Last Update: 30 June 2021

The Merrill Lynch Edge Select Moderately Conservative Portfolio is exposed for 37% on the Stock Market.

It's a Medium Risk portfolio and it can be replicated with 12 ETFs.

In the last 10 years, the portfolio obtained a 6.97% compound annual return, with a 5.84% standard deviation.

In 2020, the portfolio granted a 1.95% dividend yield. If you are interested in getting periodic income, please refer to the Merrill Lynch Edge Select Moderately Conservative Portfolio: Dividend Yield page.

Asset Allocation and ETFs

The Merrill Lynch Edge Select Moderately Conservative Portfolio has the following asset allocation:

37% Stocks
63% Fixed Income
0% Commodities

The Merrill Lynch Edge Select Moderately Conservative Portfolio can be replicated with the following ETFs:

Weight Ticker ETF Name Investment Themes
14.00 % VUG Vanguard Growth Equity, U.S., Large Cap, Growth
9.00 % VTV Vanguard Value Equity, U.S., Large Cap, Value
9.00 % VEU Vanguard FTSE All-World ex-US Equity, Global ex-US, Large Cap
3.00 % EEM iShares MSCI Emerging Markets Equity, Emerging Markets, Large Cap
1.00 % IJS iShares S&P Small-Cap 600 Value Equity, U.S., Small Cap, Value
1.00 % IJT iShares S&P Small-Cap 600 Growth Equity, U.S., Small Cap, Growth
17.00 % IEI iShares 3-7 Year Treasury Bond Bond, U.S., Intermediate-Term
15.00 % MBB iShares MBS Bond, U.S., Long-Term
15.00 % LQD iShares Investment Grade Corporate Bond Bond, U.S., All-Term
9.00 % BNDX Vanguard Total International Bond Bond, Developed Markets, All-Term
5.00 % HYG iShares iBoxx $ High Yield Corporate Bond Bond, U.S., Intermediate-Term
2.00 % BIL SPDR Blmbg Barclays 1-3 Mth T-Bill Bond, U.S., Ultra Short-Term
Most of Lazy Portfolios are made of common components (asset classes), very simple and well defined. For a more complete view, find out the most common ETFs you can use to build your portfolio.

Portfolio and ETF Returns

The Merrill Lynch Edge Select Moderately Conservative Portfolio guaranteed the following returns.

MERRILL LYNCH EDGE SELECT MODERATELY CONSERVATIVE PORTFOLIO RETURNS (%)
Last Update: 30 June 2021
Swipe left to see all data
1M 3M 6M 1Y 3Y(*) 5Y(*) 10Y(*)
Merrill Lynch Edge Select Moderately Conservative Portfolio +1.12 +3.70 +4.24 +14.99 +9.73 +8.28 +6.97
Components
VUG - Vanguard Growth +6.02 +11.73 +13.53 +42.85 +25.36 +23.08 +17.47
VTV - Vanguard Value -1.25 +5.13 +16.81 +41.44 +12.82 +13.03 +12.27
VEU - Vanguard FTSE All-World ex-US -0.49 +5.30 +9.78 +36.55 +9.88 +11.18 +5.65
EEM - iShares MSCI Emerging Markets +0.95 +3.84 +7.20 +39.95 +10.70 +12.18 +3.57
IJS - iShares S&P Small-Cap 600 Value -0.71 +4.90 +30.41 +77.03 +10.60 +14.24 +12.71
IJT - iShares S&P Small-Cap 600 Growth +1.67 +3.54 +16.43 +57.30 +12.94 +16.64 +13.76
IEI - iShares 3-7 Year Treasury Bond -0.14 +0.67 -1.54 -1.54 +4.46 +2.05 +2.45
MBB - iShares MBS -0.01 +0.26 -0.94 -0.40 +3.72 +2.15 +2.44
LQD - iShares Investment Grade Corporate Bond +2.21 +3.92 -1.77 +2.40 +8.79 +5.09 +5.56
BNDX - Vanguard Total International Bond +0.37 +0.18 -2.12 -0.01 +3.98 +2.82 +4.43
HYG - iShares iBoxx $ High Yield Corporate Bond +1.32 +2.01 +2.60 +12.95 +6.36 +6.00 +5.36
BIL - SPDR Blmbg Barclays 1-3 Mth T-Bill -0.02 -0.03 -0.05 -0.06 +1.12 +0.97 +0.45
(*) annualized
Portfolio returns are calculated assuming:
  • a rebalancing of the components at the beginning of each year (i.e. at every January 1st)
  • the reinvestment of dividends

If you are interested in getting periodic income, please refer to the Merrill Lynch Edge Select Moderately Conservative Portfolio: Dividend Yield page.

Readings that may interest you
The Premonition: A Pandemic Story
ETFs for the Long Run: What They Are, How They Work, and Simple Strategies for ...
How to Make Your Money Last - Completely Updated for Planning Today: The ...

Historical Returns

Merrill Lynch Edge Select Moderately Conservative Portfolio - Historical returns and stats.

MERRILL LYNCH EDGE SELECT MODERATELY CONSERVATIVE PORTFOLIO
Last Update: 30 June 2021
Swipe left to see all data
Period Returns
Jun 2021		 Standard
Deviation *		 Max
Drawdown		 Months
Pos - Neg
1M
+1.12%
0.00%
1 - 0
3M
+3.70%
0.00%
3 - 0
6M
+4.24%
-0.34%
Jan 2021 - Jan 2021
5 - 1
YTD
+4.24%
-0.34%
Jan 2021 - Jan 2021
5 - 1
1Y
+14.99%
5.86%
-2.08%
Sep 2020 - Oct 2020
9 - 3
3Y
+9.73%
annualized
7.43%
-7.78%
Feb 2020 - Mar 2020
27 - 9
5Y
+8.28%
annualized
6.12%
-7.78%
Feb 2020 - Mar 2020
45 - 15
10Y
+6.97%
annualized
5.84%
-7.78%
Feb 2020 - Mar 2020
85 - 35
MAX
01 Jan 2008
+6.45%
annualized
7.02%
-19.30%
Jan 2008 - Feb 2009
109 - 53

* Annualized St.Dev. of monthly returns

Best Medium Risk Porftolios, ordered by 10Y annualized return.

Portfolio 10Y Return ▾ Stocks Bonds Comm.
Couch Potato
Scott Burns		 +9.18% 50 50 0 Compare
Stocks/Bonds 40/60
 +8.00% 40 60 0 Compare
All Weather Portfolio
Ray Dalio		 +7.72% 30 55 15 Compare
Robo Advisor 50
Betterment		 +7.20% 49.9 50.1 0 Compare
Edge Select Moderately Conservative
Merrill Lynch		 +6.97% 37 63 0

See all portfolios

Capital Growth

Time Range:

Drawdowns

Time Range:

Rolling Returns ( more details)

Merrill Lynch Edge Select Moderately Conservative Portfolio: annualized rolling and average returns

Swipe left to see all data
Return (*) Negative
Periods
Rolling Period Average Best Worst
1 Year
 +7.11% +28.52%
Mar 2009 - Feb 2010 		-17.95%
Mar 2008 - Feb 2009 		11.92%
2 Years
 +7.17% +20.12%
Mar 2009 - Feb 2011 		+1.49%
Mar 2014 - Feb 2016 		0.00%
3 Years
 +6.91% +15.37%
Mar 2009 - Feb 2012 		+3.80%
Mar 2013 - Feb 2016 		0.00%
5 Years
 +6.71% +12.18%
Mar 2009 - Feb 2014 		+3.95%
Apr 2015 - Mar 2020 		0.00%
7 Years
 +6.57% +9.02%
Mar 2009 - Feb 2016 		+4.79%
Apr 2013 - Mar 2020 		0.00%
10 Years
 +6.79% +8.39%
Mar 2009 - Feb 2019 		+5.72%
Apr 2010 - Mar 2020 		0.00%

* Annualized rolling and average returns over full calendar month periods

If you need a deeper detail about rolling returns, please refer to the Merrill Lynch Edge Select Moderately Conservative Portfolio: Rolling Returns page.

Seasonality and Yearly/Monthly Returns

Merrill Lynch Edge Select Moderately Conservative Portfolio Seasonality

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Months
Return (%) Jan Feb Mar Apr May Jun Jul Aug Sep Oct Nov Dec
Average 0.3 0.2 0.5 1.7 0.1 0.2 1.6 0.2 -0.1 0.1 0.8 0.9
Best 4.2
2019 		2.2
2014 		3.8
2009 		5.1
2009 		3.6
2009 		3.6
2019 		4.9
2009 		2.1
2014 		3.7
2010 		4.7
2011 		5.1
2020 		5.0
2008
Worst -3.8
2009 		-4.7
2009 		-5.9
2020 		-0.4
2018 		-3.2
2010 		-3.2
2008 		-0.8
2014 		-2.8
2015 		-5.8
2008 		-7.3
2008 		-0.9
2011 		-2.0
2018
Gain
Frequency		 57 71 71 93 57 57 85 69 54 54 62 77

Detail of Monthly Returns

Swipe left to see all data
Months
Year Return Jan Feb Mar Apr May Jun Jul Aug Sep Oct Nov Dec
2021
 +4.24% -0.3 0.1 0.7 2.0 0.6 1.1
2020
 +11.65% 0.6 -2.0 -5.9 5.0 2.4 1.6 3.0 2.1 -1.3 -0.8 5.1 2.1
2019
 +16.41% 4.2 1.0 1.7 1.6 -1.8 3.6 0.4 0.5 0.5 1.2 1.1 1.6
2018
 -2.89% 1.6 -2.1 -0.2 -0.4 0.9 -0.1 1.4 0.9 -0.1 -3.6 0.9 -2.0
2017
 +11.44% 1.1 1.6 0.5 1.1 1.2 0.2 1.4 0.6 0.6 1.0 0.7 0.9
2016
 +6.14% -1.4 0.3 3.6 0.6 0.3 1.3 1.9 0.2 0.4 -1.3 -0.6 0.9
2015
 -0.48% 0.6 1.7 -0.6 0.9 -0.1 -1.5 0.8 -2.8 -0.8 3.0 -0.3 -1.2
2014
 +6.29% -0.7 2.2 0.0 0.7 1.6 0.9 -0.8 2.1 -1.6 1.4 1.0 -0.5
2013
 +8.82% 1.2 0.5 1.2 1.5 -1.1 -2.0 2.4 -1.5 2.6 2.3 0.8 0.7
2012
 +9.99% 2.9 2.0 0.3 0.2 -2.9 2.0 1.3 1.1 1.5 -0.3 0.6 0.9
2011
 +3.41% 0.7 1.3 0.2 2.3 0.1 -0.8 0.3 -2.0 -3.4 4.7 -0.9 1.1
2010
 +10.48% -0.9 1.3 2.5 1.1 -3.2 -0.3 3.8 -0.6 3.7 1.7 -0.9 2.1
2009
 +17.30% -3.8 -4.7 3.8 5.1 3.6 0.5 4.9 1.6 3.0 -0.9 3.2 0.4
2008
 -11.92% -1.3 -0.3 -0.2 1.8 -0.1 -3.2 -0.4 0.2 -5.8 -7.3 -0.5 5.0

* Note:
Portofolio Returns, up to December 2013, are simulated. They have been calculated using the historical series of equivalent ETFs / Assets, instead of the actual ETFs of the portfolio.

In particular, it has been used:

BNDX - Vanguard Total International Bond: simulated historical serie, up to December 2013

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