Data Source: from January 1995 to September 2021
Last Update: 30 September 2021
The FundAdvice Ultimate Buy&Hold Portfolio is exposed for 60% on the Stock Market.
It's a High Risk portfolio and it can be replicated with 12 ETFs.
In the last 10 years, the portfolio obtained a 7.73% compound annual return, with a 8.09% standard deviation.
In the last 25 years, a 7.51% compound annual return, with a 9.23% standard deviation.
In 2020, the portfolio granted a 1.73% dividend yield. If you are interested in getting periodic income, please refer to the FundAdvice Ultimate Buy&Hold Portfolio: Dividend Yield page.
Asset Allocation and ETFs
The FundAdvice Ultimate Buy&Hold Portfolio has the following asset allocation:
The FundAdvice Ultimate Buy&Hold Portfolio can be replicated with the following ETFs:
| Weight | Ticker | ETF Name | Investment Themes | |
|---|---|---|---|---|
| 12.00 % | DLS | WisdomTree International SmallCp Div | Equity, Developed Markets, Small Cap, Value | |
| 6.00 % | IJR | iShares Core S&P Small-Cap | Equity, U.S., Small Cap | |
| 6.00 % | EEM | iShares MSCI Emerging Markets | Equity, Emerging Markets, Large Cap | |
| 6.00 % | IJS | iShares S&P Small-Cap 600 Value | Equity, U.S., Small Cap, Value | |
| 6.00 % | VTV | Vanguard Value | Equity, U.S., Large Cap, Value | |
| 6.00 % | VEA | Vanguard FTSE Developed Markets | Equity, EAFE, Large Cap | |
| 6.00 % | EFV | iShares MSCI EAFE Value | Equity, EAFE, Large Cap, Value | |
| 6.00 % | VNQ | Vanguard Real Estate | Real Estate, U.S. | |
| 6.00 % | VV | Vanguard Large-Cap | Equity, U.S., Large Cap | |
| 20.00 % | IEI | iShares 3-7 Year Treasury Bond | Bond, U.S., Intermediate-Term | |
| 12.00 % | SHY | iShares 1-3 Year Treasury Bond | Bond, U.S., Short Term | |
| 8.00 % | TIP | iShares TIPS Bond | Bond, U.S., All-Term |
Portfolio and ETF Returns
The FundAdvice Ultimate Buy&Hold Portfolio guaranteed the following returns.
| 1M | 3M | 6M | 1Y | 3Y(*) | 5Y(*) | 10Y(*) | 20Y(*) | 25Y(*) | |
|---|---|---|---|---|---|---|---|---|---|
| FundAdvice Ultimate Buy&Hold Portfolio | -2.44 | -1.08 | +2.80 | +19.14 | +7.15 | +7.25 | +7.73 | +7.86 | +7.51 |
| Components | |||||||||
|
DLS WisdomTree International SmallCp Div |
-3.63 | +0.05 | +4.92 | +27.79 | +4.78 | +7.24 | +9.06 | +10.62 | +7.72 |
|
IJR iShares Core S&P Small-Cap |
-2.39 | -2.92 | +1.29 | +57.36 | +9.37 | +13.54 | +15.66 | +11.40 | +10.36 |
|
EEM iShares MSCI Emerging Markets |
-3.87 | -8.65 | -5.14 | +15.96 | +7.76 | +8.29 | +5.81 | +10.20 | +6.12 |
|
IJS iShares S&P Small-Cap 600 Value |
-1.46 | -4.03 | +0.66 | +66.24 | +8.16 | +11.74 | +14.78 | +10.60 | +10.64 |
|
VTV Vanguard Value |
-3.94 | -0.95 | +4.14 | +32.59 | +9.86 | +12.14 | +14.05 | +8.41 | +8.67 |
|
VEA Vanguard FTSE Developed Markets |
-3.38 | -1.62 | +4.04 | +26.63 | +8.23 | +9.20 | +8.70 | +6.84 | +5.42 |
|
EFV iShares MSCI EAFE Value |
-2.14 | -1.76 | +1.40 | +29.84 | +2.80 | +5.65 | +5.92 | +6.26 | +5.25 |
|
VNQ Vanguard Real Estate |
-5.68 | +0.62 | +12.29 | +33.49 | +11.96 | +7.52 | +11.52 | +10.37 | +10.07 |
|
VV Vanguard Large-Cap |
-4.71 | +0.39 | +9.10 | +30.17 | +16.63 | +17.28 | +16.75 | +9.70 | +9.80 |
|
IEI iShares 3-7 Year Treasury Bond |
-0.82 | -0.10 | +0.57 | -1.82 | +4.52 | +2.09 | +2.02 | +3.87 | +4.74 |
|
SHY iShares 1-3 Year Treasury Bond |
-0.10 | +0.03 | -0.02 | -0.10 | +2.53 | +1.51 | +1.03 | +2.20 | +3.12 |
|
TIP iShares TIPS Bond |
-0.78 | +1.71 | +4.97 | +4.88 | +7.23 | +4.13 | +2.97 | +4.99 | +5.88 |
- a rebalancing of the components at the beginning of each year (i.e. at every January 1st)
- the reinvestment of dividends
If you are interested in getting periodic income, please refer to the FundAdvice Ultimate Buy&Hold Portfolio: Dividend Yield page.
Historical Returns
FundAdvice Ultimate Buy&Hold Portfolio - Historical returns and stats.
| Period | Returns Sep 2021 |
Standard Deviation * |
Max Drawdown |
Months Pos - Neg |
|---|---|---|---|---|
|
1M
|
-2.44%
|
-2.44%
Sep 2021 - Sep 2021
|
0 - 1 | |
|
3M
|
-1.08%
|
-2.44%
Sep 2021 - Sep 2021
|
2 - 1 | |
|
6M
|
+2.80%
|
-2.44%
Sep 2021 - Sep 2021
|
4 - 2 | |
|
YTD
|
+8.18%
|
-2.44%
Sep 2021 - Sep 2021
|
7 - 2 | |
|
1Y
|
+19.14%
|
8.15%
|
-2.44%
Sep 2021 - Sep 2021
|
9 - 3 |
|
3Y
|
+7.15%
annualized
|
11.03%
|
-15.07%
Jan 2020 - Mar 2020
|
24 - 12 |
|
5Y
|
+7.25%
annualized
|
8.89%
|
-15.07%
Jan 2020 - Mar 2020
|
44 - 16 |
|
10Y
|
+7.73%
annualized
|
8.09%
|
-15.07%
Jan 2020 - Mar 2020
|
83 - 37 |
|
20Y
|
+7.86%
annualized
|
9.35%
|
-34.23%
Nov 2007 - Feb 2009
|
162 - 78 |
|
25Y
|
+7.51%
annualized
|
9.23%
|
-34.23%
Nov 2007 - Feb 2009
|
194 - 106 |
|
MAX
01 Jan 1995
|
+7.85%
annualized
|
9.00%
|
-34.23%
Nov 2007 - Feb 2009
|
211 - 110 |
Best Classic Portfolios, with High Risk, ordered by 25 Years annualized return.
25 Years Stats |
% Allocation |
||||||
|---|---|---|---|---|---|---|---|
| Portfolio | Return▾ | Drawdown | Stocks | Bonds | Comm. | ||
| Yale Endowment David Swensen |
+8.94% | -39.46% | 70 | 30 | 0 | Compare | |
| Simple Path to Wealth JL Collins |
+8.92% | -38.54% | 75 | 25 | 0 | Compare | |
| Talmud Portfolio Roger Gibson |
+8.85% | -40.18% | 66.67 | 33.33 | 0 | Compare | |
| Late Sixties and Beyond Burton Malkiel |
+8.64% | -41.80% | 71 | 29 | 0 | Compare | |
| Lazy Portfolio David Swensen |
+8.43% | -40.88% | 70 | 30 | 0 | Compare | |
Capital Growth
Drawdowns
Rolling Returns ( more details)
FundAdvice Ultimate Buy&Hold Portfolio: annualized rolling and average returns
| Return (*) | Negative Periods |
|||
|---|---|---|---|---|
| Rolling Period | Average | Best | Worst | |
| 1 Year |
+8.15% |
+39.16% Mar 2009 - Feb 2010 |
-29.49% Mar 2008 - Feb 2009 |
16.13% |
| 2 Years |
+7.60% |
+27.26% Mar 2009 - Feb 2011 |
-15.21% Mar 2007 - Feb 2009 |
8.72% |
| 3 Years |
+7.42% |
+21.10% Apr 2003 - Mar 2006 |
-6.63% Mar 2006 - Feb 2009 |
4.20% |
| 5 Years |
+7.43% |
+16.61% Nov 2002 - Oct 2007 |
+0.71% Mar 2004 - Feb 2009 |
0.00% |
| 7 Years |
+7.44% |
+11.75% Nov 2000 - Oct 2007 |
+3.38% Apr 2013 - Mar 2020 |
0.00% |
| 10 Years |
+7.61% |
+10.48% May 1997 - Apr 2007 |
+4.78% Apr 2010 - Mar 2020 |
0.00% |
| 15 Years |
+7.48% |
+8.93% Feb 2003 - Jan 2018 |
+5.25% Apr 2005 - Mar 2020 |
0.00% |
| 20 Years |
+7.41% |
+8.45% Mar 1995 - Feb 2015 |
+6.20% Apr 2000 - Mar 2020 |
0.00% |
* Annualized rolling and average returns over full calendar month periods
If you need a deeper detail about rolling returns, please refer to the FundAdvice Ultimate Buy&Hold Portfolio: Rolling Returns page.
Seasonality and Yearly/Monthly Returns
FundAdvice Ultimate Buy&Hold Portfolio Seasonality: in which months is it better to invest?
In the table below, the average monthly return is represented.
Below each return, it's also mentioned the probability of obtaining a positive monthly result (Win %).
Both the Average Return and the Gain Frequency are useful to get an idea of what happened in the past.
| Monthly Average Return (%) and Gain Frequency | ||||||||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Return (%) | Jan | Feb | Mar | Apr | May | Jun | Jul | Aug | Sep | Oct | Nov | Dec |
| Average Win % |
0.34 56% |
0.30 63% |
0.88 78% |
1.72 85% |
0.39 63% |
0.42 56% |
0.65 56% |
0.01 63% |
0.24 59% |
0.45 62% |
1.19 73% |
1.45 77% |
| Best Year |
5.6 2019 |
4.3 1998 |
5.9 2009 |
8.0 2009 |
5.6 2003 |
3.6 2019 |
6.0 2009 |
3.5 2009 |
5.7 2010 |
6.3 2011 |
7.4 2020 |
4.7 2008 |
| Worst Year |
-7.7 2009 |
-7.1 2009 |
-9.9 2020 |
-4.1 2004 |
-5.4 2010 |
-5.3 2008 |
-4.6 2002 |
-7.9 1998 |
-5.9 2011 |
-12.0 2008 |
-3.6 2008 |
-4.2 2018 |
For further information about the seasonality, check the Asset Class Seasonality page.
Monthly Returns of FundAdvice Ultimate Buy&Hold Portfolio
| Months | |||||||||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Year | Return | Jan | Feb | Mar | Apr | May | Jun | Jul | Aug | Sep | Oct | Nov | Dec |
| 2021 |
+8.18% | 0.6 | 2.4 | 2.2 | 2.3 | 1.7 | -0.1 | 0.2 | 1.2 | -2.4 | |||
| 2020 |
+5.84% | -1.4 | -4.4 | -9.9 | 5.2 | 2.4 | 1.6 | 2.3 | 2.6 | -1.5 | -0.9 | 7.4 | 3.4 |
| 2019 |
+16.24% | 5.6 | 1.3 | 0.5 | 1.8 | -3.3 | 3.6 | -0.4 | -0.9 | 1.9 | 1.9 | 1.1 | 2.3 |
| 2018 |
-6.85% | 1.9 | -3.1 | 0.2 | 0.1 | 0.7 | -0.3 | 1.5 | 0.5 | -0.6 | -4.8 | 1.4 | -4.2 |
| 2017 |
+13.54% | 1.5 | 1.4 | 0.7 | 1.2 | 0.8 | 0.8 | 1.8 | 0.1 | 1.7 | 0.8 | 1.0 | 1.0 |
| 2016 |
+8.37% | -2.6 | -0.2 | 5.2 | 0.6 | 0.2 | 0.5 | 2.9 | 0.0 | 0.8 | -1.7 | 0.9 | 1.6 |
| 2015 |
-0.60% | 0.3 | 2.6 | -0.1 | 1.1 | 0.0 | -1.5 | 0.3 | -3.8 | -1.5 | 3.7 | 0.0 | -1.3 |
| 2014 |
+3.11% | -1.5 | 3.0 | 0.4 | 0.4 | 1.3 | 1.1 | -1.3 | 1.6 | -3.3 | 2.0 | 0.2 | -0.6 |
| 2013 |
+13.47% | 2.5 | 0.3 | 1.5 | 2.1 | -1.3 | -1.9 | 3.2 | -1.8 | 4.3 | 2.6 | 0.7 | 0.8 |
| 2012 |
+12.20% | 4.3 | 1.9 | 0.9 | -0.4 | -4.9 | 2.9 | 0.4 | 1.7 | 1.7 | -0.2 | 1.0 | 2.6 |
| 2011 |
-0.58% | 0.9 | 1.9 | 0.2 | 3.0 | -0.8 | -1.0 | -0.5 | -3.8 | -5.9 | 6.3 | -0.7 | 0.1 |
| 2010 |
+12.72% | -1.8 | 1.4 | 4.1 | 1.7 | -5.4 | -1.8 | 5.3 | -2.0 | 5.7 | 2.7 | -1.5 | 4.4 |
| 2009 |
+19.90% | -7.7 | -7.1 | 5.9 | 8.0 | 5.3 | -0.5 | 6.0 | 3.5 | 3.7 | -2.1 | 3.5 | 1.3 |
| 2008 |
-20.06% | -2.3 | -0.4 | 0.6 | 2.0 | 0.7 | -5.3 | -0.5 | 0.2 | -5.0 | -12.0 | -3.6 | 4.7 |
| 2007 |
+6.31% | 1.3 | 0.1 | 1.4 | 2.2 | 1.5 | -1.1 | -1.4 | 0.8 | 2.6 | 2.9 | -2.6 | -1.5 |
| 2006 |
+16.25% | 4.2 | -0.1 | 1.9 | 1.5 | -2.8 | 0.2 | 0.7 | 2.0 | 0.9 | 3.1 | 2.6 | 1.1 |
| 2005 |
+9.65% | -0.9 | 2.2 | -1.6 | -0.6 | 1.6 | 1.7 | 2.4 | 1.0 | 1.3 | -2.1 | 2.3 | 2.1 |
| 2004 |
+16.13% | 2.2 | 2.0 | 1.4 | -4.1 | 0.9 | 2.3 | -1.7 | 1.7 | 1.8 | 2.0 | 4.1 | 2.9 |
| 2003 |
+28.61% | -1.4 | -0.3 | -0.5 | 5.2 | 5.6 | 2.0 | 1.4 | 2.5 | 1.9 | 4.0 | 1.4 | 4.0 |
| 2002 |
-0.14% | -0.3 | 1.0 | 2.8 | 1.5 | 1.0 | -1.8 | -4.6 | 1.1 | -3.7 | 0.9 | 2.3 | -0.1 |
| 2001 |
+0.49% | 2.9 | -2.3 | -2.8 | 3.8 | 0.6 | -0.2 | -0.4 | -0.1 | -5.6 | 2.1 | 1.9 | 1.0 |
| 2000 |
+4.94% | -2.3 | 1.1 | 2.8 | -1.8 | -0.6 | 3.5 | -0.3 | 2.3 | -1.2 | -1.2 | -1.3 | 4.2 |
| 1999 |
+11.76% | 0.0 | -2.7 | 2.7 | 5.4 | -1.2 | 3.0 | -0.3 | -0.6 | -0.4 | 0.8 | 1.1 | 3.5 |
| 1998 |
+6.47% | 1.3 | 4.3 | 2.4 | 0.0 | -1.3 | -0.3 | -1.6 | -7.9 | 2.5 | 3.6 | 2.7 | 1.3 |
| 1997 |
+8.09% | 0.6 | 0.4 | -1.7 | 0.8 | 4.4 | 2.9 | 2.8 | -3.0 | 3.4 | -2.7 | -0.4 | 0.7 |
| 1996 |
+9.91% | 1.7 | -0.2 | 0.6 | 1.7 | 0.8 | 0.1 | -2.7 | 1.2 | 2.2 | 1.0 | 3.4 | -0.2 |
| 1995 |
+17.23% | -0.3 | 1.5 | 2.0 | 2.0 | 2.7 | 0.8 | 2.3 | 0.1 | 1.2 | -1.1 | 2.3 | 2.7 |
* Note: Portofolio Returns, up to December 2007, are simulated. They have been calculated using the historical series of equivalent ETFs / Assets, instead of the actual ETFs of the portfolio.
In particular, it has been used:
- DLS - WisdomTree International SmallCp Div: simulated historical serie, up to December 2006
- IJR - iShares Core S&P Small-Cap: simulated historical serie, up to December 2000
- EEM - iShares MSCI Emerging Markets: simulated historical serie, up to December 2003
- IJS - iShares S&P Small-Cap 600 Value: simulated historical serie, up to December 2000
- VTV - Vanguard Value: simulated historical serie, up to December 2004
- VEA - Vanguard FTSE Developed Markets: simulated historical serie, up to December 2007
- EFV - iShares MSCI EAFE Value: simulated historical serie, up to December 2005
- VNQ - Vanguard Real Estate: simulated historical serie, up to December 2004
- VV - Vanguard Large-Cap: simulated historical serie, up to December 2004
- IEI - iShares 3-7 Year Treasury Bond: simulated historical serie, up to December 2007
- SHY - iShares 1-3 Year Treasury Bond: simulated historical serie, up to December 2002
- TIP - iShares TIPS Bond: simulated historical serie, up to December 2003