | 1.6 |
| 2012 |
+11.13 | +9.21 | 3.3 | 2.6 | 1.7 | 0.0 | -3.5 | 2.5 | 1.0 | 1.7 | 1.6 | -1.2 | 0.6 | 0.5 |
| 2011 |
+3.75 | +0.67 | 1.3 | 2.4 | 0.2 | 2.3 | -0.2 | -1.2 | -0.7 | -3.0 | -4.1 | 6.4 | -0.2 | 1.1 |
| 2010 |
+12.93 | +11.33 | -1.6 | 2.2 | 3.7 | 1.7 | -4.4 | -2.9 | 4.4 | -2.1 | 5.4 | 2.5 | 0.0 | 3.8 |
| 2009 |
+18.79 | +15.54 | -5.7 | -6.4 | 5.1 | 6.5 | 3.5 | 0.5 | 5.2 | 2.7 | 3.0 | -1.6 | 4.1 | 1.3 |
| 2008 |
-19.44 | -19.42 | -3.2 | -1.4 | -0.3 | 2.6 | 0.8 | -4.8 | -0.3 | 1.2 | -5.5 | -10.9 | -2.1 | 3.5 |
| 2007 |
+5.99 | +1.81 | 1.1 | -0.4 | 0.7 | 2.6 | 2.0 | -1.2 | -1.9 | 1.4 | 2.6 | 1.5 | -2.0 | -0.3 |
| 2006 |
+11.12 | +8.39 | 1.9 | 0.3 | 0.9 | 0.5 | -2.0 | 0.1 | 0.5 | 2.0 | 1.7 | 2.4 | 1.9 | 0.6 |
| 2005 |
+4.74 | +1.36 | -1.2 | 1.0 | -1.3 | -0.8 | 2.7 | 0.7 | 2.2 | -0.1 | 0.0 | -1.7 | 3.0 | 0.4 |
| 2004 |
+9.37 | +5.83 | 1.9 | 1.3 | -0.3 | -2.4 | 0.7 | 1.5 | -1.8 | 0.8 | 1.1 | 1.4 | 2.5 | 2.5 |
| 2003 |
+20.04 | +17.65 | -1.6 | -0.4 | 0.4 | 5.4 | 4.3 | 0.9 | 0.2 | 1.7 | 0.3 | 3.4 | 1.1 | 2.9 |
| 2002 |
-8.98 | -11.18 | -0.2 | -0.7 | 1.6 | -2.0 | -0.5 | -3.9 | -4.5 | 1.2 | -4.7 | 3.5 | 3.2 | -1.8 |
| 2001 |
-3.21 | -4.74 | 3.0 | -5.3 | -3.7 | 4.4 | 0.9 | -0.7 | 0.0 | -2.9 | -4.5 | 2.2 | 3.4 | 0.7 |
| 2000 |
-1.79 | -5.05 | -2.6 | 2.0 | 3.9 | -3.3 | -2.1 | 3.5 | -0.8 | 4.8 | -2.5 | -1.0 | -5.0 | 1.8 |
| 1999 |
+13.98 | +11.01 | 2.5 | -3.0 | 2.6 | 3.0 | -1.6 | 3.0 | -2.2 | -0.6 | -1.0 | 4.0 | 2.1 | 4.6 |
| 1998 |
+17.39 | +15.53 | 0.8 | 4.4 | 3.2 | 0.9 | -1.3 | 2.5 | -1.3 | -9.0 | 4.7 | 4.2 | 3.9 | 4.1 |
| 1997 |
+22.37 | +20.33 | 3.4 | 0.0 | -3.1 | 3.3 | 4.7 | 3.2 | 5.9 | -2.7 | 4.2 | -1.7 | 2.2 | 1.5 |
| 1996 |
+14.01 | +10.28 | 1.8 | 0.3 | 0.4 | 1.3 | 1.6 | -0.1 | -3.3 | 1.8 | 4.0 | 1.7 | 4.9 | -1.1 |
| 1995 |
+28.74 | +25.56 | 2.1 | 3.3 | 1.9 | 2.0 | 3.7 | 2.1 | 2.4 | 1.1 | 2.6 | -0.2 | 3.1 | 1.5 |
| 1994 |
-1.16 | -3.67 | 2.4 | -2.1 | -3.6 | 0.2 | 0.6 | -1.7 | 2.6 | 2.7 | -1.7 | 0.9 | -2.3 | 1.1 |
| 1993 |
+10.25 | +7.23 | 1.3 | 1.1 | 1.6 | -1.4 | 1.8 | 1.0 | 0.1 | 3.0 | 0.2 | 1.1 | -1.4 | 1.3 |
| 1992 |
+8.32 | +5.20 | -0.6 | 1.0 | -1.6 | 1.1 | 1.0 | -0.6 | 3.1 | -0.8 | 1.1 | 0.2 | 2.5 | 1.7 |
| 1991 |
+25.53 | +21.90 | 3.4 | 4.5 | 2.1 | 0.6 | 2.7 | -2.9 | 3.5 | 2.4 | 0.0 | 1.4 | -2.1 | 7.7 |
| 1990 |
-0.19 | -6.06 | -5.0 | 1.3 | 1.5 | -2.1 | 6.3 | 0.3 | -0.2 | -5.8 | -2.7 | 0.0 | 4.5 | 2.3 |
| 1989 |
+22.33 | +16.91 | 4.3 | -1.4 | 1.4 | 3.7 | 3.4 | 1.0 | 5.5 | 0.8 | 0.0 | -0.9 | 1.3 | 1.4 |
| 1988 |
+13.33 | +8.54 | 3.9 | 3.6 | -1.3 | 0.5 | -0.4 | 4.1 | -0.6 | -1.7 | 3.1 | 1.6 | -1.3 | 1.4 |
| 1987 |
+2.18 | -2.06 | 8.2 | 3.2 | 1.2 | -2.1 | 0.2 | 3.2 | 3.0 | 2.2 | -2.1 | -13.9 | -4.1 | 5.0 |
| 1986 |
+14.79 | +13.44 | 0.7 | 5.6 | 5.0 | -0.3 | 2.2 | 2.0 | -3.1 | 5.1 | -5.6 | 3.4 | 1.3 | -1.8 |
| 1985 |
+27.66 | +23.00 | 6.3 | 0.3 | 0.5 | 0.8 | 5.6 | 1.4 | -0.2 | 0.2 | -2.2 | 3.4 | 5.1 | 3.8 |
| 1984 |
+7.32 | +3.15 | -0.1 | -2.6 | 0.3 | 0.1 | -4.4 | 1.9 | 0.6 | 6.9 | 0.9 | 1.8 | 0.2 | 2.0 |
| 1983 |
+15.69 | +11.46 | 2.5 | 2.9 | 1.8 | 5.5 | 0.2 | 2.5 | -2.8 | 0.3 | 2.2 | -1.7 | 2.3 | -0.6 |
| 1982 |
+24.75 | +20.15 | -1.5 | -2.4 | -0.5 | 3.8 | -0.9 | -2.2 | 0.8 | 8.8 | 2.9 | 8.9 | 3.7 | 1.7 |
| 1981 |
+1.27 | -7.01 | -2.3 | 0.0 | 3.7 | -1.8 | 1.9 | -0.5 | -1.0 | -4.1 | -3.5 | 6.2 | 6.2 | -2.9 |
| 1980 |
+21.05 | +7.74 | 3.2 | -2.7 | -7.0 | 7.3 | 5.4 | 3.2 | 3.5 | -0.5 | 1.9 | 0.6 | 6.8 | -1.3 |
| 1979 |
+16.69 | +3.03 | 3.8 | -1.9 | 4.4 | 0.6 | -0.1 | 3.6 | 0.8 | 3.7 | 0.2 | -6.6 | 5.4 | 2.2 |
| 1978 |
+5.53 | -3.17 | -3.4 | -0.5 | 2.1 | 5.0 | 1.4 | -0.7 | 3.8 | 2.9 | -0.3 | -7.7 | 2.7 | 0.8 |
| 1977 |
-1.60 | -7.76 | -3.2 | -1.0 | -0.3 | 0.6 | -0.3 | 3.5 | -1.1 | -0.4 | 0.0 | -2.7 | 3.0 | 0.4 |
| 1976 |
+21.38 | +15.56 | 7.9 | 0.6 | 2.0 | -0.3 | -1.0 | 3.4 | 0.0 | 0.6 | 1.9 | -0.7 | 1.7 | 3.8 |
| 1975 |
+25.64 | +17.27 | 8.7 | 4.3 | 1.6 | 2.4 | 4.6 | 3.4 | -4.3 | -1.4 | -2.6 | 5.0 | 2.0 | 0.0 |
| 1974 |
-14.41 | -23.64 | 0.2 | 0.3 | -2.3 | -3.4 | -1.9 | -1.5 | -4.0 | -4.8 | -4.5 | 8.9 | -1.1 | -0.7 |
| 1973 |
-9.12 | -16.58 | -1.7 | -2.8 | -0.3 | -2.6 | -1.2 | -0.4 | 1.7 | -0.4 | 4.3 | 0.1 | -6.6 | 0.8 |
| 1972 |
+11.66 | +7.98 | 1.4 | 2.2 | 0.0 | 0.9 | 1.4 | -1.4 | 0.0 | 2.0 | -0.2 | 0.7 | 3.4 | 0.7 |
Portofolio Returns, up to December 2007, are simulated. They have been calculated using the historical series of equivalent ETFs / Assets, instead of the actual ETFs of the portfolio.
In particular, it has been used:
- VTI - Vanguard Total Stock Market: simulated historical serie, up to December 2001
- BND - Vanguard Total Bond Market: simulated historical serie, up to December 2007
Portfolio efficiency
Is the Stocks/Bonds 60/40 Portfolio actually efficient, compared to other Lazy Portfolios?
Overall Ratings
The Stocks/Bonds 60/40 Portfolio is classified as High Risk.
Bond weight:
Less than 25%
Less than 25%
Bond weight:
25% - 49.99%
25% - 49.99%
Bond weight:
50% - 74.99%
50% - 74.99%
Bond weight:
At least 75%
At least 75%
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All Portfolios |
||
|---|---|---|---|
| 25 Years Ann. Return (Inflation Adjusted) |
+7.01%
(+4.48%) |
Bad : 1.4 / 5
|
Average : 2.8 / 5
|
| Standard Deviation over 25 Years |
9.55% |
Good : 3.4 / 5
|
Good : 3.4 / 5
|
| Maximum Drawdown over 25 Years |
-30.55% |
Excellent : 4.8 / 5
|
Good : 3.2 / 5
|
| Easy to manage | 2 ETFs |
Excellent : 4.5 / 5
|
Excellent : 4.5 / 5
|
| Rating assigned considering all the High Risk Portfolios | Rating assigned considering all the Portfolios in the database |
Similar portfolios
These portfolios share asset allocation strategy and/or similar asset weights. Comparing their returns and drawdowns (click on ), you can get an idea of the risk you are facing implementing one of them.
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5 Years Stats (%) |
% Allocation |
|||||||
|---|---|---|---|---|---|---|---|---|
| Portfolio | Jul 2022 | Return▾ | Drawdown | Stocks | Bonds | Comm | ||
|
Stocks/Bonds 60/40 with Bitcoin |
+0.58 | +11.60 | -17.79 | 59 | 39 | 2 | ||
|
Stocks/Bonds 60/40 2x Leveraged |
+1.39 | +10.31 | -31.35 | 60 | 40 | 0 | ||
|
Stocks/Bonds 60/40 |
+0.55 | +6.92 | -16.93 | 60 | 40 | 0 | ||
|
Stocks/Bonds 60/40 ESG |
+0.83 | +5.61 | -18.48 | 60 | 40 | 0 | ||
|
Stocks/Bonds 60/40 Momentum |
-0.44 | +5.50 | -22.55 | 60 | 40 | 0 | ||
Jul 2022 return refers to period 01-05 July 2022.
Last update: Jul 05 2022, 02:00PM Eastern Time.
Last update: Jul 05 2022, 02:00PM Eastern Time.
Best Classic Portfolios, with High Risk
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30 Years Stats (%) |
% Allocation |
|||||||
|---|---|---|---|---|---|---|---|---|
| Portfolio | Jul 2022 | Return▾ | Drawdown | Stocks | Bonds | Comm | ||
|
Simple Path to Wealth JL Collins |
+0.42 | +8.84 | -38.53 | 75 | 25 | 0 | ||
|
Yale Endowment David Swensen |
+0.17 | +8.66 | -39.48 | 70 | 30 | 0 | ||
|
Late Sixties and Beyond Burton Malkiel |
-0.38 | +8.59 | -41.80 | 71 | 29 | 0 | ||
|
Talmud Portfolio Roger Gibson |
+0.46 | +8.56 | -40.17 | 66.7 | 33.3 | 0 | ||
|
Lazy Portfolio David Swensen |
-0.06 | +8.28 | -40.89 | 70 | 30 | 0 | ||
Jul 2022 return refers to period 01-05 July 2022.
Last update: Jul 05 2022, 02:00PM Eastern Time.
Last update: Jul 05 2022, 02:00PM Eastern Time.