Last Update: 31 December 2020
The FundAdvice Ultimate Buy&Hold Portfolio is exposed for 60% on the Stock Market.
It's a High Risk portfolio and it can be replicated with 12 ETFs.
In the last 10 years, the portfolio obtained a 6.22% compound annual return, with a 8.43% standard deviation.
In 2020, the portfolio granted a 1.73% dividend yield. If you are interested in getting periodic income, please refer to the FundAdvice Ultimate Buy&Hold Portfolio: Dividend Yield page.
Asset Allocation and ETFs
The FundAdvice Ultimate Buy&Hold Portfolio has the following asset allocation:
The FundAdvice Ultimate Buy&Hold Portfolio can be replicated with the following ETFs:
Weight | Ticker | ETF Name | Investment Themes | |
---|---|---|---|---|
12.00 % | DLS | WisdomTree International SmallCp Div | Equity, Developed Markets, Small Cap, Value | |
6.00 % | IJR | iShares Core S&P Small-Cap | Equity, U.S., Small Cap | |
6.00 % | IJS | iShares S&P Small-Cap 600 Value | Equity, U.S., Small Cap, Value | |
6.00 % | EEM | iShares MSCI Emerging Markets | Equity, Emerging Markets, Large Cap | |
6.00 % | VTV | Vanguard Value | Equity, U.S., Large Cap, Value | |
6.00 % | VEA | Vanguard FTSE Developed Markets | Equity, EAFE, Large Cap | |
6.00 % | EFV | iShares MSCI EAFE Value | Equity, EAFE, Large Cap, Value | |
6.00 % | VNQ | Vanguard Real Estate | Real Estate, U.S. | |
6.00 % | VV | Vanguard Large-Cap | Equity, U.S., Large Cap | |
20.00 % | IEI | iShares 3-7 Year Treasury Bond | Bond, U.S., Intermediate-Term | |
12.00 % | SHY | iShares 1-3 Year Treasury Bond | Bond, U.S., Short Term | |
8.00 % | TIP | iShares TIPS Bond | Bond, U.S., All-Term |
Portfolio and ETF Returns
The FundAdvice Ultimate Buy&Hold Portfolio guaranteed the following returns.
1M | 3M | 6M | 1Y | 3Y(*) | 5Y(*) | 10Y(*) | |
---|---|---|---|---|---|---|---|
FundAdvice Ultimate Buy&Hold Portfolio | +3.44 | +10.13 | +13.91 | +5.84 | +4.64 | +7.11 | +6.22 |
Components | |||||||
DLS - WisdomTree International SmallCp Div | +6.74 | +14.49 | +23.93 | -1.32 | -0.75 | +6.60 | +6.35 |
IJR - iShares Core S&P Small-Cap | +8.24 | +31.22 | +35.53 | +11.28 | +7.74 | +12.37 | +11.89 |
IJS - iShares S&P Small-Cap 600 Value | +7.50 | +32.84 | +35.75 | +2.63 | +3.55 | +10.17 | +10.17 |
EEM - iShares MSCI Emerging Markets | +7.14 | +18.41 | +30.55 | +17.03 | +5.42 | +12.26 | +2.95 |
VTV - Vanguard Value | +3.51 | +14.59 | +21.09 | +2.26 | +6.71 | +10.76 | +11.22 |
VEA - Vanguard FTSE Developed Markets | +5.64 | +16.46 | +23.46 | +9.74 | +4.68 | +8.29 | +5.86 |
EFV - iShares MSCI EAFE Value | +4.49 | +18.57 | +19.70 | -2.97 | -1.40 | +4.08 | +3.11 |
VNQ - Vanguard Real Estate | +2.72 | +9.28 | +10.71 | -4.68 | +4.91 | +5.63 | +8.66 |
VV - Vanguard Large-Cap | +4.10 | +12.78 | +23.87 | +20.99 | +14.91 | +15.66 | +14.00 |
IEI - iShares 3-7 Year Treasury Bond | +0.11 | -0.18 | +0.01 | +6.95 | +4.64 | +3.26 | +2.92 |
SHY - iShares 1-3 Year Treasury Bond | +0.04 | +0.02 | +0.09 | +3.03 | +2.62 | +1.79 | +1.17 |
TIP - iShares TIPS Bond | +1.10 | +1.63 | +4.52 | +10.84 | +5.79 | +4.99 | +3.65 |
- a rebalancing of the components at the beginning of each year (i.e. at every January 1st)
- the reinvestment of dividends
If you are interested in getting periodic income, please refer to the FundAdvice Ultimate Buy&Hold Portfolio: Dividend Yield page.
Historical Returns
FundAdvice Ultimate Buy&Hold Portfolio - Historical returns and stats.
Period | Returns Dec 2020 |
Standard Deviation * |
Max Drawdown |
Months Pos - Neg |
---|---|---|---|---|
1M
|
+3.44%
|
0.00%
|
1 - 0 | |
3M
|
+10.13%
|
-0.87%
Oct 2020 - Oct 2020
|
2 - 1 | |
6M
|
+13.91%
|
-2.33%
Sep 2020 - Oct 2020
|
4 - 2 | |
YTD
|
+5.84%
|
15.24%
|
-15.07%
Jan 2020 - Mar 2020
|
7 - 5 |
1Y
|
+5.84%
|
15.24%
|
-15.07%
Jan 2020 - Mar 2020
|
7 - 5 |
3Y
|
+4.64%
annualized
|
11.00%
|
-15.07%
Jan 2020 - Mar 2020
|
23 - 13 |
5Y
|
+7.11%
annualized
|
9.09%
|
-15.07%
Jan 2020 - Mar 2020
|
43 - 17 |
10Y
|
+6.22%
annualized
|
8.43%
|
-15.07%
Jan 2020 - Mar 2020
|
80 - 40 |
MAX
01 Jan 2001
|
+7.20%
annualized
|
9.51%
|
-34.23%
Nov 2007 - Feb 2009
|
158 - 82 |
* Annualized St.Dev. of monthly returns
Best High Risk Porftolios, ordered by 10Y annualized return.
Portfolio | 10Y Return ▾ | Stocks | Bonds | Comm. | ||
---|---|---|---|---|---|---|
Simple Path to Wealth JL Collins |
+11.38% | 75 | 25 | 0 | Compare | |
Stocks/Bonds 60/40 |
+9.90% | 60 | 40 | 0 | Compare | |
Yale Endowment David Swensen |
+9.07% | 70 | 30 | 0 | Compare | |
Edge Select Moderately Aggressive Merrill Lynch |
+9.02% | 69 | 31 | 0 | Compare | |
Talmud Portfolio Roger Gibson |
+8.95% | 66.67 | 33.33 | 0 | Compare |
Capital Growth
Drawdowns
Rolling Returns ( more details)
FundAdvice Ultimate Buy&Hold Portfolio: annualized rolling and average returns
Return (*) | Negative Periods |
|||
---|---|---|---|---|
Rolling Period | Average | Best | Worst | |
1 Year |
+7.49% |
+39.16% Mar 2009 - Feb 2010 |
-29.49% Mar 2008 - Feb 2009 |
19.65% |
2 Years |
+7.52% |
+27.26% Mar 2009 - Feb 2011 |
-15.21% Mar 2007 - Feb 2009 |
11.52% |
3 Years |
+7.60% |
+21.10% Apr 2003 - Mar 2006 |
-6.63% Mar 2006 - Feb 2009 |
5.85% |
5 Years |
+7.27% |
+16.61% Nov 2002 - Oct 2007 |
+0.71% Mar 2004 - Feb 2009 |
0.00% |
7 Years |
+6.90% |
+10.84% Apr 2003 - Mar 2010 |
+3.38% Apr 2013 - Mar 2020 |
0.00% |
10 Years |
+7.05% |
+10.02% Apr 2003 - Mar 2013 |
+4.78% Apr 2010 - Mar 2020 |
0.00% |
15 Years |
+7.19% |
+8.93% Feb 2003 - Jan 2018 |
+5.25% Apr 2005 - Mar 2020 |
0.00% |
* Annualized rolling and average returns over full calendar month periods
If you need a deeper detail about rolling returns, please refer to the FundAdvice Ultimate Buy&Hold Portfolio: Rolling Returns page.
Seasonality and Yearly/Monthly Returns
FundAdvice Ultimate Buy&Hold Portfolio Seasonality
Months | ||||||||||||
---|---|---|---|---|---|---|---|---|---|---|---|---|
Return (%) | Jan | Feb | Mar | Apr | May | Jun | Jul | Aug | Sep | Oct | Nov | Dec |
Average | 0.4 | 0.1 | 0.6 | 1.8 | 0.2 | 0.1 | 0.9 | 0.3 | 0.1 | 0.6 | 1.2 | 1.3 |
Best |
5.6 2019 |
3.0 2014 |
5.9 2009 |
8.0 2009 |
5.6 2003 |
3.6 2019 |
6.0 2009 |
3.5 2009 |
5.7 2010 |
6.3 2011 |
7.4 2020 |
4.7 2008 |
Worst |
-7.7 2009 |
-7.1 2009 |
-9.9 2020 |
-4.1 2004 |
-5.4 2010 |
-5.3 2008 |
-4.6 2002 |
-3.8 2015 |
-5.9 2011 |
-12.0 2008 |
-3.6 2008 |
-4.2 2018 |
Gain Frequency |
55 | 60 | 75 | 85 | 65 | 50 | 60 | 65 | 60 | 65 | 75 | 75 |
Detail of Monthly Returns
Months | |||||||||||||
---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Year | Return | Jan | Feb | Mar | Apr | May | Jun | Jul | Aug | Sep | Oct | Nov | Dec |
2020 |
+5.84% | -1.4 | -4.4 | -9.9 | 5.2 | 2.4 | 1.6 | 2.3 | 2.6 | -1.5 | -0.9 | 7.4 | 3.4 |
2019 |
+16.24% | 5.6 | 1.3 | 0.5 | 1.8 | -3.3 | 3.6 | -0.4 | -0.9 | 1.9 | 1.9 | 1.1 | 2.3 |
2018 |
-6.85% | 1.9 | -3.1 | 0.2 | 0.1 | 0.7 | -0.3 | 1.5 | 0.5 | -0.6 | -4.8 | 1.4 | -4.2 |
2017 |
+13.54% | 1.5 | 1.4 | 0.7 | 1.2 | 0.8 | 0.8 | 1.8 | 0.1 | 1.7 | 0.8 | 1.0 | 1.0 |
2016 |
+8.37% | -2.6 | -0.2 | 5.2 | 0.6 | 0.2 | 0.5 | 2.9 | 0.0 | 0.8 | -1.7 | 0.9 | 1.6 |
2015 |
-0.60% | 0.3 | 2.6 | -0.1 | 1.1 | 0.0 | -1.5 | 0.3 | -3.8 | -1.5 | 3.7 | 0.0 | -1.3 |
2014 |
+3.11% | -1.5 | 3.0 | 0.4 | 0.4 | 1.3 | 1.1 | -1.3 | 1.6 | -3.3 | 2.0 | 0.2 | -0.6 |
2013 |
+13.47% | 2.5 | 0.3 | 1.5 | 2.1 | -1.3 | -1.9 | 3.2 | -1.8 | 4.3 | 2.6 | 0.7 | 0.8 |
2012 |
+12.20% | 4.3 | 1.9 | 0.9 | -0.4 | -4.9 | 2.9 | 0.4 | 1.7 | 1.7 | -0.2 | 1.0 | 2.6 |
2011 |
-0.58% | 0.9 | 1.9 | 0.2 | 3.0 | -0.8 | -1.0 | -0.5 | -3.8 | -5.9 | 6.3 | -0.7 | 0.1 |
2010 |
+12.72% | -1.8 | 1.4 | 4.1 | 1.7 | -5.4 | -1.8 | 5.3 | -2.0 | 5.7 | 2.7 | -1.5 | 4.4 |
2009 |
+19.90% | -7.7 | -7.1 | 5.9 | 8.0 | 5.3 | -0.5 | 6.0 | 3.5 | 3.7 | -2.1 | 3.5 | 1.3 |
2008 |
-20.06% | -2.3 | -0.4 | 0.6 | 2.0 | 0.7 | -5.3 | -0.5 | 0.2 | -5.0 | -12.0 | -3.6 | 4.7 |
2007 |
+6.31% | 1.3 | 0.1 | 1.4 | 2.2 | 1.5 | -1.1 | -1.4 | 0.8 | 2.6 | 2.9 | -2.6 | -1.5 |
2006 |
+16.25% | 4.2 | -0.1 | 1.9 | 1.5 | -2.8 | 0.2 | 0.7 | 2.0 | 0.9 | 3.1 | 2.6 | 1.1 |
2005 |
+9.65% | -0.9 | 2.2 | -1.6 | -0.6 | 1.6 | 1.7 | 2.4 | 1.0 | 1.3 | -2.1 | 2.3 | 2.1 |
2004 |
+16.13% | 2.2 | 2.0 | 1.4 | -4.1 | 0.9 | 2.3 | -1.7 | 1.7 | 1.8 | 2.0 | 4.1 | 2.9 |
2003 |
+28.61% | -1.4 | -0.3 | -0.5 | 5.2 | 5.6 | 2.0 | 1.4 | 2.5 | 1.9 | 4.0 | 1.4 | 4.0 |
2002 |
-0.14% | -0.3 | 1.0 | 2.8 | 1.5 | 1.0 | -1.8 | -4.6 | 1.1 | -3.7 | 0.9 | 2.3 | -0.1 |
2001 |
+0.49% | 2.9 | -2.3 | -2.8 | 3.8 | 0.6 | -0.2 | -0.4 | -0.1 | -5.6 | 2.1 | 1.9 | 1.0 |
* Note: Portofolio Returns, up to December 2007, are simulated. They have been calculated using the historical series of equivalent ETFs / Assets, instead of the actual ETFs of the portfolio.
In particular, it has been used:
DLS - WisdomTree International SmallCp Div: simulated historical serie, up to December 2006
EEM - iShares MSCI Emerging Markets: simulated historical serie, up to December 2003
VTV - Vanguard Value: simulated historical serie, up to December 2004
VEA - Vanguard FTSE Developed Markets: simulated historical serie, up to December 2007
EFV - iShares MSCI EAFE Value: simulated historical serie, up to December 2005
VNQ - Vanguard Real Estate: simulated historical serie, up to December 2004
VV - Vanguard Large-Cap: simulated historical serie, up to December 2004
IEI - iShares 3-7 Year Treasury Bond: simulated historical serie, up to December 2007
SHY - iShares 1-3 Year Treasury Bond: simulated historical serie, up to December 2002
TIP - iShares TIPS Bond: simulated historical serie, up to December 2003