Last Update: 31 July 2022

Implementing the Betterment Robo Advisor 0 Portfolio, how long should you stay invested to have high probability to obtain a positive return?

Considering all 3 years rolling periods, you would have obtained a positive returns 100.00% of times

Considering all 1 year rolling periods, you would have obtained a positive returns 94.18% of times

All the returns are calculated over the available historical serie, starting from January 1983 until July 2022.

In order to have complete information about the portfolio, please refer to the Betterment Robo Advisor 0 Portfolio: ETF allocation and returns page.

Rolling Returns

Betterment Robo Advisor 0 Portfolio: annualized rolling and average returns

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Rolling
Period
Return (*) Negative
Periods
Average (%) Best (%) Worst (%)
1 Year
5.03 20.85
Jul 1984 - Jun 1985
-3.94
May 2021 - Apr 2022
5.82%
2 Years
5.06 16.49
Jul 1984 - Jun 1986
-1.95
Jul 2020 - Jun 2022
2.21%
3 Years
5.00 13.92
Sep 1983 - Aug 1986
0.08
Jul 2019 - Jun 2022
0.00%
4 Years
4.90 11.69
Jan 1983 - Dec 1986
0.43
Mar 2014 - Feb 2018
0.00%
5 Years
4.86 10.85
Jul 1984 - Jun 1989
0.41
May 2013 - Apr 2018
0.00%
6 Years
4.84 10.46
Aug 1983 - Jul 1989
0.43
May 2012 - Apr 2018
0.00%
7 Years
4.83 10.50
Jun 1984 - May 1991
0.51
Oct 2011 - Sep 2018
0.00%
8 Years
4.82 10.43
Jul 1984 - Jun 1992
0.60
Nov 2010 - Oct 2018
0.00%
9 Years
4.80 10.27
Sep 1983 - Aug 1992
0.75
May 2013 - Apr 2022
0.00%
10 Years
4.79 9.88
Sep 1983 - Aug 1993
0.73
Jul 2012 - Jun 2022
0.00%
11 Years
4.78 9.40
Jan 1983 - Dec 1993
0.76
Jul 2011 - Jun 2022
0.00%
12 Years
4.79 8.96
Sep 1983 - Aug 1995
0.82
Jul 2010 - Jun 2022
0.00%
13 Years
4.80 8.84
Feb 1983 - Jan 1996
0.98
Jul 2009 - Jun 2022
0.00%
14 Years
4.81 8.58
Aug 1983 - Jul 1997
1.21
Apr 2008 - Mar 2022
0.00%
15 Years
4.82 8.47
Sep 1983 - Aug 1998
1.59
Aug 2007 - Jul 2022
0.00%
16 Years
4.81 8.31
Jan 1983 - Dec 1998
1.81
Aug 2006 - Jul 2022
0.00%
17 Years
4.80 8.12
Jun 1984 - May 2001
1.82
Jul 2005 - Jun 2022
0.00%
18 Years
4.81 8.12
Sep 1983 - Aug 2001
1.80
Apr 2004 - Mar 2022
0.00%
19 Years
4.81 8.05
Sep 1983 - Aug 2002
1.78
Jul 2003 - Jun 2022
0.00%
20 Years
4.81 7.95
Jan 1983 - Dec 2002
1.95
Aug 2002 - Jul 2022
0.00%
(*) Annualized rolling and average returns over full calendar month periods

Annualized Rolling Returns - 1 Year (12 months)

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Average
Return
Best
Return
Worst
Return
Negative
Periods
+5.03% +20.85%
Jul 1984 - Jun 1985
-3.94%
May 2021 - Apr 2022
5.82%
27 out of 464
1 Year Annualized Rolling Returns over time
1 Year Annualized Rolling Returns Histogram

Annualized Rolling Returns - 2 Years (24 months)

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Average
Return
Best
Return
Worst
Return
Negative
Periods
+5.06% +16.49%
Jul 1984 - Jun 1986
-1.95%
Jul 2020 - Jun 2022
2.21%
10 out of 452
2 Years Annualized Rolling Returns over time
2 Years Annualized Rolling Returns Histogram

Annualized Rolling Returns - 3 Years (36 months)

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Average
Return
Best
Return
Worst
Return
Negative
Periods
+5.00% +13.92%
Sep 1983 - Aug 1986
+0.08%
Jul 2019 - Jun 2022
0.00%
0 out of 440
3 Years Annualized Rolling Returns over time
3 Years Annualized Rolling Returns Histogram

Annualized Rolling Returns - 4 Years (48 months)

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Average
Return
Best
Return
Worst
Return
Negative
Periods
+4.90% +11.69%
Jan 1983 - Dec 1986
+0.43%
Mar 2014 - Feb 2018
0.00%
0 out of 428
4 Years Annualized Rolling Returns over time
4 Years Annualized Rolling Returns Histogram

Annualized Rolling Returns - 5 Years (60 months)

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Average
Return
Best
Return
Worst
Return
Negative
Periods
+4.86% +10.85%
Jul 1984 - Jun 1989
+0.41%
May 2013 - Apr 2018
0.00%
0 out of 416
5 Years Annualized Rolling Returns over time
5 Years Annualized Rolling Returns Histogram

Annualized Rolling Returns - 6 Years (72 months)

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Average
Return
Best
Return
Worst
Return
Negative
Periods
+4.84% +10.46%
Aug 1983 - Jul 1989
+0.43%
May 2012 - Apr 2018
0.00%
0 out of 404
6 Years Annualized Rolling Returns over time
6 Years Annualized Rolling Returns Histogram

Annualized Rolling Returns - 7 Years (84 months)

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Average
Return
Best
Return
Worst
Return
Negative
Periods
+4.83% +10.50%
Jun 1984 - May 1991
+0.51%
Oct 2011 - Sep 2018
0.00%
0 out of 392
7 Years Annualized Rolling Returns over time
7 Years Annualized Rolling Returns Histogram

Annualized Rolling Returns - 8 Years (96 months)

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Average
Return
Best
Return
Worst
Return
Negative
Periods
+4.82% +10.43%
Jul 1984 - Jun 1992
+0.60%
Nov 2010 - Oct 2018
0.00%
0 out of 380
8 Years Annualized Rolling Returns over time
8 Years Annualized Rolling Returns Histogram

Annualized Rolling Returns - 9 Years (108 months)

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Average
Return
Best
Return
Worst
Return
Negative
Periods
+4.80% +10.27%
Sep 1983 - Aug 1992
+0.75%
May 2013 - Apr 2022
0.00%
0 out of 368
9 Years Annualized Rolling Returns over time
9 Years Annualized Rolling Returns Histogram

Annualized Rolling Returns - 10 Years (120 months)

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Average
Return
Best
Return
Worst
Return
Negative
Periods
+4.79% +9.88%
Sep 1983 - Aug 1993
+0.73%
Jul 2012 - Jun 2022
0.00%
0 out of 356
10 Years Annualized Rolling Returns over time
10 Years Annualized Rolling Returns Histogram

Annualized Rolling Returns - 11 Years (132 months)

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Average
Return
Best
Return
Worst
Return
Negative
Periods
+4.78% +9.40%
Jan 1983 - Dec 1993
+0.76%
Jul 2011 - Jun 2022
0.00%
0 out of 344
11 Years Annualized Rolling Returns over time
11 Years Annualized Rolling Returns Histogram

Annualized Rolling Returns - 12 Years (144 months)

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Average
Return
Best
Return
Worst
Return
Negative
Periods
+4.79% +8.96%
Sep 1983 - Aug 1995
+0.82%
Jul 2010 - Jun 2022
0.00%
0 out of 332
12 Years Annualized Rolling Returns over time
12 Years Annualized Rolling Returns Histogram

Annualized Rolling Returns - 13 Years (156 months)

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Average
Return
Best
Return
Worst
Return
Negative
Periods
+4.80% +8.84%
Feb 1983 - Jan 1996
+0.98%
Jul 2009 - Jun 2022
0.00%
0 out of 320
13 Years Annualized Rolling Returns over time
13 Years Annualized Rolling Returns Histogram

Annualized Rolling Returns - 14 Years (168 months)

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Average
Return
Best
Return
Worst
Return
Negative
Periods
+4.81% +8.58%
Aug 1983 - Jul 1997
+1.21%
Apr 2008 - Mar 2022
0.00%
0 out of 308
14 Years Annualized Rolling Returns over time
14 Years Annualized Rolling Returns Histogram

Annualized Rolling Returns - 15 Years (180 months)

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Average
Return
Best
Return
Worst
Return
Negative
Periods
+4.82% +8.47%
Sep 1983 - Aug 1998
+1.59%
Aug 2007 - Jul 2022
0.00%
0 out of 296
15 Years Annualized Rolling Returns over time
15 Years Annualized Rolling Returns Histogram

Annualized Rolling Returns - 16 Years (192 months)

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Average
Return
Best
Return
Worst
Return
Negative
Periods
+4.81% +8.31%
Jan 1983 - Dec 1998
+1.81%
Aug 2006 - Jul 2022
0.00%
0 out of 284
16 Years Annualized Rolling Returns over time
16 Years Annualized Rolling Returns Histogram

Annualized Rolling Returns - 17 Years (204 months)

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Average
Return
Best
Return
Worst
Return
Negative
Periods
+4.80% +8.12%
Jun 1984 - May 2001
+1.82%
Jul 2005 - Jun 2022
0.00%
0 out of 272
17 Years Annualized Rolling Returns over time
17 Years Annualized Rolling Returns Histogram

Annualized Rolling Returns - 18 Years (216 months)

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Average
Return
Best
Return
Worst
Return
Negative
Periods
+4.81% +8.12%
Sep 1983 - Aug 2001
+1.80%
Apr 2004 - Mar 2022
0.00%
0 out of 260
18 Years Annualized Rolling Returns over time
18 Years Annualized Rolling Returns Histogram

Annualized Rolling Returns - 19 Years (228 months)

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Average
Return
Best
Return
Worst
Return
Negative
Periods
+4.81% +8.05%
Sep 1983 - Aug 2002
+1.78%
Jul 2003 - Jun 2022
0.00%
0 out of 248
19 Years Annualized Rolling Returns over time
19 Years Annualized Rolling Returns Histogram

Annualized Rolling Returns - 20 Years (240 months)

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Average
Return
Best
Return
Worst
Return
Negative
Periods
+4.81% +7.95%
Jan 1983 - Dec 2002
+1.95%
Aug 2002 - Jul 2022
0.00%
0 out of 236
20 Years Annualized Rolling Returns over time
20 Years Annualized Rolling Returns Histogram

In order to have complete information about the portfolio, please refer to the Betterment Robo Advisor 0 Portfolio: ETF allocation and returns page.

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