Data Source: from January 2009 to June 2022
Consolidated Returns as of 30 June 2022
Live Update: Jul 05 2022, 02:59PM Eastern Time
PORTFOLIO • LIVE PERFORMANCE (USD currency)
0.04%
1 Day
Jul 05 2022, 02:59PM Eastern Time
1.02%
Current Month
July 2022

The Stocks/Bonds 40/60 with Bitcoin Portfolio is a Medium Risk portfolio and can be implemented with 3 ETFs.

It's exposed for 39% on the Stock Market and for 2% on Commodities.

In the last 10 Years, the Stocks/Bonds 40/60 with Bitcoin Portfolio obtained a 17.63% compound annual return, with a 38.17% standard deviation.

Asset Allocation and ETFs

The Stocks/Bonds 40/60 with Bitcoin Portfolio has the following asset allocation:

39% Stocks
59% Fixed Income
2% Commodities

The Stocks/Bonds 40/60 with Bitcoin Portfolio can be implemented with the following ETFs:

Weight Ticker ETF Name Investment Themes
39.00 % VTI Vanguard Total Stock Market Equity, U.S., Large Cap
59.00 % BND Vanguard Total Bond Market Bond, U.S., All-Term
2.00 % ^BTC Bitcoin Commodities
Most of Lazy Portfolios are made of common components (asset classes), very simple and well defined. For a more complete view, find out the most common ETFs you can use to build your portfolio.

Portfolio and ETF Returns

The Stocks/Bonds 40/60 with Bitcoin Portfolio guaranteed the following returns.

According to the available data source, let's assume we built the portfolio on January 2009.

Portfolio returns are calculated in USD, assuming: July 2022 return is calculated on the hypothesis of a newly built portfolio, with the starting asset allocation.
STOCKS/BONDS 40/60 WITH BITCOIN PORTFOLIO RETURNS
Consolidated returns as of 30 June 2022
Live Update: Jul 05 2022, 02:59PM Eastern Time
Swipe left to see all data
  Chg (%) Return (%)
Return (%) as of Jun 30, 2022
  1 Day Time ET(*) Jul 2022 1M 6M 1Y 5Y(*) 10Y(*)
Stocks/Bonds 40/60 with Bitcoin Portfolio 0.04 1.02 -4.75 -15.60 -11.74 9.75 17.63
US Inflation Adjusted return -4.75 -18.89 -17.95 5.93 14.80
Components
VTI
Vanguard Total Stock Market
-0.20 02:59PM
Jul 05 2022
0.85 -8.23 -21.32 -14.17 10.53 12.52
BND
Vanguard Total Bond Market
0.23 02:59PM
Jul 05 2022
1.03 -1.66 -10.35 -10.42 0.84 1.40
^BTC
Bitcoin
-1.15 02:58PM
Jul 05 2022
3.79 -40.60 -59.00 -45.52 49.45 124.41
(*) Returns over 1 year are annualized
(*) Eastern Time (ET - America/New York)

US Inflation is updated to May 2022. Waiting for updates, inflation of Jun 2022 is set to 0%. Current inflation (annualized) is 1Y: 7.57% , 5Y: 3.61% , 10Y: 2.46%

Portfolio Dividends

In 2021, the Stocks/Bonds 40/60 with Bitcoin Portfolio granted a 1.80% dividend yield. If you are interested in getting periodic income, please refer to the Stocks/Bonds 40/60 with Bitcoin Portfolio: Dividend Yield page.

Historical Returns as of Jun 30, 2022

Historical returns and stats of Stocks/Bonds 40/60 with Bitcoin Portfolio. Total Returns and Inflation Adjusted Returns are both mentioned.

STOCKS/BONDS 40/60 WITH BITCOIN PORTFOLIO
Consolidated returns as of 30 June 2022
Data Source: from January 2009 to June 2022
Swipe left to see all data
Period Return (%)
as of Jun 2022
Return (%)
Infl.Adj.
Standard
Deviation (%)
Max
Drawdown (%)
Months
Pos - Neg
1M
Jun 2022
-4.75
-4.75
-4.75
Jun 2022 - Jun 2022
0 - 1
3M
-10.61
-11.77
-10.61
Apr 2022 - Jun 2022
1 - 2
6M
-15.60
-18.89
-15.60
Jan 2022 - Jun 2022
1 - 5
YTD
-15.60
-18.89
-15.60
Jan 2022 - Jun 2022
1 - 5
1Y
-11.74
-17.95
9.85
-15.61
Nov 2021 - Jun 2022
5 - 7
42% pos
3Y(*)
4.62
0.11
10.12
-15.61
Nov 2021 - Jun 2022
22 - 14
61% pos
5Y(*)
9.75
5.93
9.95
-15.61
Nov 2021 - Jun 2022
39 - 21
65% pos
10Y(*)
17.63
14.80
38.17
-22.55
Dec 2013 - Jan 2014
79 - 41
66% pos
MAX(*)
01 Jan 2009
18.25
15.47
36.01
-41.83
Jul 2011 - Nov 2011
106 - 56
65% pos
(*) Returns over 1 year are annualized

Returns and stats are calculated assuming a yearly rebalancing of the components weight. How do returns change with different rebalancing strategies?

Capital Growth as of Jun 30, 2022

An investment of 1000$, since July 2012, now would be worth 5072.56$, with a total return of 407.26% (17.63% annualized).

The Inflation Adjusted Capital now would be 3977.03$, with a net total return of 297.70% (14.80% annualized).
An investment of 1000$, since January 2009, now would be worth 9613.16$, with a total return of 861.32% (18.25% annualized).

The Inflation Adjusted Capital now would be 6972.16$, with a net total return of 597.22% (15.47% annualized).

Drawdowns

Swipe left to see all data
Drawdown period
Recovery period
Total
Drawdown Start Bottom #Months End #Months #Months
-22.55% Dec 2013 Jan 2014 2 Jul 2017 42 44
-15.61% Nov 2021 Jun 2022 8 in progress 8
-8.64% Feb 2020 Mar 2020 2 May 2020 2 4
-6.33% May 2013 Jun 2013 2 Sep 2013 3 5
-5.78% Sep 2018 Dec 2018 4 Mar 2019 3 7
-2.95% Feb 2018 Mar 2018 2 Aug 2018 5 7
-2.68% Sep 2021 Sep 2021 1 Oct 2021 1 2
-1.94% Sep 2020 Oct 2020 2 Nov 2020 1 3
-1.23% Oct 2012 Oct 2012 1 Dec 2012 2 3
-1.06% May 2021 May 2021 1 Jun 2021 1 2
-0.37% Jan 2021 Jan 2021 1 Feb 2021 1 2
-0.26% Sep 2019 Sep 2019 1 Oct 2019 1 2
-0.19% Sep 2017 Sep 2017 1 Oct 2017 1 2
-0.11% May 2019 May 2019 1 Jun 2019 1 2
Swipe left to see all data
Drawdown period
Recovery period
Total
Drawdown Start Bottom #Months End #Months #Months
-41.83% Jul 2011 Nov 2011 5 Oct 2013 23 28
-22.55% Dec 2013 Jan 2014 2 Jul 2017 42 44
-15.61% Nov 2021 Jun 2022 8 in progress 8
-8.64% Feb 2020 Mar 2020 2 May 2020 2 4
-8.48% Jan 2009 Feb 2009 2 May 2009 3 5
-5.78% Sep 2018 Dec 2018 4 Mar 2019 3 7
-3.85% May 2010 Jun 2010 2 Sep 2010 3 5
-2.95% Feb 2018 Mar 2018 2 Aug 2018 5 7
-2.68% Sep 2021 Sep 2021 1 Oct 2021 1 2
-1.94% Sep 2020 Oct 2020 2 Nov 2020 1 3
-1.06% May 2021 May 2021 1 Jun 2021 1 2
-0.98% Oct 2009 Oct 2009 1 Nov 2009 1 2
-0.63% Jan 2010 Jan 2010 1 Feb 2010 1 2
-0.39% Mar 2011 Mar 2011 1 Apr 2011 1 2
-0.37% Jan 2021 Jan 2021 1 Feb 2021 1 2
-0.26% Sep 2019 Sep 2019 1 Oct 2019 1 2
-0.19% Nov 2010 Nov 2010 1 Dec 2010 1 2
-0.19% Sep 2017 Sep 2017 1 Oct 2017 1 2
-0.11% May 2019 May 2019 1 Jun 2019 1 2

Rolling Returns ( more details)

Stocks/Bonds 40/60 with Bitcoin Portfolio: annualized rolling and average returns

Swipe left to see all data
Rolling
Period
Return (*) Negative
Periods
Average (%) Best (%) Worst (%)
1 Year
24.08 205.12
Dec 2012 - Nov 2013
-31.98
Jul 2011 - Jun 2012
8.61%
2 Years
22.71 93.87
Dec 2011 - Nov 2013
-8.54
Jul 2011 - Jun 2013
2.16%
3 Years
21.74 68.47
Dec 2010 - Nov 2013
-3.51
Dec 2013 - Nov 2016
0.79%
5 Years
22.31 39.20
Mar 2009 - Feb 2014
4.28
Dec 2013 - Nov 2018
0.00%
7 Years
20.87 28.20
Jan 2011 - Dec 2017
7.21
Dec 2013 - Nov 2020
0.00%
10 Years
21.35 23.76
Mar 2009 - Feb 2019
14.61
Jul 2011 - Jun 2021
0.00%
(*) Annualized rolling and average returns over full calendar month periods

If you need a deeper detail about rolling returns, please refer to the Stocks/Bonds 40/60 with Bitcoin Portfolio: Rolling Returns page.

Seasonality

Stocks/Bonds 40/60 with Bitcoin Portfolio: in which months is it better to invest?

Both the Average Return and the Gain Frequency (Win %) are useful to get an idea of what happened in the past.

For further information about the seasonality, check the Asset Class Seasonality page.
Swipe left to see all data
Monthly Average Return (%) and Gain Frequency
Return (%) Jan Feb Mar Apr May Jun Jul Aug Sep Oct Nov Dec
Average
Win %
0.26
50%
0.60
71%
1.04
50%
2.85
86%
2.36
64%
2.25
71%
1.11
85%
-0.34
69%
-0.91
38%
1.43
54%
10.52
77%
0.20
69%
Best
Year
3.8
2019
3.8
2011
10.0
2013
19.1
2011
27.9
2011
29.8
2011
3.9
2009
4.3
2017
3.4
2010
11.6
2013
115.9
2013
10.5
2011
Worst
Year
-4.4
2009
-4.3
2009
-6.5
2020
-6.2
2022
-2.5
2010
-5.1
2013
-8.7
2011
-18.7
2011
-14.7
2011
-6.4
2011
-1.7
2011
-22.5
2013
Statistics calculated for the period Jan 2009 - Jun 2022

Monthly/Yearly Returns

Stocks/Bonds 40/60 with Bitcoin Portfolio monthly and yearly returns: how is the distribution of the returns recorded so far?

MONTHLY RETURNS HISTOGRAM
106 Positive Months (65%) - 56 Negative Months (35%)
Jan 2009 - Jun 2022
Swipe left to see all data
Yearly Return(%)
Monthly Return(%)
Year Total Infl.Adj Jan Feb Mar Apr May Jun Jul Aug Sep Oct Nov Dec
2022
-15.60 -18.89 -3.9 -1.4 -0.3 -6.2 0.1 -4.7
2021
+10.09 +2.80 -0.4 1.1 1.7 2.4 -1.1 1.4 1.8 1.4 -2.7 4.0 -0.8 0.8
2020
+18.86 +17.36 1.8 -2.3 -6.5 6.8 2.5 1.2 3.6 2.2 -1.7 -0.3 6.6 4.3
2019
+19.07 +16.43 3.8 1.6 1.8 2.2 -0.1 4.7 0.2 0.5 -0.3 1.4 0.8 1.0
2018
-3.54 -5.35 0.8 -2.0 -1.0 0.0 1.2 0.1 1.5 1.7 -0.3 -3.7 0.8 -2.7
2017
+35.81 +32.97 0.8 2.4 -0.3 1.4 2.5 1.1 1.3 4.3 -0.2 4.4 8.9 4.8
2016
+8.97 +6.78 -1.7 0.8 3.1 0.7 1.0 1.7 1.9 -0.4 0.3 -1.0 0.4 2.0
2015
+1.21 +0.57 -0.2 1.5 -0.2 -0.1 0.3 -1.2 1.4 -2.9 -0.6 3.6 0.3 -0.6
2014
+7.16 +6.46 -0.1 1.4 -0.2 0.4 1.9 1.0 -1.0 2.2 -1.5 1.4 1.6 -0.1
2013
+135.55 +132.04 2.7 2.7 10.0 7.0 -1.3 -5.1 3.5 2.7 2.1 11.6 115.9 -22.5
2012
+11.90 +9.96 2.7 1.5 1.0 0.4 -2.0 2.3 2.1 1.5 2.0 -1.2 1.0 0.4
2011
+34.51 +30.51 2.3 3.8 -0.4 19.1 27.9 29.8 -8.7 -18.7 -14.7 -6.4 -1.7 10.5
2010
+17.41 +15.75 -0.6 1.5 2.3 1.5 -2.5 -1.4 3.1 -0.8 3.4 5.7 -0.2 4.5
2009
+13.41 +10.31 -4.4 -4.3 3.6 4.3 2.5 0.5 3.9 2.1 2.3 -1.0 3.1 0.4

Portfolio efficiency

Is the Stocks/Bonds 40/60 with Bitcoin Portfolio actually efficient, compared to other Lazy Portfolios?

Similar portfolios

These portfolios share asset allocation strategy and/or similar asset weights. Comparing their returns and drawdowns (click on ), you can get an idea of the risk you are facing implementing one of them.

Swipe left to see all data
5 Years Stats (%)
% Allocation
Portfolio Jul 2022 Return Drawdown Stocks Bonds Comm
Stocks/Bonds 40/60 with Bitcoin
+1.02 +9.75 -15.61 39 59 2
Stocks/Bonds 40/60 2x Leveraged
+2.49 +7.14 -27.71 40 60 0
Stocks/Bonds 40/60
+0.96 +4.99 -14.74 40 60 0
Stocks/Bonds 40/60 ESG
+1.21 +4.12 -15.70 40 60 0
Stocks/Bonds 40/60 Momentum
+0.30 +4.08 -18.59 40 60 0

See all portfolios

Jul 2022 return refers to period 01-05 July 2022.
Last update: Jul 05 2022, 03:00PM Eastern Time.

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Swipe left to see all data
10 Years Stats (%)
% Allocation
Portfolio Jul 2022 Return Drawdown Stocks Bonds Comm
Couch Potato
Scott Burns
+1.08 +7.28 -15.18 50 50 0
Stocks/Bonds 40/60
+0.96 +6.06 -14.74 40 60 0
Robo Advisor 50
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+0.01 +5.43 -14.95 49.9 50.1 0
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Jul 2022 return refers to period 01-05 July 2022.
Last update: Jul 05 2022, 03:00PM Eastern Time.
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