Last Update: 30 November 2019

The Betterment Robo Advisor 0 Portfolio is exposed for 0% on the Stock Market .

It's a Low Risk portfolio and it can be replicated with 2 ETFs.

In the last 10 years, the portfolio obtained a 1.17% compound annual return, with a 0.98% standard deviation.

Asset Allocation and ETFs

The Betterment Robo Advisor 0 Portfolio has the following asset allocation:

0% Stocks
100% Fixed Income
0% Commodities

The Betterment Robo Advisor 0 Portfolio can be replicated with the following ETFs:

Weight Ticker ETF Name Investment Themes
80.00 % SHY iShares 1-3 Year Treasury Bond Bond, U.S., Short Term
20.00 % BSV Vanguard Short-Term Bond Bond, U.S., Short Term

Historical Returns

Betterment Robo Advisor 0 Portfolio - Historical returns and stats.

Returns, capital growth, stats are calculated assuming a rebalancing of the portfolio at the beginning of each year (i.e. at every January 1st).

BETTERMENT ROBO ADVISOR 0 PORTFOLIO
Last Update: 30 November 2019
Swipe left to see all data
Period Returns
Nov 2019
Standard
Deviation *
Max
Drawdown
Months
Pos - Neg
1M
-0.05%
-0.05%
Nov 2019 - Nov 2019
0 - 1
3M
+0.12%
-0.16%
Sep 2019 - Sep 2019
1 - 2
6M
+1.44%
-0.16%
Sep 2019 - Sep 2019
3 - 3
YTD
+3.53%
-0.16%
Sep 2019 - Sep 2019
8 - 3
1Y
+4.37%
1.20%
-0.16%
Sep 2019 - Sep 2019
9 - 3
3Y
+1.82%
annualized
1.02%
-1.01%
Sep 2017 - Feb 2018
23 - 13
5Y
+1.31%
annualized
1.07%
-1.01%
Sep 2017 - Feb 2018
37 - 23
10Y
+1.17%
annualized
0.98%
-1.01%
Sep 2017 - Feb 2018
77 - 43
MAX
Dec 1982
+5.25%
annualized
2.19%
-2.21%
Feb 1994 - Apr 1994
338 - 105

* Annualized St.Dev. of monthly returns

Best Low Risk Porftolios, ordered by 10Y annualized return.

Portfolio 10Y Return ▾ #ETF Stocks Bonds Comm.
Edge Select Conservative
Merrill Lynch
+4.76% 12 21 79 0
Dimensional Retirement Income Fund
DFA
+4.12% 7 20.4 79.6 0
10-year Treasury
+4.04% 1 0 100 0
Conservative Income
Charles Schwab
+3.41% 6 5 95 0
Robo Advisor 0
Betterment
+1.17% 2 0 100 0

See all portfolios

Capital Growth

Time Range:

Drawdowns

Time Range:

Rolling Returns

Betterment Robo Advisor 0 Portfolio: annualized rolling and average returns

Swipe left to see all data
Return (*) Negative
Periods
Rolling Period Average Best Worst
1 Year
+5.32% +20.85%
Jul 1984 - Jun 1985
-0.52%
May 2017 - Apr 2018
3.47%
2 Years
+5.28% +16.49%
Jul 1984 - Jun 1986
-0.17%
Aug 2016 - Jul 2018
0.95%
3 Years
+5.21% +13.92%
Sep 1983 - Aug 1986
+0.26%
May 2015 - Apr 2018
0.00%
5 Years
+5.13% +10.85%
Jul 1984 - Jun 1989
+0.41%
May 2013 - Apr 2018
0.00%
7 Years
+5.14% +10.50%
Jun 1984 - May 1991
+0.51%
Sep 2011 - Aug 2018
0.00%
10 Years
+5.14% +9.88%
Sep 1983 - Aug 1993
+0.96%
Jan 2009 - Dec 2018
0.00%
15 Years
+5.14% +8.47%
Sep 1983 - Aug 1998
+1.96%
Oct 2003 - Sep 2018
0.00%

* Annualized rolling and average returns over full calendar month periods

Yearly Returns - Monthly Returns Heatmap

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Months
Year Return Jan Feb Mar Apr May Jun Jul Aug Sep Oct Nov Dec
2019
+3.53% 0.3 0.1 0.7 0.2 0.8 0.5 -0.1 0.9 -0.2 0.3 -0.1
2018
+1.44% -0.3 -0.1 0.2 -0.2 0.4 0.0 -0.0 0.4 -0.2 0.1 0.4 0.8
2017
+0.45% 0.1 0.1 0.1 0.2 0.1 -0.1 0.2 0.2 -0.2 -0.1 -0.2 -0.0
2016
+0.92% 0.7 0.2 0.2 0.1 -0.1 0.7 0.0 -0.2 0.1 -0.1 -0.6 0.1
2015
+0.53% 0.7 -0.3 0.3 0.0 0.1 0.0 0.1 -0.1 0.3 -0.1 -0.3 -0.2
2014
+0.63% 0.3 0.1 -0.2 0.1 0.2 -0.1 -0.1 0.2 -0.1 0.3 0.1 -0.3
2013
+0.20% 0.0 0.1 0.0 0.1 -0.2 -0.2 0.2 -0.1 0.3 0.1 0.1 -0.2
2012
+0.55% 0.2 -0.1 -0.1 0.3 0.1 -0.1 0.3 0.1 0.0 -0.1 0.1 -0.1
2011
+1.74% 0.2 -0.1 -0.1 0.6 0.4 0.0 0.4 0.4 -0.1 0.1 0.0 0.1
2010
+2.60% 0.8 0.2 -0.3 0.3 0.4 0.5 0.3 0.3 0.2 0.3 -0.2 -0.2
2009
+0.59% -0.6 -0.3 0.5 -0.1 0.2 -0.1 0.3 0.4 0.3 0.2 0.6 -0.8
2008
+6.99% 1.8 1.0 0.2 -0.8 -0.4 0.2 0.4 0.5 0.6 0.5 1.7 1.1
2007
+7.05% 0.2 0.8 0.4 0.3 -0.1 0.4 0.9 0.9 0.6 0.5 1.7 0.3
2006
+4.11% 0.2 0.1 0.2 0.3 0.2 0.2 0.7 0.8 0.5 0.4 0.5 0.1
2005
+1.66% -0.0 -0.3 -0.0 0.6 0.4 0.3 -0.4 0.7 -0.3 -0.1 0.4 0.4
2004
+0.95% 0.2 0.5 0.3 -1.1 -0.1 0.0 0.3 0.8 -0.0 0.3 -0.6 0.3
2003
+2.62% 0.0 0.5 0.2 0.3 0.5 0.2 -0.6 -0.1 1.0 -0.4 -0.0 1.0
2002
+7.46% 0.4 0.6 -0.8 1.4 0.7 0.7 1.3 0.9 1.2 -0.1 -0.5 1.4
2001
+7.87% 1.3 0.8 0.8 0.0 0.5 0.4 1.4 0.8 1.5 1.1 -0.8 -0.3
2000
+8.70% -0.1 0.7 0.7 0.1 0.3 1.3 0.7 0.9 0.9 0.5 1.2 1.4
1999
+2.14% 0.5 -0.8 0.7 0.4 -0.3 0.1 0.1 0.2 0.8 0.3 0.2 0.0
1998
+7.20% 1.1 -0.1 0.4 0.6 0.6 0.5 0.4 1.5 1.7 0.1 -0.1 0.3
1997
+6.60% 0.4 0.2 -0.2 0.9 0.7 0.7 1.2 0.0 0.8 0.8 0.2 0.7
1996
+4.47% 0.9 -0.7 -0.2 -0.2 0.1 0.9 0.3 0.3 1.0 1.3 0.9 -0.1
1995
+12.23% 1.6 1.6 0.6 1.0 2.0 0.6 0.3 0.6 0.6 0.9 1.0 0.8
1994
-0.40% 0.7 -0.9 -0.9 -0.5 0.1 0.2 1.0 0.3 -0.3 0.2 -0.5 0.2
1993
+6.46% 1.5 1.3 0.2 0.9 -0.4 0.9 0.0 1.1 0.4 0.1 -0.1 0.5
1992
+6.84% -0.4 0.2 -0.2 1.0 1.2 1.3 1.5 1.2 1.1 -1.1 -0.1 1.1
1991
+11.81% 0.8 0.6 0.7 1.1 0.8 0.2 0.8 1.4 1.3 1.1 0.9 1.8
1990
+9.78% -0.1 0.5 0.3 0.1 1.6 1.2 1.3 0.3 0.8 1.1 1.1 1.3
1989
+11.47% 0.8 0.0 0.5 1.7 1.5 2.1 1.7 -0.9 0.6 1.8 0.9 0.4
1988
+5.93% 1.6 0.8 0.1 0.1 -0.2 1.0 0.0 0.1 1.3 1.0 -0.3 0.2
1987
+4.72% 0.7 0.5 0.1 -1.1 -0.0 1.1 0.3 0.1 -0.5 2.4 0.4 0.6
1986
+10.57% 0.7 1.3 2.0 0.7 -0.3 1.6 1.0 1.7 -0.3 0.8 0.7 0.3
1985
+14.05% 1.1 -0.5 1.3 1.8 2.7 1.2 0.1 0.9 0.9 1.1 1.2 1.6
1984
+14.05% 1.4 0.2 -0.1 0.4 -1.0 0.8 2.2 1.1 1.8 2.8 2.0 1.7
1983
+8.22% 0.7 1.4 -0.1 1.8 -0.3 0.3 -0.7 0.6 2.1 0.8 0.8 0.6

* Note:
Portofolio Returns, up to December 2007, are simulated. They have been calculated using the historical series of equivalent ETFs / Assets, instead of the actual ETFs of the portfolio.

In particular, it has been used:

SHY - iShares 1-3 Year Treasury Bond: simulated historical serie, up to December 2002

BSV - Vanguard Short-Term Bond: simulated historical serie, up to December 2007

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