Last Update: 31 May 2020
The Paul Farrell Second Grader's Starter Portfolio is exposed for 90% on the Stock Market.
It's a Very High Risk portfolio and it can be replicated with 3 ETFs.
In the last 10 years, the portfolio obtained a 9.6% compound annual return, with a 12.65% standard deviation.
In 2019, the portfolio granted a 2.78% dividend yield. If you are interested in getting periodic income, please refer to the Paul Farrell Second Grader's Starter Portfolio: Dividend Yield page.
Asset Allocation and ETFs
The Paul Farrell Second Grader's Starter Portfolio has the following asset allocation:
The Paul Farrell Second Grader's Starter Portfolio can be replicated with the following ETFs:
| Weight | Ticker | ETF Name | Investment Themes | |
|---|---|---|---|---|
| 60.00 % | VTI | Vanguard Total Stock Market | Equity, U.S., Large Cap | |
| 30.00 % | VEU | Vanguard FTSE All-World ex-US | Equity, Global ex-US, Large Cap | |
| 10.00 % | BND | Vanguard Total Bond Market | Bond, U.S., All-Term |
Portfolio and ETF Returns
The Paul Farrell Second Grader's Starter Portfolio guaranteed the following returns.
| 1M | 3M | 6M | 1Y | 3Y(*) | 5Y(*) | 10Y(*) | |
|---|---|---|---|---|---|---|---|
| Paul Farrell Second Grader's Starter Portfolio | +4.64 | +0.31 | -4.39 | +7.07 | +6.32 | +6.28 | +9.60 |
| Components | |||||||
| VTI - Vanguard Total Stock Market | +5.40 | +2.65 | -2.97 | +11.28 | +9.52 | +9.14 | +12.78 |
| VEU - Vanguard FTSE All-World ex-US | +4.68 | -5.11 | -10.83 | -2.79 | -0.08 | +1.04 | +4.75 |
| BND - Vanguard Total Bond Market | +0.67 | +1.97 | +5.64 | +9.75 | +5.18 | +4.02 | +3.79 |
- a rebalancing of the components at the beginning of each year (i.e. at every January 1st)
- the reinvestment of dividends
If you are interested in getting periodic income, please refer to the Paul Farrell Second Grader's Starter Portfolio: Dividend Yield page.
Historical Returns
Paul Farrell Second Grader's Starter Portfolio - Historical returns and stats.
| Period | Returns May 2020 |
Standard Deviation * |
Max Drawdown |
Months Pos - Neg |
|---|---|---|---|---|
|
1M
|
+4.64%
|
0.00%
|
1 - 0 | |
|
3M
|
+0.31%
|
-12.87%
Mar 2020 - Mar 2020
|
2 - 1 | |
|
6M
|
-4.39%
|
-19.32%
Jan 2020 - Mar 2020
|
3 - 3 | |
|
YTD
|
-7.12%
|
-19.32%
Jan 2020 - Mar 2020
|
2 - 3 | |
|
1Y
|
+7.07%
|
19.77%
|
-19.32%
Jan 2020 - Mar 2020
|
8 - 4 |
|
3Y
|
+6.32%
annualized
|
14.84%
|
-19.32%
Jan 2020 - Mar 2020
|
26 - 10 |
|
5Y
|
+6.28%
annualized
|
13.17%
|
-19.32%
Jan 2020 - Mar 2020
|
42 - 18 |
|
10Y
|
+9.60%
annualized
|
12.65%
|
-19.32%
Jan 2020 - Mar 2020
|
82 - 38 |
|
MAX
01 Jan 1987
|
+8.54%
annualized
|
13.57%
|
-48.52%
Nov 2007 - Feb 2009
|
262 - 139 |
* Annualized St.Dev. of monthly returns
Best Very High Risk Porftolios, ordered by 10Y annualized return.
| Portfolio | 10Y Return ▾ | #ETF | Stocks | Bonds | Comm. | ||
|---|---|---|---|---|---|---|---|
| Technology |
+18.99% | 1 | 100 | 0 | 0 | Compare | |
| US Stocks |
+12.78% | 1 | 100 | 0 | 0 | Compare | |
| Warren Buffett |
+12.02% | 2 | 90 | 10 | 0 | Compare | |
| Second Grader's Starter Paul Farrell |
+9.60% | 3 | 90 | 10 | 0 | ||
| Edge Select Aggressive Merrill Lynch |
+9.18% | 12 | 84 | 16 | 0 | Compare |
Capital Growth
Drawdowns
Rolling Returns
Paul Farrell Second Grader's Starter Portfolio: annualized rolling and average returns
| Return (*) | Negative Periods |
|||
|---|---|---|---|---|
| Rolling Period | Average | Best | Worst | |
| 1 Year |
+9.18% |
+53.68% Mar 2009 - Feb 2010 |
-41.49% Mar 2008 - Feb 2009 |
20.51% |
| 2 Years |
+8.78% |
+36.66% Mar 2009 - Feb 2011 |
-23.51% Mar 2007 - Feb 2009 |
14.55% |
| 3 Years |
+8.57% |
+23.86% Mar 2009 - Feb 2012 |
-14.58% Apr 2000 - Mar 2003 |
14.48% |
| 5 Years |
+8.36% |
+20.30% Mar 2009 - Feb 2014 |
-3.66% Mar 2004 - Feb 2009 |
4.68% |
| 7 Years |
+8.30% |
+16.89% Jan 1993 - Dec 1999 |
-0.39% Mar 2002 - Feb 2009 |
0.31% |
| 10 Years |
+8.03% |
+14.67% Oct 1990 - Sep 2000 |
-0.63% Mar 1999 - Feb 2009 |
0.71% |
| 15 Years |
+7.45% |
+10.64% Nov 1992 - Oct 2007 |
+4.25% Mar 1994 - Feb 2009 |
0.00% |
* Annualized rolling and average returns over full calendar month periods
Yearly Returns - Monthly Returns Heatmap
| Months | |||||||||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Year | Return | Jan | Feb | Mar | Apr | May | Jun | Jul | Aug | Sep | Oct | Nov | Dec |
| 2020 |
-7.12% | -0.9 | -6.6 | -12.9 | 10.0 | 4.6 | |||||||
| 2019 |
+25.83% | 7.5 | 2.6 | 1.3 | 3.2 | -5.4 | 6.2 | 0.4 | -1.7 | 1.9 | 2.3 | 2.6 | 2.9 |
| 2018 |
-7.40% | 4.7 | -4.0 | -1.3 | 0.4 | 1.1 | -0.2 | 2.9 | 1.5 | 0.2 | -7.0 | 1.7 | -6.9 |
| 2017 |
+21.30% | 2.4 | 2.7 | 0.9 | 1.4 | 1.6 | 0.7 | 2.2 | 0.4 | 2.0 | 1.9 | 2.0 | 1.4 |
| 2016 |
+9.42% | -5.0 | -0.6 | 6.8 | 1.1 | 0.8 | 0.2 | 3.7 | 0.3 | 0.6 | -1.9 | 1.8 | 1.8 |
| 2015 |
-1.16% | -1.4 | 5.0 | -1.1 | 1.8 | 0.4 | -2.0 | 1.0 | -6.0 | -2.9 | 6.7 | -0.1 | -2.1 |
| 2014 |
+6.75% | -3.5 | 4.6 | 0.4 | 0.6 | 1.9 | 2.1 | -1.7 | 2.9 | -2.8 | 1.8 | 1.5 | -1.1 |
| 2013 |
+24.11% | 3.9 | 0.4 | 2.6 | 2.2 | 0.4 | -2.1 | 5.0 | -2.6 | 4.7 | 3.7 | 1.8 | 2.1 |
| 2012 |
+15.86% | 5.2 | 4.2 | 1.5 | -0.8 | -7.1 | 4.4 | 0.8 | 2.4 | 2.6 | -0.9 | 1.0 | 2.2 |
| 2011 |
-2.83% | 1.5 | 3.1 | 0.2 | 3.5 | -1.5 | -1.5 | -1.9 | -6.0 | -8.2 | 10.1 | -1.0 | 0.1 |
| 2010 |
+14.62% | -3.7 | 2.5 | 5.8 | 0.9 | -7.9 | -3.8 | 7.4 | -3.7 | 8.7 | 3.5 | -1.0 | 6.5 |
| 2009 |
+28.98% | -8.9 | -9.1 | 8.0 | 10.5 | 7.9 | -0.4 | 8.0 | 3.2 | 4.4 | -2.6 | 5.0 | 2.0 |
| 2008 |
-34.54% | -5.9 | -1.6 | -0.5 | 4.6 | 1.5 | -7.4 | -1.5 | -0.5 | -9.2 | -17.1 | -6.0 | 4.0 |
| 2007 |
+8.57% | 1.4 | -0.8 | 1.5 | 3.6 | 3.1 | -0.9 | -2.4 | 0.8 | 4.3 | 3.0 | -4.0 | -1.1 |
| 2006 |
+17.83% | 4.0 | -0.1 | 2.1 | 2.1 | -3.3 | 0.0 | 0.4 | 2.3 | 1.5 | 3.4 | 2.7 | 1.7 |
| 2005 |
+8.70% | -1.9 | 2.6 | -2.1 | -1.8 | 2.4 | 0.9 | 3.6 | 0.3 | 1.8 | -2.5 | 3.6 | 1.7 |
| 2004 |
+14.35% | 2.1 | 1.7 | -0.4 | -2.5 | 1.0 | 2.0 | -3.1 | 0.5 | 1.9 | 2.1 | 5.0 | 3.5 |
| 2003 |
+30.95% | -2.8 | -1.5 | -0.1 | 8.1 | 5.5 | 1.8 | 2.1 | 2.3 | 0.4 | 5.6 | 1.6 | 4.9 |
| 2002 |
-15.98% | -1.8 | -0.7 | 3.7 | -2.4 | -0.4 | -5.3 | -7.8 | 0.6 | -8.9 | 5.9 | 4.9 | -3.7 |
| 2001 |
-11.78% | 2.8 | -7.9 | -6.1 | 7.1 | -0.4 | -2.0 | -1.5 | -4.2 | -8.3 | 2.6 | 5.3 | 1.4 |
| 2000 |
-9.89% | -4.4 | 2.5 | 4.6 | -4.8 | -2.9 | 4.1 | -2.4 | 4.9 | -4.2 | -2.0 | -7.1 | 2.3 |
| 1999 |
+23.19% | 2.1 | -3.1 | 3.9 | 4.4 | -2.8 | 4.4 | -1.3 | -0.5 | -1.1 | 4.9 | 3.3 | 7.4 |
| 1998 |
+19.50% | 1.3 | 6.5 | 4.1 | 0.9 | -2.0 | 2.1 | -1.1 | -13.4 | 3.5 | 7.6 | 5.4 | 4.9 |
| 1997 |
+19.31% | 2.6 | 0.5 | -2.9 | 2.9 | 6.3 | 4.4 | 5.5 | -4.8 | 5.3 | -4.5 | 1.9 | 1.4 |
| 1996 |
+14.34% | 1.8 | 0.9 | 1.2 | 2.6 | 1.2 | -0.3 | -4.2 | 1.9 | 4.1 | 0.7 | 5.3 | -1.4 |
| 1995 |
+24.48% | 0.3 | 1.2 | 3.5 | 2.7 | 2.0 | 1.5 | 4.0 | -0.1 | 2.8 | -1.3 | 3.5 | 2.1 |
| 1994 |
+2.56% | 5.0 | -1.4 | -3.8 | 1.5 | 0.5 | -1.0 | 2.1 | 3.1 | -2.1 | 1.8 | -3.9 | 1.1 |
| 1993 |
+16.32% | 0.8 | 1.5 | 4.6 | 1.7 | 2.9 | -0.6 | 1.3 | 4.0 | -1.0 | 1.4 | -4.2 | 3.1 |
| 1992 |
+1.74% | -0.9 | -0.3 | -3.6 | 0.7 | 2.4 | -2.3 | 1.7 | 0.6 | 0.0 | -0.9 | 2.9 | 1.4 |
| 1991 |
+23.80% | 3.6 | 7.5 | 0.4 | 0.8 | 2.4 | -4.7 | 4.3 | 1.0 | 1.1 | 1.7 | -3.8 | 8.0 |
| 1990 |
-10.22% | -5.5 | -1.0 | -1.5 | -2.6 | 8.9 | -0.3 | 0.1 | -8.6 | -6.9 | 3.7 | 1.9 | 2.4 |
| 1989 |
+22.09% | 4.7 | -1.0 | 0.6 | 3.5 | 1.3 | -0.5 | 8.3 | 0.2 | 1.3 | -2.6 | 2.3 | 2.3 |
| 1988 |
+18.82% | 4.0 | 5.2 | 0.9 | 1.2 | -0.9 | 2.2 | 0.1 | -3.5 | 3.3 | 3.0 | 1.0 | 1.1 |
| 1987 |
+10.87% | 11.3 | 3.7 | 4.7 | 2.2 | 0.4 | 1.5 | 2.5 | 4.9 | -1.8 | -17.2 | -3.8 | 4.8 |
* Note: Portofolio Returns, up to December 2007, are simulated. They have been calculated using the historical series of equivalent ETFs / Assets, instead of the actual ETFs of the portfolio.
In particular, it has been used:
VTI - Vanguard Total Stock Market: simulated historical serie, up to December 2001
VEU - Vanguard FTSE All-World ex-US: simulated historical serie, up to December 2007
BND - Vanguard Total Bond Market: simulated historical serie, up to December 2007