Betterment Robo Advisor 100 Value Tilt Portfolio: Rolling Returns

Simulation Settings
Period: January 1976 - June 2025 (~50 years)
Initial Amount: 1$
Rebalancing: at every Jan 1st
Currency: USD
Inflation: US
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The minimum date range must be at least 24 months. 'Date To' cannot be beyond June 2025.
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When holding the Betterment Robo Advisor 100 Value Tilt Portfolio, how long should you stay invested to have high probability to achieve a positive return?

Over the selected period (~50 years), the longest duration with a negative return was 118 months (from May 1999 to February 2009).

This indicates that, within the same timeframe, any rolling period of 119 months or more has consistently resulted in a positive return.

Understanding this metric is crucial as it highlights the importance of a safe investment horizon. Knowing the minimum duration required to likely see positive returns helps investors set realistic expectations and reinforces the strategy of staying invested through market cycles. This approach can mitigate the emotional reactions to short-term market fluctuations and enhance the likelihood of achieving financial goals.

Previous vs subsequent Returns

Is there a correlation between past and future returns over all 10-year rolling periods?

The following chart illustrates the relationship between past returns (x-axis) and subsequent returns (y-axis).

Data points are aggregated to show occurrences, and you can zoom in by clicking or drawing over the desired area.

BETTERMENT ROBO ADVISOR 100 VALUE TILT PORTFOLIO
Previous vs Next Returns - 10 Years annualized
Time Period: 1 July 1995 - 30 June 2025 (30 Years)
Time Period: 1 January 1976 - 30 June 2025 (~50 years)
30 Years
(1995/07 - 2025/06)
All Data
(1976/01 - 2025/06)

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As of Jun 30, 2025, the annualized return of the previous 10 years has been 9.18%.

Rolling Returns

A rolling return is a measure of investment performance that calculates the return of an investment over a set period of time, with the starting date rolling forward. This approach can provide a more accurate representation of the investment's historical performance and helps investors to evaluate the investment's consistency over time.

BETTERMENT ROBO ADVISOR 100 VALUE TILT PORTFOLIO
Annualized Rolling Returns
Annualized Rolling Returns - Inflation Adjusted
Time Period: 1 July 1995 - 30 June 2025 (30 Years)
Time Period: 1 January 1976 - 30 June 2025 (~50 years)
30 Years
(1995/07 - 2025/06)
All Data
(1976/01 - 2025/06)
US Inflation Adjusted:

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Rolling Period Analysis

By selecting the 'Rolling Period', the chart and data will update. To study a different date range, change the simulation settings.

BETTERMENT ROBO ADVISOR 100 VALUE TILT PORTFOLIO
Rolling Returns Chart
Rolling Returns Chart - Inflation Adjusted
Time Period: 1 January 1976 - 30 June 2025 (~50 years)
Over Time
Histogram
US Inflation Adjusted:

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Swipe left to see all data
Worst Median Best Negative Periods
-46.95%
Mar 2008 - Feb 2009
+13.81% +63.57%
Mar 2009 - Feb 2010
21.78%
127 out of 583
-46.95%
Mar 2008 - Feb 2009
+9.49% +60.13%
Mar 2009 - Feb 2010
27.62%
161 out of 583
-27.26%
Mar 2007 - Feb 2009
+13.03% +41.70%
Mar 2009 - Feb 2011
11.91%
68 out of 571
-28.73%
Mar 2007 - Feb 2009
+8.33% +38.73%
Mar 2009 - Feb 2011
17.86%
102 out of 571
-15.10%
Mar 2006 - Feb 2009
+12.00% +36.45%
Aug 1984 - Jul 1987
8.41%
47 out of 559
-16.91%
Mar 2006 - Feb 2009
+7.78% +32.46%
Aug 1984 - Jul 1987
15.38%
86 out of 559
-8.04%
Mar 2005 - Feb 2009
+11.89% +31.22%
Aug 1982 - Jul 1986
7.68%
42 out of 547
-10.31%
Mar 2005 - Feb 2009
+7.63% +27.46%
Aug 1982 - Jul 1986
15.17%
83 out of 547
-3.82%
Mar 2004 - Feb 2009
+11.83% +31.16%
Aug 1982 - Jul 1987
4.30%
23 out of 535
-6.29%
Mar 2004 - Feb 2009
+7.53% +27.17%
Aug 1982 - Jul 1987
9.16%
49 out of 535
+0.78%
Mar 1997 - Feb 2003
+11.41% +24.53%
Aug 1982 - Jul 1988
0.00%
0 out of 523
-1.80%
Aug 1976 - Jul 1982
+7.13% +20.54%
Aug 1982 - Jul 1988
3.25%
17 out of 523
+0.21%
Mar 2002 - Feb 2009
+10.07% +24.82%
Aug 1982 - Jul 1989
0.00%
0 out of 511
-2.31%
Mar 2002 - Feb 2009
+7.24% +20.54%
Aug 1982 - Jul 1989
0.59%
3 out of 511
-0.92%
Mar 2001 - Feb 2009
+10.41% +22.80%
Aug 1982 - Jul 1990
0.40%
2 out of 499
-3.23%
Mar 2001 - Feb 2009
+7.15% +18.41%
Aug 1982 - Jul 1990
1.40%
7 out of 499
-1.78%
Mar 2000 - Feb 2009
+10.00% +20.77%
Aug 1982 - Jul 1991
0.62%
3 out of 487
-4.20%
Mar 2000 - Feb 2009
+7.27% +16.36%
Aug 1982 - Jul 1991
1.85%
9 out of 487
+0.73%
Mar 1999 - Feb 2009
+9.69% +20.39%
Aug 1982 - Jul 1992
0.00%
0 out of 475
-1.81%
Mar 1999 - Feb 2009
+7.39% +16.07%
Aug 1982 - Jul 1992
1.05%
5 out of 475
+0.86%
Mar 1998 - Feb 2009
+10.13% +20.51%
Aug 1982 - Jul 1993
0.00%
0 out of 463
-1.60%
Mar 1998 - Feb 2009
+7.65% +16.28%
Aug 1982 - Jul 1993
0.65%
3 out of 463
+2.32%
Mar 1997 - Feb 2009
+10.09% +19.68%
Aug 1982 - Jul 1994
0.00%
0 out of 451
-0.10%
Mar 1997 - Feb 2009
+7.31% +15.56%
Aug 1982 - Jul 1994
0.22%
1 out of 451
+3.28%
Mar 1996 - Feb 2009
+10.09% +19.09%
Aug 1982 - Jul 1995
0.00%
0 out of 439
+0.80%
Mar 1996 - Feb 2009
+7.38% +15.06%
Aug 1982 - Jul 1995
0.00%
0 out of 439
+4.58%
Oct 1997 - Sep 2011
+9.93% +18.53%
Jul 1982 - Jun 1996
0.00%
0 out of 427
+2.07%
Oct 1997 - Sep 2011
+7.14% +14.53%
Jul 1982 - Jun 1996
0.00%
0 out of 427
+4.23%
Mar 1994 - Feb 2009
+10.17% +19.38%
Aug 1982 - Jul 1997
0.00%
0 out of 415
+1.68%
Mar 1994 - Feb 2009
+7.25% +15.48%
Aug 1982 - Jul 1997
0.00%
0 out of 415
+4.91%
Mar 2000 - Feb 2016
+9.75% +18.30%
Aug 1982 - Jul 1998
0.00%
0 out of 403
+2.54%
Nov 2007 - Oct 2023
+7.04% +14.55%
Aug 1982 - Jul 1998
0.00%
0 out of 403
+5.44%
Jan 2000 - Dec 2016
+9.35% +18.21%
Aug 1982 - Jul 1999
0.00%
0 out of 391
+3.05%
Mar 1992 - Feb 2009
+6.76% +14.54%
Aug 1982 - Jul 1999
0.00%
0 out of 391
+5.85%
Mar 1998 - Feb 2016
+9.49% +17.69%
Aug 1982 - Jul 2000
0.00%
0 out of 379
+3.63%
Mar 1998 - Feb 2016
+6.99% +14.01%
Aug 1982 - Jul 2000
0.00%
0 out of 379
+5.42%
Jan 2000 - Dec 2018
+9.26% +16.37%
Mar 1978 - Feb 1997
0.00%
0 out of 367
+3.21%
Jan 2000 - Dec 2018
+6.61% +12.40%
Aug 1982 - Jul 2001
0.00%
0 out of 367
+4.83%
Apr 2000 - Mar 2020
+8.97% +16.56%
Apr 1980 - Mar 2000
0.00%
0 out of 355
+2.69%
Apr 2000 - Mar 2020
+6.35% +12.22%
Apr 1980 - Mar 2000
0.00%
0 out of 355
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