Data Source: from January 1986 to December 2021

Last Update: 31 December 2021

The European Stocks Portfolio is exposed for 100% on the Stock Market.

It's a Very High Risk portfolio and it can be replicated with 1 ETF.

In the last 10 years, the portfolio obtained a 8.67% compound annual return, with a 15.61% standard deviation.

In the last 25 years, a 6.50% compound annual return, with a 18.29% standard deviation.

Asset Allocation and ETFs

The European Stocks Portfolio has the following asset allocation:

100% Stocks
0% Fixed Income
0% Commodities

The European Stocks Portfolio can be replicated with the following ETFs:

Weight Ticker ETF Name Investment Themes
100.00 % VGK Vanguard FTSE Europe Equity, Developed Europe, Large Cap
Most of Lazy Portfolios are made of common components (asset classes), very simple and well defined. For a more complete view, find out the most common ETFs you can use to build your portfolio.

Portfolio and ETF Returns

The European Stocks Portfolio guaranteed the following returns.

EUROPEAN STOCKS PORTFOLIO RETURNS (%)
Last Update: 31 December 2021
Swipe left to see all data
1M 3M 6M 1Y 3Y(*) 5Y(*) 10Y(*) 20Y(*) 25Y(*)
European Stocks Portfolio +5.20 +5.08 +3.11 +16.88 +15.69 +10.84 +8.67 +6.52 +6.50
--- Inflation Adjusted return +4.70 +2.81 -0.28 +9.11 +11.75 +7.70 +6.42 +4.11 +4.12
Components
VGK
Vanguard FTSE Europe 		+5.20 +5.08 +3.11 +16.88 +15.69 +10.84 +8.67 +6.52 +6.50
(*) annualized
Portfolio returns are calculated assuming:
  • the reinvestment of dividends

Inflation is updated to Dec 2021. Current inflation (annualized) is 1Y: 7.12% , 3Y: 3.53% , 5Y: 2.92% , 10Y: 2.12% , 20Y: 2.31% , 25Y: 2.29%

In 2021, the portfolio granted a 3.49% dividend yield. If you are interested in getting periodic income, please refer to the European Stocks Portfolio: Dividend Yield page.

Readings that may interest you
Summary of Ray Dalio's Principles: Life and Work
Principios (Deusto) (Spanish Edition)
Choices, Values, and Frames

Historical Returns

Historical returns and stats of European Stocks Portfolio. Total Returns and Inflation Adjusted Returns are both mentioned.

EUROPEAN STOCKS PORTFOLIO
Last Update: 31 December 2021
Swipe left to see all data
Period Return
Dec 2021
update		 Return
Inflation
Adjusted		 Standard
Deviation(*)		 Max
Drawdown		 Months
Pos - Neg
1M
Dec 2021
+5.20%
+4.70%
0.00%
1 - 0
3M
+5.08%
+2.81%
-4.89%
Nov 2021 - Nov 2021
2 - 1
6M
+3.11%
-0.28%
-5.48%
Sep 2021 - Nov 2021
4 - 2
YTD
+16.88%
+9.11%
12.34%
-5.48%
Sep 2021 - Nov 2021
8 - 4
67% pos
1Y
+16.88%
+9.11%
12.34%
-5.48%
Sep 2021 - Nov 2021
8 - 4
67% pos
3Y
+15.69%
annualized
+11.75%
annualized
19.28%
-25.65%
Jan 2020 - Mar 2020
24 - 12
67% pos
5Y
+10.84%
annualized
+7.70%
annualized
16.75%
-25.65%
Jan 2020 - Mar 2020
38 - 22
63% pos
10Y
+8.67%
annualized
+6.42%
annualized
15.61%
-25.65%
Jan 2020 - Mar 2020
74 - 46
62% pos
20Y
+6.52%
annualized
+4.11%
annualized
18.68%
-59.77%
Nov 2007 - Feb 2009
140 - 100
58% pos
25Y
+6.50%
annualized
+4.12%
annualized
18.29%
-59.77%
Nov 2007 - Feb 2009
177 - 123
59% pos
MAX
01 Jan 1986
+8.92%
annualized
+6.11%
annualized
17.68%
-59.77%
Nov 2007 - Feb 2009
266 - 166
62% pos
(*)Annualized St.Dev. of monthly returns

Portfolio efficiency

Is the European Stocks Portfolio actually efficient, compared to other Lazy Portfolios?

Best Classic Portfolios, with Very High Risk, ordered by 25 Years annualized return.

25 Years Stats
% Allocation
Portfolio Return▾ Drawdown Stocks Bonds Comm.
Technology
 +13.30% -81.08% 100 0 0 Compare
US Stocks
 +9.88% -50.84% 100 0 0 Compare
Warren Buffett Portfolio
Warren Buffett		 +9.38% -45.53% 90 10 0 Compare
Aggressive Global Income
 +9.25% -52.62% 80 20 0 Compare
Stocks/Bonds 80/20
 +9.17% -41.09% 80 20 0 Compare

See all portfolios

Our overall ratings, assigned to the European Stocks Portfolio. The portfolio is classified as Very High Risk.

Very High Risk
Bond weight:
Less than 25%
High Risk
Bond weight:
25% - 49.99%
Medium Risk
Bond weight:
50% - 74.99%
Low Risk
Bond weight:
At least 75%
Very High Risk
Portfolios		 All
Portfolios
25 Years Ann. Return
(Inflation Adjusted)		 +6.50%
(+4.12%)
Poor : 1 / 5
Average : 2.6 / 5
Standard Deviation
over 25 Years		 18.29%
Bad : 1.8 / 5
Bad : 1.4 / 5
Maximum Drawdown
over 25 Years		 -59.77%
Bad : 1.1 / 5
Poor : 1 / 5
Easy to manage 1 ETF
Excellent : 5 / 5
Excellent : 5 / 5
Rating assigned considering all the Very High Risk Portfolios Rating assigned considering all the Portfolios in the database

Capital Growth

Time Range:

An investment of 1000$, since January 1997, now would be worth 4833.34$, with a total return of 383.33% (6.50% annualized).

The Inflation Adjusted Capital now would be 2744.49$, with a net total return of 174.45% (4.12% annualized).

Drawdowns

Time Range:

Worst drawdowns since January 1997 - Chart and Data

Swipe left to see all data
Drawdown period
Recovery period
Total
Drawdown Start Bottom #Months End #Months #Months
-59.77% Nov 2007 Feb 2009 16 Apr 2014 62 78
-45.88% Apr 2000 Sep 2002 30 Dec 2004 27 57
-25.65% Jan 2020 Mar 2020 3 Nov 2020 8 11
-20.91% Jun 2014 Feb 2016 21 May 2017 15 36
-19.44% Feb 2018 Dec 2018 11 Dec 2019 12 23
-16.03% Aug 1998 Sep 1998 2 Apr 1999 7 9
-7.18% Jan 2000 Jan 2000 1 Mar 2000 2 3
-5.68% Aug 1997 Aug 1997 1 Sep 1997 1 2
-5.48% Sep 2021 Nov 2021 3 in progress 1 4
-4.95% Oct 1997 Oct 1997 1 Jan 1998 3 4
-4.90% May 1999 May 1999 1 Oct 1999 5 6
-4.49% Mar 2005 May 2005 3 Jul 2005 2 5
-3.23% Oct 2005 Oct 2005 1 Dec 2005 2 3
-3.19% Jun 2007 Jul 2007 2 Sep 2007 2 4
-2.93% May 2006 May 2006 1 Aug 2006 3 4
-1.89% Jan 2005 Jan 2005 1 Feb 2005 1 2
-1.39% Jun 2021 Jun 2021 1 Jul 2021 1 2
-1.24% Feb 2007 Feb 2007 1 Mar 2007 1 2
-0.90% Jan 2021 Jan 2021 1 Feb 2021 1 2
-0.51% Jun 2017 Jun 2017 1 Jul 2017 1 2

Rolling Returns ( more details)

European Stocks Portfolio: annualized rolling and average returns

Swipe left to see all data
Return (*) Negative
Periods
Rolling Period Average Best Worst
1 Year
 +10.15% +58.54%
Mar 2009 - Feb 2010 		-52.96%
Mar 2008 - Feb 2009 		30.64%
2 Years
 +8.56% +38.87%
Mar 2009 - Feb 2011 		-30.58%
Mar 2007 - Feb 2009 		21.76%
3 Years
 +8.23% +30.55%
Apr 2003 - Mar 2006 		-18.37%
Apr 2000 - Mar 2003 		20.91%
5 Years
 +7.90% +25.37%
Oct 2002 - Sep 2007 		-8.13%
Jun 2007 - May 2012 		13.67%
7 Years
 +7.72% +20.28%
Jan 1993 - Dec 1999 		-1.10%
Nov 2007 - Oct 2014 		1.15%
10 Years
 +7.73% +16.50%
Aug 1988 - Jul 1998 		-1.57%
Mar 1999 - Feb 2009 		1.28%
15 Years
 +7.26% +14.56%
Jan 1986 - Dec 2000 		+2.90%
Apr 2005 - Mar 2020 		0.00%
20 Years
 +7.30% +12.20%
Dec 1987 - Nov 2007 		+2.21%
Apr 2000 - Mar 2020 		0.00%

* Annualized rolling and average returns over full calendar month periods

If you need a deeper detail about rolling returns, please refer to the European Stocks Portfolio: Rolling Returns page.

Seasonality

European Stocks Portfolio Seasonality: in which months is it better to invest?

In the table below, the average monthly return is represented.

Below each return, it's also mentioned the probability of obtaining a positive monthly result (Win %).

Both the Average Return and the Gain Frequency are useful to get an idea of what happened in the past.

Swipe left to see all data
Monthly Average Return (%) and Gain Frequency
Return (%) Jan Feb Mar Apr May Jun Jul Aug Sep Oct Nov Dec
Average
Win %		 -0.15
58% 		0.76
58% 		1.12
67% 		3.25
78% 		0.03
58% 		0.02
47% 		1.84
69% 		-0.58
53% 		-0.68
56% 		0.55
61% 		0.88
58% 		3.12
75%
Best
Year		 6.7
2019 		11.1
1986 		8.8
1986 		13.5
2003 		14.3
2009 		8.3
2012 		14.2
2010 		10.1
1986 		11.3
2010 		12.4
2011 		16.4
2020 		10.2
1999
Worst
Year		 -13.8
2009 		-10.4
2009 		-16.7
2020 		-4.3
2000 		-12.0
2012 		-9.0
2008 		-11.1
2002 		-12.5
1998 		-13.1
2002 		-21.8
2008 		-7.8
2010 		-4.8
2018
Statistics calculated for the period Jan 1986 - Dec 2021

For further information about the seasonality, check the Asset Class Seasonality page.

Monthly/Yearly Returns

European Stocks Portfolio monthly and yearly returns: how is the distribution of the returns recorded so far?

MONTHLY RETURNS HISTOGRAM
266 Positive Months (62%) - 166 Negative Months (38%)
Jan 1986 - Dec 2021
Swipe left to see all data
Yearly Return(%)
Monthly Return(%)
Year Total Infl.Adj Jan Feb Mar Apr May Jun Jul Aug Sep Oct Nov Dec
2021
 +16.88 +9.11 -0.9 2.6 3.3 4.8 4.5 -1.4 1.9 1.8 -5.4 5.0 -4.9 5.2
2020
 +6.11 +4.75 -3.1 -8.0 -16.7 6.4 5.8 3.9 3.7 4.3 -3.1 -5.4 16.4 5.7
2019
 +24.86 +22.09 6.7 3.2 0.8 3.9 -5.7 6.4 -2.6 -1.6 2.6 3.8 1.3 4.5
2018
 -14.91 -16.51 5.6 -6.1 -0.4 2.1 -2.4 -1.3 3.4 -2.8 0.1 -7.9 -0.7 -4.8
2017
 +26.99 +24.37 3.0 0.6 4.4 3.9 4.9 -0.5 2.8 0.1 3.2 0.5 -0.1 1.5
2016
 -0.37 -2.37 -5.6 -3.2 7.0 2.8 -0.5 -4.0 3.5 0.7 0.8 -3.5 -2.3 4.9
2015
 -1.94 -2.57 0.5 6.1 -2.4 4.2 0.3 -3.3 2.7 -7.0 -4.1 5.9 -1.2 -2.6
2014
 -7.10 -7.70 -4.6 7.3 -0.6 2.6 0.8 -0.1 -4.3 0.7 -4.0 -1.9 2.1 -4.7
2013
 +24.38 +22.52 4.3 -3.4 0.3 4.5 0.0 -4.4 7.6 -1.5 7.2 4.2 1.0 2.9
2012
 +21.57 +19.47 5.5 5.4 0.1 -2.5 -12.0 8.3 0.3 4.7 2.9 1.8 2.5 4.3
2011
 -11.64 -14.27 3.7 3.1 -1.0 8.3 -2.8 -2.1 -4.6 -9.3 -12.2 12.4 -2.9 -2.3
2010
 +6.05 +4.55 -6.3 -0.6 6.5 -3.8 -11.7 -1.6 14.2 -4.6 11.3 4.9 -7.8 9.1
2009
 +31.33 +27.73 -13.8 -10.4 7.7 13.2 14.3 -2.4 11.3 5.5 4.8 -2.6 4.5 -0.2
2008
 -44.71 -44.70 -9.0 -0.3 1.3 4.1 0.7 -9.0 -2.9 -3.8 -12.9 -21.8 -7.4 7.1
2007
 +13.24 +8.77 1.6 -1.2 3.7 5.8 2.1 -0.4 -2.8 0.3 5.2 4.7 -3.8 -2.1
2006
 +33.06 +29.78 6.3 -0.3 4.0 5.2 -2.9 1.0 1.0 3.2 1.1 3.7 3.8 3.1
2005
 +9.26 +5.73 -1.9 4.9 -2.5 -2.0 -0.1 1.0 3.8 2.0 2.2 -3.2 1.3 3.8
2004
 +20.86 +16.95 1.1 2.9 -3.1 -0.8 1.5 1.6 -2.7 0.0 4.0 3.6 7.3 4.2
2003
 +38.70 +35.93 -4.7 -3.3 -1.5 13.5 6.6 1.0 2.0 -0.2 2.0 6.6 4.3 8.2
2002
 -17.95 -19.93 -5.1 0.0 5.4 -0.7 0.1 -3.4 -11.1 -0.1 -13.1 9.6 4.9 -3.7
2001
 -20.30 -21.56 0.0 -8.8 -7.5 7.1 -4.8 -3.8 0.3 -2.6 -10.0 3.1 3.5 2.6
2000
 -8.21 -11.26 -7.2 5.3 2.4 -4.3 -0.6 2.3 -1.7 -1.1 -4.8 -0.8 -4.0 6.9
1999
 +16.66 +13.62 -0.8 -2.7 1.3 3.1 -4.9 2.3 0.8 1.1 -0.8 3.6 3.0 10.2
1998
 +28.86 +26.82 4.2 7.8 7.2 1.9 2.4 1.2 1.9 -12.5 -4.0 7.8 5.4 4.2
1997
 +24.23 +22.16 0.2 1.3 3.4 -0.5 4.6 5.3 4.7 -5.7 9.7 -5.0 1.4 3.6
1996
 +21.25 +17.29 0.6 1.7 1.4 0.6 1.2 1.4 -1.2 3.0 2.0 2.2 4.9 1.9
1995
 +22.28 +19.26 -0.6 2.0 3.9 4.2 2.6 1.2 5.2 -4.0 3.0 -0.6 0.6 3.1
1994
 +1.88 -0.70 4.7 -3.6 -3.0 4.9 -4.1 -1.1 5.3 3.0 -4.1 4.1 -3.8 0.5
1993
 +29.13 +25.60 0.0 0.9 5.1 2.1 1.6 -1.4 0.4 8.8 -0.2 3.7 -2.2 7.7
1992
 -3.32 -6.10 0.1 0.5 -3.7 5.9 5.5 -0.8 -3.7 0.0 -1.6 -6.9 -0.4 2.5
1991
 +12.40 +9.15 2.8 7.7 -6.8 1.0 1.5 -8.0 7.2 1.8 3.2 -2.1 -2.6 7.6
1990
 -3.87 -9.53 -0.1 -2.5 1.7 -2.9 7.2 4.1 5.0 -9.9 -11.4 7.9 0.4 -1.4
1989
 +28.18 +22.49 4.4 -0.9 0.6 3.0 -4.5 2.4 11.7 -1.0 2.4 -6.9 5.6 9.8
1988
 +13.69 +8.89 -3.9 4.6 3.5 2.1 -1.5 -1.1 0.4 -4.7 5.1 8.2 1.6 -0.6
1987
 +7.05 +2.61 5.4 3.7 5.5 3.7 0.5 3.6 3.4 0.6 1.2 -19.6 -4.4 6.5
1986
 +40.96 +39.30 1.4 11.1 8.8 9.3 -8.8 4.2 -0.6 10.1 -6.7 0.7 4.6 3.0

* Note:
Portofolio Returns, up to December 2005, are simulated. They have been calculated using the historical series of equivalent ETFs / Assets, instead of the actual ETFs of the portfolio.

In particular, it has been used:

  • VGK - Vanguard FTSE Europe: simulated historical serie, up to December 2005
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