Data Source: from October 2013 to September 2021

Last Update: 30 September 2021

The Stocks/Bonds 40/60 with Bitcoin Portfolio is exposed for 39% on the Stock Market and for 2% on Commodities.

It's a Medium Risk portfolio and it can be replicated with 3 ETFs.

In 2020, the portfolio granted a 2.16% dividend yield. If you are interested in getting periodic income, please refer to the Stocks/Bonds 40/60 with Bitcoin Portfolio: Dividend Yield page.

Asset Allocation and ETFs

The Stocks/Bonds 40/60 with Bitcoin Portfolio has the following asset allocation:

39% Stocks
59% Fixed Income
2% Commodities

The Stocks/Bonds 40/60 with Bitcoin Portfolio can be replicated with the following ETFs:

Weight Ticker ETF Name Investment Themes
39.00 % VTI Vanguard Total Stock Market Equity, U.S., Large Cap
59.00 % BND Vanguard Total Bond Market Bond, U.S., All-Term
2.00 % GBTC Grayscale Bitcoin Trust Commodity, Bitcoin
Most of Lazy Portfolios are made of common components (asset classes), very simple and well defined. For a more complete view, find out the most common ETFs you can use to build your portfolio.

Portfolio and ETF Returns

The Stocks/Bonds 40/60 with Bitcoin Portfolio guaranteed the following returns.

STOCKS/BONDS 40/60 WITH BITCOIN PORTFOLIO RETURNS (%)
Last Update: 30 September 2021
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1M 3M 6M 1Y 3Y(*) 5Y(*)
Stocks/Bonds 40/60 with Bitcoin Portfolio -2.72 +0.20 +3.37 +16.46 +11.98 +15.30
Components
VTI
Vanguard Total Stock Market
-4.46 -0.03 +8.10 +32.16 +16.05 +16.88
BND
Vanguard Total Bond Market
-1.01 -0.05 +1.88 -1.04 +5.36 +2.88
GBTC
Grayscale Bitcoin Trust
-10.38 +13.55 -32.35 +208.57 +62.15 +102.71
(*) annualized
Portfolio returns are calculated assuming:
  • a rebalancing of the components at the beginning of each year (i.e. at every January 1st)
  • the reinvestment of dividends

If you are interested in getting periodic income, please refer to the Stocks/Bonds 40/60 with Bitcoin Portfolio: Dividend Yield page.

Historical Returns

Stocks/Bonds 40/60 with Bitcoin Portfolio - Historical returns and stats.

STOCKS/BONDS 40/60 WITH BITCOIN PORTFOLIO
Last Update: 30 September 2021
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Period Returns
Sep 2021
Standard
Deviation *
Max
Drawdown
Months
Pos - Neg
1M
-2.72%
-2.72%
Sep 2021 - Sep 2021
0 - 1
3M
+0.20%
-2.72%
Sep 2021 - Sep 2021
2 - 1
6M
+3.37%
-2.72%
Sep 2021 - Sep 2021
4 - 2
YTD
+4.96%
-2.72%
Sep 2021 - Sep 2021
6 - 3
1Y
+16.46%
8.07%
-2.72%
Sep 2021 - Sep 2021
8 - 4
3Y
+11.98%
annualized
9.35%
-8.75%
Feb 2020 - Mar 2020
25 - 11
5Y
+15.30%
annualized
10.31%
-8.75%
Feb 2020 - Mar 2020
41 - 19
MAX
01 Oct 2013
+13.27%
annualized
10.40%
-8.75%
Feb 2020 - Mar 2020
62 - 34
* Annualized St.Dev. of monthly returns

Similar portfolios, ordered by 5 Years annualized return.

These portfolios share asset allocation strategy and/or similar asset weights. Comparing their returns and drawdowns, you can get an idea of the risk you are facing implementing one of them.

5 Years Stats
% Allocation
Portfolio Return Drawdown Stocks Bonds Comm.
Stocks/Bonds 40/60 with Bitcoin
+15.30% -8.75% 39 59 2
Stocks/Bonds 40/60
+8.56% -8.09% 40 60 0 Compare
Stocks/Bonds 40/60 Momentum
+8.45% -7.68% 40 60 0 Compare
Stocks/Bonds 40/60 ESG
+7.37% -6.32% 40 60 0 Compare

Best Classic Portfolios, with Medium Risk, ordered by 5 Years annualized return.

5 Years Stats
% Allocation
Portfolio Return Drawdown Stocks Bonds Comm.
Couch Potato
Scott Burns
+10.57% -10.72% 50 50 0 Compare
Stocks/Bonds 40/60
+8.56% -8.09% 40 60 0 Compare
Robo Advisor 50
Betterment
+7.67% -13.31% 49.9 50.1 0 Compare
Edge Select Moderately Conservative
Merrill Lynch
+7.62% -7.78% 37 63 0 Compare
Lifepath Fund
iShares
+7.61% -8.34% 40.42 59.58 0 Compare

See all portfolios

Capital Growth

Time Range:

Drawdowns

Time Range:

Rolling Returns ( more details)

Stocks/Bonds 40/60 with Bitcoin Portfolio: annualized rolling and average returns

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Return (*) Negative
Periods
Rolling Period Average Best Worst
1 Year
+12.86% +41.66%
Feb 2017 - Jan 2018
-3.74%
Jan 2018 - Dec 2018
5.88%
2 Years
+12.60% +25.64%
Feb 2016 - Jan 2018
+1.70%
Dec 2013 - Nov 2015
0.00%
3 Years
+13.19% +18.03%
Feb 2017 - Jan 2020
+3.25%
Dec 2013 - Nov 2016
0.00%
5 Years
+13.22% +16.26%
Feb 2016 - Jan 2021
+9.41%
Dec 2013 - Nov 2018
0.00%
7 Years
+12.40% +12.87%
Aug 2014 - Jul 2021
+11.01%
Dec 2013 - Nov 2020
0.00%

* Annualized rolling and average returns over full calendar month periods

If you need a deeper detail about rolling returns, please refer to the Stocks/Bonds 40/60 with Bitcoin Portfolio: Rolling Returns page.

Seasonality and Yearly/Monthly Returns

Stocks/Bonds 40/60 with Bitcoin Portfolio Seasonality: in which months is it better to invest?

In the table below, the average monthly return is represented.

Below each return, it's also mentioned the probability of obtaining a positive monthly result (Win %).

Both the Average Return and the Gain Frequency are useful to get an idea of what happened in the past.

Swipe left to see all data
Monthly Average Return (%) and Gain Frequency
Return (%) Jan Feb Mar Apr May Jun Jul Aug Sep Oct Nov Dec
Average
Win %
0.54
50%
0.50
75%
-0.23
50%
1.81
88%
1.58
88%
1.11
63%
1.21
88%
1.65
63%
-1.30
13%
0.90
63%
4.67
88%
0.61
50%
Best
Year
4.0
2019
1.9
2017
3.1
2016
6.9
2020
6.3
2017
5.3
2019
3.8
2020
9.2
2017
0.4
2016
3.3
2013
15.8
2013
6.8
2017
Worst
Year
-2.2
2016
-2.3
2020
-6.6
2020
-0.1
2015
-0.7
2021
-1.5
2015
-1.0
2014
-2.8
2015
-3.5
2017
-3.7
2018
0.0
2016
-4.9
2013
Statistics calculated for the period Oct 2013 - Sep 2021

For further information about the seasonality, check the Asset Class Seasonality page.

Monthly Returns of Stocks/Bonds 40/60 with Bitcoin Portfolio

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Months
Year Return Jan Feb Mar Apr May Jun Jul Aug Sep Oct Nov Dec
2021
+4.96% -0.5 0.9 1.2 2.4 -0.7 1.5 1.7 1.3 -2.7
2020
+18.57% 1.8 -2.3 -6.6 6.9 2.6 0.9 3.8 2.3 -2.0 -0.1 7.0 3.8
2019
+19.30% 4.0 1.6 1.8 2.5 0.3 5.3 0.0 -0.2 -0.1 1.3 0.9 0.5
2018
-3.74% 0.7 -1.9 -1.1 0.2 1.2 -0.1 1.5 1.7 -0.4 -3.7 1.0 -2.8
2017
+41.52% 0.6 1.9 0.0 1.2 6.3 -1.0 1.4 9.2 -3.5 2.6 10.6 6.8
2016
+8.35% -2.2 0.9 3.1 1.0 0.9 2.6 1.1 -0.5 0.4 -0.9 0.0 1.7
2015
+1.35% -0.2 1.6 -0.2 -0.1 0.3 -1.5 1.2 -2.8 -0.6 3.3 0.5 -0.1
2014
+7.16% -0.1 1.4 -0.2 0.4 1.9 1.0 -1.0 2.2 -1.5 1.4 1.6 -0.2

* Note:
Portofolio Returns, up to May 2015, are simulated. They have been calculated using the historical series of equivalent ETFs / Assets, instead of the actual ETFs of the portfolio.

In particular, it has been used:

  • GBTC - Grayscale Bitcoin Trust: simulated historical serie, up to May 2015
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