Last Update: 31 October 2020

The JL Collins Simple Path to Wealth Portfolio is exposed for 75% on the Stock Market.

It's a High Risk portfolio and it can be replicated with 2 ETFs.

In the last 10 years, the portfolio obtained a 10.58% compound annual return, with a 10.23% standard deviation.

In 2019, the portfolio granted a 2.45% dividend yield. If you are interested in getting periodic income, please refer to the JL Collins Simple Path to Wealth Portfolio: Dividend Yield page.

Asset Allocation and ETFs

The JL Collins Simple Path to Wealth Portfolio has the following asset allocation:

75% Stocks
25% Fixed Income
0% Commodities

The JL Collins Simple Path to Wealth Portfolio can be replicated with the following ETFs:

Weight Ticker ETF Name Investment Themes
75.00 % VTI Vanguard Total Stock Market Equity, U.S., Large Cap
25.00 % BND Vanguard Total Bond Market Bond, U.S., All-Term
Most of Lazy Portfolios are made of common components (asset classes), very simple and well defined. For a more complete view, find out the most common ETFs you can use to build your portfolio.

Portfolio and ETF Returns

The JL Collins Simple Path to Wealth Portfolio guaranteed the following returns.

JL COLLINS SIMPLE PATH TO WEALTH PORTFOLIO RETURNS (%)
Last Update: 31 October 2020
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1M 3M 6M 1Y 3Y(*) 5Y(*) 10Y(*)
JL Collins Simple Path to Wealth Portfolio -1.60 +0.54 +11.46 +9.48 +8.99 +9.74 +10.58
Components
VTI - Vanguard Total Stock Market -1.95 +1.30 +15.48 +10.34 +10.11 +11.52 +12.81
BND - Vanguard Total Bond Market -0.56 -1.59 +1.18 +6.14 +5.07 +4.05 +3.41
(*) annualized
Portfolio returns are calculated assuming:
  • a rebalancing of the components at the beginning of each year (i.e. at every January 1st)
  • the reinvestment of dividends

If you are interested in getting periodic income, please refer to the JL Collins Simple Path to Wealth Portfolio: Dividend Yield page.

Historical Returns

JL Collins Simple Path to Wealth Portfolio - Historical returns and stats.

JL COLLINS SIMPLE PATH TO WEALTH PORTFOLIO
Last Update: 31 October 2020
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Period Returns
Oct 2020		 Standard
Deviation *		 Max
Drawdown		 Months
Pos - Neg
1M
-1.60%
-1.60%
Oct 2020 - Oct 2020
0 - 1
3M
+0.54%
-4.26%
Sep 2020 - Oct 2020
1 - 2
6M
+11.46%
-4.26%
Sep 2020 - Oct 2020
4 - 2
YTD
+4.13%
-15.47%
Feb 2020 - Mar 2020
6 - 4
1Y
+9.48%
17.92%
-15.47%
Feb 2020 - Mar 2020
8 - 4
3Y
+8.99%
annualized
13.68%
-15.47%
Feb 2020 - Mar 2020
26 - 10
5Y
+9.74%
annualized
11.30%
-15.47%
Feb 2020 - Mar 2020
47 - 13
10Y
+10.58%
annualized
10.23%
-15.47%
Feb 2020 - Mar 2020
87 - 33
MAX
01 Jan 1987
+9.45%
annualized
11.57%
-38.54%
Nov 2007 - Feb 2009
270 - 136

* Annualized St.Dev. of monthly returns

Best High Risk Porftolios, ordered by 10Y annualized return.

Portfolio 10Y Return ▾ Stocks Bonds Comm.
Simple Path to Wealth
JL Collins		 +10.58% 75 25 0
Stocks/Bonds 60/40
 +9.21% 60 40 0 Compare
Talmud Portfolio
Roger Gibson		 +8.20% 66.67 33.33 0 Compare
Edge Select Moderately Aggressive
Merrill Lynch		 +8.16% 69 31 0 Compare
Yale Endowment
David Swensen		 +8.12% 70 30 0 Compare

See all portfolios

Capital Growth

Time Range:

Drawdowns

Time Range:

Rolling Returns

JL Collins Simple Path to Wealth Portfolio: annualized rolling and average returns

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Return (*) Negative
Periods
Rolling Period Average Best Worst
1 Year
 +9.85% +42.77%
Mar 2009 - Feb 2010 		-32.25%
Mar 2008 - Feb 2009 		17.97%
2 Years
 +9.65% +30.60%
Mar 2009 - Feb 2011 		-18.16%
Mar 2007 - Feb 2009 		12.27%
3 Years
 +9.52% +25.25%
Apr 1995 - Mar 1998 		-9.99%
Apr 2000 - Mar 2003 		12.67%
5 Years
 +9.35% +22.05%
Jan 1995 - Dec 1999 		-3.08%
Mar 2004 - Feb 2009 		1.44%
7 Years
 +9.22% +17.50%
Oct 1990 - Sep 1997 		-0.47%
Mar 2002 - Feb 2009 		0.31%
10 Years
 +8.93% +16.22%
Oct 1990 - Sep 2000 		+0.03%
Mar 1999 - Feb 2009 		0.00%
15 Years
 +8.12% +11.69%
Jan 1987 - Dec 2001 		+5.00%
Sep 2000 - Aug 2015 		0.00%

* Annualized rolling and average returns over full calendar month periods

Seasonality and Yearly/Monthly Returns

JL Collins Simple Path to Wealth Portfolio Seasonality

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Months
Return (%) Jan Feb Mar Apr May Jun Jul Aug Sep Oct Nov Dec
Average 1.1 0.6 0.6 1.5 1.0 0.5 1.2 0.1 0.1 0.3 1.2 1.6
Best 10.0
1987 		5.5
1998 		6.2
2009 		10.0
2020 		7.3
1990 		5.7
2019 		6.7
1997 		5.7
2000 		6.9
2010 		8.2
2011 		5.7
1996 		8.8
1991
Worst -6.6
2009 		-7.9
2009 		-10.5
2020 		-4.0
2000 		-5.7
2010 		-6.0
2008 		-5.9
2002 		-11.5
1998 		-6.9
2008 		-17.3
1987 		-6.8
2000 		-6.5
2018
Gain
Frequency		 65 65 68 76 71 62 59 62 56 62 73 82

Detail of Monthly Returns

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Months
Year Return Jan Feb Mar Apr May Jun Jul Aug Sep Oct Nov Dec
2020
 +4.13% 0.5 -5.6 -10.5 10.0 4.1 1.9 4.6 5.0 -2.7 -1.6
2019
 +25.21% 6.7 2.7 1.5 3.0 -4.6 5.7 1.1 -1.0 1.2 1.7 2.9 2.2
2018
 -3.94% 3.6 -3.1 -1.3 0.1 2.2 0.5 2.5 2.8 0.0 -5.9 1.7 -6.5
2017
 +16.80% 1.4 2.9 0.0 1.0 0.9 0.7 1.5 0.3 1.8 1.7 2.3 1.0
2016
 +10.25% -4.0 0.2 5.5 0.6 1.3 0.7 3.1 0.1 0.2 -1.9 2.7 1.6
2015
 +0.41% -1.5 3.9 -0.7 0.4 0.9 -1.5 1.5 -4.7 -2.0 5.8 0.4 -1.7
2014
 +10.86% -2.0 3.7 0.3 0.3 1.8 2.0 -1.6 3.4 -1.7 2.3 2.1 0.0
2013
 +24.56% 3.9 1.1 3.0 1.5 1.4 -1.5 4.6 -2.6 3.3 3.5 2.1 2.1
2012
 +13.13% 4.0 3.2 2.2 -0.2 -4.6 3.1 1.0 2.1 2.0 -1.4 0.7 0.8
2011
 +2.71% 1.6 2.9 0.3 2.6 -0.5 -1.5 -1.3 -4.2 -5.4 8.2 -0.3 1.0
2010
 +14.62% -2.4 2.6 4.7 1.9 -5.7 -4.0 5.4 -3.1 6.9 3.1 0.2 5.0
2009
 +22.58% -6.6 -7.9 6.2 8.2 4.3 0.4 6.2 3.1 3.4 -2.0 4.7 1.9
2008
 -26.02% -4.3 -1.8 -0.6 3.5 1.2 -6.0 -0.5 1.3 -6.9 -13.2 -4.1 3.0
2007
 +5.76% 1.4 -0.9 0.8 3.1 2.6 -1.4 -2.5 1.4 3.1 1.6 -3.0 -0.5
2006
 +12.84% 2.4 0.3 1.3 0.7 -2.5 0.1 0.2 2.1 1.9 2.9 2.0 0.8
2005
 +5.33% -1.7 1.4 -1.5 -1.3 3.2 0.7 3.0 -0.5 0.3 -2.0 3.6 0.3
2004
 +10.65% 2.2 1.3 -0.6 -2.3 1.0 1.7 -2.5 0.5 1.3 1.6 3.4 2.8
2003
 +24.06% -2.1 -0.8 0.5 6.6 4.9 1.2 1.0 2.0 -0.2 4.5 1.2 3.3
2002
 -13.29% -0.5 -1.1 2.4 -2.9 -0.8 -5.0 -5.9 1.0 -6.6 4.9 4.2 -3.0
2001
 -6.12% 3.3 -6.9 -4.8 5.7 0.9 -1.1 -0.7 -4.0 -6.1 2.3 4.8 1.1
2000
 -5.08% -3.2 2.2 4.6 -4.0 -2.6 3.8 -1.2 5.7 -3.3 -1.4 -6.8 1.8
1999
 +17.67% 2.9 -3.3 3.1 3.6 -1.7 3.8 -2.6 -0.7 -1.6 4.9 2.6 5.8
1998
 +19.59% 0.7 5.5 3.9 1.0 -1.9 2.9 -1.7 -11.5 5.4 5.4 4.8 5.0
1997
 +25.61% 4.2 -0.1 -3.6 3.8 5.6 3.6 6.7 -3.1 4.8 -2.4 2.7 1.6
1996
 +16.62% 2.2 0.8 0.7 1.7 2.0 -0.4 -4.1 2.3 4.5 1.6 5.7 -1.2
1995
 +31.38% 2.1 3.6 2.2 2.2 3.6 2.4 3.0 1.1 3.0 -0.6 3.5 1.5
1994
 -0.79% 2.7 -2.1 -3.9 0.5 0.7 -2.1 2.8 3.3 -1.8 1.2 -2.8 1.1
1993
 +10.39% 1.2 0.8 1.9 -1.9 2.3 0.9 0.0 3.4 0.1 1.3 -1.5 1.5
1992
 +8.62% -0.4 1.1 -1.9 1.2 0.9 -1.1 3.4 -1.3 1.1 0.6 3.1 1.7
1991
 +28.11% 4.0 5.4 2.4 0.5 3.2 -3.5 4.0 2.5 -0.5 1.5 -2.8 8.8
1990
 -2.40% -5.7 1.4 1.9 -2.4 7.3 0.0 -0.5 -7.0 -3.6 -0.5 5.2 2.5
1989
 +24.50% 5.2 -1.5 1.7 4.1 3.6 0.5 6.3 1.4 -0.1 -1.7 1.4 1.6
1988
 +14.83% 4.1 4.2 -1.4 0.7 -0.3 4.4 -0.6 -2.1 3.4 1.6 -1.4 1.6
1987
 +2.34% 10.0 3.8 1.6 -1.9 0.3 3.6 3.6 2.9 -2.1 -17.3 -5.3 5.8

* Note:
Portofolio Returns, up to December 2007, are simulated. They have been calculated using the historical series of equivalent ETFs / Assets, instead of the actual ETFs of the portfolio.

In particular, it has been used:

VTI - Vanguard Total Stock Market: simulated historical serie, up to December 2001

BND - Vanguard Total Bond Market: simulated historical serie, up to December 2007

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