The Betterment Robo Advisor 90 Portfolio is exposed for 90.1% on the Stock Market.

The Betterment Robo Advisor 90 Portfolio has the following asset allocation:

90.1% Stocks
9.9% Fixed Income
0% Commodities

The Betterment Robo Advisor 90 Portfolio can be replicated with the following ETFs:

Weight ETF: Ticker - Name Investment Themes
30.90 % VTI -
Vanguard Total Stock Market
Equity, U.S., Large Cap
24.60 % VEA -
Vanguard FTSE Developed Markets
Equity, EAFE, Large Cap
14.00 % VWO -
Vanguard FTSE Emerging Markets
Equity, Emerging Markets, Large Cap
8.20 % VTV -
Vanguard Value
Equity, U.S., Large Cap
6.70 % JKI -
iShares Morningstar Mid-Cap Value
Equity, U.S., Mid Cap
5.70 % VIOV -
Vanguard S&P Small-Cap 600 Value
Equity, U.S., Small Cap
3.50 % BND -
Vanguard Total Bond Market
Bond, U.S., All-Term
2.90 % BNDX -
Vanguard Total International Bond
Bond, Developed Markets, All-Term
1.70 % VWOB -
Vanguard Emerging Mkts Govt Bd
Bond, Emerging Markets, All-Term
1.20 % VTIP -
Vanguard Short-Term Infl-Prot Secs
Bond, U.S., All-Term
0.60 % BIL -
SPDR Blmbg Barclays 1-3 Mth T-Bill
Bond, U.S., Ultra Short-Term

Capital growth, returns, stats are calculated assuming a rebalancing of the portfolio at the beginning of each year (i.e. at each January 1st).

Last Update: June 2019.

Capital Growth and Historical Returns

An investment of 1000$, since January 2014, now would be worth 1433.54$, with a total return of 43.35% (6.77% annualized).

Capital Growth:
Swipe left to see all data
Range Returns
Jun 2019
Standard
Deviation *
Max
Drawdown
Months
Pos - Neg
1M
+6.06%
0.00%
1 - 0
YTD
+14.61%
-5.73%
May 2019 - May 2019
5 - 1
1Y
+4.59%
15.87%
-11.77%
Sep 2018 - Dec 2018
8 - 4
3Y
+10.51%
annualized
10.44%
-13.16%
Feb 2018 - Dec 2018
28 - 8
5Y
+6.22%
annualized
10.73%
-13.16%
Feb 2018 - Dec 2018
40 - 20
MAX
Dec 2013
+6.77%
annualized
10.59%
-13.16%
Feb 2018 - Dec 2018
45 - 21

* Annualized St.Dev. of monthly returns

Drawdowns

Drawdonws Chart:

Rolling Returns

Betterment Robo Advisor 90 Portfolio: annualized rolling and average returns

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Return (*)
Rolling Period Average Best Worst
1 Year
+6.88% +23.36%
Mar 2016 - Feb 2017
-11.09%
Mar 2015 - Feb 2016
2 Years
+7.87% +21.77%
Feb 2016 - Jan 2018
-1.68%
Mar 2014 - Feb 2016
3 Years
+8.45% +12.87%
Oct 2015 - Sep 2018
+4.49%
Jan 2014 - Dec 2016
5 Years
+6.23% +7.08%
Feb 2014 - Jan 2019
+4.58%
Jan 2014 - Dec 2018

* Annualized rolling and average returns over full calendar month periods

Yearly Returns - Monthly Returns Heatmap

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Months
Year Return Jan Feb Mar Apr May Jun Jul Aug Sep Oct Nov Dec
2019
+14.61% 7.9 2.3 0.9 3.0 -5.7 6.1
2018
-9.17% 4.6 -4.1 -0.8 0.2 0.6 -0.7 2.9 0.5 -0.2 -6.9 1.9 -6.9
2017
+20.72% 2.4 2.3 1.0 1.2 1.2 1.0 2.4 0.3 2.2 1.7 1.8 1.6
2016
+11.50% -5.1 -0.3 7.4 1.3 0.2 0.7 3.8 0.5 0.9 -1.7 2.1 1.7
2015
-2.71% -1.3 5.0 -1.0 2.2 0.1 -2.1 0.0 -6.1 -2.9 6.3 -0.1 -2.2
2014
+5.15% -4.1 4.5 1.1 0.6 1.9 2.1 -1.6 2.8 -3.5 1.9 1.1 -1.4