Betterment Robo Advisor 0 Portfolio: ETF allocation and returns

Data Source: from January 1871 to February 2024 (~153 years)
Consolidated Returns as of 29 February 2024
Live Update: Mar 28 2024
PORTFOLIO • LIVE PERFORMANCE (USD currency)
0.08%
1 Day
Mar 28 2024
0.36%
Current Month
March 2024

The Betterment Robo Advisor 0 Portfolio is a Low Risk portfolio and can be implemented with 2 ETFs.

It's exposed for 0% on the Stock Market.

In the last 30 Years, the Betterment Robo Advisor 0 Portfolio obtained a 3.13% compound annual return, with a 1.82% standard deviation.

Table of contents
The first official book of
How to build wealth
with Lazy Portfolios and Passive Investing Strategies
Choose a goal
Employ the best metrics to evaluate it
Join the passive investing strategy
Discover new asset allocations in USD and EUR,
in addition to the lazy portfolios on the website.

Asset Allocation and ETFs

The Betterment Robo Advisor 0 Portfolio has the following asset allocation:

0% Stocks
100% Fixed Income
0% Commodities

The Betterment Robo Advisor 0 Portfolio can be implemented with the following ETFs:

Weight (%) Ticker Currency ETF Name Investment Themes
80.00
SHY
USD iShares 1-3 Year Treasury Bond Bond, U.S., Short Term
20.00
BSV
USD Vanguard Short-Term Bond Bond, U.S., Short Term

Most of Lazy Portfolios are made of common components (asset classes), very simple and well defined. For a more complete view, find out the most common ETFs you can use to build your portfolio.

Portfolio and ETF Returns as of Feb 29, 2024

The Betterment Robo Advisor 0 Portfolio guaranteed the following returns.

Returns are calculated in USD, assuming: March 2024 return is calculated on the hypothesis of a newly built portfolio, with the starting asset allocation.
BETTERMENT ROBO ADVISOR 0 PORTFOLIO
Consolidated returns as of 29 February 2024
Live Update: Mar 28 2024
Swipe left to see all data
  Chg (%) Return (%) Return (%) as of Feb 29, 2024
  1 Day Time ET(*) Mar 2024 1M 6M 1Y 5Y 10Y 30Y MAX
(~153Y)
Betterment Robo Advisor 0 Portfolio -0.08 0.36 -0.44 2.41 4.20 1.08 0.95 3.13 4.44
US Inflation Adjusted return -0.88 0.81 1.00 -2.98 -1.82 0.58 2.27
Components
SHY
USD iShares 1-3 Year Treasury Bond -0.06 Mar 28 2024 0.34 -0.39 2.35 4.12 1.03 0.87 3.03 4.42
BSV
USD Vanguard Short-Term Bond -0.16 Mar 28 2024 0.42 -0.66 2.63 4.49 1.29 1.27 3.53 4.51
Returns over 1 year are annualized | Available data source: since Jan 1871
(*) Eastern Time (ET - America/New York)
US Inflation is updated to Feb 2024. Current inflation (annualized) is 1Y: 3.17% , 5Y: 4.19% , 10Y: 2.82% , 30Y: 2.54%

In 2023, the Betterment Robo Advisor 0 Portfolio granted a 2.96% dividend yield. If you are interested in getting periodic income, please refer to the Betterment Robo Advisor 0 Portfolio: Dividend Yield page.

Capital Growth as of Feb 29, 2024

An investment of 1$, since March 1994, now would be worth 2.52$, with a total return of 152.07% (3.13% annualized).

The Inflation Adjusted Capital now would be 1.19$, with a net total return of 18.88% (0.58% annualized).
An investment of 1$, since January 1871, now would be worth 776.53$, with a total return of 77552.65% (4.44% annualized).

The Inflation Adjusted Capital now would be 31.15$, with a net total return of 3015.18% (2.27% annualized).

Portfolio Metrics as of Feb 29, 2024

Metrics of Betterment Robo Advisor 0 Portfolio, updated as of 29 February 2024.

Metrics are calculated based on monthly returns, assuming:
BETTERMENT ROBO ADVISOR 0 PORTFOLIO
Advanced Metrics
Data Source: 1 January 1871 - 29 February 2024 (~153 years)
Swipe left to see all data
Metrics as of Feb 29, 2024
1M 3M 6M 1Y 3Y 5Y 10Y 20Y 30Y MAX
(~153Y)
Investment Return (%) -0.44 1.07 2.41 4.20 -0.34 1.08 0.95 1.76 3.13 4.44
Infl. Adjusted Return (%) details -0.88 0.09 0.81 1.00 -5.69 -2.98 -1.82 -0.80 0.58 2.27
US Inflation (%) 0.44 0.98 1.59 3.17 5.68 4.19 2.82 2.59 2.54 2.12
Returns / Inflation rates over 1 year are annualized.
DRAWDOWN
Inflation Adjusted:
Inflation Adjusted:
1Y 3Y 5Y 10Y 20Y 30Y MAX
Deepest Drawdown Depth (%) -0.90 -5.86 -5.86 -5.86 -5.86 -5.86 -8.48
Start to Recovery (# months) details 7 31* 31* 31* 31* 31* 13
Start (yyyy mm) 2023 05 2021 08 2021 08 2021 08 2021 08 2021 08 1971 04
Start to Bottom (# months) 2 15 15 15 15 15 4
Bottom (yyyy mm) 2023 06 2022 10 2022 10 2022 10 2022 10 2022 10 1971 07
Bottom to End (# months) 5 16 16 16 16 16 9
End (yyyy mm) 2023 11 - - - - - 1972 04
Longest Drawdown Depth (%)
same as
deepest

same as
deepest

same as
deepest

same as
deepest

same as
deepest

same as
deepest
-5.86
Start to Recovery (# months) details 31*
Start (yyyy mm) 2023 05 2021 08 2021 08 2021 08 2021 08 2021 08 2021 08
Start to Bottom (# months) 2 15 15 15 15 15 15
Bottom (yyyy mm) 2023 06 2022 10 2022 10 2022 10 2022 10 2022 10 2022 10
Bottom to End (# months) 5 16 16 16 16 16 16
End (yyyy mm) 2023 11 - - - - - -
Longest negative period (# months) details 6 36* 49 49 49 49 49
Period Start (yyyy mm) 2023 04 2021 03 2019 09 2019 09 2019 09 2019 09 2019 09
Period End (yyyy mm) 2023 09 2024 02 2023 09 2023 09 2023 09 2023 09 2023 09
Annualized Return (%) -0.21 -0.34 -0.02 -0.02 -0.02 -0.02 -0.02
Drawdowns / Negative periods marked with * are in progress
Deepest Drawdown Depth (%) -1.91 -17.22 -19.52 -19.52 -21.91 -21.91 -45.36
Start to Recovery (# months) details 9 36* 45* 45* 162* 162* 154
Start (yyyy mm) 2023 04 2021 03 2020 06 2020 06 2010 09 2010 09 1915 04
Start to Bottom (# months) 6 31 40 40 157 157 63
Bottom (yyyy mm) 2023 09 2023 09 2023 09 2023 09 2023 09 2023 09 1920 06
Bottom to End (# months) 3 5 5 5 5 5 91
End (yyyy mm) 2023 12 - - - - - 1928 01
Longest Drawdown Depth (%)
same as
deepest

same as
deepest

same as
deepest
-5.77
same as
deepest

same as
deepest
-42.17
Start to Recovery (# months) details 63 553
Start (yyyy mm) 2023 04 2021 03 2020 06 2015 02 2010 09 2010 09 1939 06
Start to Bottom (# months) 6 31 40 45 157 157 169
Bottom (yyyy mm) 2023 09 2023 09 2023 09 2018 10 2023 09 2023 09 1953 06
Bottom to End (# months) 3 5 5 18 5 5 384
End (yyyy mm) 2023 12 - - 2020 04 - - 1985 06
Longest negative period (# months) details 11* 36* 60* 120* 240* 305* 624
Period Start (yyyy mm) 2023 04 2021 03 2019 03 2014 03 2004 03 1998 10 1933 03
Period End (yyyy mm) 2024 02 2024 02 2024 02 2024 02 2024 02 2024 02 1985 02
Annualized Return (%) -0.67 -5.69 -2.98 -1.82 -0.80 -0.02 -0.01
Drawdowns / Negative periods marked with * are in progress
RISK INDICATORS
1Y 3Y 5Y 10Y 20Y 30Y MAX
Standard Deviation (%) 2.34 2.37 2.06 1.59 1.56 1.82 3.53
Sharpe Ratio -0.43 -1.14 -0.36 -0.14 0.27 0.47 0.13
Sortino Ratio -0.68 -1.67 -0.51 -0.21 0.40 0.72 0.19
Ulcer Index 0.36 3.17 2.47 1.77 1.28 1.06 1.23
Ratio: Return / Standard Deviation 1.80 -0.14 0.53 0.59 1.13 1.72 1.26
Ratio: Return / Deepest Drawdown 4.66 -0.06 0.18 0.16 0.30 0.53 0.52
% Positive Months details 66% 44% 56% 56% 64% 69% 70%
Positive Months 8 16 34 68 154 251 1288
Negative Months 4 20 26 52 86 109 550
LONG TERM RETURNS
Inflation Adjusted:
Inflation Adjusted:
1Y 3Y 5Y 10Y 20Y 30Y MAX
Best 10 Years Return (%) - Annualized 0.95 2.69 6.05 11.91
Worst 10 Years Return (%) - Annualized 0.51 0.51 0.51
Best 10 Years Return (%) - Annualized -1.82 0.79 3.53 9.38
Worst 10 Years Return (%) - Annualized -2.00 -2.00 -4.85
ROLLING PERIODS
Inflation Adjusted:
Inflation Adjusted:
1Y 3Y 5Y 10Y 20Y 30Y MAX
Over the latest 30Y
Best Rolling Return (%) - Annualized 12.23 8.06 6.90 6.05 4.31 3.13
Worst Rolling Return (%) - Annualized -5.55 -1.33 0.41 0.51 1.69
% Positive Periods 89% 94% 100% 100% 100% 100%
SWR - Safe Withdrawal Rate (%) - 100% Success - Annualized 93.67 29.41 18.99 9.51 4.97 4.36
PWR - Perpetual Withdrawal Rate (%) - 100% Success - Annualized - - - - - 0.69
WR calculated based on initial capital | Monthly withdrawals adjusted for inflation | Credits: BestRetirementPortfolio.com
Best Rolling Return (%) - Annualized 9.46 5.58 4.41 3.53 1.93 0.58
Worst Rolling Return (%) - Annualized -12.71 -6.70 -3.30 -2.00 -0.86
% Positive Periods 56% 52% 61% 68% 77% 100%
SWR - Safe Withdrawal Rate (%) - 100% Success - Annualized 93.67 29.41 18.99 9.51 4.97 4.36
PWR - Perpetual Withdrawal Rate (%) - 100% Success - Annualized - - - - - 0.69
WR calculated based on initial capital | Monthly withdrawals adjusted for inflation | Credits: BestRetirementPortfolio.com
Over all the available data source (Jan 1871 - Feb 2024)
Best Rolling Return (%) - Annualized 26.58 17.65 15.88 11.91 9.55 8.31
Worst Rolling Return (%) - Annualized -5.55 -1.33 0.41 0.51 1.14 1.91
% Positive Periods 92% 98% 100% 100% 100% 100%
SWR - Safe Withdrawal Rate (%) - 100% Success - Annualized 88.68 26.91 14.53 7.59 3.47 2.35
PWR - Perpetual Withdrawal Rate (%) - 100% Success - Annualized - - - - - -
WR calculated based on initial capital | Monthly withdrawals adjusted for inflation | Credits: BestRetirementPortfolio.com
Best Rolling Return (%) - Annualized 30.37 17.30 16.35 9.38 8.76 6.77
Worst Rolling Return (%) - Annualized -19.18 -12.40 -11.18 -4.85 -2.56 -1.01
% Positive Periods 63% 69% 71% 73% 82% 87%
SWR - Safe Withdrawal Rate (%) - 100% Success - Annualized 88.68 26.91 14.53 7.59 3.47 2.35
PWR - Perpetual Withdrawal Rate (%) - 100% Success - Annualized - - - - - -
WR calculated based on initial capital | Monthly withdrawals adjusted for inflation | Credits: BestRetirementPortfolio.com
Terms and Definitions
  • Annualized Portfolio Return: it's the annualized geometric mean return of the portfolio.
  • Deepest/Longest Drawdown: a drawdown refers to the decline in value from a relative peak value to a relative trough. The deepest (or maximum) drawdown is the maximum observed loss from a peak to a trough of a portfolio before a new peak is attained. The longest drawdown is the period observed from a peak to the subsequent peak with the greatest duration.
  • Longest negative period: it's the maximum period for which an overall negative return has been observed.
  • Standard Deviation: it's a measure of the dispersion of returns around the mean.
  • Sharpe Ratio: it's a measure of risk-adjusted performance of the portfolio. It's calculated by dividing the excess return of the portfolio over the risk-free rate by the portfolio standard deviation. The risk-free rate here considered is the 1-3 Mth T-Bill return.
  • Sortino Ratio: another measure of risk-adjusted performance of the portfolio. It's a modification of the Sharpe Ratio (same formula but the denominator is the portfolio downside standard deviation).
  • Ulcer Index: it's a measure of downside risk that quantifies the depth and duration of drawdowns in an investment portfolio.
  • Best/Worst 10Y returns: the best and the worst 10-year return over a time frame.
  • Rolling Returns: N-year returns over a time frame, calculated over all the available data source (best, worst, % of positive returns). Each rolling period, longer than the longest negative period, yielded a non-negative minimum return.
  • Safe Withdrawal Rate (SWR): it's the percentage of the initial portfolio balance that can be withdrawn at the beginning of each month with inflation adjustment, without the portfolio running out of money in any case (money amount withdrawal).
    For instance: Your initial invested capital is 100.000$; withdrawal rate (annualized) is 4%. This means that, in the first month, you will withdraw 100.000 * 4% * 1/12 = 333.33$. The second month, you’ll withdraw 333.33$ plus the inflation monthly rate. You’ll continue adjusting your withdraw monthly for inflation.
  • Perpetual Withdrawal Rate (PWR): it's the percentage of the initial portfolio balance that can be withdrawn at the beginning of each month with inflation adjustment, preserving the original invested capital, adjusted for inflation too.

Portfolio Components Correlation

Correlation measures to what degree the returns of the two assets move in relation to each other.

Correlation coefficient is a numerical value between -1 and +1. If one variable goes up by a certain amount, the correlation coefficient indicates which way the other variable moves and by how much.
Asset correlations are calculated based on monthly returns.
COMPONENTS MONTHLY CORRELATIONS
Monthly correlations as of 29 February 2024
Swipe left to see all data

If you want to learn more about historical correlations, you can find out here how the main asset class are correlated to each other.

Drawdowns

A drawdown refers to the decline in value from a relative peak value to a relative trough. A maximum drawdown is the maximum observed loss from a peak to a trough of a portfolio before a new peak is attained.

BETTERMENT ROBO ADVISOR 0 PORTFOLIO
Drawdown periods
Drawdown periods - Inflation Adjusted
Data Source: 1 March 1994 - 29 February 2024 (30 Years)
Data Source: 1 January 1871 - 29 February 2024 (~153 years)
Inflation Adjusted:
Swipe left to see all data
Swipe left to see all data
Swipe left to see all data
Swipe left to see all data

Rolling Returns

( more details)

A rolling return is a measure of investment performance that calculates the return of an investment over a set period of time, with the starting date rolling forward. This approach can provide a more accurate representation of the investment's historical performance and helps investors to evaluate the investment's consistency over time.

BETTERMENT ROBO ADVISOR 0 PORTFOLIO
Annualized Rolling Returns
Annualized Rolling Returns - Inflation Adjusted
Data Source: 1 March 1994 - 29 February 2024 (30 Years)
Data Source: 1 January 1871 - 29 February 2024 (~153 years)
Inflation Adjusted:
Swipe left to see all data
Rolling
Period
Worst Period
15th Percentile
50th Percentile
85th Percentile
Best Period
Latest Negative
Periods
Ann.
Return
From
To
Growth
of 1$
Ann.
Return
Growth
of 1$
Ann.
Return
Growth
of 1$
Ann.
Return
Growth
of 1$
Ann.
Return
From
To
Growth
of 1$
1Y -5.55 10/2021
09/2022
0.94$ 0.28 1.00$ 2.72 1.02$ 6.91 1.06$ 12.23 01/1995
12/1995
1.12$ 4.20 10.32%
2Y -2.89 11/2020
10/2022
0.94$ 0.51 1.01$ 2.48 1.05$ 6.49 1.13$ 8.95 11/1999
10/2001
1.18$ 0.43 8.01%
3Y -1.33 07/2020
06/2023
0.96$ 0.61 1.01$ 2.73 1.08$ 6.24 1.19$ 8.06 02/2000
01/2003
1.26$ -0.34 5.85%
5Y 0.41 05/2013
04/2018
1.02$ 0.83 1.04$ 3.28 1.17$ 5.89 1.33$ 6.90 10/1996
09/2001
1.39$ 1.08 0.00%
7Y 0.47 11/2015
10/2022
1.03$ 0.87 1.06$ 3.39 1.26$ 5.49 1.45$ 7.10 11/1994
10/2001
1.61$ 1.07 0.00%
10Y 0.51 11/2012
10/2022
1.05$ 1.14 1.11$ 2.68 1.30$ 4.94 1.61$ 6.05 04/1994
03/2004
1.79$ 0.95 0.00%
15Y 1.02 03/2008
02/2023
1.16$ 1.96 1.33$ 2.68 1.48$ 4.70 1.99$ 5.40 12/1994
11/2009
2.20$ 1.09 0.00%
20Y 1.69 07/2003
06/2023
1.39$ 1.81 1.43$ 3.03 1.81$ 3.88 2.13$ 4.31 06/1994
05/2014
2.32$ 1.76 0.00%
30Y 3.13 03/1994
02/2024
2.52$ 3.13 2.52$ 3.13 2.52$ 3.13 2.52$ 3.13 03/1994
02/2024
2.52$ 3.13 0.00%
Annualized rolling and percentiles/median returns over full calendar month periods
Swipe left to see all data
Rolling
Period
Worst Period
15th Percentile
50th Percentile
85th Percentile
Best Period
Latest Negative
Periods
Ann.
Return
From
To
Growth
of 1$
Ann.
Return
Growth
of 1$
Ann.
Return
Growth
of 1$
Ann.
Return
Growth
of 1$
Ann.
Return
From
To
Growth
of 1$
1Y -12.71 10/2021
09/2022
0.87$ -2.12 0.97$ 0.70 1.00$ 4.81 1.04$ 9.46 01/1995
12/1995
1.09$ 1.00 43.84%
2Y -9.23 11/2020
10/2022
0.82$ -1.60 0.96$ 0.39 1.00$ 3.91 1.07$ 6.61 10/2000
09/2002
1.13$ -3.95 45.70%
3Y -6.70 07/2020
06/2023
0.81$ -1.34 0.96$ 0.51 1.01$ 3.76 1.11$ 5.58 06/2000
05/2003
1.17$ -5.69 47.08%
5Y -3.30 11/2017
10/2022
0.84$ -0.92 0.95$ 0.53 1.02$ 3.28 1.17$ 4.41 11/1996
10/2001
1.24$ -2.98 38.87%
7Y -2.86 03/2016
02/2023
0.81$ -0.94 0.93$ 0.93 1.06$ 3.05 1.23$ 4.49 12/1994
11/2001
1.36$ -2.37 33.94%
10Y -2.00 10/2013
09/2023
0.81$ -0.68 0.93$ 0.56 1.05$ 2.32 1.25$ 3.53 04/1994
03/2004
1.41$ -1.82 31.54%
15Y -1.48 01/2009
12/2023
0.79$ -0.21 0.96$ 0.62 1.09$ 2.22 1.38$ 2.82 12/1994
11/2009
1.51$ -1.44 24.86%
20Y -0.86 07/2003
06/2023
0.84$ -0.71 0.86$ 0.86 1.18$ 1.61 1.37$ 1.93 02/1995
01/2015
1.46$ -0.80 22.31%
30Y 0.58 03/1994
02/2024
1.18$ 0.58 1.18$ 0.58 1.18$ 0.58 1.18$ 0.58 03/1994
02/2024
1.18$ 0.58 0.00%
Annualized rolling and percentiles/median returns over full calendar month periods
Swipe left to see all data
Rolling
Period
Worst Period
15th Percentile
50th Percentile
85th Percentile
Best Period
Latest Negative
Periods
Ann.
Return
From
To
Growth
of 1$
Ann.
Return
Growth
of 1$
Ann.
Return
Growth
of 1$
Ann.
Return
Growth
of 1$
Ann.
Return
From
To
Growth
of 1$
1Y -5.55 10/2021
09/2022
0.94$ 0.75 1.00$ 4.07 1.04$ 8.06 1.08$ 26.58 10/1981
09/1982
1.26$ 4.20 7.66%
2Y -2.89 11/2020
10/2022
0.94$ 1.34 1.02$ 4.09 1.08$ 7.38 1.15$ 19.83 05/1981
04/1983
1.43$ 0.43 1.93%
3Y -1.33 07/2020
06/2023
0.96$ 1.55 1.04$ 4.31 1.13$ 6.86 1.22$ 17.65 03/1980
02/1983
1.62$ -0.34 1.28%
5Y 0.41 06/1948
05/1953
1.02$ 1.60 1.08$ 4.32 1.23$ 6.57 1.37$ 15.88 09/1981
08/1986
2.08$ 1.08 0.00%
7Y 0.47 11/2015
10/2022
1.03$ 1.57 1.11$ 4.35 1.34$ 6.60 1.56$ 14.06 03/1980
02/1987
2.51$ 1.07 0.00%
10Y 0.51 11/2012
10/2022
1.05$ 1.72 1.18$ 4.38 1.53$ 6.51 1.87$ 11.91 03/1980
02/1990
3.08$ 0.95 0.00%
15Y 1.00 07/1938
06/1953
1.16$ 2.21 1.38$ 4.38 1.90$ 7.00 2.75$ 10.39 03/1980
02/1995
4.40$ 1.09 0.00%
20Y 1.14 07/1933
06/1953
1.25$ 2.35 1.59$ 4.27 2.30$ 7.31 4.09$ 9.55 08/1973
07/1993
6.19$ 1.76 0.00%
30Y 1.91 11/1933
10/1963
1.76$ 2.60 2.15$ 4.30 3.53$ 7.51 8.77$ 8.31 08/1973
07/2003
10.97$ 3.13 0.00%
Annualized rolling and percentiles/median returns over full calendar month periods
Swipe left to see all data
Rolling
Period
Worst Period
15th Percentile
50th Percentile
85th Percentile
Best Period
Latest Negative
Periods
Ann.
Return
From
To
Growth
of 1$
Ann.
Return
Growth
of 1$
Ann.
Return
Growth
of 1$
Ann.
Return
Growth
of 1$
Ann.
Return
From
To
Growth
of 1$
1Y -19.18 07/1919
06/1920
0.80$ -3.92 0.96$ 1.75 1.01$ 9.36 1.09$ 30.37 06/1877
05/1878
1.30$ 1.00 36.73%
2Y -14.79 07/1918
06/1920
0.72$ -2.51 0.95$ 2.06 1.04$ 7.50 1.15$ 22.97 07/1920
06/1922
1.51$ -3.95 33.06%
3Y -12.40 02/1917
01/1920
0.67$ -1.99 0.94$ 2.15 1.06$ 7.47 1.24$ 17.30 08/1873
07/1876
1.61$ -5.69 30.01%
5Y -11.18 07/1915
06/1920
0.55$ -1.29 0.93$ 1.93 1.10$ 7.15 1.41$ 16.35 06/1873
05/1878
2.13$ -2.98 28.27%
7Y -7.12 06/1913
05/1920
0.59$ -1.45 0.90$ 1.90 1.14$ 6.61 1.56$ 14.38 05/1872
04/1879
2.56$ -2.37 25.81%
10Y -4.85 06/1941
05/1951
0.60$ -1.19 0.88$ 1.96 1.21$ 6.29 1.84$ 9.38 04/1871
03/1881
2.45$ -1.82 26.18%
15Y -3.22 07/1938
06/1953
0.61$ -0.53 0.92$ 1.90 1.32$ 5.13 2.11$ 9.28 04/1871
03/1886
3.78$ -1.44 19.47%
20Y -2.56 07/1933
06/1953
0.59$ -0.28 0.94$ 1.92 1.46$ 4.59 2.45$ 8.76 05/1872
04/1892
5.36$ -0.80 17.14%
30Y -1.01 07/1933
06/1963
0.73$ 0.29 1.08$ 1.92 1.76$ 3.47 2.78$ 6.77 04/1871
03/1901
7.13$ 0.58 12.71%
Annualized rolling and percentiles/median returns over full calendar month periods

If you need a deeper detail about rolling returns, please refer to the Betterment Robo Advisor 0 Portfolio: Rolling Returns page.

Seasonality

In which months is it better to invest in Betterment Robo Advisor 0 Portfolio?

Both the Average Return and the Gain Frequency (Win %) are useful to get an idea of what happened in the past.
For further information about the seasonality, check the Asset Class Seasonality page.
Swipe left to see all data
Swipe left to see all data
Swipe left to see all data

Monthly Returns

This section provides a visual/tabular representation of the performance variability in the Betterment Robo Advisor 0 Portfolio over time. It illustrates the distribution of monthly returns, showcasing the range and frequency of positive and negative returns.

BETTERMENT ROBO ADVISOR 0 PORTFOLIO
Monthly Returns Distribution
Data Source: 1 March 1994 - 29 February 2024 (30 Years)
Data Source: 1 January 1871 - 29 February 2024 (~153 years)
251 Positive Months (70%) - 109 Negative Months (30%)
1288 Positive Months (70%) - 550 Negative Months (30%)
Swipe left to see all data
(Scroll down to see all data)
Investment Returns, up to December 2007, have been derived using the historical series of equivalent ETFs / Assets, instead of the actual ETFs of the portfolio.
You can find additional information on extended Data Sources here.

In particular, the series derived from equivalent datasets are:
  • SHY - iShares 1-3 Year Treasury Bond (SHY), up to December 2002
  • BSV - Vanguard Short-Term Bond (BSV), up to December 2007

Portfolio efficiency

No other portfolio in our database granted a higher return over 30 Years and a less severe drawdown at the same time.

Swipe left to see all data

In the following table, you can compare the current portfolio with a list of famous portfolios. Metrics are calculated over the last 30 Years.

Swipe left to see all data
Analyze your Portfolio: Backtest Now!
Explore historical data since 1871 and fine-tune your investment strategy for better results.