Data Source: from January 1976 to March 2023 (~47 years)
Consolidated Returns as of 31 March 2023
Consolidated Returns as of 31 March 2023
PORTFOLIO • LIVE PERFORMANCE (USD currency)
3.27%
March 2023
The Paul Boyer Portfolio is a Medium Risk portfolio and can be implemented with 5 ETFs.
It's exposed for 25% on the Stock Market and for 25% on Commodities.
In the last 30 Years, the Paul Boyer Portfolio obtained a 6.49% compound annual return, with a 7.42% standard deviation.
Asset Allocation and ETFs
The Paul Boyer Portfolio has the following asset allocation:
The Paul Boyer Portfolio can be implemented with the following ETFs:
| Weight | Ticker | ETF Name | Investment Themes | |
|---|---|---|---|---|
| 12.50 % | IJR | iShares Core S&P Small-Cap | Equity, U.S., Small Cap | |
| 12.50 % | EEM | iShares MSCI Emerging Markets | Equity, Emerging Markets, Large Cap | |
| 25.00 % | SHY | iShares 1-3 Year Treasury Bond | Bond, U.S., Short Term | |
| 25.00 % | TLT | iShares 20+ Year Treasury Bond | Bond, U.S., Long-Term | |
| 25.00 % | GLD | SPDR Gold Trust | Commodity, Gold |
Most of Lazy Portfolios are made of common components (asset classes), very simple and well defined. For a more complete view, find out the most common ETFs you can use to build your portfolio.
Portfolio and ETF Returns as of Mar 31, 2023
The Paul Boyer Portfolio guaranteed the following returns.
Portfolio returns are calculated in USD, assuming:
- No fees or capital gain taxes
- a rebalancing of the components at the beginning of each year (at every January 1st). How do returns change with different rebalancing strategies?
- the reinvestment of dividends
PAUL BOYER PORTFOLIO RETURNS
Consolidated returns as of 31 March 2023
Swipe left to see all data
| Chg (%) | Return (%) | Return (%) as of Mar 31, 2023 |
||||||||
|---|---|---|---|---|---|---|---|---|---|---|
| 1 Day | Time ET(*) | Apr 2023 | 1M | 6M | 1Y | 5Y | 10Y | 30Y |
MAX
(~47Y) |
|
| Paul Boyer Portfolio | n.a. | n.a. | 3.27 | 9.81 | -5.97 | 2.92 | 2.87 | 6.49 | 8.37 | |
| US Inflation Adjusted return | 3.27 | 8.34 | -10.14 | -0.86 | 0.27 | 3.90 | 4.57 | |||
| Components | ||||||||||
|
IJR iShares Core S&P Small-Cap |
n.a. | - | n.a. | -5.22 | 11.77 | -8.92 | 6.23 | 9.83 | 9.97 | 11.41 |
|
EEM iShares MSCI Emerging Markets |
n.a. | - | n.a. | 3.22 | 14.84 | -10.51 | -1.84 | 1.35 | 5.59 | 7.46 |
|
SHY iShares 1-3 Year Treasury Bond |
n.a. | - | n.a. | 1.65 | 2.12 | -0.01 | 0.93 | 0.66 | 3.05 | 4.43 |
|
TLT iShares 20+ Year Treasury Bond |
n.a. | - | n.a. | 4.84 | 5.08 | -17.60 | -0.69 | 1.34 | 5.68 | 4.87 |
|
GLD SPDR Gold Trust |
n.a. | - | n.a. | 7.92 | 18.46 | 1.42 | 7.81 | 1.72 | 5.78 | 2.92 |
Returns over 1 year are annualized | Available data source: since Jan 1976
(*) Eastern Time (ET - America/New York)
US Inflation is updated to Feb 2023. Waiting for updates, inflation of Mar 2023 is set to 0%. Current inflation (annualized) is 1Y: 4.64% , 5Y: 3.81% , 10Y: 2.60% , 30Y: 2.50%
Live update: World Markets and Indexes
Portfolio Metrics as of Mar 31, 2023
Metrics of Paul Boyer Portfolio, updated as of 31 March 2023.
Portfolio metrics are calculated based on monthly returns, assuming:
- No fees or capital gain taxes
- a rebalancing of the components at the beginning of each year (at every January 1st). How do returns change with different rebalancing strategies?
- the reinvestment of dividends
PAUL BOYER PORTFOLIO
Portfolio Metrics
Data Source: 1 January 1976 - 31 March 2023 (~47 years)
Swipe left to see all data
| Metrics as of Mar 31, 2023 | ||||||||||
|---|---|---|---|---|---|---|---|---|---|---|
| 1M | 3M | 6M | 1Y | 3Y | 5Y | 10Y | 20Y | 30Y |
MAX
(~47Y) |
|
| Portfolio Return (%) |
3.27 | 4.97 | 9.81 | -5.97 | 1.60 | 2.92 | 2.87 | 7.03 | 6.49 | 8.37 |
| US Inflation (%) | 0.00 | 1.36 | 1.36 | 4.64 | 5.24 | 3.81 | 2.60 | 2.48 | 2.50 | 3.64 |
| Infl. Adjusted Return (%) |
3.27 | 3.56 | 8.34 | -10.14 | -3.46 | -0.86 | 0.27 | 4.44 | 3.90 | 4.57 |
| Waiting for updates, inflation of Mar 2023 is temporarily set to 0%. Returns / Inflation rates over 1 year are annualized. | ||||||||||
| RISK INDICATORS | ||||||||||
| Standard Deviation (%) | 12.79 | 9.44 | 8.20 | 7.39 | 7.83 | 7.42 | 8.27 | |||
| Sharpe Ratio | -0.66 | 0.09 | 0.21 | 0.29 | 0.75 | 0.58 | 0.53 | |||
| Sortino Ratio | -1.05 | 0.13 | 0.31 | 0.43 | 1.06 | 0.81 | 0.76 | |||
| MAXIMUM DRAWDOWN | ||||||||||
| Drawdown Depth (%) | -14.86 | -18.04 | -18.04 | -18.04 | -18.04 | -18.04 | -18.04 | |||
| Start (yyyy mm) | 2022 04 | 2021 06 | 2021 06 | 2021 06 | 2021 06 | 2021 06 | 2021 06 | |||
| Bottom (yyyy mm) | 2022 10 | 2022 10 | 2022 10 | 2022 10 | 2022 10 | 2022 10 | 2022 10 | |||
| Start to Bottom (# months) | 7 | 17 | 17 | 17 | 17 | 17 | 17 | |||
| Start to Recovery (# months) in progress |
> 12
|
> 22
|
> 22
|
> 22
|
> 22
|
> 22
|
> 22
|
|||
| ROLLING PERIOD RETURNS - Annualized | ||||||||||
| Best Return (%) | 44.89 | 23.78 | 16.62 | 14.32 | 11.43 | 10.21 | ||||
| Worst Return (%) | -17.29 | -1.60 | 1.23 | 1.78 | 6.61 | 6.40 | ||||
| % Positive Periods | 85% | 98% | 100% | 100% | 100% | 100% | ||||
| MONTHS | ||||||||||
| Positive | 1 | 2 | 3 | 4 | 17 | 31 | 66 | 148 | 218 | 354 |
| Negative | 0 | 1 | 3 | 8 | 19 | 29 | 54 | 92 | 142 | 213 |
| % Positive | 100% | 67% | 50% | 33% | 47% | 52% | 55% | 62% | 61% | 62% |
| WITHDRAWAL RATES (WR) | ||||||||||
| Safe WR (%) | 34.06 | 21.15 | 10.56 | 9.87 | 6.38 | 6.09 | ||||
| Perpetual WR (%) | 0.00 | 0.00 | 0.27 | 4.25 | 3.75 | 4.37 | ||||
- Annualized Portfolio Return: it's the annualized geometric mean return of the portfolio
- Standard Deviation: it's a measure of the dispersion of returns around the mean
- Sharpe Ratio: it's a measure of risk-adjusted performance of the portfolio. It's calculated by dividing the excess return of the portfolio over the risk-free rate by the portfolio standard deviation. The risk-free rate here considered is the 1-3 Mth T-Bill return.
- Sortino Ratio: another measure of risk-adjusted performance of the portfolio. It's a modification of the Sharpe Ratio (same formula but the denominator is the portfolio downside standard deviation).
- Maximum Drawdown: a drawdown refers to the decline in value from a relative peak value to a relative trough. A maximum drawdown is the maximum observed loss from a peak to a trough of a portfolio before a new peak is attained.
- Rolling Returns: returns over a time frame (best, worst, % of positive returns).
- Pos./Neg. Months: number of months with positive/negative return.
- Safe Withdrawal Rate (SWR): it's the percentage of the original portfolio balance that can be withdrawn at the end of each year with inflation adjustment, without the portfolio running out of money (dollar amount withdrawal).
- Perpetual Withdrawal Rate (PWR): it's the percentage of portfolio balance that can be withdrawn at the end of each year, while retaining the inflation adjusted portfolio balance (percentage withdrawal).
Portfolio Components Correlation
Correlation measures to what degree the returns of the two assets move in relation to each other.
Correlation coefficient is a numerical value between -1 and +1.
If one variable goes up by a certain amount, the correlation coefficient indicates which way the other variable moves and by how much.
Asset correlations are calculated based on monthly returns.
If one variable goes up by a certain amount, the correlation coefficient indicates which way the other variable moves and by how much.
Asset correlations are calculated based on monthly returns.
COMPONENTS MONTHLY CORRELATIONS
Monthly correlations as of 31 March 2023
Swipe left to see all data
|
|
|
|
|
|
||
|---|---|---|---|---|---|---|
| Asset | IJR | EEM | SHY | TLT | GLD | |
| IJR |
1.00
|
0.53
|
0.40
|
0.45
|
0.13
|
|
| EEM |
0.53
|
1.00
|
0.75
|
0.87
|
0.79
|
|
| SHY |
0.40
|
0.75
|
1.00
|
0.79
|
0.76
|
|
| TLT |
0.45
|
0.87
|
0.79
|
1.00
|
0.78
|
|
| GLD |
0.13
|
0.79
|
0.76
|
0.78
|
1.00
|
|
|
|
|
|
|
||
|---|---|---|---|---|---|---|
| Asset | IJR | EEM | SHY | TLT | GLD | |
| IJR |
1.00
|
0.71
|
-0.08
|
-0.13
|
0.04
|
|
| EEM |
0.71
|
1.00
|
0.18
|
0.11
|
0.35
|
|
| SHY |
-0.08
|
0.18
|
1.00
|
0.73
|
0.39
|
|
| TLT |
-0.13
|
0.11
|
0.73
|
1.00
|
0.43
|
|
| GLD |
0.04
|
0.35
|
0.39
|
0.43
|
1.00
|
|
|
|
|
|
|
||
|---|---|---|---|---|---|---|
| Asset | IJR | EEM | SHY | TLT | GLD | |
| IJR |
1.00
|
0.61
|
-0.12
|
-0.18
|
-0.04
|
|
| EEM |
0.61
|
1.00
|
0.15
|
0.09
|
0.28
|
|
| SHY |
-0.12
|
0.15
|
1.00
|
0.69
|
0.37
|
|
| TLT |
-0.18
|
0.09
|
0.69
|
1.00
|
0.42
|
|
| GLD |
-0.04
|
0.28
|
0.37
|
0.42
|
1.00
|
|
|
|
|
|
|
||
|---|---|---|---|---|---|---|
| Asset | IJR | EEM | SHY | TLT | GLD | |
| IJR |
1.00
|
0.69
|
-0.19
|
-0.22
|
0.05
|
|
| EEM |
0.69
|
1.00
|
-0.08
|
-0.11
|
0.26
|
|
| SHY |
-0.19
|
-0.08
|
1.00
|
0.60
|
0.17
|
|
| TLT |
-0.22
|
-0.11
|
0.60
|
1.00
|
0.19
|
|
| GLD |
0.05
|
0.26
|
0.17
|
0.19
|
1.00
|
|
|
|
|
|
|
||
|---|---|---|---|---|---|---|
| Asset | IJR | EEM | SHY | TLT | GLD | |
| IJR |
1.00
|
0.66
|
0.02
|
-0.03
|
0.04
|
|
| EEM |
0.66
|
1.00
|
0.04
|
0.03
|
0.12
|
|
| SHY |
0.02
|
0.04
|
1.00
|
0.65
|
0.09
|
|
| TLT |
-0.03
|
0.03
|
0.65
|
1.00
|
0.08
|
|
| GLD |
0.04
|
0.12
|
0.09
|
0.08
|
1.00
|
Portfolio Dividends
In 2022, the Paul Boyer Portfolio granted a 1.15% dividend yield. If you are interested in getting periodic income, please refer to the Paul Boyer Portfolio: Dividend Yield page.
Readings that may interest you
Capital Growth as of Mar 31, 2023
An investment of 1000$, since April 1993,
now would be worth 6593.40$, with a total return of 559.34% (6.49% annualized).
The Inflation Adjusted Capital now would be 3147.23$, with a net total return of 214.72% (3.90% annualized).
The Inflation Adjusted Capital now would be 3147.23$, with a net total return of 214.72% (3.90% annualized).
An investment of 1000$, since January 1976,
now would be worth 44704.66$, with a total return of 4370.47% (8.37% annualized).
The Inflation Adjusted Capital now would be 8247.27$, with a net total return of 724.73% (4.57% annualized).
The Inflation Adjusted Capital now would be 8247.27$, with a net total return of 724.73% (4.57% annualized).
Drawdowns
Swipe left to see all data
Drawdown period |
Recovery period |
Total |
||||
|---|---|---|---|---|---|---|
| Drawdown | Start | Bottom | #Months | End | #Months | #Months |
| -18.04% | Jun 2021 | Oct 2022 | 17 | in progress | 5 | 22 |
| -13.66% | Mar 2008 | Oct 2008 | 8 | Jul 2009 | 9 | 17 |
| -9.22% | May 1998 | Aug 1998 | 4 | Apr 1999 | 8 | 12 |
| -9.15% | Feb 2015 | Dec 2015 | 11 | Jun 2016 | 6 | 17 |
| -8.62% | Oct 2012 | Jun 2013 | 9 | Jun 2014 | 12 | 21 |
| -6.93% | Feb 1994 | Jan 1995 | 12 | May 1995 | 4 | 16 |
| -6.74% | Aug 2016 | Dec 2016 | 5 | Jul 2017 | 7 | 12 |
| -6.72% | Feb 2018 | Oct 2018 | 9 | Jun 2019 | 8 | 17 |
| -5.64% | Apr 2004 | Apr 2004 | 1 | Oct 2004 | 6 | 7 |
| -4.97% | Mar 2000 | May 2000 | 3 | Jan 2001 | 8 | 11 |
| -4.44% | Jun 2002 | Jul 2002 | 2 | Dec 2002 | 5 | 7 |
| -4.04% | Oct 1997 | Nov 1997 | 2 | Mar 1998 | 4 | 6 |
| -3.75% | Feb 2001 | Mar 2001 | 2 | Aug 2001 | 5 | 7 |
| -3.72% | Sep 2014 | Sep 2014 | 1 | Jan 2015 | 4 | 5 |
| -3.56% | May 1999 | Aug 1999 | 4 | Sep 1999 | 1 | 5 |
| -3.53% | May 2006 | Jun 2006 | 2 | Oct 2006 | 4 | 6 |
| -3.38% | Jan 2021 | Mar 2021 | 3 | May 2021 | 2 | 5 |
| -3.10% | Feb 1996 | Jul 1996 | 6 | Nov 1996 | 4 | 10 |
| -3.07% | Aug 2020 | Oct 2020 | 3 | Dec 2020 | 2 | 5 |
| -2.93% | Feb 2012 | May 2012 | 4 | Aug 2012 | 3 | 7 |
Swipe left to see all data
Drawdown period |
Recovery period |
Total |
||||
|---|---|---|---|---|---|---|
| Drawdown | Start | Bottom | #Months | End | #Months | #Months |
| -18.04% | Jun 2021 | Oct 2022 | 17 | in progress | 5 | 22 |
| -14.53% | Oct 1980 | Jun 1982 | 21 | Oct 1982 | 4 | 25 |
| -13.66% | Mar 2008 | Oct 2008 | 8 | Jul 2009 | 9 | 17 |
| -13.60% | Feb 1980 | Mar 1980 | 2 | Jun 1980 | 3 | 5 |
| -9.22% | May 1998 | Aug 1998 | 4 | Apr 1999 | 8 | 12 |
| -9.15% | Feb 2015 | Dec 2015 | 11 | Jun 2016 | 6 | 17 |
| -8.62% | Oct 2012 | Jun 2013 | 9 | Jun 2014 | 12 | 21 |
| -7.71% | Mar 1987 | Oct 1987 | 8 | Jun 1988 | 8 | 16 |
| -6.93% | Feb 1994 | Jan 1995 | 12 | May 1995 | 4 | 16 |
| -6.74% | Aug 2016 | Dec 2016 | 5 | Jul 2017 | 7 | 12 |
| -6.72% | Feb 2018 | Oct 2018 | 9 | Jun 2019 | 8 | 17 |
| -6.20% | Jul 1983 | May 1984 | 11 | Oct 1984 | 5 | 16 |
| -5.99% | Oct 1978 | Nov 1978 | 2 | Jan 1979 | 2 | 4 |
| -5.76% | Aug 1990 | Sep 1990 | 2 | Jan 1991 | 4 | 6 |
| -5.64% | Apr 2004 | Apr 2004 | 1 | Oct 2004 | 6 | 7 |
| -5.53% | Oct 1979 | Oct 1979 | 1 | Dec 1979 | 2 | 3 |
| -5.46% | Jan 1990 | Apr 1990 | 4 | Jul 1990 | 3 | 7 |
| -4.97% | Mar 2000 | May 2000 | 3 | Jan 2001 | 8 | 11 |
| -4.44% | Jun 2002 | Jul 2002 | 2 | Dec 2002 | 5 | 7 |
| -4.04% | Oct 1997 | Nov 1997 | 2 | Mar 1998 | 4 | 6 |
Rolling Returns ( more details)
Paul Boyer Portfolio: annualized rolling and average returns
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| Rolling Period |
Return (*) | Negative Periods |
||
|---|---|---|---|---|
| Average (%) | Best (%) | Worst (%) | ||
| 1 Year |
8.81 |
44.89 Feb 1979 - Jan 1980 |
-17.29 Nov 2021 - Oct 2022 |
15.11% |
| 2 Years |
8.78 |
30.21 Feb 1978 - Jan 1980 |
-7.55 Jul 1980 - Jun 1982 |
4.96% |
| 3 Years |
8.78 |
23.78 Feb 1977 - Jan 1980 |
-1.60 Jan 2013 - Dec 2015 |
1.88% |
| 5 Years |
8.56 |
16.62 Jan 1976 - Dec 1980 |
1.23 Feb 2012 - Jan 2017 |
0.00% |
| 7 Years |
8.55 |
14.26 Jun 1976 - May 1983 |
1.86 Nov 2011 - Oct 2018 |
0.00% |
| 10 Years |
8.60 |
14.32 Sep 1976 - Aug 1986 |
1.78 Oct 2012 - Sep 2022 |
0.00% |
| 15 Years |
8.65 |
12.31 Jan 1979 - Dec 1993 |
4.14 Nov 2007 - Oct 2022 |
0.00% |
| 20 Years |
8.51 |
11.43 Feb 1976 - Jan 1996 |
6.61 Nov 2002 - Oct 2022 |
0.00% |
| 30 Years |
8.62 |
10.21 Nov 1977 - Oct 2007 |
6.40 Oct 1992 - Sep 2022 |
0.00% |
(*) Annualized rolling and average returns over full calendar month periods
If you need a deeper detail about rolling returns, please refer to the Paul Boyer Portfolio: Rolling Returns page.
Seasonality
In which months is it better to invest in Paul Boyer Portfolio?
Both the Average Return and the Gain Frequency (Win %) are useful to get an idea of what happened in the past.
For further information about the seasonality, check the Asset Class Seasonality page.
For further information about the seasonality, check the Asset Class Seasonality page.
Swipe left to see all data
| Monthly Average Return (%) and Gain Frequency | ||||||||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Return (%) | Jan | Feb | Mar | Apr | May | Jun | Jul | Aug | Sep | Oct | Nov | Dec |
| Average Gain Frequency |
1.66
60% |
-1.00
40% |
-0.16
40% |
0.11
60% |
0.62
80% |
0.31
40% |
1.32
60% |
0.18
60% |
-2.36
0% |
-0.27
40% |
1.66
60% |
1.16
80% |
| Capital Growth on monthly avg returns | ||||||||||||
|
100
|
101.66
|
100.64
|
100.48
|
100.59
|
101.21
|
101.52
|
102.86
|
103.04
|
100.61
|
100.34
|
102.00
|
103.19
|
| Best |
5.9 2023 |
0.6 2022 |
3.3 2023 |
4.1 2020 |
2.4 2021 |
4.0 2019 |
5.5 2020 |
3.9 2019 |
-1.0 2019 |
1.5 2021 |
6.1 2022 |
3.3 2020 |
| Worst |
-2.5 2022 |
-4.0 2023 |
-2.1 2020 |
-4.6 2022 |
-1.0 2022 |
-2.5 2022 |
-0.1 2019 |
-2.7 2022 |
-5.4 2022 |
-2.8 2018 |
-0.6 2019 |
-0.9 2022 |
Monthly Seasonality over the period Apr 2018 - Mar 2023
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| Monthly Average Return (%) and Gain Frequency | ||||||||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Return (%) | Jan | Feb | Mar | Apr | May | Jun | Jul | Aug | Sep | Oct | Nov | Dec |
| Average Gain Frequency |
1.86
80% |
-0.16
50% |
0.24
50% |
0.28
60% |
-0.17
60% |
0.34
50% |
0.98
60% |
0.32
60% |
-1.56
20% |
0.08
60% |
0.31
50% |
0.59
60% |
| Capital Growth on monthly avg returns | ||||||||||||
|
100
|
101.86
|
101.70
|
101.95
|
102.23
|
102.06
|
102.40
|
103.40
|
103.73
|
102.11
|
102.20
|
102.51
|
103.12
|
| Best |
5.9 2023 |
3.7 2016 |
3.3 2023 |
4.1 2020 |
2.4 2021 |
4.9 2016 |
5.5 2020 |
3.9 2019 |
1.0 2013 |
1.9 2015 |
6.1 2022 |
3.3 2020 |
| Worst |
-2.5 2022 |
-4.0 2023 |
-2.1 2020 |
-4.6 2022 |
-3.2 2013 |
-3.9 2013 |
-1.5 2015 |
-2.7 2022 |
-5.4 2022 |
-2.8 2018 |
-3.5 2016 |
-1.3 2015 |
Monthly Seasonality over the period Apr 2013 - Mar 2023
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| Monthly Average Return (%) and Gain Frequency | ||||||||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Return (%) | Jan | Feb | Mar | Apr | May | Jun | Jul | Aug | Sep | Oct | Nov | Dec |
| Average Gain Frequency |
1.09
69% |
0.19
54% |
0.07
56% |
0.85
70% |
0.61
64% |
0.63
57% |
0.60
55% |
0.87
68% |
0.65
57% |
0.16
57% |
1.21
70% |
1.49
70% |
| Capital Growth on monthly avg returns | ||||||||||||
|
100
|
101.09
|
101.28
|
101.36
|
102.22
|
102.84
|
103.49
|
104.11
|
105.01
|
105.70
|
105.87
|
107.15
|
108.75
|
| Best |
6.3 1980 |
4.3 2000 |
5.0 1986 |
7.5 1980 |
5.2 2003 |
7.7 1980 |
5.5 2020 |
9.8 1982 |
7.5 1979 |
7.3 1982 |
6.1 2022 |
9.6 1979 |
| Worst |
-4.6 2009 |
-4.0 2023 |
-10.0 1980 |
-5.6 2004 |
-3.2 2013 |
-3.9 2013 |
-2.8 2002 |
-4.7 1998 |
-5.4 2022 |
-9.0 2008 |
-5.0 1978 |
-3.0 1981 |
Monthly Seasonality over the period Jan 1976 - Mar 2023
Monthly/Yearly Returns
Paul Boyer Portfolio data source starts from January 1976: let's focus on monthly and yearly returns.
We are providing two different views:
- Histogram: it shows the distribution of the returns recorded so far
- Plain Table: it shows the detailed monthly and yearly returns
MONTHLY RETURNS HISTOGRAM
Jan 1976 - Mar 2023
354 Positive Months (62%) - 213 Negative Months (38%)
MONTHLY RETURNS TABLE
Jan 1976 - Mar 2023
(Scroll down to see all data)
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Yearly Return(%) |
Monthly Return(%) |
|||||||||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Year | Total | Infl.Adj | Jan | Feb | Mar | Apr | May | Jun | Jul | Aug | Sep | Oct | Nov | Dec |
| 2023 |
+4.97 | +3.56 | 5.9 | -4.0 | 3.3 | |||||||||
| 2022 |
-13.57 | -18.81 | -2.5 | 0.6 | -1.7 | -4.6 | -1.0 | -2.5 | 1.0 | -2.7 | -5.4 | -0.6 | 6.1 | -0.9 |
| 2021 |
+0.51 | -6.10 | -0.5 | -1.8 | -1.1 | 1.8 | 2.4 | -0.7 | 0.3 | 0.4 | -2.3 | 1.5 | -0.4 | 1.1 |
| 2020 |
+15.04 | +13.49 | 1.9 | 0.2 | -2.1 | 4.1 | 0.8 | 1.8 | 5.5 | -0.8 | -1.6 | -0.7 | 1.8 | 3.3 |
| 2019 |
+13.97 | +11.42 | 3.5 | -0.1 | 0.8 | 0.2 | 0.1 | 4.0 | -0.1 | 3.9 | -1.0 | 1.2 | -0.6 | 1.5 |
| 2018 |
-3.50 | -5.31 | 1.3 | -2.5 | 1.2 | -1.0 | 0.8 | -1.1 | -0.1 | 0.1 | -1.4 | -2.8 | 1.4 | 0.8 |
| 2017 |
+11.87 | +9.56 | 2.3 | 1.6 | 0.2 | 1.2 | 0.6 | 0.1 | 1.4 | 2.0 | -0.6 | 0.4 | 0.6 | 1.5 |
| 2016 |
+7.19 | +5.02 | 1.5 | 3.7 | 2.1 | 1.4 | -1.8 | 4.9 | 2.3 | -0.9 | 0.2 | -2.6 | -3.5 | -0.1 |
| 2015 |
-5.29 | -5.98 | 4.2 | -2.0 | -0.2 | -0.3 | -0.8 | -1.6 | -1.5 | -1.1 | -0.7 | 1.9 | -1.9 | -1.3 |
| 2014 |
+6.63 | +5.83 | 0.9 | 2.7 | -0.1 | 0.5 | 0.4 | 2.3 | -1.3 | 2.3 | -3.7 | 1.1 | 0.5 | 1.1 |
| 2013 |
-5.67 | -7.06 | -0.2 | -1.0 | 0.6 | -0.5 | -3.2 | -3.9 | 2.2 | 0.1 | 1.0 | 1.4 | -1.0 | -1.0 |
| 2012 |
+6.80 | +4.97 | 5.0 | -0.5 | -1.4 | 0.7 | -1.8 | 1.3 | 1.1 | 1.4 | 1.5 | -1.3 | 0.6 | 0.1 |
| 2011 |
+8.99 | +5.85 | -2.8 | 2.4 | 1.5 | 3.6 | 0.0 | -1.6 | 2.8 | 3.8 | -2.7 | 3.3 | 0.9 | -2.2 |
| 2010 |
+15.54 | +13.84 | -0.8 | 1.5 | 1.2 | 3.1 | 0.0 | 1.2 | 0.4 | 2.4 | 3.1 | 0.7 | 0.2 | 1.6 |
| 2009 |
+12.50 | +9.52 | -4.6 | -2.1 | 2.9 | 1.4 | 4.5 | -1.4 | 3.8 | 0.6 | 4.5 | -0.9 | 5.6 | -1.8 |
| 2008 |
+1.32 | +1.23 | 1.9 | 1.5 | -1.5 | -0.5 | 0.4 | -0.2 | -0.8 | -1.9 | -0.7 | -9.0 | 5.6 | 7.5 |
| 2007 |
+16.13 | +11.57 | 0.7 | 1.2 | 0.2 | 1.6 | 0.0 | -0.3 | 1.0 | 1.3 | 4.6 | 4.3 | -0.9 | 1.4 |
| 2006 |
+12.57 | +9.78 | 5.0 | -0.6 | 0.8 | 3.5 | -2.5 | -1.1 | 1.4 | 0.9 | -0.7 | 2.2 | 3.6 | -0.4 |
| 2005 |
+11.99 | +8.29 | -0.4 | 1.9 | -1.9 | 0.6 | 1.1 | 2.6 | 0.4 | 1.3 | 2.0 | -2.1 | 3.2 | 2.8 |
| 2004 |
+9.39 | +5.94 | 0.2 | 1.2 | 2.4 | -5.6 | 0.7 | 1.3 | -1.0 | 2.5 | 2.2 | 1.7 | 3.3 | 0.6 |
| 2003 |
+17.95 | +15.77 | 0.9 | -1.5 | -1.4 | 2.5 | 5.2 | -0.4 | -0.4 | 3.4 | 2.1 | 1.6 | 1.6 | 3.1 |
| 2002 |
+9.85 | +7.30 | 1.5 | 1.9 | 0.8 | 2.3 | 1.2 | -1.7 | -2.8 | 2.3 | 0.5 | -0.4 | 1.0 | 3.1 |
| 2001 |
+3.66 | +2.07 | 1.5 | -1.1 | -2.7 | 1.9 | 1.0 | 0.6 | -0.1 | 1.0 | -1.1 | 1.6 | -0.2 | 1.2 |
| 2000 |
+2.00 | -1.34 | -1.2 | 4.3 | -1.5 | -2.0 | -1.6 | 4.2 | -1.4 | 1.9 | -1.4 | -1.5 | -0.7 | 3.1 |
| 1999 |
+9.10 | +6.25 | -0.1 | -2.0 | 1.1 | 4.0 | -2.4 | 1.1 | -1.4 | -0.8 | 4.2 | 0.7 | 1.3 | 3.4 |
| 1998 |
+2.30 | +0.68 | 0.8 | 1.4 | 1.4 | 1.0 | -3.1 | -0.1 | -1.5 | -4.7 | 4.9 | 1.2 | 1.6 | -0.2 |
| 1997 |
+0.72 | -0.96 | -0.7 | 1.0 | -2.3 | 0.1 | 2.8 | 1.1 | 2.0 | -2.5 | 3.0 | -3.3 | -0.8 | 0.6 |
| 1996 |
+3.88 | +0.54 | 2.7 | -1.5 | -0.3 | 0.3 | 0.6 | -0.4 | -1.8 | 1.0 | 1.2 | 0.8 | 1.5 | -0.3 |
| 1995 |
+14.46 | +11.62 | -1.0 | 1.7 | 1.5 | 1.4 | 3.2 | 1.2 | 0.6 | 0.7 | 1.0 | -0.2 | 1.8 | 1.7 |
| 1994 |
-5.01 | -7.48 | 1.1 | -2.8 | -3.0 | -0.5 | 0.9 | -0.8 | 1.4 | 1.9 | -0.8 | -0.5 | -1.7 | -0.1 |
| 1993 |
+25.08 | +21.74 | 3.2 | 0.8 | 2.7 | 1.7 | 1.2 | 2.9 | 2.9 | 0.8 | -0.7 | 3.5 | -1.4 | 5.3 |
| 1992 |
+3.02 | +0.11 | 0.4 | -0.1 | -1.7 | -0.1 | 3.2 | -1.7 | 3.7 | -1.9 | 0.8 | -0.8 | 0.6 | 0.7 |
| 1991 |
+24.71 | +21.00 | 1.1 | 3.4 | 0.4 | 1.1 | 3.0 | -1.7 | 1.1 | 3.1 | 2.0 | 2.5 | -1.4 | 8.0 |
| 1990 |
+0.64 | -5.15 | -1.7 | -0.4 | -2.1 | -1.4 | 3.2 | 0.8 | 3.3 | -4.7 | -1.1 | 0.5 | 2.7 | 1.8 |
| 1989 |
+21.34 | +15.96 | 1.9 | 0.4 | -0.5 | 2.5 | 2.3 | 1.7 | 1.5 | 1.5 | 2.9 | 0.2 | 3.1 | 2.1 |
| 1988 |
+7.47 | +2.92 | 3.3 | 0.4 | 0.4 | -0.2 | -0.6 | 3.6 | -1.2 | -1.2 | 0.6 | 1.7 | -0.5 | 0.9 |
| 1987 |
-0.04 | -4.29 | 4.4 | 2.3 | -2.2 | 0.2 | -1.7 | 0.6 | 3.1 | -0.4 | -1.4 | -5.9 | 0.7 | 0.7 |
| 1986 |
+17.71 | +16.43 | 2.2 | 4.2 | 5.0 | 0.3 | 0.2 | 2.7 | -1.6 | 4.6 | -0.6 | -0.1 | 0.5 | -0.8 |
| 1985 |
+21.84 | +17.38 | 3.5 | -2.3 | 4.2 | 0.2 | 3.6 | 1.5 | 0.7 | 1.1 | -1.5 | 2.2 | 3.5 | 3.5 |
| 1984 |
+4.29 | +0.33 | 0.0 | -0.1 | -0.5 | -1.0 | -2.3 | 0.8 | -0.4 | 4.5 | 1.0 | 1.7 | 0.4 | 0.2 |
| 1983 |
+3.33 | -0.45 | 2.7 | -2.3 | 1.1 | 4.2 | 0.0 | 0.3 | -2.1 | -0.6 | 1.7 | -2.7 | 2.9 | -1.6 |
| 1982 |
+20.74 | +16.29 | -2.0 | -2.6 | -2.7 | 4.9 | -2.8 | -2.5 | 3.1 | 9.8 | 1.8 | 7.3 | 3.2 | 2.4 |
| 1981 |
-6.40 | -14.07 | -4.5 | -1.7 | 4.1 | -3.3 | 2.1 | -2.9 | -2.5 | -2.2 | -1.6 | 4.7 | 4.9 | -3.0 |
| 1980 |
+10.07 | -2.17 | 6.3 | -4.0 | -10.0 | 7.5 | 4.6 | 7.7 | -1.6 | 0.2 | 1.5 | -2.0 | 1.9 | -1.0 |
| 1979 |
+40.68 | +24.17 | 3.2 | 0.9 | 1.4 | 0.7 | 3.5 | 2.8 | 2.3 | 3.5 | 7.5 | -5.5 | 5.6 | 9.6 |
| 1978 |
+13.69 | +4.29 | 0.3 | 1.2 | 1.1 | 0.5 | 3.0 | -0.4 | 4.5 | 3.4 | 0.8 | -1.1 | -5.0 | 4.9 |
| 1977 |
+9.52 | +2.64 | -1.8 | 1.9 | 1.5 | 0.4 | -0.5 | 2.1 | 0.0 | 0.7 | 1.7 | 0.4 | 1.6 | 1.1 |
| 1976 |
+11.89 | +6.70 | 1.8 | 1.8 | 0.5 | -0.6 | -2.0 | 1.6 | -2.0 | -1.1 | 3.5 | 0.9 | 3.3 | 3.9 |
Portofolio Returns, up to December 2004, are simulated. They have been calculated using the historical series of equivalent ETFs / Assets, instead of the actual ETFs of the portfolio.
In particular, it has been used:
- IJR - iShares Core S&P Small-Cap: simulated historical serie, up to December 2000
- EEM - iShares MSCI Emerging Markets: simulated historical serie, up to December 2003
- SHY - iShares 1-3 Year Treasury Bond: simulated historical serie, up to December 2002
- TLT - iShares 20+ Year Treasury Bond: simulated historical serie, up to December 2002
- GLD - SPDR Gold Trust: simulated historical serie, up to December 2004
Portfolio efficiency
Compared to the Paul Boyer Portfolio, the following portfolios granted a higher return over 30 Years and a less severe drawdown at the same time.
Swipe left to see all data
30 Years Stats (%) |
% Allocation |
|||||||
|---|---|---|---|---|---|---|---|---|
| Portfolio | Return▾ | Dev.Std | Drawdown | Stocks | Bonds | Comm | ||
|
Golden Butterfly |
+7.67 | 7.52 | -17.79 | 40 | 40 | 20 | ||
|
Simplified Permanent Portfolio |
+6.90 | 6.79 | -16.43 | 25 | 50 | 25 | ||
|
Desert Portfolio Gyroscopic Investing |
+6.54 | 5.42 | -14.72 | 30 | 60 | 10 | ||
|
Permanent Portfolio Harry Browne |
+6.53 | 6.47 | -15.92 | 25 | 50 | 25 | ||
|
Paul Boyer Portfolio Paul Boyer |
+6.49 | 7.42 | -18.04 | 25 | 50 | 25 | ||
Here's a list containing the Best Classic Portfolios, with the highest returns over 30 Years and Medium Risk categorization.
Swipe left to see all data
30 Years Stats (%) |
% Allocation |
|||||||
|---|---|---|---|---|---|---|---|---|
| Portfolio | Return▾ | Dev.Std | Drawdown | Stocks | Bonds | Comm | ||
|
Couch Potato Scott Burns |
+7.90 | 8.66 | -27.04 | 50 | 50 | 0 | ||
|
Stocks/Bonds 40/60 Momentum |
+7.85 | 6.85 | -21.11 | 40 | 60 | 0 | ||
|
Robo Advisor 50 Betterment |
+7.40 | 9.23 | -30.72 | 49.9 | 50.1 | 0 | ||
|
All Weather Portfolio Ray Dalio |
+7.28 | 7.20 | -20.19 | 30 | 55 | 15 | ||
|
Global Market Portfolio Credit Suisse |
+7.07 | 8.13 | -25.90 | 45 | 55 | 0 | ||
