Dynamic 60/40 Income Portfolio: ETF allocation and returns

Last Update: 30 June 2021

The Dynamic 60/40 Income Portfolio is exposed for 60% on the Stock Market.

It's a High Risk portfolio and it can be replicated with 5 ETFs.

In the last 10 years, the portfolio obtained a 7.52% compound annual return, with a 8.02% standard deviation.

In 2020, the portfolio granted a 3.17% dividend yield. If you are interested in getting periodic income, please refer to the Dynamic 60/40 Income Portfolio: Dividend Yield page.

Asset Allocation and ETFs

The Dynamic 60/40 Income Portfolio has the following asset allocation:

        60% Stocks
      
        40% Fixed Income
      
        0% Commodities

The Dynamic 60/40 Income Portfolio can be replicated with the following ETFs:

Weight	Ticker	ETF Name	Investment Themes
20.00 %	PFF	iShares Preferred and Income Securities ETF	Preferred Stock, U.S.
20.00 %	VTI	Vanguard Total Stock Market	Equity, U.S., Large Cap
20.00 %	VNQ	Vanguard Real Estate	Real Estate, U.S.
20.00 %	SHY	iShares 1-3 Year Treasury Bond	Bond, U.S., Short Term
20.00 %	HYG	iShares iBoxx $ High Yield Corporate Bond	Bond, U.S., Intermediate-Term

Most of Lazy Portfolios are made of common components (asset classes), very simple and well defined. For a more complete view, find out the most common ETFs you can use to build your portfolio.

Portfolio and ETF Returns

The Dynamic 60/40 Income Portfolio guaranteed the following returns.

DYNAMIC 60/40 INCOME PORTFOLIO RETURNS (%)

Last Update: 30 June 2021

Swipe left to see all data

	1M	3M	6M	1Y	*3Y^()**	*5Y^()**	*10Y^()**
Dynamic 60/40 Income Portfolio	+1.64	+5.22	+8.66	+21.66	+9.50	+7.66	+7.52
*Components*
PFF - iShares Preferred and Income Securities ETF	+1.67	+3.68	+4.21	+19.11	+6.85	+5.21	+5.82
VTI - Vanguard Total Stock Market	+2.48	+8.13	+15.21	+44.42	+18.73	+17.90	+14.70
VNQ - Vanguard Real Estate	+2.64	+11.60	+21.41	+34.41	+11.90	+7.07	+9.72
SHY - iShares 1-3 Year Treasury Bond	-0.17	-0.05	-0.14	-0.06	+2.57	+1.47	+1.08
HYG - iShares iBoxx $ High Yield Corporate Bond	+1.32	+2.01	+2.60	+12.95	+6.36	+6.00	+5.36

(*) annualized

Portfolio returns are calculated assuming:

a rebalancing of the components at the beginning of each year (i.e. at every January 1st)
the reinvestment of dividends

If you are interested in getting periodic income, please refer to the Dynamic 60/40 Income Portfolio: Dividend Yield page.

Readings that may interest you

Empire of Pain: The Secret History of the Sackler Dynasty

Stock Market Investing For Beginners: Learn The Basics Of Stock Market Investing ...

ETF Investing 101 for the Year 2021: Complete Guide to Evaluate and Build a ...

Historical Returns

Dynamic 60/40 Income Portfolio - Historical returns and stats.

DYNAMIC 60/40 INCOME PORTFOLIO

Last Update: 30 June 2021

Swipe left to see all data

Period	Returns Jun 2021	Standard Deviation *	Max Drawdown	Months Pos - Neg
1M	+1.64%		0.00%	1 - 0
3M	+5.22%		0.00%	3 - 0
6M	+8.66%		-0.47% Jan 2021 - Jan 2021	5 - 1
YTD	+8.66%		-0.47% Jan 2021 - Jan 2021	5 - 1
1Y	+21.66%	6.95%	-2.39% Sep 2020 - Oct 2020	9 - 3
3Y	+9.50% annualized	10.54%	-14.25% Feb 2020 - Mar 2020	27 - 9
5Y	+7.66% annualized	8.54%	-14.25% Feb 2020 - Mar 2020	44 - 16
10Y	+7.52% annualized	8.02%	-14.25% Feb 2020 - Mar 2020	85 - 35
MAX 01 Jan 2008	+6.86% annualized	11.42%	-39.09% Jun 2008 - Feb 2009	111 - 51

* Annualized St.Dev. of monthly returns

Best High Risk Porftolios, ordered by 10Y annualized return.

Portfolio	10Y Return ▾	Stocks	Bonds
Simple Path to Wealth JL Collins	+11.96%	75	25	Compare
Stocks/Bonds 60/40	+10.28%	60	40	Compare
Yale Endowment David Swensen	+9.47%	70	30	Compare
Talmud Portfolio Roger Gibson	+9.47%	66.67	33.33	Compare
Edge Select Moderately Aggressive Merrill Lynch	+9.47%	69	31	Compare

See all portfolios

Capital Growth

Time Range:

Drawdowns

Time Range:

Worst drawdowns since June 2011.

Swipe left to see all data

	Drawdown period			Recovery period		Total
Drawdown	Start	Bottom	#Months	End	#Months	#Months
-14.25%	Feb 2020	Mar 2020	2	Nov 2020	8	10
-9.24%	Jul 2011	Sep 2011	3	Jan 2012	4	7
-6.80%	Sep 2018	Dec 2018	4	Feb 2019	2	6
-4.43%	Apr 2015	Sep 2015	6	Mar 2016	6	12
-3.78%	May 2013	Aug 2013	4	Oct 2013	2	6
-3.09%	May 2012	May 2012	1	Jun 2012	1	2
-2.92%	Aug 2016	Nov 2016	4	Feb 2017	3	7
-2.49%	Jan 2018	Feb 2018	2	Jun 2018	4	6
-2.32%	Sep 2014	Sep 2014	1	Oct 2014	1	2
-1.55%	May 2019	May 2019	1	Jun 2019	1	2
-0.96%	Jul 2014	Jul 2014	1	Aug 2014	1	2
-0.47%	Jan 2021	Jan 2021	1	Feb 2021	1	2
-0.39%	Mar 2017	Mar 2017	1	Apr 2017	1	2
-0.25%	Nov 2013	Nov 2013	1	Dec 2013	1	2
-0.20%	Oct 2012	Oct 2012	1	Nov 2012	1	2

Worst drawdowns since December 2007.

Swipe left to see all data

	Drawdown period			Recovery period		Total
Drawdown	Start	Bottom	#Months	End	#Months	#Months
-39.09%	Jun 2008	Feb 2009	9	Apr 2010	14	23
-14.25%	Feb 2020	Mar 2020	2	Nov 2020	8	10
-10.41%	Jun 2011	Sep 2011	4	Jan 2012	4	8
-6.80%	Sep 2018	Dec 2018	4	Feb 2019	2	6
-5.96%	May 2010	Jun 2010	2	Sep 2010	3	5
-4.43%	Apr 2015	Sep 2015	6	Mar 2016	6	12
-3.78%	May 2013	Aug 2013	4	Oct 2013	2	6
-3.09%	May 2012	May 2012	1	Jun 2012	1	2
-2.92%	Aug 2016	Nov 2016	4	Feb 2017	3	7
-2.49%	Jan 2018	Feb 2018	2	Jun 2018	4	6
-2.32%	Sep 2014	Sep 2014	1	Oct 2014	1	2
-1.55%	May 2019	May 2019	1	Jun 2019	1	2
-1.27%	Feb 2008	Feb 2008	1	Apr 2008	2	3
-0.96%	Jul 2014	Jul 2014	1	Aug 2014	1	2
-0.73%	Nov 2010	Nov 2010	1	Dec 2010	1	2
-0.47%	Jan 2021	Jan 2021	1	Feb 2021	1	2
-0.39%	Mar 2017	Mar 2017	1	Apr 2017	1	2
-0.25%	Nov 2013	Nov 2013	1	Dec 2013	1	2
-0.20%	Oct 2012	Oct 2012	1	Nov 2012	1	2
-0.08%	Mar 2011	Mar 2011	1	Apr 2011	1	2

Rolling Returns ( more details)

Dynamic 60/40 Income Portfolio: annualized rolling and average returns

Swipe left to see all data

	*Return ()**			Negative Periods
Rolling Period	Average	Best	Worst	Negative Periods
1 Year	+7.82%	+57.27% Mar 2009 - Feb 2010	-36.55% Mar 2008 - Feb 2009	9.93%
2 Years	+8.18%	+36.22% Mar 2009 - Feb 2011	-2.16% Feb 2008 - Jan 2010	2.88%
3 Years	+7.94%	+24.89% Mar 2009 - Feb 2012	+1.32% Apr 2017 - Mar 2020	0.00%
5 Years	+7.77%	+18.49% Mar 2009 - Feb 2014	+2.44% Apr 2015 - Mar 2020	0.00%
7 Years	+7.67%	+13.85% Mar 2009 - Feb 2016	+4.17% Apr 2013 - Mar 2020	0.00%
10 Years	+7.75%	+11.81% Mar 2009 - Feb 2019	+5.78% May 2008 - Apr 2018	0.00%

* Annualized rolling and average returns over full calendar month periods

If you need a deeper detail about rolling returns, please refer to the Dynamic 60/40 Income Portfolio: Rolling Returns page.

Seasonality and Yearly/Monthly Returns

Dynamic 60/40 Income Portfolio Seasonality

Swipe left to see all data

	Months
Return (%)	Jan	Feb	Mar	Apr	May	Jun	Jul	Aug	Sep	Oct	Nov	Dec
Average	0.4	-0.3	0.9	2.7	0.2	0.1	2.0	0.1	-0.6	0.0	0.1	1.6
Best	6.3 2019	2.9 2010	6.2 2009	13.5 2009	5.9 2009	3.3 2012	7.5 2009	2.5 2009	4.5 2009	7.8 2011	5.8 2020	8.3 2008
Worst	-7.7 2009	-12.7 2009	-10.6 2020	-0.9 2015	-4.4 2010	-6.4 2008	-1.0 2014	-3.3 2011	-8.5 2008	-11.8 2008	-8.0 2008	-4.1 2018
Gain Frequency	64	71	79	93	71	64	77	62	46	54	54	85

Detail of Monthly Returns

Swipe left to see all data

		Months
Year	Return	Jan	Feb	Mar	Apr	May	Jun	Jul	Aug	Sep	Oct	Nov	Dec
2021	+8.66%	-0.5	1.1	2.7	3.1	0.4	1.6
2020	+6.26%	0.6	-4.1	-10.6	6.9	2.3	0.6	3.8	1.9	-1.5	-0.9	5.8	2.5
2019	+18.59%	6.3	1.3	1.8	1.1	-1.6	2.7	1.0	0.8	1.0	0.8	0.5	1.5
2018	-3.28%	-0.1	-2.4	0.4	0.2	1.5	1.3	1.2	1.7	-0.8	-3.0	0.9	-4.1
2017	+8.11%	1.0	2.2	-0.4	0.7	0.4	0.8	1.0	0.0	0.5	0.2	1.2	0.2
2016	+7.39%	-2.2	0.3	4.5	0.5	1.1	2.2	2.2	-0.4	-0.3	-2.0	-0.2	1.8
2015	+0.49%	1.4	0.9	0.0	-0.9	0.3	-1.8	1.6	-2.9	-0.7	3.7	-0.4	-0.5
2014	+11.87%	0.9	2.9	0.5	1.2	1.5	1.0	-1.0	2.3	-2.3	3.1	1.0	0.2
2013	+8.15%	2.2	0.8	1.8	2.4	-1.4	-1.5	1.9	-2.8	1.9	2.6	-0.3	0.5
2012	+12.84%	4.0	1.6	1.5	0.8	-3.1	3.3	1.2	1.1	0.4	-0.2	0.4	1.4
2011	+3.16%	1.6	2.3	-0.1	2.5	0.3	-1.3	-0.4	-3.3	-5.8	7.8	-2.0	2.1
2010	+14.75%	-1.8	2.9	4.0	2.4	-4.4	-1.6	5.8	-0.8	3.5	2.2	-0.7	2.9
2009	+25.31%	-7.7	-12.7	6.2	13.5	5.9	0.8	7.5	2.5	4.5	-2.3	3.2	4.0
2008	-21.78%	0.5	-1.3	0.1	4.0	0.1	-6.4	-0.2	0.7	-8.5	-11.8	-8.0	8.3