Data Source: from January 1972 to December 2021
Last Update: 31 December 2021
The Gyroscopic Investing Desert Portfolio is exposed for 30% on the Stock Market and for 10% on Commodities.
It's a Medium Risk portfolio and it can be replicated with 3 ETFs.
In the last 10 years, the portfolio obtained a 6.32% compound annual return, with a 4.41% standard deviation.
In the last 25 years, a 6.90% compound annual return, with a 5.09% standard deviation.
Asset Allocation and ETFs
The Gyroscopic Investing Desert Portfolio has the following asset allocation:
The Gyroscopic Investing Desert Portfolio can be replicated with the following ETFs:
| Weight | Ticker | ETF Name | Investment Themes | |
|---|---|---|---|---|
| 30.00 % | VTI | Vanguard Total Stock Market | Equity, U.S., Large Cap | |
| 60.00 % | IEI | iShares 3-7 Year Treasury Bond | Bond, U.S., Intermediate-Term | |
| 10.00 % | GLD | SPDR Gold Trust | Commodity, Gold |
Portfolio and ETF Returns
The Gyroscopic Investing Desert Portfolio guaranteed the following returns.
| 1M | 3M | 6M | 1Y | 3Y(*) | 5Y(*) | 10Y(*) | 20Y(*) | 25Y(*) | |
|---|---|---|---|---|---|---|---|---|---|
| Gyroscopic Investing Desert Portfolio | +1.39 | +2.91 | +2.76 | +5.76 | +10.98 | +7.97 | +6.32 | +6.80 | +6.90 |
| --- Inflation Adjusted return | +0.92 | +0.68 | -0.62 | -1.27 | +7.19 | +4.91 | +4.12 | +4.39 | +4.51 |
| Components | |||||||||
|
VTI Vanguard Total Stock Market |
+3.79 | +9.11 | +9.08 | +25.67 | +25.73 | +17.96 | +16.29 | +9.91 | +9.88 |
|
IEI iShares 3-7 Year Treasury Bond |
-0.40 | -0.91 | -1.01 | -2.54 | +3.28 | +2.48 | +1.84 | +3.90 | +4.58 |
|
GLD SPDR Gold Trust |
+3.30 | +4.10 | +3.22 | -4.15 | +12.13 | +9.30 | +1.18 | +9.51 | +6.30 |
- a rebalancing of the components at the beginning of each year (i.e. at every January 1st)
- the reinvestment of dividends
Inflation is updated to Dec 2021. Current inflation (annualized) is 1Y: 7.12% , 3Y: 3.53% , 5Y: 2.92% , 10Y: 2.12% , 20Y: 2.31% , 25Y: 2.29%
In 2021, the portfolio granted a 0.88% dividend yield. If you are interested in getting periodic income, please refer to the Gyroscopic Investing Desert Portfolio: Dividend Yield page.
Historical Returns
Historical returns and stats of Gyroscopic Investing Desert Portfolio. Total Returns and Inflation Adjusted Returns are both mentioned.
| Period | Return Dec 2021 update |
Return Inflation Adjusted |
Standard Deviation(*) |
Max Drawdown |
Months Pos - Neg |
|---|---|---|---|---|---|
|
1M
Dec 2021
|
+1.39%
|
+0.92%
|
0.00%
|
1 - 0
|
|
|
3M
|
+2.91%
|
+0.68%
|
-0.42%
Nov 2021 - Nov 2021
|
2 - 1
|
|
|
6M
|
+2.76%
|
-0.62%
|
-2.29%
Sep 2021 - Sep 2021
|
4 - 2
|
|
|
YTD
|
+5.76%
|
-1.27%
|
4.20%
|
-2.29%
Sep 2021 - Sep 2021
|
8 - 4
67% pos
|
|
1Y
|
+5.76%
|
-1.27%
|
4.20%
|
-2.29%
Sep 2021 - Sep 2021
|
8 - 4
67% pos
|
|
3Y
|
+10.98%
annualized
|
+7.19%
annualized
|
5.27%
|
-3.56%
Feb 2020 - Mar 2020
|
26 - 10
72% pos
|
|
5Y
|
+7.97%
annualized
|
+4.91%
annualized
|
4.70%
|
-3.56%
Feb 2020 - Mar 2020
|
41 - 19
68% pos
|
|
10Y
|
+6.32%
annualized
|
+4.12%
annualized
|
4.41%
|
-3.56%
Feb 2020 - Mar 2020
|
81 - 39
68% pos
|
|
20Y
|
+6.80%
annualized
|
+4.39%
annualized
|
4.79%
|
-10.15%
Mar 2008 - Feb 2009
|
164 - 76
68% pos
|
|
25Y
|
+6.90%
annualized
|
+4.51%
annualized
|
5.09%
|
-10.15%
Mar 2008 - Feb 2009
|
201 - 99
67% pos
|
|
MAX
01 Jan 1972
|
+8.70%
annualized
|
+4.61%
annualized
|
6.32%
|
-10.61%
Mar 1974 - Sep 1974
|
402 - 198
67% pos
|
Portfolio efficiency
Is the Gyroscopic Investing Desert Portfolio actually efficient, compared to other Lazy Portfolios?
Similar portfolios, ordered by 5 Years annualized return.
These portfolios share asset allocation strategy and/or similar asset weights. Comparing their returns and drawdowns, you can get an idea of the risk you are facing implementing one of them.
5 Years Stats |
% Allocation |
||||||
|---|---|---|---|---|---|---|---|
| Portfolio | Return▾ | Drawdown | Stocks | Bonds | Comm. | ||
| Desert Portfolio 2x Leveraged Gyroscopic Investing |
+14.47% | -7.55% | 30 | 60 | 10 | Compare | |
| Desert Portfolio with Bitcoin Gyroscopic Investing |
+13.93% | -4.33% | 30 | 60 | 10 | Compare | |
| Desert Portfolio Gyroscopic Investing |
+7.97% | -3.56% | 30 | 60 | 10 | ||
Best Classic Portfolios, with Medium Risk, ordered by 25 Years annualized return.
25 Years Stats |
% Allocation |
||||||
|---|---|---|---|---|---|---|---|
| Portfolio | Return▾ | Drawdown | Stocks | Bonds | Comm. | ||
| Couch Potato Scott Burns |
+8.33% | -27.03% | 50 | 50 | 0 | Compare | |
| All Weather Portfolio Ray Dalio |
+7.89% | -12.19% | 30 | 55 | 15 | Compare | |
| Robo Advisor 50 Betterment |
+7.63% | -30.72% | 49.9 | 50.1 | 0 | Compare | |
| Simplified Permanent Portfolio |
+7.48% | -13.28% | 25 | 50 | 25 | Compare | |
| Stocks/Bonds 40/60 |
+7.24% | -19.17% | 40 | 60 | 0 | Compare | |
Our overall ratings, assigned to the Gyroscopic Investing Desert Portfolio. The portfolio is classified as Medium Risk.
Less than 25%
25% - 49.99%
50% - 74.99%
At least 75%
| Medium Risk Portfolios |
All Portfolios |
||
|---|---|---|---|
| 25 Years Ann. Return (Inflation Adjusted) |
+6.90%
(+4.51%) |
Average : 2.6 / 5
|
Average : 2.9 / 5
|
| Standard Deviation over 25 Years |
5.09% |
Excellent : 5 / 5
|
Excellent : 4.5 / 5
|
| Maximum Drawdown over 25 Years |
-10.15% |
Excellent : 5 / 5
|
Excellent : 4.6 / 5
|
| Easy to manage | 3 ETFs |
Good : 4 / 5
|
Good : 4 / 5
|
| Rating assigned considering all the Medium Risk Portfolios | Rating assigned considering all the Portfolios in the database |
Capital Growth
An investment of 1000$, since January 1997, now would be worth 5300.14$, with a total return of 430.01% (6.90% annualized).
The Inflation Adjusted Capital now would be 3009.55$, with a net total return of 200.96% (4.51% annualized).
Drawdowns
Worst drawdowns since January 1997 - Chart and Data
Drawdown period |
Recovery period |
Total |
||||
|---|---|---|---|---|---|---|
| Drawdown | Start | Bottom | #Months | End | #Months | #Months |
| -10.15% | Mar 2008 | Feb 2009 | 12 | Sep 2009 | 7 | 19 |
| -4.42% | Jul 1998 | Aug 1998 | 2 | Sep 1998 | 1 | 3 |
| -3.94% | Feb 2001 | Mar 2001 | 2 | Feb 2002 | 11 | 13 |
| -3.56% | Feb 2020 | Mar 2020 | 2 | Apr 2020 | 1 | 3 |
| -3.44% | Apr 2004 | Apr 2004 | 1 | Oct 2004 | 6 | 7 |
| -3.24% | Sep 2011 | Sep 2011 | 1 | Oct 2011 | 1 | 2 |
| -2.91% | Feb 1999 | Feb 1999 | 1 | Apr 1999 | 2 | 3 |
| -2.78% | Apr 2000 | May 2000 | 2 | Jun 2000 | 1 | 3 |
| -2.77% | Sep 2018 | Dec 2018 | 4 | Jan 2019 | 1 | 5 |
| -2.70% | May 1999 | Aug 1999 | 4 | Oct 1999 | 2 | 6 |
| -2.64% | May 2013 | Jun 2013 | 2 | Sep 2013 | 3 | 5 |
| -2.63% | Aug 2016 | Nov 2016 | 4 | Feb 2017 | 3 | 7 |
| -2.57% | Jun 2015 | Sep 2015 | 4 | Mar 2016 | 6 | 10 |
| -2.55% | Sep 2000 | Nov 2000 | 3 | Jan 2001 | 2 | 5 |
| -2.44% | Mar 1997 | Mar 1997 | 1 | May 1997 | 2 | 3 |
| -2.38% | Sep 2020 | Oct 2020 | 2 | Nov 2020 | 1 | 3 |
| -2.29% | Sep 2021 | Sep 2021 | 1 | Dec 2021 | 3 | 4 |
| -2.20% | Jun 2002 | Jul 2002 | 2 | Oct 2002 | 3 | 5 |
| -2.19% | Feb 2018 | Apr 2018 | 3 | Aug 2018 | 4 | 7 |
| -2.16% | May 2012 | May 2012 | 1 | Aug 2012 | 3 | 4 |
Rolling Returns ( more details)
Gyroscopic Investing Desert Portfolio: annualized rolling and average returns
| Return (*) | Negative Periods |
|||
|---|---|---|---|---|
| Rolling Period | Average | Best | Worst | |
| 1 Year |
+8.88% |
+39.49% Jul 1982 - Jun 1983 |
-10.15% Mar 2008 - Feb 2009 |
5.94% |
| 2 Years |
+8.76% |
+24.26% Jul 1984 - Jun 1986 |
-0.15% Mar 2007 - Feb 2009 |
0.17% |
| 3 Years |
+8.76% |
+19.93% Aug 1984 - Jul 1987 |
+2.60% Apr 2000 - Mar 2003 |
0.00% |
| 5 Years |
+8.78% |
+18.45% Apr 1982 - Mar 1987 |
+3.60% Jan 2014 - Dec 2018 |
0.00% |
| 7 Years |
+8.85% |
+15.67% Apr 1980 - Mar 1987 |
+4.38% Nov 2011 - Oct 2018 |
0.00% |
| 10 Years |
+8.94% |
+13.57% Sep 1977 - Aug 1987 |
+5.12% Mar 1999 - Feb 2009 |
0.00% |
| 15 Years |
+8.92% |
+12.39% Oct 1974 - Sep 1989 |
+5.74% Jan 2004 - Dec 2018 |
0.00% |
| 20 Years |
+8.86% |
+11.72% Jan 1979 - Dec 1998 |
+5.72% Jan 1999 - Dec 2018 |
0.00% |
* Annualized rolling and average returns over full calendar month periods
If you need a deeper detail about rolling returns, please refer to the Gyroscopic Investing Desert Portfolio: Rolling Returns page.
Seasonality
Gyroscopic Investing Desert Portfolio Seasonality: in which months is it better to invest?
In the table below, the average monthly return is represented.
Below each return, it's also mentioned the probability of obtaining a positive monthly result (Win %).
Both the Average Return and the Gain Frequency are useful to get an idea of what happened in the past.
| Monthly Average Return (%) and Gain Frequency | ||||||||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Return (%) | Jan | Feb | Mar | Apr | May | Jun | Jul | Aug | Sep | Oct | Nov | Dec |
| Average Win % |
0.97 74% |
0.37 68% |
0.30 60% |
0.85 76% |
0.84 64% |
0.66 62% |
0.60 64% |
0.65 66% |
0.52 56% |
0.63 64% |
1.18 76% |
0.98 74% |
| Best Year |
4.8 1987 |
3.7 1986 |
4.1 1986 |
8.3 1980 |
4.9 1980 |
4.7 1980 |
4.0 1997 |
8.1 1982 |
4.8 1998 |
7.1 1982 |
6.5 1981 |
5.3 1991 |
| Worst Year |
-2.7 1977 |
-4.5 1980 |
-5.7 1980 |
-3.4 2004 |
-3.2 1984 |
-2.1 2013 |
-2.5 1975 |
-3.6 1998 |
-3.2 2011 |
-5.9 1979 |
-2.3 1973 |
-3.1 1981 |
For further information about the seasonality, check the Asset Class Seasonality page.
Monthly/Yearly Returns
Gyroscopic Investing Desert Portfolio monthly and yearly returns: how is the distribution of the returns recorded so far?
Yearly Return(%) |
Monthly Return(%) |
|||||||||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Year | Total | Infl.Adj | Jan | Feb | Mar | Apr | May | Jun | Jul | Aug | Sep | Oct | Nov | Dec |
| 2021 |
+5.76 | -1.27 | -0.6 | -0.3 | 0.5 | 2.2 | 1.0 | 0.0 | 1.4 | 0.8 | -2.3 | 1.9 | -0.4 | 1.4 |
| 2020 |
+12.96 | +11.51 | 1.5 | -1.3 | -2.3 | 4.0 | 1.9 | 1.0 | 3.0 | 1.8 | -1.5 | -0.9 | 2.9 | 2.3 |
| 2019 |
+14.41 | +11.88 | 3.2 | 0.9 | 1.2 | 1.2 | -0.9 | 3.5 | 0.4 | 1.3 | -0.1 | 1.1 | 0.7 | 1.2 |
| 2018 |
-0.94 | -2.81 | 1.2 | -1.6 | -0.2 | -0.4 | 1.1 | -0.1 | 0.6 | 1.3 | -0.4 | -2.2 | 1.1 | -1.3 |
| 2017 |
+8.38 | +6.15 | 1.3 | 1.6 | 0.0 | 0.9 | 0.6 | -0.1 | 1.0 | 0.9 | -0.1 | 0.5 | 0.8 | 0.6 |
| 2016 |
+5.39 | +3.27 | 0.1 | 1.5 | 2.0 | 0.7 | -0.3 | 2.1 | 1.4 | -0.7 | 0.3 | -1.4 | -0.9 | 0.4 |
| 2015 |
+0.02 | -0.61 | 1.4 | 0.2 | -0.1 | 0.1 | 0.4 | -0.9 | 0.3 | -1.6 | -0.4 | 2.2 | -0.7 | -0.9 |
| 2014 |
+5.45 | +4.76 | 0.2 | 2.1 | -0.6 | 0.4 | 0.8 | 1.3 | -1.3 | 1.8 | -1.6 | 1.1 | 1.1 | -0.1 |
| 2013 |
+6.10 | +4.52 | 1.3 | 0.3 | 1.4 | 0.1 | -0.5 | -2.1 | 2.6 | -1.1 | 1.6 | 1.8 | 0.6 | 0.0 |
| 2012 |
+6.70 | +4.86 | 3.0 | 0.6 | 0.5 | 0.5 | -2.2 | 1.4 | 0.8 | 1.4 | 1.3 | -1.1 | 0.5 | -0.1 |
| 2011 |
+6.23 | +3.07 | 0.3 | 1.4 | 0.1 | 2.7 | 0.4 | -0.9 | 1.4 | 0.6 | -3.2 | 3.6 | 0.2 | -0.5 |
| 2010 |
+11.95 | +10.36 | -0.2 | 1.6 | 1.4 | 1.8 | -1.2 | -0.3 | 2.0 | 0.1 | 3.4 | 1.9 | -0.2 | 1.1 |
| 2009 |
+10.05 | +7.04 | -2.6 | -3.2 | 3.0 | 1.8 | 2.1 | -0.8 | 3.0 | 1.7 | 2.4 | -0.4 | 4.3 | -1.3 |
| 2008 |
-2.92 | -2.90 | 1.0 | 0.8 | -0.4 | -0.6 | -0.1 | -1.4 | 0.1 | 0.0 | -1.5 | -5.1 | 2.1 | 2.4 |
| 2007 |
+10.64 | +6.28 | 0.7 | 0.9 | 0.2 | 1.7 | 0.2 | -0.9 | 0.2 | 1.7 | 2.5 | 1.8 | 0.4 | 0.7 |
| 2006 |
+8.85 | +6.17 | 1.8 | 0.0 | 0.4 | 1.4 | -1.1 | -0.5 | 1.1 | 1.5 | 0.7 | 1.6 | 2.1 | -0.4 |
| 2005 |
+5.06 | +1.66 | -0.8 | 0.3 | -1.0 | 0.5 | 1.5 | 1.0 | 0.3 | 0.8 | 0.3 | -1.2 | 2.3 | 1.1 |
| 2004 |
+6.34 | +2.90 | 0.9 | 1.1 | 1.0 | -3.4 | 0.2 | 1.0 | -0.7 | 1.7 | 0.8 | 1.3 | 1.2 | 1.2 |
| 2003 |
+12.64 | +10.39 | -0.5 | 0.0 | -0.3 | 2.7 | 4.1 | -0.2 | -1.3 | 1.5 | 1.7 | 1.1 | 0.8 | 2.3 |
| 2002 |
+4.90 | +2.37 | 0.2 | 0.8 | -0.2 | 0.5 | 0.9 | -1.2 | -1.0 | 2.0 | -0.1 | 0.9 | 0.6 | 1.4 |
| 2001 |
+1.31 | -0.29 | 1.6 | -2.1 | -1.9 | 1.7 | 0.6 | -0.2 | 1.0 | -0.7 | -0.1 | 1.5 | 0.2 | -0.3 |
| 2000 |
+4.70 | +1.22 | -1.8 | 1.7 | 2.3 | -1.8 | -1.0 | 3.2 | -0.6 | 3.1 | -1.0 | -0.3 | -1.3 | 2.2 |
| 1999 |
+5.12 | +2.38 | 1.4 | -2.9 | 1.3 | 1.9 | -2.0 | 1.2 | -1.5 | -0.4 | 1.4 | 2.0 | 0.8 | 2.0 |
| 1998 |
+13.26 | +11.47 | 1.7 | 1.7 | 1.8 | 1.0 | -0.9 | 1.8 | -0.8 | -3.6 | 4.8 | 1.6 | 1.7 | 2.0 |
| 1997 |
+12.53 | +10.66 | 1.0 | 0.4 | -2.4 | 2.1 | 2.9 | 1.7 | 4.0 | -1.9 | 3.0 | -0.7 | 1.0 | 1.1 |
| 1996 |
+6.98 | +3.48 | 1.7 | -1.0 | -0.4 | 0.0 | 0.6 | 0.4 | -1.6 | 0.8 | 2.6 | 1.9 | 3.2 | -1.3 |
| 1995 |
+23.10 | +20.06 | 1.6 | 2.8 | 1.5 | 1.6 | 3.8 | 1.5 | 0.8 | 1.1 | 1.7 | 0.6 | 2.5 | 1.3 |
| 1994 |
-2.86 | -5.32 | 1.5 | -2.1 | -2.7 | -0.6 | 0.7 | -1.0 | 1.8 | 1.6 | -1.4 | 0.0 | -1.4 | 0.9 |
| 1993 |
+11.81 | +8.76 | 1.9 | 1.6 | 1.3 | 0.2 | 1.4 | 1.5 | 0.6 | 1.6 | -0.1 | 0.9 | -1.1 | 1.5 |
| 1992 |
+6.83 | +3.75 | -1.3 | 0.7 | -1.6 | 0.6 | 1.5 | 0.7 | 3.4 | -0.4 | 1.6 | -1.0 | 0.8 | 1.6 |
| 1991 |
+18.44 | +15.01 | 1.5 | 2.3 | 1.0 | 0.8 | 1.6 | -1.4 | 2.1 | 1.9 | 1.1 | 1.4 | -0.5 | 5.3 |
| 1990 |
+3.54 | -2.55 | -2.5 | 0.5 | -0.4 | -1.4 | 4.1 | 0.5 | 1.1 | -2.8 | -0.4 | 0.0 | 3.1 | 1.8 |
| 1989 |
+16.86 | +11.68 | 2.2 | -1.1 | 0.8 | 3.0 | 2.3 | 2.1 | 3.9 | -0.8 | 0.3 | 0.8 | 1.9 | 0.5 |
| 1988 |
+6.82 | +2.31 | 2.6 | 1.6 | -0.4 | -0.1 | -0.4 | 2.4 | -0.6 | -1.1 | 1.8 | 1.8 | -1.2 | 0.3 |
| 1987 |
+4.17 | -0.16 | 4.8 | 2.0 | 0.7 | -1.2 | -0.3 | 2.0 | 1.9 | 0.8 | -1.7 | -5.7 | -1.3 | 2.5 |
| 1986 |
+15.33 | +13.98 | 1.3 | 3.7 | 4.1 | 0.2 | 0.2 | 2.3 | -0.7 | 4.6 | -2.6 | 1.7 | 0.7 | -1.0 |
| 1985 |
+23.33 | +18.82 | 3.9 | -1.2 | 2.3 | 1.1 | 4.9 | 1.2 | 0.0 | 1.0 | -1.0 | 2.4 | 3.5 | 3.2 |
| 1984 |
+7.73 | +3.54 | 0.4 | -1.0 | -0.4 | -0.3 | -3.2 | 1.1 | 1.2 | 4.1 | 1.2 | 2.4 | 0.9 | 1.1 |
| 1983 |
+8.30 | +4.35 | 2.2 | 0.6 | 0.7 | 4.1 | -0.4 | 0.9 | -2.2 | 0.1 | 2.2 | -1.3 | 2.1 | -0.7 |
| 1982 |
+26.32 | +21.67 | -0.9 | -1.1 | -1.2 | 4.2 | -0.7 | -2.1 | 3.0 | 8.1 | 3.0 | 7.1 | 2.8 | 2.1 |
| 1981 |
+1.14 | -7.14 | -2.5 | -1.3 | 3.3 | -2.5 | 2.1 | -1.1 | -1.8 | -2.4 | -1.4 | 5.8 | 6.5 | -3.1 |
| 1980 |
+13.20 | +0.75 | 3.6 | -4.5 | -5.7 | 8.3 | 4.9 | 4.7 | 0.4 | -1.9 | 1.7 | -1.2 | 3.2 | -0.2 |
| 1979 |
+23.14 | +8.73 | 3.1 | -0.4 | 2.2 | 0.6 | 2.0 | 2.7 | 1.1 | 2.3 | 3.4 | -5.9 | 5.4 | 5.1 |
| 1978 |
+6.93 | -1.89 | -1.1 | 0.2 | 1.0 | 1.9 | 1.5 | -0.5 | 3.3 | 2.3 | 0.5 | -3.2 | -0.9 | 2.0 |
| 1977 |
+1.88 | -4.50 | -2.7 | 0.3 | 0.6 | 0.5 | -0.2 | 2.2 | -0.8 | 0.3 | 0.6 | -1.0 | 1.7 | 0.5 |
| 1976 |
+15.78 | +10.23 | 3.5 | 0.8 | 1.2 | 0.1 | -1.2 | 2.2 | -0.3 | 0.5 | 2.3 | 0.8 | 2.8 | 2.3 |
| 1975 |
+13.28 | +5.74 | 4.1 | 3.1 | 0.3 | 0.1 | 3.5 | 1.8 | -2.5 | -1.0 | -2.5 | 4.3 | 0.7 | 1.0 |
| 1974 |
+1.69 | -9.28 | 2.0 | 2.9 | -1.0 | -2.5 | -1.5 | -2.0 | -0.7 | -2.2 | -1.2 | 5.8 | 1.9 | 0.5 |
| 1973 |
+4.52 | -4.05 | -0.8 | 1.3 | 0.7 | -0.7 | 3.3 | 1.1 | -1.7 | -0.8 | 2.6 | -0.2 | -2.3 | 2.2 |
| 1972 |
+11.82 | +8.14 | 1.3 | 1.7 | -0.4 | 1.3 | 3.2 | 0.2 | 1.0 | 0.5 | -0.4 | 0.6 | 1.8 | 0.6 |
* Note: Portofolio Returns, up to December 2007, are simulated. They have been calculated using the historical series of equivalent ETFs / Assets, instead of the actual ETFs of the portfolio.
In particular, it has been used:
- VTI - Vanguard Total Stock Market: simulated historical serie, up to December 2001
- IEI - iShares 3-7 Year Treasury Bond: simulated historical serie, up to December 2007
- GLD - SPDR Gold Trust: simulated historical serie, up to December 2004