Last Update: 31 May 2020

The Betterment Robo Advisor 80 Portfolio is exposed for 80% on the Stock Market.

It's a Very High Risk portfolio and it can be replicated with 10 ETFs.

In the last 10 years, the portfolio obtained a 7.82% compound annual return, with a 11.81% standard deviation.

In 2019, the portfolio granted a 3.02% dividend yield. If you are interested in getting periodic income, please refer to the Betterment Robo Advisor 80 Portfolio: Dividend Yield page.

Asset Allocation and ETFs

The Betterment Robo Advisor 80 Portfolio has the following asset allocation:

80% Stocks
20% Fixed Income
0% Commodities

The Betterment Robo Advisor 80 Portfolio can be replicated with the following ETFs:

Weight Ticker ETF Name Investment Themes
27.00 % VTI Vanguard Total Stock Market Equity, U.S., Large Cap
22.10 % VEA Vanguard FTSE Developed Markets Equity, EAFE, Large Cap
12.80 % EEM iShares MSCI Emerging Markets Equity, Emerging Markets, Large Cap
7.20 % VTV Vanguard Value Equity, U.S., Large Cap, Value
5.90 % JKI iShares Morningstar Mid-Cap Value Equity, U.S., Mid Cap
5.00 % IJS iShares S&P Small-Cap 600 Value Equity, U.S., Small Cap, Value
7.20 % BNDX Vanguard Total International Bond Bond, Developed Markets, All-Term
6.80 % BND Vanguard Total Bond Market Bond, U.S., All-Term
3.60 % EMB iShares JP Morgan USD Em Mkts Bd Bond, Emerging Markets, All-Term
2.40 % TIP iShares TIPS Bond Bond, U.S., All-Term

Portfolio and ETF Returns

The Betterment Robo Advisor 80 Portfolio guaranteed the following returns.

BETTERMENT ROBO ADVISOR 80 PORTFOLIO RETURNS (%)
Last Update: 31 May 2020
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1M 3M 6M 1Y 3Y(*) 5Y(*) 10Y(*)
Betterment Robo Advisor 80 Portfolio +3.85 -2.52 -7.31 +2.10 +3.61 +4.48 +7.82
Components
VTI - Vanguard Total Stock Market +5.40 +2.65 -2.97 +11.28 +9.52 +9.14 +12.78
VEA - Vanguard FTSE Developed Markets +5.58 -4.13 -11.05 -2.35 -0.18 +1.15 +5.57
EEM - iShares MSCI Emerging Markets +2.97 -6.89 -9.43 -4.64 -0.61 +0.51 +2.00
VTV - Vanguard Value +2.88 -3.08 -12.43 +0.08 +4.80 +6.16 +10.74
JKI - iShares Morningstar Mid-Cap Value +3.61 -11.09 -22.74 -12.59 -2.72 +2.04 +8.83
IJS - iShares S&P Small-Cap 600 Value +2.55 -13.30 -24.94 -14.11 -3.46 +1.41 +8.08
BNDX - Vanguard Total International Bond +0.41 -0.65 +1.59 +5.21 +4.60 +4.03 +4.92
BND - Vanguard Total Bond Market +0.67 +1.97 +5.64 +9.75 +5.18 +4.02 +3.79
EMB - iShares JP Morgan USD Em Mkts Bd +6.27 -5.66 -2.91 +1.31 +2.14 +3.84 +5.30
TIP - iShares TIPS Bond +0.65 +1.88 +5.38 +8.06 +4.31 +3.27 +3.41
(*) annualized
Portfolio returns are calculated assuming:
  • a rebalancing of the components at the beginning of each year (i.e. at every January 1st)
  • the reinvestment of dividends

If you are interested in getting periodic income, please refer to the Betterment Robo Advisor 80 Portfolio: Dividend Yield page.

Historical Returns

Betterment Robo Advisor 80 Portfolio - Historical returns and stats.

BETTERMENT ROBO ADVISOR 80 PORTFOLIO
Last Update: 31 May 2020
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Period Returns
May 2020
Standard
Deviation *
Max
Drawdown
Months
Pos - Neg
1M
+3.85%
0.00%
1 - 0
3M
-2.52%
-13.43%
Mar 2020 - Mar 2020
2 - 1
6M
-7.31%
-20.17%
Jan 2020 - Mar 2020
3 - 3
YTD
-10.11%
-20.17%
Jan 2020 - Mar 2020
2 - 3
1Y
+2.10%
19.04%
-20.17%
Jan 2020 - Mar 2020
7 - 5
3Y
+3.61%
annualized
13.97%
-20.17%
Jan 2020 - Mar 2020
24 - 12
5Y
+4.48%
annualized
12.30%
-20.17%
Jan 2020 - Mar 2020
40 - 20
10Y
+7.82%
annualized
11.81%
-20.17%
Jan 2020 - Mar 2020
78 - 42
MAX
01 Jan 2008
+5.06%
annualized
14.29%
-42.67%
Jan 2008 - Feb 2009
92 - 57

* Annualized St.Dev. of monthly returns

Best Very High Risk Porftolios, ordered by 10Y annualized return.

Portfolio 10Y Return ▾ #ETF Stocks Bonds Comm.
Technology
+18.99% 1 100 0 0 Compare
US Stocks
+12.78% 1 100 0 0 Compare
Warren Buffett
+12.02% 2 90 10 0 Compare
Second Grader's Starter
Paul Farrell
+9.60% 3 90 10 0 Compare
Edge Select Aggressive
Merrill Lynch
+9.18% 12 84 16 0 Compare

See all portfolios

Capital Growth

Time Range:

Drawdowns

Time Range:

Rolling Returns

Betterment Robo Advisor 80 Portfolio: annualized rolling and average returns

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Return (*) Negative
Periods
Rolling Period Average Best Worst
1 Year
+7.88% +53.38%
Mar 2009 - Feb 2010
-39.09%
Mar 2008 - Feb 2009
23.91%
2 Years
+8.57% +35.28%
Mar 2009 - Feb 2011
-6.11%
Jun 2008 - May 2010
9.52%
3 Years
+8.71% +23.06%
Mar 2009 - Feb 2012
+0.44%
Jan 2008 - Dec 2010
0.00%
5 Years
+8.55% +18.87%
Mar 2009 - Feb 2014
+2.39%
Apr 2015 - Mar 2020
0.00%
7 Years
+8.57% +12.71%
Mar 2009 - Feb 2016
+4.58%
Apr 2013 - Mar 2020
0.00%
10 Years
+8.53% +12.37%
Mar 2009 - Feb 2019
+5.86%
Apr 2010 - Mar 2020
0.00%

* Annualized rolling and average returns over full calendar month periods

Yearly Returns - Monthly Returns Heatmap

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Months
Year Return Jan Feb Mar Apr May Jun Jul Aug Sep Oct Nov Dec
2020
-10.11% -1.8 -6.1 -13.4 8.4 3.9
2019
+22.05% 7.4 1.9 0.8 2.7 -5.1 5.7 0.0 -1.8 2.1 2.1 1.8 3.1
2018
-8.34% 4.0 -3.9 -0.5 0.1 0.5 -0.6 2.6 0.5 -0.1 -6.4 1.8 -5.9
2017
+19.74% 2.3 2.1 1.1 1.2 1.4 0.8 2.3 0.3 1.9 1.7 1.6 1.6
2016
+10.63% -4.2 -0.2 6.8 1.1 0.1 0.9 3.5 0.5 0.9 -1.8 1.5 1.6
2015
-2.50% -0.9 4.3 -0.8 1.9 -0.1 -2.1 0.1 -5.4 -2.6 5.7 -0.1 -2.1
2014
+4.87% -3.5 4.1 0.9 0.6 1.9 1.8 -1.4 2.5 -3.3 1.7 0.9 -1.1
2013
+19.51% 3.3 0.2 2.1 2.3 -0.5 -2.2 4.3 -2.4 4.7 3.5 1.5 1.6
2012
+15.65% 5.2 3.6 0.9 -0.9 -6.8 4.1 0.8 2.1 2.6 -0.4 1.2 2.6
2011
-3.28% 0.9 2.6 0.6 3.2 -1.3 -1.3 -1.5 -5.7 -8.2 9.3 -0.9 0.1
2010
+13.72% -3.4 2.1 5.5 1.0 -7.2 -3.1 7.1 -3.0 7.7 3.1 -1.5 5.9
2009
+29.45% -9.0 -8.5 8.1 10.6 7.6 -0.5 8.1 3.1 4.7 -2.6 4.8 2.1
2008
-31.16% -4.7 -1.3 -0.8 4.1 1.4 -7.1 -1.3 -0.5 -8.6 -16.6 -5.2 5.8

* Note:
Portofolio Returns, up to December 2013, are simulated. They have been calculated using the historical series of equivalent ETFs / Assets, instead of the actual ETFs of the portfolio.

In particular, it has been used:

BNDX - Vanguard Total International Bond: simulated historical serie, up to December 2013

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