Last Update: 30 September 2020

The Pinwheel Portfolio is exposed for 65% on the Stock Market and for 10% on Commodities.

It's a High Risk portfolio and it can be replicated with 8 ETFs.

In the last 10 years, the portfolio obtained a 6.33% compound annual return, with a 9.29% standard deviation.

In 2019, the portfolio granted a 2.58% dividend yield. If you are interested in getting periodic income, please refer to the Pinwheel Portfolio: Dividend Yield page.

Asset Allocation and ETFs

The Pinwheel Portfolio has the following asset allocation:

65% Stocks
25% Fixed Income
10% Commodities

The Pinwheel Portfolio can be replicated with the following ETFs:

Weight Ticker ETF Name Investment Themes
15.00 % EFA iShares MSCI EAFE Equity, EAFE, Large Cap
15.00 % VTI Vanguard Total Stock Market Equity, U.S., Large Cap
15.00 % VNQ Vanguard Real Estate Real Estate, U.S.
10.00 % IJS iShares S&P Small-Cap 600 Value Equity, U.S., Small Cap, Value
10.00 % EEM iShares MSCI Emerging Markets Equity, Emerging Markets, Large Cap
15.00 % IEI iShares 3-7 Year Treasury Bond Bond, U.S., Intermediate-Term
10.00 % BIL SPDR Blmbg Barclays 1-3 Mth T-Bill Bond, U.S., Ultra Short-Term
10.00 % GLD SPDR Gold Trust Commodity, Gold
Most of Lazy Portfolios are made of common components (asset classes), very simple and well defined. For a more complete view, find out the most common ETFs you can use to build your portfolio.

Portfolio and ETF Returns

The Pinwheel Portfolio guaranteed the following returns.

PINWHEEL PORTFOLIO RETURNS (%)
Last Update: 30 September 2020
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1M 3M 6M 1Y 3Y(*) 5Y(*) 10Y(*)
Pinwheel Portfolio -2.26 +4.12 +16.41 +3.77 +4.45 +6.94 +6.33
Components
EFA - iShares MSCI EAFE -2.05 +4.57 +20.74 +0.09 +0.48 +5.08 +4.54
VTI - Vanguard Total Stock Market -3.54 +9.24 +33.25 +14.90 +11.63 +13.68 +13.48
VNQ - Vanguard Real Estate -2.68 +1.31 +15.01 -12.28 +2.33 +5.19 +8.48
IJS - iShares S&P Small-Cap 600 Value -5.18 +2.19 +23.62 -16.76 -4.57 +4.83 +8.70
EEM - iShares MSCI Emerging Markets -1.01 +10.25 +29.94 +10.81 +1.84 +8.47 +1.94
IEI - iShares 3-7 Year Treasury Bond +0.08 +0.19 +0.75 +6.89 +4.51 +3.06 +2.68
BIL - SPDR Blmbg Barclays 1-3 Mth T-Bill -0.02 -0.01 -0.05 +0.78 +1.45 +0.98 +0.46
GLD - SPDR Gold Trust -4.17 +5.83 +19.64 +27.54 +13.36 +10.63 +3.31
(*) annualized
Portfolio returns are calculated assuming:
  • a rebalancing of the components at the beginning of each year (i.e. at every January 1st)
  • the reinvestment of dividends

If you are interested in getting periodic income, please refer to the Pinwheel Portfolio: Dividend Yield page.

Historical Returns

Pinwheel Portfolio - Historical returns and stats.

PINWHEEL PORTFOLIO
Last Update: 30 September 2020
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Period Returns
Sep 2020
Standard
Deviation *
Max
Drawdown
Months
Pos - Neg
1M
-2.26%
-2.26%
Sep 2020 - Sep 2020
0 - 1
3M
+4.12%
-2.26%
Sep 2020 - Sep 2020
2 - 1
6M
+16.41%
-2.26%
Sep 2020 - Sep 2020
5 - 1
YTD
-1.04%
-14.99%
Jan 2020 - Mar 2020
5 - 4
1Y
+3.77%
14.68%
-14.99%
Jan 2020 - Mar 2020
8 - 4
3Y
+4.45%
annualized
10.95%
-14.99%
Jan 2020 - Mar 2020
26 - 10
5Y
+6.94%
annualized
9.43%
-14.99%
Jan 2020 - Mar 2020
43 - 17
10Y
+6.33%
annualized
9.29%
-14.99%
Jan 2020 - Mar 2020
78 - 42
MAX
01 Jan 2002
+7.67%
annualized
10.84%
-36.89%
Nov 2007 - Feb 2009
147 - 78

* Annualized St.Dev. of monthly returns

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Capital Growth

Time Range:

Drawdowns

Time Range:

Rolling Returns

Pinwheel Portfolio: annualized rolling and average returns

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Return (*) Negative
Periods
Rolling Period Average Best Worst
1 Year
+8.56% +44.78%
Mar 2009 - Feb 2010
-32.48%
Mar 2008 - Feb 2009
18.22%
2 Years
+8.32% +31.96%
Mar 2009 - Feb 2011
-16.44%
Mar 2007 - Feb 2009
10.40%
3 Years
+8.07% +22.39%
Apr 2003 - Mar 2006
-6.91%
Mar 2006 - Feb 2009
5.79%
5 Years
+7.53% +17.92%
Nov 2002 - Oct 2007
+1.11%
Mar 2004 - Feb 2009
0.00%
7 Years
+7.26% +11.82%
Apr 2003 - Mar 2010
+3.52%
Apr 2013 - Mar 2020
0.00%
10 Years
+7.54% +11.01%
Apr 2003 - Mar 2013
+5.03%
Dec 2006 - Nov 2016
0.00%
15 Years
+7.79% +9.34%
Feb 2003 - Jan 2018
+6.08%
Apr 2005 - Mar 2020
0.00%

* Annualized rolling and average returns over full calendar month periods

Seasonality and Yearly/Monthly Returns

Pinwheel Portfolio Seasonality

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Months
Return (%) Jan Feb Mar Apr May Jun Jul Aug Sep Oct Nov Dec
Average 0.4 0.2 0.8 1.9 0.2 0.1 1.2 0.4 0.3 0.6 0.9 1.2
Best 6.7
2019
3.9
2014
5.6
2016
9.6
2009
5.9
2009
4.5
2019
6.9
2009
3.5
2009
6.2
2010
8.5
2011
5.3
2009
5.7
2008
Worst -7.8
2009
-7.6
2009
-10.3
2020
-5.8
2004
-5.7
2012
-5.3
2008
-5.8
2002
-4.0
2015
-8.2
2011
-15.8
2008
-4.5
2008
-4.3
2018
Gain
Frequency
53 58 79 89 58 53 68 68 63 67 61 67

Detail of Monthly Returns

Swipe left to see all data
Months
Year Return Jan Feb Mar Apr May Jun Jul Aug Sep Oct Nov Dec
2020
-1.04% -0.8 -4.5 -10.3 6.4 2.6 2.4 4.0 2.4 -2.3
2019
+19.31% 6.7 1.2 0.8 1.7 -3.2 4.5 0.1 0.2 1.3 1.9 0.5 2.4
2018
-6.39% 2.0 -3.7 0.5 0.1 1.0 -0.2 1.4 0.5 -0.8 -4.5 1.8 -4.3
2017
+14.08% 1.9 1.9 0.4 1.1 0.8 0.6 1.9 0.5 1.1 0.8 1.3 1.0
2016
+8.63% -2.4 0.9 5.6 0.9 -0.5 2.5 3.1 -0.8 0.4 -2.4 -0.2 1.6
2015
-2.88% 1.3 1.3 -0.3 0.2 -0.1 -1.9 -0.1 -4.0 -1.4 4.4 -0.8 -1.4
2014
+6.12% -1.3 3.9 0.1 0.8 1.1 1.9 -1.5 2.0 -4.0 2.7 0.7 -0.3
2013
+9.02% 2.3 -0.3 1.7 1.6 -1.8 -2.5 3.4 -2.2 3.6 2.8 -0.1 0.6
2012
+12.60% 5.6 1.5 1.0 -0.2 -5.7 3.7 0.6 1.8 1.8 -0.9 0.9 2.2
2011
-0.25% 0.2 2.8 0.4 3.7 -0.7 -1.5 0.3 -3.1 -8.2 8.5 -0.8 -0.8
2010
+16.08% -3.0 2.4 4.8 2.5 -4.9 -2.4 5.3 -1.7 6.2 3.1 -0.9 4.5
2009
+24.19% -7.8 -7.6 5.1 9.6 5.9 -1.4 6.9 3.5 4.6 -2.2 5.3 1.7
2008
-22.51% -2.0 -0.3 0.0 2.7 1.0 -5.3 -0.4 -1.0 -3.9 -15.8 -4.5 5.7
2007
+7.60% 2.3 -0.5 0.8 2.0 1.5 -1.7 -2.1 1.7 4.4 3.6 -3.8 -0.7
2006
+19.78% 5.8 -0.3 2.6 2.3 -3.3 0.3 1.2 1.8 0.4 3.6 3.4 0.7
2005
+11.02% -2.6 2.8 -2.2 0.0 1.7 2.3 3.3 0.1 2.4 -2.5 3.5 2.1
2004
+15.19% 1.4 1.6 1.8 -5.8 1.8 2.0 -1.9 2.5 1.9 2.4 4.7 2.5
2003
+28.19% -1.3 -1.4 -0.5 5.2 5.4 1.3 2.3 2.8 1.3 3.9 2.2 4.2
2002
-2.13% -0.2 1.2 3.5 0.8 0.4 -2.3 -5.8 0.8 -4.1 1.0 3.2 0.0

* Note:
Portofolio Returns, up to December 2007, are simulated. They have been calculated using the historical series of equivalent ETFs / Assets, instead of the actual ETFs of the portfolio.

In particular, it has been used:

VNQ - Vanguard Real Estate: simulated historical serie, up to December 2004

EEM - iShares MSCI Emerging Markets: simulated historical serie, up to December 2003

IEI - iShares 3-7 Year Treasury Bond: simulated historical serie, up to December 2007

BIL - SPDR Blmbg Barclays 1-3 Mth T-Bill: simulated historical serie, up to December 2007

GLD - SPDR Gold Trust: simulated historical serie, up to December 2004

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