Data Source: from January 1991 to June 2022
Consolidated Returns as of 30 June 2022
Live Update: Jul 05 2022, 03:00PM Eastern Time
PORTFOLIO • LIVE PERFORMANCE (USD currency)
0.29%
1 Day
Jul 05 2022, 03:00PM Eastern Time
0.44%
Current Month
July 2022

The Merrill Lynch Edge Select Moderate Portfolio is a High Risk portfolio and can be implemented with 12 ETFs.

It's exposed for 53% on the Stock Market.

In the last 30 Years, the Merrill Lynch Edge Select Moderate Portfolio obtained a 7.47% compound annual return, with a 8.50% standard deviation.

Asset Allocation and ETFs

The Merrill Lynch Edge Select Moderate Portfolio has the following asset allocation:

53% Stocks
47% Fixed Income
0% Commodities

The Merrill Lynch Edge Select Moderate Portfolio can be implemented with the following ETFs:

Weight Ticker ETF Name Investment Themes
19.00 % VUG Vanguard Growth Equity, U.S., Large Cap, Growth
13.00 % VEU Vanguard FTSE All-World ex-US Equity, Global ex-US, Large Cap
12.00 % VTV Vanguard Value Equity, U.S., Large Cap, Value
5.00 % EEM iShares MSCI Emerging Markets Equity, Emerging Markets, Large Cap
2.00 % IJS iShares S&P Small-Cap 600 Value Equity, U.S., Small Cap, Value
2.00 % IJT iShares S&P Small-Cap 600 Growth Equity, U.S., Small Cap, Growth
14.00 % IEI iShares 3-7 Year Treasury Bond Bond, U.S., Intermediate-Term
14.00 % LQD iShares Investment Grade Corporate Bond Bond, U.S., All-Term
11.00 % MBB iShares MBS Bond, U.S., Long-Term
4.00 % HYG iShares iBoxx $ High Yield Corporate Bond Bond, U.S., Intermediate-Term
2.00 % BIL SPDR Blmbg Barclays 1-3 Mth T-Bill Bond, U.S., Ultra Short-Term
2.00 % BNDX Vanguard Total International Bond Bond, Developed Markets, All-Term
Most of Lazy Portfolios are made of common components (asset classes), very simple and well defined. For a more complete view, find out the most common ETFs you can use to build your portfolio.

Portfolio and ETF Returns

The Merrill Lynch Edge Select Moderate Portfolio guaranteed the following returns.

According to the available data source, let's assume we built the portfolio on January 1991.

Portfolio returns are calculated in USD, assuming: July 2022 return is calculated on the hypothesis of a newly built portfolio, with the starting asset allocation.
MERRILL LYNCH EDGE SELECT MODERATE PORTFOLIO RETURNS
Consolidated returns as of 30 June 2022
Live Update: Jul 05 2022, 03:00PM Eastern Time
Swipe left to see all data
  Chg (%) Return (%)
Return (%) as of Jun 30, 2022
  1 Day Time ET(*) Jul 2022 1M 6M 1Y 5Y(*) 10Y(*) 30Y(*)
Merrill Lynch Edge Select Moderate Portfolio -0.29 0.44 -5.13 -15.67 -13.29 5.15 6.44 7.47
US Inflation Adjusted return -5.13 -18.96 -19.40 1.49 3.88 4.88
Components
VUG
Vanguard Growth
1.28 02:59PM
Jul 05 2022
2.27 -8.46 -30.37 -21.90 12.92 13.89 10.21
VEU
Vanguard FTSE All-World ex-US
-2.22 03:00PM
Jul 05 2022
-2.24 -7.68 -17.38 -18.51 2.89 5.19 5.29
VTV
Vanguard Value
-1.70 02:59PM
Jul 05 2022
-0.71 -7.89 -9.29 -1.75 9.23 11.77 9.47
EEM
iShares MSCI Emerging Markets
-1.28 03:00PM
Jul 05 2022
-1.90 -5.14 -17.20 -25.55 1.56 2.33 6.09
IJS
iShares S&P Small-Cap 600 Value
-1.26 03:00PM
Jul 05 2022
-0.17 -8.96 -14.31 -14.23 6.57 10.79 11.03
IJT
iShares S&P Small-Cap 600 Growth
0.19 02:57PM
Jul 05 2022
0.97 -8.24 -23.84 -19.95 7.11 11.10 9.85
IEI
iShares 3-7 Year Treasury Bond
0.16 02:59PM
Jul 05 2022
0.99 -0.73 -6.91 -7.85 0.73 0.98 4.68
LQD
iShares Investment Grade Corporate Bond
0.04 02:59PM
Jul 05 2022
1.30 -3.62 -16.08 -16.14 1.18 2.60 5.53
MBB
iShares MBS
0.27 02:59PM
Jul 05 2022
0.96 -1.53 -8.58 -9.03 0.29 1.01 4.21
HYG
iShares iBoxx $ High Yield Corporate Bond
-0.34 03:00PM
Jul 05 2022
0.61 -7.05 -13.77 -12.80 1.21 3.17 5.70
BIL
SPDR Blmbg Barclays 1-3 Mth T-Bill
0.00 02:59PM
Jul 05 2022
-0.01 0.08 0.12 0.08 0.92 0.47 2.19
BNDX
Vanguard Total International Bond
-0.13 02:59PM
Jul 05 2022
0.50 -1.72 -9.84 -10.00 0.81 2.34 5.36
(*) Returns over 1 year are annualized
(*) Eastern Time (ET - America/New York)

US Inflation is updated to May 2022. Waiting for updates, inflation of Jun 2022 is set to 0%. Current inflation (annualized) is 1Y: 7.57% , 5Y: 3.61% , 10Y: 2.46% , 30Y: 2.47%

Portfolio Dividends

In 2021, the Merrill Lynch Edge Select Moderate Portfolio granted a 1.77% dividend yield. If you are interested in getting periodic income, please refer to the Merrill Lynch Edge Select Moderate Portfolio: Dividend Yield page.

Historical Returns as of Jun 30, 2022

Historical returns and stats of Merrill Lynch Edge Select Moderate Portfolio. Total Returns and Inflation Adjusted Returns are both mentioned.

MERRILL LYNCH EDGE SELECT MODERATE PORTFOLIO
Consolidated returns as of 30 June 2022
Data Source: from January 1991 to June 2022
Swipe left to see all data
Period Return (%)
as of Jun 2022
Return (%)
Infl.Adj.
Standard
Deviation (%)
Max
Drawdown (%)
Months
Pos - Neg
1M
Jun 2022
-5.13
-5.13
-5.13
Jun 2022 - Jun 2022
0 - 1
3M
-10.38
-11.54
-10.38
Apr 2022 - Jun 2022
1 - 2
6M
-15.67
-18.96
-15.67
Jan 2022 - Jun 2022
1 - 5
YTD
-15.67
-18.96
-15.67
Jan 2022 - Jun 2022
1 - 5
1Y
-13.29
-19.40
9.50
-15.67
Jan 2022 - Jun 2022
5 - 7
42% pos
3Y(*)
3.90
-0.58
10.55
-15.67
Jan 2022 - Jun 2022
23 - 13
64% pos
5Y(*)
5.15
1.49
9.58
-15.67
Jan 2022 - Jun 2022
39 - 21
65% pos
10Y(*)
6.44
3.88
7.90
-15.67
Jan 2022 - Jun 2022
80 - 40
67% pos
15Y(*)
5.61
3.23
9.47
-29.58
Nov 2007 - Feb 2009
112 - 68
62% pos
20Y(*)
6.79
4.24
8.78
-29.58
Nov 2007 - Feb 2009
157 - 83
65% pos
25Y(*)
6.39
3.87
8.89
-29.58
Nov 2007 - Feb 2009
191 - 109
64% pos
30Y(*)
7.47
4.88
8.50
-29.58
Nov 2007 - Feb 2009
238 - 122
66% pos
MAX(*)
01 Jan 1991
7.94
5.31
8.57
-29.58
Nov 2007 - Feb 2009
251 - 127
66% pos
(*) Returns over 1 year are annualized

Returns and stats are calculated assuming a yearly rebalancing of the components weight. How do returns change with different rebalancing strategies?

Capital Growth as of Jun 30, 2022

An investment of 1000$, since July 1992, now would be worth 8676.21$, with a total return of 767.62% (7.47% annualized).

The Inflation Adjusted Capital now would be 4170.31$, with a net total return of 317.03% (4.88% annualized).
An investment of 1000$, since January 1991, now would be worth 11097.70$, with a total return of 1009.77% (7.94% annualized).

The Inflation Adjusted Capital now would be 5109.59$, with a net total return of 410.96% (5.31% annualized).

Drawdowns

Swipe left to see all data
Drawdown period
Recovery period
Total
Drawdown Start Bottom #Months End #Months #Months
-29.58% Nov 2007 Feb 2009 16 Apr 2010 14 30
-15.67% Jan 2022 Jun 2022 6 in progress 6
-15.42% Sep 2000 Sep 2002 25 Oct 2003 13 38
-10.96% Feb 2020 Mar 2020 2 Jul 2020 4 6
-9.65% May 2011 Sep 2011 5 Feb 2012 5 10
-7.97% Jul 1998 Aug 1998 2 Nov 1998 3 5
-7.17% Sep 2018 Dec 2018 4 Mar 2019 3 7
-6.44% May 2015 Feb 2016 10 Jun 2016 4 14
-5.89% May 2010 Jun 2010 2 Sep 2010 3 5
-5.84% Feb 1994 Mar 1994 2 Mar 1995 12 14
-4.35% Apr 2012 May 2012 2 Aug 2012 3 5
-4.08% Aug 1997 Aug 1997 1 Jan 1998 5 6
-3.85% Apr 2000 May 2000 2 Aug 2000 3 5
-3.52% Feb 2018 Apr 2018 3 Aug 2018 4 7
-3.06% May 2019 May 2019 1 Jun 2019 1 2
-3.02% Jan 2000 Jan 2000 1 Mar 2000 2 3
-2.87% Sep 2020 Oct 2020 2 Nov 2020 1 3
-2.82% Apr 2004 Apr 2004 1 Sep 2004 5 6
-2.80% May 2013 Jun 2013 2 Jul 2013 1 3
-2.75% Sep 2021 Sep 2021 1 Oct 2021 1 2
Swipe left to see all data
Drawdown period
Recovery period
Total
Drawdown Start Bottom #Months End #Months #Months
-29.58% Nov 2007 Feb 2009 16 Apr 2010 14 30
-15.67% Jan 2022 Jun 2022 6 in progress 6
-15.42% Sep 2000 Sep 2002 25 Oct 2003 13 38
-10.96% Feb 2020 Mar 2020 2 Jul 2020 4 6
-9.65% May 2011 Sep 2011 5 Feb 2012 5 10
-7.97% Jul 1998 Aug 1998 2 Nov 1998 3 5
-7.17% Sep 2018 Dec 2018 4 Mar 2019 3 7
-6.44% May 2015 Feb 2016 10 Jun 2016 4 14
-5.89% May 2010 Jun 2010 2 Sep 2010 3 5
-5.84% Feb 1994 Mar 1994 2 Mar 1995 12 14
-4.35% Apr 2012 May 2012 2 Aug 2012 3 5
-4.08% Aug 1997 Aug 1997 1 Jan 1998 5 6
-3.85% Apr 2000 May 2000 2 Aug 2000 3 5
-3.52% Feb 2018 Apr 2018 3 Aug 2018 4 7
-3.06% May 2019 May 2019 1 Jun 2019 1 2
-3.02% Jan 2000 Jan 2000 1 Mar 2000 2 3
-3.00% Jun 1991 Jun 1991 1 Jul 1991 1 2
-2.87% Sep 2020 Oct 2020 2 Nov 2020 1 3
-2.82% Apr 2004 Apr 2004 1 Sep 2004 5 6
-2.80% May 2013 Jun 2013 2 Jul 2013 1 3

Rolling Returns ( more details)

Merrill Lynch Edge Select Moderate Portfolio: annualized rolling and average returns

Swipe left to see all data
Rolling
Period
Return (*) Negative
Periods
Average (%) Best (%) Worst (%)
1 Year
8.59 36.29
Mar 2009 - Feb 2010
-25.06
Mar 2008 - Feb 2009
16.62%
2 Years
8.30 25.19
Mar 2009 - Feb 2011
-11.86
Mar 2007 - Feb 2009
10.42%
3 Years
8.05 18.22
Mar 2009 - Feb 2012
-5.06
Mar 2006 - Feb 2009
6.41%
5 Years
7.88 15.33
Jan 1995 - Dec 1999
0.08
Mar 2004 - Feb 2009
0.00%
7 Years
7.63 13.61
Jan 1991 - Dec 1997
2.57
Mar 2002 - Feb 2009
0.00%
10 Years
7.35 12.18
Jan 1991 - Dec 2000
2.74
Mar 1999 - Feb 2009
0.00%
15 Years
7.23 9.95
Jan 1991 - Dec 2005
5.55
Feb 2001 - Jan 2016
0.00%
20 Years
7.28 8.97
Jan 1991 - Dec 2010
5.44
Apr 2000 - Mar 2020
0.00%
(*) Annualized rolling and average returns over full calendar month periods

If you need a deeper detail about rolling returns, please refer to the Merrill Lynch Edge Select Moderate Portfolio: Rolling Returns page.

Seasonality

Merrill Lynch Edge Select Moderate Portfolio: in which months is it better to invest?

Both the Average Return and the Gain Frequency (Win %) are useful to get an idea of what happened in the past.

For further information about the seasonality, check the Asset Class Seasonality page.
Swipe left to see all data
Monthly Average Return (%) and Gain Frequency
Return (%) Jan Feb Mar Apr May Jun Jul Aug Sep Oct Nov Dec
Average
Win %
0.45
63%
0.30
56%
0.47
69%
1.33
78%
0.56
69%
0.15
59%
1.00
68%
0.27
68%
0.17
58%
0.86
65%
0.94
65%
1.56
81%
Best
Year
5.4
2019
5.4
1991
5.1
2009
6.9
2009
4.9
2009
4.4
2019
6.0
2009
3.1
1993
5.3
2010
6.5
2011
6.8
2020
8.6
1991
Worst
Year
-5.4
2009
-6.0
2009
-7.9
2020
-6.2
2022
-4.7
2010
-5.1
2022
-3.8
2002
-7.8
1998
-7.0
2008
-10.0
2008
-3.2
2000
-3.5
2018
Statistics calculated for the period Jan 1991 - Jun 2022

Monthly/Yearly Returns

Merrill Lynch Edge Select Moderate Portfolio monthly and yearly returns: how is the distribution of the returns recorded so far?

MONTHLY RETURNS HISTOGRAM
251 Positive Months (66%) - 127 Negative Months (34%)
Jan 1991 - Jun 2022
Swipe left to see all data
Yearly Return(%)
Monthly Return(%)
Year Total Infl.Adj Jan Feb Mar Apr May Jun Jul Aug Sep Oct Nov Dec
2022
-15.67 -18.96 -3.5 -2.1 -0.4 -6.2 0.7 -5.1
2021
+9.66 +2.39 -0.1 0.8 1.2 2.5 0.8 1.3 0.5 1.3 -2.8 2.9 -1.1 2.0
2020
+13.88 +12.45 0.1 -3.3 -7.9 6.4 3.1 2.1 3.7 3.1 -1.8 -1.1 6.8 2.8
2019
+19.44 +16.79 5.4 1.4 1.6 2.1 -3.1 4.4 0.3 -0.2 0.9 1.6 1.6 2.1
2018
-4.47 -6.27 2.6 -2.7 -0.5 -0.3 1.1 -0.2 1.9 1.1 -0.1 -4.8 1.1 -3.5
2017
+15.00 +12.60 1.7 1.9 0.7 1.2 1.4 0.3 1.8 0.6 1.0 1.3 1.0 1.1
2016
+7.31 +5.15 -2.5 0.0 4.8 0.7 0.3 1.1 2.5 0.2 0.5 -1.5 0.0 1.2
2015
-1.02 -1.64 0.0 2.7 -1.0 1.4 -0.1 -1.6 0.7 -3.8 -1.4 4.1 -0.3 -1.6
2014
+6.15 +5.47 -1.7 2.9 0.1 0.6 1.8 1.2 -1.0 2.4 -2.2 1.6 1.1 -0.8
2013
+12.89 +11.21 1.9 0.4 1.5 1.7 -0.7 -2.1 3.1 -1.7 3.3 2.8 1.2 1.1
2012
+11.74 +9.80 3.8 2.7 0.6 -0.1 -4.2 2.7 1.1 1.5 1.8 -0.5 0.7 1.4
2011
+1.36 -1.65 0.8 1.7 0.4 2.7 -0.4 -1.0 -0.3 -3.3 -5.0 6.5 -1.0 0.7
2010
+11.88 +10.30 -1.9 1.7 3.5 1.1 -4.7 -1.2 4.9 -1.6 5.3 2.3 -0.9 3.4
2009
+21.52 +18.20 -5.4 -6.0 5.1 6.9 4.9 0.2 6.0 1.7 3.6 -1.5 3.9 1.0
2008
-18.62 -18.60 -2.8 -0.6 -0.3 2.8 0.5 -4.4 -0.8 -0.1 -7.0 -10.0 -1.9 5.1
2007
+8.20 +3.93 0.8 0.0 0.9 2.4 1.6 -0.6 -1.3 1.2 3.3 2.4 -2.1 -0.6
2006
+12.10 +9.34 2.7 -0.1 0.8 1.3 -2.5 0.0 0.6 2.0 1.2 2.5 2.2 0.8
2005
+6.80 +3.35 -0.8 1.6 -1.9 -0.6 2.1 1.0 1.9 0.6 0.9 -1.9 2.3 1.4
2004
+10.27 +6.70 1.5 1.5 0.0 -2.8 0.4 1.4 -1.6 1.3 1.4 1.6 2.7 2.5
2003
+21.24 +18.82 -1.5 -0.3 0.1 5.0 4.0 1.2 0.0 1.9 1.2 3.3 1.0 3.8
2002
-5.21 -7.50 -0.4 -0.1 1.7 -0.9 0.1 -3.1 -3.8 1.2 -4.0 3.0 2.5 -1.2
2001
-2.83 -4.36 2.8 -4.3 -3.5 3.7 0.2 -1.1 0.2 -1.7 -4.2 2.4 2.5 0.5
2000
-1.46 -4.73 -3.0 1.1 3.7 -2.4 -1.5 3.1 -1.1 3.1 -2.4 -0.7 -3.2 2.1
1999
+14.10 +11.13 1.5 -2.4 2.9 2.9 -2.1 3.0 -1.1 -0.4 -0.3 2.9 2.1 4.5
1998
+14.87 +13.05 1.1 4.0 2.5 0.6 -1.3 1.4 -0.2 -7.8 3.6 4.2 3.4 2.9
1997
+14.53 +12.62 2.2 0.7 -2.3 2.6 4.0 3.1 4.2 -4.1 3.7 -2.7 1.5 1.2
1996
+10.99 +7.37 1.9 -0.3 0.3 1.1 0.8 0.6 -2.4 1.0 3.2 1.5 4.1 -1.2
1995
+22.46 +19.44 0.6 1.9 2.0 2.4 3.3 1.1 2.1 0.2 2.2 0.0 2.7 1.9
1994
-0.46 -2.98 3.3 -2.2 -3.7 0.7 0.6 -0.7 2.0 2.4 -1.9 1.2 -2.6 0.7
1993
+17.25 +14.05 1.8 1.6 2.9 0.9 1.4 1.1 1.1 3.1 -0.6 2.1 -2.2 3.1
1992
+4.97 +1.94 -1.0 0.3 -1.9 1.1 2.8 -1.4 2.3 0.1 0.4 -0.8 1.8 1.3
1991
+28.12 +24.41 2.9 5.4 0.9 1.1 2.5 -3.0 3.1 2.6 1.4 2.0 -2.1 8.6

Portofolio Returns, up to December 2013, are simulated. They have been calculated using the historical series of equivalent ETFs / Assets, instead of the actual ETFs of the portfolio.

In particular, it has been used:

  • VUG - Vanguard Growth: simulated historical serie, up to December 2004
  • VEU - Vanguard FTSE All-World ex-US: simulated historical serie, up to December 2007
  • VTV - Vanguard Value: simulated historical serie, up to December 2004
  • EEM - iShares MSCI Emerging Markets: simulated historical serie, up to December 2003
  • IJS - iShares S&P Small-Cap 600 Value: simulated historical serie, up to December 2000
  • IJT - iShares S&P Small-Cap 600 Growth: simulated historical serie, up to December 2000
  • IEI - iShares 3-7 Year Treasury Bond: simulated historical serie, up to December 2007
  • LQD - iShares Investment Grade Corporate Bond: simulated historical serie, up to December 2002
  • MBB - iShares MBS: simulated historical serie, up to December 2007
  • HYG - iShares iBoxx $ High Yield Corporate Bond: simulated historical serie, up to December 2007
  • BIL - SPDR Blmbg Barclays 1-3 Mth T-Bill: simulated historical serie, up to December 2007
  • BNDX - Vanguard Total International Bond: simulated historical serie, up to December 2013

Portfolio efficiency

Is the Merrill Lynch Edge Select Moderate Portfolio actually efficient, compared to other Lazy Portfolios?

Overall Ratings

The Merrill Lynch Edge Select Moderate Portfolio is classified as High Risk.

Very High Risk
Bond weight:
Less than 25%
High Risk
Bond weight:
25% - 49.99%
Medium Risk
Bond weight:
50% - 74.99%
Low Risk
Bond weight:
At least 75%
High Risk
Portfolios
All
Portfolios
25 Years Ann. Return
(Inflation Adjusted)
+6.39%
(+3.87%)
Poor : 1 / 5
Average : 2.4 / 5
Standard Deviation
over 25 Years
8.89%
Excellent : 4.1 / 5
Good : 3.6 / 5
Maximum Drawdown
over 25 Years
-29.58%
Excellent : 5 / 5
Good : 3.2 / 5
Easy to manage 12 ETFs
Poor : 1 / 5
Poor : 1 / 5
Rating assigned considering all the High Risk Portfolios Rating assigned considering all the Portfolios in the database

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Jul 2022 return refers to period 01-05 July 2022.
Last update: Jul 05 2022, 03:00PM Eastern Time.
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