Last Update: 31 July 2020

The Betterment Robo Advisor 80 Portfolio is exposed for 80% on the Stock Market.

It's a Very High Risk portfolio and it can be replicated with 10 ETFs.

In the last 10 years, the portfolio obtained a 8.13% compound annual return, with a 11.64% standard deviation.

In 2019, the portfolio granted a 3.02% dividend yield. If you are interested in getting periodic income, please refer to the Betterment Robo Advisor 80 Portfolio: Dividend Yield page.

Asset Allocation and ETFs

The Betterment Robo Advisor 80 Portfolio has the following asset allocation:

80% Stocks
20% Fixed Income
0% Commodities

The Betterment Robo Advisor 80 Portfolio can be replicated with the following ETFs:

Weight Ticker ETF Name Investment Themes
27.00 % VTI Vanguard Total Stock Market Equity, U.S., Large Cap
22.10 % VEA Vanguard FTSE Developed Markets Equity, EAFE, Large Cap
12.80 % EEM iShares MSCI Emerging Markets Equity, Emerging Markets, Large Cap
7.20 % VTV Vanguard Value Equity, U.S., Large Cap, Value
5.90 % JKI iShares Morningstar Mid-Cap Value Equity, U.S., Mid Cap
5.00 % IJS iShares S&P Small-Cap 600 Value Equity, U.S., Small Cap, Value
7.20 % BNDX Vanguard Total International Bond Bond, Developed Markets, All-Term
6.80 % BND Vanguard Total Bond Market Bond, U.S., All-Term
3.60 % EMB iShares JP Morgan USD Em Mkts Bd Bond, Emerging Markets, All-Term
2.40 % TIP iShares TIPS Bond Bond, U.S., All-Term
Most of Lazy Portfolios are made of common components (asset classes), very simple and well defined. For a more complete view, find out the most common ETFs you can use to build your portfolio.

Portfolio and ETF Returns

The Betterment Robo Advisor 80 Portfolio guaranteed the following returns.

BETTERMENT ROBO ADVISOR 80 PORTFOLIO RETURNS (%)
Last Update: 31 July 2020
Swipe left to see all data
1M 3M 6M 1Y 3Y(*) 5Y(*) 10Y(*)
Betterment Robo Advisor 80 Portfolio +4.12 +10.92 -2.22 +3.22 +4.84 +6.29 +8.13
Components
VTI - Vanguard Total Stock Market +5.74 +14.00 +2.15 +10.85 +11.37 +10.87 +13.59
VEA - Vanguard FTSE Developed Markets +2.63 +12.14 -5.96 +0.02 +0.67 +2.68 +5.24
EEM - iShares MSCI Emerging Markets +8.25 +18.84 +3.40 +6.45 +1.99 +5.42 +2.55
VTV - Vanguard Value +3.74 +5.64 -10.15 -4.86 +4.57 +6.99 +10.91
JKI - iShares Morningstar Mid-Cap Value +3.16 +8.85 -18.08 -15.74 -1.94 +3.59 +9.41
IJS - iShares S&P Small-Cap 600 Value +2.58 +8.95 -17.23 -16.33 -2.69 +3.13 +8.97
BNDX - Vanguard Total International Bond +0.95 +1.91 +1.50 +3.83 +5.25 +4.36 +4.88
BND - Vanguard Total Bond Market +1.45 +2.82 +5.88 +10.55 +5.76 +4.51 +3.77
EMB - iShares JP Morgan USD Em Mkts Bd +3.86 +13.65 -0.37 +3.89 +4.29 +5.60 +5.34
TIP - iShares TIPS Bond +2.33 +4.01 +6.24 +10.48 +5.59 +4.05 +3.65
(*) annualized
Portfolio returns are calculated assuming:
  • a rebalancing of the components at the beginning of each year (i.e. at every January 1st)
  • the reinvestment of dividends

If you are interested in getting periodic income, please refer to the Betterment Robo Advisor 80 Portfolio: Dividend Yield page.

Historical Returns

Betterment Robo Advisor 80 Portfolio - Historical returns and stats.

BETTERMENT ROBO ADVISOR 80 PORTFOLIO
Last Update: 31 July 2020
Swipe left to see all data
Period Returns
Jul 2020
Standard
Deviation *
Max
Drawdown
Months
Pos - Neg
1M
+4.12%
0.00%
1 - 0
3M
+10.92%
0.00%
3 - 0
6M
-2.22%
-18.69%
Feb 2020 - Mar 2020
4 - 2
YTD
-3.99%
-20.17%
Jan 2020 - Mar 2020
4 - 3
1Y
+3.22%
18.79%
-20.17%
Jan 2020 - Mar 2020
8 - 4
3Y
+4.84%
annualized
14.14%
-20.17%
Jan 2020 - Mar 2020
24 - 12
5Y
+6.29%
annualized
12.39%
-20.17%
Jan 2020 - Mar 2020
41 - 19
10Y
+8.13%
annualized
11.64%
-20.17%
Jan 2020 - Mar 2020
79 - 41
MAX
01 Jan 2008
+5.54%
annualized
14.24%
-42.67%
Jan 2008 - Feb 2009
94 - 57

* Annualized St.Dev. of monthly returns

Best Very High Risk Porftolios, ordered by 10Y annualized return.

Portfolio 10Y Return ▾ Stocks Bonds Comm.
Technology
+20.47% 100 0 0 Compare
US Stocks
+13.59% 100 0 0 Compare
Warren Buffett
+12.68% 90 10 0 Compare
Second Grader's Starter
Paul Farrell
+10.04% 90 10 0 Compare
Edge Select Aggressive
Merrill Lynch
+9.65% 84 16 0 Compare

See all portfolios

Capital Growth

Time Range:

Drawdowns

Time Range:

Rolling Returns

Betterment Robo Advisor 80 Portfolio: annualized rolling and average returns

Swipe left to see all data
Return (*) Negative
Periods
Rolling Period Average Best Worst
1 Year
+7.78% +53.38%
Mar 2009 - Feb 2010
-39.09%
Mar 2008 - Feb 2009
24.29%
2 Years
+8.47% +35.28%
Mar 2009 - Feb 2011
-6.11%
Jun 2008 - May 2010
9.38%
3 Years
+8.64% +23.06%
Mar 2009 - Feb 2012
+0.44%
Jan 2008 - Dec 2010
0.00%
5 Years
+8.49% +18.87%
Mar 2009 - Feb 2014
+2.39%
Apr 2015 - Mar 2020
0.00%
7 Years
+8.52% +12.71%
Mar 2009 - Feb 2016
+4.58%
Apr 2013 - Mar 2020
0.00%
10 Years
+8.51% +12.37%
Mar 2009 - Feb 2019
+5.86%
Apr 2010 - Mar 2020
0.00%

* Annualized rolling and average returns over full calendar month periods

Yearly Returns - Monthly Returns Heatmap

Swipe left to see all data
Months
Year Return Jan Feb Mar Apr May Jun Jul Aug Sep Oct Nov Dec
2020
-3.99% -1.8 -6.1 -13.4 8.4 3.9 2.6 4.1
2019
+22.05% 7.4 1.9 0.8 2.7 -5.1 5.7 0.0 -1.8 2.1 2.1 1.8 3.1
2018
-8.34% 4.0 -3.9 -0.5 0.1 0.5 -0.6 2.6 0.5 -0.1 -6.4 1.8 -5.9
2017
+19.74% 2.3 2.1 1.1 1.2 1.4 0.8 2.3 0.3 1.9 1.7 1.6 1.6
2016
+10.63% -4.2 -0.2 6.8 1.1 0.1 0.9 3.5 0.5 0.9 -1.8 1.5 1.6
2015
-2.50% -0.9 4.3 -0.8 1.9 -0.1 -2.1 0.1 -5.4 -2.6 5.7 -0.1 -2.1
2014
+4.87% -3.5 4.1 0.9 0.6 1.9 1.8 -1.4 2.5 -3.3 1.7 0.9 -1.1
2013
+19.51% 3.3 0.2 2.1 2.3 -0.5 -2.2 4.3 -2.4 4.7 3.5 1.5 1.6
2012
+15.65% 5.2 3.6 0.9 -0.9 -6.8 4.1 0.8 2.1 2.6 -0.4 1.2 2.6
2011
-3.28% 0.9 2.6 0.6 3.2 -1.3 -1.3 -1.5 -5.7 -8.2 9.3 -0.9 0.1
2010
+13.72% -3.4 2.1 5.5 1.0 -7.2 -3.1 7.1 -3.0 7.7 3.1 -1.5 5.9
2009
+29.45% -9.0 -8.5 8.1 10.6 7.6 -0.5 8.1 3.1 4.7 -2.6 4.8 2.1
2008
-31.16% -4.7 -1.3 -0.8 4.1 1.4 -7.1 -1.3 -0.5 -8.6 -16.6 -5.2 5.8

* Note:
Portofolio Returns, up to December 2013, are simulated. They have been calculated using the historical series of equivalent ETFs / Assets, instead of the actual ETFs of the portfolio.

In particular, it has been used:

BNDX - Vanguard Total International Bond: simulated historical serie, up to December 2013

Share this page