The Stocks/Bonds 40/60 with Bitcoin Portfolio is a Medium Risk portfolio and can be implemented with 3 ETFs.
It's exposed for 39% on the Stock Market and for 2% on Commodities.
In the last 10 Years, the Stocks/Bonds 40/60 with Bitcoin Portfolio obtained a 17.63% compound annual return, with a 38.17% standard deviation.
Asset Allocation and ETFs
The Stocks/Bonds 40/60 with Bitcoin Portfolio has the following asset allocation:
The Stocks/Bonds 40/60 with Bitcoin Portfolio can be implemented with the following ETFs:
Weight | Ticker | ETF Name | Investment Themes | |
---|---|---|---|---|
39.00 % | VTI | Vanguard Total Stock Market | Equity, U.S., Large Cap | |
59.00 % | BND | Vanguard Total Bond Market | Bond, U.S., All-Term | |
2.00 % | ^BTC | Bitcoin | Commodities |
Portfolio and ETF Returns
The Stocks/Bonds 40/60 with Bitcoin Portfolio guaranteed the following returns.
Portfolio returns are calculated in USD, assuming:
- No fees or capital gain taxes
- a rebalancing of the components at the beginning of each year (at every January 1st). How do returns change with different rebalancing strategies?
- the reinvestment of dividends
Chg (%) | Return (%) | Return (%) as of Jun 30, 2022 |
||||||
---|---|---|---|---|---|---|---|---|
1 Day | Time ET(*) | Jul 2022 | 1M | 6M | 1Y | 5Y(*) | 10Y(*) | |
Stocks/Bonds 40/60 with Bitcoin Portfolio | 0.04 | 1.02 | -4.75 | -15.60 | -11.74 | 9.75 | 17.63 | |
US Inflation Adjusted return | -4.75 | -18.89 | -17.95 | 5.93 | 14.80 | |||
Components | ||||||||
VTI Vanguard Total Stock Market |
-0.20 |
02:59PM Jul 05 2022 |
0.85 | -8.23 | -21.32 | -14.17 | 10.53 | 12.52 |
BND Vanguard Total Bond Market |
0.23 |
02:59PM Jul 05 2022 |
1.03 | -1.66 | -10.35 | -10.42 | 0.84 | 1.40 |
^BTC Bitcoin |
-1.15 |
02:58PM Jul 05 2022 |
3.79 | -40.60 | -59.00 | -45.52 | 49.45 | 124.41 |
US Inflation is updated to May 2022. Waiting for updates, inflation of Jun 2022 is set to 0%. Current inflation (annualized) is 1Y: 7.57% , 5Y: 3.61% , 10Y: 2.46%
Portfolio Dividends
In 2021, the Stocks/Bonds 40/60 with Bitcoin Portfolio granted a 1.80% dividend yield. If you are interested in getting periodic income, please refer to the Stocks/Bonds 40/60 with Bitcoin Portfolio: Dividend Yield page.
Historical Returns as of Jun 30, 2022
Historical returns and stats of Stocks/Bonds 40/60 with Bitcoin Portfolio. Total Returns and Inflation Adjusted Returns are both mentioned.
Period | Return (%) as of Jun 2022 |
Return (%) Infl.Adj. |
Standard Deviation (%) |
Max Drawdown (%) |
Months Pos - Neg |
---|---|---|---|---|---|
1M
Jun 2022
|
-4.75
|
-4.75
|
-4.75
Jun 2022 - Jun 2022
|
0 - 1
|
|
3M
|
-10.61
|
-11.77
|
-10.61
Apr 2022 - Jun 2022
|
1 - 2
|
|
6M
|
-15.60
|
-18.89
|
-15.60
Jan 2022 - Jun 2022
|
1 - 5
|
|
YTD
|
-15.60
|
-18.89
|
-15.60
Jan 2022 - Jun 2022
|
1 - 5
|
|
1Y
|
-11.74
|
-17.95
|
9.85
|
-15.61
Nov 2021 - Jun 2022
|
5 - 7
42% pos
|
3Y(*)
|
4.62
|
0.11
|
10.12
|
-15.61
Nov 2021 - Jun 2022
|
22 - 14
61% pos
|
5Y(*)
|
9.75
|
5.93
|
9.95
|
-15.61
Nov 2021 - Jun 2022
|
39 - 21
65% pos
|
10Y(*)
|
17.63
|
14.80
|
38.17
|
-22.55
Dec 2013 - Jan 2014
|
79 - 41
66% pos
|
MAX(*)
01 Jan 2009
|
18.25
|
15.47
|
36.01
|
-41.83
Jul 2011 - Nov 2011
|
106 - 56
65% pos
|
Returns and stats are calculated assuming a yearly rebalancing of the components weight. How do returns change with different rebalancing strategies?
Capital Growth as of Jun 30, 2022
The Inflation Adjusted Capital now would be 3977.03$, with a net total return of 297.70% (14.80% annualized).
The Inflation Adjusted Capital now would be 6972.16$, with a net total return of 597.22% (15.47% annualized).
Drawdowns
Drawdown period |
Recovery period |
Total |
||||
---|---|---|---|---|---|---|
Drawdown | Start | Bottom | #Months | End | #Months | #Months |
-22.55% | Dec 2013 | Jan 2014 | 2 | Jul 2017 | 42 | 44 |
-15.61% | Nov 2021 | Jun 2022 | 8 | in progress | 8 | |
-8.64% | Feb 2020 | Mar 2020 | 2 | May 2020 | 2 | 4 |
-6.33% | May 2013 | Jun 2013 | 2 | Sep 2013 | 3 | 5 |
-5.78% | Sep 2018 | Dec 2018 | 4 | Mar 2019 | 3 | 7 |
-2.95% | Feb 2018 | Mar 2018 | 2 | Aug 2018 | 5 | 7 |
-2.68% | Sep 2021 | Sep 2021 | 1 | Oct 2021 | 1 | 2 |
-1.94% | Sep 2020 | Oct 2020 | 2 | Nov 2020 | 1 | 3 |
-1.23% | Oct 2012 | Oct 2012 | 1 | Dec 2012 | 2 | 3 |
-1.06% | May 2021 | May 2021 | 1 | Jun 2021 | 1 | 2 |
-0.37% | Jan 2021 | Jan 2021 | 1 | Feb 2021 | 1 | 2 |
-0.26% | Sep 2019 | Sep 2019 | 1 | Oct 2019 | 1 | 2 |
-0.19% | Sep 2017 | Sep 2017 | 1 | Oct 2017 | 1 | 2 |
-0.11% | May 2019 | May 2019 | 1 | Jun 2019 | 1 | 2 |
Drawdown period |
Recovery period |
Total |
||||
---|---|---|---|---|---|---|
Drawdown | Start | Bottom | #Months | End | #Months | #Months |
-41.83% | Jul 2011 | Nov 2011 | 5 | Oct 2013 | 23 | 28 |
-22.55% | Dec 2013 | Jan 2014 | 2 | Jul 2017 | 42 | 44 |
-15.61% | Nov 2021 | Jun 2022 | 8 | in progress | 8 | |
-8.64% | Feb 2020 | Mar 2020 | 2 | May 2020 | 2 | 4 |
-8.48% | Jan 2009 | Feb 2009 | 2 | May 2009 | 3 | 5 |
-5.78% | Sep 2018 | Dec 2018 | 4 | Mar 2019 | 3 | 7 |
-3.85% | May 2010 | Jun 2010 | 2 | Sep 2010 | 3 | 5 |
-2.95% | Feb 2018 | Mar 2018 | 2 | Aug 2018 | 5 | 7 |
-2.68% | Sep 2021 | Sep 2021 | 1 | Oct 2021 | 1 | 2 |
-1.94% | Sep 2020 | Oct 2020 | 2 | Nov 2020 | 1 | 3 |
-1.06% | May 2021 | May 2021 | 1 | Jun 2021 | 1 | 2 |
-0.98% | Oct 2009 | Oct 2009 | 1 | Nov 2009 | 1 | 2 |
-0.63% | Jan 2010 | Jan 2010 | 1 | Feb 2010 | 1 | 2 |
-0.39% | Mar 2011 | Mar 2011 | 1 | Apr 2011 | 1 | 2 |
-0.37% | Jan 2021 | Jan 2021 | 1 | Feb 2021 | 1 | 2 |
-0.26% | Sep 2019 | Sep 2019 | 1 | Oct 2019 | 1 | 2 |
-0.19% | Nov 2010 | Nov 2010 | 1 | Dec 2010 | 1 | 2 |
-0.19% | Sep 2017 | Sep 2017 | 1 | Oct 2017 | 1 | 2 |
-0.11% | May 2019 | May 2019 | 1 | Jun 2019 | 1 | 2 |
Rolling Returns ( more details)
Stocks/Bonds 40/60 with Bitcoin Portfolio: annualized rolling and average returns
Rolling Period |
Return (*) | Negative Periods |
||
---|---|---|---|---|
Average (%) | Best (%) | Worst (%) | ||
1 Year |
24.08 |
205.12 Dec 2012 - Nov 2013 |
-31.98 Jul 2011 - Jun 2012 |
8.61% |
2 Years |
22.71 |
93.87 Dec 2011 - Nov 2013 |
-8.54 Jul 2011 - Jun 2013 |
2.16% |
3 Years |
21.74 |
68.47 Dec 2010 - Nov 2013 |
-3.51 Dec 2013 - Nov 2016 |
0.79% |
5 Years |
22.31 |
39.20 Mar 2009 - Feb 2014 |
4.28 Dec 2013 - Nov 2018 |
0.00% |
7 Years |
20.87 |
28.20 Jan 2011 - Dec 2017 |
7.21 Dec 2013 - Nov 2020 |
0.00% |
10 Years |
21.35 |
23.76 Mar 2009 - Feb 2019 |
14.61 Jul 2011 - Jun 2021 |
0.00% |
If you need a deeper detail about rolling returns, please refer to the Stocks/Bonds 40/60 with Bitcoin Portfolio: Rolling Returns page.
Seasonality
Stocks/Bonds 40/60 with Bitcoin Portfolio: in which months is it better to invest?
For further information about the seasonality, check the Asset Class Seasonality page.
Monthly Average Return (%) and Gain Frequency | ||||||||||||
---|---|---|---|---|---|---|---|---|---|---|---|---|
Return (%) | Jan | Feb | Mar | Apr | May | Jun | Jul | Aug | Sep | Oct | Nov | Dec |
Average Win % |
0.26 50% |
0.60 71% |
1.04 50% |
2.85 86% |
2.36 64% |
2.25 71% |
1.11 85% |
-0.34 69% |
-0.91 38% |
1.43 54% |
10.52 77% |
0.20 69% |
Best Year |
3.8 2019 |
3.8 2011 |
10.0 2013 |
19.1 2011 |
27.9 2011 |
29.8 2011 |
3.9 2009 |
4.3 2017 |
3.4 2010 |
11.6 2013 |
115.9 2013 |
10.5 2011 |
Worst Year |
-4.4 2009 |
-4.3 2009 |
-6.5 2020 |
-6.2 2022 |
-2.5 2010 |
-5.1 2013 |
-8.7 2011 |
-18.7 2011 |
-14.7 2011 |
-6.4 2011 |
-1.7 2011 |
-22.5 2013 |
Monthly/Yearly Returns
Stocks/Bonds 40/60 with Bitcoin Portfolio monthly and yearly returns: how is the distribution of the returns recorded so far?
Yearly Return(%) |
Monthly Return(%) |
|||||||||||||
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Year | Total | Infl.Adj | Jan | Feb | Mar | Apr | May | Jun | Jul | Aug | Sep | Oct | Nov | Dec |
2022 |
-15.60 | -18.89 | -3.9 | -1.4 | -0.3 | -6.2 | 0.1 | -4.7 | ||||||
2021 |
+10.09 | +2.80 | -0.4 | 1.1 | 1.7 | 2.4 | -1.1 | 1.4 | 1.8 | 1.4 | -2.7 | 4.0 | -0.8 | 0.8 |
2020 |
+18.86 | +17.36 | 1.8 | -2.3 | -6.5 | 6.8 | 2.5 | 1.2 | 3.6 | 2.2 | -1.7 | -0.3 | 6.6 | 4.3 |
2019 |
+19.07 | +16.43 | 3.8 | 1.6 | 1.8 | 2.2 | -0.1 | 4.7 | 0.2 | 0.5 | -0.3 | 1.4 | 0.8 | 1.0 |
2018 |
-3.54 | -5.35 | 0.8 | -2.0 | -1.0 | 0.0 | 1.2 | 0.1 | 1.5 | 1.7 | -0.3 | -3.7 | 0.8 | -2.7 |
2017 |
+35.81 | +32.97 | 0.8 | 2.4 | -0.3 | 1.4 | 2.5 | 1.1 | 1.3 | 4.3 | -0.2 | 4.4 | 8.9 | 4.8 |
2016 |
+8.97 | +6.78 | -1.7 | 0.8 | 3.1 | 0.7 | 1.0 | 1.7 | 1.9 | -0.4 | 0.3 | -1.0 | 0.4 | 2.0 |
2015 |
+1.21 | +0.57 | -0.2 | 1.5 | -0.2 | -0.1 | 0.3 | -1.2 | 1.4 | -2.9 | -0.6 | 3.6 | 0.3 | -0.6 |
2014 |
+7.16 | +6.46 | -0.1 | 1.4 | -0.2 | 0.4 | 1.9 | 1.0 | -1.0 | 2.2 | -1.5 | 1.4 | 1.6 | -0.1 |
2013 |
+135.55 | +132.04 | 2.7 | 2.7 | 10.0 | 7.0 | -1.3 | -5.1 | 3.5 | 2.7 | 2.1 | 11.6 | 115.9 | -22.5 |
2012 |
+11.90 | +9.96 | 2.7 | 1.5 | 1.0 | 0.4 | -2.0 | 2.3 | 2.1 | 1.5 | 2.0 | -1.2 | 1.0 | 0.4 |
2011 |
+34.51 | +30.51 | 2.3 | 3.8 | -0.4 | 19.1 | 27.9 | 29.8 | -8.7 | -18.7 | -14.7 | -6.4 | -1.7 | 10.5 |
2010 |
+17.41 | +15.75 | -0.6 | 1.5 | 2.3 | 1.5 | -2.5 | -1.4 | 3.1 | -0.8 | 3.4 | 5.7 | -0.2 | 4.5 |
2009 |
+13.41 | +10.31 | -4.4 | -4.3 | 3.6 | 4.3 | 2.5 | 0.5 | 3.9 | 2.1 | 2.3 | -1.0 | 3.1 | 0.4 |
Portfolio efficiency
Is the Stocks/Bonds 40/60 with Bitcoin Portfolio actually efficient, compared to other Lazy Portfolios?
Similar portfolios
These portfolios share asset allocation strategy and/or similar asset weights. Comparing their returns and drawdowns (click on ), you can get an idea of the risk you are facing implementing one of them.
5 Years Stats (%) |
% Allocation |
|||||||
---|---|---|---|---|---|---|---|---|
Portfolio | Jul 2022 | Return▾ | Drawdown | Stocks | Bonds | Comm | ||
Stocks/Bonds 40/60 with Bitcoin |
+1.02 | +9.75 | -15.61 | 39 | 59 | 2 | ||
Stocks/Bonds 40/60 2x Leveraged |
+2.49 | +7.14 | -27.71 | 40 | 60 | 0 | ||
Stocks/Bonds 40/60 |
+0.96 | +4.99 | -14.74 | 40 | 60 | 0 | ||
Stocks/Bonds 40/60 ESG |
+1.21 | +4.12 | -15.70 | 40 | 60 | 0 | ||
Stocks/Bonds 40/60 Momentum |
+0.30 | +4.08 | -18.59 | 40 | 60 | 0 |
Last update: Jul 05 2022, 03:00PM Eastern Time.
Best Classic Portfolios, with Medium Risk
10 Years Stats (%) |
% Allocation |
|||||||
---|---|---|---|---|---|---|---|---|
Portfolio | Jul 2022 | Return▾ | Drawdown | Stocks | Bonds | Comm | ||
Couch Potato Scott Burns |
+1.08 | +7.28 | -15.18 | 50 | 50 | 0 | ||
Stocks/Bonds 40/60 |
+0.96 | +6.06 | -14.74 | 40 | 60 | 0 | ||
Robo Advisor 50 Betterment |
+0.01 | +5.43 | -14.95 | 49.9 | 50.1 | 0 | ||
Edge Select Moderately Conservative Merrill Lynch |
+0.59 | +5.16 | -13.99 | 37 | 63 | 0 | ||
Lifepath Fund iShares |
+0.54 | +5.13 | -14.06 | 40.4 | 59.6 | 0 |
Last update: Jul 05 2022, 03:00PM Eastern Time.