Last Update: 31 August 2022

Implementing the Betterment Robo Advisor 100 Portfolio, how long should you stay invested to have high probability to obtain a positive return?

Considering all 10 years rolling periods, you would have obtained a positive returns 100.00% of times

Considering all 5 years rolling periods, you would have obtained a positive returns 93.73% of times

All the returns are calculated over the available historical serie, starting from March 1987 until August 2022.

In order to have complete information about the portfolio, please refer to the Betterment Robo Advisor 100 Portfolio: ETF allocation and returns page.

Rolling Returns

Betterment Robo Advisor 100 Portfolio: annualized rolling and average returns

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Rolling
Period
Return (*) Negative
Periods
Average (%) Best (%) Worst (%)
1 Year
10.85 63.57
Mar 2009 - Feb 2010
-46.95
Mar 2008 - Feb 2009
24.58%
2 Years
10.21 41.70
Mar 2009 - Feb 2011
-27.26
Mar 2007 - Feb 2009
13.65%
3 Years
9.69 28.55
Apr 2003 - Mar 2006
-15.10
Mar 2006 - Feb 2009
12.02%
4 Years
9.57 25.04
Apr 2003 - Mar 2007
-8.04
Mar 2005 - Feb 2009
11.08%
5 Years
9.51 22.20
Oct 2002 - Sep 2007
-3.82
Mar 2004 - Feb 2009
6.27%
6 Years
9.38 19.40
Mar 2009 - Feb 2015
0.78
Mar 1997 - Feb 2003
0.00%
7 Years
9.20 19.30
Oct 1990 - Sep 1997
0.21
Mar 2002 - Feb 2009
0.00%
8 Years
9.14 16.29
May 1990 - Apr 1998
-0.92
Mar 2001 - Feb 2009
0.60%
9 Years
9.09 17.64
Jan 1991 - Dec 1999
-1.78
Mar 2000 - Feb 2009
0.94%
10 Years
8.96 16.43
Oct 1990 - Sep 2000
0.73
Mar 1999 - Feb 2009
0.00%
11 Years
8.79 15.87
Jan 1989 - Dec 1999
0.86
Mar 1998 - Feb 2009
0.00%
12 Years
8.68 16.53
Jan 1988 - Dec 1999
2.32
Mar 1997 - Feb 2009
0.00%
13 Years
8.50 14.61
Nov 1987 - Oct 2000
3.28
Mar 1996 - Feb 2009
0.00%
14 Years
8.27 12.50
Dec 1987 - Nov 2001
4.58
Oct 1997 - Sep 2011
0.00%
15 Years
8.32 12.57
Oct 1990 - Sep 2005
4.23
Mar 1994 - Feb 2009
0.00%
16 Years
8.46 12.64
Oct 1990 - Sep 2006
4.91
Mar 2000 - Feb 2016
0.00%
17 Years
8.56 13.26
Oct 1990 - Sep 2007
5.44
Jan 2000 - Dec 2016
0.00%
18 Years
8.57 12.32
Dec 1987 - Nov 2005
5.85
Mar 1998 - Feb 2016
0.00%
19 Years
8.53 12.79
Dec 1987 - Nov 2006
5.42
Jan 2000 - Dec 2018
0.00%
20 Years
8.38 12.89
Nov 1987 - Oct 2007
4.83
Apr 2000 - Mar 2020
0.00%
(*) Annualized rolling and average returns over full calendar month periods

Annualized Rolling Returns - 1 Year (12 months)

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Average
Return
Best
Return
Worst
Return
Negative
Periods
+10.85% +63.57%
Mar 2009 - Feb 2010
-46.95%
Mar 2008 - Feb 2009
24.58%
102 out of 415
1 Year Annualized Rolling Returns over time
1 Year Annualized Rolling Returns Histogram

Annualized Rolling Returns - 2 Years (24 months)

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Average
Return
Best
Return
Worst
Return
Negative
Periods
+10.21% +41.70%
Mar 2009 - Feb 2011
-27.26%
Mar 2007 - Feb 2009
13.65%
55 out of 403
2 Years Annualized Rolling Returns over time
2 Years Annualized Rolling Returns Histogram

Annualized Rolling Returns - 3 Years (36 months)

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Average
Return
Best
Return
Worst
Return
Negative
Periods
+9.69% +28.55%
Apr 2003 - Mar 2006
-15.10%
Mar 2006 - Feb 2009
12.02%
47 out of 391
3 Years Annualized Rolling Returns over time
3 Years Annualized Rolling Returns Histogram

Annualized Rolling Returns - 4 Years (48 months)

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Average
Return
Best
Return
Worst
Return
Negative
Periods
+9.57% +25.04%
Apr 2003 - Mar 2007
-8.04%
Mar 2005 - Feb 2009
11.08%
42 out of 379
4 Years Annualized Rolling Returns over time
4 Years Annualized Rolling Returns Histogram

Annualized Rolling Returns - 5 Years (60 months)

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Average
Return
Best
Return
Worst
Return
Negative
Periods
+9.51% +22.20%
Oct 2002 - Sep 2007
-3.82%
Mar 2004 - Feb 2009
6.27%
23 out of 367
5 Years Annualized Rolling Returns over time
5 Years Annualized Rolling Returns Histogram

Annualized Rolling Returns - 6 Years (72 months)

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Average
Return
Best
Return
Worst
Return
Negative
Periods
+9.38% +19.40%
Mar 2009 - Feb 2015
+0.78%
Mar 1997 - Feb 2003
0.00%
0 out of 355
6 Years Annualized Rolling Returns over time
6 Years Annualized Rolling Returns Histogram

Annualized Rolling Returns - 7 Years (84 months)

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Average
Return
Best
Return
Worst
Return
Negative
Periods
+9.20% +19.30%
Oct 1990 - Sep 1997
+0.21%
Mar 2002 - Feb 2009
0.00%
0 out of 343
7 Years Annualized Rolling Returns over time
7 Years Annualized Rolling Returns Histogram

Annualized Rolling Returns - 8 Years (96 months)

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Average
Return
Best
Return
Worst
Return
Negative
Periods
+9.14% +16.29%
May 1990 - Apr 1998
-0.92%
Mar 2001 - Feb 2009
0.60%
2 out of 331
8 Years Annualized Rolling Returns over time
8 Years Annualized Rolling Returns Histogram

Annualized Rolling Returns - 9 Years (108 months)

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Average
Return
Best
Return
Worst
Return
Negative
Periods
+9.09% +17.64%
Jan 1991 - Dec 1999
-1.78%
Mar 2000 - Feb 2009
0.94%
3 out of 319
9 Years Annualized Rolling Returns over time
9 Years Annualized Rolling Returns Histogram

Annualized Rolling Returns - 10 Years (120 months)

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Average
Return
Best
Return
Worst
Return
Negative
Periods
+8.96% +16.43%
Oct 1990 - Sep 2000
+0.73%
Mar 1999 - Feb 2009
0.00%
0 out of 307
10 Years Annualized Rolling Returns over time
10 Years Annualized Rolling Returns Histogram

Annualized Rolling Returns - 11 Years (132 months)

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Average
Return
Best
Return
Worst
Return
Negative
Periods
+8.79% +15.87%
Jan 1989 - Dec 1999
+0.86%
Mar 1998 - Feb 2009
0.00%
0 out of 295
11 Years Annualized Rolling Returns over time
11 Years Annualized Rolling Returns Histogram

Annualized Rolling Returns - 12 Years (144 months)

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Average
Return
Best
Return
Worst
Return
Negative
Periods
+8.68% +16.53%
Jan 1988 - Dec 1999
+2.32%
Mar 1997 - Feb 2009
0.00%
0 out of 283
12 Years Annualized Rolling Returns over time
12 Years Annualized Rolling Returns Histogram

Annualized Rolling Returns - 13 Years (156 months)

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Average
Return
Best
Return
Worst
Return
Negative
Periods
+8.50% +14.61%
Nov 1987 - Oct 2000
+3.28%
Mar 1996 - Feb 2009
0.00%
0 out of 271
13 Years Annualized Rolling Returns over time
13 Years Annualized Rolling Returns Histogram

Annualized Rolling Returns - 14 Years (168 months)

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Average
Return
Best
Return
Worst
Return
Negative
Periods
+8.27% +12.50%
Dec 1987 - Nov 2001
+4.58%
Oct 1997 - Sep 2011
0.00%
0 out of 259
14 Years Annualized Rolling Returns over time
14 Years Annualized Rolling Returns Histogram

Annualized Rolling Returns - 15 Years (180 months)

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Average
Return
Best
Return
Worst
Return
Negative
Periods
+8.32% +12.57%
Oct 1990 - Sep 2005
+4.23%
Mar 1994 - Feb 2009
0.00%
0 out of 247
15 Years Annualized Rolling Returns over time
15 Years Annualized Rolling Returns Histogram

Annualized Rolling Returns - 16 Years (192 months)

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Average
Return
Best
Return
Worst
Return
Negative
Periods
+8.46% +12.64%
Oct 1990 - Sep 2006
+4.91%
Mar 2000 - Feb 2016
0.00%
0 out of 235
16 Years Annualized Rolling Returns over time
16 Years Annualized Rolling Returns Histogram

Annualized Rolling Returns - 17 Years (204 months)

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Average
Return
Best
Return
Worst
Return
Negative
Periods
+8.56% +13.26%
Oct 1990 - Sep 2007
+5.44%
Jan 2000 - Dec 2016
0.00%
0 out of 223
17 Years Annualized Rolling Returns over time
17 Years Annualized Rolling Returns Histogram

Annualized Rolling Returns - 18 Years (216 months)

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Average
Return
Best
Return
Worst
Return
Negative
Periods
+8.57% +12.32%
Dec 1987 - Nov 2005
+5.85%
Mar 1998 - Feb 2016
0.00%
0 out of 211
18 Years Annualized Rolling Returns over time
18 Years Annualized Rolling Returns Histogram

Annualized Rolling Returns - 19 Years (228 months)

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Average
Return
Best
Return
Worst
Return
Negative
Periods
+8.53% +12.79%
Dec 1987 - Nov 2006
+5.42%
Jan 2000 - Dec 2018
0.00%
0 out of 199
19 Years Annualized Rolling Returns over time
19 Years Annualized Rolling Returns Histogram

Annualized Rolling Returns - 20 Years (240 months)

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Average
Return
Best
Return
Worst
Return
Negative
Periods
+8.38% +12.89%
Nov 1987 - Oct 2007
+4.83%
Apr 2000 - Mar 2020
0.00%
0 out of 187
20 Years Annualized Rolling Returns over time
20 Years Annualized Rolling Returns Histogram

In order to have complete information about the portfolio, please refer to the Betterment Robo Advisor 100 Portfolio: ETF allocation and returns page.

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