Data Source: from January 1995 to September 2021

Last Update: 30 September 2021

The High Yield Bonds Income Portfolio is exposed for 0% on the Stock Market.

It's a Low Risk portfolio and it can be replicated with 4 ETFs.

In the last 10 years, the portfolio obtained a 6.03% compound annual return, with a 7.32% standard deviation.

In the last 25 years, a 7.14% compound annual return, with a 8.65% standard deviation.

In 2020, the portfolio granted a 4.38% dividend yield. If you are interested in getting periodic income, please refer to the High Yield Bonds Income Portfolio: Dividend Yield page.

Asset Allocation and ETFs

The High Yield Bonds Income Portfolio has the following asset allocation:

0% Stocks
100% Fixed Income
0% Commodities

The High Yield Bonds Income Portfolio can be replicated with the following ETFs:

Weight Ticker ETF Name Investment Themes
25.00 % EMB iShares JP Morgan USD Em Mkts Bd Bond, Emerging Markets, All-Term
25.00 % JNK SPDR Barclays High Yield Bond ETF Bond, U.S., Intermediate-Term
25.00 % SPLB SPDR Portfolio Long Term Corporate Bond ETF Bond, U.S., Long-Term
25.00 % HYG iShares iBoxx $ High Yield Corporate Bond Bond, U.S., Intermediate-Term
Most of Lazy Portfolios are made of common components (asset classes), very simple and well defined. For a more complete view, find out the most common ETFs you can use to build your portfolio.

Portfolio and ETF Returns

The High Yield Bonds Income Portfolio guaranteed the following returns.

HIGH YIELD BONDS INCOME PORTFOLIO RETURNS (%)
Last Update: 30 September 2021
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1M 3M 6M 1Y 3Y(*) 5Y(*) 10Y(*) 20Y(*) 25Y(*)
High Yield Bonds Income Portfolio -1.38 -0.23 +3.34 +5.86 +6.70 +4.97 +6.03 +6.99 +7.14
Components
EMB
iShares JP Morgan USD Em Mkts Bd
-2.64 -1.22 +3.01 +3.20 +5.43 +3.36 +5.14 +8.56 +9.45
JNK
SPDR Barclays High Yield Bond ETF
-0.24 +0.49 +2.64 +9.71 +5.76 +5.37 +6.11 +5.86 +5.56
SPLB
SPDR Portfolio Long Term Corporate Bond ETF
-2.34 -0.59 +5.54 +1.69 +10.09 +5.85 +6.41 +7.01 +7.22
HYG
iShares iBoxx $ High Yield Corporate Bond
-0.37 +0.34 +2.36 +8.92 +5.46 +5.16 +6.23 +5.97 +5.65
(*) annualized
Portfolio returns are calculated assuming:
  • a rebalancing of the components at the beginning of each year (i.e. at every January 1st)
  • the reinvestment of dividends

If you are interested in getting periodic income, please refer to the High Yield Bonds Income Portfolio: Dividend Yield page.

Historical Returns

High Yield Bonds Income Portfolio - Historical returns and stats.

HIGH YIELD BONDS INCOME PORTFOLIO
Last Update: 30 September 2021
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Period Returns
Sep 2021
Standard
Deviation *
Max
Drawdown
Months
Pos - Neg
1M
-1.38%
-1.38%
Sep 2021 - Sep 2021
0 - 1
3M
-0.23%
-1.38%
Sep 2021 - Sep 2021
2 - 1
6M
+3.34%
-1.38%
Sep 2021 - Sep 2021
5 - 1
YTD
+0.07%
-3.16%
Jan 2021 - Mar 2021
5 - 4
1Y
+5.86%
5.56%
-3.16%
Jan 2021 - Mar 2021
7 - 5
3Y
+6.70%
annualized
9.66%
-11.99%
Feb 2020 - Mar 2020
22 - 14
5Y
+4.97%
annualized
7.92%
-11.99%
Feb 2020 - Mar 2020
36 - 24
10Y
+6.03%
annualized
7.32%
-11.99%
Feb 2020 - Mar 2020
75 - 45
20Y
+6.99%
annualized
8.99%
-23.98%
Nov 2007 - Oct 2008
157 - 83
25Y
+7.14%
annualized
8.65%
-23.98%
Nov 2007 - Oct 2008
195 - 105
MAX
01 Jan 1995
+7.79%
annualized
8.49%
-23.98%
Nov 2007 - Oct 2008
213 - 108
* Annualized St.Dev. of monthly returns

Best Classic Portfolios, with Low Risk, ordered by 25 Years annualized return.

25 Years Stats
% Allocation
Portfolio Return Drawdown Stocks Bonds Comm.
High Yield Bonds Income
+7.14% -23.98% 0 100 0
All Country World 20/80
+6.24% -14.04% 20 80 0 Compare
Stocks/Bonds 20/80
+6.14% -8.42% 20 80 0 Compare
All Country World Bonds
+5.81% -8.82% 0 100 0 Compare
Dimensional Retirement Income Fund
DFA
+5.77% -12.91% 20.4 79.6 0 Compare

See all portfolios

Capital Growth

Time Range:

Drawdowns

Time Range:

Rolling Returns ( more details)

High Yield Bonds Income Portfolio: annualized rolling and average returns

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Return (*) Negative
Periods
Rolling Period Average Best Worst
1 Year
+7.96% +41.19%
Dec 2008 - Nov 2009
-23.97%
Nov 2007 - Oct 2008
12.58%
2 Years
+7.62% +27.64%
Nov 2008 - Oct 2010
-10.66%
Dec 2006 - Nov 2008
3.69%
3 Years
+7.38% +20.32%
Nov 2008 - Oct 2011
-4.59%
Dec 2005 - Nov 2008
2.10%
5 Years
+7.29% +14.58%
Nov 2008 - Oct 2013
+0.18%
Mar 2004 - Feb 2009
0.00%
7 Years
+7.32% +11.05%
Nov 2008 - Oct 2015
+3.02%
Apr 2013 - Mar 2020
0.00%
10 Years
+7.40% +10.98%
Jan 1995 - Dec 2004
+4.62%
Dec 1998 - Nov 2008
0.00%
15 Years
+7.34% +9.07%
Apr 1995 - Mar 2010
+5.41%
Apr 2005 - Mar 2020
0.00%
20 Years
+7.30% +8.77%
Feb 1995 - Jan 2015
+6.50%
Apr 2000 - Mar 2020
0.00%

* Annualized rolling and average returns over full calendar month periods

If you need a deeper detail about rolling returns, please refer to the High Yield Bonds Income Portfolio: Rolling Returns page.

Seasonality and Yearly/Monthly Returns

High Yield Bonds Income Portfolio Seasonality: in which months is it better to invest?

In the table below, the average monthly return is represented.

Below each return, it's also mentioned the probability of obtaining a positive monthly result (Win %).

Both the Average Return and the Gain Frequency are useful to get an idea of what happened in the past.

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Monthly Average Return (%) and Gain Frequency
Return (%) Jan Feb Mar Apr May Jun Jul Aug Sep Oct Nov Dec
Average
Win %
0.65
67%
0.36
74%
-0.08
48%
1.66
81%
0.34
48%
0.55
63%
1.08
74%
0.59
70%
0.24
59%
0.13
65%
0.65
62%
1.74
85%
Best
Year
4.7
2019
2.6
2014
3.6
2016
9.7
2009
4.6
1995
3.8
2012
6.1
2009
4.2
2002
4.9
2009
6.5
2011
4.5
1998
16.0
2008
Worst
Year
-3.8
2009
-7.1
2009
-11.5
2020
-3.4
2004
-3.7
2013
-3.1
2002
-3.9
2003
-8.5
1998
-7.8
2008
-14.8
2008
-2.5
2016
-1.8
2015
Statistics calculated for the period Jan 1995 - Sep 2021

For further information about the seasonality, check the Asset Class Seasonality page.

Monthly Returns of High Yield Bonds Income Portfolio

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Months
Year Return Jan Feb Mar Apr May Jun Jul Aug Sep Oct Nov Dec
2021
+0.07% -1.4 -1.6 -0.2 1.3 0.4 1.8 0.8 0.4 -1.4
2020
+7.08% 1.1 -0.6 -11.5 5.5 3.5 1.3 5.0 -0.9 -1.1 -0.1 4.4 1.5
2019
+16.98% 4.7 0.6 2.1 0.8 -0.3 3.5 0.5 2.3 -0.4 0.2 0.3 1.7
2018
-4.53% -0.4 -2.0 0.3 -0.9 -0.2 -0.6 1.9 -0.3 0.7 -2.5 -0.6 -0.1
2017
+8.78% 1.0 1.6 -0.2 1.3 1.3 0.1 1.1 0.8 0.3 0.3 -0.2 1.1
2016
+12.01% -1.0 1.6 3.6 2.8 0.1 3.1 1.8 1.4 0.2 -1.5 -2.5 1.9
2015
-3.94% 2.4 0.8 -0.6 0.1 -0.5 -2.3 0.3 -1.7 -1.7 2.6 -1.5 -1.8
2014
+6.28% 0.8 2.6 0.5 1.2 1.8 0.5 -1.1 2.3 -2.3 1.5 -0.5 -1.0
2013
-0.40% -1.1 1.1 0.0 2.9 -3.7 -3.1 1.5 -1.5 1.2 2.7 -0.5 0.4
2012
+12.61% 1.5 1.8 -1.2 1.7 -1.9 3.8 2.7 0.8 0.8 1.0 0.4 0.7
2011
+9.07% 0.2 1.1 0.3 1.9 1.3 -0.8 2.0 -1.2 -3.3 6.5 -2.5 3.5
2010
+11.52% -0.4 1.1 2.2 1.8 -3.2 2.0 4.1 1.4 1.9 1.3 -2.3 1.3
2009
+23.52% -3.8 -7.1 3.1 9.7 4.2 2.7 6.1 0.7 4.9 -0.9 1.4 1.5
2008
-10.54% -0.8 -1.6 0.4 2.1 -0.5 -2.1 -0.4 0.2 -7.8 -14.8 0.9 16.0
2007
+3.36% -0.1 2.0 -0.1 1.2 -0.1 -1.9 -1.9 1.4 2.4 1.1 -0.7 0.2
2006
+7.28% 0.5 1.2 -1.5 -0.3 -0.8 -0.1 1.7 2.1 1.2 1.2 1.8 0.1
2005
+5.61% 0.8 0.5 -2.3 0.9 2.3 1.5 -0.2 1.4 -0.7 -1.3 1.1 1.6
2004
+9.55% 1.2 0.4 1.3 -3.4 -1.2 1.3 1.6 3.1 1.3 1.7 0.0 2.0
2003
+18.30% 1.4 2.4 1.4 4.1 2.5 0.5 -3.9 1.7 3.2 0.5 1.2 2.2
2002
+7.38% 1.4 1.1 -0.1 1.7 -0.2 -3.1 -3.5 4.2 -1.0 1.1 3.4 2.6
2001
+10.89% 4.2 0.5 -0.5 -0.3 1.2 -0.5 1.8 2.2 -3.5 3.1 2.2 0.2
2000
+6.15% -0.9 1.7 0.6 -0.5 -1.4 3.2 1.6 2.1 -0.9 -1.1 -1.1 2.9
1999
+6.34% 0.3 -0.8 2.1 2.8 -2.8 0.2 -0.4 -0.6 1.4 1.0 1.5 1.5
1998
+2.17% 1.3 0.9 1.2 0.4 -0.1 -0.2 0.6 -8.5 3.3 -0.5 4.5 -0.2
1997
+13.61% 1.1 1.6 -2.5 2.0 2.6 2.0 3.6 -0.7 2.3 -2.1 1.2 2.0
1996
+14.28% 2.4 -2.6 -0.3 0.7 0.5 1.3 1.2 1.5 3.5 1.6 3.4 0.5
1995
+22.64% 1.4 1.4 -0.2 3.4 4.6 0.8 0.5 1.3 1.7 1.1 1.6 3.0

* Note:
Portofolio Returns, up to March 2009, are simulated. They have been calculated using the historical series of equivalent ETFs / Assets, instead of the actual ETFs of the portfolio.

In particular, it has been used:

  • EMB - iShares JP Morgan USD Em Mkts Bd: simulated historical serie, up to December 2007
  • JNK - SPDR Barclays High Yield Bond ETF: simulated historical serie, up to December 2007
  • SPLB - SPDR Portfolio Long Term Corporate Bond ETF: simulated historical serie, up to March 2009
  • HYG - iShares iBoxx $ High Yield Corporate Bond: simulated historical serie, up to December 2007
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