Data Source: from January 1991 to June 2022
Consolidated Returns as of 30 June 2022
Live Update: Jul 05 2022, 03:00PM Eastern Time
PORTFOLIO • LIVE PERFORMANCE (USD currency)
0.18%
1 Day
Jul 05 2022, 03:00PM Eastern Time
0.59%
Current Month
July 2022

The Merrill Lynch Edge Select Moderately Conservative Portfolio is a Medium Risk portfolio and can be implemented with 12 ETFs.

It's exposed for 37% on the Stock Market.

In the last 30 Years, the Merrill Lynch Edge Select Moderately Conservative Portfolio obtained a 6.81% compound annual return, with a 6.39% standard deviation.

Asset Allocation and ETFs

The Merrill Lynch Edge Select Moderately Conservative Portfolio has the following asset allocation:

37% Stocks
63% Fixed Income
0% Commodities

The Merrill Lynch Edge Select Moderately Conservative Portfolio can be implemented with the following ETFs:

Weight Ticker ETF Name Investment Themes
14.00 % VUG Vanguard Growth Equity, U.S., Large Cap, Growth
9.00 % VTV Vanguard Value Equity, U.S., Large Cap, Value
9.00 % VEU Vanguard FTSE All-World ex-US Equity, Global ex-US, Large Cap
3.00 % EEM iShares MSCI Emerging Markets Equity, Emerging Markets, Large Cap
1.00 % IJS iShares S&P Small-Cap 600 Value Equity, U.S., Small Cap, Value
1.00 % IJT iShares S&P Small-Cap 600 Growth Equity, U.S., Small Cap, Growth
17.00 % IEI iShares 3-7 Year Treasury Bond Bond, U.S., Intermediate-Term
15.00 % MBB iShares MBS Bond, U.S., Long-Term
15.00 % LQD iShares Investment Grade Corporate Bond Bond, U.S., All-Term
9.00 % BNDX Vanguard Total International Bond Bond, Developed Markets, All-Term
5.00 % HYG iShares iBoxx $ High Yield Corporate Bond Bond, U.S., Intermediate-Term
2.00 % BIL SPDR Blmbg Barclays 1-3 Mth T-Bill Bond, U.S., Ultra Short-Term
Most of Lazy Portfolios are made of common components (asset classes), very simple and well defined. For a more complete view, find out the most common ETFs you can use to build your portfolio.

Portfolio and ETF Returns

The Merrill Lynch Edge Select Moderately Conservative Portfolio guaranteed the following returns.

According to the available data source, let's assume we built the portfolio on January 1991.

Portfolio returns are calculated in USD, assuming: July 2022 return is calculated on the hypothesis of a newly built portfolio, with the starting asset allocation.
MERRILL LYNCH EDGE SELECT MODERATELY CONSERVATIVE PORTFOLIO RETURNS
Consolidated returns as of 30 June 2022
Live Update: Jul 05 2022, 03:00PM Eastern Time
Swipe left to see all data
  Chg (%) Return (%)
Return (%) as of Jun 30, 2022
  1 Day Time ET(*) Jul 2022 1M 6M 1Y 5Y(*) 10Y(*) 30Y(*)
Merrill Lynch Edge Select Moderately Conservative Portfolio -0.18 0.59 -4.21 -13.99 -12.18 4.00 5.16 6.81
US Inflation Adjusted return -4.21 -17.34 -18.36 0.38 2.63 4.23
Components
VUG
Vanguard Growth
1.28 02:59PM
Jul 05 2022
2.27 -8.46 -30.37 -21.90 12.92 13.89 10.21
VTV
Vanguard Value
-1.70 02:59PM
Jul 05 2022
-0.71 -7.89 -9.29 -1.75 9.23 11.77 9.47
VEU
Vanguard FTSE All-World ex-US
-2.22 03:00PM
Jul 05 2022
-2.24 -7.68 -17.38 -18.51 2.89 5.19 5.29
EEM
iShares MSCI Emerging Markets
-1.28 03:00PM
Jul 05 2022
-1.90 -5.14 -17.20 -25.55 1.56 2.33 6.09
IJS
iShares S&P Small-Cap 600 Value
-1.26 03:00PM
Jul 05 2022
-0.17 -8.96 -14.31 -14.23 6.57 10.79 11.03
IJT
iShares S&P Small-Cap 600 Growth
0.19 02:57PM
Jul 05 2022
0.97 -8.24 -23.84 -19.95 7.11 11.10 9.85
IEI
iShares 3-7 Year Treasury Bond
0.16 02:59PM
Jul 05 2022
0.99 -0.73 -6.91 -7.85 0.73 0.98 4.68
MBB
iShares MBS
0.27 02:59PM
Jul 05 2022
0.96 -1.53 -8.58 -9.03 0.29 1.01 4.21
LQD
iShares Investment Grade Corporate Bond
0.04 02:59PM
Jul 05 2022
1.30 -3.62 -16.08 -16.14 1.18 2.60 5.53
BNDX
Vanguard Total International Bond
-0.13 02:59PM
Jul 05 2022
0.50 -1.72 -9.84 -10.00 0.81 2.34 5.36
HYG
iShares iBoxx $ High Yield Corporate Bond
-0.34 03:00PM
Jul 05 2022
0.61 -7.05 -13.77 -12.80 1.21 3.17 5.70
BIL
SPDR Blmbg Barclays 1-3 Mth T-Bill
0.00 02:59PM
Jul 05 2022
-0.01 0.08 0.12 0.08 0.92 0.47 2.19
(*) Returns over 1 year are annualized
(*) Eastern Time (ET - America/New York)

US Inflation is updated to May 2022. Waiting for updates, inflation of Jun 2022 is set to 0%. Current inflation (annualized) is 1Y: 7.57% , 5Y: 3.61% , 10Y: 2.46% , 30Y: 2.47%

Portfolio Dividends

In 2021, the Merrill Lynch Edge Select Moderately Conservative Portfolio granted a 1.84% dividend yield. If you are interested in getting periodic income, please refer to the Merrill Lynch Edge Select Moderately Conservative Portfolio: Dividend Yield page.

Historical Returns as of Jun 30, 2022

Historical returns and stats of Merrill Lynch Edge Select Moderately Conservative Portfolio. Total Returns and Inflation Adjusted Returns are both mentioned.

MERRILL LYNCH EDGE SELECT MODERATELY CONSERVATIVE PORTFOLIO
Consolidated returns as of 30 June 2022
Data Source: from January 1991 to June 2022
Swipe left to see all data
Period Return (%)
as of Jun 2022
Return (%)
Infl.Adj.
Standard
Deviation (%)
Max
Drawdown (%)
Months
Pos - Neg
1M
Jun 2022
-4.21
-4.21
-4.21
Jun 2022 - Jun 2022
0 - 1
3M
-8.77
-9.94
-8.77
Apr 2022 - Jun 2022
1 - 2
6M
-13.99
-17.34
-13.99
Jan 2022 - Jun 2022
1 - 5
YTD
-13.99
-17.34
-13.99
Jan 2022 - Jun 2022
1 - 5
1Y
-12.18
-18.36
7.82
-13.99
Jan 2022 - Jun 2022
5 - 7
42% pos
3Y(*)
2.49
-1.93
8.18
-13.99
Jan 2022 - Jun 2022
24 - 12
67% pos
5Y(*)
4.00
0.38
7.33
-13.99
Jan 2022 - Jun 2022
40 - 20
67% pos
10Y(*)
5.16
2.63
6.06
-13.99
Jan 2022 - Jun 2022
82 - 38
68% pos
15Y(*)
5.10
2.73
7.14
-20.48
Nov 2007 - Feb 2009
117 - 63
65% pos
20Y(*)
5.98
3.44
6.59
-20.48
Nov 2007 - Feb 2009
164 - 76
68% pos
25Y(*)
5.91
3.40
6.60
-20.48
Nov 2007 - Feb 2009
200 - 100
67% pos
30Y(*)
6.81
4.23
6.39
-20.48
Nov 2007 - Feb 2009
248 - 112
69% pos
MAX(*)
01 Jan 1991
7.25
4.64
6.47
-20.48
Nov 2007 - Feb 2009
261 - 117
69% pos
(*) Returns over 1 year are annualized

Returns and stats are calculated assuming a yearly rebalancing of the components weight. How do returns change with different rebalancing strategies?

Capital Growth as of Jun 30, 2022

An investment of 1000$, since July 1992, now would be worth 7218.51$, with a total return of 621.85% (6.81% annualized).

The Inflation Adjusted Capital now would be 3469.65$, with a net total return of 246.97% (4.23% annualized).
An investment of 1000$, since January 1991, now would be worth 9069.90$, with a total return of 806.99% (7.25% annualized).

The Inflation Adjusted Capital now would be 4175.95$, with a net total return of 317.60% (4.64% annualized).

Drawdowns

Swipe left to see all data
Drawdown period
Recovery period
Total
Drawdown Start Bottom #Months End #Months #Months
-20.48% Nov 2007 Feb 2009 16 Nov 2009 9 25
-13.99% Jan 2022 Jun 2022 6 in progress 6
-7.78% Feb 2020 Mar 2020 2 Jun 2020 3 5
-6.14% Feb 2001 Sep 2002 20 Apr 2003 7 27
-5.80% Jun 2011 Sep 2011 4 Jan 2012 4 8
-5.18% Feb 1994 Mar 1994 2 Mar 1995 12 14
-5.01% Jul 1998 Aug 1998 2 Oct 1998 2 4
-4.75% Sep 2018 Dec 2018 4 Feb 2019 2 6
-4.35% May 2015 Jan 2016 9 May 2016 4 13
-3.51% Sep 2000 Nov 2000 3 Jan 2001 2 5
-3.50% May 2010 Jun 2010 2 Jul 2010 1 3
-3.09% Aug 1997 Aug 1997 1 Dec 1997 4 5
-3.06% May 2013 Jun 2013 2 Sep 2013 3 5
-2.86% May 2012 May 2012 1 Jul 2012 2 3
-2.74% Apr 2000 May 2000 2 Aug 2000 3 5
-2.69% Feb 2018 Apr 2018 3 Aug 2018 4 7
-2.54% Apr 2004 Apr 2004 1 Sep 2004 5 6
-2.26% Jan 2000 Jan 2000 1 Mar 2000 2 3
-2.24% Sep 2021 Sep 2021 1 Dec 2021 3 4
-2.17% Feb 1999 Feb 1999 1 Mar 1999 1 2
Swipe left to see all data
Drawdown period
Recovery period
Total
Drawdown Start Bottom #Months End #Months #Months
-20.48% Nov 2007 Feb 2009 16 Nov 2009 9 25
-13.99% Jan 2022 Jun 2022 6 in progress 6
-7.78% Feb 2020 Mar 2020 2 Jun 2020 3 5
-6.14% Feb 2001 Sep 2002 20 Apr 2003 7 27
-5.80% Jun 2011 Sep 2011 4 Jan 2012 4 8
-5.18% Feb 1994 Mar 1994 2 Mar 1995 12 14
-5.01% Jul 1998 Aug 1998 2 Oct 1998 2 4
-4.75% Sep 2018 Dec 2018 4 Feb 2019 2 6
-4.35% May 2015 Jan 2016 9 May 2016 4 13
-3.51% Sep 2000 Nov 2000 3 Jan 2001 2 5
-3.50% May 2010 Jun 2010 2 Jul 2010 1 3
-3.09% Aug 1997 Aug 1997 1 Dec 1997 4 5
-3.06% May 2013 Jun 2013 2 Sep 2013 3 5
-2.86% May 2012 May 2012 1 Jul 2012 2 3
-2.74% Apr 2000 May 2000 2 Aug 2000 3 5
-2.69% Feb 2018 Apr 2018 3 Aug 2018 4 7
-2.54% Apr 2004 Apr 2004 1 Sep 2004 5 6
-2.26% Jan 2000 Jan 2000 1 Mar 2000 2 3
-2.25% Jan 1992 Mar 1992 3 May 1992 2 5
-2.24% Sep 2021 Sep 2021 1 Dec 2021 3 4

Rolling Returns ( more details)

Merrill Lynch Edge Select Moderately Conservative Portfolio: annualized rolling and average returns

Swipe left to see all data
Rolling
Period
Return (*) Negative
Periods
Average (%) Best (%) Worst (%)
1 Year
7.73 28.52
Mar 2009 - Feb 2010
-17.95
Mar 2008 - Feb 2009
11.99%
2 Years
7.56 20.13
Mar 2009 - Feb 2011
-7.53
Mar 2007 - Feb 2009
5.07%
3 Years
7.38 15.38
Mar 2009 - Feb 2012
-2.41
Mar 2006 - Feb 2009
1.46%
5 Years
7.26 13.24
Jan 1995 - Dec 1999
1.09
Mar 2004 - Feb 2009
0.00%
7 Years
7.09 12.24
Jan 1991 - Dec 1997
3.22
Mar 2002 - Feb 2009
0.00%
10 Years
6.91 11.10
Feb 1991 - Jan 2001
3.51
Mar 1999 - Feb 2009
0.00%
15 Years
6.80 9.28
Jan 1991 - Dec 2005
5.10
Jul 2007 - Jun 2022
0.00%
20 Years
6.86 8.45
Jan 1991 - Dec 2010
5.44
Apr 2000 - Mar 2020
0.00%
(*) Annualized rolling and average returns over full calendar month periods

If you need a deeper detail about rolling returns, please refer to the Merrill Lynch Edge Select Moderately Conservative Portfolio: Rolling Returns page.

Seasonality

Merrill Lynch Edge Select Moderately Conservative Portfolio: in which months is it better to invest?

Both the Average Return and the Gain Frequency (Win %) are useful to get an idea of what happened in the past.

For further information about the seasonality, check the Asset Class Seasonality page.
Swipe left to see all data
Monthly Average Return (%) and Gain Frequency
Return (%) Jan Feb Mar Apr May Jun Jul Aug Sep Oct Nov Dec
Average
Win %
0.48
63%
0.29
72%
0.31
69%
1.04
81%
0.52
69%
0.21
59%
0.94
68%
0.42
74%
0.29
61%
0.70
68%
0.76
65%
1.30
81%
Best
Year
4.2
2019
4.1
1991
3.8
2009
5.1
2009
3.6
2009
3.6
2019
4.9
2009
2.7
1993
3.7
2010
4.7
2011
5.1
2020
7.1
1991
Worst
Year
-3.8
2009
-4.7
2009
-5.9
2020
-5.4
2022
-3.2
2010
-4.2
2022
-2.2
2002
-5.0
1998
-5.8
2008
-7.3
2008
-1.8
1994
-2.0
2018
Statistics calculated for the period Jan 1991 - Jun 2022

Monthly/Yearly Returns

Merrill Lynch Edge Select Moderately Conservative Portfolio monthly and yearly returns: how is the distribution of the returns recorded so far?

MONTHLY RETURNS HISTOGRAM
261 Positive Months (69%) - 117 Negative Months (31%)
Jan 1991 - Jun 2022
Swipe left to see all data
Yearly Return(%)
Monthly Return(%)
Year Total Infl.Adj Jan Feb Mar Apr May Jun Jul Aug Sep Oct Nov Dec
2022
-13.99 -17.34 -3.0 -1.8 -1.0 -5.4 0.7 -4.2
2021
+6.44 -0.62 -0.3 0.1 0.7 2.0 0.6 1.1 0.8 0.9 -2.2 2.0 -0.7 1.4
2020
+11.65 +10.24 0.6 -2.0 -5.9 4.9 2.4 1.6 3.0 2.0 -1.3 -0.8 5.1 2.1
2019
+16.41 +13.84 4.2 1.0 1.7 1.6 -1.8 3.6 0.4 0.5 0.5 1.2 1.1 1.6
2018
-2.89 -4.71 1.6 -2.1 -0.2 -0.4 0.8 -0.1 1.4 0.9 -0.1 -3.5 0.9 -2.0
2017
+11.44 +9.11 1.1 1.6 0.5 1.1 1.2 0.2 1.4 0.6 0.6 1.0 0.7 0.9
2016
+6.14 +4.01 -1.4 0.2 3.6 0.6 0.3 1.3 1.9 0.1 0.4 -1.3 -0.6 0.9
2015
-0.48 -1.11 0.6 1.7 -0.6 0.9 -0.1 -1.5 0.8 -2.8 -0.7 3.0 -0.3 -1.2
2014
+6.29 +5.60 -0.7 2.2 0.0 0.7 1.6 0.9 -0.8 2.1 -1.6 1.4 1.0 -0.5
2013
+8.82 +7.19 1.2 0.5 1.2 1.5 -1.1 -2.0 2.4 -1.5 2.6 2.3 0.8 0.7
2012
+9.99 +8.09 2.9 2.0 0.3 0.2 -2.9 2.0 1.3 1.1 1.4 -0.3 0.6 0.9
2011
+3.41 +0.33 0.7 1.3 0.2 2.3 0.0 -0.8 0.3 -2.0 -3.4 4.7 -0.9 1.1
2010
+10.48 +8.91 -0.9 1.3 2.5 1.1 -3.2 -0.3 3.8 -0.6 3.7 1.7 -0.9 2.1
2009
+17.30 +14.09 -3.8 -4.7 3.8 5.1 3.6 0.5 4.9 1.6 3.0 -0.9 3.2 0.4
2008
-11.92 -11.90 -1.3 -0.3 -0.2 1.8 -0.1 -3.2 -0.4 0.2 -5.8 -7.3 -0.5 5.0
2007
+6.98 +2.76 0.6 0.4 0.6 1.9 0.9 -0.7 -0.8 1.2 2.5 1.8 -1.1 -0.4
2006
+9.60 +6.90 1.7 0.1 0.2 0.9 -1.7 0.0 0.8 1.9 1.1 1.9 1.9 0.4
2005
+5.47 +2.06 -0.4 0.9 -1.4 0.0 1.8 0.9 1.1 0.8 0.4 -1.5 1.8 1.2
2004
+8.54 +5.03 1.2 1.4 0.2 -2.5 0.2 1.1 -0.8 1.5 1.0 1.4 1.7 2.0
2003
+16.19 +13.88 -1.0 0.2 0.1 3.7 3.3 0.8 -0.9 1.5 1.6 2.1 0.8 3.1
2002
-0.79 -3.19 -0.1 0.2 0.7 -0.2 0.3 -1.9 -2.2 1.3 -2.2 2.0 1.7 -0.2
2001
+0.35 -1.24 2.5 -2.7 -2.2 2.3 0.3 -0.8 1.0 -0.9 -2.5 2.2 1.4 0.0
2000
+2.03 -1.36 -2.3 0.9 3.1 -1.7 -1.0 2.7 -0.5 2.5 -1.4 -0.4 -1.7 1.9
1999
+9.63 +6.77 1.5 -2.2 2.2 2.1 -1.8 1.9 -0.9 -0.3 0.1 2.2 1.5 3.1
1998
+13.94 +12.14 1.2 2.9 1.7 0.7 -0.6 1.2 0.0 -5.0 3.5 3.0 2.4 2.4
1997
+12.19 +10.32 1.3 0.5 -2.0 2.1 3.2 2.6 3.4 -3.1 3.1 -1.5 1.1 1.0
1996
+9.06 +5.49 1.4 -0.6 0.0 0.6 0.5 0.8 -1.4 0.7 2.7 1.7 3.5 -1.1
1995
+21.86 +18.85 1.0 2.0 1.6 2.2 3.5 0.9 1.6 0.5 1.9 0.5 2.5 1.8
1994
-1.15 -3.66 2.6 -2.1 -3.2 0.2 0.4 -0.6 1.8 1.7 -1.6 0.9 -1.8 0.6
1993
+15.17 +12.02 1.7 1.7 2.1 0.8 1.1 1.3 1.0 2.7 -0.4 1.6 -1.7 2.4
1992
+6.09 +3.04 -1.2 0.5 -1.5 0.9 2.5 -0.4 2.2 0.3 0.6 -1.0 1.4 1.7
1991
+24.65 +21.04 2.3 4.1 0.9 1.2 1.8 -2.1 2.7 2.5 1.6 1.7 -1.2 7.1

Portofolio Returns, up to December 2013, are simulated. They have been calculated using the historical series of equivalent ETFs / Assets, instead of the actual ETFs of the portfolio.

In particular, it has been used:

  • VUG - Vanguard Growth: simulated historical serie, up to December 2004
  • VTV - Vanguard Value: simulated historical serie, up to December 2004
  • VEU - Vanguard FTSE All-World ex-US: simulated historical serie, up to December 2007
  • EEM - iShares MSCI Emerging Markets: simulated historical serie, up to December 2003
  • IJS - iShares S&P Small-Cap 600 Value: simulated historical serie, up to December 2000
  • IJT - iShares S&P Small-Cap 600 Growth: simulated historical serie, up to December 2000
  • IEI - iShares 3-7 Year Treasury Bond: simulated historical serie, up to December 2007
  • MBB - iShares MBS: simulated historical serie, up to December 2007
  • LQD - iShares Investment Grade Corporate Bond: simulated historical serie, up to December 2002
  • BNDX - Vanguard Total International Bond: simulated historical serie, up to December 2013
  • HYG - iShares iBoxx $ High Yield Corporate Bond: simulated historical serie, up to December 2007
  • BIL - SPDR Blmbg Barclays 1-3 Mth T-Bill: simulated historical serie, up to December 2007

Portfolio efficiency

Is the Merrill Lynch Edge Select Moderately Conservative Portfolio actually efficient, compared to other Lazy Portfolios?

Overall Ratings

The Merrill Lynch Edge Select Moderately Conservative Portfolio is classified as Medium Risk.

Very High Risk
Bond weight:
Less than 25%
High Risk
Bond weight:
25% - 49.99%
Medium Risk
Bond weight:
50% - 74.99%
Low Risk
Bond weight:
At least 75%
Medium Risk
Portfolios
All
Portfolios
25 Years Ann. Return
(Inflation Adjusted)
+5.91%
(+3.40%)
Poor : 1 / 5
Average : 2.1 / 5
Standard Deviation
over 25 Years
6.60%
Good : 3.8 / 5
Excellent : 4.2 / 5
Maximum Drawdown
over 25 Years
-20.48%
Good : 3.5 / 5
Good : 3.9 / 5
Easy to manage 12 ETFs
Poor : 1 / 5
Poor : 1 / 5
Rating assigned considering all the Medium Risk Portfolios Rating assigned considering all the Portfolios in the database

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Jul 2022 return refers to period 01-05 July 2022.
Last update: Jul 05 2022, 03:00PM Eastern Time.
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