Data Source: from January 1972 to December 2021

Last Update: 31 December 2021

The Gyroscopic Investing Desert Portfolio is exposed for 30% on the Stock Market and for 10% on Commodities.

It's a Medium Risk portfolio and it can be replicated with 3 ETFs.

In the last 10 years, the portfolio obtained a 6.32% compound annual return, with a 4.41% standard deviation.

In the last 25 years, a 6.90% compound annual return, with a 5.09% standard deviation.

Asset Allocation and ETFs

The Gyroscopic Investing Desert Portfolio has the following asset allocation:

30% Stocks
60% Fixed Income
10% Commodities

The Gyroscopic Investing Desert Portfolio can be replicated with the following ETFs:

Weight Ticker ETF Name Investment Themes
30.00 % VTI Vanguard Total Stock Market Equity, U.S., Large Cap
60.00 % IEI iShares 3-7 Year Treasury Bond Bond, U.S., Intermediate-Term
10.00 % GLD SPDR Gold Trust Commodity, Gold
Most of Lazy Portfolios are made of common components (asset classes), very simple and well defined. For a more complete view, find out the most common ETFs you can use to build your portfolio.

Portfolio and ETF Returns

The Gyroscopic Investing Desert Portfolio guaranteed the following returns.

GYROSCOPIC INVESTING DESERT PORTFOLIO RETURNS (%)
Last Update: 31 December 2021
Swipe left to see all data
1M 3M 6M 1Y 3Y(*) 5Y(*) 10Y(*) 20Y(*) 25Y(*)
Gyroscopic Investing Desert Portfolio +1.39 +2.91 +2.76 +5.76 +10.98 +7.97 +6.32 +6.80 +6.90
--- Inflation Adjusted return +0.92 +0.68 -0.62 -1.27 +7.19 +4.91 +4.12 +4.39 +4.51
Components
VTI
Vanguard Total Stock Market
+3.79 +9.11 +9.08 +25.67 +25.73 +17.96 +16.29 +9.91 +9.88
IEI
iShares 3-7 Year Treasury Bond
-0.40 -0.91 -1.01 -2.54 +3.28 +2.48 +1.84 +3.90 +4.58
GLD
SPDR Gold Trust
+3.30 +4.10 +3.22 -4.15 +12.13 +9.30 +1.18 +9.51 +6.30
(*) annualized
Portfolio returns are calculated assuming:
  • a rebalancing of the components at the beginning of each year (i.e. at every January 1st)
  • the reinvestment of dividends

Inflation is updated to Dec 2021. Current inflation (annualized) is 1Y: 7.12% , 3Y: 3.53% , 5Y: 2.92% , 10Y: 2.12% , 20Y: 2.31% , 25Y: 2.29%

In 2021, the portfolio granted a 0.88% dividend yield. If you are interested in getting periodic income, please refer to the Gyroscopic Investing Desert Portfolio: Dividend Yield page.

Historical Returns

Historical returns and stats of Gyroscopic Investing Desert Portfolio. Total Returns and Inflation Adjusted Returns are both mentioned.

GYROSCOPIC INVESTING DESERT PORTFOLIO
Last Update: 31 December 2021
Swipe left to see all data
Period Return
Dec 2021
update
Return
Inflation
Adjusted
Standard
Deviation(*)
Max
Drawdown
Months
Pos - Neg
1M
Dec 2021
+1.39%
+0.92%
0.00%
1 - 0
3M
+2.91%
+0.68%
-0.42%
Nov 2021 - Nov 2021
2 - 1
6M
+2.76%
-0.62%
-2.29%
Sep 2021 - Sep 2021
4 - 2
YTD
+5.76%
-1.27%
4.20%
-2.29%
Sep 2021 - Sep 2021
8 - 4
67% pos
1Y
+5.76%
-1.27%
4.20%
-2.29%
Sep 2021 - Sep 2021
8 - 4
67% pos
3Y
+10.98%
annualized
+7.19%
annualized
5.27%
-3.56%
Feb 2020 - Mar 2020
26 - 10
72% pos
5Y
+7.97%
annualized
+4.91%
annualized
4.70%
-3.56%
Feb 2020 - Mar 2020
41 - 19
68% pos
10Y
+6.32%
annualized
+4.12%
annualized
4.41%
-3.56%
Feb 2020 - Mar 2020
81 - 39
68% pos
20Y
+6.80%
annualized
+4.39%
annualized
4.79%
-10.15%
Mar 2008 - Feb 2009
164 - 76
68% pos
25Y
+6.90%
annualized
+4.51%
annualized
5.09%
-10.15%
Mar 2008 - Feb 2009
201 - 99
67% pos
MAX
01 Jan 1972
+8.70%
annualized
+4.61%
annualized
6.32%
-10.61%
Mar 1974 - Sep 1974
402 - 198
67% pos
(*)Annualized St.Dev. of monthly returns

Portfolio efficiency

Is the Gyroscopic Investing Desert Portfolio actually efficient, compared to other Lazy Portfolios?

Similar portfolios, ordered by 5 Years annualized return.

These portfolios share asset allocation strategy and/or similar asset weights. Comparing their returns and drawdowns, you can get an idea of the risk you are facing implementing one of them.

5 Years Stats
% Allocation
Portfolio Return Drawdown Stocks Bonds Comm.
Desert Portfolio 2x Leveraged
Gyroscopic Investing
+14.47% -7.55% 30 60 10 Compare
Desert Portfolio with Bitcoin
Gyroscopic Investing
+13.93% -4.33% 30 60 10 Compare
Desert Portfolio
Gyroscopic Investing
+7.97% -3.56% 30 60 10

Best Classic Portfolios, with Medium Risk, ordered by 25 Years annualized return.

25 Years Stats
% Allocation
Portfolio Return Drawdown Stocks Bonds Comm.
Couch Potato
Scott Burns
+8.33% -27.03% 50 50 0 Compare
All Weather Portfolio
Ray Dalio
+7.89% -12.19% 30 55 15 Compare
Robo Advisor 50
Betterment
+7.63% -30.72% 49.9 50.1 0 Compare
Simplified Permanent Portfolio
+7.48% -13.28% 25 50 25 Compare
Stocks/Bonds 40/60
+7.24% -19.17% 40 60 0 Compare

See all portfolios

Our overall ratings, assigned to the Gyroscopic Investing Desert Portfolio. The portfolio is classified as Medium Risk.

Very High Risk
Bond weight:
Less than 25%
High Risk
Bond weight:
25% - 49.99%
Medium Risk
Bond weight:
50% - 74.99%
Low Risk
Bond weight:
At least 75%
Medium Risk
Portfolios
All
Portfolios
25 Years Ann. Return
(Inflation Adjusted)
+6.90%
(+4.51%)
Average : 2.6 / 5
Average : 2.9 / 5
Standard Deviation
over 25 Years
5.09%
Excellent : 5 / 5
Excellent : 4.5 / 5
Maximum Drawdown
over 25 Years
-10.15%
Excellent : 5 / 5
Excellent : 4.6 / 5
Easy to manage 3 ETFs
Good : 4 / 5
Good : 4 / 5
Rating assigned considering all the Medium Risk Portfolios Rating assigned considering all the Portfolios in the database

Capital Growth

Time Range:

An investment of 1000$, since January 1997, now would be worth 5300.14$, with a total return of 430.01% (6.90% annualized).

The Inflation Adjusted Capital now would be 3009.55$, with a net total return of 200.96% (4.51% annualized).

Drawdowns

Time Range:

Worst drawdowns since January 1997 - Chart and Data

Swipe left to see all data
Drawdown period
Recovery period
Total
Drawdown Start Bottom #Months End #Months #Months
-10.15% Mar 2008 Feb 2009 12 Sep 2009 7 19
-4.42% Jul 1998 Aug 1998 2 Sep 1998 1 3
-3.94% Feb 2001 Mar 2001 2 Feb 2002 11 13
-3.56% Feb 2020 Mar 2020 2 Apr 2020 1 3
-3.44% Apr 2004 Apr 2004 1 Oct 2004 6 7
-3.24% Sep 2011 Sep 2011 1 Oct 2011 1 2
-2.91% Feb 1999 Feb 1999 1 Apr 1999 2 3
-2.78% Apr 2000 May 2000 2 Jun 2000 1 3
-2.77% Sep 2018 Dec 2018 4 Jan 2019 1 5
-2.70% May 1999 Aug 1999 4 Oct 1999 2 6
-2.64% May 2013 Jun 2013 2 Sep 2013 3 5
-2.63% Aug 2016 Nov 2016 4 Feb 2017 3 7
-2.57% Jun 2015 Sep 2015 4 Mar 2016 6 10
-2.55% Sep 2000 Nov 2000 3 Jan 2001 2 5
-2.44% Mar 1997 Mar 1997 1 May 1997 2 3
-2.38% Sep 2020 Oct 2020 2 Nov 2020 1 3
-2.29% Sep 2021 Sep 2021 1 Dec 2021 3 4
-2.20% Jun 2002 Jul 2002 2 Oct 2002 3 5
-2.19% Feb 2018 Apr 2018 3 Aug 2018 4 7
-2.16% May 2012 May 2012 1 Aug 2012 3 4

Rolling Returns ( more details)

Gyroscopic Investing Desert Portfolio: annualized rolling and average returns

Swipe left to see all data
Return (*) Negative
Periods
Rolling Period Average Best Worst
1 Year
+8.88% +39.49%
Jul 1982 - Jun 1983
-10.15%
Mar 2008 - Feb 2009
5.94%
2 Years
+8.76% +24.26%
Jul 1984 - Jun 1986
-0.15%
Mar 2007 - Feb 2009
0.17%
3 Years
+8.76% +19.93%
Aug 1984 - Jul 1987
+2.60%
Apr 2000 - Mar 2003
0.00%
5 Years
+8.78% +18.45%
Apr 1982 - Mar 1987
+3.60%
Jan 2014 - Dec 2018
0.00%
7 Years
+8.85% +15.67%
Apr 1980 - Mar 1987
+4.38%
Nov 2011 - Oct 2018
0.00%
10 Years
+8.94% +13.57%
Sep 1977 - Aug 1987
+5.12%
Mar 1999 - Feb 2009
0.00%
15 Years
+8.92% +12.39%
Oct 1974 - Sep 1989
+5.74%
Jan 2004 - Dec 2018
0.00%
20 Years
+8.86% +11.72%
Jan 1979 - Dec 1998
+5.72%
Jan 1999 - Dec 2018
0.00%

* Annualized rolling and average returns over full calendar month periods

If you need a deeper detail about rolling returns, please refer to the Gyroscopic Investing Desert Portfolio: Rolling Returns page.

Seasonality

Gyroscopic Investing Desert Portfolio Seasonality: in which months is it better to invest?

In the table below, the average monthly return is represented.

Below each return, it's also mentioned the probability of obtaining a positive monthly result (Win %).

Both the Average Return and the Gain Frequency are useful to get an idea of what happened in the past.

Swipe left to see all data
Monthly Average Return (%) and Gain Frequency
Return (%) Jan Feb Mar Apr May Jun Jul Aug Sep Oct Nov Dec
Average
Win %
0.97
74%
0.37
68%
0.30
60%
0.85
76%
0.84
64%
0.66
62%
0.60
64%
0.65
66%
0.52
56%
0.63
64%
1.18
76%
0.98
74%
Best
Year
4.8
1987
3.7
1986
4.1
1986
8.3
1980
4.9
1980
4.7
1980
4.0
1997
8.1
1982
4.8
1998
7.1
1982
6.5
1981
5.3
1991
Worst
Year
-2.7
1977
-4.5
1980
-5.7
1980
-3.4
2004
-3.2
1984
-2.1
2013
-2.5
1975
-3.6
1998
-3.2
2011
-5.9
1979
-2.3
1973
-3.1
1981
Statistics calculated for the period Jan 1972 - Dec 2021

For further information about the seasonality, check the Asset Class Seasonality page.

Monthly/Yearly Returns

Gyroscopic Investing Desert Portfolio monthly and yearly returns: how is the distribution of the returns recorded so far?

MONTHLY RETURNS HISTOGRAM
402 Positive Months (67%) - 198 Negative Months (33%)
Jan 1972 - Dec 2021
Swipe left to see all data
Yearly Return(%)
Monthly Return(%)
Year Total Infl.Adj Jan Feb Mar Apr May Jun Jul Aug Sep Oct Nov Dec
2021
+5.76 -1.27 -0.6 -0.3 0.5 2.2 1.0 0.0 1.4 0.8 -2.3 1.9 -0.4 1.4
2020
+12.96 +11.51 1.5 -1.3 -2.3 4.0 1.9 1.0 3.0 1.8 -1.5 -0.9 2.9 2.3
2019
+14.41 +11.88 3.2 0.9 1.2 1.2 -0.9 3.5 0.4 1.3 -0.1 1.1 0.7 1.2
2018
-0.94 -2.81 1.2 -1.6 -0.2 -0.4 1.1 -0.1 0.6 1.3 -0.4 -2.2 1.1 -1.3
2017
+8.38 +6.15 1.3 1.6 0.0 0.9 0.6 -0.1 1.0 0.9 -0.1 0.5 0.8 0.6
2016
+5.39 +3.27 0.1 1.5 2.0 0.7 -0.3 2.1 1.4 -0.7 0.3 -1.4 -0.9 0.4
2015
+0.02 -0.61 1.4 0.2 -0.1 0.1 0.4 -0.9 0.3 -1.6 -0.4 2.2 -0.7 -0.9
2014
+5.45 +4.76 0.2 2.1 -0.6 0.4 0.8 1.3 -1.3 1.8 -1.6 1.1 1.1 -0.1
2013
+6.10 +4.52 1.3 0.3 1.4 0.1 -0.5 -2.1 2.6 -1.1 1.6 1.8 0.6 0.0
2012
+6.70 +4.86 3.0 0.6 0.5 0.5 -2.2 1.4 0.8 1.4 1.3 -1.1 0.5 -0.1
2011
+6.23 +3.07 0.3 1.4 0.1 2.7 0.4 -0.9 1.4 0.6 -3.2 3.6 0.2 -0.5
2010
+11.95 +10.36 -0.2 1.6 1.4 1.8 -1.2 -0.3 2.0 0.1 3.4 1.9 -0.2 1.1
2009
+10.05 +7.04 -2.6 -3.2 3.0 1.8 2.1 -0.8 3.0 1.7 2.4 -0.4 4.3 -1.3
2008
-2.92 -2.90 1.0 0.8 -0.4 -0.6 -0.1 -1.4 0.1 0.0 -1.5 -5.1 2.1 2.4
2007
+10.64 +6.28 0.7 0.9 0.2 1.7 0.2 -0.9 0.2 1.7 2.5 1.8 0.4 0.7
2006
+8.85 +6.17 1.8 0.0 0.4 1.4 -1.1 -0.5 1.1 1.5 0.7 1.6 2.1 -0.4
2005
+5.06 +1.66 -0.8 0.3 -1.0 0.5 1.5 1.0 0.3 0.8 0.3 -1.2 2.3 1.1
2004
+6.34 +2.90 0.9 1.1 1.0 -3.4 0.2 1.0 -0.7 1.7 0.8 1.3 1.2 1.2
2003
+12.64 +10.39 -0.5 0.0 -0.3 2.7 4.1 -0.2 -1.3 1.5 1.7 1.1 0.8 2.3
2002
+4.90 +2.37 0.2 0.8 -0.2 0.5 0.9 -1.2 -1.0 2.0 -0.1 0.9 0.6 1.4
2001
+1.31 -0.29 1.6 -2.1 -1.9 1.7 0.6 -0.2 1.0 -0.7 -0.1 1.5 0.2 -0.3
2000
+4.70 +1.22 -1.8 1.7 2.3 -1.8 -1.0 3.2 -0.6 3.1 -1.0 -0.3 -1.3 2.2
1999
+5.12 +2.38 1.4 -2.9 1.3 1.9 -2.0 1.2 -1.5 -0.4 1.4 2.0 0.8 2.0
1998
+13.26 +11.47 1.7 1.7 1.8 1.0 -0.9 1.8 -0.8 -3.6 4.8 1.6 1.7 2.0
1997
+12.53 +10.66 1.0 0.4 -2.4 2.1 2.9 1.7 4.0 -1.9 3.0 -0.7 1.0 1.1
1996
+6.98 +3.48 1.7 -1.0 -0.4 0.0 0.6 0.4 -1.6 0.8 2.6 1.9 3.2 -1.3
1995
+23.10 +20.06 1.6 2.8 1.5 1.6 3.8 1.5 0.8 1.1 1.7 0.6 2.5 1.3
1994
-2.86 -5.32 1.5 -2.1 -2.7 -0.6 0.7 -1.0 1.8 1.6 -1.4 0.0 -1.4 0.9
1993
+11.81 +8.76 1.9 1.6 1.3 0.2 1.4 1.5 0.6 1.6 -0.1 0.9 -1.1 1.5
1992
+6.83 +3.75 -1.3 0.7 -1.6 0.6 1.5 0.7 3.4 -0.4 1.6 -1.0 0.8 1.6
1991
+18.44 +15.01 1.5 2.3 1.0 0.8 1.6 -1.4 2.1 1.9 1.1 1.4 -0.5 5.3
1990
+3.54 -2.55 -2.5 0.5 -0.4 -1.4 4.1 0.5 1.1 -2.8 -0.4 0.0 3.1 1.8
1989
+16.86 +11.68 2.2 -1.1 0.8 3.0 2.3 2.1 3.9 -0.8 0.3 0.8 1.9 0.5
1988
+6.82 +2.31 2.6 1.6 -0.4 -0.1 -0.4 2.4 -0.6 -1.1 1.8 1.8 -1.2 0.3
1987
+4.17 -0.16 4.8 2.0 0.7 -1.2 -0.3 2.0 1.9 0.8 -1.7 -5.7 -1.3 2.5
1986
+15.33 +13.98 1.3 3.7 4.1 0.2 0.2 2.3 -0.7 4.6 -2.6 1.7 0.7 -1.0
1985
+23.33 +18.82 3.9 -1.2 2.3 1.1 4.9 1.2 0.0 1.0 -1.0 2.4 3.5 3.2
1984
+7.73 +3.54 0.4 -1.0 -0.4 -0.3 -3.2 1.1 1.2 4.1 1.2 2.4 0.9 1.1
1983
+8.30 +4.35 2.2 0.6 0.7 4.1 -0.4 0.9 -2.2 0.1 2.2 -1.3 2.1 -0.7
1982
+26.32 +21.67 -0.9 -1.1 -1.2 4.2 -0.7 -2.1 3.0 8.1 3.0 7.1 2.8 2.1
1981
+1.14 -7.14 -2.5 -1.3 3.3 -2.5 2.1 -1.1 -1.8 -2.4 -1.4 5.8 6.5 -3.1
1980
+13.20 +0.75 3.6 -4.5 -5.7 8.3 4.9 4.7 0.4 -1.9 1.7 -1.2 3.2 -0.2
1979
+23.14 +8.73 3.1 -0.4 2.2 0.6 2.0 2.7 1.1 2.3 3.4 -5.9 5.4 5.1
1978
+6.93 -1.89 -1.1 0.2 1.0 1.9 1.5 -0.5 3.3 2.3 0.5 -3.2 -0.9 2.0
1977
+1.88 -4.50 -2.7 0.3 0.6 0.5 -0.2 2.2 -0.8 0.3 0.6 -1.0 1.7 0.5
1976
+15.78 +10.23 3.5 0.8 1.2 0.1 -1.2 2.2 -0.3 0.5 2.3 0.8 2.8 2.3
1975
+13.28 +5.74 4.1 3.1 0.3 0.1 3.5 1.8 -2.5 -1.0 -2.5 4.3 0.7 1.0
1974
+1.69 -9.28 2.0 2.9 -1.0 -2.5 -1.5 -2.0 -0.7 -2.2 -1.2 5.8 1.9 0.5
1973
+4.52 -4.05 -0.8 1.3 0.7 -0.7 3.3 1.1 -1.7 -0.8 2.6 -0.2 -2.3 2.2
1972
+11.82 +8.14 1.3 1.7 -0.4 1.3 3.2 0.2 1.0 0.5 -0.4 0.6 1.8 0.6

* Note:
Portofolio Returns, up to December 2007, are simulated. They have been calculated using the historical series of equivalent ETFs / Assets, instead of the actual ETFs of the portfolio.

In particular, it has been used:

  • VTI - Vanguard Total Stock Market: simulated historical serie, up to December 2001
  • IEI - iShares 3-7 Year Treasury Bond: simulated historical serie, up to December 2007
  • GLD - SPDR Gold Trust: simulated historical serie, up to December 2004
Share this page