Last Update: 30 September 2020
The FundAdvice Ultimate Buy&Hold Portfolio is exposed for 60% on the Stock Market.
It's a High Risk portfolio and it can be replicated with 12 ETFs.
In the last 10 years, the portfolio obtained a 5.78% compound annual return, with a 8.22% standard deviation.
In 2019, the portfolio granted a 2.84% dividend yield. If you are interested in getting periodic income, please refer to the FundAdvice Ultimate Buy&Hold Portfolio: Dividend Yield page.
Asset Allocation and ETFs
The FundAdvice Ultimate Buy&Hold Portfolio has the following asset allocation:
The FundAdvice Ultimate Buy&Hold Portfolio can be replicated with the following ETFs:
| Weight | Ticker | ETF Name | Investment Themes | |
|---|---|---|---|---|
| 12.00 % | DLS | WisdomTree International SmallCp Div | Equity, Developed Markets, Small Cap, Value | |
| 6.00 % | IJR | iShares Core S&P Small-Cap | Equity, U.S., Small Cap | |
| 6.00 % | IJS | iShares S&P Small-Cap 600 Value | Equity, U.S., Small Cap, Value | |
| 6.00 % | EEM | iShares MSCI Emerging Markets | Equity, Emerging Markets, Large Cap | |
| 6.00 % | VTV | Vanguard Value | Equity, U.S., Large Cap, Value | |
| 6.00 % | VEA | Vanguard FTSE Developed Markets | Equity, EAFE, Large Cap | |
| 6.00 % | EFV | iShares MSCI EAFE Value | Equity, EAFE, Large Cap, Value | |
| 6.00 % | VNQ | Vanguard Real Estate | Real Estate, U.S. | |
| 6.00 % | VV | Vanguard Large-Cap | Equity, U.S., Large Cap | |
| 20.00 % | IEI | iShares 3-7 Year Treasury Bond | Bond, U.S., Intermediate-Term | |
| 12.00 % | SHY | iShares 1-3 Year Treasury Bond | Bond, U.S., Short Term | |
| 8.00 % | TIP | iShares TIPS Bond | Bond, U.S., All-Term |
Portfolio and ETF Returns
The FundAdvice Ultimate Buy&Hold Portfolio guaranteed the following returns.
| 1M | 3M | 6M | 1Y | 3Y(*) | 5Y(*) | 10Y(*) | |
|---|---|---|---|---|---|---|---|
| FundAdvice Ultimate Buy&Hold Portfolio | -1.47 | +3.43 | +13.15 | +1.25 | +2.30 | +5.54 | +5.78 |
| Components | |||||||
| DLS - WisdomTree International SmallCp Div | -0.35 | +8.24 | +26.75 | -2.64 | -3.69 | +4.96 | +5.92 |
| IJR - iShares Core S&P Small-Cap | -4.65 | +3.28 | +26.13 | -8.20 | -0.34 | +7.22 | +10.56 |
| IJS - iShares S&P Small-Cap 600 Value | -5.18 | +2.19 | +23.62 | -16.76 | -4.57 | +4.83 | +8.70 |
| EEM - iShares MSCI Emerging Markets | -1.01 | +10.25 | +29.94 | +10.81 | +1.84 | +8.47 | +1.94 |
| VTV - Vanguard Value | -2.22 | +5.67 | +19.09 | -3.46 | +4.35 | +9.25 | +10.79 |
| VEA - Vanguard FTSE Developed Markets | -1.79 | +6.01 | +23.96 | +2.08 | +0.92 | +5.79 | +4.99 |
| EFV - iShares MSCI EAFE Value | -3.93 | +0.95 | +14.47 | -12.15 | -6.05 | +0.90 | +1.94 |
| VNQ - Vanguard Real Estate | -2.68 | +1.31 | +15.01 | -12.28 | +2.33 | +5.19 | +8.48 |
| VV - Vanguard Large-Cap | -3.70 | +9.84 | +33.21 | +16.94 | +12.82 | +14.40 | +13.84 |
| IEI - iShares 3-7 Year Treasury Bond | +0.08 | +0.19 | +0.75 | +6.89 | +4.51 | +3.06 | +2.68 |
| SHY - iShares 1-3 Year Treasury Bond | 0.00 | +0.07 | +0.29 | +3.45 | +2.50 | +1.67 | +1.15 |
| TIP - iShares TIPS Bond | -0.38 | +2.85 | +7.70 | +9.73 | +5.66 | +4.47 | +3.42 |
- a rebalancing of the components at the beginning of each year (i.e. at every January 1st)
- the reinvestment of dividends
If you are interested in getting periodic income, please refer to the FundAdvice Ultimate Buy&Hold Portfolio: Dividend Yield page.
Historical Returns
FundAdvice Ultimate Buy&Hold Portfolio - Historical returns and stats.
| Period | Returns Sep 2020 |
Standard Deviation * |
Max Drawdown |
Months Pos - Neg |
|---|---|---|---|---|
|
1M
|
-1.47%
|
-1.47%
Sep 2020 - Sep 2020
|
0 - 1 | |
|
3M
|
+3.43%
|
-1.47%
Sep 2020 - Sep 2020
|
2 - 1 | |
|
6M
|
+13.15%
|
-1.47%
Sep 2020 - Sep 2020
|
5 - 1 | |
|
YTD
|
-3.90%
|
-15.07%
Jan 2020 - Mar 2020
|
5 - 4 | |
|
1Y
|
+1.25%
|
13.35%
|
-15.07%
Jan 2020 - Mar 2020
|
8 - 4 |
|
3Y
|
+2.30%
annualized
|
10.05%
|
-15.07%
Jan 2020 - Mar 2020
|
24 - 12 |
|
5Y
|
+5.54%
annualized
|
8.60%
|
-15.07%
Jan 2020 - Mar 2020
|
42 - 18 |
|
10Y
|
+5.78%
annualized
|
8.22%
|
-15.07%
Jan 2020 - Mar 2020
|
80 - 40 |
|
MAX
01 Jan 2001
|
+6.77%
annualized
|
9.42%
|
-34.23%
Nov 2007 - Feb 2009
|
156 - 81 |
* Annualized St.Dev. of monthly returns
Best High Risk Porftolios, ordered by 10Y annualized return.
| Portfolio | 10Y Return ▾ | Stocks | Bonds | Comm. | ||
|---|---|---|---|---|---|---|
| Simple Path to Wealth JL Collins |
+11.10% | 75 | 25 | 0 | Compare | |
| Stocks/Bonds 60/40 |
+9.63% | 60 | 40 | 0 | Compare | |
| Talmud Portfolio Roger Gibson |
+8.72% | 66.67 | 33.33 | 0 | Compare | |
| Yale Endowment David Swensen |
+8.64% | 70 | 30 | 0 | Compare | |
| Edge Select Moderately Aggressive Merrill Lynch |
+8.61% | 69 | 31 | 0 | Compare |
Capital Growth
Drawdowns
Rolling Returns
FundAdvice Ultimate Buy&Hold Portfolio: annualized rolling and average returns
| Return (*) | Negative Periods |
|||
|---|---|---|---|---|
| Rolling Period | Average | Best | Worst | |
| 1 Year |
+7.55% |
+39.16% Mar 2009 - Feb 2010 |
-29.49% Mar 2008 - Feb 2009 |
19.47% |
| 2 Years |
+7.53% |
+27.26% Mar 2009 - Feb 2011 |
-15.21% Mar 2007 - Feb 2009 |
11.68% |
| 3 Years |
+7.67% |
+21.10% Apr 2003 - Mar 2006 |
-6.63% Mar 2006 - Feb 2009 |
5.94% |
| 5 Years |
+7.29% |
+16.61% Nov 2002 - Oct 2007 |
+0.71% Mar 2004 - Feb 2009 |
0.00% |
| 7 Years |
+6.95% |
+10.84% Apr 2003 - Mar 2010 |
+3.38% Apr 2013 - Mar 2020 |
0.00% |
| 10 Years |
+7.08% |
+10.02% Apr 2003 - Mar 2013 |
+4.78% Apr 2010 - Mar 2020 |
0.00% |
| 15 Years |
+7.26% |
+8.93% Feb 2003 - Jan 2018 |
+5.25% Apr 2005 - Mar 2020 |
0.00% |
* Annualized rolling and average returns over full calendar month periods
Seasonality and Yearly/Monthly Returns
FundAdvice Ultimate Buy&Hold Portfolio Seasonality
| Months | ||||||||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Return (%) | Jan | Feb | Mar | Apr | May | Jun | Jul | Aug | Sep | Oct | Nov | Dec |
| Average | 0.4 | 0.1 | 0.6 | 1.8 | 0.2 | 0.1 | 0.9 | 0.3 | 0.1 | 0.6 | 0.8 | 1.2 |
| Best |
5.6 2019 |
3.0 2014 |
5.9 2009 |
8.0 2009 |
5.6 2003 |
3.6 2019 |
6.0 2009 |
3.5 2009 |
5.7 2010 |
6.3 2011 |
4.1 2004 |
4.7 2008 |
| Worst |
-7.7 2009 |
-7.1 2009 |
-9.9 2020 |
-4.1 2004 |
-5.4 2010 |
-5.3 2008 |
-4.6 2002 |
-3.8 2015 |
-5.9 2011 |
-12.0 2008 |
-3.6 2008 |
-4.2 2018 |
| Gain Frequency |
55 | 60 | 75 | 85 | 65 | 50 | 60 | 65 | 60 | 68 | 74 | 74 |
Detail of Monthly Returns
| Months | |||||||||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Year | Return | Jan | Feb | Mar | Apr | May | Jun | Jul | Aug | Sep | Oct | Nov | Dec |
| 2020 |
-3.90% | -1.4 | -4.4 | -9.9 | 5.2 | 2.4 | 1.6 | 2.3 | 2.6 | -1.5 | |||
| 2019 |
+16.24% | 5.6 | 1.3 | 0.5 | 1.8 | -3.3 | 3.6 | -0.4 | -0.9 | 1.9 | 1.9 | 1.1 | 2.3 |
| 2018 |
-6.85% | 1.9 | -3.1 | 0.2 | 0.1 | 0.7 | -0.3 | 1.5 | 0.5 | -0.6 | -4.8 | 1.4 | -4.2 |
| 2017 |
+13.54% | 1.5 | 1.4 | 0.7 | 1.2 | 0.8 | 0.8 | 1.8 | 0.1 | 1.7 | 0.8 | 1.0 | 1.0 |
| 2016 |
+8.37% | -2.6 | -0.2 | 5.2 | 0.6 | 0.2 | 0.5 | 2.9 | 0.0 | 0.8 | -1.7 | 0.9 | 1.6 |
| 2015 |
-0.60% | 0.3 | 2.6 | -0.1 | 1.1 | 0.0 | -1.5 | 0.3 | -3.8 | -1.5 | 3.7 | 0.0 | -1.3 |
| 2014 |
+3.11% | -1.5 | 3.0 | 0.4 | 0.4 | 1.3 | 1.1 | -1.3 | 1.6 | -3.3 | 2.0 | 0.2 | -0.6 |
| 2013 |
+13.47% | 2.5 | 0.3 | 1.5 | 2.1 | -1.3 | -1.9 | 3.2 | -1.8 | 4.3 | 2.6 | 0.7 | 0.8 |
| 2012 |
+12.20% | 4.3 | 1.9 | 0.9 | -0.4 | -4.9 | 2.9 | 0.4 | 1.7 | 1.7 | -0.2 | 1.0 | 2.6 |
| 2011 |
-0.58% | 0.9 | 1.9 | 0.2 | 3.0 | -0.8 | -1.0 | -0.5 | -3.8 | -5.9 | 6.3 | -0.7 | 0.1 |
| 2010 |
+12.72% | -1.8 | 1.4 | 4.1 | 1.7 | -5.4 | -1.8 | 5.3 | -2.0 | 5.7 | 2.7 | -1.5 | 4.4 |
| 2009 |
+19.90% | -7.7 | -7.1 | 5.9 | 8.0 | 5.3 | -0.5 | 6.0 | 3.5 | 3.7 | -2.1 | 3.5 | 1.3 |
| 2008 |
-20.06% | -2.3 | -0.4 | 0.6 | 2.0 | 0.7 | -5.3 | -0.5 | 0.2 | -5.0 | -12.0 | -3.6 | 4.7 |
| 2007 |
+6.31% | 1.3 | 0.1 | 1.4 | 2.2 | 1.5 | -1.1 | -1.4 | 0.8 | 2.6 | 2.9 | -2.6 | -1.5 |
| 2006 |
+16.25% | 4.2 | -0.1 | 1.9 | 1.5 | -2.8 | 0.2 | 0.7 | 2.0 | 0.9 | 3.1 | 2.6 | 1.1 |
| 2005 |
+9.65% | -0.9 | 2.2 | -1.6 | -0.6 | 1.6 | 1.7 | 2.4 | 1.0 | 1.3 | -2.1 | 2.3 | 2.1 |
| 2004 |
+16.13% | 2.2 | 2.0 | 1.4 | -4.1 | 0.9 | 2.3 | -1.7 | 1.7 | 1.8 | 2.0 | 4.1 | 2.9 |
| 2003 |
+28.61% | -1.4 | -0.3 | -0.5 | 5.2 | 5.6 | 2.0 | 1.4 | 2.5 | 1.9 | 4.0 | 1.4 | 4.0 |
| 2002 |
-0.14% | -0.3 | 1.0 | 2.8 | 1.5 | 1.0 | -1.8 | -4.6 | 1.1 | -3.7 | 0.9 | 2.3 | -0.1 |
| 2001 |
+0.49% | 2.9 | -2.3 | -2.8 | 3.8 | 0.6 | -0.2 | -0.4 | -0.1 | -5.6 | 2.1 | 1.9 | 1.0 |
* Note: Portofolio Returns, up to December 2007, are simulated. They have been calculated using the historical series of equivalent ETFs / Assets, instead of the actual ETFs of the portfolio.
In particular, it has been used:
DLS - WisdomTree International SmallCp Div: simulated historical serie, up to December 2006
EEM - iShares MSCI Emerging Markets: simulated historical serie, up to December 2003
VTV - Vanguard Value: simulated historical serie, up to December 2004
VEA - Vanguard FTSE Developed Markets: simulated historical serie, up to December 2007
EFV - iShares MSCI EAFE Value: simulated historical serie, up to December 2005
VNQ - Vanguard Real Estate: simulated historical serie, up to December 2004
VV - Vanguard Large-Cap: simulated historical serie, up to December 2004
IEI - iShares 3-7 Year Treasury Bond: simulated historical serie, up to December 2007
SHY - iShares 1-3 Year Treasury Bond: simulated historical serie, up to December 2002
TIP - iShares TIPS Bond: simulated historical serie, up to December 2003