The Betterment Robo Advisor 80 Portfolio is exposed for 80% on the Stock Market.
The Betterment Robo Advisor 80 Portfolio has the following asset allocation:
The Betterment Robo Advisor 80 Portfolio can be replicated with the following ETFs:
| Weight | ETF: Ticker - Name | Investment Themes | |
|---|---|---|---|
| 27.00 % | VTI - Vanguard Total Stock Market |
Equity, U.S., Large Cap | |
| 22.10 % | VEA - Vanguard FTSE Developed Markets |
Equity, EAFE, Large Cap | |
| 12.80 % | VWO - Vanguard FTSE Emerging Markets |
Equity, Emerging Markets, Large Cap | |
| 7.20 % | VTV - Vanguard Value |
Equity, U.S., Large Cap | |
| 5.90 % | JKI - iShares Morningstar Mid-Cap Value |
Equity, U.S., Mid Cap | |
| 5.00 % | VIOV - Vanguard S&P Small-Cap 600 Value |
Equity, U.S., Small Cap | |
| 7.20 % | BNDX - Vanguard Total International Bond |
Bond, Developed Markets, All-Term | |
| 6.80 % | BND - Vanguard Total Bond Market |
Bond, U.S., All-Term | |
| 3.60 % | EMB - iShares JP Morgan USD Em Mkts Bd |
Bond, Emerging Markets, All-Term | |
| 2.40 % | VTIP - Vanguard Short-Term Infl-Prot Secs |
Bond, U.S., All-Term |
Capital growth, returns, stats are calculated assuming a rebalancing of the portfolio at the beginning of each year (i.e. at each January 1st).
Last Update: June 2019.
Capital Growth and Historical Returns
An investment of 1000$, since January 2013, now would be worth 1688.17$, with a total return of 68.82% (8.39% annualized).
Portofolio Returns, up to December 2013, are simulated. They have been calculated using the historical series of equivalent ETFs / Assets, instead of the actual ETFs of the portfolio.
In particular, it has been used:
BNDX - Vanguard Total International Bond: simulated historical serie, up to December 2013
| Range | Returns Jun 2019 |
Standard Deviation * |
Max Drawdown |
Months Pos - Neg |
|---|---|---|---|---|
|
1M
|
+5.59%
|
0.00%
|
1 - 0 | |
|
YTD
|
+13.75%
|
-5.00%
May 2019 - May 2019
|
5 - 1 | |
|
1Y
|
+5.08%
|
14.22%
|
-10.37%
Sep 2018 - Dec 2018
|
8 - 4 |
|
3Y
|
+9.70%
annualized
|
9.36%
|
-11.77%
Feb 2018 - Dec 2018
|
28 - 8 |
|
5Y
|
+5.93%
annualized
|
9.61%
|
-11.77%
Feb 2018 - Dec 2018
|
39 - 21 |
|
MAX
Dec 2012
|
+8.39%
annualized
|
9.32%
|
-11.77%
Feb 2018 - Dec 2018
|
53 - 25 |
* Annualized St.Dev. of monthly returns
Drawdowns
Rolling Returns
Betterment Robo Advisor 80 Portfolio: annualized rolling and average returns
| Return (*) | |||
|---|---|---|---|
| Rolling Period | Average | Best | Worst |
| 1 Year |
+7.80% |
+21.13% Feb 2017 - Jan 2018 |
-9.83% Mar 2015 - Feb 2016 |
| 2 Years |
+7.55% |
+19.67% Feb 2016 - Jan 2018 |
-1.13% Mar 2014 - Feb 2016 |
| 3 Years |
+7.22% |
+11.68% Oct 2015 - Sep 2018 |
+4.25% Mar 2013 - Feb 2016 |
| 5 Years |
+7.52% |
+10.23% Feb 2013 - Jan 2018 |
+4.42% Jan 2014 - Dec 2018 |
* Annualized rolling and average returns over full calendar month periods
Yearly Returns - Monthly Returns Heatmap
| Months | |||||||||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Year | Return | Jan | Feb | Mar | Apr | May | Jun | Jul | Aug | Sep | Oct | Nov | Dec |
| 2019 |
+13.75% | 7.3 | 2.1 | 1.0 | 2.7 | -5.0 | 5.6 | ||||||
| 2018 |
-8.22% | 4.0 | -3.8 | -0.6 | 0.1 | 0.5 | -0.7 | 2.6 | 0.4 | -0.1 | -6.3 | 1.8 | -5.9 |
| 2017 |
+18.95% | 2.1 | 2.1 | 1.0 | 1.2 | 1.2 | 0.8 | 2.2 | 0.4 | 1.9 | 1.6 | 1.6 | 1.5 |
| 2016 |
+10.69% | -4.4 | -0.1 | 6.7 | 1.2 | 0.2 | 0.9 | 3.5 | 0.5 | 0.8 | -1.7 | 1.5 | 1.5 |
| 2015 |
-2.37% | -0.9 | 4.4 | -0.9 | 1.9 | -0.0 | -2.0 | 0.1 | -5.5 | -2.5 | 5.6 | -0.1 | -2.0 |
| 2014 |
+5.24% | -3.6 | 4.1 | 1.0 | 0.6 | 1.9 | 1.9 | -1.4 | 2.6 | -3.2 | 1.7 | 1.0 | -1.3 |
| 2013 |
+19.53% | 3.3 | 0.2 | 2.1 | 2.3 | -0.4 | -2.1 | 4.2 | -2.5 | 4.7 | 3.5 | 1.4 | 1.6 |