Data Source: from January 1992 to June 2022
Consolidated Returns as of 30 June 2022
Live Update: Jul 05 2022, 02:00PM Eastern Time
PORTFOLIO • LIVE PERFORMANCE (USD currency)
0.75%
1 Day
Jul 05 2022, 02:00PM Eastern Time
0.22%
Current Month
July 2022

The Dynamic 60/40 Income Portfolio is a High Risk portfolio and can be implemented with 5 ETFs.

It's exposed for 60% on the Stock Market.

In the last 30 Years, the Dynamic 60/40 Income Portfolio obtained a 7.32% compound annual return, with a 8.95% standard deviation.

Asset Allocation and ETFs

The Dynamic 60/40 Income Portfolio has the following asset allocation:

60% Stocks
40% Fixed Income
0% Commodities

The Dynamic 60/40 Income Portfolio can be implemented with the following ETFs:

Weight Ticker ETF Name Investment Themes
20.00 % PFF iShares Preferred and Income Securities ETF Preferred Stock, U.S.
20.00 % VTI Vanguard Total Stock Market Equity, U.S., Large Cap
20.00 % VNQ Vanguard Real Estate Real Estate, U.S.
20.00 % SHY iShares 1-3 Year Treasury Bond Bond, U.S., Short Term
20.00 % HYG iShares iBoxx $ High Yield Corporate Bond Bond, U.S., Intermediate-Term
Most of Lazy Portfolios are made of common components (asset classes), very simple and well defined. For a more complete view, find out the most common ETFs you can use to build your portfolio.

Portfolio and ETF Returns

The Dynamic 60/40 Income Portfolio guaranteed the following returns.

According to the available data source, let's assume we built the portfolio on January 1992.

Portfolio returns are calculated in USD, assuming: July 2022 return is calculated on the hypothesis of a newly built portfolio, with the starting asset allocation.
DYNAMIC 60/40 INCOME PORTFOLIO RETURNS
Consolidated returns as of 30 June 2022
Live Update: Jul 05 2022, 02:00PM Eastern Time
Swipe left to see all data
  Chg (%) Return (%)
Return (%) as of Jun 30, 2022
  1 Day Time ET(*) Jul 2022 1M 6M 1Y 5Y(*) 10Y(*) 30Y(*)
Dynamic 60/40 Income Portfolio -0.75 0.22 -5.55 -14.74 -9.55 4.32 5.83 7.32
US Inflation Adjusted return -5.55 -18.06 -15.92 0.69 3.29 4.73
Components
PFF
iShares Preferred and Income Securities ETF
-0.79 01:59PM
Jul 05 2022
0.04 -4.98 -15.10 -12.71 1.61 3.92 6.23
VTI
Vanguard Total Stock Market
-0.84 01:59PM
Jul 05 2022
0.21 -8.23 -21.32 -14.17 10.53 12.52 9.81
VNQ
Vanguard Real Estate
-1.65 01:59PM
Jul 05 2022
0.12 -7.46 -20.54 -8.02 5.69 7.49 9.57
SHY
iShares 1-3 Year Treasury Bond
0.01 01:59PM
Jul 05 2022
0.31 -0.59 -2.99 -3.55 0.78 0.65 3.26
HYG
iShares iBoxx $ High Yield Corporate Bond
-0.51 02:00PM
Jul 05 2022
0.44 -7.05 -13.77 -12.80 1.21 3.17 5.70
(*) Returns over 1 year are annualized
(*) Eastern Time (ET - America/New York)

US Inflation is updated to May 2022. Waiting for updates, inflation of Jun 2022 is set to 0%. Current inflation (annualized) is 1Y: 7.57% , 5Y: 3.61% , 10Y: 2.46% , 30Y: 2.47%

Portfolio Dividends

In 2021, the Dynamic 60/40 Income Portfolio granted a 2.81% dividend yield. If you are interested in getting periodic income, please refer to the Dynamic 60/40 Income Portfolio: Dividend Yield page.

Historical Returns as of Jun 30, 2022

Historical returns and stats of Dynamic 60/40 Income Portfolio. Total Returns and Inflation Adjusted Returns are both mentioned.

DYNAMIC 60/40 INCOME PORTFOLIO
Consolidated returns as of 30 June 2022
Data Source: from January 1992 to June 2022
Swipe left to see all data
Period Return (%)
as of Jun 2022
Return (%)
Infl.Adj.
Standard
Deviation (%)
Max
Drawdown (%)
Months
Pos - Neg
1M
Jun 2022
-5.55
-5.55
-5.55
Jun 2022 - Jun 2022
0 - 1
3M
-10.11
-11.27
-10.11
Apr 2022 - Jun 2022
1 - 2
6M
-14.74
-18.06
-14.74
Jan 2022 - Jun 2022
2 - 4
YTD
-14.74
-18.06
-14.74
Jan 2022 - Jun 2022
2 - 4
1Y
-9.55
-15.92
10.60
-14.74
Jan 2022 - Jun 2022
6 - 6
50% pos
3Y(*)
3.39
-1.07
11.35
-14.74
Jan 2022 - Jun 2022
25 - 11
69% pos
5Y(*)
4.32
0.69
9.80
-14.74
Jan 2022 - Jun 2022
43 - 17
72% pos
10Y(*)
5.83
3.29
7.90
-14.74
Jan 2022 - Jun 2022
84 - 36
70% pos
15Y(*)
5.13
2.77
11.37
-40.69
Nov 2007 - Feb 2009
120 - 60
67% pos
20Y(*)
6.40
3.85
10.25
-41.44
Jun 2007 - Feb 2009
165 - 75
69% pos
25Y(*)
6.36
3.84
9.55
-41.44
Jun 2007 - Feb 2009
202 - 98
67% pos
30Y(*)
7.32
4.73
8.95
-41.44
Jun 2007 - Feb 2009
248 - 112
69% pos
MAX(*)
01 Jan 1992
7.40
4.81
8.89
-41.44
Jun 2007 - Feb 2009
252 - 114
69% pos
(*) Returns over 1 year are annualized

Returns and stats are calculated assuming a yearly rebalancing of the components weight. How do returns change with different rebalancing strategies?

Capital Growth as of Jun 30, 2022

An investment of 1000$, since July 1992, now would be worth 8328.10$, with a total return of 732.81% (7.32% annualized).

The Inflation Adjusted Capital now would be 4002.99$, with a net total return of 300.30% (4.73% annualized).
An investment of 1000$, since January 1992, now would be worth 8834.92$, with a total return of 783.49% (7.40% annualized).

The Inflation Adjusted Capital now would be 4189.00$, with a net total return of 318.90% (4.81% annualized).

Drawdowns

Swipe left to see all data
Drawdown period
Recovery period
Total
Drawdown Start Bottom #Months End #Months #Months
-41.44% Jun 2007 Feb 2009 21 Sep 2010 19 40
-14.74% Jan 2022 Jun 2022 6 in progress 6
-14.24% Feb 2020 Mar 2020 2 Nov 2020 8 10
-10.41% Jun 2011 Sep 2011 4 Jan 2012 4 8
-7.02% Jul 1998 Aug 1998 2 Dec 1998 4 6
-6.80% Feb 1994 Nov 1994 10 Apr 1995 5 15
-6.80% Sep 2018 Dec 2018 4 Feb 2019 2 6
-6.19% Apr 2002 Oct 2002 7 Apr 2003 6 13
-4.42% Apr 2015 Sep 2015 6 Mar 2016 6 12
-4.29% Apr 2004 Apr 2004 1 Sep 2004 5 6
-3.78% May 2013 Aug 2013 4 Oct 2013 2 6
-3.60% Sep 2000 Nov 2000 3 Jan 2001 2 5
-3.30% Jul 1999 Sep 1999 3 Dec 1999 3 6
-3.29% Sep 2001 Sep 2001 1 Nov 2001 2 3
-3.09% May 2012 May 2012 1 Jun 2012 1 2
-2.92% Aug 2016 Nov 2016 4 Feb 2017 3 7
-2.58% Sep 2021 Sep 2021 1 Oct 2021 1 2
-2.49% Jan 2018 Feb 2018 2 Jun 2018 4 6
-2.37% Feb 2001 Mar 2001 2 May 2001 2 4
-2.32% Sep 2014 Sep 2014 1 Oct 2014 1 2
Swipe left to see all data
Drawdown period
Recovery period
Total
Drawdown Start Bottom #Months End #Months #Months
-41.44% Jun 2007 Feb 2009 21 Sep 2010 19 40
-14.74% Jan 2022 Jun 2022 6 in progress 6
-14.24% Feb 2020 Mar 2020 2 Nov 2020 8 10
-10.41% Jun 2011 Sep 2011 4 Jan 2012 4 8
-7.02% Jul 1998 Aug 1998 2 Dec 1998 4 6
-6.80% Feb 1994 Nov 1994 10 Apr 1995 5 15
-6.80% Sep 2018 Dec 2018 4 Feb 2019 2 6
-6.19% Apr 2002 Oct 2002 7 Apr 2003 6 13
-4.42% Apr 2015 Sep 2015 6 Mar 2016 6 12
-4.29% Apr 2004 Apr 2004 1 Sep 2004 5 6
-3.78% May 2013 Aug 2013 4 Oct 2013 2 6
-3.60% Sep 2000 Nov 2000 3 Jan 2001 2 5
-3.30% Jul 1999 Sep 1999 3 Dec 1999 3 6
-3.29% Sep 2001 Sep 2001 1 Nov 2001 2 3
-3.09% May 2012 May 2012 1 Jun 2012 1 2
-2.92% Aug 2016 Nov 2016 4 Feb 2017 3 7
-2.58% Sep 2021 Sep 2021 1 Oct 2021 1 2
-2.49% Jan 2018 Feb 2018 2 Jun 2018 4 6
-2.37% Feb 2001 Mar 2001 2 May 2001 2 4
-2.32% Sep 2014 Sep 2014 1 Oct 2014 1 2

Rolling Returns ( more details)

Dynamic 60/40 Income Portfolio: annualized rolling and average returns

Swipe left to see all data
Rolling
Period
Return (*) Negative
Periods
Average (%) Best (%) Worst (%)
1 Year
8.27 57.27
Mar 2009 - Feb 2010
-36.55
Mar 2008 - Feb 2009
12.39%
2 Years
7.81 36.22
Mar 2009 - Feb 2011
-22.81
Mar 2007 - Feb 2009
5.83%
3 Years
7.68 24.89
Mar 2009 - Feb 2012
-12.45
Mar 2006 - Feb 2009
6.65%
5 Years
7.58 18.49
Mar 2009 - Feb 2014
-4.51
Mar 2004 - Feb 2009
1.63%
7 Years
7.37 13.85
Mar 2009 - Feb 2016
-0.10
Mar 2002 - Feb 2009
0.35%
10 Years
7.28 11.81
Mar 2009 - Feb 2019
1.60
Mar 1999 - Feb 2009
0.00%
15 Years
6.96 9.93
Feb 1992 - Jan 2007
4.43
Mar 1994 - Feb 2009
0.00%
20 Years
7.25 8.51
Dec 1994 - Nov 2014
5.95
Apr 2000 - Mar 2020
0.00%
(*) Annualized rolling and average returns over full calendar month periods

If you need a deeper detail about rolling returns, please refer to the Dynamic 60/40 Income Portfolio: Rolling Returns page.

Seasonality

Dynamic 60/40 Income Portfolio: in which months is it better to invest?

Both the Average Return and the Gain Frequency (Win %) are useful to get an idea of what happened in the past.

For further information about the seasonality, check the Asset Class Seasonality page.
Swipe left to see all data
Monthly Average Return (%) and Gain Frequency
Return (%) Jan Feb Mar Apr May Jun Jul Aug Sep Oct Nov Dec
Average
Win %
0.64
74%
0.08
71%
0.71
74%
1.32
71%
0.61
68%
0.29
68%
1.10
70%
0.43
70%
0.00
53%
0.31
57%
0.53
63%
1.55
87%
Best
Year
6.2
2019
2.9
2010
6.2
2009
13.5
2009
5.9
2009
3.3
2012
7.5
2009
2.7
2004
4.5
2009
7.8
2011
5.8
2020
8.3
2008
Worst
Year
-7.7
2009
-12.7
2009
-10.6
2020
-4.8
2022
-4.4
2010
-6.4
2008
-3.2
2007
-5.4
1998
-8.5
2008
-11.8
2008
-8.0
2008
-4.1
2018
Statistics calculated for the period Jan 1992 - Jun 2022

Monthly/Yearly Returns

Dynamic 60/40 Income Portfolio monthly and yearly returns: how is the distribution of the returns recorded so far?

MONTHLY RETURNS HISTOGRAM
252 Positive Months (69%) - 114 Negative Months (31%)
Jan 1992 - Jun 2022
Swipe left to see all data
Yearly Return(%)
Monthly Return(%)
Year Total Infl.Adj Jan Feb Mar Apr May Jun Jul Aug Sep Oct Nov Dec
2022
-14.74 -18.06 -4.5 -2.0 1.3 -4.8 0.0 -5.5
2021
+15.27 +7.63 -0.5 1.1 2.6 3.1 0.4 1.6 1.5 1.3 -2.6 3.2 -1.4 4.1
2020
+6.26 +4.92 0.6 -4.1 -10.6 6.9 2.3 0.6 3.8 1.9 -1.5 -0.9 5.8 2.5
2019
+18.59 +15.96 6.2 1.2 1.8 1.1 -1.5 2.7 1.0 0.8 1.0 0.8 0.5 1.5
2018
-3.28 -5.10 -0.1 -2.4 0.4 0.2 1.5 1.3 1.2 1.7 -0.7 -3.0 0.9 -4.1
2017
+8.11 +5.86 1.0 2.2 -0.4 0.7 0.4 0.8 1.0 0.0 0.5 0.2 1.2 0.2
2016
+7.39 +5.24 -2.2 0.3 4.4 0.4 1.1 2.2 2.2 -0.4 -0.3 -2.0 -0.2 1.8
2015
+0.49 -0.15 1.4 0.9 0.0 -0.9 0.3 -1.8 1.6 -2.9 -0.7 3.7 -0.4 -0.5
2014
+11.87 +11.15 0.9 2.9 0.5 1.2 1.4 1.0 -1.0 2.3 -2.3 3.1 1.0 0.2
2013
+8.15 +6.54 2.2 0.8 1.8 2.4 -1.4 -1.5 1.9 -2.8 1.9 2.5 -0.2 0.5
2012
+12.84 +10.89 4.0 1.6 1.5 0.8 -3.1 3.3 1.2 1.1 0.4 -0.2 0.4 1.4
2011
+3.16 +0.09 1.6 2.3 -0.1 2.5 0.3 -1.3 -0.4 -3.2 -5.8 7.8 -2.0 2.1
2010
+14.75 +13.13 -1.8 2.9 4.0 2.4 -4.4 -1.6 5.8 -0.8 3.5 2.2 -0.7 2.9
2009
+25.31 +21.88 -7.7 -12.7 6.2 13.5 5.9 0.8 7.5 2.5 4.5 -2.3 3.2 4.0
2008
-21.78 -21.76 0.5 -1.3 0.1 4.0 0.1 -6.4 -0.2 0.7 -8.5 -11.8 -8.0 8.3
2007
-3.54 -7.35 2.4 -0.4 0.0 1.1 0.6 -2.8 -3.2 2.1 1.5 1.3 -4.3 -1.6
2006
+14.28 +11.47 2.6 0.9 1.3 -0.6 -1.3 0.9 1.2 2.3 1.5 2.6 2.2 0.0
2005
+5.27 +1.87 -1.9 1.3 -1.5 1.1 2.1 1.4 2.1 -0.5 -0.2 -1.4 2.2 0.5
2004
+12.11 +8.49 2.1 1.1 1.2 -4.3 0.8 1.1 -0.2 2.7 1.0 1.9 1.6 2.7
2003
+22.26 +19.82 0.5 0.7 1.0 3.7 3.5 1.7 0.6 1.3 1.7 1.8 1.4 2.3
2002
-0.78 -3.18 0.0 0.0 2.0 -0.1 0.0 -0.9 -3.1 1.3 -2.4 -1.2 3.4 0.2
2001
+5.55 +3.88 2.2 -1.4 -0.9 1.8 1.1 0.9 0.5 0.4 -3.3 0.9 3.0 0.5
2000
+5.79 +2.27 -0.9 0.1 2.2 -0.2 -1.1 3.1 2.2 1.2 -0.1 -1.8 -1.7 2.9
1999
+4.89 +2.16 0.6 -1.2 1.1 3.1 -0.4 0.5 -1.5 -0.6 -1.3 0.9 0.7 2.9
1998
+5.13 +3.47 0.6 1.4 1.9 -0.2 -0.2 1.2 -1.7 -5.4 2.9 0.7 2.6 1.4
1997
+16.74 +14.80 1.4 0.7 -0.9 0.7 3.0 2.6 3.4 -0.8 3.8 -0.9 1.3 1.5
1996
+16.21 +12.41 1.1 0.4 0.3 0.5 1.5 0.5 -0.8 1.8 2.3 1.6 3.8 2.0
1995
+20.42 +17.45 0.9 2.6 1.0 1.6 3.5 1.5 1.4 1.1 1.7 -0.1 1.8 1.9
1994
-3.20 -5.65 1.8 -0.8 -3.0 -0.7 -0.1 -0.8 1.1 1.5 -1.4 -0.6 -2.2 2.0
1993
+14.00 +10.88 2.7 2.6 2.9 -0.8 0.5 1.7 0.8 1.9 1.4 0.7 -1.8 0.7
1992
+13.92 +10.63 2.3 1.0 -0.4 0.9 2.3 -0.1 3.0 0.6 1.2 -0.5 1.6 1.4

Portofolio Returns, up to December 2007, are simulated. They have been calculated using the historical series of equivalent ETFs / Assets, instead of the actual ETFs of the portfolio.

In particular, it has been used:

  • PFF - iShares Preferred and Income Securities ETF: simulated historical serie, up to December 2007
  • VTI - Vanguard Total Stock Market: simulated historical serie, up to December 2001
  • VNQ - Vanguard Real Estate: simulated historical serie, up to December 2004
  • SHY - iShares 1-3 Year Treasury Bond: simulated historical serie, up to December 2002
  • HYG - iShares iBoxx $ High Yield Corporate Bond: simulated historical serie, up to December 2007

Portfolio efficiency

Is the Dynamic 60/40 Income Portfolio actually efficient, compared to other Lazy Portfolios?

Overall Ratings

The Dynamic 60/40 Income Portfolio is classified as High Risk.

Very High Risk
Bond weight:
Less than 25%
High Risk
Bond weight:
25% - 49.99%
Medium Risk
Bond weight:
50% - 74.99%
Low Risk
Bond weight:
At least 75%
High Risk
Portfolios
All
Portfolios
25 Years Ann. Return
(Inflation Adjusted)
+6.36%
(+3.84%)
Poor : 1 / 5
Average : 2.4 / 5
Standard Deviation
over 25 Years
9.55%
Good : 3.4 / 5
Good : 3.4 / 5
Maximum Drawdown
over 25 Years
-41.44%
Poor : 1 / 5
Average : 2.4 / 5
Easy to manage 5 ETFs
Average : 3 / 5
Average : 3 / 5
Rating assigned considering all the High Risk Portfolios Rating assigned considering all the Portfolios in the database

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Jul 2022 return refers to period 01-05 July 2022.
Last update: Jul 05 2022, 02:00PM Eastern Time.
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