Data Source: from January 1995 to September 2021

Last Update: 30 September 2021

The FundAdvice Ultimate Buy&Hold Portfolio is exposed for 60% on the Stock Market.

It's a High Risk portfolio and it can be replicated with 12 ETFs.

In the last 10 years, the portfolio obtained a 7.73% compound annual return, with a 8.09% standard deviation.

In the last 25 years, a 7.51% compound annual return, with a 9.23% standard deviation.

In 2020, the portfolio granted a 1.73% dividend yield. If you are interested in getting periodic income, please refer to the FundAdvice Ultimate Buy&Hold Portfolio: Dividend Yield page.

Asset Allocation and ETFs

The FundAdvice Ultimate Buy&Hold Portfolio has the following asset allocation:

60% Stocks
40% Fixed Income
0% Commodities

The FundAdvice Ultimate Buy&Hold Portfolio can be replicated with the following ETFs:

Weight Ticker ETF Name Investment Themes
12.00 % DLS WisdomTree International SmallCp Div Equity, Developed Markets, Small Cap, Value
6.00 % IJR iShares Core S&P Small-Cap Equity, U.S., Small Cap
6.00 % EEM iShares MSCI Emerging Markets Equity, Emerging Markets, Large Cap
6.00 % IJS iShares S&P Small-Cap 600 Value Equity, U.S., Small Cap, Value
6.00 % VTV Vanguard Value Equity, U.S., Large Cap, Value
6.00 % VEA Vanguard FTSE Developed Markets Equity, EAFE, Large Cap
6.00 % EFV iShares MSCI EAFE Value Equity, EAFE, Large Cap, Value
6.00 % VNQ Vanguard Real Estate Real Estate, U.S.
6.00 % VV Vanguard Large-Cap Equity, U.S., Large Cap
20.00 % IEI iShares 3-7 Year Treasury Bond Bond, U.S., Intermediate-Term
12.00 % SHY iShares 1-3 Year Treasury Bond Bond, U.S., Short Term
8.00 % TIP iShares TIPS Bond Bond, U.S., All-Term
Most of Lazy Portfolios are made of common components (asset classes), very simple and well defined. For a more complete view, find out the most common ETFs you can use to build your portfolio.

Portfolio and ETF Returns

The FundAdvice Ultimate Buy&Hold Portfolio guaranteed the following returns.

FUNDADVICE ULTIMATE BUY&HOLD PORTFOLIO RETURNS (%)
Last Update: 30 September 2021
Swipe left to see all data
1M 3M 6M 1Y 3Y(*) 5Y(*) 10Y(*) 20Y(*) 25Y(*)
FundAdvice Ultimate Buy&Hold Portfolio -2.44 -1.08 +2.80 +19.14 +7.15 +7.25 +7.73 +7.86 +7.51
Components
DLS
WisdomTree International SmallCp Div
-3.63 +0.05 +4.92 +27.79 +4.78 +7.24 +9.06 +10.62 +7.72
IJR
iShares Core S&P Small-Cap
-2.39 -2.92 +1.29 +57.36 +9.37 +13.54 +15.66 +11.40 +10.36
EEM
iShares MSCI Emerging Markets
-3.87 -8.65 -5.14 +15.96 +7.76 +8.29 +5.81 +10.20 +6.12
IJS
iShares S&P Small-Cap 600 Value
-1.46 -4.03 +0.66 +66.24 +8.16 +11.74 +14.78 +10.60 +10.64
VTV
Vanguard Value
-3.94 -0.95 +4.14 +32.59 +9.86 +12.14 +14.05 +8.41 +8.67
VEA
Vanguard FTSE Developed Markets
-3.38 -1.62 +4.04 +26.63 +8.23 +9.20 +8.70 +6.84 +5.42
EFV
iShares MSCI EAFE Value
-2.14 -1.76 +1.40 +29.84 +2.80 +5.65 +5.92 +6.26 +5.25
VNQ
Vanguard Real Estate
-5.68 +0.62 +12.29 +33.49 +11.96 +7.52 +11.52 +10.37 +10.07
VV
Vanguard Large-Cap
-4.71 +0.39 +9.10 +30.17 +16.63 +17.28 +16.75 +9.70 +9.80
IEI
iShares 3-7 Year Treasury Bond
-0.82 -0.10 +0.57 -1.82 +4.52 +2.09 +2.02 +3.87 +4.74
SHY
iShares 1-3 Year Treasury Bond
-0.10 +0.03 -0.02 -0.10 +2.53 +1.51 +1.03 +2.20 +3.12
TIP
iShares TIPS Bond
-0.78 +1.71 +4.97 +4.88 +7.23 +4.13 +2.97 +4.99 +5.88
(*) annualized
Portfolio returns are calculated assuming:
  • a rebalancing of the components at the beginning of each year (i.e. at every January 1st)
  • the reinvestment of dividends

If you are interested in getting periodic income, please refer to the FundAdvice Ultimate Buy&Hold Portfolio: Dividend Yield page.

Historical Returns

FundAdvice Ultimate Buy&Hold Portfolio - Historical returns and stats.

FUNDADVICE ULTIMATE BUY&HOLD PORTFOLIO
Last Update: 30 September 2021
Swipe left to see all data
Period Returns
Sep 2021
Standard
Deviation *
Max
Drawdown
Months
Pos - Neg
1M
-2.44%
-2.44%
Sep 2021 - Sep 2021
0 - 1
3M
-1.08%
-2.44%
Sep 2021 - Sep 2021
2 - 1
6M
+2.80%
-2.44%
Sep 2021 - Sep 2021
4 - 2
YTD
+8.18%
-2.44%
Sep 2021 - Sep 2021
7 - 2
1Y
+19.14%
8.15%
-2.44%
Sep 2021 - Sep 2021
9 - 3
3Y
+7.15%
annualized
11.03%
-15.07%
Jan 2020 - Mar 2020
24 - 12
5Y
+7.25%
annualized
8.89%
-15.07%
Jan 2020 - Mar 2020
44 - 16
10Y
+7.73%
annualized
8.09%
-15.07%
Jan 2020 - Mar 2020
83 - 37
20Y
+7.86%
annualized
9.35%
-34.23%
Nov 2007 - Feb 2009
162 - 78
25Y
+7.51%
annualized
9.23%
-34.23%
Nov 2007 - Feb 2009
194 - 106
MAX
01 Jan 1995
+7.85%
annualized
9.00%
-34.23%
Nov 2007 - Feb 2009
211 - 110
* Annualized St.Dev. of monthly returns

Best Classic Portfolios, with High Risk, ordered by 25 Years annualized return.

25 Years Stats
% Allocation
Portfolio Return Drawdown Stocks Bonds Comm.
Yale Endowment
David Swensen
+8.94% -39.46% 70 30 0 Compare
Simple Path to Wealth
JL Collins
+8.92% -38.54% 75 25 0 Compare
Talmud Portfolio
Roger Gibson
+8.85% -40.18% 66.67 33.33 0 Compare
Late Sixties and Beyond
Burton Malkiel
+8.64% -41.80% 71 29 0 Compare
Lazy Portfolio
David Swensen
+8.43% -40.88% 70 30 0 Compare

See all portfolios

Capital Growth

Time Range:

Drawdowns

Time Range:

Rolling Returns ( more details)

FundAdvice Ultimate Buy&Hold Portfolio: annualized rolling and average returns

Swipe left to see all data
Return (*) Negative
Periods
Rolling Period Average Best Worst
1 Year
+8.15% +39.16%
Mar 2009 - Feb 2010
-29.49%
Mar 2008 - Feb 2009
16.13%
2 Years
+7.60% +27.26%
Mar 2009 - Feb 2011
-15.21%
Mar 2007 - Feb 2009
8.72%
3 Years
+7.42% +21.10%
Apr 2003 - Mar 2006
-6.63%
Mar 2006 - Feb 2009
4.20%
5 Years
+7.43% +16.61%
Nov 2002 - Oct 2007
+0.71%
Mar 2004 - Feb 2009
0.00%
7 Years
+7.44% +11.75%
Nov 2000 - Oct 2007
+3.38%
Apr 2013 - Mar 2020
0.00%
10 Years
+7.61% +10.48%
May 1997 - Apr 2007
+4.78%
Apr 2010 - Mar 2020
0.00%
15 Years
+7.48% +8.93%
Feb 2003 - Jan 2018
+5.25%
Apr 2005 - Mar 2020
0.00%
20 Years
+7.41% +8.45%
Mar 1995 - Feb 2015
+6.20%
Apr 2000 - Mar 2020
0.00%

* Annualized rolling and average returns over full calendar month periods

If you need a deeper detail about rolling returns, please refer to the FundAdvice Ultimate Buy&Hold Portfolio: Rolling Returns page.

Seasonality and Yearly/Monthly Returns

FundAdvice Ultimate Buy&Hold Portfolio Seasonality: in which months is it better to invest?

In the table below, the average monthly return is represented.

Below each return, it's also mentioned the probability of obtaining a positive monthly result (Win %).

Both the Average Return and the Gain Frequency are useful to get an idea of what happened in the past.

Swipe left to see all data
Monthly Average Return (%) and Gain Frequency
Return (%) Jan Feb Mar Apr May Jun Jul Aug Sep Oct Nov Dec
Average
Win %
0.34
56%
0.30
63%
0.88
78%
1.72
85%
0.39
63%
0.42
56%
0.65
56%
0.01
63%
0.24
59%
0.45
62%
1.19
73%
1.45
77%
Best
Year
5.6
2019
4.3
1998
5.9
2009
8.0
2009
5.6
2003
3.6
2019
6.0
2009
3.5
2009
5.7
2010
6.3
2011
7.4
2020
4.7
2008
Worst
Year
-7.7
2009
-7.1
2009
-9.9
2020
-4.1
2004
-5.4
2010
-5.3
2008
-4.6
2002
-7.9
1998
-5.9
2011
-12.0
2008
-3.6
2008
-4.2
2018
Statistics calculated for the period Jan 1995 - Sep 2021

For further information about the seasonality, check the Asset Class Seasonality page.

Monthly Returns of FundAdvice Ultimate Buy&Hold Portfolio

Swipe left to see all data
Months
Year Return Jan Feb Mar Apr May Jun Jul Aug Sep Oct Nov Dec
2021
+8.18% 0.6 2.4 2.2 2.3 1.7 -0.1 0.2 1.2 -2.4
2020
+5.84% -1.4 -4.4 -9.9 5.2 2.4 1.6 2.3 2.6 -1.5 -0.9 7.4 3.4
2019
+16.24% 5.6 1.3 0.5 1.8 -3.3 3.6 -0.4 -0.9 1.9 1.9 1.1 2.3
2018
-6.85% 1.9 -3.1 0.2 0.1 0.7 -0.3 1.5 0.5 -0.6 -4.8 1.4 -4.2
2017
+13.54% 1.5 1.4 0.7 1.2 0.8 0.8 1.8 0.1 1.7 0.8 1.0 1.0
2016
+8.37% -2.6 -0.2 5.2 0.6 0.2 0.5 2.9 0.0 0.8 -1.7 0.9 1.6
2015
-0.60% 0.3 2.6 -0.1 1.1 0.0 -1.5 0.3 -3.8 -1.5 3.7 0.0 -1.3
2014
+3.11% -1.5 3.0 0.4 0.4 1.3 1.1 -1.3 1.6 -3.3 2.0 0.2 -0.6
2013
+13.47% 2.5 0.3 1.5 2.1 -1.3 -1.9 3.2 -1.8 4.3 2.6 0.7 0.8
2012
+12.20% 4.3 1.9 0.9 -0.4 -4.9 2.9 0.4 1.7 1.7 -0.2 1.0 2.6
2011
-0.58% 0.9 1.9 0.2 3.0 -0.8 -1.0 -0.5 -3.8 -5.9 6.3 -0.7 0.1
2010
+12.72% -1.8 1.4 4.1 1.7 -5.4 -1.8 5.3 -2.0 5.7 2.7 -1.5 4.4
2009
+19.90% -7.7 -7.1 5.9 8.0 5.3 -0.5 6.0 3.5 3.7 -2.1 3.5 1.3
2008
-20.06% -2.3 -0.4 0.6 2.0 0.7 -5.3 -0.5 0.2 -5.0 -12.0 -3.6 4.7
2007
+6.31% 1.3 0.1 1.4 2.2 1.5 -1.1 -1.4 0.8 2.6 2.9 -2.6 -1.5
2006
+16.25% 4.2 -0.1 1.9 1.5 -2.8 0.2 0.7 2.0 0.9 3.1 2.6 1.1
2005
+9.65% -0.9 2.2 -1.6 -0.6 1.6 1.7 2.4 1.0 1.3 -2.1 2.3 2.1
2004
+16.13% 2.2 2.0 1.4 -4.1 0.9 2.3 -1.7 1.7 1.8 2.0 4.1 2.9
2003
+28.61% -1.4 -0.3 -0.5 5.2 5.6 2.0 1.4 2.5 1.9 4.0 1.4 4.0
2002
-0.14% -0.3 1.0 2.8 1.5 1.0 -1.8 -4.6 1.1 -3.7 0.9 2.3 -0.1
2001
+0.49% 2.9 -2.3 -2.8 3.8 0.6 -0.2 -0.4 -0.1 -5.6 2.1 1.9 1.0
2000
+4.94% -2.3 1.1 2.8 -1.8 -0.6 3.5 -0.3 2.3 -1.2 -1.2 -1.3 4.2
1999
+11.76% 0.0 -2.7 2.7 5.4 -1.2 3.0 -0.3 -0.6 -0.4 0.8 1.1 3.5
1998
+6.47% 1.3 4.3 2.4 0.0 -1.3 -0.3 -1.6 -7.9 2.5 3.6 2.7 1.3
1997
+8.09% 0.6 0.4 -1.7 0.8 4.4 2.9 2.8 -3.0 3.4 -2.7 -0.4 0.7
1996
+9.91% 1.7 -0.2 0.6 1.7 0.8 0.1 -2.7 1.2 2.2 1.0 3.4 -0.2
1995
+17.23% -0.3 1.5 2.0 2.0 2.7 0.8 2.3 0.1 1.2 -1.1 2.3 2.7

* Note:
Portofolio Returns, up to December 2007, are simulated. They have been calculated using the historical series of equivalent ETFs / Assets, instead of the actual ETFs of the portfolio.

In particular, it has been used:

  • DLS - WisdomTree International SmallCp Div: simulated historical serie, up to December 2006
  • IJR - iShares Core S&P Small-Cap: simulated historical serie, up to December 2000
  • EEM - iShares MSCI Emerging Markets: simulated historical serie, up to December 2003
  • IJS - iShares S&P Small-Cap 600 Value: simulated historical serie, up to December 2000
  • VTV - Vanguard Value: simulated historical serie, up to December 2004
  • VEA - Vanguard FTSE Developed Markets: simulated historical serie, up to December 2007
  • EFV - iShares MSCI EAFE Value: simulated historical serie, up to December 2005
  • VNQ - Vanguard Real Estate: simulated historical serie, up to December 2004
  • VV - Vanguard Large-Cap: simulated historical serie, up to December 2004
  • IEI - iShares 3-7 Year Treasury Bond: simulated historical serie, up to December 2007
  • SHY - iShares 1-3 Year Treasury Bond: simulated historical serie, up to December 2002
  • TIP - iShares TIPS Bond: simulated historical serie, up to December 2003
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