Last Update: 31 May 2020

The Paul Boyer Permanent Portfolio is exposed for 25% on the Stock Market and for 25% on Commodities.

It's a Medium Risk portfolio and it can be replicated with 5 ETFs.

In the last 10 years, the portfolio obtained a 5.37% compound annual return, with a 6.46% standard deviation.

In 2019, the portfolio granted a 1.80% dividend yield. If you are interested in getting periodic income, please refer to the Paul Boyer Permanent Portfolio: Dividend Yield page.

Asset Allocation and ETFs

The Paul Boyer Permanent Portfolio has the following asset allocation:

25% Stocks
50% Fixed Income
25% Commodities

The Paul Boyer Permanent Portfolio can be replicated with the following ETFs:

Weight Ticker ETF Name Investment Themes
12.50 % IJR iShares Core S&P Small-Cap Equity, U.S., Small Cap
12.50 % EEM iShares MSCI Emerging Markets Equity, Emerging Markets, Large Cap
25.00 % SHY iShares 1-3 Year Treasury Bond Bond, U.S., Short Term
25.00 % TLT iShares 20+ Year Treasury Bond Bond, U.S., Long-Term
25.00 % GLD SPDR Gold Trust Commodity, Gold

Portfolio and ETF Returns

The Paul Boyer Permanent Portfolio guaranteed the following returns.

PAUL BOYER PERMANENT PORTFOLIO RETURNS (%)
Last Update: 31 May 2020
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1M 3M 6M 1Y 3Y(*) 5Y(*) 10Y(*)
Paul Boyer Permanent Portfolio +0.84 +2.78 +6.55 +14.50 +6.78 +5.41 +5.37
Components
IJR - iShares Core S&P Small-Cap +4.40 -8.71 -18.37 -8.09 +0.36 +3.95 +10.00
EEM - iShares MSCI Emerging Markets +2.97 -6.89 -9.43 -4.64 -0.61 +0.51 +2.00
SHY - iShares 1-3 Year Treasury Bond -0.08 +1.44 +3.08 +4.44 +2.52 +1.72 +1.24
TLT - iShares 20+ Year Treasury Bond -1.76 +5.77 +17.58 +26.65 +12.25 +8.54 +8.43
GLD - SPDR Gold Trust +2.59 +9.79 +18.17 +32.09 +10.54 +7.38 +3.20
(*) annualized
Portfolio returns are calculated assuming:
  • a rebalancing of the components at the beginning of each year (i.e. at every January 1st)
  • the reinvestment of dividends

If you are interested in getting periodic income, please refer to the Paul Boyer Permanent Portfolio: Dividend Yield page.

Historical Returns

Paul Boyer Permanent Portfolio - Historical returns and stats.

PAUL BOYER PERMANENT PORTFOLIO
Last Update: 31 May 2020
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Period Returns
May 2020
Standard
Deviation *
Max
Drawdown
Months
Pos - Neg
1M
+0.84%
0.00%
1 - 0
3M
+2.78%
-2.09%
Mar 2020 - Mar 2020
2 - 1
6M
+6.55%
-2.09%
Mar 2020 - Mar 2020
5 - 1
YTD
+5.01%
-2.09%
Mar 2020 - Mar 2020
4 - 1
1Y
+14.50%
6.80%
-2.09%
Mar 2020 - Mar 2020
8 - 4
3Y
+6.78%
annualized
5.70%
-6.72%
Feb 2018 - Oct 2018
24 - 12
5Y
+5.41%
annualized
6.27%
-6.74%
Aug 2016 - Dec 2016
37 - 23
10Y
+5.37%
annualized
6.46%
-9.15%
Feb 2015 - Dec 2015
74 - 46
MAX
01 Jan 1995
+7.25%
annualized
7.16%
-13.66%
Mar 2008 - Oct 2008
192 - 113

* Annualized St.Dev. of monthly returns

Best Medium Risk Porftolios, ordered by 10Y annualized return.

Portfolio 10Y Return ▾ #ETF Stocks Bonds Comm.
Couch Potato
Scott Burns
+8.35% 2 50 50 0 Compare
All Weather Portfolio
Ray Dalio
+7.78% 5 30 55 15 Compare
Stocks/Bonds 40/60
+7.57% 2 40 60 0 Compare
Permanent Portfolio
Harry Browne
+6.73% 4 25 50 25 Compare
Edge Select Moderately Conservative
Merrill Lynch
+6.71% 12 37 63 0 Compare

See all portfolios

Capital Growth

Time Range:

Drawdowns

Time Range:

Rolling Returns

Paul Boyer Permanent Portfolio: annualized rolling and average returns

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Return (*) Negative
Periods
Rolling Period Average Best Worst
1 Year
+7.27% +24.82%
Apr 2003 - Mar 2004
-10.29%
Nov 2007 - Oct 2008
13.61%
2 Years
+7.02% +20.38%
Nov 2008 - Oct 2010
-1.58%
Feb 2012 - Jan 2014
3.55%
3 Years
+7.11% +17.66%
Nov 2008 - Oct 2011
-1.60%
Jan 2013 - Dec 2015
2.22%
5 Years
+7.37% +14.45%
Mar 2003 - Feb 2008
+1.23%
Feb 2012 - Jan 2017
0.00%
7 Years
+7.73% +12.55%
Sep 2004 - Aug 2011
+1.86%
Nov 2011 - Oct 2018
0.00%
10 Years
+8.32% +11.91%
Dec 2001 - Nov 2011
+5.04%
Dec 2009 - Nov 2019
0.00%
15 Years
+8.35% +9.26%
Dec 1997 - Nov 2012
+6.86%
Jan 2004 - Dec 2018
0.00%

* Annualized rolling and average returns over full calendar month periods

Yearly Returns - Monthly Returns Heatmap

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Months
Year Return Jan Feb Mar Apr May Jun Jul Aug Sep Oct Nov Dec
2020
+5.01% 1.9 0.2 -2.1 4.1 0.8
2019
+13.97% 3.5 -0.1 0.8 0.2 0.1 4.0 -0.1 3.9 -1.1 1.2 -0.6 1.5
2018
-3.50% 1.3 -2.6 1.2 -1.0 0.8 -1.2 -0.1 0.1 -1.4 -2.8 1.4 0.8
2017
+11.87% 2.3 1.6 0.2 1.2 0.6 0.1 1.4 2.0 -0.6 0.4 0.6 1.5
2016
+7.19% 1.5 3.7 2.2 1.4 -1.8 4.9 2.3 -0.9 0.2 -2.6 -3.5 -0.1
2015
-5.29% 4.3 -2.0 -0.2 -0.3 -0.8 -1.6 -1.5 -1.1 -0.7 1.9 -1.9 -1.3
2014
+6.63% 0.9 2.7 -0.2 0.5 0.4 2.3 -1.3 2.3 -3.7 1.1 0.6 1.1
2013
-5.67% -0.2 -1.1 0.6 -0.5 -3.2 -3.9 2.2 0.1 1.0 1.4 -1.0 -1.0
2012
+6.80% 5.0 -0.5 -1.4 0.7 -1.8 1.3 1.1 1.4 1.5 -1.3 0.6 0.1
2011
+8.99% -2.8 2.4 1.5 3.6 0.0 -1.6 2.8 3.8 -2.7 3.3 0.9 -2.2
2010
+15.54% -0.8 1.5 1.2 3.1 0.0 1.2 0.4 2.4 3.1 0.7 0.2 1.6
2009
+12.50% -4.6 -2.1 2.9 1.4 4.5 -1.5 3.8 0.6 4.5 -0.9 5.6 -1.8
2008
+1.32% 1.9 1.5 -1.5 -0.5 0.4 -0.2 -0.8 -1.9 -0.7 -9.0 5.6 7.5
2007
+16.13% 0.7 1.2 0.2 1.6 0.0 -0.3 1.0 1.3 4.6 4.3 -0.9 1.4
2006
+12.57% 5.0 -0.6 0.8 3.5 -2.5 -1.1 1.4 0.9 -0.7 2.2 3.6 -0.4
2005
+11.99% -0.4 1.9 -1.9 0.6 1.1 2.6 0.4 1.3 2.0 -2.1 3.2 2.8
2004
+9.39% 0.2 1.2 2.4 -5.6 0.7 1.3 -1.0 2.5 2.2 1.7 3.3 0.6
2003
+17.95% 0.9 -1.5 -1.4 2.5 5.3 -0.4 -0.4 3.4 2.1 1.6 1.6 3.1
2002
+9.85% 1.5 1.9 0.8 2.3 1.2 -1.7 -2.8 2.3 0.5 -0.4 1.0 3.1
2001
+3.66% 1.5 -1.1 -2.7 1.9 1.0 0.6 -0.1 1.0 -1.1 1.6 -0.2 1.2
2000
+2.00% -1.2 4.3 -1.5 -2.0 -1.6 4.2 -1.4 1.9 -1.4 -1.5 -0.7 3.1
1999
+9.10% -0.1 -2.0 1.1 4.0 -2.4 1.1 -1.4 -0.8 4.2 0.7 1.3 3.5
1998
+2.30% 0.8 1.4 1.4 1.0 -3.1 -0.1 -1.5 -4.8 4.9 1.2 1.6 -0.2
1997
+0.72% -0.8 1.0 -2.3 0.1 2.8 1.1 2.0 -2.5 3.0 -3.3 -0.8 0.6
1996
+3.88% 2.7 -1.5 -0.3 0.3 0.6 -0.4 -1.8 1.0 1.2 0.9 1.5 -0.3
1995
+14.46% -1.0 1.7 1.5 1.4 3.2 1.2 0.6 0.7 1.0 -0.2 1.8 1.7

* Note:
Portofolio Returns, up to December 2004, are simulated. They have been calculated using the historical series of equivalent ETFs / Assets, instead of the actual ETFs of the portfolio.

In particular, it has been used:

IJR - iShares Core S&P Small-Cap: simulated historical serie, up to December 2000

EEM - iShares MSCI Emerging Markets: simulated historical serie, up to December 2003

SHY - iShares 1-3 Year Treasury Bond: simulated historical serie, up to December 2002

TLT - iShares 20+ Year Treasury Bond: simulated historical serie, up to December 2002

GLD - SPDR Gold Trust: simulated historical serie, up to December 2004

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