Last Update: 30 June 2020

The Stocks/Bonds 60/40 Portfolio is exposed for 60% on the Stock Market.

It's a High Risk portfolio and it can be replicated with 2 ETFs.

In the last 10 years, the portfolio obtained a 9.86% compound annual return, with a 8.29% standard deviation.

In 2019, the portfolio granted a 2.54% dividend yield. If you are interested in getting periodic income, please refer to the Stocks/Bonds 60/40 Portfolio: Dividend Yield page.

Asset Allocation and ETFs

The Stocks/Bonds 60/40 Portfolio has the following asset allocation:

60% Stocks
40% Fixed Income
0% Commodities

The Stocks/Bonds 60/40 Portfolio can be replicated with the following ETFs:

Weight Ticker ETF Name Investment Themes
60.00 % VTI Vanguard Total Stock Market Equity, U.S., Large Cap
40.00 % BND Vanguard Total Bond Market Bond, U.S., All-Term
Most of Lazy Portfolios are made of common components (asset classes), very simple and well defined. For a more complete view, find out the most common ETFs you can use to build your portfolio.

Portfolio and ETF Returns

The Stocks/Bonds 60/40 Portfolio guaranteed the following returns.

STOCKS/BONDS 60/40 PORTFOLIO RETURNS (%)
Last Update: 30 June 2020
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1M 3M 6M 1Y 3Y(*) 5Y(*) 10Y(*)
Stocks/Bonds 60/40 Portfolio +1.60 +13.72 +0.50 +7.82 +8.42 +7.93 +9.86
Components
VTI - Vanguard Total Stock Market +2.29 +21.97 -3.45 +6.31 +10.00 +10.01 +13.72
BND - Vanguard Total Bond Market +0.67 +4.14 +6.43 +9.13 +5.40 +4.39 +3.71
(*) annualized
Portfolio returns are calculated assuming:
  • a rebalancing of the components at the beginning of each year (i.e. at every January 1st)
  • the reinvestment of dividends

If you are interested in getting periodic income, please refer to the Stocks/Bonds 60/40 Portfolio: Dividend Yield page.

Historical Returns

Stocks/Bonds 60/40 Portfolio - Historical returns and stats.

STOCKS/BONDS 60/40 PORTFOLIO
Last Update: 30 June 2020
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Period Returns
Jun 2020
Standard
Deviation *
Max
Drawdown
Months
Pos - Neg
1M
+1.60%
0.00%
1 - 0
3M
+13.72%
0.00%
3 - 0
6M
+0.50%
-12.29%
Feb 2020 - Mar 2020
4 - 2
YTD
+0.50%
-12.29%
Feb 2020 - Mar 2020
4 - 2
1Y
+7.82%
13.41%
-12.29%
Feb 2020 - Mar 2020
9 - 3
3Y
+8.42%
annualized
10.58%
-12.29%
Feb 2020 - Mar 2020
26 - 10
5Y
+7.93%
annualized
9.21%
-12.29%
Feb 2020 - Mar 2020
45 - 15
10Y
+9.86%
annualized
8.29%
-12.29%
Feb 2020 - Mar 2020
88 - 32
MAX
01 Jan 1987
+8.83%
annualized
9.41%
-30.54%
Nov 2007 - Feb 2009
272 - 130

* Annualized St.Dev. of monthly returns

Best High Risk Porftolios, ordered by 10Y annualized return.

Portfolio 10Y Return ▾ Stocks Bonds Comm.
Simple Path to Wealth
JL Collins
+11.33% 75 25 0 Compare
Stocks/Bonds 60/40
+9.86% 60 40 0
Talmud Portfolio
Roger Gibson
+9.27% 66.67 33.33 0 Compare
Yale Endowment
David Swensen
+9.23% 70 30 0 Compare
Edge Select Moderately Aggressive
Merrill Lynch
+9.02% 69 31 0 Compare

See all portfolios

Capital Growth

Time Range:

Drawdowns

Time Range:

Rolling Returns

Stocks/Bonds 60/40 Portfolio: annualized rolling and average returns

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Return (*) Negative
Periods
Rolling Period Average Best Worst
1 Year
+9.08% +35.19%
Mar 2009 - Feb 2010
-25.46%
Mar 2008 - Feb 2009
17.39%
2 Years
+8.98% +25.48%
Mar 2009 - Feb 2011
-13.47%
Mar 2007 - Feb 2009
10.82%
3 Years
+8.90% +22.00%
Apr 1995 - Mar 1998
-6.40%
Mar 2006 - Feb 2009
8.45%
5 Years
+8.78% +19.17%
Jan 1995 - Dec 1999
-1.44%
Mar 2004 - Feb 2009
0.58%
7 Years
+8.68% +15.78%
Oct 1990 - Sep 1997
+0.82%
Mar 2002 - Feb 2009
0.00%
10 Years
+8.46% +14.59%
Oct 1990 - Sep 2000
+1.34%
Mar 1999 - Feb 2009
0.00%
15 Years
+7.84% +11.00%
Jan 1987 - Dec 2001
+5.21%
Sep 2000 - Aug 2015
0.00%

* Annualized rolling and average returns over full calendar month periods

Yearly Returns - Monthly Returns Heatmap

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Months
Year Return Jan Feb Mar Apr May Jun Jul Aug Sep Oct Nov Dec
2020
+0.50% 0.8 -4.1 -8.6 8.3 3.3 1.6
2019
+21.94% 5.6 2.2 1.6 2.4 -3.4 4.8 0.9 -0.3 0.9 1.4 2.4 1.8
2018
-3.17% 2.6 -2.7 -0.9 -0.1 1.9 0.4 2.0 2.4 -0.1 -5.0 1.5 -4.9
2017
+14.15% 1.2 2.5 0.0 1.0 0.9 0.6 1.3 0.4 1.3 1.3 1.9 0.9
2016
+8.71% -3.0 0.4 4.5 0.6 1.0 1.0 2.6 0.0 0.2 -1.7 1.7 1.4
2015
+0.44% -0.7 2.8 -0.5 0.2 0.6 -1.5 1.4 -3.8 -1.4 4.6 0.2 -1.4
2014
+9.85% -1.3 3.1 0.2 0.4 1.7 1.6 -1.3 3.0 -1.5 2.0 1.8 0.0
2013
+19.23% 3.0 1.0 2.5 1.4 0.8 -1.5 3.8 -2.3 2.9 3.1 1.7 1.6
2012
+11.13% 3.3 2.6 1.7 0.0 -3.5 2.5 1.0 1.7 1.6 -1.2 0.6 0.5
2011
+3.75% 1.3 2.4 0.2 2.3 -0.2 -1.2 -0.7 -3.0 -4.1 6.4 -0.2 1.1
2010
+12.93% -1.6 2.2 3.7 1.8 -4.4 -2.9 4.4 -2.1 5.4 2.5 0.0 3.8
2009
+18.79% -5.7 -6.4 5.1 6.5 3.6 0.5 5.2 2.7 3.0 -1.6 4.1 1.3
2008
-19.44% -3.2 -1.4 -0.3 2.7 0.8 -4.8 -0.4 1.2 -5.5 -10.9 -2.1 3.5
2007
+5.99% 1.1 -0.4 0.7 2.6 2.0 -1.2 -1.9 1.4 2.6 1.5 -2.0 -0.3
2006
+11.12% 1.9 0.3 0.9 0.5 -2.0 0.1 0.5 2.0 1.7 2.4 1.9 0.6
2005
+4.74% -1.2 1.0 -1.3 -0.8 2.7 0.7 2.2 -0.1 0.0 -1.7 3.0 0.4
2004
+9.37% 1.9 1.3 -0.3 -2.4 0.7 1.5 -1.8 0.8 1.1 1.4 2.5 2.5
2003
+20.04% -1.6 -0.4 0.4 5.4 4.3 1.0 0.2 1.7 0.3 3.4 1.1 2.9
2002
-8.98% -0.3 -0.7 1.6 -2.0 -0.5 -3.9 -4.5 1.2 -4.7 3.5 3.2 -1.8
2001
-3.21% 3.0 -5.3 -3.7 4.4 0.9 -0.7 0.0 -2.9 -4.5 2.2 3.4 0.7
2000
-1.79% -2.6 2.0 3.9 -3.3 -2.1 3.5 -0.8 4.8 -2.5 -1.0 -5.0 1.8
1999
+13.98% 2.5 -3.0 2.6 3.0 -1.6 3.0 -2.2 -0.6 -1.0 4.0 2.2 4.6
1998
+17.39% 0.8 4.4 3.2 0.9 -1.3 2.5 -1.3 -9.0 4.7 4.2 3.9 4.1
1997
+22.37% 3.4 0.0 -3.1 3.3 4.7 3.2 5.9 -2.7 4.2 -1.7 2.2 1.5
1996
+14.01% 1.9 0.3 0.4 1.3 1.6 -0.1 -3.3 1.8 4.0 1.7 4.9 -1.1
1995
+28.74% 2.1 3.3 1.9 2.0 3.7 2.1 2.4 1.1 2.6 -0.2 3.2 1.5
1994
-1.16% 2.4 -2.1 -3.6 0.2 0.6 -1.7 2.6 2.7 -1.7 0.9 -2.3 1.1
1993
+10.25% 1.3 1.1 1.6 -1.4 1.9 1.1 0.1 3.0 0.2 1.1 -1.4 1.3
1992
+8.32% -0.6 1.0 -1.7 1.1 1.1 -0.6 3.1 -0.8 1.2 0.2 2.5 1.7
1991
+25.53% 3.4 4.5 2.1 0.6 2.7 -2.9 3.5 2.4 0.0 1.4 -2.1 7.7
1990
-0.19% -5.0 1.3 1.5 -2.1 6.4 0.3 -0.2 -5.8 -2.7 0.0 4.5 2.3
1989
+22.33% 4.3 -1.4 1.4 3.7 3.4 1.0 5.5 0.8 0.0 -0.9 1.3 1.4
1988
+13.33% 3.9 3.6 -1.3 0.5 -0.4 4.1 -0.6 -1.7 3.1 1.6 -1.3 1.4
1987
+2.18% 8.2 3.2 1.2 -2.1 0.2 3.2 3.0 2.3 -2.1 -13.9 -4.1 5.0

* Note:
Portofolio Returns, up to December 2007, are simulated. They have been calculated using the historical series of equivalent ETFs / Assets, instead of the actual ETFs of the portfolio.

In particular, it has been used:

VTI - Vanguard Total Stock Market: simulated historical serie, up to December 2001

BND - Vanguard Total Bond Market: simulated historical serie, up to December 2007

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