Last Update: 31 January 2020
The Betterment Robo Advisor 80 Portfolio is exposed for 80% on the Stock Market.
It's a Very High Risk portfolio and it can be replicated with 10 ETFs.
In the last 10 years, the portfolio obtained a 8.88% compound annual return, with a 10.80% standard deviation.
Asset Allocation and ETFs
The Betterment Robo Advisor 80 Portfolio has the following asset allocation:
The Betterment Robo Advisor 80 Portfolio can be replicated with the following ETFs:
| Weight | Ticker | ETF Name | Investment Themes | |
|---|---|---|---|---|
| 27.00 % | VTI | Vanguard Total Stock Market | Equity, U.S., Large Cap | |
| 22.10 % | VEA | Vanguard FTSE Developed Markets | Equity, EAFE, Large Cap | |
| 12.80 % | EEM | iShares MSCI Emerging Markets | Equity, Emerging Markets, Large Cap | |
| 7.20 % | VTV | Vanguard Value | Equity, U.S., Large Cap, Value | |
| 5.90 % | JKI | iShares Morningstar Mid-Cap Value | Equity, U.S., Mid Cap | |
| 5.00 % | IJS | iShares S&P Small-Cap 600 Value | Equity, U.S., Small Cap, Value | |
| 7.20 % | BNDX | Vanguard Total International Bond | Bond, Developed Markets, All-Term | |
| 6.80 % | BND | Vanguard Total Bond Market | Bond, U.S., All-Term | |
| 3.60 % | EMB | iShares JP Morgan USD Em Mkts Bd | Bond, Emerging Markets, All-Term | |
| 2.40 % | TIP | iShares TIPS Bond | Bond, U.S., All-Term |
Historical Returns
Betterment Robo Advisor 80 Portfolio - Historical returns and stats.
Returns, capital growth, stats are calculated assuming a rebalancing of the portfolio at the beginning of each year (i.e. at every January 1st).
| Period | Returns Jan 2020 |
Standard Deviation * |
Max Drawdown |
Months Pos - Neg |
|---|---|---|---|---|
|
1M
|
-1.82%
|
-1.82%
Jan 2020 - Jan 2020
|
0 - 1 | |
|
3M
|
+3.11%
|
-1.82%
Jan 2020 - Jan 2020
|
2 - 1 | |
|
6M
|
+5.55%
|
-1.82%
Jan 2020 - Jan 2020
|
4 - 2 | |
|
YTD
|
-1.82%
|
-1.82%
Jan 2020 - Jan 2020
|
0 - 1 | |
|
1Y
|
+11.63%
|
9.32%
|
-5.09%
May 2019 - May 2019
|
8 - 4 |
|
3Y
|
+8.75%
annualized
|
9.60%
|
-11.82%
Feb 2018 - Dec 2018
|
26 - 10 |
|
5Y
|
+7.44%
annualized
|
9.62%
|
-11.82%
Feb 2018 - Dec 2018
|
40 - 20 |
|
10Y
|
+8.88%
annualized
|
10.80%
|
-16.96%
May 2011 - Sep 2011
|
79 - 41 |
|
MAX
01 Jan 2008
|
+5.97%
annualized
|
13.56%
|
-42.67%
Jan 2008 - Feb 2009
|
90 - 55 |
* Annualized St.Dev. of monthly returns
Best Very High Risk Porftolios, ordered by 10Y annualized return.
| Portfolio | 10Y Return ▾ | #ETF | Stocks | Bonds | Comm. | |
|---|---|---|---|---|---|---|
| Technology |
+18.98% | 1 | 100 | 0 | 0 | |
| US Stocks |
+13.83% | 1 | 100 | 0 | 0 | |
| Warren Buffett |
+12.70% | 2 | 90 | 10 | 0 | |
| Second Grader's Starter Paul Farrell |
+10.41% | 3 | 90 | 10 | 0 | |
| Ultimate Buy and Hold Strategy Paul Merriman |
+9.99% | 10 | 100 | 0 | 0 |
Capital Growth
Drawdowns
Rolling Returns
Betterment Robo Advisor 80 Portfolio: annualized rolling and average returns
| Return (*) | Negative Periods |
|||
|---|---|---|---|---|
| Rolling Period | Average | Best | Worst | |
| 1 Year |
+8.21% |
+53.38% Mar 2009 - Feb 2010 |
-39.09% Mar 2008 - Feb 2009 |
23.13% |
| 2 Years |
+8.89% |
+35.28% Mar 2009 - Feb 2011 |
-6.11% Jun 2008 - May 2010 |
8.20% |
| 3 Years |
+8.91% |
+23.06% Mar 2009 - Feb 2012 |
+0.44% Jan 2008 - Dec 2010 |
0.00% |
| 5 Years |
+8.76% |
+18.87% Mar 2009 - Feb 2014 |
+2.54% Jan 2008 - Dec 2012 |
0.00% |
| 7 Years |
+8.75% |
+12.71% Mar 2009 - Feb 2016 |
+5.15% Jan 2008 - Dec 2014 |
0.00% |
| 10 Years |
+8.75% |
+12.37% Mar 2009 - Feb 2019 |
+6.26% Jan 2008 - Dec 2017 |
0.00% |
* Annualized rolling and average returns over full calendar month periods
Yearly Returns - Monthly Returns Heatmap
| Months | |||||||||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Year | Return | Jan | Feb | Mar | Apr | May | Jun | Jul | Aug | Sep | Oct | Nov | Dec |
| 2020 |
-1.82% | -1.8 | |||||||||||
| 2019 |
+22.05% | 7.4 | 1.9 | 0.8 | 2.7 | -5.1 | 5.7 | 0.0 | -1.8 | 2.1 | 2.1 | 1.8 | 3.1 |
| 2018 |
-8.34% | 4.0 | -3.9 | -0.5 | 0.1 | 0.5 | -0.6 | 2.6 | 0.5 | -0.1 | -6.4 | 1.8 | -5.9 |
| 2017 |
+19.74% | 2.3 | 2.1 | 1.1 | 1.2 | 1.4 | 0.8 | 2.3 | 0.3 | 1.9 | 1.7 | 1.6 | 1.6 |
| 2016 |
+10.63% | -4.2 | -0.2 | 6.8 | 1.1 | 0.1 | 0.9 | 3.5 | 0.5 | 0.9 | -1.8 | 1.5 | 1.6 |
| 2015 |
-2.50% | -0.9 | 4.3 | -0.8 | 1.9 | -0.1 | -2.1 | 0.1 | -5.4 | -2.6 | 5.7 | -0.1 | -2.1 |
| 2014 |
+4.87% | -3.5 | 4.1 | 0.9 | 0.6 | 1.9 | 1.8 | -1.4 | 2.5 | -3.3 | 1.7 | 0.9 | -1.1 |
| 2013 |
+19.51% | 3.3 | 0.2 | 2.1 | 2.3 | -0.5 | -2.2 | 4.3 | -2.4 | 4.7 | 3.5 | 1.5 | 1.6 |
| 2012 |
+15.65% | 5.2 | 3.6 | 0.9 | -0.9 | -6.8 | 4.1 | 0.8 | 2.1 | 2.6 | -0.4 | 1.2 | 2.6 |
| 2011 |
-3.28% | 0.9 | 2.6 | 0.6 | 3.2 | -1.3 | -1.3 | -1.5 | -5.7 | -8.2 | 9.3 | -0.9 | 0.1 |
| 2010 |
+13.72% | -3.4 | 2.1 | 5.5 | 1.0 | -7.2 | -3.1 | 7.1 | -3.0 | 7.7 | 3.1 | -1.5 | 5.9 |
| 2009 |
+29.45% | -9.0 | -8.5 | 8.1 | 10.6 | 7.6 | -0.5 | 8.1 | 3.1 | 4.7 | -2.6 | 4.8 | 2.1 |
| 2008 |
-31.16% | -4.7 | -1.3 | -0.8 | 4.1 | 1.4 | -7.1 | -1.3 | -0.5 | -8.6 | -16.6 | -5.2 | 5.8 |
* Note: Portofolio Returns, up to December 2013, are simulated. They have been calculated using the historical series of equivalent ETFs / Assets, instead of the actual ETFs of the portfolio.
In particular, it has been used:
BNDX - Vanguard Total International Bond: simulated historical serie, up to December 2013