Data Source: from January 2009 to March 2024 (~15 years)
Consolidated Returns as of 31 March 2024
Live Update: Apr 18 2024, 09:58PM Eastern Time
Consolidated Returns as of 31 March 2024
Live Update: Apr 18 2024, 09:58PM Eastern Time
PORTFOLIO • LIVE PERFORMANCE (USD currency)
0.23%
1 Day
Apr 18 2024, 09:58PM Eastern Time
4.06%
Current Month
April 2024
The Stocks/Bonds 60/40 with Bitcoin Portfolio is a High Risk portfolio and can be implemented with 3 ETFs.
It's exposed for 59% on the Stock Market and for 2% on Commodities.
In the last 10 Years, the Stocks/Bonds 60/40 with Bitcoin Portfolio obtained a 11.36% compound annual return, with a 11.18% standard deviation.
Table of contents
The first official book of 
How to build wealth
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Discover new asset allocations in USD and EUR,
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Asset Allocation and ETFs
The Stocks/Bonds 60/40 with Bitcoin Portfolio has the following asset allocation:
59% Stocks
39% Fixed Income
2% Commodities
The Stocks/Bonds 60/40 with Bitcoin Portfolio can be implemented with the following ETFs:
| Weight (%) |
Investment Themes (Orig.Currency) | ETF Ticker |
ETF Currency |
ETF Name |
|---|---|---|---|---|
| 59.00 | Equity, U.S., Large Cap (USD) |
VTI
|
USD | Vanguard Total Stock Market |
| 39.00 | Bond, U.S., All-Term (USD) |
BND
|
USD | Vanguard Total Bond Market |
| 2.00 | Commodities (USD) |
^BTC
|
USD | Bitcoin |
Most of Lazy Portfolios are made of common components (asset classes), very simple and well defined. For a more complete view, find out the most common ETFs you can use to build your portfolio.
Portfolio and ETF Returns as of Mar 31, 2024
The Stocks/Bonds 60/40 with Bitcoin Portfolio guaranteed the following returns.
Returns are calculated in USD, assuming:
- no fees or capital gain taxes.
- a rebalancing of the components at every January 1st. How do returns change with different rebalancing strategies?
- the reinvestment of dividends.
STOCKS/BONDS 60/40 WITH BITCOIN PORTFOLIO
Consolidated returns as of 31 March 2024
Live Update: Apr 18 2024, 09:58PM Eastern Time
Swipe left to see all data
| Chg (%) | Return (%) | Return (%) as of Mar 31, 2024 | |||||||||
|---|---|---|---|---|---|---|---|---|---|---|---|
| 1 Day | Time ET(*) | Apr 2024 | 1M | 6M | 1Y | 5Y | 10Y |
MAX
(~15Y) |
|||
| Stocks/Bonds 60/40 with Bitcoin Portfolio | -0.23 | -4.06 | 2.47 | 18.93 | 20.30 | 10.79 | 11.36 | 19.72 | |||
| Components | |||||||||||
|
VTI
|
USD | Vanguard Total Stock Market | -0.21 | Apr 18 2024 | -4.90 | 2.90 | 22.88 | 28.85 | 14.15 | 12.23 | 14.30 |
|
BND
|
USD | Vanguard Total Bond Market | -0.27 | Apr 18 2024 | -2.37 | 0.85 | 5.87 | 1.62 | 0.32 | 1.49 | 2.31 |
|
^BTC
|
USD | Bitcoin | -0.24 | 09:58PM, Apr 18 2024 | -12.29 | 14.84 | 157.11 | 140.31 | 76.46 | 64.86 | 150.02 |
| Returns over 1 year are annualized | Available data source: since Jan 2009 | |||||||||||
| (*) Eastern Time (ET - America/New York) | |||||||||||
Live update: World Markets and Indexes
In 2023, the Stocks/Bonds 60/40 with Bitcoin Portfolio granted a 2.31% dividend yield. If you are interested in getting periodic income, please refer to the Stocks/Bonds 60/40 with Bitcoin Portfolio: Dividend Yield page.
Capital Growth as of Mar 31, 2024
An investment of 1$, since April 2014,
now would be worth 2.93$, with a total return of 193.16% (11.36% annualized).
The Inflation Adjusted Capital now would be 2.22$, with a net total return of 121.61% (8.28% annualized).
The Inflation Adjusted Capital now would be 2.22$, with a net total return of 121.61% (8.28% annualized).
An investment of 1$, since January 2009,
now would be worth 15.56$, with a total return of 1456.41% (19.72% annualized).
The Inflation Adjusted Capital now would be 10.54$, with a net total return of 953.78% (16.70% annualized).
The Inflation Adjusted Capital now would be 10.54$, with a net total return of 953.78% (16.70% annualized).
Readings that may interest you
Portfolio Metrics as of Mar 31, 2024
Metrics of Stocks/Bonds 60/40 with Bitcoin Portfolio, updated as of 31 March 2024.
Metrics are calculated based on monthly returns, assuming:
- no fees or capital gain taxes.
- a rebalancing of the components at every January 1st. How do returns change with different rebalancing strategies?
- the reinvestment of dividends.
STOCKS/BONDS 60/40 WITH BITCOIN PORTFOLIO
Advanced Metrics
Data Source: 1 January 2009 - 31 March 2024 (~15 years)
Swipe left to see all data
| Metrics as of Mar 31, 2024 | ||||||||
|---|---|---|---|---|---|---|---|---|
| 1M | 3M | 6M | 1Y | 3Y | 5Y | 10Y |
MAX
(~15Y) |
|
| Investment Return (%) | 2.47 | 6.65 | 18.93 | 20.30 | 5.31 | 10.79 | 11.36 | 19.72 |
| US Inflation (%) | 0.38 | 1.13 | 1.61 | 3.48 | 5.63 | 4.19 | 2.84 | 2.59 |
| Returns / Inflation rates over 1 year are annualized. | ||||||||
|
DRAWDOWN
|
1Y | 3Y | 5Y | 10Y | MAX | |||
| Deepest Drawdown Depth (%) | -6.70 | -21.45 | -21.45 | -21.45 | -42.67 | |||
| Start to Recovery (# months) details | 4 | 26 | 26 | 26 | 28 | |||
| Start (yyyy mm) | 2023 08 | 2022 01 | 2022 01 | 2022 01 | 2011 07 | |||
| Start to Bottom (# months) | 3 | 9 | 9 | 9 | 5 | |||
| Bottom (yyyy mm) | 2023 10 | 2022 09 | 2022 09 | 2022 09 | 2011 11 | |||
| Bottom to End (# months) | 1 | 17 | 17 | 17 | 23 | |||
| End (yyyy mm) | 2023 11 | 2024 02 | 2024 02 | 2024 02 | 2013 10 | |||
| Longest Drawdown Depth (%) |
same as deepest |
same as deepest |
same as deepest |
same as deepest |
-22.56 | |||
| Start to Recovery (# months) details | 41 | |||||||
| Start (yyyy mm) | 2023 08 | 2022 01 | 2022 01 | 2022 01 | 2013 12 | |||
| Start to Bottom (# months) | 3 | 9 | 9 | 9 | 2 | |||
| Bottom (yyyy mm) | 2023 10 | 2022 09 | 2022 09 | 2022 09 | 2014 01 | |||
| Bottom to End (# months) | 1 | 17 | 17 | 17 | 39 | |||
| End (yyyy mm) | 2023 11 | 2024 02 | 2024 02 | 2024 02 | 2017 04 | |||
| Longest negative period (# months) details | 7 | 31 | 32 | 32 | 40 | |||
| Period Start (yyyy mm) | 2023 04 | 2021 04 | 2021 03 | 2021 03 | 2013 12 | |||
| Period End (yyyy mm) | 2023 10 | 2023 10 | 2023 10 | 2023 10 | 2017 03 | |||
| Annualized Return (%) | -0.31 | -1.21 | -0.21 | -0.21 | -0.30 | |||
| Deepest Drawdown Depth (%) | -7.58 | -26.36 | -26.36 | -26.36 | -43.26 | |||
| Start to Recovery (# months) details | 5 | 29* | 29* | 29* | 28 | |||
| Start (yyyy mm) | 2023 08 | 2021 11 | 2021 11 | 2021 11 | 2011 07 | |||
| Start to Bottom (# months) | 3 | 11 | 11 | 11 | 5 | |||
| Bottom (yyyy mm) | 2023 10 | 2022 09 | 2022 09 | 2022 09 | 2011 11 | |||
| Bottom to End (# months) | 2 | 18 | 18 | 18 | 23 | |||
| End (yyyy mm) | 2023 12 | - | - | - | 2013 10 | |||
| Longest Drawdown Depth (%) |
same as deepest |
same as deepest |
same as deepest |
same as deepest |
-22.95 | |||
| Start to Recovery (# months) details | 43 | |||||||
| Start (yyyy mm) | 2023 08 | 2021 11 | 2021 11 | 2021 11 | 2013 12 | |||
| Start to Bottom (# months) | 3 | 11 | 11 | 11 | 2 | |||
| Bottom (yyyy mm) | 2023 10 | 2022 09 | 2022 09 | 2022 09 | 2014 01 | |||
| Bottom to End (# months) | 2 | 18 | 18 | 18 | 41 | |||
| End (yyyy mm) | 2023 12 | - | - | - | 2017 06 | |||
| Longest negative period (# months) details | 7 | 36* | 39 | 39 | 42 | |||
| Period Start (yyyy mm) | 2023 04 | 2021 04 | 2019 07 | 2019 07 | 2013 12 | |||
| Period End (yyyy mm) | 2023 10 | 2024 03 | 2022 09 | 2022 09 | 2017 05 | |||
| Annualized Return (%) | -3.51 | -0.30 | -0.01 | -0.01 | -0.32 | |||
| Drawdowns / Negative periods marked with * are in progress | ||||||||
|
RISK INDICATORS
|
1Y | 3Y | 5Y | 10Y | MAX | |||
| Standard Deviation (%) | 10.67 | 13.25 | 13.30 | 11.18 | 33.84 | |||
| Sharpe Ratio | 1.41 | 0.21 | 0.67 | 0.91 | 0.46 | |||
| Sortino Ratio | 2.05 | 0.29 | 0.91 | 1.24 | 1.15 | |||
| Ulcer Index | 2.45 | 10.05 | 8.06 | 5.92 | 13.47 | |||
| Ratio: Return / Standard Deviation | 1.90 | 0.40 | 0.81 | 1.02 | 0.58 | |||
| Ratio: Return / Deepest Drawdown | 3.03 | 0.25 | 0.50 | 0.53 | 0.46 | |||
| % Positive Months details | 66% | 55% | 61% | 65% | 66% | |||
| Positive Months | 8 | 20 | 37 | 79 | 122 | |||
| Negative Months | 4 | 16 | 23 | 41 | 61 | |||
|
LONG TERM RETURNS
|
1Y | 3Y | 5Y | 10Y | MAX | |||
| Best 10 Years Return (%) - Annualized | 11.36 | 26.33 | ||||||
| Worst 10 Years Return (%) - Annualized | 7.56 | |||||||
| Best 10 Years Return (%) - Annualized | 8.28 | 24.14 | ||||||
| Worst 10 Years Return (%) - Annualized | 4.65 | |||||||
|
ROLLING PERIODS
|
1Y | 3Y | 5Y | 10Y | MAX | |||
| Over the latest 10Y | ||||||||
| Best Rolling Return (%) - Annualized | 43.70 | 20.14 | 19.03 | 11.36 | ||||
| Worst Rolling Return (%) - Annualized | -17.90 | 4.59 | 6.32 | |||||
| % Positive Periods | 83% | 100% | 100% | 100% | ||||
| SWR - Safe Withdrawal Rate (%) - 100% Success - Annualized | 84.64 | 30.44 | 22.67 | 14.92 | ||||
| PWR - Perpetual Withdrawal Rate (%) - 100% Success - Annualized | - | - | 2.59 | 8.19 | ||||
| WR calculated based on initial capital | Monthly withdrawals adjusted for inflation | Credits: BestRetirementPortfolio.com | ||||||||
| Best Rolling Return (%) - Annualized | 40.03 | 16.80 | 15.89 | 8.28 | ||||
| Worst Rolling Return (%) - Annualized | -23.70 | -0.98 | 2.42 | |||||
| % Positive Periods | 79% | 90% | 100% | 100% | ||||
| SWR - Safe Withdrawal Rate (%) - 100% Success - Annualized | 84.64 | 30.44 | 22.67 | 14.92 | ||||
| PWR - Perpetual Withdrawal Rate (%) - 100% Success - Annualized | - | - | 2.59 | 8.19 | ||||
| WR calculated based on initial capital | Monthly withdrawals adjusted for inflation | Credits: BestRetirementPortfolio.com | ||||||||
| Over all the available data source (Jan 2009 - Mar 2024) | ||||||||
| Best Rolling Return (%) - Annualized | 212.71 | 71.19 | 43.09 | 26.33 | ||||
| Worst Rolling Return (%) - Annualized | -32.02 | -2.31 | 5.93 | 7.56 | ||||
| % Positive Periods | 86% | 99% | 100% | 100% | ||||
| SWR - Safe Withdrawal Rate (%) - 100% Success - Annualized | 67.55 | 27.57 | 18.56 | 11.45 | ||||
| PWR - Perpetual Withdrawal Rate (%) - 100% Success - Annualized | - | - | 2.59 | 4.18 | ||||
| WR calculated based on initial capital | Monthly withdrawals adjusted for inflation | Credits: BestRetirementPortfolio.com | ||||||||
| Best Rolling Return (%) - Annualized | 208.90 | 67.58 | 40.20 | 24.14 | ||||
| Worst Rolling Return (%) - Annualized | -33.13 | -3.39 | 2.42 | 4.65 | ||||
| % Positive Periods | 84% | 93% | 100% | 100% | ||||
| SWR - Safe Withdrawal Rate (%) - 100% Success - Annualized | 67.55 | 27.57 | 18.56 | 11.45 | ||||
| PWR - Perpetual Withdrawal Rate (%) - 100% Success - Annualized | - | - | 2.59 | 4.18 | ||||
| WR calculated based on initial capital | Monthly withdrawals adjusted for inflation | Credits: BestRetirementPortfolio.com | ||||||||
- Annualized Portfolio Return: it's the annualized geometric mean return of the portfolio.
- Deepest/Longest Drawdown: a drawdown refers to the decline in value from a relative peak value to a relative trough. The deepest (or maximum) drawdown is the maximum observed loss from a peak to a trough of a portfolio before a new peak is attained. The longest drawdown is the period observed from a peak to the subsequent peak with the greatest duration.
- Longest negative period: it's the maximum period for which an overall negative return has been observed.
- Standard Deviation: it's a measure of the dispersion of returns around the mean.
- Sharpe Ratio: it's a measure of risk-adjusted performance of the portfolio. It's calculated by dividing the excess return of the portfolio over the risk-free rate by the portfolio standard deviation. The risk-free rate here considered is the 1-3 Mth T-Bill return.
- Sortino Ratio: another measure of risk-adjusted performance of the portfolio. It's a modification of the Sharpe Ratio (same formula but the denominator is the portfolio downside standard deviation).
- Ulcer Index: it's a measure of downside risk that quantifies the depth and duration of drawdowns in an investment portfolio.
- Best/Worst 10Y returns: the best and the worst 10-year return over a time frame.
- Rolling Returns: N-year returns over a time frame, calculated over all the available data source (best, worst, % of positive returns). Each rolling period, longer than the longest negative period, yielded a non-negative minimum return.
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Portfolio Components Correlation
Correlation measures to what degree the returns of the two assets move in relation to each other.
Correlation coefficient is a numerical value between -1 and +1. If one variable goes up by a certain amount, the correlation coefficient indicates which way the other variable moves and by how much.
Asset correlations are calculated based on monthly returns.
Asset correlations are calculated based on monthly returns.
COMPONENTS MONTHLY CORRELATIONS
Monthly correlations as of 31 March 2024
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If you want to learn more about historical correlations, you can find out here how the main asset class are correlated to each other.
Drawdowns
A drawdown refers to the decline in value from a relative peak value to a relative trough. A maximum drawdown is the maximum observed loss from a peak to a trough of a portfolio before a new peak is attained.
STOCKS/BONDS 60/40 WITH BITCOIN PORTFOLIO
Drawdown periods
Drawdown periods - Inflation Adjusted
Data Source: 1 April 2014 - 31 March 2024 (10 Years)
Data Source: 1 January 2009 - 31 March 2024 (~15 years)
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Rolling Returns
( more details)
A rolling return is a measure of investment performance that calculates the return of an investment over a set period of time, with the starting date rolling forward. This approach can provide a more accurate representation of the investment's historical performance and helps investors to evaluate the investment's consistency over time.
STOCKS/BONDS 60/40 WITH BITCOIN PORTFOLIO
Annualized Rolling Returns
Annualized Rolling Returns - Inflation Adjusted
Data Source: 1 April 2014 - 31 March 2024 (10 Years)
Data Source: 1 January 2009 - 31 March 2024 (~15 years)
If you need a deeper detail about rolling returns, please refer to the Stocks/Bonds 60/40 with Bitcoin Portfolio: Rolling Returns page.
Seasonality
In which months is it better to invest in Stocks/Bonds 60/40 with Bitcoin Portfolio?
Both the Average Return and the Gain Frequency (Win %) are useful to get an idea of what happened in the past.
For further information about the seasonality, check the Asset Class Seasonality page.
For further information about the seasonality, check the Asset Class Seasonality page.
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Monthly Returns
This section provides a visual/tabular representation of the performance variability in the Stocks/Bonds 60/40 with Bitcoin Portfolio over time. It illustrates the distribution of monthly returns, showcasing the range and frequency of positive and negative returns.
STOCKS/BONDS 60/40 WITH BITCOIN PORTFOLIO
Monthly Returns Distribution
Data Source: 1 April 2014 - 31 March 2024 (10 Years)
Data Source: 1 January 2009 - 31 March 2024 (~15 years)
79 Positive Months (66%) - 41 Negative Months (34%)
122 Positive Months (67%) - 61 Negative Months (33%)
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(Scroll down to see all data)
Portfolio efficiency
The following portfolios granted a higher return over 10 Years and a less severe drawdown at the same time.
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In the following table, you can compare the current portfolio with a list of famous portfolios. Metrics are calculated over the last 10 Years.
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The following portfolios share asset allocation strategy and/or similar asset weights.
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Analyze your Portfolio: Backtest Now!
Explore historical data since 1871 and fine-tune your investment strategy for better results.
Explore historical data since 1871 and fine-tune your investment strategy for better results.
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