Last Update: 31 December 2020
The Paul Farrell Second Grader's Starter Portfolio is exposed for 90% on the Stock Market.
It's a Very High Risk portfolio and it can be replicated with 3 ETFs.
In the last 10 years, the portfolio obtained a 10.28% compound annual return, with a 12.59% standard deviation.
In 2020, the portfolio granted a 1.94% dividend yield. If you are interested in getting periodic income, please refer to the Paul Farrell Second Grader's Starter Portfolio: Dividend Yield page.
Asset Allocation and ETFs
The Paul Farrell Second Grader's Starter Portfolio has the following asset allocation:
The Paul Farrell Second Grader's Starter Portfolio can be replicated with the following ETFs:
Weight | Ticker | ETF Name | Investment Themes | |
---|---|---|---|---|
60.00 % | VTI | Vanguard Total Stock Market | Equity, U.S., Large Cap | |
30.00 % | VEU | Vanguard FTSE All-World ex-US | Equity, Global ex-US, Large Cap | |
10.00 % | BND | Vanguard Total Bond Market | Bond, U.S., All-Term |
Portfolio and ETF Returns
The Paul Farrell Second Grader's Starter Portfolio guaranteed the following returns.
1M | 3M | 6M | 1Y | 3Y(*) | 5Y(*) | 10Y(*) | |
---|---|---|---|---|---|---|---|
Paul Farrell Second Grader's Starter Portfolio | +4.53 | +13.81 | +22.39 | +16.72 | +10.80 | +12.54 | +10.28 |
Components | |||||||
VTI - Vanguard Total Stock Market | +4.68 | +14.75 | +25.36 | +21.03 | +14.45 | +15.44 | +13.77 |
VEU - Vanguard FTSE All-World ex-US | +5.72 | +16.59 | +24.39 | +11.12 | +5.12 | +9.20 | +5.12 |
BND - Vanguard Total Bond Market | +0.15 | +0.80 | +1.21 | +7.71 | +5.40 | +4.45 | +3.73 |
- a rebalancing of the components at the beginning of each year (i.e. at every January 1st)
- the reinvestment of dividends
If you are interested in getting periodic income, please refer to the Paul Farrell Second Grader's Starter Portfolio: Dividend Yield page.
Historical Returns
Paul Farrell Second Grader's Starter Portfolio - Historical returns and stats.
Period | Returns Dec 2020 |
Standard Deviation * |
Max Drawdown |
Months Pos - Neg |
---|---|---|---|---|
1M
|
+4.53%
|
0.00%
|
1 - 0 | |
3M
|
+13.81%
|
-1.84%
Oct 2020 - Oct 2020
|
2 - 1 | |
6M
|
+22.39%
|
-4.47%
Sep 2020 - Oct 2020
|
4 - 2 | |
YTD
|
+16.72%
|
22.68%
|
-19.32%
Jan 2020 - Mar 2020
|
7 - 5 |
1Y
|
+16.72%
|
22.68%
|
-19.32%
Jan 2020 - Mar 2020
|
7 - 5 |
3Y
|
+10.80%
annualized
|
16.64%
|
-19.32%
Jan 2020 - Mar 2020
|
24 - 12 |
5Y
|
+12.54%
annualized
|
13.64%
|
-19.32%
Jan 2020 - Mar 2020
|
45 - 15 |
10Y
|
+10.28%
annualized
|
12.59%
|
-19.32%
Jan 2020 - Mar 2020
|
83 - 37 |
MAX
01 Jan 1987
|
+9.12%
annualized
|
13.64%
|
-48.52%
Nov 2007 - Feb 2009
|
267 - 141 |
* Annualized St.Dev. of monthly returns
Best Very High Risk Porftolios, ordered by 10Y annualized return.
Portfolio | 10Y Return ▾ | Stocks | Bonds | Comm. | ||
---|---|---|---|---|---|---|
Technology |
+20.35% | 100 | 0 | 0 | Compare | |
US Stocks |
+13.77% | 100 | 0 | 0 | Compare | |
Warren Buffett |
+12.76% | 90 | 10 | 0 | Compare | |
Stocks/Bonds 80/20 |
+11.86% | 80 | 20 | 0 | Compare | |
Second Grader's Starter Paul Farrell |
+10.28% | 90 | 10 | 0 |
Capital Growth
Drawdowns
Rolling Returns ( more details)
Paul Farrell Second Grader's Starter Portfolio: annualized rolling and average returns
Return (*) | Negative Periods |
|||
---|---|---|---|---|
Rolling Period | Average | Best | Worst | |
1 Year |
+9.21% |
+53.68% Mar 2009 - Feb 2010 |
-41.49% Mar 2008 - Feb 2009 |
20.15% |
2 Years |
+8.80% |
+36.66% Mar 2009 - Feb 2011 |
-23.51% Mar 2007 - Feb 2009 |
14.29% |
3 Years |
+8.57% |
+23.86% Mar 2009 - Feb 2012 |
-14.58% Apr 2000 - Mar 2003 |
14.21% |
5 Years |
+8.39% |
+20.30% Mar 2009 - Feb 2014 |
-3.66% Mar 2004 - Feb 2009 |
4.58% |
7 Years |
+8.32% |
+16.89% Jan 1993 - Dec 1999 |
-0.39% Mar 2002 - Feb 2009 |
0.31% |
10 Years |
+8.08% |
+14.67% Oct 1990 - Sep 2000 |
-0.63% Mar 1999 - Feb 2009 |
0.69% |
15 Years |
+7.46% |
+10.64% Nov 1992 - Oct 2007 |
+4.25% Mar 1994 - Feb 2009 |
0.00% |
* Annualized rolling and average returns over full calendar month periods
If you need a deeper detail about rolling returns, please refer to the Paul Farrell Second Grader's Starter Portfolio: Rolling Returns page.
Seasonality and Yearly/Monthly Returns
Paul Farrell Second Grader's Starter Portfolio Seasonality
Months | ||||||||||||
---|---|---|---|---|---|---|---|---|---|---|---|---|
Return (%) | Jan | Feb | Mar | Apr | May | Jun | Jul | Aug | Sep | Oct | Nov | Dec |
Average | 0.8 | 0.6 | 0.8 | 2.1 | 0.8 | 0.2 | 1.3 | -0.4 | -0.1 | 0.4 | 1.3 | 2.0 |
Best |
11.3 1987 |
7.5 1991 |
8.0 2009 |
10.5 2009 |
8.9 1990 |
6.2 2019 |
8.3 1989 |
5.5 2020 |
8.7 2010 |
10.1 2011 |
10.9 2020 |
8.0 1991 |
Worst |
-8.9 2009 |
-9.1 2009 |
-12.9 2020 |
-4.8 2000 |
-7.9 2010 |
-7.4 2008 |
-7.8 2002 |
-13.4 1998 |
-9.2 2008 |
-17.2 1987 |
-7.1 2000 |
-6.9 2018 |
Gain Frequency |
62 | 56 | 65 | 82 | 68 | 47 | 68 | 62 | 62 | 62 | 71 | 82 |
Detail of Monthly Returns
Months | |||||||||||||
---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Year | Return | Jan | Feb | Mar | Apr | May | Jun | Jul | Aug | Sep | Oct | Nov | Dec |
2020 |
+16.72% | -0.9 | -6.6 | -12.9 | 10.0 | 4.6 | 2.7 | 4.8 | 5.5 | -2.7 | -1.8 | 10.9 | 4.5 |
2019 |
+25.83% | 7.5 | 2.6 | 1.3 | 3.2 | -5.4 | 6.2 | 0.4 | -1.7 | 1.9 | 2.3 | 2.6 | 2.9 |
2018 |
-7.40% | 4.7 | -4.0 | -1.3 | 0.4 | 1.1 | -0.2 | 2.9 | 1.5 | 0.2 | -7.0 | 1.7 | -6.9 |
2017 |
+21.30% | 2.4 | 2.7 | 0.9 | 1.4 | 1.6 | 0.7 | 2.2 | 0.4 | 2.0 | 1.9 | 2.0 | 1.4 |
2016 |
+9.42% | -5.0 | -0.6 | 6.8 | 1.1 | 0.8 | 0.2 | 3.7 | 0.3 | 0.6 | -1.9 | 1.8 | 1.8 |
2015 |
-1.16% | -1.4 | 5.0 | -1.1 | 1.8 | 0.4 | -2.0 | 1.0 | -6.0 | -2.9 | 6.7 | -0.1 | -2.1 |
2014 |
+6.75% | -3.5 | 4.6 | 0.4 | 0.6 | 1.9 | 2.1 | -1.7 | 2.9 | -2.8 | 1.8 | 1.5 | -1.1 |
2013 |
+24.11% | 3.9 | 0.4 | 2.6 | 2.2 | 0.4 | -2.1 | 5.0 | -2.6 | 4.7 | 3.7 | 1.8 | 2.1 |
2012 |
+15.86% | 5.2 | 4.2 | 1.5 | -0.8 | -7.1 | 4.4 | 0.8 | 2.4 | 2.6 | -0.9 | 1.0 | 2.2 |
2011 |
-2.83% | 1.5 | 3.1 | 0.2 | 3.5 | -1.5 | -1.5 | -1.9 | -6.0 | -8.2 | 10.1 | -1.0 | 0.1 |
2010 |
+14.62% | -3.7 | 2.5 | 5.8 | 0.9 | -7.9 | -3.8 | 7.4 | -3.7 | 8.7 | 3.5 | -1.0 | 6.5 |
2009 |
+28.98% | -8.9 | -9.1 | 8.0 | 10.5 | 7.9 | -0.4 | 8.0 | 3.2 | 4.4 | -2.6 | 5.0 | 2.0 |
2008 |
-34.54% | -5.9 | -1.6 | -0.5 | 4.6 | 1.5 | -7.4 | -1.5 | -0.5 | -9.2 | -17.1 | -6.0 | 4.0 |
2007 |
+8.57% | 1.4 | -0.8 | 1.5 | 3.6 | 3.1 | -0.9 | -2.4 | 0.8 | 4.3 | 3.0 | -4.0 | -1.1 |
2006 |
+17.83% | 4.0 | -0.1 | 2.1 | 2.1 | -3.3 | 0.0 | 0.4 | 2.3 | 1.5 | 3.4 | 2.7 | 1.7 |
2005 |
+8.70% | -1.9 | 2.6 | -2.1 | -1.8 | 2.4 | 0.9 | 3.6 | 0.3 | 1.8 | -2.5 | 3.6 | 1.7 |
2004 |
+14.35% | 2.1 | 1.7 | -0.4 | -2.5 | 1.0 | 2.0 | -3.1 | 0.5 | 1.9 | 2.1 | 5.0 | 3.5 |
2003 |
+30.95% | -2.8 | -1.5 | -0.1 | 8.1 | 5.5 | 1.8 | 2.1 | 2.3 | 0.4 | 5.6 | 1.6 | 4.9 |
2002 |
-15.98% | -1.8 | -0.7 | 3.7 | -2.4 | -0.4 | -5.3 | -7.8 | 0.6 | -8.9 | 5.9 | 4.9 | -3.7 |
2001 |
-11.78% | 2.8 | -7.9 | -6.1 | 7.1 | -0.4 | -2.0 | -1.5 | -4.2 | -8.3 | 2.6 | 5.3 | 1.4 |
2000 |
-9.89% | -4.4 | 2.5 | 4.6 | -4.8 | -2.9 | 4.1 | -2.4 | 4.9 | -4.2 | -2.0 | -7.1 | 2.3 |
1999 |
+23.19% | 2.1 | -3.1 | 3.9 | 4.4 | -2.8 | 4.4 | -1.3 | -0.5 | -1.1 | 4.9 | 3.3 | 7.4 |
1998 |
+19.50% | 1.3 | 6.5 | 4.1 | 0.9 | -2.0 | 2.1 | -1.1 | -13.4 | 3.5 | 7.6 | 5.4 | 4.9 |
1997 |
+19.31% | 2.6 | 0.5 | -2.9 | 2.9 | 6.3 | 4.4 | 5.5 | -4.8 | 5.3 | -4.5 | 1.9 | 1.4 |
1996 |
+14.34% | 1.8 | 0.9 | 1.2 | 2.6 | 1.2 | -0.3 | -4.2 | 1.9 | 4.1 | 0.7 | 5.3 | -1.4 |
1995 |
+24.48% | 0.3 | 1.2 | 3.5 | 2.7 | 2.0 | 1.5 | 4.0 | -0.1 | 2.8 | -1.3 | 3.5 | 2.1 |
1994 |
+2.56% | 5.0 | -1.4 | -3.8 | 1.5 | 0.5 | -1.0 | 2.1 | 3.1 | -2.1 | 1.8 | -3.9 | 1.1 |
1993 |
+16.32% | 0.8 | 1.5 | 4.6 | 1.7 | 2.9 | -0.6 | 1.3 | 4.0 | -1.0 | 1.4 | -4.2 | 3.1 |
1992 |
+1.74% | -0.9 | -0.3 | -3.6 | 0.7 | 2.4 | -2.3 | 1.7 | 0.6 | 0.0 | -0.9 | 2.9 | 1.4 |
1991 |
+23.80% | 3.6 | 7.5 | 0.4 | 0.8 | 2.4 | -4.7 | 4.3 | 1.0 | 1.1 | 1.7 | -3.8 | 8.0 |
1990 |
-10.22% | -5.5 | -1.0 | -1.5 | -2.6 | 8.9 | -0.3 | 0.1 | -8.6 | -6.9 | 3.7 | 1.9 | 2.4 |
1989 |
+22.09% | 4.7 | -1.0 | 0.6 | 3.5 | 1.3 | -0.5 | 8.3 | 0.2 | 1.3 | -2.6 | 2.3 | 2.3 |
1988 |
+18.82% | 4.0 | 5.2 | 0.9 | 1.2 | -0.9 | 2.2 | 0.1 | -3.5 | 3.3 | 3.0 | 1.0 | 1.1 |
1987 |
+10.87% | 11.3 | 3.7 | 4.7 | 2.2 | 0.4 | 1.5 | 2.5 | 4.9 | -1.8 | -17.2 | -3.8 | 4.8 |
* Note: Portofolio Returns, up to December 2007, are simulated. They have been calculated using the historical series of equivalent ETFs / Assets, instead of the actual ETFs of the portfolio.
In particular, it has been used:
VTI - Vanguard Total Stock Market: simulated historical serie, up to December 2001
VEU - Vanguard FTSE All-World ex-US: simulated historical serie, up to December 2007
BND - Vanguard Total Bond Market: simulated historical serie, up to December 2007