The Betterment Robo Advisor 80 Portfolio is exposed for 80% on the Stock Market .

It's a Very High Risk portfolio and it can be replicated with 10 ETFs.

In the last 10 years, the portfolio obtained a 8.96% compound annual return, with a 10.85% standard deviation (Last Update: October 2019).

Asset Allocation and ETFs

The Betterment Robo Advisor 80 Portfolio has the following asset allocation:

80% Stocks
20% Fixed Income
0% Commodities

The Betterment Robo Advisor 80 Portfolio can be replicated with the following ETFs:

Weight Ticker ETF Name Investment Themes
27.00 % VTI Vanguard Total Stock Market Equity, U.S., Large Cap
22.10 % VEA Vanguard FTSE Developed Markets Equity, EAFE, Large Cap
12.80 % VWO Vanguard FTSE Emerging Markets Equity, Emerging Markets, Large Cap
7.20 % VTV Vanguard Value Equity, U.S., Large Cap, Value
5.90 % JKI iShares Morningstar Mid-Cap Value Equity, U.S., Mid Cap
5.00 % IJS iShares S&P Small-Cap 600 Value Equity, U.S., Small Cap, Value
7.20 % BNDX Vanguard Total International Bond Bond, Developed Markets, All-Term
6.80 % BND Vanguard Total Bond Market Bond, U.S., All-Term
3.60 % EMB iShares JP Morgan USD Em Mkts Bd Bond, Emerging Markets, All-Term
2.40 % TIP iShares TIPS Bond Bond, U.S., All-Term

Returns, capital growth, stats are calculated assuming a rebalancing of the portfolio at the beginning of each year (i.e. at every January 1st).

Historical Returns

Betterment Robo Advisor 80 Portfolio - Historical returns and stats:

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Range Returns
Oct 2019
Standard
Deviation *
Max
Drawdown
Months
Pos - Neg
1M
+2.02%
0.00%
1 - 0
YTD
+16.52%
-4.97%
May 2019 - May 2019
8 - 2
1Y
+11.59%
12.56%
-5.88%
Dec 2018 - Dec 2018
9 - 3
3Y
+9.43%
annualized
9.29%
-11.77%
Feb 2018 - Dec 2018
28 - 8
5Y
+6.52%
annualized
9.46%
-11.77%
Feb 2018 - Dec 2018
40 - 20
10Y
+8.96%
annualized
10.85%
-16.97%
May 2011 - Sep 2011
80 - 40
MAX
Dec 2007
+5.89%
annualized
13.61%
-42.72%
Jan 2008 - Feb 2009
89 - 53

* Annualized St.Dev. of monthly returns

Best Very High Risk Porftolios, ordered by 10Y annualized return.

Portfolio 10Y Return ▾ #ETF Stocks Bonds Comm.
US Stocks
+13.64% 1 100 0 0
Warren Buffett
+12.48% 2 90 10 0
Second Grader's Starter
Paul Farrell
+10.24% 3 90 10 0
Ultimate Buy and Hold Strategy
Paul Merriman
+10.18% 10 100 0 0
Core Four
Rick Ferri
+9.81% 4 80 20 0

See all portfolios

Capital Growth

Time Range:

Drawdowns

Time Range:

Rolling Returns

Betterment Robo Advisor 80 Portfolio: annualized rolling and average returns

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Return (*) Negative
Periods
Rolling Period Average Best Worst
1 Year
+8.14% +53.80%
Mar 2009 - Feb 2010
-39.19%
Mar 2008 - Feb 2009
22.90%
2 Years
+9.07% +35.61%
Mar 2009 - Feb 2011
-5.93%
Jun 2008 - May 2010
7.56%
3 Years
+8.97% +23.25%
Mar 2009 - Feb 2012
+0.57%
Jan 2008 - Dec 2010
0.00%
5 Years
+8.90% +18.95%
Mar 2009 - Feb 2014
+2.62%
Jan 2008 - Dec 2012
0.00%
7 Years
+8.84% +12.85%
Mar 2009 - Feb 2016
+5.26%
Jan 2008 - Dec 2014
0.00%
10 Years
+8.83% +12.43%
Mar 2009 - Feb 2019
+6.29%
Jan 2008 - Dec 2017
0.00%

* Annualized rolling and average returns over full calendar month periods

Yearly Returns - Monthly Returns Heatmap

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Months
Year Return Jan Feb Mar Apr May Jun Jul Aug Sep Oct Nov Dec
2019
+16.52% 7.3 2.0 1.0 2.6 -5.0 5.6 0.1 -1.7 2.0 2.0
2018
-8.27% 4.0 -3.8 -0.6 0.1 0.5 -0.7 2.6 0.4 -0.1 -6.3 1.8 -5.9
2017
+19.00% 2.1 2.2 1.0 1.2 1.2 0.8 2.2 0.4 1.9 1.6 1.6 1.5
2016
+10.80% -4.3 -0.1 6.7 1.2 0.1 0.9 3.5 0.5 0.8 -1.6 1.5 1.5
2015
-2.45% -0.9 4.3 -0.9 1.9 -0.0 -2.0 0.1 -5.6 -2.5 5.6 -0.1 -2.0
2014
+5.37% -3.5 4.1 1.0 0.6 1.9 1.9 -1.4 2.6 -3.2 1.8 1.0 -1.2
2013
+19.36% 3.3 0.2 2.1 2.4 -0.5 -2.2 4.2 -2.5 4.7 3.5 1.4 1.6
2012
+15.67% 5.2 3.6 1.0 -1.0 -6.8 4.1 0.8 2.1 2.7 -0.4 1.2 2.7
2011
-3.27% 0.9 2.6 0.5 3.3 -1.3 -1.3 -1.5 -5.7 -8.3 9.3 -0.9 0.1
2010
+14.10% -3.2 2.1 5.5 1.0 -7.2 -3.0 7.0 -2.9 7.6 3.1 -1.5 6.0
2009
+30.39% -9.0 -8.0 7.5 10.8 7.9 -0.5 8.1 3.1 4.7 -2.4 4.7 2.1
2008
-31.62% -4.7 -1.2 -0.8 4.1 1.2 -7.2 -1.2 -0.7 -8.6 -16.7 -5.0 5.5

* Note:
Portofolio Returns, up to December 2013, are simulated. They have been calculated using the historical series of equivalent ETFs / Assets, instead of the actual ETFs of the portfolio.

In particular, it has been used:

BNDX - Vanguard Total International Bond: simulated historical serie, up to December 2013

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