Last Update: 31 December 2020

The Dynamic 60/40 Income Portfolio is exposed for 60% on the Stock Market.

It's a High Risk portfolio and it can be replicated with 5 ETFs.

In the last 10 years, the portfolio obtained a 7.19% compound annual return, with a 8.01% standard deviation.

In 2020, the portfolio granted a 3.17% dividend yield. If you are interested in getting periodic income, please refer to the Dynamic 60/40 Income Portfolio: Dividend Yield page.

Asset Allocation and ETFs

The Dynamic 60/40 Income Portfolio has the following asset allocation:

60% Stocks
40% Fixed Income
0% Commodities

The Dynamic 60/40 Income Portfolio can be replicated with the following ETFs:

Weight Ticker ETF Name Investment Themes
20.00 % PFF iShares Preferred and Income Securities ETF Preferred Stock, U.S.
20.00 % VTI Vanguard Total Stock Market Equity, U.S., Large Cap
20.00 % VNQ Vanguard Real Estate Real Estate, U.S.
20.00 % SHY iShares 1-3 Year Treasury Bond Bond, U.S., Short Term
20.00 % HYG iShares iBoxx $ High Yield Corporate Bond Bond, U.S., Intermediate-Term
Most of Lazy Portfolios are made of common components (asset classes), very simple and well defined. For a more complete view, find out the most common ETFs you can use to build your portfolio.

Portfolio and ETF Returns

The Dynamic 60/40 Income Portfolio guaranteed the following returns.

DYNAMIC 60/40 INCOME PORTFOLIO RETURNS (%)
Last Update: 31 December 2020
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1M 3M 6M 1Y 3Y(*) 5Y(*) 10Y(*)
Dynamic 60/40 Income Portfolio +2.46 +7.39 +11.97 +6.26 +6.82 +7.19 +7.19
Components
PFF - iShares Preferred and Income Securities ETF +2.63 +7.14 +14.29 +7.44 +5.90 +5.40 +5.91
VTI - Vanguard Total Stock Market +4.68 +14.75 +25.36 +21.03 +14.45 +15.44 +13.77
VNQ - Vanguard Real Estate +2.72 +9.28 +10.71 -4.68 +4.91 +5.63 +8.66
SHY - iShares 1-3 Year Treasury Bond +0.04 +0.02 +0.09 +3.03 +2.62 +1.79 +1.17
HYG - iShares iBoxx $ High Yield Corporate Bond +1.96 +5.80 +10.09 +4.48 +5.31 +7.03 +5.54
(*) annualized
Portfolio returns are calculated assuming:
  • a rebalancing of the components at the beginning of each year (i.e. at every January 1st)
  • the reinvestment of dividends

If you are interested in getting periodic income, please refer to the Dynamic 60/40 Income Portfolio: Dividend Yield page.

Historical Returns

Dynamic 60/40 Income Portfolio - Historical returns and stats.

DYNAMIC 60/40 INCOME PORTFOLIO
Last Update: 31 December 2020
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Period Returns
Dec 2020		 Standard
Deviation *		 Max
Drawdown		 Months
Pos - Neg
1M
+2.46%
0.00%
1 - 0
3M
+7.39%
-0.92%
Oct 2020 - Oct 2020
2 - 1
6M
+11.97%
-2.39%
Sep 2020 - Oct 2020
4 - 2
YTD
+6.26%
15.48%
-14.25%
Feb 2020 - Mar 2020
8 - 4
1Y
+6.26%
15.48%
-14.25%
Feb 2020 - Mar 2020
8 - 4
3Y
+6.82%
annualized
10.54%
-14.25%
Feb 2020 - Mar 2020
26 - 10
5Y
+7.19%
annualized
8.69%
-14.25%
Feb 2020 - Mar 2020
44 - 16
10Y
+7.19%
annualized
8.01%
-14.25%
Feb 2020 - Mar 2020
84 - 36
MAX
01 Jan 2008
+6.45%
annualized
11.59%
-39.09%
Jun 2008 - Feb 2009
106 - 50

* Annualized St.Dev. of monthly returns

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Capital Growth

Time Range:

Drawdowns

Time Range:

Rolling Returns (more details)

Dynamic 60/40 Income Portfolio: annualized rolling and average returns

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Return (*) Negative
Periods
Rolling Period Average Best Worst
1 Year
 +7.40% +57.27%
Mar 2009 - Feb 2010 		-36.55%
Mar 2008 - Feb 2009 		10.34%
2 Years
 +8.11% +36.22%
Mar 2009 - Feb 2011 		-2.16%
Feb 2008 - Jan 2010 		3.01%
3 Years
 +7.91% +24.89%
Mar 2009 - Feb 2012 		+1.32%
Apr 2017 - Mar 2020 		0.00%
5 Years
 +7.77% +18.49%
Mar 2009 - Feb 2014 		+2.44%
Apr 2015 - Mar 2020 		0.00%
7 Years
 +7.75% +13.85%
Mar 2009 - Feb 2016 		+4.17%
Apr 2013 - Mar 2020 		0.00%
10 Years
 +7.85% +11.81%
Mar 2009 - Feb 2019 		+5.78%
May 2008 - Apr 2018 		0.00%

* Annualized rolling and average returns over full calendar month periods

If you need a deeper detail about rolling returns, please refer to the Dynamic 60/40 Income Portfolio: Rolling Returns page.

Seasonality and Yearly/Monthly Returns

Dynamic 60/40 Income Portfolio Seasonality

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Months
Return (%) Jan Feb Mar Apr May Jun Jul Aug Sep Oct Nov Dec
Average 0.5 -0.4 0.8 2.7 0.2 0.0 2.0 0.1 -0.6 0.0 0.1 1.6
Best 6.3
2019 		2.9
2010 		6.2
2009 		13.5
2009 		5.9
2009 		3.3
2012 		7.5
2009 		2.5
2009 		4.5
2009 		7.8
2011 		5.8
2020 		8.3
2008
Worst -7.7
2009 		-12.7
2009 		-10.6
2020 		-0.9
2015 		-4.4
2010 		-6.4
2008 		-1.0
2014 		-3.3
2011 		-8.5
2008 		-11.8
2008 		-8.0
2008 		-4.1
2018
Gain
Frequency		 69 69 77 92 69 62 77 62 46 54 54 85

Detail of Monthly Returns

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Months
Year Return Jan Feb Mar Apr May Jun Jul Aug Sep Oct Nov Dec
2020
 +6.26% 0.6 -4.1 -10.6 6.9 2.3 0.6 3.8 1.9 -1.5 -0.9 5.8 2.5
2019
 +18.59% 6.3 1.3 1.8 1.1 -1.6 2.7 1.0 0.8 1.0 0.8 0.5 1.5
2018
 -3.28% -0.1 -2.4 0.4 0.2 1.5 1.3 1.2 1.7 -0.8 -3.0 0.9 -4.1
2017
 +8.11% 1.0 2.2 -0.4 0.7 0.4 0.8 1.0 0.0 0.5 0.2 1.2 0.2
2016
 +7.39% -2.2 0.3 4.5 0.5 1.1 2.2 2.2 -0.4 -0.3 -2.0 -0.2 1.8
2015
 +0.49% 1.4 0.9 0.0 -0.9 0.3 -1.8 1.6 -2.9 -0.7 3.7 -0.4 -0.5
2014
 +11.87% 0.9 2.9 0.5 1.2 1.5 1.0 -1.0 2.3 -2.3 3.1 1.0 0.2
2013
 +8.15% 2.2 0.8 1.8 2.4 -1.4 -1.5 1.9 -2.8 1.9 2.6 -0.3 0.5
2012
 +12.84% 4.0 1.6 1.5 0.8 -3.1 3.3 1.2 1.1 0.4 -0.2 0.4 1.4
2011
 +3.16% 1.6 2.3 -0.1 2.5 0.3 -1.3 -0.4 -3.3 -5.8 7.8 -2.0 2.1
2010
 +14.75% -1.8 2.9 4.0 2.4 -4.4 -1.6 5.8 -0.8 3.5 2.2 -0.7 2.9
2009
 +25.31% -7.7 -12.7 6.2 13.5 5.9 0.8 7.5 2.5 4.5 -2.3 3.2 4.0
2008
 -21.78% 0.5 -1.3 0.1 4.0 0.1 -6.4 -0.2 0.7 -8.5 -11.8 -8.0 8.3
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