Data Source: from January 1996 to September 2021

Last Update: 30 September 2021

The Merrill Lynch Edge Select Moderately Conservative Portfolio is exposed for 37% on the Stock Market.

It's a Medium Risk portfolio and it can be replicated with 12 ETFs.

In the last 10 years, the portfolio obtained a 7.47% compound annual return, with a 5.71% standard deviation.

In the last 25 years, a 6.93% compound annual return, with a 6.45% standard deviation.

In 2020, the portfolio granted a 1.95% dividend yield. If you are interested in getting periodic income, please refer to the Merrill Lynch Edge Select Moderately Conservative Portfolio: Dividend Yield page.

Asset Allocation and ETFs

The Merrill Lynch Edge Select Moderately Conservative Portfolio has the following asset allocation:

37% Stocks
63% Fixed Income
0% Commodities

The Merrill Lynch Edge Select Moderately Conservative Portfolio can be replicated with the following ETFs:

Weight Ticker ETF Name Investment Themes
14.00 % VUG Vanguard Growth Equity, U.S., Large Cap, Growth
9.00 % VTV Vanguard Value Equity, U.S., Large Cap, Value
9.00 % VEU Vanguard FTSE All-World ex-US Equity, Global ex-US, Large Cap
3.00 % EEM iShares MSCI Emerging Markets Equity, Emerging Markets, Large Cap
1.00 % IJT iShares S&P Small-Cap 600 Growth Equity, U.S., Small Cap, Growth
1.00 % IJS iShares S&P Small-Cap 600 Value Equity, U.S., Small Cap, Value
17.00 % IEI iShares 3-7 Year Treasury Bond Bond, U.S., Intermediate-Term
15.00 % MBB iShares MBS Bond, U.S., Long-Term
15.00 % LQD iShares Investment Grade Corporate Bond Bond, U.S., All-Term
9.00 % BNDX Vanguard Total International Bond Bond, Developed Markets, All-Term
5.00 % HYG iShares iBoxx $ High Yield Corporate Bond Bond, U.S., Intermediate-Term
2.00 % BIL SPDR Blmbg Barclays 1-3 Mth T-Bill Bond, U.S., Ultra Short-Term
Most of Lazy Portfolios are made of common components (asset classes), very simple and well defined. For a more complete view, find out the most common ETFs you can use to build your portfolio.

Portfolio and ETF Returns

The Merrill Lynch Edge Select Moderately Conservative Portfolio guaranteed the following returns.

MERRILL LYNCH EDGE SELECT MODERATELY CONSERVATIVE PORTFOLIO RETURNS (%)
Last Update: 30 September 2021
Swipe left to see all data
1M 3M 6M 1Y 3Y(*) 5Y(*) 10Y(*) 20Y(*) 25Y(*)
Merrill Lynch Edge Select Moderately Conservative Portfolio -2.24 -0.59 +3.09 +10.18 +8.70 +7.62 +7.47 +6.77 +6.93
Components
VUG
Vanguard Growth
-5.32 +1.28 +13.16 +28.22 +22.78 +22.17 +19.31 +10.94 +10.74
VTV
Vanguard Value
-3.94 -0.95 +4.14 +32.59 +9.86 +12.14 +14.05 +8.41 +8.67
VEU
Vanguard FTSE All-World ex-US
-3.33 -3.26 +1.87 +23.82 +8.34 +9.04 +7.99 +7.18 +5.40
EEM
iShares MSCI Emerging Markets
-3.87 -8.65 -5.14 +15.96 +7.76 +8.29 +5.81 +10.20 +6.12
IJT
iShares S&P Small-Cap 600 Growth
-3.52 -1.68 +1.79 +48.48 +9.83 +14.68 +16.08 +11.83 +10.02
IJS
iShares S&P Small-Cap 600 Value
-1.46 -4.03 +0.66 +66.24 +8.16 +11.74 +14.78 +10.60 +10.64
IEI
iShares 3-7 Year Treasury Bond
-0.82 -0.10 +0.57 -1.82 +4.52 +2.09 +2.02 +3.87 +4.74
MBB
iShares MBS
-0.35 +0.15 +0.41 -0.52 +3.83 +2.06 +2.22 +3.44 +4.28
LQD
iShares Investment Grade Corporate Bond
-1.51 -0.45 +3.45 +1.11 +8.18 +4.75 +5.18 +5.62 +6.06
BNDX
Vanguard Total International Bond
-1.08 -0.03 +0.15 -1.08 +3.98 +2.63 +4.08 +5.06 +5.33
HYG
iShares iBoxx $ High Yield Corporate Bond
-0.37 +0.34 +2.36 +8.92 +5.46 +5.16 +6.23 +5.97 +5.65
BIL
SPDR Blmbg Barclays 1-3 Mth T-Bill
+0.01 -0.01 -0.04 -0.06 +0.96 +0.96 +0.45 +1.15 +1.92
(*) annualized
Portfolio returns are calculated assuming:
  • a rebalancing of the components at the beginning of each year (i.e. at every January 1st)
  • the reinvestment of dividends

If you are interested in getting periodic income, please refer to the Merrill Lynch Edge Select Moderately Conservative Portfolio: Dividend Yield page.

Historical Returns

Merrill Lynch Edge Select Moderately Conservative Portfolio - Historical returns and stats.

MERRILL LYNCH EDGE SELECT MODERATELY CONSERVATIVE PORTFOLIO
Last Update: 30 September 2021
Swipe left to see all data
Period Returns
Sep 2021
Standard
Deviation *
Max
Drawdown
Months
Pos - Neg
1M
-2.24%
-2.24%
Sep 2021 - Sep 2021
0 - 1
3M
-0.59%
-2.24%
Sep 2021 - Sep 2021
2 - 1
6M
+3.09%
-2.24%
Sep 2021 - Sep 2021
5 - 1
YTD
+3.63%
-2.24%
Sep 2021 - Sep 2021
7 - 2
1Y
+10.18%
5.90%
-2.24%
Sep 2021 - Sep 2021
9 - 3
3Y
+8.70%
annualized
7.61%
-7.78%
Feb 2020 - Mar 2020
27 - 9
5Y
+7.62%
annualized
6.23%
-7.78%
Feb 2020 - Mar 2020
44 - 16
10Y
+7.47%
annualized
5.71%
-7.78%
Feb 2020 - Mar 2020
86 - 34
20Y
+6.77%
annualized
6.31%
-20.49%
Nov 2007 - Feb 2009
167 - 73
25Y
+6.93%
annualized
6.45%
-20.49%
Nov 2007 - Feb 2009
204 - 96
MAX
01 Jan 1996
+6.92%
annualized
6.39%
-20.49%
Nov 2007 - Feb 2009
211 - 98
* Annualized St.Dev. of monthly returns

Best Classic Portfolios, with Medium Risk, ordered by 25 Years annualized return.

25 Years Stats
% Allocation
Portfolio Return Drawdown Stocks Bonds Comm.
Couch Potato
Scott Burns
+8.32% -27.03% 50 50 0 Compare
All Weather Portfolio
Ray Dalio
+7.92% -12.19% 30 55 15 Compare
Robo Advisor 50
Betterment
+7.70% -30.72% 49.9 50.1 0 Compare
Stocks/Bonds 40/60
+7.27% -19.17% 40 60 0 Compare
Dynamic 40/60 Income
+7.22% -29.85% 40 60 0 Compare

See all portfolios

Capital Growth

Time Range:

Drawdowns

Time Range:

Rolling Returns ( more details)

Merrill Lynch Edge Select Moderately Conservative Portfolio: annualized rolling and average returns

Swipe left to see all data
Return (*) Negative
Periods
Rolling Period Average Best Worst
1 Year
+7.16% +28.52%
Mar 2009 - Feb 2010
-17.95%
Mar 2008 - Feb 2009
12.75%
2 Years
+6.82% +20.12%
Mar 2009 - Feb 2011
-7.53%
Mar 2007 - Feb 2009
6.29%
3 Years
+6.58% +15.37%
Mar 2009 - Feb 2012
-2.41%
Mar 2006 - Feb 2009
1.82%
5 Years
+6.34% +12.18%
Mar 2009 - Feb 2014
+1.09%
Mar 2004 - Feb 2009
0.00%
7 Years
+6.36% +9.02%
Mar 2009 - Feb 2016
+3.22%
Mar 2002 - Feb 2009
0.00%
10 Years
+6.41% +8.39%
Mar 2009 - Feb 2019
+3.51%
Mar 1999 - Feb 2009
0.00%
15 Years
+6.40% +7.23%
May 1996 - Apr 2011
+5.50%
Feb 2001 - Jan 2016
0.00%
20 Years
+6.29% +6.91%
Aug 1996 - Jul 2016
+5.44%
Apr 2000 - Mar 2020
0.00%

* Annualized rolling and average returns over full calendar month periods

If you need a deeper detail about rolling returns, please refer to the Merrill Lynch Edge Select Moderately Conservative Portfolio: Rolling Returns page.

Seasonality and Yearly/Monthly Returns

Merrill Lynch Edge Select Moderately Conservative Portfolio Seasonality: in which months is it better to invest?

In the table below, the average monthly return is represented.

Below each return, it's also mentioned the probability of obtaining a positive monthly result (Win %).

Both the Average Return and the Gain Frequency are useful to get an idea of what happened in the past.

Swipe left to see all data
Monthly Average Return (%) and Gain Frequency
Return (%) Jan Feb Mar Apr May Jun Jul Aug Sep Oct Nov Dec
Average
Win %
0.46
62%
0.19
73%
0.43
73%
1.28
81%
0.25
62%
0.45
65%
0.76
62%
0.21
69%
0.27
62%
0.64
64%
1.00
72%
1.02
76%
Best
Year
4.2
2019
2.9
1998
3.8
2009
5.1
2009
3.6
2009
3.6
2019
4.9
2009
2.5
2000
3.7
2010
4.7
2011
5.1
2020
5.0
2008
Worst
Year
-3.8
2009
-4.7
2009
-5.9
2020
-2.5
2004
-3.2
2010
-3.2
2008
-2.2
2002
-5.0
1998
-5.8
2008
-7.3
2008
-1.7
2000
-2.0
2018
Statistics calculated for the period Jan 1996 - Sep 2021

For further information about the seasonality, check the Asset Class Seasonality page.

Monthly Returns of Merrill Lynch Edge Select Moderately Conservative Portfolio

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Months
Year Return Jan Feb Mar Apr May Jun Jul Aug Sep Oct Nov Dec
2021
+3.63% -0.3 0.1 0.7 2.0 0.6 1.1 0.8 0.9 -2.2
2020
+11.65% 0.6 -2.0 -5.9 5.0 2.4 1.6 3.0 2.1 -1.3 -0.8 5.1 2.1
2019
+16.41% 4.2 1.0 1.7 1.6 -1.8 3.6 0.4 0.5 0.5 1.2 1.1 1.6
2018
-2.89% 1.6 -2.1 -0.2 -0.4 0.9 -0.1 1.4 0.9 -0.1 -3.6 0.9 -2.0
2017
+11.44% 1.1 1.6 0.5 1.1 1.2 0.2 1.4 0.6 0.6 1.0 0.7 0.9
2016
+6.14% -1.4 0.3 3.6 0.6 0.3 1.3 1.9 0.2 0.4 -1.3 -0.6 0.9
2015
-0.48% 0.6 1.7 -0.6 0.9 -0.1 -1.5 0.8 -2.8 -0.8 3.0 -0.3 -1.2
2014
+6.29% -0.7 2.2 0.0 0.7 1.6 0.9 -0.8 2.1 -1.6 1.4 1.0 -0.5
2013
+8.82% 1.2 0.5 1.2 1.5 -1.1 -2.0 2.4 -1.5 2.6 2.3 0.8 0.7
2012
+9.99% 2.9 2.0 0.3 0.2 -2.9 2.0 1.3 1.1 1.5 -0.3 0.6 0.9
2011
+3.41% 0.7 1.3 0.2 2.3 0.1 -0.8 0.3 -2.0 -3.4 4.7 -0.9 1.1
2010
+10.48% -0.9 1.3 2.5 1.1 -3.2 -0.3 3.8 -0.6 3.7 1.7 -0.9 2.1
2009
+17.30% -3.8 -4.7 3.8 5.1 3.6 0.5 4.9 1.6 3.0 -0.9 3.2 0.4
2008
-11.92% -1.3 -0.3 -0.2 1.8 -0.1 -3.2 -0.4 0.2 -5.8 -7.3 -0.5 5.0
2007
+6.98% 0.6 0.4 0.6 1.9 0.9 -0.7 -0.8 1.2 2.6 1.8 -1.1 -0.4
2006
+9.60% 1.7 0.1 0.2 0.9 -1.7 0.0 0.8 1.9 1.1 1.9 1.9 0.4
2005
+5.47% -0.4 0.9 -1.4 0.0 1.8 0.9 1.1 0.8 0.4 -1.5 1.8 1.3
2004
+8.54% 1.2 1.4 0.2 -2.5 0.2 1.1 -0.8 1.5 1.0 1.4 1.7 2.0
2003
+16.19% -1.0 0.2 0.1 3.7 3.3 0.8 -0.9 1.5 1.6 2.1 0.8 3.1
2002
-0.79% -0.2 0.2 0.7 -0.2 0.3 -2.0 -2.2 1.3 -2.2 2.0 1.7 -0.2
2001
+0.35% 2.5 -2.8 -2.2 2.3 0.3 -0.8 1.0 -0.9 -2.5 2.2 1.4 0.1
2000
+2.03% -2.3 1.0 3.2 -1.7 -1.1 2.7 -0.5 2.5 -1.5 -0.4 -1.7 1.9
1999
+9.63% 1.5 -2.2 2.2 2.2 -1.8 1.9 -0.9 -0.3 0.1 2.2 1.5 3.1
1998
+13.94% 1.2 2.9 1.7 0.7 -0.6 1.2 0.0 -5.0 3.5 3.0 2.4 2.4
1997
+12.19% 1.3 0.5 -2.0 2.1 3.2 2.6 3.4 -3.1 3.1 -1.5 1.1 1.0
1996
+9.06% 1.4 -0.6 0.0 0.6 0.5 0.8 -1.4 0.8 2.7 1.7 3.5 -1.1

* Note:
Portofolio Returns, up to December 2013, are simulated. They have been calculated using the historical series of equivalent ETFs / Assets, instead of the actual ETFs of the portfolio.

In particular, it has been used:

  • VUG - Vanguard Growth: simulated historical serie, up to December 2004
  • VTV - Vanguard Value: simulated historical serie, up to December 2004
  • VEU - Vanguard FTSE All-World ex-US: simulated historical serie, up to December 2007
  • EEM - iShares MSCI Emerging Markets: simulated historical serie, up to December 2003
  • IJT - iShares S&P Small-Cap 600 Growth: simulated historical serie, up to December 2000
  • IJS - iShares S&P Small-Cap 600 Value: simulated historical serie, up to December 2000
  • IEI - iShares 3-7 Year Treasury Bond: simulated historical serie, up to December 2007
  • MBB - iShares MBS: simulated historical serie, up to December 2007
  • LQD - iShares Investment Grade Corporate Bond: simulated historical serie, up to December 2002
  • BNDX - Vanguard Total International Bond: simulated historical serie, up to December 2013
  • HYG - iShares iBoxx $ High Yield Corporate Bond: simulated historical serie, up to December 2007
  • BIL - SPDR Blmbg Barclays 1-3 Mth T-Bill: simulated historical serie, up to December 2007
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