Data Source: from October 2013 to September 2021

Last Update: 30 September 2021

The Stocks/Bonds 60/40 with Bitcoin Portfolio is exposed for 59% on the Stock Market and for 2% on Commodities.

It's a High Risk portfolio and it can be replicated with 3 ETFs.

In 2020, the portfolio granted a 2.00% dividend yield. If you are interested in getting periodic income, please refer to the Stocks/Bonds 60/40 with Bitcoin Portfolio: Dividend Yield page.

Asset Allocation and ETFs

The Stocks/Bonds 60/40 with Bitcoin Portfolio has the following asset allocation:

59% Stocks
39% Fixed Income
2% Commodities

The Stocks/Bonds 60/40 with Bitcoin Portfolio can be replicated with the following ETFs:

Weight Ticker ETF Name Investment Themes
59.00 % VTI Vanguard Total Stock Market Equity, U.S., Large Cap
39.00 % BND Vanguard Total Bond Market Bond, U.S., All-Term
2.00 % GBTC Grayscale Bitcoin Trust Commodity, Bitcoin
Most of Lazy Portfolios are made of common components (asset classes), very simple and well defined. For a more complete view, find out the most common ETFs you can use to build your portfolio.

Portfolio and ETF Returns

The Stocks/Bonds 60/40 with Bitcoin Portfolio guaranteed the following returns.

STOCKS/BONDS 60/40 WITH BITCOIN PORTFOLIO RETURNS (%)
Last Update: 30 September 2021
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1M 3M 6M 1Y 3Y(*) 5Y(*)
Stocks/Bonds 60/40 with Bitcoin Portfolio -3.40 +0.20 +4.62 +23.25 +14.08 +18.06
Components
VTI
Vanguard Total Stock Market
-4.46 -0.03 +8.10 +32.16 +16.05 +16.88
BND
Vanguard Total Bond Market
-1.01 -0.05 +1.88 -1.04 +5.36 +2.88
GBTC
Grayscale Bitcoin Trust
-10.38 +13.55 -32.35 +208.57 +62.15 +102.71
(*) annualized
Portfolio returns are calculated assuming:
  • a rebalancing of the components at the beginning of each year (i.e. at every January 1st)
  • the reinvestment of dividends

If you are interested in getting periodic income, please refer to the Stocks/Bonds 60/40 with Bitcoin Portfolio: Dividend Yield page.

Historical Returns

Stocks/Bonds 60/40 with Bitcoin Portfolio - Historical returns and stats.

STOCKS/BONDS 60/40 WITH BITCOIN PORTFOLIO
Last Update: 30 September 2021
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Period Returns
Sep 2021
Standard
Deviation *
Max
Drawdown
Months
Pos - Neg
1M
-3.40%
-3.40%
Sep 2021 - Sep 2021
0 - 1
3M
+0.20%
-3.40%
Sep 2021 - Sep 2021
2 - 1
6M
+4.62%
-3.40%
Sep 2021 - Sep 2021
4 - 2
YTD
+8.36%
-3.40%
Sep 2021 - Sep 2021
6 - 3
1Y
+23.25%
10.25%
-3.40%
Sep 2021 - Sep 2021
8 - 4
3Y
+14.08%
annualized
12.73%
-12.92%
Feb 2020 - Mar 2020
25 - 11
5Y
+18.06%
annualized
12.30%
-12.92%
Feb 2020 - Mar 2020
43 - 17
MAX
01 Oct 2013
+15.45%
annualized
12.06%
-12.92%
Feb 2020 - Mar 2020
65 - 31
* Annualized St.Dev. of monthly returns

Similar portfolios, ordered by 5 Years annualized return.

These portfolios share asset allocation strategy and/or similar asset weights. Comparing their returns and drawdowns, you can get an idea of the risk you are facing implementing one of them.

5 Years Stats
% Allocation
Portfolio Return Drawdown Stocks Bonds Comm.
Stocks/Bonds 60/40 with Bitcoin
+18.06% -12.92% 59 39 2
Stocks/Bonds 60/40
+11.35% -12.29% 60 40 0 Compare
Stocks/Bonds 60/40 Momentum
+11.15% -11.66% 60 40 0 Compare
Stocks/Bonds 60/40 ESG
+9.61% -10.58% 60 40 0 Compare

Best Classic Portfolios, with High Risk, ordered by 5 Years annualized return.

5 Years Stats
% Allocation
Portfolio Return Drawdown Stocks Bonds Comm.
Simple Path to Wealth
JL Collins
+13.44% -15.47% 75 25 0 Compare
Stocks/Bonds 60/40
+11.35% -12.29% 60 40 0 Compare
Edge Select Moderately Aggressive
Merrill Lynch
+11.34% -14.28% 69 31 0 Compare
No Brainer Portfolio
Bill Bernstein
+10.55% -18.24% 75 25 0 Compare
Margaritaville
Scott Burns
+10.21% -14.40% 67 33 0 Compare

See all portfolios

Capital Growth

Time Range:

Drawdowns

Time Range:

Rolling Returns ( more details)

Stocks/Bonds 60/40 with Bitcoin Portfolio: annualized rolling and average returns

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Return (*) Negative
Periods
Rolling Period Average Best Worst
1 Year
+14.97% +46.57%
Feb 2017 - Jan 2018
-4.76%
Jan 2018 - Dec 2018
8.24%
2 Years
+14.28% +30.15%
Feb 2016 - Jan 2018
+2.74%
Mar 2014 - Feb 2016
0.00%
3 Years
+14.91% +20.59%
Oct 2015 - Sep 2018
+4.45%
Dec 2013 - Nov 2016
0.00%
5 Years
+14.97% +19.00%
Mar 2016 - Feb 2021
+10.76%
Apr 2015 - Mar 2020
0.00%
7 Years
+14.30% +15.04%
Aug 2014 - Jul 2021
+12.63%
Dec 2013 - Nov 2020
0.00%

* Annualized rolling and average returns over full calendar month periods

If you need a deeper detail about rolling returns, please refer to the Stocks/Bonds 60/40 with Bitcoin Portfolio: Rolling Returns page.

Seasonality and Yearly/Monthly Returns

Stocks/Bonds 60/40 with Bitcoin Portfolio Seasonality: in which months is it better to invest?

In the table below, the average monthly return is represented.

Below each return, it's also mentioned the probability of obtaining a positive monthly result (Win %).

Both the Average Return and the Gain Frequency are useful to get an idea of what happened in the past.

Swipe left to see all data
Monthly Average Return (%) and Gain Frequency
Return (%) Jan Feb Mar Apr May Jun Jul Aug Sep Oct Nov Dec
Average
Win %
0.47
50%
0.74
75%
-0.36
50%
2.32
100%
1.67
75%
1.37
75%
1.54
88%
1.79
63%
-1.45
25%
1.09
63%
5.40
100%
0.58
50%
Best
Year
5.5
2019
3.0
2015
4.4
2016
9.0
2020
6.3
2017
6.4
2019
4.6
2020
9.0
2017
0.4
2016
4.9
2015
16.3
2013
6.8
2017
Worst
Year
-3.5
2016
-4.3
2020
-9.1
2020
0.1
2015
-1.4
2019
-1.6
2015
-1.4
2014
-3.9
2015
-3.4
2021
-5.1
2018
0.7
2015
-5.0
2018
Statistics calculated for the period Oct 2013 - Sep 2021

For further information about the seasonality, check the Asset Class Seasonality page.

Monthly Returns of Stocks/Bonds 60/40 with Bitcoin Portfolio

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Months
Year Return Jan Feb Mar Apr May Jun Jul Aug Sep Oct Nov Dec
2021
+8.36% -0.4 1.8 2.1 3.2 -0.6 1.9 1.8 1.9 -3.4
2020
+21.23% 1.4 -4.3 -9.1 9.0 3.5 1.2 4.6 3.9 -2.7 -0.4 9.1 4.7
2019
+23.67% 5.5 2.4 1.7 3.2 -1.4 6.4 0.3 -1.1 0.4 1.6 1.6 1.1
2018
-4.76% 2.0 -2.5 -1.6 0.4 1.6 0.1 2.2 2.3 -0.2 -5.1 1.3 -5.0
2017
+45.05% 1.0 2.5 0.0 1.3 6.3 -0.8 1.7 9.0 -2.9 3.0 11.0 6.8
2016
+10.41% -3.5 0.8 4.4 1.1 1.2 2.2 1.8 -0.4 0.4 -1.1 1.4 2.0
2015
+1.31% -1.2 3.0 -0.5 0.1 0.6 -1.6 1.4 -3.9 -1.3 4.9 0.7 -0.5
2014
+8.50% -1.0 2.3 0.0 0.3 2.1 1.6 -1.4 2.8 -1.8 1.9 1.9 -0.2

* Note:
Portofolio Returns, up to May 2015, are simulated. They have been calculated using the historical series of equivalent ETFs / Assets, instead of the actual ETFs of the portfolio.

In particular, it has been used:

  • GBTC - Grayscale Bitcoin Trust: simulated historical serie, up to May 2015
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