Last Update: 31 January 2020

The Betterment Robo Advisor 90 Portfolio is exposed for 90.1% on the Stock Market.

It's a Very High Risk portfolio and it can be replicated with 11 ETFs.

In the last 10 years, the portfolio obtained a 9.36% compound annual return, with a 12.12% standard deviation.

Asset Allocation and ETFs

The Betterment Robo Advisor 90 Portfolio has the following asset allocation:

90.1% Stocks
9.9% Fixed Income
0% Commodities

The Betterment Robo Advisor 90 Portfolio can be replicated with the following ETFs:

Weight Ticker ETF Name Investment Themes
30.90 % VTI Vanguard Total Stock Market Equity, U.S., Large Cap
24.60 % VEA Vanguard FTSE Developed Markets Equity, EAFE, Large Cap
14.00 % EEM iShares MSCI Emerging Markets Equity, Emerging Markets, Large Cap
8.20 % VTV Vanguard Value Equity, U.S., Large Cap, Value
6.70 % JKI iShares Morningstar Mid-Cap Value Equity, U.S., Mid Cap
5.70 % IJS iShares S&P Small-Cap 600 Value Equity, U.S., Small Cap, Value
3.50 % BND Vanguard Total Bond Market Bond, U.S., All-Term
2.90 % BNDX Vanguard Total International Bond Bond, Developed Markets, All-Term
1.70 % EMB iShares JP Morgan USD Em Mkts Bd Bond, Emerging Markets, All-Term
1.20 % TIP iShares TIPS Bond Bond, U.S., All-Term
0.60 % BIL SPDR Blmbg Barclays 1-3 Mth T-Bill Bond, U.S., Ultra Short-Term

Historical Returns

Betterment Robo Advisor 90 Portfolio - Historical returns and stats.

Returns, capital growth, stats are calculated assuming a rebalancing of the portfolio at the beginning of each year (i.e. at every January 1st).

BETTERMENT ROBO ADVISOR 90 PORTFOLIO
Last Update: 31 January 2020
Swipe left to see all data
Period Returns
Jan 2020
Standard
Deviation *
Max
Drawdown
Months
Pos - Neg
1M
-2.26%
-2.26%
Jan 2020 - Jan 2020
0 - 1
3M
+3.22%
-2.26%
Jan 2020 - Jan 2020
2 - 1
6M
+5.75%
-2.26%
Jan 2020 - Jan 2020
4 - 2
YTD
-2.26%
-2.26%
Jan 2020 - Jan 2020
0 - 1
1Y
+11.84%
10.59%
-5.84%
May 2019 - May 2019
8 - 4
3Y
+9.13%
annualized
10.76%
-13.25%
Feb 2018 - Dec 2018
26 - 10
5Y
+7.89%
annualized
10.77%
-13.25%
Feb 2018 - Dec 2018
40 - 20
10Y
+9.36%
annualized
12.12%
-19.37%
May 2011 - Sep 2011
78 - 42
MAX
01 Jan 2008
+5.93%
annualized
15.09%
-47.09%
Jan 2008 - Feb 2009
89 - 56

* Annualized St.Dev. of monthly returns

Best Very High Risk Porftolios, ordered by 10Y annualized return.

Portfolio 10Y Return ▾ #ETF Stocks Bonds Comm.
Technology
+18.98% 1 100 0 0
US Stocks
+13.83% 1 100 0 0
Warren Buffett
+12.70% 2 90 10 0
Second Grader's Starter
Paul Farrell
+10.41% 3 90 10 0
Ultimate Buy and Hold Strategy
Paul Merriman
+9.99% 10 100 0 0

See all portfolios

Capital Growth

Time Range:

Drawdowns

Time Range:

Rolling Returns

Betterment Robo Advisor 90 Portfolio: annualized rolling and average returns

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Return (*) Negative
Periods
Rolling Period Average Best Worst
1 Year
+8.57% +58.59%
Mar 2009 - Feb 2010
-43.12%
Mar 2008 - Feb 2009
25.37%
2 Years
+9.32% +38.52%
Mar 2009 - Feb 2011
-8.31%
Jun 2008 - May 2010
9.02%
3 Years
+9.36% +24.56%
Mar 2009 - Feb 2012
-0.79%
Jan 2008 - Dec 2010
0.91%
5 Years
+9.23% +20.28%
Mar 2009 - Feb 2014
+1.62%
Jan 2008 - Dec 2012
0.00%
7 Years
+9.22% +13.47%
Mar 2009 - Feb 2016
+4.83%
Jan 2008 - Dec 2014
0.00%
10 Years
+9.14% +13.23%
Mar 2009 - Feb 2019
+6.24%
Jan 2008 - Dec 2017
0.00%

* Annualized rolling and average returns over full calendar month periods

Yearly Returns - Monthly Returns Heatmap

Swipe left to see all data
Months
Year Return Jan Feb Mar Apr May Jun Jul Aug Sep Oct Nov Dec
2020
-2.26% -2.3
2019
+23.64% 8.0 2.1 0.7 3.0 -5.8 6.2 -0.1 -2.3 2.5 2.3 2.1 3.4
2018
-9.31% 4.5 -4.3 -0.7 0.2 0.5 -0.7 2.8 0.6 -0.1 -7.1 1.9 -6.9
2017
+21.58% 2.5 2.2 1.2 1.2 1.5 0.9 2.5 0.2 2.2 1.9 1.8 1.6
2016
+11.40% -4.9 -0.4 7.5 1.2 0.1 0.6 3.9 0.5 1.0 -1.9 2.0 1.7
2015
-2.83% -1.4 4.9 -0.9 2.1 0.0 -2.1 0.0 -6.0 -2.9 6.4 -0.1 -2.3
2014
+4.71% -4.1 4.5 1.0 0.6 1.9 2.0 -1.6 2.7 -3.6 1.8 1.0 -1.2
2013
+22.61% 3.8 0.2 2.4 2.4 -0.1 -2.1 4.7 -2.6 5.1 3.7 1.7 1.8
2012
+16.49% 5.7 4.0 1.1 -1.2 -7.6 4.6 0.6 2.3 2.8 -0.5 1.3 3.0
2011
-4.73% 1.0 2.9 0.6 3.4 -1.6 -1.4 -2.0 -6.6 -9.3 10.5 -0.9 -0.1
2010
+14.44% -3.9 2.3 6.1 1.0 -8.1 -3.8 7.9 -3.7 8.7 3.4 -1.5 6.8
2009
+31.56% -9.9 -9.5 8.9 11.8 8.3 -0.7 8.8 3.2 4.9 -2.9 5.2 2.4
2008
-35.13% -5.5 -1.6 -0.8 4.8 1.7 -7.9 -1.6 -0.6 -9.2 -18.0 -6.6 5.5

* Note:
Portofolio Returns, up to December 2013, are simulated. They have been calculated using the historical series of equivalent ETFs / Assets, instead of the actual ETFs of the portfolio.

In particular, it has been used:

BNDX - Vanguard Total International Bond: simulated historical serie, up to December 2013

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