The Betterment Robo Advisor 90 Portfolio is exposed for 90.1% on the Stock Market .
It's a Very High Risk portfolio and it can be replicated with 11 ETFs.
Asset Allocation and ETFs
The Betterment Robo Advisor 90 Portfolio has the following asset allocation:
The Betterment Robo Advisor 90 Portfolio can be replicated with the following ETFs:
| Weight | Ticker | ETF Name | Investment Themes | |
|---|---|---|---|---|
| 30.90 % | VTI | Vanguard Total Stock Market | Equity, U.S., Large Cap | |
| 24.60 % | VEA | Vanguard FTSE Developed Markets | Equity, EAFE, Large Cap | |
| 14.00 % | VWO | Vanguard FTSE Emerging Markets | Equity, Emerging Markets, Large Cap | |
| 8.20 % | VTV | Vanguard Value | Equity, U.S., Large Cap | |
| 6.70 % | JKI | iShares Morningstar Mid-Cap Value | Equity, U.S., Mid Cap | |
| 5.70 % | VIOV | Vanguard S&P Small-Cap 600 Value | Equity, U.S., Small Cap | |
| 3.50 % | BND | Vanguard Total Bond Market | Bond, U.S., All-Term | |
| 2.90 % | BNDX | Vanguard Total International Bond | Bond, Developed Markets, All-Term | |
| 1.70 % | VWOB | Vanguard Emerging Mkts Govt Bd | Bond, Emerging Markets, All-Term | |
| 1.20 % | VTIP | Vanguard Short-Term Infl-Prot Secs | Bond, U.S., All-Term | |
| 0.60 % | BIL | SPDR Blmbg Barclays 1-3 Mth T-Bill | Bond, U.S., Ultra Short-Term |
Returns, capital growth, stats are calculated assuming a rebalancing of the portfolio at the beginning of each year (i.e. at every January 1st).
Historical Returns
Betterment Robo Advisor 90 Portfolio - Historical returns and stats:
| Range | Returns Aug 2019 |
Standard Deviation * |
Max Drawdown |
Months Pos - Neg |
|---|---|---|---|---|
|
1M
|
-2.23%
|
-2.23%
Aug 2019 - Aug 2019
|
0 - 1 | |
|
YTD
|
+12.08%
|
-5.73%
May 2019 - May 2019
|
6 - 2 | |
|
1Y
|
-1.11%
|
15.84%
|
-11.77%
Sep 2018 - Dec 2018
|
7 - 5 |
|
3Y
|
+8.14%
annualized
|
10.45%
|
-13.16%
Feb 2018 - Dec 2018
|
27 - 9 |
|
5Y
|
+5.50%
annualized
|
10.71%
|
-13.16%
Feb 2018 - Dec 2018
|
40 - 20 |
|
MAX
Dec 2013
|
+6.14%
annualized
|
10.50%
|
-13.16%
Feb 2018 - Dec 2018
|
46 - 22 |
* Annualized St.Dev. of monthly returns
Best Very High Risk Porftolios, ordered by 5Y annualized return.
| Portfolio | 5Y Return ▾ | #ETF | Stocks | Bonds | Comm. | |
|---|---|---|---|---|---|---|
| US Stocks |
+9.58% | 1 | 100 | 0 | 0 | |
| Warren Buffett |
+9.11% | 2 | 90 | 10 | 0 | |
| Edge Select Aggressive Merrill Lynch |
+6.49% | 12 | 84 | 16 | 0 | |
| Core Four Rick Ferri |
+6.45% | 4 | 80 | 20 | 0 | |
| Three Funds Bogleheads |
+6.05% | 3 | 80 | 20 | 0 |
Capital Growth
Drawdowns
Rolling Returns
Betterment Robo Advisor 90 Portfolio: annualized rolling and average returns
| Return (*) | |||
|---|---|---|---|
| Rolling Period | Average | Best | Worst |
| 1 Year |
+6.64% |
+23.36% Mar 2016 - Feb 2017 |
-11.09% Mar 2015 - Feb 2016 |
| 2 Years |
+7.76% |
+21.77% Feb 2016 - Jan 2018 |
-1.68% Mar 2014 - Feb 2016 |
| 3 Years |
+8.46% |
+12.87% Oct 2015 - Sep 2018 |
+4.49% Jan 2014 - Dec 2016 |
| 5 Years |
+6.18% |
+7.08% Feb 2014 - Jan 2019 |
+4.58% Jan 2014 - Dec 2018 |
* Annualized rolling and average returns over full calendar month periods
Yearly Returns - Monthly Returns Heatmap
| Months | |||||||||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Year | Return | Jan | Feb | Mar | Apr | May | Jun | Jul | Aug | Sep | Oct | Nov | Dec |
| 2019 |
+12.08% | 7.9 | 2.3 | 0.9 | 3.0 | -5.7 | 6.1 | 0.0 | -2.2 | ||||
| 2018 |
-9.17% | 4.6 | -4.1 | -0.8 | 0.2 | 0.6 | -0.7 | 2.9 | 0.5 | -0.2 | -6.9 | 1.9 | -6.9 |
| 2017 |
+20.72% | 2.4 | 2.3 | 1.0 | 1.2 | 1.2 | 1.0 | 2.4 | 0.3 | 2.2 | 1.7 | 1.8 | 1.6 |
| 2016 |
+11.50% | -5.1 | -0.3 | 7.4 | 1.3 | 0.2 | 0.7 | 3.8 | 0.5 | 0.9 | -1.7 | 2.1 | 1.7 |
| 2015 |
-2.71% | -1.3 | 5.0 | -1.0 | 2.2 | 0.1 | -2.1 | 0.0 | -6.1 | -2.9 | 6.3 | -0.1 | -2.2 |
| 2014 |
+5.15% | -4.1 | 4.5 | 1.1 | 0.6 | 1.9 | 2.1 | -1.6 | 2.8 | -3.5 | 1.9 | 1.1 | -1.4 |