Last Update: 31 January 2020

The Betterment Robo Advisor 50 Portfolio is exposed for 49.9% on the Stock Market.

It's a Medium Risk portfolio and it can be replicated with 10 ETFs.

In the last 10 years, the portfolio obtained a 7.33% compound annual return, with a 7.08% standard deviation.

Asset Allocation and ETFs

The Betterment Robo Advisor 50 Portfolio has the following asset allocation:

49.9% Stocks
50.1% Fixed Income
0% Commodities

The Betterment Robo Advisor 50 Portfolio can be replicated with the following ETFs:

Weight Ticker ETF Name Investment Themes
16.20 % VTI Vanguard Total Stock Market Equity, U.S., Large Cap
13.70 % EFA iShares MSCI EAFE Equity, EAFE, Large Cap
9.00 % EEM iShares MSCI Emerging Markets Equity, Emerging Markets, Large Cap
4.40 % VTV Vanguard Value Equity, U.S., Large Cap, Value
3.60 % JKI iShares Morningstar Mid-Cap Value Equity, U.S., Mid Cap
3.00 % IJS iShares S&P Small-Cap 600 Value Equity, U.S., Small Cap, Value
18.40 % BNDX Vanguard Total International Bond Bond, Developed Markets, All-Term
14.70 % BND Vanguard Total Bond Market Bond, U.S., All-Term
10.70 % EMB iShares JP Morgan USD Em Mkts Bd Bond, Emerging Markets, All-Term
6.30 % TIP iShares TIPS Bond Bond, U.S., All-Term

Historical Returns

Betterment Robo Advisor 50 Portfolio - Historical returns and stats.

Returns, capital growth, stats are calculated assuming a rebalancing of the portfolio at the beginning of each year (i.e. at every January 1st).

BETTERMENT ROBO ADVISOR 50 PORTFOLIO
Last Update: 31 January 2020
Swipe left to see all data
Period Returns
Jan 2020
Standard
Deviation *
Max
Drawdown
Months
Pos - Neg
1M
-0.48%
-0.48%
Jan 2020 - Jan 2020
0 - 1
3M
+2.68%
-0.48%
Jan 2020 - Jan 2020
2 - 1
6M
+4.81%
-0.48%
Jan 2020 - Jan 2020
4 - 2
YTD
-0.48%
-0.48%
Jan 2020 - Jan 2020
0 - 1
1Y
+10.95%
5.62%
-2.79%
May 2019 - May 2019
9 - 3
3Y
+7.49%
annualized
6.17%
-7.37%
Feb 2018 - Dec 2018
27 - 9
5Y
+6.04%
annualized
6.32%
-7.37%
Feb 2018 - Dec 2018
41 - 19
10Y
+7.33%
annualized
7.08%
-9.51%
May 2011 - Sep 2011
81 - 39
MAX
01 Jan 2008
+5.80%
annualized
9.37%
-28.85%
Jan 2008 - Feb 2009
93 - 52

* Annualized St.Dev. of monthly returns

Best Medium Risk Porftolios, ordered by 10Y annualized return.

Portfolio 10Y Return ▾ #ETF Stocks Bonds Comm.
Couch Potato
Scott Burns
+8.76% 2 50 50 0
All Weather Portfolio
Ray Dalio
+7.92% 5 30 55 15
Stocks/Bonds 40/60
+7.87% 2 40 60 0
Robo Advisor 50
Betterment
+7.33% 10 49.9 50.1 0
Edge Select Moderately Conservative
Merrill Lynch
+6.98% 12 37 63 0

See all portfolios

Capital Growth

Time Range:

Drawdowns

Time Range:

Rolling Returns

Betterment Robo Advisor 50 Portfolio: annualized rolling and average returns

Swipe left to see all data
Return (*) Negative
Periods
Rolling Period Average Best Worst
1 Year
+7.06% +38.86%
Mar 2009 - Feb 2010
-26.87%
Mar 2008 - Feb 2009
18.66%
2 Years
+7.47% +26.02%
Mar 2009 - Feb 2011
-0.46%
Jan 2008 - Dec 2009
2.46%
3 Years
+7.43% +18.64%
Mar 2009 - Feb 2012
+3.27%
Feb 2013 - Jan 2016
0.00%
5 Years
+7.21% +14.67%
Mar 2009 - Feb 2014
+3.94%
Jan 2014 - Dec 2018
0.00%
7 Years
+7.20% +10.38%
Mar 2009 - Feb 2016
+5.67%
Jan 2008 - Dec 2014
0.00%
10 Years
+7.41% +9.75%
Mar 2009 - Feb 2019
+5.95%
Jun 2008 - May 2018
0.00%

* Annualized rolling and average returns over full calendar month periods

Yearly Returns - Monthly Returns Heatmap

Swipe left to see all data
Months
Year Return Jan Feb Mar Apr May Jun Jul Aug Sep Oct Nov Dec
2020
-0.48% -0.5
2019
+17.29% 5.2 1.2 1.2 1.7 -2.8 4.3 0.2 -0.3 1.1 1.4 1.0 2.2
2018
-5.31% 2.2 -2.8 0.0 -0.2 0.2 -0.4 1.9 0.1 0.0 -4.4 1.2 -3.0
2017
+14.03% 1.5 1.7 0.8 1.1 1.2 0.3 1.7 0.6 1.0 1.2 1.0 1.2
2016
+8.32% -2.2 0.3 4.7 0.8 0.1 1.5 2.5 0.4 0.6 -1.5 -0.2 1.2
2015
-1.57% 0.2 2.5 -0.4 1.2 -0.3 -1.8 0.4 -3.7 -1.5 3.8 -0.1 -1.5
2014
+5.37% -1.9 2.9 0.7 0.7 1.8 1.2 -0.9 2.0 -2.5 1.4 0.7 -0.9
2013
+10.33% 1.6 0.3 1.3 2.0 -1.5 -2.4 2.9 -2.1 3.6 2.7 0.8 0.9
2012
+13.22% 3.7 2.5 0.5 -0.1 -4.3 3.0 1.2 1.5 2.1 -0.2 1.1 1.7
2011
+1.09% 0.4 1.7 0.6 2.5 -0.4 -0.8 -0.1 -3.2 -5.2 6.1 -0.7 0.7
2010
+11.57% -1.7 1.4 3.7 1.1 -4.4 -1.2 4.8 -0.9 4.9 2.2 -1.7 3.4
2009
+22.95% -6.2 -5.9 5.8 7.2 5.5 0.1 5.9 2.6 3.9 -1.5 3.5 1.1
2008
-19.41% -2.3 -0.5 -0.6 2.4 0.6 -4.6 -0.7 -0.1 -6.7 -12.7 -1.5 6.6

* Note:
Portofolio Returns, up to December 2013, are simulated. They have been calculated using the historical series of equivalent ETFs / Assets, instead of the actual ETFs of the portfolio.

In particular, it has been used:

BNDX - Vanguard Total International Bond: simulated historical serie, up to December 2013

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